Home > Stone City Bank of Bedford, Indiana > Income and Expense
Stone City Bank of Bedford, Indiana, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 6,026 |
| Total interest expense | $669,000 | 6,231 |
| Net interest income | $1,403,000 | 5,797 |
| Provision for loan and lease losses | $215,000 | 1,989 |
| Total noninterest income | $195,000 | 5,705 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $104,000 | 4,933 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $91,000 | 5,325 |
| Total noninterest expense | $1,205,000 | 5,601 |
| Salaries and employee benefits | $657,000 | 5,625 |
| Premises and equipment expense | $113,000 | 6,491 |
| Additional noninterest expense | $435,000 | 4,936 |
| Pre-tax net operating income | $178,000 | 7,220 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $42,000 | 5,356 |
| Income before extraordinary items | $136,000 | 7,259 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $136,000 | 7,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 1,083 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $136,000 | 7,272 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,019,000 | 6,045 |
| Total interest expense | $326,000 | 6,204 |
| Net interest income | $693,000 | 5,832 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $89,000 | 5,835 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $45,000 | 5,172 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $44,000 | 5,355 |
| Total noninterest expense | $602,000 | 5,619 |
| Salaries and employee benefits | $311,000 | 5,816 |
| Premises and equipment expense | $77,000 | 5,732 |
| Additional noninterest expense | $214,000 | 4,968 |
| Pre-tax net operating income | $150,000 | 6,420 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $44,000 | 4,649 |
| Income before extraordinary items | $106,000 | 6,639 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $106,000 | 6,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,550 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $106,000 | 6,630 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 6,242 |
| Total interest expense | $952,000 | 6,395 |
| Net interest income | $2,480,000 | 6,065 |
| Provision for loan and lease losses | $259,000 | 3,098 |
| Total noninterest income | $547,000 | 5,035 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $214,000 | 4,896 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $333,000 | 4,116 |
| Total noninterest expense | $2,753,000 | 5,065 |
| Salaries and employee benefits | $1,577,000 | 4,891 |
| Premises and equipment expense | $383,000 | 4,996 |
| Additional noninterest expense | $793,000 | 5,198 |
| Pre-tax net operating income | $15,000 | 8,199 |
| Securities gains (losses) | $4,000 | 1,802 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $19,000 | 8,227 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $19,000 | 8,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,178 |
| Cash dividends | $347,000 | 4,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $15,000 | 8,207 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,504,000 | 6,319 |
| Total interest expense | $674,000 | 6,456 |
| Net interest income | $1,830,000 | 6,139 |
| Provision for loan and lease losses | $30,000 | 5,800 |
| Total noninterest income | $393,000 | 5,159 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $157,000 | 4,973 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $236,000 | 4,234 |
| Total noninterest expense | $1,936,000 | 5,247 |
| Salaries and employee benefits | $1,120,000 | 5,044 |
| Premises and equipment expense | $249,000 | 5,446 |
| Additional noninterest expense | $567,000 | 5,293 |
| Pre-tax net operating income | $257,000 | 7,390 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $261,000 | 7,124 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $261,000 | 7,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,823 |
| Cash dividends | $127,000 | 4,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $257,000 | 7,114 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 6,337 |
| Total interest expense | $408,000 | 6,562 |
| Net interest income | $1,219,000 | 6,135 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $251,000 | 5,208 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $101,000 | 5,011 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $150,000 | 4,323 |
| Total noninterest expense | $1,273,000 | 5,274 |
| Salaries and employee benefits | $733,000 | 5,104 |
| Premises and equipment expense | $154,000 | 5,635 |
| Additional noninterest expense | $386,000 | 5,204 |
| Pre-tax net operating income | $197,000 | 7,234 |
| Securities gains (losses) | $4,000 | 1,659 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $201,000 | 6,932 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $201,000 | 6,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,128 |
| Cash dividends | $71,000 | 4,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $197,000 | 6,908 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $795,000 | 6,397 |
| Total interest expense | $200,000 | 6,544 |
| Net interest income | $595,000 | 6,253 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $119,000 | 5,277 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $49,000 | 5,045 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $70,000 | 4,462 |
| Total noninterest expense | $644,000 | 5,272 |
| Salaries and employee benefits | $374,000 | 5,057 |
| Premises and equipment expense | $84,000 | 5,420 |
| Additional noninterest expense | $186,000 | 5,341 |
| Pre-tax net operating income | $70,000 | 7,637 |
| Securities gains (losses) | $4,000 | 1,261 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $74,000 | 7,345 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $74,000 | 7,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $22,000 | 3,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $70,000 | 7,397 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,171,000 | 6,269 |
| Total interest expense | $720,000 | 6,518 |
| Net interest income | $2,451,000 | 6,070 |
| Provision for loan and lease losses | $179,000 | 3,971 |
| Total noninterest income | $536,000 | 5,091 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $246,000 | 4,777 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $290,000 | 4,327 |
| Total noninterest expense | $2,587,000 | 5,181 |
| Salaries and employee benefits | $1,496,000 | 4,960 |
| Premises and equipment expense | $301,000 | 5,671 |
| Additional noninterest expense | $790,000 | 5,134 |
| Pre-tax net operating income | $221,000 | 7,707 |
| Securities gains (losses) | $47,000 | 1,791 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $268,000 | 7,358 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $268,000 | 7,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,462 |
| Cash dividends | $142,000 | 5,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $221,000 | 7,505 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,336,000 | 6,324 |
| Total interest expense | $532,000 | 6,549 |
| Net interest income | $1,804,000 | 6,131 |
| Provision for loan and lease losses | $119,000 | 4,010 |
| Total noninterest income | $367,000 | 5,342 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $190,000 | 4,760 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $177,000 | 4,755 |
| Total noninterest expense | $1,916,000 | 5,184 |
| Salaries and employee benefits | $1,111,000 | 4,946 |
| Premises and equipment expense | $231,000 | 5,580 |
| Additional noninterest expense | $574,000 | 5,188 |
| Pre-tax net operating income | $136,000 | 7,967 |
| Securities gains (losses) | $16,000 | 2,442 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $152,000 | 7,762 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $152,000 | 7,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,301 |
| Cash dividends | $98,000 | 4,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $136,000 | 7,828 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,544,000 | 6,375 |
| Total interest expense | $346,000 | 6,648 |
| Net interest income | $1,198,000 | 6,151 |
| Provision for loan and lease losses | $119,000 | 3,235 |
| Total noninterest income | $257,000 | 5,214 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $126,000 | 4,757 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $131,000 | 4,586 |
| Total noninterest expense | $1,286,000 | 5,181 |
| Salaries and employee benefits | $751,000 | 4,920 |
| Premises and equipment expense | $155,000 | 5,567 |
| Additional noninterest expense | $380,000 | 5,244 |
| Pre-tax net operating income | $50,000 | 8,243 |
| Securities gains (losses) | $16,000 | 2,165 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $66,000 | 8,107 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $66,000 | 8,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,856 |
| Cash dividends | $84,000 | 4,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $50,000 | 8,173 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $751,000 | 6,482 |
| Total interest expense | $163,000 | 6,852 |
| Net interest income | $588,000 | 6,219 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $109,000 | 5,576 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $63,000 | 4,680 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $46,000 | 5,276 |
| Total noninterest expense | $619,000 | 5,346 |
| Salaries and employee benefits | $370,000 | 4,980 |
| Premises and equipment expense | $76,000 | 5,660 |
| Additional noninterest expense | $173,000 | 5,550 |
| Pre-tax net operating income | $72,000 | 7,574 |
| Securities gains (losses) | $6,000 | 2,267 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $78,000 | 7,263 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $78,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $23,000 | 3,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $72,000 | 7,295 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,705,000 | 6,840 |
| Total interest expense | $753,000 | 6,865 |
| Net interest income | $1,952,000 | 6,662 |
| Provision for loan and lease losses | $8,000 | 7,438 |
| Total noninterest income | $775,000 | 4,314 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $266,000 | 4,597 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $509,000 | 3,549 |
| Total noninterest expense | $2,403,000 | 5,362 |
| Salaries and employee benefits | $1,398,000 | 5,097 |
| Premises and equipment expense | $317,000 | 5,499 |
| Additional noninterest expense | $688,000 | 5,553 |
| Pre-tax net operating income | $316,000 | 7,373 |
| Securities gains (losses) | $-22,000 | 8,879 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $294,000 | 7,305 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $294,000 | 7,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,782 |
| Cash dividends | $148,000 | 5,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $316,000 | 7,053 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,021,000 | 6,922 |
| Total interest expense | $585,000 | 6,915 |
| Net interest income | $1,436,000 | 6,756 |
| Provision for loan and lease losses | $8,000 | 7,260 |
| Total noninterest income | $582,000 | 4,342 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $195,000 | 4,679 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $387,000 | 3,591 |
| Total noninterest expense | $1,770,000 | 5,398 |
| Salaries and employee benefits | $1,032,000 | 5,143 |
| Premises and equipment expense | $234,000 | 5,535 |
| Additional noninterest expense | $504,000 | 5,618 |
| Pre-tax net operating income | $240,000 | 7,496 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $240,000 | 7,325 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $240,000 | 7,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,826 |
| Cash dividends | $120,000 | 4,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $240,000 | 7,156 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,360,000 | 6,947 |
| Total interest expense | $407,000 | 6,936 |
| Net interest income | $953,000 | 6,787 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $387,000 | 4,336 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $128,000 | 4,692 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $259,000 | 3,561 |
| Total noninterest expense | $1,155,000 | 5,474 |
| Salaries and employee benefits | $677,000 | 5,204 |
| Premises and equipment expense | $148,000 | 5,696 |
| Additional noninterest expense | $330,000 | 5,658 |
| Pre-tax net operating income | $185,000 | 7,334 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $185,000 | 7,108 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $185,000 | 7,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $92,000 | 4,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $185,000 | 6,922 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $681,000 | 6,976 |
| Total interest expense | $211,000 | 6,924 |
| Net interest income | $470,000 | 6,825 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $177,000 | 4,456 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $59,000 | 4,806 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $118,000 | 3,632 |
| Total noninterest expense | $566,000 | 5,543 |
| Salaries and employee benefits | $327,000 | 5,335 |
| Premises and equipment expense | $76,000 | 5,602 |
| Additional noninterest expense | $163,000 | 5,663 |
| Pre-tax net operating income | $81,000 | 7,505 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $81,000 | 7,262 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $81,000 | 7,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $9,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $81,000 | 7,110 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,814,000 | 7,038 |
| Total interest expense | $1,044,000 | 6,817 |
| Net interest income | $1,770,000 | 7,009 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $578,000 | 4,835 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $277,000 | 4,422 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $301,000 | 4,249 |
| Total noninterest expense | $2,130,000 | 5,649 |
| Salaries and employee benefits | $1,143,000 | 5,663 |
| Premises and equipment expense | $265,000 | 5,945 |
| Additional noninterest expense | $722,000 | 5,305 |
| Pre-tax net operating income | $218,000 | 7,868 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $224,000 | 7,706 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $224,000 | 7,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 9,202 |
| Cash dividends | $30,000 | 6,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $218,000 | 7,655 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,905,000 | 7,355 |
| Total interest expense | $1,288,000 | 7,429 |
| Net interest income | $1,617,000 | 7,122 |
| Provision for loan and lease losses | $55,000 | 6,550 |
| Total noninterest income | $420,000 | 5,552 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $255,000 | 4,591 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $165,000 | 5,332 |
| Total noninterest expense | $2,002,000 | 5,720 |
| Salaries and employee benefits | $923,000 | 6,268 |
| Premises and equipment expense | $230,000 | 6,354 |
| Additional noninterest expense | $849,000 | 4,605 |
| Pre-tax net operating income | $-20,000 | 8,769 |
| Securities gains (losses) | $-85,000 | 9,488 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-105,000 | 8,958 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-105,000 | 8,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,098 |
| Cash dividends | $90,000 | 5,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-20,000 | 8,777 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,004,000 | 7,409 |
| Total interest expense | $1,270,000 | 7,647 |
| Net interest income | $1,734,000 | 7,040 |
| Provision for loan and lease losses | $43,000 | 6,774 |
| Total noninterest income | $319,000 | 6,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 5,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 5,537 |
| Total noninterest expense | $1,735,000 | 6,197 |
| Salaries and employee benefits | $899,000 | 6,320 |
| Premises and equipment expense | $197,000 | 6,817 |
| Additional noninterest expense | $639,000 | 5,532 |
| Pre-tax net operating income | $275,000 | 8,004 |
| Securities gains (losses) | $-51,000 | 9,209 |
| Applicable income taxes | $-93,000 | 9,573 |
| Income before extraordinary items | $317,000 | 7,370 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $317,000 | 7,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,164 |
| Cash dividends | $170,000 | 5,352 |
| Sale, conversion, retirement of capital stock, net | $-342,000 | 9,821 |
| Net operating income | $368,000 | 7,051 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,811,000 | 7,596 |
| Total interest expense | $1,105,000 | 7,888 |
| Net interest income | $1,706,000 | 7,186 |
| Provision for loan and lease losses | $149,000 | 4,305 |
| Total noninterest income | $275,000 | 6,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 5,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 5,903 |
| Total noninterest expense | $1,716,000 | 6,260 |
| Salaries and employee benefits | $860,000 | 6,492 |
| Premises and equipment expense | $184,000 | 7,067 |
| Additional noninterest expense | $672,000 | 5,402 |
| Pre-tax net operating income | $116,000 | 8,995 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $32,000 | 7,966 |
| Income before extraordinary items | $82,000 | 9,082 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $82,000 | 9,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,786 |
| Cash dividends | $120,000 | 5,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $83,440 | 9,046 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,821,000 | 7,739 |
| Total interest expense | $1,091,000 | 8,175 |
| Net interest income | $1,730,000 | 7,212 |
| Provision for loan and lease losses | $76,000 | 5,693 |
| Total noninterest income | $195,000 | 7,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 6,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,572 |
| Total noninterest expense | $1,441,000 | 6,850 |
| Salaries and employee benefits | $738,000 | 6,988 |
| Premises and equipment expense | $157,000 | 7,493 |
| Additional noninterest expense | $546,000 | 6,117 |
| Pre-tax net operating income | $408,000 | 7,835 |
| Securities gains (losses) | $9,000 | 3,034 |
| Applicable income taxes | $94,000 | 7,627 |
| Income before extraordinary items | $323,000 | 7,695 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $323,000 | 7,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,916 |
| Cash dividends | $120,000 | 6,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $316,070 | 7,668 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,733,000 | 8,089 |
| Total interest expense | $1,026,000 | 8,610 |
| Net interest income | $1,707,000 | 7,538 |
| Provision for loan and lease losses | $62,000 | 6,121 |
| Total noninterest income | $168,000 | 8,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 6,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,171 |
| Total noninterest expense | $1,422,000 | 6,982 |
| Salaries and employee benefits | $746,000 | 7,047 |
| Premises and equipment expense | $131,000 | 8,214 |
| Additional noninterest expense | $545,000 | 6,165 |
| Pre-tax net operating income | $384,000 | 8,521 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $134,000 | 7,847 |
| Income before extraordinary items | $255,000 | 8,708 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $255,000 | 8,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,007 |
| Cash dividends | $102,000 | 6,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $251,700 | 8,702 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,776,000 | 8,310 |
| Total interest expense | $1,081,000 | 8,758 |
| Net interest income | $1,695,000 | 7,788 |
| Provision for loan and lease losses | $41,000 | 6,948 |
| Total noninterest income | $170,000 | 8,690 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 8,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,675 |
| Total noninterest expense | $1,307,000 | 7,642 |
| Salaries and employee benefits | $704,000 | 7,511 |
| Premises and equipment expense | $126,000 | 8,634 |
| Additional noninterest expense | $477,000 | 7,232 |
| Pre-tax net operating income | $517,000 | 7,837 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $193,000 | 7,244 |
| Income before extraordinary items | $324,000 | 8,222 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $324,000 | 8,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,431 |
| Cash dividends | $102,000 | 6,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $324,000 | 8,158 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,749,000 | 8,566 |
| Total interest expense | $1,097,000 | 8,913 |
| Net interest income | $1,652,000 | 8,141 |
| Provision for loan and lease losses | $31,000 | 7,042 |
| Total noninterest income | $141,000 | 9,468 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 7,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 9,970 |
| Total noninterest expense | $1,271,000 | 7,948 |
| Salaries and employee benefits | $678,000 | 7,877 |
| Premises and equipment expense | $137,000 | 8,597 |
| Additional noninterest expense | $456,000 | 7,647 |
| Pre-tax net operating income | $491,000 | 8,483 |
| Securities gains (losses) | $-18,000 | 10,494 |
| Applicable income taxes | $156,000 | 8,168 |
| Income before extraordinary items | $317,000 | 8,768 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $317,000 | 8,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,798 |
| Cash dividends | $102,000 | 6,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $329,060 | 8,640 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,344,000 | 9,179 |
| Total interest expense | $905,000 | 9,112 |
| Net interest income | $1,439,000 | 9,045 |
| Provision for loan and lease losses | $23,000 | 7,639 |
| Total noninterest income | $184,000 | 9,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,653 |
| Total noninterest expense | $1,260,000 | 8,389 |
| Salaries and employee benefits | $650,000 | 8,270 |
| Premises and equipment expense | $129,000 | 9,118 |
| Additional noninterest expense | $481,000 | 8,045 |
| Pre-tax net operating income | $340,000 | 9,817 |
| Securities gains (losses) | $-38,000 | 10,837 |
| Applicable income taxes | $88,000 | 9,626 |
| Income before extraordinary items | $214,000 | 10,107 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $214,000 | 10,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 11,034 |
| Cash dividends | $78,000 | 7,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $240,980 | 9,878 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,330,000 | 9,505 |
| Total interest expense | $1,008,000 | 9,074 |
| Net interest income | $1,322,000 | 9,667 |
| Provision for loan and lease losses | $94,000 | 5,936 |
| Total noninterest income | $76,000 | 11,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 12,543 |
| Total noninterest expense | $1,207,000 | 8,867 |
| Salaries and employee benefits | $614,000 | 8,684 |
| Premises and equipment expense | $112,000 | 10,057 |
| Additional noninterest expense | $481,000 | 8,418 |
| Pre-tax net operating income | $97,000 | 11,890 |
| Securities gains (losses) | $99,000 | 2,530 |
| Applicable income taxes | $55,000 | 10,820 |
| Income before extraordinary items | $141,000 | 11,312 |
| Extraordinary gains, net | $99,000 | 1,589 |
| Net income | $240,000 | 10,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 5,035 |
| Cash dividends | $72,000 | 7,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $69,720 | 11,933 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,611,000 | 9,702 |
| Total interest expense | $1,282,000 | 9,306 |
| Net interest income | $1,337,000 | 9,860 |
| Provision for loan and lease losses | $170,000 | 5,731 |
| Total noninterest income | $71,000 | 12,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,997 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 13,144 |
| Total noninterest expense | $1,041,000 | 9,798 |
| Salaries and employee benefits | $532,000 | 9,460 |
| Premises and equipment expense | $113,000 | 10,290 |
| Additional noninterest expense | $396,000 | 9,601 |
| Pre-tax net operating income | $197,000 | 11,096 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $49,000 | 11,284 |
| Income before extraordinary items | $160,000 | 11,128 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $160,000 | 11,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 5,121 |
| Cash dividends | $108,000 | 6,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $150,760 | 10,936 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.