Home > Stockmans Bank > Income and Expense
Stockmans Bank, Income and Expense
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $27,462,000 | 1,565 |
| Total interest expense | $11,111,000 | 1,791 |
| Net interest income | $16,351,000 | 1,366 |
| Provision for loan and lease losses | $300,000 | 3,174 |
| Total noninterest income | $920,000 | 3,704 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $420,000 | 3,434 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $500,000 | 3,311 |
| Total noninterest expense | $7,726,000 | 2,364 |
| Salaries and employee benefits | $4,229,000 | 2,381 |
| Premises and equipment expense | $937,000 | 2,706 |
| Additional noninterest expense | $2,560,000 | 2,139 |
| Pre-tax net operating income | $9,245,000 | 916 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $318,000 | 3,316 |
| Income before extraordinary items | $8,927,000 | 734 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,927,000 | 732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,400 |
| Cash dividends | $4,520,000 | 807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $8,927,000 | 724 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $21,004,000 | 1,543 |
| Total interest expense | $8,461,000 | 1,773 |
| Net interest income | $12,543,000 | 1,342 |
| Provision for loan and lease losses | $300,000 | 2,302 |
| Total noninterest income | $701,000 | 3,682 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $316,000 | 3,434 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $385,000 | 3,276 |
| Total noninterest expense | $5,741,000 | 2,367 |
| Salaries and employee benefits | $3,135,000 | 2,402 |
| Premises and equipment expense | $717,000 | 2,657 |
| Additional noninterest expense | $1,889,000 | 2,112 |
| Pre-tax net operating income | $7,203,000 | 955 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $235,000 | 3,503 |
| Income before extraordinary items | $6,968,000 | 750 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,968,000 | 748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $3,394,000 | 788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $6,968,000 | 740 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $14,048,000 | 1,557 |
| Total interest expense | $5,648,000 | 1,769 |
| Net interest income | $8,400,000 | 1,353 |
| Provision for loan and lease losses | $300,000 | 1,528 |
| Total noninterest income | $459,000 | 3,732 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $202,000 | 3,499 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $257,000 | 3,292 |
| Total noninterest expense | $3,813,000 | 2,391 |
| Salaries and employee benefits | $2,085,000 | 2,445 |
| Premises and equipment expense | $470,000 | 2,715 |
| Additional noninterest expense | $1,258,000 | 2,131 |
| Pre-tax net operating income | $4,746,000 | 1,013 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $145,000 | 3,698 |
| Income before extraordinary items | $4,601,000 | 789 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,601,000 | 788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $2,264,000 | 792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,601,000 | 779 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,963,000 | 1,559 |
| Total interest expense | $2,782,000 | 1,779 |
| Net interest income | $4,181,000 | 1,355 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $229,000 | 3,734 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $99,000 | 3,475 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $130,000 | 3,266 |
| Total noninterest expense | $1,921,000 | 2,379 |
| Salaries and employee benefits | $1,104,000 | 2,325 |
| Premises and equipment expense | $247,000 | 2,616 |
| Additional noninterest expense | $570,000 | 2,289 |
| Pre-tax net operating income | $2,339,000 | 1,006 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $108,000 | 3,167 |
| Income before extraordinary items | $2,231,000 | 803 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,231,000 | 802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $1,135,000 | 730 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,231,000 | 793 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $27,216,000 | 1,467 |
| Total interest expense | $9,013,000 | 1,847 |
| Net interest income | $18,203,000 | 1,242 |
| Provision for loan and lease losses | $300,000 | 2,748 |
| Total noninterest income | $879,000 | 3,835 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $352,000 | 3,804 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $527,000 | 3,243 |
| Total noninterest expense | $7,061,000 | 2,498 |
| Salaries and employee benefits | $4,002,000 | 2,447 |
| Premises and equipment expense | $798,000 | 3,015 |
| Additional noninterest expense | $2,261,000 | 2,295 |
| Pre-tax net operating income | $11,721,000 | 845 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $395,000 | 3,448 |
| Income before extraordinary items | $11,326,000 | 667 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $11,326,000 | 667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $9,128,000 | 421 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $11,326,000 | 656 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $20,216,000 | 1,469 |
| Total interest expense | $6,363,000 | 1,890 |
| Net interest income | $13,853,000 | 1,234 |
| Provision for loan and lease losses | $150,000 | 3,386 |
| Total noninterest income | $650,000 | 3,873 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $256,000 | 3,903 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $394,000 | 3,245 |
| Total noninterest expense | $5,283,000 | 2,490 |
| Salaries and employee benefits | $3,038,000 | 2,415 |
| Premises and equipment expense | $567,000 | 3,148 |
| Additional noninterest expense | $1,678,000 | 2,303 |
| Pre-tax net operating income | $9,070,000 | 863 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $337,000 | 3,428 |
| Income before extraordinary items | $8,733,000 | 679 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $8,733,000 | 678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $7,077,000 | 385 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $8,733,000 | 670 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,953,000 | 1,497 |
| Total interest expense | $3,972,000 | 1,919 |
| Net interest income | $8,981,000 | 1,279 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $421,000 | 3,934 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $168,000 | 3,899 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $253,000 | 3,310 |
| Total noninterest expense | $3,367,000 | 2,609 |
| Salaries and employee benefits | $2,002,000 | 2,443 |
| Premises and equipment expense | $353,000 | 3,306 |
| Additional noninterest expense | $1,012,000 | 2,530 |
| Pre-tax net operating income | $6,035,000 | 855 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $207,000 | 3,569 |
| Income before extraordinary items | $5,828,000 | 683 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,828,000 | 681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $5,939,000 | 325 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $5,828,000 | 669 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,233,000 | 1,520 |
| Total interest expense | $1,826,000 | 1,980 |
| Net interest income | $4,407,000 | 1,294 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $218,000 | 3,797 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $80,000 | 3,936 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $138,000 | 3,119 |
| Total noninterest expense | $1,750,000 | 2,537 |
| Salaries and employee benefits | $1,035,000 | 2,376 |
| Premises and equipment expense | $178,000 | 3,298 |
| Additional noninterest expense | $537,000 | 2,393 |
| Pre-tax net operating income | $2,875,000 | 883 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $110,000 | 3,471 |
| Income before extraordinary items | $2,765,000 | 696 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,765,000 | 695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $4,795,000 | 225 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,765,000 | 683 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $21,319,000 | 1,581 |
| Total interest expense | $5,990,000 | 1,884 |
| Net interest income | $15,329,000 | 1,418 |
| Provision for loan and lease losses | $170,000 | 3,909 |
| Total noninterest income | $949,000 | 3,684 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $357,000 | 3,803 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $592,000 | 3,081 |
| Total noninterest expense | $6,049,000 | 2,732 |
| Salaries and employee benefits | $3,550,000 | 2,567 |
| Premises and equipment expense | $701,000 | 3,228 |
| Additional noninterest expense | $1,798,000 | 2,759 |
| Pre-tax net operating income | $10,059,000 | 977 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $299,000 | 4,138 |
| Income before extraordinary items | $9,760,000 | 742 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $9,760,000 | 744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $3,500,000 | 916 |
| Sale, conversion, retirement of capital stock, net | $125,000 | 696 |
| Net operating income | $9,760,000 | 729 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,231,000 | 1,628 |
| Total interest expense | $4,273,000 | 1,863 |
| Net interest income | $10,958,000 | 1,483 |
| Provision for loan and lease losses | $170,000 | 3,297 |
| Total noninterest income | $739,000 | 3,608 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $271,000 | 3,791 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $468,000 | 3,006 |
| Total noninterest expense | $4,320,000 | 2,824 |
| Salaries and employee benefits | $2,499,000 | 2,675 |
| Premises and equipment expense | $512,000 | 3,301 |
| Additional noninterest expense | $1,309,000 | 2,810 |
| Pre-tax net operating income | $7,207,000 | 1,018 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $245,000 | 4,117 |
| Income before extraordinary items | $6,962,000 | 775 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,962,000 | 776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $3,500,000 | 637 |
| Sale, conversion, retirement of capital stock, net | $125,000 | 540 |
| Net operating income | $6,962,000 | 758 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,767,000 | 1,645 |
| Total interest expense | $2,649,000 | 1,883 |
| Net interest income | $7,118,000 | 1,496 |
| Provision for loan and lease losses | $100,000 | 3,338 |
| Total noninterest income | $482,000 | 3,615 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $177,000 | 3,771 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $305,000 | 3,025 |
| Total noninterest expense | $2,812,000 | 2,871 |
| Salaries and employee benefits | $1,644,000 | 2,696 |
| Premises and equipment expense | $332,000 | 3,336 |
| Additional noninterest expense | $836,000 | 2,898 |
| Pre-tax net operating income | $4,688,000 | 1,013 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $155,000 | 4,199 |
| Income before extraordinary items | $4,533,000 | 783 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,533,000 | 783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $3,500,000 | 439 |
| Sale, conversion, retirement of capital stock, net | $125,000 | 407 |
| Net operating income | $4,533,000 | 762 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,758,000 | 1,653 |
| Total interest expense | $1,258,000 | 1,887 |
| Net interest income | $3,500,000 | 1,519 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $229,000 | 3,666 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $88,000 | 3,734 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $141,000 | 3,088 |
| Total noninterest expense | $1,426,000 | 2,843 |
| Salaries and employee benefits | $881,000 | 2,544 |
| Premises and equipment expense | $163,000 | 3,415 |
| Additional noninterest expense | $382,000 | 3,143 |
| Pre-tax net operating income | $2,273,000 | 1,024 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $90,000 | 3,936 |
| Income before extraordinary items | $2,183,000 | 803 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,183,000 | 804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $3,500,000 | 231 |
| Sale, conversion, retirement of capital stock, net | $125,000 | 248 |
| Net operating income | $2,183,000 | 782 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,097,000 | 1,783 |
| Total interest expense | $4,020,000 | 2,033 |
| Net interest income | $12,077,000 | 1,681 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $1,026,000 | 3,476 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $411,000 | 3,582 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $615,000 | 2,942 |
| Total noninterest expense | $5,493,000 | 2,862 |
| Salaries and employee benefits | $3,212,000 | 2,674 |
| Premises and equipment expense | $639,000 | 3,365 |
| Additional noninterest expense | $1,642,000 | 2,902 |
| Pre-tax net operating income | $7,490,000 | 1,163 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $211,000 | 4,688 |
| Income before extraordinary items | $7,279,000 | 905 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,279,000 | 906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,214 |
| Cash dividends | $3,175,000 | 930 |
| Sale, conversion, retirement of capital stock, net | $208,000 | 571 |
| Net operating income | $7,279,000 | 866 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,832,000 | 1,793 |
| Total interest expense | $2,826,000 | 2,122 |
| Net interest income | $9,006,000 | 1,677 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $758,000 | 3,538 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $321,000 | 3,496 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $437,000 | 3,036 |
| Total noninterest expense | $4,110,000 | 2,848 |
| Salaries and employee benefits | $2,406,000 | 2,654 |
| Premises and equipment expense | $460,000 | 3,487 |
| Additional noninterest expense | $1,244,000 | 2,833 |
| Pre-tax net operating income | $5,564,000 | 1,186 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $220,000 | 4,300 |
| Income before extraordinary items | $5,344,000 | 932 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,344,000 | 933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,550 |
| Cash dividends | $3,175,000 | 664 |
| Sale, conversion, retirement of capital stock, net | $208,000 | 437 |
| Net operating income | $5,344,000 | 895 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,696,000 | 1,824 |
| Total interest expense | $1,823,000 | 2,156 |
| Net interest income | $5,873,000 | 1,701 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $502,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $219,000 | 3,436 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $283,000 | 3,087 |
| Total noninterest expense | $2,731,000 | 2,861 |
| Salaries and employee benefits | $1,605,000 | 2,663 |
| Premises and equipment expense | $299,000 | 3,561 |
| Additional noninterest expense | $827,000 | 2,851 |
| Pre-tax net operating income | $3,584,000 | 1,199 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $125,000 | 4,546 |
| Income before extraordinary items | $3,459,000 | 950 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,459,000 | 951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $3,175,000 | 476 |
| Sale, conversion, retirement of capital stock, net | $208,000 | 338 |
| Net operating income | $3,459,000 | 914 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,910,000 | 1,803 |
| Total interest expense | $921,000 | 2,164 |
| Net interest income | $2,989,000 | 1,669 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $251,000 | 3,520 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $110,000 | 3,351 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $141,000 | 3,047 |
| Total noninterest expense | $1,418,000 | 2,780 |
| Salaries and employee benefits | $847,000 | 2,555 |
| Premises and equipment expense | $140,000 | 3,776 |
| Additional noninterest expense | $431,000 | 2,710 |
| Pre-tax net operating income | $1,792,000 | 1,175 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $50,000 | 4,842 |
| Income before extraordinary items | $1,742,000 | 931 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,742,000 | 931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $3,175,000 | 250 |
| Sale, conversion, retirement of capital stock, net | $208,000 | 202 |
| Net operating income | $1,742,000 | 888 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,977,000 | 1,886 |
| Total interest expense | $3,926,000 | 2,246 |
| Net interest income | $11,051,000 | 1,770 |
| Provision for loan and lease losses | $165,000 | 4,406 |
| Total noninterest income | $1,136,000 | 3,427 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $477,000 | 3,209 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $659,000 | 3,082 |
| Total noninterest expense | $5,394,000 | 2,870 |
| Salaries and employee benefits | $3,184,000 | 2,641 |
| Premises and equipment expense | $640,000 | 3,343 |
| Additional noninterest expense | $1,570,000 | 2,951 |
| Pre-tax net operating income | $6,628,000 | 1,254 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $261,000 | 4,493 |
| Income before extraordinary items | $6,367,000 | 1,010 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,367,000 | 1,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,116 |
| Cash dividends | $2,340,000 | 1,222 |
| Sale, conversion, retirement of capital stock, net | $229,000 | 580 |
| Net operating income | $6,367,000 | 948 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,126,000 | 1,941 |
| Total interest expense | $2,964,000 | 2,319 |
| Net interest income | $8,162,000 | 1,795 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $884,000 | 3,423 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $358,000 | 3,220 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $526,000 | 3,038 |
| Total noninterest expense | $4,015,000 | 2,893 |
| Salaries and employee benefits | $2,343,000 | 2,690 |
| Premises and equipment expense | $494,000 | 3,248 |
| Additional noninterest expense | $1,178,000 | 2,929 |
| Pre-tax net operating income | $4,896,000 | 1,316 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $201,000 | 4,638 |
| Income before extraordinary items | $4,695,000 | 1,075 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,695,000 | 1,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $2,340,000 | 893 |
| Sale, conversion, retirement of capital stock, net | $229,000 | 434 |
| Net operating income | $4,695,000 | 1,003 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,322,000 | 1,984 |
| Total interest expense | $1,982,000 | 2,390 |
| Net interest income | $5,340,000 | 1,825 |
| Provision for loan and lease losses | $105,000 | 3,773 |
| Total noninterest income | $574,000 | 3,462 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $231,000 | 3,259 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $343,000 | 3,050 |
| Total noninterest expense | $2,631,000 | 2,936 |
| Salaries and employee benefits | $1,510,000 | 2,763 |
| Premises and equipment expense | $326,000 | 3,270 |
| Additional noninterest expense | $795,000 | 2,883 |
| Pre-tax net operating income | $3,178,000 | 1,343 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $135,000 | 4,667 |
| Income before extraordinary items | $3,043,000 | 1,101 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,043,000 | 1,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $2,340,000 | 646 |
| Sale, conversion, retirement of capital stock, net | $229,000 | 316 |
| Net operating income | $3,043,000 | 1,018 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,631,000 | 2,018 |
| Total interest expense | $1,009,000 | 2,419 |
| Net interest income | $2,622,000 | 1,866 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $284,000 | 3,377 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $106,000 | 3,394 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $178,000 | 2,921 |
| Total noninterest expense | $1,305,000 | 2,934 |
| Salaries and employee benefits | $749,000 | 2,774 |
| Premises and equipment expense | $181,000 | 3,001 |
| Additional noninterest expense | $375,000 | 3,018 |
| Pre-tax net operating income | $1,526,000 | 1,408 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $50,000 | 5,100 |
| Income before extraordinary items | $1,476,000 | 1,132 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,476,000 | 1,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $2,340,000 | 349 |
| Sale, conversion, retirement of capital stock, net | $229,000 | 183 |
| Net operating income | $1,476,000 | 1,042 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,711,000 | 2,245 |
| Total interest expense | $4,307,000 | 2,577 |
| Net interest income | $9,404,000 | 2,062 |
| Provision for loan and lease losses | $350,000 | 3,125 |
| Total noninterest income | $924,000 | 3,651 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $464,000 | 3,164 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $460,000 | 3,444 |
| Total noninterest expense | $4,985,000 | 2,935 |
| Salaries and employee benefits | $2,765,000 | 2,837 |
| Premises and equipment expense | $656,000 | 3,159 |
| Additional noninterest expense | $1,564,000 | 2,863 |
| Pre-tax net operating income | $4,993,000 | 1,630 |
| Securities gains (losses) | $-5,000 | 8,824 |
| Applicable income taxes | $179,000 | 5,269 |
| Income before extraordinary items | $4,809,000 | 1,308 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,809,000 | 1,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-137,000 | 9,258 |
| Cash dividends | $1,550,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 566 |
| Net operating income | $4,813,800 | 1,256 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,681,000 | 2,499 |
| Total interest expense | $6,249,000 | 2,559 |
| Net interest income | $7,432,000 | 2,416 |
| Provision for loan and lease losses | $435,000 | 2,451 |
| Total noninterest income | $811,000 | 3,815 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $404,000 | 3,367 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $407,000 | 3,490 |
| Total noninterest expense | $4,688,000 | 2,981 |
| Salaries and employee benefits | $2,522,000 | 2,929 |
| Premises and equipment expense | $647,000 | 3,154 |
| Additional noninterest expense | $1,519,000 | 2,838 |
| Pre-tax net operating income | $3,120,000 | 2,183 |
| Securities gains (losses) | $71,000 | 2,041 |
| Applicable income taxes | $98,000 | 6,027 |
| Income before extraordinary items | $3,093,000 | 1,699 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,093,000 | 1,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 9,280 |
| Cash dividends | $1,900,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $531,000 | 490 |
| Net operating income | $3,024,130 | 1,667 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,655,000 | 2,553 |
| Total interest expense | $5,667,000 | 2,932 |
| Net interest income | $7,988,000 | 2,230 |
| Provision for loan and lease losses | $560,000 | 1,711 |
| Total noninterest income | $694,000 | 4,018 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $325,000 | 3,813 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $369,000 | 3,530 |
| Total noninterest expense | $4,282,000 | 3,142 |
| Salaries and employee benefits | $2,296,000 | 3,062 |
| Premises and equipment expense | $614,000 | 3,203 |
| Additional noninterest expense | $1,372,000 | 3,039 |
| Pre-tax net operating income | $3,840,000 | 1,903 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $143,000 | 6,007 |
| Income before extraordinary items | $3,697,000 | 1,436 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,697,000 | 1,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,962 |
| Cash dividends | $590,000 | 3,266 |
| Sale, conversion, retirement of capital stock, net | $1,661,000 | 390 |
| Net operating income | $3,697,000 | 1,424 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,159,000 | 3,182 |
| Total interest expense | $4,201,000 | 3,438 |
| Net interest income | $5,958,000 | 2,948 |
| Provision for loan and lease losses | $290,000 | 2,751 |
| Total noninterest income | $733,000 | 3,852 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $248,000 | 4,538 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $485,000 | 3,007 |
| Total noninterest expense | $4,840,000 | 2,792 |
| Salaries and employee benefits | $1,890,000 | 3,605 |
| Premises and equipment expense | $653,000 | 3,050 |
| Additional noninterest expense | $2,297,000 | 1,898 |
| Pre-tax net operating income | $1,561,000 | 3,981 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $311,000 | 4,736 |
| Income before extraordinary items | $1,250,000 | 3,741 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,250,000 | 3,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,050 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $-544,000 | 10,154 |
| Net operating income | $1,250,000 | 3,710 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,523,000 | 3,704 |
| Total interest expense | $3,759,000 | 3,874 |
| Net interest income | $4,764,000 | 3,561 |
| Provision for loan and lease losses | $215,000 | 3,365 |
| Total noninterest income | $640,000 | 4,216 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 4,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $387,000 | 3,498 |
| Total noninterest expense | $3,790,000 | 3,382 |
| Salaries and employee benefits | $1,670,000 | 3,900 |
| Premises and equipment expense | $789,000 | 2,490 |
| Additional noninterest expense | $1,331,000 | 3,069 |
| Pre-tax net operating income | $1,399,000 | 4,407 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $939,000 | 2,422 |
| Income before extraordinary items | $460,000 | 6,852 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $460,000 | 6,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,892 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $657,000 | 523 |
| Net operating income | $460,000 | 6,745 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,258,000 | 4,365 |
| Total interest expense | $2,779,000 | 5,010 |
| Net interest income | $4,479,000 | 3,830 |
| Provision for loan and lease losses | $185,000 | 3,603 |
| Total noninterest income | $548,000 | 4,708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 5,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $370,000 | 3,454 |
| Total noninterest expense | $2,693,000 | 4,488 |
| Salaries and employee benefits | $1,342,000 | 4,658 |
| Premises and equipment expense | $432,000 | 4,178 |
| Additional noninterest expense | $919,000 | 4,229 |
| Pre-tax net operating income | $2,149,000 | 3,311 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $865,000 | 2,748 |
| Income before extraordinary items | $1,284,000 | 3,837 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,284,000 | 3,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $-638,000 | 10,856 |
| Net operating income | $1,284,000 | 3,770 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,660,000 | 5,404 |
| Total interest expense | $2,015,000 | 6,377 |
| Net interest income | $3,645,000 | 4,667 |
| Provision for loan and lease losses | $160,000 | 3,923 |
| Total noninterest income | $426,000 | 5,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 6,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $291,000 | 4,149 |
| Total noninterest expense | $2,128,000 | 5,681 |
| Salaries and employee benefits | $1,160,000 | 5,356 |
| Premises and equipment expense | $331,000 | 5,217 |
| Additional noninterest expense | $637,000 | 6,116 |
| Pre-tax net operating income | $1,783,000 | 3,763 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $730,000 | 3,085 |
| Income before extraordinary items | $1,053,000 | 4,295 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,053,000 | 4,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,053,000 | 4,244 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,165,000 | 5,850 |
| Total interest expense | $1,748,000 | 7,020 |
| Net interest income | $3,417,000 | 4,962 |
| Provision for loan and lease losses | $107,000 | 4,462 |
| Total noninterest income | $414,000 | 5,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 6,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 4,582 |
| Total noninterest expense | $2,116,000 | 5,744 |
| Salaries and employee benefits | $1,072,000 | 5,718 |
| Premises and equipment expense | $325,000 | 5,303 |
| Additional noninterest expense | $719,000 | 5,723 |
| Pre-tax net operating income | $1,608,000 | 4,211 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $635,000 | 3,524 |
| Income before extraordinary items | $973,000 | 4,709 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $973,000 | 4,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,213 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $973,000 | 4,681 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,379,000 | 6,277 |
| Total interest expense | $1,289,000 | 7,589 |
| Net interest income | $3,090,000 | 5,496 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $328,000 | 6,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,726 |
| Total noninterest expense | $2,031,000 | 6,120 |
| Salaries and employee benefits | $924,000 | 6,492 |
| Premises and equipment expense | $306,000 | 5,631 |
| Additional noninterest expense | $801,000 | 5,700 |
| Pre-tax net operating income | $1,237,000 | 5,124 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $518,000 | 3,948 |
| Income before extraordinary items | $720,000 | 5,798 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $720,000 | 5,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,664 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $719,360 | 5,877 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,644,000 | 7,346 |
| Total interest expense | $1,003,000 | 9,097 |
| Net interest income | $2,641,000 | 6,273 |
| Provision for loan and lease losses | $25,000 | 8,682 |
| Total noninterest income | $218,000 | 8,884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 7,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,213 |
| Total noninterest expense | $1,822,000 | 6,817 |
| Salaries and employee benefits | $799,000 | 7,328 |
| Premises and equipment expense | $246,000 | 6,763 |
| Additional noninterest expense | $777,000 | 6,061 |
| Pre-tax net operating income | $1,012,000 | 5,847 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $400,000 | 5,007 |
| Income before extraordinary items | $612,000 | 6,691 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $612,000 | 6,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 12,581 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $612,000 | 6,438 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,777,000 | 9,375 |
| Total interest expense | $1,302,000 | 9,226 |
| Net interest income | $1,475,000 | 9,356 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $64,000 | 12,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 10,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $1,157,000 | 9,249 |
| Salaries and employee benefits | $534,000 | 9,430 |
| Premises and equipment expense | $182,000 | 8,255 |
| Additional noninterest expense | $441,000 | 9,086 |
| Pre-tax net operating income | $292,000 | 10,218 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $111,000 | 9,628 |
| Income before extraordinary items | $181,000 | 10,856 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $181,000 | 10,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 7,883 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $181,000 | 10,521 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.