Home > Stone County National Bank > Income and Expense
Stone County National Bank, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,229,000 | 5,582 |
| Total interest expense | $234,000 | 6,054 |
| Net interest income | $1,995,000 | 5,434 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $171,000 | 5,607 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $145,000 | 4,380 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $26,000 | 6,186 |
| Total noninterest expense | $2,248,000 | 4,782 |
| Salaries and employee benefits | $1,180,000 | 4,746 |
| Premises and equipment expense | $394,000 | 3,748 |
| Additional noninterest expense | $674,000 | 5,084 |
| Pre-tax net operating income | $-82,000 | 6,397 |
| Securities gains (losses) | $-292,000 | 7,088 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-374,000 | 6,713 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-374,000 | 6,711 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-374,000 | 6,711 |
| Net charge-offs | $-20,000 | 6,746 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-82,000 | 6,418 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,529,000 | 5,570 |
| Total interest expense | $167,000 | 6,052 |
| Net interest income | $1,362,000 | 5,416 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $108,000 | 5,708 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $96,000 | 4,388 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 6,397 |
| Total noninterest expense | $1,505,000 | 4,801 |
| Salaries and employee benefits | $800,000 | 4,740 |
| Premises and equipment expense | $259,000 | 3,775 |
| Additional noninterest expense | $446,000 | 5,130 |
| Pre-tax net operating income | $-35,000 | 6,415 |
| Securities gains (losses) | $-292,000 | 7,170 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-327,000 | 6,791 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-327,000 | 6,791 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-327,000 | 6,791 |
| Net charge-offs | $-26,000 | 6,857 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-35,000 | 6,431 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $792,000 | 5,560 |
| Total interest expense | $91,000 | 6,032 |
| Net interest income | $701,000 | 5,389 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $50,000 | 5,838 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $43,000 | 4,581 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 6,416 |
| Total noninterest expense | $758,000 | 4,809 |
| Salaries and employee benefits | $396,000 | 4,796 |
| Premises and equipment expense | $130,000 | 3,799 |
| Additional noninterest expense | $232,000 | 5,036 |
| Pre-tax net operating income | $-7,000 | 6,474 |
| Securities gains (losses) | $-41,000 | 7,154 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-48,000 | 6,708 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-48,000 | 6,710 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-48,000 | 6,710 |
| Net charge-offs | $-9,000 | 6,608 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-7,000 | 6,461 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,484,000 | 5,464 |
| Total interest expense | $531,000 | 5,737 |
| Net interest income | $2,953,000 | 5,303 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $-54,000 | 7,055 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $223,000 | 4,186 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-277,000 | 7,003 |
| Total noninterest expense | $3,330,000 | 4,611 |
| Salaries and employee benefits | $1,593,000 | 4,801 |
| Premises and equipment expense | $610,000 | 3,537 |
| Additional noninterest expense | $1,127,000 | 4,630 |
| Pre-tax net operating income | $-431,000 | 6,370 |
| Securities gains (losses) | $-38,000 | 6,982 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-469,000 | 6,463 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-469,000 | 6,465 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-469,000 | 6,464 |
| Net charge-offs | $161,000 | 4,536 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-431,000 | 6,405 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,658,000 | 5,475 |
| Total interest expense | $430,000 | 5,710 |
| Net interest income | $2,228,000 | 5,328 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $-127,000 | 7,215 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $170,000 | 4,177 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-297,000 | 7,172 |
| Total noninterest expense | $2,502,000 | 4,605 |
| Salaries and employee benefits | $1,211,000 | 4,758 |
| Premises and equipment expense | $443,000 | 3,658 |
| Additional noninterest expense | $848,000 | 4,614 |
| Pre-tax net operating income | $-401,000 | 6,539 |
| Securities gains (losses) | $-38,000 | 7,127 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-439,000 | 6,664 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-439,000 | 6,665 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-439,000 | 6,665 |
| Net charge-offs | $92,000 | 4,510 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-401,000 | 6,588 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,800,000 | 5,486 |
| Total interest expense | $318,000 | 5,630 |
| Net interest income | $1,482,000 | 5,362 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $-199,000 | 7,347 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $115,000 | 4,126 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-314,000 | 7,322 |
| Total noninterest expense | $1,675,000 | 4,648 |
| Salaries and employee benefits | $830,000 | 4,728 |
| Premises and equipment expense | $293,000 | 3,706 |
| Additional noninterest expense | $552,000 | 4,735 |
| Pre-tax net operating income | $-392,000 | 6,726 |
| Securities gains (losses) | $-38,000 | 7,199 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-430,000 | 6,802 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-430,000 | 6,801 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-430,000 | 6,802 |
| Net charge-offs | $110,000 | 3,749 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-392,000 | 6,768 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $904,000 | 5,514 |
| Total interest expense | $164,000 | 5,666 |
| Net interest income | $740,000 | 5,376 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $80,000 | 5,283 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $60,000 | 4,009 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 5,800 |
| Total noninterest expense | $801,000 | 4,780 |
| Salaries and employee benefits | $415,000 | 4,763 |
| Premises and equipment expense | $151,000 | 3,683 |
| Additional noninterest expense | $235,000 | 5,152 |
| Pre-tax net operating income | $19,000 | 6,108 |
| Securities gains (losses) | $-38,000 | 7,308 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-19,000 | 6,483 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-19,000 | 6,483 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-19,000 | 6,483 |
| Net charge-offs | $54,000 | 3,283 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $19,000 | 6,097 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,057,000 | 5,364 |
| Total interest expense | $876,000 | 5,525 |
| Net interest income | $3,181,000 | 5,201 |
| Provision for loan and lease losses | $572,000 | 3,942 |
| Total noninterest income | $343,000 | 5,193 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $321,000 | 3,500 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $22,000 | 6,564 |
| Total noninterest expense | $3,529,000 | 4,569 |
| Salaries and employee benefits | $1,578,000 | 4,924 |
| Premises and equipment expense | $583,000 | 3,793 |
| Additional noninterest expense | $1,368,000 | 4,248 |
| Pre-tax net operating income | $-577,000 | 6,289 |
| Securities gains (losses) | $11,000 | 3,287 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-566,000 | 6,400 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-566,000 | 6,401 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-566,000 | 6,401 |
| Net charge-offs | $533,000 | 3,573 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-577,000 | 6,368 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,055,000 | 5,453 |
| Total interest expense | $691,000 | 5,560 |
| Net interest income | $2,364,000 | 5,297 |
| Provision for loan and lease losses | $532,000 | 3,446 |
| Total noninterest income | $343,000 | 4,798 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $258,000 | 3,442 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $85,000 | 5,403 |
| Total noninterest expense | $2,561,000 | 4,673 |
| Salaries and employee benefits | $1,172,000 | 4,985 |
| Premises and equipment expense | $410,000 | 4,036 |
| Additional noninterest expense | $979,000 | 4,358 |
| Pre-tax net operating income | $-386,000 | 6,463 |
| Securities gains (losses) | $11,000 | 3,082 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-375,000 | 6,597 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-375,000 | 6,597 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-375,000 | 6,597 |
| Net charge-offs | $485,000 | 3,121 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-386,000 | 6,520 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,048,000 | 5,494 |
| Total interest expense | $465,000 | 5,643 |
| Net interest income | $1,583,000 | 5,290 |
| Provision for loan and lease losses | $446,000 | 3,040 |
| Total noninterest income | $238,000 | 4,721 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $188,000 | 3,271 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $50,000 | 5,587 |
| Total noninterest expense | $1,650,000 | 4,772 |
| Salaries and employee benefits | $793,000 | 4,956 |
| Premises and equipment expense | $265,000 | 4,130 |
| Additional noninterest expense | $592,000 | 4,620 |
| Pre-tax net operating income | $-275,000 | 6,538 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-275,000 | 6,665 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-275,000 | 6,667 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-275,000 | 6,666 |
| Net charge-offs | $506,000 | 2,430 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-275,000 | 6,614 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,055,000 | 5,488 |
| Total interest expense | $233,000 | 5,757 |
| Net interest income | $822,000 | 5,215 |
| Provision for loan and lease losses | $386,000 | 2,110 |
| Total noninterest income | $112,000 | 4,851 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $93,000 | 3,289 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $19,000 | 5,996 |
| Total noninterest expense | $828,000 | 4,815 |
| Salaries and employee benefits | $406,000 | 4,957 |
| Premises and equipment expense | $149,000 | 3,904 |
| Additional noninterest expense | $273,000 | 4,857 |
| Pre-tax net operating income | $-280,000 | 6,944 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-280,000 | 7,053 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-280,000 | 7,054 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-280,000 | 7,053 |
| Net charge-offs | $138,000 | 2,810 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-280,000 | 7,011 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,694,000 | 5,315 |
| Total interest expense | $1,372,000 | 5,356 |
| Net interest income | $3,322,000 | 5,111 |
| Provision for loan and lease losses | $990,000 | 3,528 |
| Total noninterest income | $498,000 | 4,731 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $384,000 | 3,409 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $114,000 | 5,486 |
| Total noninterest expense | $3,182,000 | 5,012 |
| Salaries and employee benefits | $1,460,000 | 5,276 |
| Premises and equipment expense | $440,000 | 4,750 |
| Additional noninterest expense | $1,282,000 | 4,548 |
| Pre-tax net operating income | $-352,000 | 5,864 |
| Securities gains (losses) | $87,000 | 2,256 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-265,000 | 5,889 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-265,000 | 5,888 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-265,000 | 5,888 |
| Net charge-offs | $759,000 | 3,251 |
| Cash dividends | $40,000 | 4,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-352,000 | 5,975 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,617,000 | 5,287 |
| Total interest expense | $1,115,000 | 5,310 |
| Net interest income | $2,502,000 | 5,092 |
| Provision for loan and lease losses | $960,000 | 2,841 |
| Total noninterest income | $364,000 | 4,835 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $273,000 | 3,512 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $91,000 | 5,517 |
| Total noninterest expense | $2,241,000 | 5,197 |
| Salaries and employee benefits | $1,107,000 | 5,282 |
| Premises and equipment expense | $326,000 | 4,819 |
| Additional noninterest expense | $808,000 | 5,032 |
| Pre-tax net operating income | $-335,000 | 6,169 |
| Securities gains (losses) | $13,000 | 2,895 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-322,000 | 6,265 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-322,000 | 6,266 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-322,000 | 6,265 |
| Net charge-offs | $560,000 | 2,885 |
| Cash dividends | $40,000 | 3,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-335,000 | 6,264 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,452,000 | 5,289 |
| Total interest expense | $800,000 | 5,280 |
| Net interest income | $1,652,000 | 5,128 |
| Provision for loan and lease losses | $712,000 | 2,469 |
| Total noninterest income | $232,000 | 4,958 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $172,000 | 3,606 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $60,000 | 5,582 |
| Total noninterest expense | $1,354,000 | 5,529 |
| Salaries and employee benefits | $718,000 | 5,411 |
| Premises and equipment expense | $220,000 | 4,815 |
| Additional noninterest expense | $416,000 | 5,730 |
| Pre-tax net operating income | $-182,000 | 6,246 |
| Securities gains (losses) | $13,000 | 2,499 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-169,000 | 6,323 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-169,000 | 6,322 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-169,000 | 6,322 |
| Net charge-offs | $252,000 | 3,150 |
| Cash dividends | $40,000 | 3,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-182,000 | 6,325 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,234,000 | 5,313 |
| Total interest expense | $436,000 | 5,171 |
| Net interest income | $798,000 | 5,220 |
| Provision for loan and lease losses | $85,000 | 4,161 |
| Total noninterest income | $111,000 | 5,018 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $86,000 | 3,560 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $25,000 | 5,902 |
| Total noninterest expense | $650,000 | 5,589 |
| Salaries and employee benefits | $353,000 | 5,511 |
| Premises and equipment expense | $116,000 | 4,722 |
| Additional noninterest expense | $181,000 | 5,842 |
| Pre-tax net operating income | $174,000 | 4,266 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $174,000 | 4,100 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $174,000 | 4,103 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $174,000 | 4,103 |
| Net charge-offs | $37,000 | 3,818 |
| Cash dividends | $40,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $174,000 | 3,945 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,467,000 | 5,200 |
| Total interest expense | $2,252,000 | 5,019 |
| Net interest income | $3,215,000 | 5,216 |
| Provision for loan and lease losses | $476,000 | 3,884 |
| Total noninterest income | $522,000 | 4,744 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $451,000 | 3,226 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $71,000 | 6,362 |
| Total noninterest expense | $2,392,000 | 5,758 |
| Salaries and employee benefits | $1,319,000 | 5,708 |
| Premises and equipment expense | $446,000 | 4,782 |
| Additional noninterest expense | $627,000 | 6,125 |
| Pre-tax net operating income | $869,000 | 4,027 |
| Securities gains (losses) | $-7,000 | 6,991 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $862,000 | 3,564 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $862,000 | 3,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 4,617 |
| Cash dividends | $272,000 | 4,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $869,000 | 3,699 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,151,000 | 5,245 |
| Total interest expense | $1,762,000 | 5,033 |
| Net interest income | $2,389,000 | 5,284 |
| Provision for loan and lease losses | $341,000 | 3,338 |
| Total noninterest income | $389,000 | 4,872 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $341,000 | 3,237 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $48,000 | 6,646 |
| Total noninterest expense | $1,775,000 | 5,781 |
| Salaries and employee benefits | $981,000 | 5,750 |
| Premises and equipment expense | $332,000 | 4,814 |
| Additional noninterest expense | $462,000 | 6,117 |
| Pre-tax net operating income | $662,000 | 4,457 |
| Securities gains (losses) | $-4,000 | 7,251 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $658,000 | 3,944 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $658,000 | 3,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,252 |
| Cash dividends | $210,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $662,000 | 4,083 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,792,000 | 5,295 |
| Total interest expense | $1,252,000 | 5,006 |
| Net interest income | $1,540,000 | 5,387 |
| Provision for loan and lease losses | $109,000 | 4,150 |
| Total noninterest income | $265,000 | 4,869 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $235,000 | 3,147 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $30,000 | 6,778 |
| Total noninterest expense | $1,169,000 | 5,854 |
| Salaries and employee benefits | $644,000 | 5,849 |
| Premises and equipment expense | $234,000 | 4,684 |
| Additional noninterest expense | $291,000 | 6,266 |
| Pre-tax net operating income | $527,000 | 4,287 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $527,000 | 3,914 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $527,000 | 3,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,861 |
| Cash dividends | $148,000 | 3,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $527,000 | 3,853 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,426,000 | 5,338 |
| Total interest expense | $696,000 | 4,895 |
| Net interest income | $730,000 | 5,562 |
| Provision for loan and lease losses | $47,000 | 3,879 |
| Total noninterest income | $128,000 | 4,948 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $111,000 | 3,231 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 6,648 |
| Total noninterest expense | $564,000 | 5,982 |
| Salaries and employee benefits | $312,000 | 5,975 |
| Premises and equipment expense | $104,000 | 5,055 |
| Additional noninterest expense | $148,000 | 6,209 |
| Pre-tax net operating income | $247,000 | 4,557 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $247,000 | 4,218 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $247,000 | 4,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,030 |
| Cash dividends | $99,000 | 2,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $247,000 | 4,120 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,289,000 | 5,565 |
| Total interest expense | $2,793,000 | 4,985 |
| Net interest income | $2,496,000 | 5,986 |
| Provision for loan and lease losses | $145,000 | 4,384 |
| Total noninterest income | $497,000 | 5,041 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $425,000 | 3,410 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $72,000 | 6,672 |
| Total noninterest expense | $2,090,000 | 6,101 |
| Salaries and employee benefits | $1,214,000 | 5,950 |
| Premises and equipment expense | $286,000 | 5,897 |
| Additional noninterest expense | $590,000 | 6,164 |
| Pre-tax net operating income | $758,000 | 5,288 |
| Securities gains (losses) | $-2,000 | 7,197 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $756,000 | 4,908 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $756,000 | 4,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 3,180 |
| Cash dividends | $377,000 | 4,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $758,000 | 4,876 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,923,000 | 5,619 |
| Total interest expense | $2,071,000 | 5,016 |
| Net interest income | $1,852,000 | 6,042 |
| Provision for loan and lease losses | $120,000 | 3,851 |
| Total noninterest income | $361,000 | 5,134 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $308,000 | 3,468 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $53,000 | 6,720 |
| Total noninterest expense | $1,519,000 | 6,188 |
| Salaries and employee benefits | $907,000 | 5,940 |
| Premises and equipment expense | $182,000 | 6,308 |
| Additional noninterest expense | $430,000 | 6,210 |
| Pre-tax net operating income | $574,000 | 5,524 |
| Securities gains (losses) | $-2,000 | 7,433 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $572,000 | 5,109 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $572,000 | 5,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,553 |
| Cash dividends | $296,000 | 3,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $574,000 | 5,096 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,597,000 | 5,666 |
| Total interest expense | $1,356,000 | 5,078 |
| Net interest income | $1,241,000 | 6,067 |
| Provision for loan and lease losses | $70,000 | 3,835 |
| Total noninterest income | $233,000 | 5,255 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $200,000 | 3,521 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $33,000 | 6,866 |
| Total noninterest expense | $1,015,000 | 6,215 |
| Salaries and employee benefits | $610,000 | 5,957 |
| Premises and equipment expense | $116,000 | 6,453 |
| Additional noninterest expense | $289,000 | 6,223 |
| Pre-tax net operating income | $389,000 | 5,567 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $389,000 | 5,136 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $389,000 | 5,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,506 |
| Cash dividends | $216,000 | 3,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $389,000 | 5,129 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,303,000 | 5,669 |
| Total interest expense | $669,000 | 5,099 |
| Net interest income | $634,000 | 6,012 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $113,000 | 5,260 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $94,000 | 3,579 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $19,000 | 6,688 |
| Total noninterest expense | $498,000 | 6,300 |
| Salaries and employee benefits | $301,000 | 6,043 |
| Premises and equipment expense | $62,000 | 6,319 |
| Additional noninterest expense | $135,000 | 6,400 |
| Pre-tax net operating income | $219,000 | 5,321 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $219,000 | 4,856 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $219,000 | 4,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 1,697 |
| Cash dividends | $136,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $219,000 | 4,825 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,614,000 | 5,777 |
| Total interest expense | $2,109,000 | 5,255 |
| Net interest income | $2,505,000 | 6,020 |
| Provision for loan and lease losses | $93,000 | 4,851 |
| Total noninterest income | $517,000 | 5,058 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $369,000 | 3,708 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $148,000 | 5,635 |
| Total noninterest expense | $2,002,000 | 6,158 |
| Salaries and employee benefits | $1,276,000 | 5,709 |
| Premises and equipment expense | $273,000 | 5,979 |
| Additional noninterest expense | $453,000 | 6,777 |
| Pre-tax net operating income | $927,000 | 5,355 |
| Securities gains (losses) | $-4,000 | 7,017 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $923,000 | 4,880 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $923,000 | 4,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,800 |
| Cash dividends | $377,000 | 4,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $927,000 | 4,866 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,446,000 | 5,783 |
| Total interest expense | $1,498,000 | 5,341 |
| Net interest income | $1,948,000 | 5,973 |
| Provision for loan and lease losses | $75,000 | 4,564 |
| Total noninterest income | $327,000 | 5,467 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $314,000 | 3,467 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 8,103 |
| Total noninterest expense | $1,498,000 | 6,155 |
| Salaries and employee benefits | $971,000 | 5,636 |
| Premises and equipment expense | $164,000 | 6,553 |
| Additional noninterest expense | $363,000 | 6,610 |
| Pre-tax net operating income | $702,000 | 5,526 |
| Securities gains (losses) | $4,000 | 1,079 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $706,000 | 4,988 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $706,000 | 4,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,378 |
| Cash dividends | $296,000 | 3,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $702,000 | 4,995 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,244,000 | 5,823 |
| Total interest expense | $944,000 | 5,375 |
| Net interest income | $1,300,000 | 6,006 |
| Provision for loan and lease losses | $45,000 | 4,580 |
| Total noninterest income | $216,000 | 5,474 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $207,000 | 3,472 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,144 |
| Total noninterest expense | $1,004,000 | 6,161 |
| Salaries and employee benefits | $647,000 | 5,669 |
| Premises and equipment expense | $82,000 | 7,140 |
| Additional noninterest expense | $275,000 | 6,327 |
| Pre-tax net operating income | $467,000 | 5,563 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $468,000 | 5,052 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $468,000 | 5,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,253 |
| Cash dividends | $216,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $467,000 | 5,040 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,129,000 | 5,775 |
| Total interest expense | $449,000 | 5,397 |
| Net interest income | $680,000 | 5,889 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $104,000 | 5,514 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $89,000 | 3,722 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,090 |
| Total noninterest expense | $500,000 | 6,184 |
| Salaries and employee benefits | $323,000 | 5,707 |
| Premises and equipment expense | $55,000 | 6,562 |
| Additional noninterest expense | $122,000 | 6,593 |
| Pre-tax net operating income | $254,000 | 5,339 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $254,000 | 4,821 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $254,000 | 4,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,550 |
| Cash dividends | $136,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $254,000 | 4,801 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,769,000 | 5,996 |
| Total interest expense | $1,132,000 | 5,972 |
| Net interest income | $2,637,000 | 5,901 |
| Provision for loan and lease losses | $215,000 | 3,469 |
| Total noninterest income | $441,000 | 5,511 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $380,000 | 3,672 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $61,000 | 7,146 |
| Total noninterest expense | $2,035,000 | 6,055 |
| Salaries and employee benefits | $1,203,000 | 5,791 |
| Premises and equipment expense | $231,000 | 6,406 |
| Additional noninterest expense | $601,000 | 6,054 |
| Pre-tax net operating income | $828,000 | 5,797 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $828,000 | 5,267 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $828,000 | 5,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,402 |
| Cash dividends | $401,000 | 3,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $828,000 | 5,239 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,744,000 | 6,057 |
| Total interest expense | $772,000 | 6,108 |
| Net interest income | $1,972,000 | 5,926 |
| Provision for loan and lease losses | $195,000 | 3,005 |
| Total noninterest income | $321,000 | 5,617 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $282,000 | 3,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $39,000 | 7,368 |
| Total noninterest expense | $1,506,000 | 6,065 |
| Salaries and employee benefits | $887,000 | 5,814 |
| Premises and equipment expense | $197,000 | 6,082 |
| Additional noninterest expense | $422,000 | 6,219 |
| Pre-tax net operating income | $592,000 | 6,039 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $592,000 | 5,472 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $592,000 | 5,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 1,786 |
| Cash dividends | $333,000 | 3,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $592,000 | 5,444 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,794,000 | 6,047 |
| Total interest expense | $483,000 | 6,125 |
| Net interest income | $1,311,000 | 5,928 |
| Provision for loan and lease losses | $165,000 | 2,477 |
| Total noninterest income | $192,000 | 5,828 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $187,000 | 3,662 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,000 | 8,453 |
| Total noninterest expense | $966,000 | 6,200 |
| Salaries and employee benefits | $575,000 | 5,884 |
| Premises and equipment expense | $132,000 | 6,058 |
| Additional noninterest expense | $259,000 | 6,422 |
| Pre-tax net operating income | $372,000 | 6,152 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $372,000 | 5,633 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $372,000 | 5,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 1,646 |
| Cash dividends | $266,000 | 3,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $372,000 | 5,590 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $889,000 | 6,078 |
| Total interest expense | $229,000 | 6,190 |
| Net interest income | $660,000 | 5,915 |
| Provision for loan and lease losses | $145,000 | 1,514 |
| Total noninterest income | $93,000 | 5,850 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $91,000 | 3,658 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $494,000 | 6,152 |
| Salaries and employee benefits | $283,000 | 5,978 |
| Premises and equipment expense | $69,000 | 5,998 |
| Additional noninterest expense | $142,000 | 6,189 |
| Pre-tax net operating income | $114,000 | 7,033 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $115,000 | 6,655 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $115,000 | 6,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 977 |
| Cash dividends | $194,000 | 2,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $114,000 | 6,637 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,575,000 | 5,902 |
| Total interest expense | $845,000 | 6,105 |
| Net interest income | $2,730,000 | 5,717 |
| Provision for loan and lease losses | $117,000 | 4,776 |
| Total noninterest income | $496,000 | 5,284 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $363,000 | 3,854 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $133,000 | 5,919 |
| Total noninterest expense | $1,954,000 | 6,074 |
| Salaries and employee benefits | $1,154,000 | 5,813 |
| Premises and equipment expense | $207,000 | 6,676 |
| Additional noninterest expense | $593,000 | 6,012 |
| Pre-tax net operating income | $1,155,000 | 4,891 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $28,000 | 6,390 |
| Income before extraordinary items | $1,130,000 | 4,360 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,130,000 | 4,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,108 |
| Cash dividends | $715,000 | 2,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,127,060 | 4,295 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,676,000 | 5,906 |
| Total interest expense | $628,000 | 6,137 |
| Net interest income | $2,048,000 | 5,716 |
| Provision for loan and lease losses | $87,000 | 4,638 |
| Total noninterest income | $368,000 | 5,330 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $272,000 | 3,895 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $96,000 | 5,987 |
| Total noninterest expense | $1,464,000 | 6,040 |
| Salaries and employee benefits | $871,000 | 5,754 |
| Premises and equipment expense | $185,000 | 6,213 |
| Additional noninterest expense | $408,000 | 6,248 |
| Pre-tax net operating income | $865,000 | 4,986 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $20,000 | 6,511 |
| Income before extraordinary items | $848,000 | 4,446 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $848,000 | 4,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,433 |
| Cash dividends | $616,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $845,060 | 4,382 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,769,000 | 5,935 |
| Total interest expense | $421,000 | 6,143 |
| Net interest income | $1,348,000 | 5,744 |
| Provision for loan and lease losses | $57,000 | 4,557 |
| Total noninterest income | $217,000 | 5,645 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $182,000 | 3,874 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $35,000 | 7,019 |
| Total noninterest expense | $951,000 | 6,175 |
| Salaries and employee benefits | $596,000 | 5,708 |
| Premises and equipment expense | $123,000 | 6,248 |
| Additional noninterest expense | $232,000 | 6,763 |
| Pre-tax net operating income | $557,000 | 5,031 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $13,000 | 6,532 |
| Income before extraordinary items | $551,000 | 4,477 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $551,000 | 4,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,302 |
| Cash dividends | $517,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $544,140 | 4,424 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $873,000 | 6,011 |
| Total interest expense | $213,000 | 6,172 |
| Net interest income | $660,000 | 5,825 |
| Provision for loan and lease losses | $27,000 | 4,453 |
| Total noninterest income | $162,000 | 4,581 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $98,000 | 3,637 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $64,000 | 4,614 |
| Total noninterest expense | $509,000 | 5,984 |
| Salaries and employee benefits | $286,000 | 5,878 |
| Premises and equipment expense | $63,000 | 6,196 |
| Additional noninterest expense | $160,000 | 5,799 |
| Pre-tax net operating income | $286,000 | 4,919 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $5,000 | 6,601 |
| Income before extraordinary items | $281,000 | 4,445 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $281,000 | 4,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,675 |
| Cash dividends | $350,000 | 1,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $281,000 | 4,313 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,448,000 | 6,081 |
| Total interest expense | $1,080,000 | 5,894 |
| Net interest income | $2,368,000 | 6,068 |
| Provision for loan and lease losses | $24,000 | 6,956 |
| Total noninterest income | $522,000 | 5,324 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $372,000 | 3,805 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $150,000 | 5,822 |
| Total noninterest expense | $1,851,000 | 6,251 |
| Salaries and employee benefits | $1,126,000 | 5,854 |
| Premises and equipment expense | $242,000 | 6,277 |
| Additional noninterest expense | $483,000 | 6,649 |
| Pre-tax net operating income | $1,015,000 | 5,135 |
| Securities gains (losses) | $-122,000 | 9,039 |
| Applicable income taxes | $15,000 | 6,905 |
| Income before extraordinary items | $878,000 | 5,001 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $878,000 | 5,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,408 |
| Cash dividends | $774,000 | 2,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $997,560 | 4,493 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,581,000 | 6,160 |
| Total interest expense | $857,000 | 5,876 |
| Net interest income | $1,724,000 | 6,207 |
| Provision for loan and lease losses | $13,000 | 7,023 |
| Total noninterest income | $326,000 | 5,844 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $277,000 | 3,845 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $49,000 | 7,244 |
| Total noninterest expense | $1,375,000 | 6,240 |
| Salaries and employee benefits | $842,000 | 5,838 |
| Premises and equipment expense | $174,000 | 6,404 |
| Additional noninterest expense | $359,000 | 6,650 |
| Pre-tax net operating income | $662,000 | 5,652 |
| Securities gains (losses) | $-13,000 | 8,969 |
| Applicable income taxes | $12,000 | 7,003 |
| Income before extraordinary items | $637,000 | 5,236 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $637,000 | 5,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,860 |
| Cash dividends | $638,000 | 2,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $649,740 | 5,000 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,729,000 | 6,191 |
| Total interest expense | $608,000 | 5,793 |
| Net interest income | $1,121,000 | 6,301 |
| Provision for loan and lease losses | $3,000 | 7,198 |
| Total noninterest income | $215,000 | 5,841 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $190,000 | 3,743 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $25,000 | 7,564 |
| Total noninterest expense | $917,000 | 6,273 |
| Salaries and employee benefits | $559,000 | 5,852 |
| Premises and equipment expense | $92,000 | 6,967 |
| Additional noninterest expense | $266,000 | 6,347 |
| Pre-tax net operating income | $416,000 | 5,764 |
| Securities gains (losses) | $-32,000 | 9,137 |
| Applicable income taxes | $9,000 | 7,001 |
| Income before extraordinary items | $375,000 | 5,581 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $375,000 | 5,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,431 |
| Cash dividends | $529,000 | 2,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $406,360 | 5,163 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $881,000 | 6,162 |
| Total interest expense | $311,000 | 5,833 |
| Net interest income | $570,000 | 6,225 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $107,000 | 5,736 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $94,000 | 3,690 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $448,000 | 6,351 |
| Salaries and employee benefits | $278,000 | 5,877 |
| Premises and equipment expense | $47,000 | 6,953 |
| Additional noninterest expense | $123,000 | 6,572 |
| Pre-tax net operating income | $226,000 | 5,537 |
| Securities gains (losses) | $-18,000 | 9,188 |
| Applicable income taxes | $6,000 | 6,816 |
| Income before extraordinary items | $202,000 | 5,310 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $202,000 | 5,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $412,000 | 1,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $219,460 | 4,872 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,961,000 | 5,930 |
| Total interest expense | $1,534,000 | 5,655 |
| Net interest income | $2,427,000 | 6,005 |
| Provision for loan and lease losses | $70,000 | 6,288 |
| Total noninterest income | $426,000 | 5,620 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $340,000 | 3,948 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $86,000 | 6,748 |
| Total noninterest expense | $1,855,000 | 6,144 |
| Salaries and employee benefits | $1,072,000 | 5,889 |
| Premises and equipment expense | $223,000 | 6,487 |
| Additional noninterest expense | $560,000 | 6,166 |
| Pre-tax net operating income | $928,000 | 5,392 |
| Securities gains (losses) | $16,000 | 3,321 |
| Applicable income taxes | $-107,000 | 9,070 |
| Income before extraordinary items | $1,051,000 | 4,457 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,051,000 | 4,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,273 |
| Cash dividends | $445,000 | 3,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,035,000 | 4,382 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,357,000 | 6,055 |
| Total interest expense | $2,012,000 | 6,072 |
| Net interest income | $2,345,000 | 5,935 |
| Provision for loan and lease losses | $190,000 | 4,243 |
| Total noninterest income | $426,000 | 5,514 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $371,000 | 3,602 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $55,000 | 7,544 |
| Total noninterest expense | $1,674,000 | 6,398 |
| Salaries and employee benefits | $1,028,000 | 5,886 |
| Premises and equipment expense | $207,000 | 6,693 |
| Additional noninterest expense | $439,000 | 6,860 |
| Pre-tax net operating income | $907,000 | 5,169 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $290,000 | 4,333 |
| Income before extraordinary items | $618,000 | 5,540 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $618,000 | 5,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,500 |
| Cash dividends | $531,000 | 3,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $617,320 | 5,414 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,281,000 | 6,262 |
| Total interest expense | $2,020,000 | 6,242 |
| Net interest income | $2,261,000 | 6,170 |
| Provision for loan and lease losses | $100,000 | 5,274 |
| Total noninterest income | $429,000 | 5,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $361,000 | 3,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,243 |
| Total noninterest expense | $1,548,000 | 6,614 |
| Salaries and employee benefits | $955,000 | 6,110 |
| Premises and equipment expense | $205,000 | 6,693 |
| Additional noninterest expense | $388,000 | 7,244 |
| Pre-tax net operating income | $1,042,000 | 5,156 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $296,000 | 4,620 |
| Income before extraordinary items | $746,000 | 5,247 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $746,000 | 5,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,623 |
| Cash dividends | $148,000 | 5,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $746,000 | 5,243 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,786,000 | 6,538 |
| Total interest expense | $1,695,000 | 6,556 |
| Net interest income | $2,091,000 | 6,473 |
| Provision for loan and lease losses | $85,000 | 5,558 |
| Total noninterest income | $453,000 | 5,265 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $375,000 | 3,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,202 |
| Total noninterest expense | $1,430,000 | 6,957 |
| Salaries and employee benefits | $888,000 | 6,366 |
| Premises and equipment expense | $190,000 | 6,970 |
| Additional noninterest expense | $352,000 | 7,684 |
| Pre-tax net operating income | $1,029,000 | 5,219 |
| Securities gains (losses) | $-31,000 | 9,673 |
| Applicable income taxes | $327,000 | 4,615 |
| Income before extraordinary items | $671,000 | 5,589 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $671,000 | 5,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,373 |
| Cash dividends | $148,000 | 5,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $691,770 | 5,463 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,526,000 | 6,921 |
| Total interest expense | $1,606,000 | 6,961 |
| Net interest income | $1,920,000 | 6,815 |
| Provision for loan and lease losses | $70,000 | 5,864 |
| Total noninterest income | $412,000 | 5,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $342,000 | 3,560 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,479 |
| Total noninterest expense | $1,232,000 | 7,450 |
| Salaries and employee benefits | $752,000 | 6,904 |
| Premises and equipment expense | $151,000 | 7,628 |
| Additional noninterest expense | $329,000 | 7,852 |
| Pre-tax net operating income | $1,030,000 | 5,321 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $370,000 | 4,624 |
| Income before extraordinary items | $660,000 | 5,770 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $660,000 | 5,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,814 |
| Cash dividends | $124,000 | 6,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $660,000 | 5,663 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,202,000 | 7,506 |
| Total interest expense | $1,413,000 | 7,551 |
| Net interest income | $1,789,000 | 7,345 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $401,000 | 5,713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $331,000 | 3,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,697 |
| Total noninterest expense | $1,155,000 | 7,841 |
| Salaries and employee benefits | $697,000 | 7,330 |
| Premises and equipment expense | $151,000 | 7,778 |
| Additional noninterest expense | $307,000 | 8,251 |
| Pre-tax net operating income | $975,000 | 5,910 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $363,000 | 5,184 |
| Income before extraordinary items | $612,000 | 6,293 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $612,000 | 6,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,755 |
| Cash dividends | $109,000 | 6,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $612,000 | 6,238 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,855,000 | 8,200 |
| Total interest expense | $1,248,000 | 8,244 |
| Net interest income | $1,607,000 | 8,012 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $361,000 | 6,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $299,000 | 4,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,398 |
| Total noninterest expense | $1,112,000 | 8,289 |
| Salaries and employee benefits | $661,000 | 7,776 |
| Premises and equipment expense | $159,000 | 7,849 |
| Additional noninterest expense | $292,000 | 8,962 |
| Pre-tax net operating income | $806,000 | 6,480 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $284,000 | 6,018 |
| Income before extraordinary items | $522,000 | 6,750 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $522,000 | 6,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,856 |
| Cash dividends | $95,000 | 6,831 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 787 |
| Net operating income | $522,000 | 6,696 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,585,000 | 8,833 |
| Total interest expense | $1,190,000 | 8,617 |
| Net interest income | $1,395,000 | 8,799 |
| Provision for loan and lease losses | $18,000 | 7,795 |
| Total noninterest income | $340,000 | 6,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 8,706 |
| Total noninterest expense | $1,110,000 | 8,537 |
| Salaries and employee benefits | $662,000 | 7,977 |
| Premises and equipment expense | $161,000 | 8,015 |
| Additional noninterest expense | $287,000 | 9,381 |
| Pre-tax net operating income | $607,000 | 7,836 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $204,000 | 7,346 |
| Income before extraordinary items | $403,000 | 8,042 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $403,000 | 8,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $93,000 | 6,962 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 689 |
| Net operating income | $403,000 | 8,006 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,202,000 | 9,424 |
| Total interest expense | $894,000 | 9,163 |
| Net interest income | $1,308,000 | 9,436 |
| Provision for loan and lease losses | $8,000 | 8,632 |
| Total noninterest income | $280,000 | 7,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,769 |
| Total noninterest expense | $1,049,000 | 9,165 |
| Salaries and employee benefits | $569,000 | 8,826 |
| Premises and equipment expense | $128,000 | 9,152 |
| Additional noninterest expense | $352,000 | 9,319 |
| Pre-tax net operating income | $531,000 | 8,447 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $188,000 | 7,551 |
| Income before extraordinary items | $343,000 | 8,686 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $343,000 | 8,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $24,000 | 8,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $343,000 | 8,752 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 10,219 |
| Total interest expense | $773,000 | 10,184 |
| Net interest income | $1,208,000 | 10,047 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $202,000 | 9,188 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,920 |
| Total noninterest expense | $829,000 | 10,527 |
| Salaries and employee benefits | $459,000 | 10,049 |
| Premises and equipment expense | $63,000 | 11,742 |
| Additional noninterest expense | $307,000 | 10,354 |
| Pre-tax net operating income | $581,000 | 8,078 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $213,000 | 7,377 |
| Income before extraordinary items | $368,000 | 8,760 |
| Extraordinary gains, net | $2,000 | 3,122 |
| Net income | $366,000 | 8,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $92,000 | 7,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $368,000 | 8,493 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,133,000 | 10,632 |
| Total interest expense | $978,000 | 10,502 |
| Net interest income | $1,155,000 | 10,496 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $183,000 | 9,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 7,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,988 |
| Total noninterest expense | $767,000 | 11,167 |
| Salaries and employee benefits | $397,000 | 10,894 |
| Premises and equipment expense | $79,000 | 11,525 |
| Additional noninterest expense | $291,000 | 10,959 |
| Pre-tax net operating income | $559,000 | 7,998 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $205,000 | 7,460 |
| Income before extraordinary items | $354,000 | 8,679 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $354,000 | 8,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 9,274 |
| Cash dividends | $92,000 | 6,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $354,000 | 8,310 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.