Home > Stockton Savings Bank, FSB > Net charge- offs to loans
Stockton Savings Bank, FSB, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2275% | 3,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1762% | 301 |
| Percentage Net Loans Charged-off:Construction & development | 0.4759% | 112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1453% | 276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0098% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1491% | 270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4655% | 106 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0699% | 1,049 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1362% | 4,876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1304% | 436 |
| Percentage Net Loans Charged-off:Construction & development | 0.6612% | 125 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0559% | 512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0573% | 487 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1715% | 1,155 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5240% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2156% | 3,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2026% | 397 |
| Percentage Net Loans Charged-off:Construction & development | 0.6362% | 170 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1467% | 456 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3248% | 121 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0510% | 571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0523% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2382% | 230 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6977% | 28 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1311% | 6,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1230% | 695 |
| Percentage Net Loans Charged-off:Construction & development | 0.2921% | 368 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9329% | 291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0149% | 948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0153% | 895 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3354% | 927 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4593% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0697% | 9,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0645% | 1,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0878% | 591 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3972% | 628 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0256% | 890 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2853% | 1,165 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3610% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |