Home > Stone Oak National Bank > Income and Expense
Stone Oak National Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,202,000 | 11,351 |
| Total interest expense | $386,000 | 11,660 |
| Net interest income | $816,000 | 10,997 |
| Provision for loan and lease losses | $38,000 | 6,695 |
| Total noninterest income | $297,000 | 7,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 5,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,828 |
| Total noninterest expense | $950,000 | 9,551 |
| Salaries and employee benefits | $369,000 | 10,558 |
| Premises and equipment expense | $170,000 | 8,080 |
| Additional noninterest expense | $411,000 | 8,718 |
| Pre-tax net operating income | $125,000 | 11,450 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $31,000 | 10,901 |
| Income before extraordinary items | $94,000 | 11,442 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $94,000 | 11,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,238 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $94,000 | 11,483 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $937,000 | 12,421 |
| Total interest expense | $329,000 | 12,537 |
| Net interest income | $608,000 | 12,194 |
| Provision for loan and lease losses | $21,000 | 8,998 |
| Total noninterest income | $260,000 | 8,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 6,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 9,126 |
| Total noninterest expense | $868,000 | 10,352 |
| Salaries and employee benefits | $315,000 | 11,501 |
| Premises and equipment expense | $173,000 | 8,305 |
| Additional noninterest expense | $380,000 | 9,477 |
| Pre-tax net operating income | $-21,000 | 12,493 |
| Securities gains (losses) | $61,000 | 3,136 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $40,000 | 12,309 |
| Extraordinary gains, net | $203,000 | 1,003 |
| Net income | $243,000 | 10,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 6,216 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-21,000 | 12,458 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $884,000 | 13,217 |
| Total interest expense | $450,000 | 12,970 |
| Net interest income | $434,000 | 13,288 |
| Provision for loan and lease losses | $-924,000 | 13,907 |
| Total noninterest income | $237,000 | 8,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 6,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,841 |
| Total noninterest expense | $967,000 | 10,133 |
| Salaries and employee benefits | $335,000 | 11,607 |
| Premises and equipment expense | $176,000 | 8,414 |
| Additional noninterest expense | $456,000 | 8,908 |
| Pre-tax net operating income | $628,000 | 7,531 |
| Securities gains (losses) | $128,000 | 2,614 |
| Applicable income taxes | $264,000 | 6,447 |
| Income before extraordinary items | $492,000 | 7,407 |
| Extraordinary gains, net | $264,000 | 339 |
| Net income | $756,000 | 5,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 5,610 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $520,000 | 544 |
| Net operating income | $408,800 | 7,776 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.