Home > Stockmans Bank > Assets and Liabilities
Stockmans Bank, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 60 | 2,852 |
| Assets and Liabilities | ||
| Total Assets: | $366,780,000 | 1,851 |
| Cash and due from depository institutions | $8,225,000 | 2,852 |
| Interest-bearing balances | $993,000 | 2,575 |
| Securities | $31,998,000 | 3,307 |
| Federal funds sold & reverse repurchase agreements | $106,905,000 | 167 |
| Net loans & leases | $208,362,000 | 2,217 |
| Loan loss allowance | $3,556,000 | 1,561 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,845,000 | 2,607 |
| Other real estate owned | $0 | 2,852 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,445,000 | 2,543 |
| Life insurance assets | $1,980,000 | 2,332 |
| Total liabilities and capital | $366,780,000 | 1,851 |
| Total liabilities | $314,902,000 | 1,919 |
| Total deposits | $293,790,000 | 1,822 |
| Interest-bearing deposits | $241,300,000 | 1,894 |
| Deposits held in domestic offices | $293,790,000 | 1,816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $17,612,000 | 2,031 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,500,000 | 1,574 |
| Total equity capital | $51,878,000 | 1,329 |
| Total bank equity capital | $51,878,000 | 1,329 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,729,000 | 750 |
| Surplus | $9,934,000 | 2,597 |
| Undivided profits | $35,215,000 | 1,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,487,000 | 1,906 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,575,000 | 2,699 |
| Earning assets | $348,258,000 | 1,789 |
| Long-term assets (5+ years) | $29,857,000 | 2,908 |
| Average Assets, year-to-date | $374,923,800 | 1,736 |
| Average Assets, quarterly | $372,102,500 | 1,808 |
| Volatile liabilities | $117,045,000 | 1,254 |
| Insider loans | $8,913,000 | 822 |
| FHLB advances | $17,612,000 | 1,932 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $23,226,000 | 3,082 |
| Tier 1 (core) risk-based capital | $51,805,000 | 1,215 |
| Tier 2 risk-based capital | $3,347,000 | 1,586 |
| Total risk weighted assets | $267,543,000 | 1,866 |
| Total unused commitments | $23,226,000 | 3,083 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 67 | 2,563 |
| Assets and Liabilities | ||
| Total Assets: | $377,425,000 | 1,770 |
| Cash and due from depository institutions | $6,741,000 | 2,563 |
| Interest-bearing balances | $1,092,000 | 2,322 |
| Securities | $45,416,000 | 2,499 |
| Federal funds sold & reverse repurchase agreements | $112,205,000 | 145 |
| Net loans & leases | $201,805,000 | 2,241 |
| Loan loss allowance | $3,557,000 | 1,511 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,947,000 | 2,492 |
| Other real estate owned | $0 | 2,563 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,311,000 | 2,572 |
| Life insurance assets | $1,966,000 | 2,292 |
| Total liabilities and capital | $377,425,000 | 1,770 |
| Total liabilities | $326,448,000 | 1,829 |
| Total deposits | $305,795,000 | 1,735 |
| Interest-bearing deposits | $253,453,000 | 1,815 |
| Deposits held in domestic offices | $305,795,000 | 1,729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $17,643,000 | 1,900 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,010,000 | 1,783 |
| Total equity capital | $50,977,000 | 1,331 |
| Total bank equity capital | $50,977,000 | 1,331 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,729,000 | 721 |
| Surplus | $9,934,000 | 2,542 |
| Undivided profits | $34,314,000 | 1,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,440,000 | 1,737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,717,000 | 2,663 |
| Earning assets | $360,518,000 | 1,705 |
| Long-term assets (5+ years) | $20,277,000 | 3,527 |
| Average Assets, year-to-date | $376,959,750 | 1,734 |
| Average Assets, quarterly | $377,808,000 | 1,744 |
| Volatile liabilities | $130,937,000 | 1,080 |
| Insider loans | $8,788,000 | 822 |
| FHLB advances | $17,643,000 | 1,803 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $53,350,000 | 1,692 |
| Tier 1 (core) risk-based capital | $50,972,000 | 1,248 |
| Tier 2 risk-based capital | $3,316,000 | 1,582 |
| Total risk weighted assets | $265,060,000 | 1,841 |
| Total unused commitments | $53,350,000 | 1,692 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 74 | 2,370 |
| Assets and Liabilities | ||
| Total Assets: | $378,191,000 | 1,772 |
| Cash and due from depository institutions | $8,402,000 | 2,370 |
| Interest-bearing balances | $1,092,000 | 2,363 |
| Securities | $44,418,000 | 2,524 |
| Federal funds sold & reverse repurchase agreements | $80,070,000 | 219 |
| Net loans & leases | $233,432,000 | 1,980 |
| Loan loss allowance | $3,557,000 | 1,511 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,041,000 | 2,457 |
| Other real estate owned | $0 | 2,370 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $6,828,000 | 2,429 |
| Life insurance assets | $1,952,000 | 2,304 |
| Total liabilities and capital | $378,191,000 | 1,772 |
| Total liabilities | $328,710,000 | 1,829 |
| Total deposits | $307,247,000 | 1,752 |
| Interest-bearing deposits | $254,970,000 | 1,824 |
| Deposits held in domestic offices | $307,247,000 | 1,746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $18,173,000 | 1,782 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,290,000 | 1,603 |
| Total equity capital | $49,481,000 | 1,367 |
| Total bank equity capital | $49,481,000 | 1,367 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,729,000 | 716 |
| Surplus | $9,934,000 | 2,533 |
| Undivided profits | $32,818,000 | 1,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,307,000 | 1,806 |
| Earning assets | $359,012,000 | 1,725 |
| Long-term assets (5+ years) | $18,157,000 | 3,668 |
| Average Assets, year-to-date | $376,804,670 | 1,764 |
| Average Assets, quarterly | $380,487,000 | 1,753 |
| Volatile liabilities | $133,151,000 | 1,065 |
| Insider loans | $8,789,000 | 810 |
| FHLB advances | $18,173,000 | 1,682 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $39,589,000 | 2,160 |
| Tier 1 (core) risk-based capital | $49,736,000 | 1,284 |
| Tier 2 risk-based capital | $3,377,000 | 1,565 |
| Total risk weighted assets | $269,989,000 | 1,807 |
| Total unused commitments | $39,589,000 | 2,161 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 61 | 2,834 |
| Assets and Liabilities | ||
| Total Assets: | $382,783,000 | 1,748 |
| Cash and due from depository institutions | $12,403,000 | 2,834 |
| Interest-bearing balances | $1,290,000 | 2,333 |
| Securities | $50,701,000 | 2,288 |
| Federal funds sold & reverse repurchase agreements | $75,350,000 | 264 |
| Net loans & leases | $232,360,000 | 1,954 |
| Loan loss allowance | $3,408,000 | 1,566 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,117,000 | 2,403 |
| Other real estate owned | $0 | 2,834 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $6,852,000 | 2,363 |
| Life insurance assets | $1,937,000 | 2,304 |
| Total liabilities and capital | $382,783,000 | 1,748 |
| Total liabilities | $334,478,000 | 1,791 |
| Total deposits | $312,509,000 | 1,722 |
| Interest-bearing deposits | $263,657,000 | 1,782 |
| Deposits held in domestic offices | $312,509,000 | 1,718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $18,204,000 | 1,739 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,765,000 | 1,462 |
| Total equity capital | $48,305,000 | 1,407 |
| Total bank equity capital | $48,305,000 | 1,407 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,729,000 | 699 |
| Surplus | $9,934,000 | 2,495 |
| Undivided profits | $31,642,000 | 1,178 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,633,000 | 771 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,156,000 | 1,887 |
| Earning assets | $359,701,000 | 1,718 |
| Long-term assets (5+ years) | $13,594,000 | 4,173 |
| Average Assets, year-to-date | $376,111,500 | 1,769 |
| Average Assets, quarterly | $376,111,500 | 1,769 |
| Volatile liabilities | $133,679,000 | 1,036 |
| Insider loans | $8,537,000 | 820 |
| FHLB advances | $18,204,000 | 1,655 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $36,448,000 | 2,293 |
| Tier 1 (core) risk-based capital | $48,495,000 | 1,296 |
| Tier 2 risk-based capital | $3,346,000 | 1,571 |
| Total risk weighted assets | $267,585,000 | 1,812 |
| Total unused commitments | $36,448,000 | 2,293 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 68 | 2,579 |
| Assets and Liabilities | ||
| Total Assets: | $369,440,000 | 1,791 |
| Cash and due from depository institutions | $7,730,000 | 2,579 |
| Interest-bearing balances | $1,686,000 | 2,037 |
| Securities | $50,612,000 | 2,311 |
| Federal funds sold & reverse repurchase agreements | $64,605,000 | 237 |
| Net loans & leases | $235,129,000 | 1,918 |
| Loan loss allowance | $3,258,000 | 1,597 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,173,000 | 2,344 |
| Other real estate owned | $0 | 2,579 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,191,000 | 2,563 |
| Life insurance assets | $1,548,000 | 2,514 |
| Total liabilities and capital | $369,440,000 | 1,791 |
| Total liabilities | $322,373,000 | 1,829 |
| Total deposits | $300,922,000 | 1,754 |
| Interest-bearing deposits | $243,860,000 | 1,869 |
| Deposits held in domestic offices | $300,922,000 | 1,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $18,233,000 | 1,810 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,218,000 | 1,635 |
| Total equity capital | $47,067,000 | 1,404 |
| Total bank equity capital | $47,067,000 | 1,404 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,729,000 | 689 |
| Surplus | $9,934,000 | 2,450 |
| Undivided profits | $30,404,000 | 1,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,951,000 | 2,162 |
| Earning assets | $352,032,000 | 1,731 |
| Long-term assets (5+ years) | $13,424,000 | 4,149 |
| Average Assets, year-to-date | $361,103,200 | 1,746 |
| Average Assets, quarterly | $366,911,000 | 1,782 |
| Volatile liabilities | $113,154,000 | 1,326 |
| Insider loans | $8,534,000 | 811 |
| FHLB advances | $18,233,000 | 1,717 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $38,056,000 | 2,204 |
| Tier 1 (core) risk-based capital | $47,399,000 | 1,307 |
| Tier 2 risk-based capital | $3,258,000 | 1,583 |
| Total risk weighted assets | $282,219,000 | 1,716 |
| Total unused commitments | $38,056,000 | 2,204 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 71 | 2,488 |
| Assets and Liabilities | ||
| Total Assets: | $364,382,000 | 1,801 |
| Cash and due from depository institutions | $8,734,000 | 2,488 |
| Interest-bearing balances | $2,182,000 | 1,687 |
| Securities | $57,476,000 | 2,077 |
| Federal funds sold & reverse repurchase agreements | $48,785,000 | 282 |
| Net loans & leases | $238,351,000 | 1,892 |
| Loan loss allowance | $3,108,000 | 1,678 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,896,000 | 2,423 |
| Other real estate owned | $0 | 2,488 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $6,140,000 | 2,572 |
| Life insurance assets | $1,534,000 | 2,491 |
| Total liabilities and capital | $364,382,000 | 1,801 |
| Total liabilities | $317,986,000 | 1,848 |
| Total deposits | $296,888,000 | 1,763 |
| Interest-bearing deposits | $241,608,000 | 1,858 |
| Deposits held in domestic offices | $296,888,000 | 1,760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $18,262,000 | 1,882 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,836,000 | 1,804 |
| Total equity capital | $46,396,000 | 1,409 |
| Total bank equity capital | $46,396,000 | 1,409 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,729,000 | 673 |
| Surplus | $9,934,000 | 2,417 |
| Undivided profits | $29,733,000 | 1,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $316,000 | 4,697 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,000,000 | 2,109 |
| Earning assets | $346,794,000 | 1,742 |
| Long-term assets (5+ years) | $8,829,000 | 4,846 |
| Average Assets, year-to-date | $359,019,000 | 1,766 |
| Average Assets, quarterly | $357,808,000 | 1,806 |
| Volatile liabilities | $109,219,000 | 1,367 |
| Insider loans | $9,330,000 | 717 |
| FHLB advances | $18,262,000 | 1,773 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $43,336,000 | 2,042 |
| Tier 1 (core) risk-based capital | $46,856,000 | 1,313 |
| Tier 2 risk-based capital | $3,108,000 | 1,655 |
| Total risk weighted assets | $288,674,000 | 1,672 |
| Total unused commitments | $43,336,000 | 2,044 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 62 | 2,845 |
| Assets and Liabilities | ||
| Total Assets: | $351,234,000 | 1,841 |
| Cash and due from depository institutions | $10,341,000 | 2,845 |
| Interest-bearing balances | $3,570,000 | 1,263 |
| Securities | $67,417,000 | 1,782 |
| Federal funds sold & reverse repurchase agreements | $22,540,000 | 540 |
| Net loans & leases | $240,034,000 | 1,856 |
| Loan loss allowance | $2,957,000 | 1,740 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,807,000 | 2,423 |
| Other real estate owned | $0 | 2,845 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $6,095,000 | 2,567 |
| Life insurance assets | $1,519,000 | 2,462 |
| Total liabilities and capital | $351,234,000 | 1,841 |
| Total liabilities | $307,037,000 | 1,887 |
| Total deposits | $296,370,000 | 1,742 |
| Interest-bearing deposits | $241,432,000 | 1,842 |
| Deposits held in domestic offices | $296,370,000 | 1,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $7,841,000 | 3,041 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,826,000 | 1,664 |
| Total equity capital | $44,197,000 | 1,418 |
| Total bank equity capital | $44,197,000 | 1,418 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $6,729,000 | 651 |
| Surplus | $9,934,000 | 2,367 |
| Undivided profits | $27,534,000 | 1,277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $559,000 | 3,499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,990,000 | 1,861 |
| Earning assets | $333,561,000 | 1,781 |
| Long-term assets (5+ years) | $8,618,000 | 4,868 |
| Average Assets, year-to-date | $357,231,330 | 1,779 |
| Average Assets, quarterly | $355,862,500 | 1,809 |
| Volatile liabilities | $106,155,000 | 1,403 |
| Insider loans | $10,043,000 | 677 |
| FHLB advances | $7,841,000 | 2,909 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $49,585,000 | 1,868 |
| Tier 1 (core) risk-based capital | $45,090,000 | 1,331 |
| Tier 2 risk-based capital | $2,957,000 | 1,691 |
| Total risk weighted assets | $292,658,000 | 1,620 |
| Total unused commitments | $49,585,000 | 1,868 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 62 | 2,827 |
| Assets and Liabilities | ||
| Total Assets: | $360,491,000 | 1,788 |
| Cash and due from depository institutions | $10,336,000 | 2,827 |
| Interest-bearing balances | $4,363,000 | 1,213 |
| Securities | $69,934,000 | 1,741 |
| Federal funds sold & reverse repurchase agreements | $35,815,000 | 380 |
| Net loans & leases | $233,956,000 | 1,849 |
| Loan loss allowance | $2,957,000 | 1,713 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,692,000 | 2,413 |
| Other real estate owned | $0 | 2,827 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $5,758,000 | 2,609 |
| Life insurance assets | $1,505,000 | 2,436 |
| Total liabilities and capital | $360,491,000 | 1,788 |
| Total liabilities | $318,178,000 | 1,811 |
| Total deposits | $308,142,000 | 1,663 |
| Interest-bearing deposits | $252,315,000 | 1,738 |
| Deposits held in domestic offices | $308,142,000 | 1,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,466,000 | 3,003 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,570,000 | 1,801 |
| Total equity capital | $42,313,000 | 1,461 |
| Total bank equity capital | $42,313,000 | 1,461 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,729,000 | 633 |
| Surplus | $9,934,000 | 2,307 |
| Undivided profits | $25,650,000 | 1,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,527,000 | 1,667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,843,000 | 1,922 |
| Earning assets | $344,068,000 | 1,727 |
| Long-term assets (5+ years) | $8,350,000 | 4,900 |
| Average Assets, year-to-date | $360,230,000 | 1,769 |
| Average Assets, quarterly | $360,230,000 | 1,769 |
| Volatile liabilities | $99,546,000 | 1,414 |
| Insider loans | $10,500,000 | 629 |
| FHLB advances | $7,466,000 | 2,893 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $62,841,000 | 1,539 |
| Tier 1 (core) risk-based capital | $43,171,000 | 1,363 |
| Tier 2 risk-based capital | $2,957,000 | 1,665 |
| Total risk weighted assets | $291,061,000 | 1,602 |
| Total unused commitments | $62,841,000 | 1,539 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 55 | 3,115 |
| Assets and Liabilities | ||
| Total Assets: | $359,969,000 | 1,768 |
| Cash and due from depository institutions | $14,722,000 | 3,115 |
| Interest-bearing balances | $5,650,000 | 988 |
| Securities | $73,219,000 | 1,664 |
| Federal funds sold & reverse repurchase agreements | $26,740,000 | 482 |
| Net loans & leases | $234,939,000 | 1,814 |
| Loan loss allowance | $2,957,000 | 1,684 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,736,000 | 2,357 |
| Other real estate owned | $0 | 3,115 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,613,000 | 2,646 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $359,968,000 | 1,768 |
| Total liabilities | $315,555,000 | 1,810 |
| Total deposits | $311,661,000 | 1,612 |
| Interest-bearing deposits | $249,871,000 | 1,715 |
| Deposits held in domestic offices | $311,661,000 | 1,607 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,492,000 | 4,933 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,402,000 | 1,848 |
| Total equity capital | $44,413,000 | 1,362 |
| Total bank equity capital | $44,413,000 | 1,362 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,729,000 | 620 |
| Surplus | $9,915,000 | 2,271 |
| Undivided profits | $27,769,000 | 1,247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,906,000 | 1,848 |
| Earning assets | $340,548,000 | 1,715 |
| Long-term assets (5+ years) | $11,361,000 | 4,369 |
| Average Assets, year-to-date | $342,668,600 | 1,748 |
| Average Assets, quarterly | $365,775,000 | 1,721 |
| Volatile liabilities | $100,295,000 | 1,369 |
| Insider loans | $11,770,000 | 527 |
| FHLB advances | $1,492,000 | 4,727 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $55,861,000 | 1,626 |
| Tier 1 (core) risk-based capital | $45,181,000 | 1,267 |
| Tier 2 risk-based capital | $2,957,000 | 1,642 |
| Total risk weighted assets | $285,921,000 | 1,603 |
| Total unused commitments | $55,861,000 | 1,626 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 57 | 2,996 |
| Assets and Liabilities | ||
| Total Assets: | $371,581,000 | 1,680 |
| Cash and due from depository institutions | $21,532,000 | 2,996 |
| Interest-bearing balances | $7,235,000 | 790 |
| Securities | $68,465,000 | 1,756 |
| Federal funds sold & reverse repurchase agreements | $42,220,000 | 324 |
| Net loans & leases | $229,273,000 | 1,821 |
| Loan loss allowance | $2,957,000 | 1,649 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,680,000 | 2,336 |
| Other real estate owned | $0 | 2,996 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,411,000 | 2,672 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $371,581,000 | 1,680 |
| Total liabilities | $330,522,000 | 1,696 |
| Total deposits | $328,550,000 | 1,482 |
| Interest-bearing deposits | $258,005,000 | 1,617 |
| Deposits held in domestic offices | $328,550,000 | 1,478 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,972,000 | 2,094 |
| Total equity capital | $41,059,000 | 1,458 |
| Total bank equity capital | $41,059,000 | 1,458 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,729,000 | 588 |
| Surplus | $9,220,000 | 2,354 |
| Undivided profits | $25,110,000 | 1,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,745,000 | 1,951 |
| Earning assets | $347,193,000 | 1,648 |
| Long-term assets (5+ years) | $10,735,000 | 4,497 |
| Average Assets, year-to-date | $338,343,500 | 1,759 |
| Average Assets, quarterly | $347,832,500 | 1,758 |
| Volatile liabilities | $98,448,000 | 1,334 |
| Insider loans | $7,265,000 | 871 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $43,346,000 | 1,940 |
| Tier 1 (core) risk-based capital | $41,689,000 | 1,354 |
| Tier 2 risk-based capital | $2,957,000 | 1,604 |
| Total risk weighted assets | $276,720,000 | 1,610 |
| Total unused commitments | $43,346,000 | 1,942 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 56 | 3,039 |
| Assets and Liabilities | ||
| Total Assets: | $324,084,000 | 1,849 |
| Cash and due from depository institutions | $18,619,000 | 3,039 |
| Interest-bearing balances | $8,621,000 | 630 |
| Securities | $58,782,000 | 2,049 |
| Federal funds sold & reverse repurchase agreements | $15,990,000 | 744 |
| Net loans & leases | $220,554,000 | 1,836 |
| Loan loss allowance | $2,887,000 | 1,668 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,715,000 | 2,280 |
| Other real estate owned | $0 | 3,039 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,424,000 | 2,570 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $324,084,000 | 1,849 |
| Total liabilities | $294,463,000 | 1,833 |
| Total deposits | $292,670,000 | 1,644 |
| Interest-bearing deposits | $231,810,000 | 1,750 |
| Deposits held in domestic offices | $292,670,000 | 1,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,793,000 | 2,135 |
| Total equity capital | $29,621,000 | 2,028 |
| Total bank equity capital | $29,621,000 | 2,028 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,582,000 | 917 |
| Surplus | $2,147,000 | 5,383 |
| Undivided profits | $22,892,000 | 1,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $437,000 | 3,940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,606,000 | 1,924 |
| Earning assets | $303,947,000 | 1,810 |
| Long-term assets (5+ years) | $10,974,000 | 4,525 |
| Average Assets, year-to-date | $327,264,330 | 1,793 |
| Average Assets, quarterly | $326,748,500 | 1,814 |
| Volatile liabilities | $70,084,000 | 1,728 |
| Insider loans | $7,490,000 | 820 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $39,022,000 | 2,042 |
| Tier 1 (core) risk-based capital | $30,040,000 | 1,904 |
| Tier 2 risk-based capital | $2,887,000 | 1,622 |
| Total risk weighted assets | $257,459,000 | 1,675 |
| Total unused commitments | $39,022,000 | 2,042 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 56 | 3,017 |
| Assets and Liabilities | ||
| Total Assets: | $329,413,000 | 1,804 |
| Cash and due from depository institutions | $20,711,000 | 3,017 |
| Interest-bearing balances | $9,904,000 | 578 |
| Securities | $69,032,000 | 1,797 |
| Federal funds sold & reverse repurchase agreements | $20,285,000 | 603 |
| Net loans & leases | $209,878,000 | 1,881 |
| Loan loss allowance | $2,817,000 | 1,685 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,775,000 | 2,224 |
| Other real estate owned | $0 | 3,017 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,732,000 | 2,831 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $329,413,000 | 1,804 |
| Total liabilities | $302,460,000 | 1,771 |
| Total deposits | $300,735,000 | 1,577 |
| Interest-bearing deposits | $241,777,000 | 1,673 |
| Deposits held in domestic offices | $300,735,000 | 1,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,725,000 | 2,185 |
| Total equity capital | $26,953,000 | 2,161 |
| Total bank equity capital | $26,953,000 | 2,161 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,582,000 | 901 |
| Surplus | $2,147,000 | 5,396 |
| Undivided profits | $20,224,000 | 1,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $620,000 | 4,573 |
| Earning assets | $309,099,000 | 1,768 |
| Long-term assets (5+ years) | $10,307,000 | 4,686 |
| Average Assets, year-to-date | $328,854,500 | 1,783 |
| Average Assets, quarterly | $328,854,500 | 1,783 |
| Volatile liabilities | $66,176,000 | 1,729 |
| Insider loans | $8,974,000 | 645 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $45,695,000 | 1,777 |
| Tier 1 (core) risk-based capital | $27,690,000 | 2,036 |
| Tier 2 risk-based capital | $2,817,000 | 1,630 |
| Total risk weighted assets | $259,026,000 | 1,635 |
| Total unused commitments | $45,695,000 | 1,778 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 56 | 3,021 |
| Assets and Liabilities | ||
| Total Assets: | $328,296,000 | 1,798 |
| Cash and due from depository institutions | $21,980,000 | 3,021 |
| Interest-bearing balances | $10,993,000 | 520 |
| Securities | $77,529,000 | 1,626 |
| Federal funds sold & reverse repurchase agreements | $24,030,000 | 484 |
| Net loans & leases | $195,409,000 | 2,001 |
| Loan loss allowance | $2,788,000 | 1,668 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,839,000 | 2,167 |
| Other real estate owned | $0 | 3,021 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,509,000 | 2,869 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $328,296,000 | 1,798 |
| Total liabilities | $299,717,000 | 1,776 |
| Total deposits | $297,723,000 | 1,584 |
| Interest-bearing deposits | $241,011,000 | 1,653 |
| Deposits held in domestic offices | $297,723,000 | 1,577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $500,000 | 5,307 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,494,000 | 2,383 |
| Total equity capital | $28,579,000 | 2,030 |
| Total bank equity capital | $28,579,000 | 2,030 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,457,000 | 907 |
| Surplus | $2,147,000 | 5,384 |
| Undivided profits | $21,975,000 | 1,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,154,000 | 2,150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,541,000 | 1,919 |
| Earning assets | $307,961,000 | 1,758 |
| Long-term assets (5+ years) | $11,749,000 | 4,511 |
| Average Assets, year-to-date | $292,054,600 | 1,928 |
| Average Assets, quarterly | $322,604,000 | 1,813 |
| Volatile liabilities | $60,855,000 | 1,810 |
| Insider loans | $8,358,000 | 687 |
| FHLB advances | $500,000 | 5,027 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $41,465,000 | 1,846 |
| Tier 1 (core) risk-based capital | $28,881,000 | 1,910 |
| Tier 2 risk-based capital | $2,788,000 | 1,630 |
| Total risk weighted assets | $244,100,000 | 1,691 |
| Total unused commitments | $41,465,000 | 1,847 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 58 | 2,918 |
| Assets and Liabilities | ||
| Total Assets: | $316,912,000 | 1,842 |
| Cash and due from depository institutions | $22,221,000 | 2,918 |
| Interest-bearing balances | $11,046,000 | 535 |
| Securities | $53,797,000 | 2,255 |
| Federal funds sold & reverse repurchase agreements | $37,385,000 | 317 |
| Net loans & leases | $194,353,000 | 1,966 |
| Loan loss allowance | $2,757,000 | 1,694 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,916,000 | 2,109 |
| Other real estate owned | $0 | 2,918 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,240,000 | 2,963 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $316,912,000 | 1,842 |
| Total liabilities | $290,111,000 | 1,808 |
| Total deposits | $288,043,000 | 1,604 |
| Interest-bearing deposits | $229,218,000 | 1,710 |
| Deposits held in domestic offices | $288,043,000 | 1,597 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $500,000 | 5,342 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,568,000 | 2,303 |
| Total equity capital | $26,801,000 | 2,165 |
| Total bank equity capital | $26,801,000 | 2,165 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,457,000 | 889 |
| Surplus | $2,147,000 | 5,357 |
| Undivided profits | $20,197,000 | 1,675 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,004,000 | 938 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,277,000 | 2,432 |
| Earning assets | $296,581,000 | 1,803 |
| Long-term assets (5+ years) | $25,092,000 | 3,087 |
| Average Assets, year-to-date | $282,994,250 | 1,973 |
| Average Assets, quarterly | $299,800,000 | 1,932 |
| Volatile liabilities | $60,422,000 | 1,780 |
| Insider loans | $8,871,000 | 633 |
| FHLB advances | $500,000 | 5,060 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $33,658,000 | 2,121 |
| Tier 1 (core) risk-based capital | $26,946,000 | 2,048 |
| Tier 2 risk-based capital | $2,757,000 | 1,617 |
| Total risk weighted assets | $235,401,000 | 1,716 |
| Total unused commitments | $33,658,000 | 2,126 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 58 | 2,954 |
| Assets and Liabilities | ||
| Total Assets: | $282,688,000 | 2,004 |
| Cash and due from depository institutions | $21,983,000 | 2,954 |
| Interest-bearing balances | $11,243,000 | 548 |
| Securities | $26,456,000 | 4,011 |
| Federal funds sold & reverse repurchase agreements | $29,895,000 | 366 |
| Net loans & leases | $195,375,000 | 1,906 |
| Loan loss allowance | $2,736,000 | 1,681 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,968,000 | 2,060 |
| Other real estate owned | $0 | 2,954 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,011,000 | 3,068 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $282,688,000 | 2,004 |
| Total liabilities | $257,921,000 | 1,986 |
| Total deposits | $255,937,000 | 1,802 |
| Interest-bearing deposits | $201,241,000 | 1,917 |
| Deposits held in domestic offices | $255,937,000 | 1,795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $500,000 | 5,325 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,484,000 | 2,221 |
| Total equity capital | $24,767,000 | 2,242 |
| Total bank equity capital | $24,767,000 | 2,242 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,457,000 | 874 |
| Surplus | $2,147,000 | 5,364 |
| Undivided profits | $18,163,000 | 1,737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,211,000 | 2,222 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,050,000 | 2,806 |
| Earning assets | $262,969,000 | 1,989 |
| Long-term assets (5+ years) | $34,817,000 | 2,533 |
| Average Assets, year-to-date | $271,688,330 | 2,053 |
| Average Assets, quarterly | $276,681,500 | 2,028 |
| Volatile liabilities | $49,399,000 | 2,066 |
| Insider loans | $8,856,000 | 617 |
| FHLB advances | $500,000 | 5,062 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $37,698,000 | 1,929 |
| Tier 1 (core) risk-based capital | $25,061,000 | 2,156 |
| Tier 2 risk-based capital | $2,736,000 | 1,607 |
| Total risk weighted assets | $231,911,000 | 1,696 |
| Total unused commitments | $37,698,000 | 1,933 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 59 | 2,889 |
| Assets and Liabilities | ||
| Total Assets: | $270,675,000 | 2,084 |
| Cash and due from depository institutions | $18,592,000 | 2,889 |
| Interest-bearing balances | $11,344,000 | 651 |
| Securities | $23,405,000 | 4,333 |
| Federal funds sold & reverse repurchase agreements | $26,210,000 | 523 |
| Net loans & leases | $193,368,000 | 1,882 |
| Loan loss allowance | $2,706,000 | 1,688 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,920,000 | 2,035 |
| Other real estate owned | $0 | 2,889 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,180,000 | 2,855 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $270,675,000 | 2,084 |
| Total liabilities | $247,213,000 | 2,049 |
| Total deposits | $245,084,000 | 1,861 |
| Interest-bearing deposits | $195,215,000 | 1,978 |
| Deposits held in domestic offices | $245,084,000 | 1,856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $500,000 | 5,166 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,629,000 | 2,275 |
| Total equity capital | $23,462,000 | 2,397 |
| Total bank equity capital | $23,462,000 | 2,397 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,457,000 | 869 |
| Surplus | $2,147,000 | 5,358 |
| Undivided profits | $16,858,000 | 1,962 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 7,936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,099,000 | 2,627 |
| Earning assets | $254,327,000 | 2,037 |
| Long-term assets (5+ years) | $35,741,000 | 2,429 |
| Average Assets, year-to-date | $266,188,500 | 2,093 |
| Average Assets, quarterly | $266,188,500 | 2,093 |
| Volatile liabilities | $49,299,000 | 1,986 |
| Insider loans | $8,188,000 | 653 |
| FHLB advances | $500,000 | 4,894 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $40,963,000 | 1,762 |
| Tier 1 (core) risk-based capital | $23,362,000 | 2,255 |
| Tier 2 risk-based capital | $2,706,000 | 1,609 |
| Total risk weighted assets | $230,371,000 | 1,680 |
| Total unused commitments | $40,963,000 | 1,766 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 58 | 2,961 |
| Assets and Liabilities | ||
| Total Assets: | $261,702,000 | 2,138 |
| Cash and due from depository institutions | $22,701,000 | 2,961 |
| Interest-bearing balances | $11,774,000 | 551 |
| Securities | $23,085,000 | 4,426 |
| Federal funds sold & reverse repurchase agreements | $14,080,000 | 826 |
| Net loans & leases | $194,103,000 | 1,865 |
| Loan loss allowance | $2,676,000 | 1,707 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,753,000 | 2,083 |
| Other real estate owned | $0 | 2,961 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,980,000 | 3,654 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $261,702,000 | 2,138 |
| Total liabilities | $237,105,000 | 2,122 |
| Total deposits | $234,225,000 | 1,931 |
| Interest-bearing deposits | $190,530,000 | 2,017 |
| Deposits held in domestic offices | $234,225,000 | 1,928 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,500,000 | 4,643 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,380,000 | 2,475 |
| Total equity capital | $24,597,000 | 2,252 |
| Total bank equity capital | $24,597,000 | 2,252 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,249,000 | 908 |
| Surplus | $2,147,000 | 5,343 |
| Undivided profits | $18,201,000 | 1,781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $920,000 | 2,851 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,100,000 | 2,732 |
| Earning assets | $243,042,000 | 2,112 |
| Long-term assets (5+ years) | $1,897,000 | 7,291 |
| Average Assets, year-to-date | $246,427,200 | 2,191 |
| Average Assets, quarterly | $263,169,500 | 2,110 |
| Volatile liabilities | $50,820,000 | 1,937 |
| Insider loans | $4,934,000 | 1,109 |
| FHLB advances | $1,500,000 | 4,453 |
| Loans and leases held for sale | $351,000 | 1,284 |
| Unused loan commitments | $42,424,000 | 1,676 |
| Tier 1 (core) risk-based capital | $24,570,000 | 2,145 |
| Tier 2 risk-based capital | $2,676,000 | 1,609 |
| Total risk weighted assets | $231,525,000 | 1,658 |
| Total unused commitments | $42,424,000 | 1,679 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 60 | 2,872 |
| Assets and Liabilities | ||
| Total Assets: | $264,637,000 | 2,114 |
| Cash and due from depository institutions | $26,892,000 | 2,872 |
| Interest-bearing balances | $12,090,000 | 645 |
| Securities | $24,668,000 | 4,183 |
| Federal funds sold & reverse repurchase agreements | $23,810,000 | 608 |
| Net loans & leases | $181,876,000 | 1,956 |
| Loan loss allowance | $2,647,000 | 1,744 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,336,000 | 2,243 |
| Other real estate owned | $0 | 2,872 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,055,000 | 3,597 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $264,637,000 | 2,114 |
| Total liabilities | $241,633,000 | 2,085 |
| Total deposits | $236,792,000 | 1,914 |
| Interest-bearing deposits | $193,546,000 | 2,013 |
| Deposits held in domestic offices | $236,792,000 | 1,911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,500,000 | 3,794 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,341,000 | 2,608 |
| Total equity capital | $23,004,000 | 2,388 |
| Total bank equity capital | $23,004,000 | 2,388 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,249,000 | 896 |
| Surplus | $2,147,000 | 5,332 |
| Undivided profits | $16,608,000 | 1,942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $668,000 | 3,694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,143,000 | 2,767 |
| Earning assets | $242,444,000 | 2,120 |
| Long-term assets (5+ years) | $1,221,000 | 7,629 |
| Average Assets, year-to-date | $242,608,500 | 2,243 |
| Average Assets, quarterly | $252,555,000 | 2,201 |
| Volatile liabilities | $56,776,000 | 1,709 |
| Insider loans | $4,927,000 | 1,097 |
| FHLB advances | $3,500,000 | 3,625 |
| Loans and leases held for sale | $367,000 | 1,530 |
| Unused loan commitments | $44,469,000 | 1,612 |
| Tier 1 (core) risk-based capital | $22,897,000 | 2,268 |
| Tier 2 risk-based capital | $2,647,000 | 1,621 |
| Total risk weighted assets | $227,332,000 | 1,675 |
| Total unused commitments | $44,469,000 | 1,616 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 58 | 2,974 |
| Assets and Liabilities | ||
| Total Assets: | $240,473,000 | 2,307 |
| Cash and due from depository institutions | $21,745,000 | 2,974 |
| Interest-bearing balances | $10,450,000 | 801 |
| Securities | $16,996,000 | 5,136 |
| Federal funds sold & reverse repurchase agreements | $20,010,000 | 757 |
| Net loans & leases | $174,591,000 | 1,998 |
| Loan loss allowance | $2,618,000 | 1,722 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,033,000 | 2,384 |
| Other real estate owned | $0 | 2,974 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,098,000 | 3,427 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $240,473,000 | 2,307 |
| Total liabilities | $219,102,000 | 2,291 |
| Total deposits | $214,259,000 | 2,091 |
| Interest-bearing deposits | $175,174,000 | 2,187 |
| Deposits held in domestic offices | $214,259,000 | 2,086 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,500,000 | 3,748 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,343,000 | 2,699 |
| Total equity capital | $21,371,000 | 2,550 |
| Total bank equity capital | $21,371,000 | 2,550 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,249,000 | 891 |
| Surplus | $2,147,000 | 5,308 |
| Undivided profits | $14,975,000 | 2,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,533,000 | 2,045 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,027,000 | 2,959 |
| Earning assets | $222,047,000 | 2,287 |
| Long-term assets (5+ years) | $1,127,000 | 7,692 |
| Average Assets, year-to-date | $235,265,670 | 2,302 |
| Average Assets, quarterly | $236,796,500 | 2,315 |
| Volatile liabilities | $58,267,000 | 1,658 |
| Insider loans | $4,376,000 | 1,217 |
| FHLB advances | $3,500,000 | 3,578 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $43,938,000 | 1,584 |
| Tier 1 (core) risk-based capital | $21,245,000 | 2,401 |
| Tier 2 risk-based capital | $2,618,000 | 1,596 |
| Total risk weighted assets | $215,772,000 | 1,725 |
| Total unused commitments | $43,938,000 | 1,590 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 58 | 2,953 |
| Assets and Liabilities | ||
| Total Assets: | $233,120,000 | 2,344 |
| Cash and due from depository institutions | $18,124,000 | 2,953 |
| Interest-bearing balances | $10,644,000 | 807 |
| Securities | $16,662,000 | 5,218 |
| Federal funds sold & reverse repurchase agreements | $14,095,000 | 1,151 |
| Net loans & leases | $177,225,000 | 1,937 |
| Loan loss allowance | $2,589,000 | 1,708 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,974,000 | 2,393 |
| Other real estate owned | $0 | 2,953 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,040,000 | 3,428 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $233,120,000 | 2,344 |
| Total liabilities | $213,318,000 | 2,315 |
| Total deposits | $206,469,000 | 2,153 |
| Interest-bearing deposits | $170,495,000 | 2,236 |
| Deposits held in domestic offices | $206,469,000 | 2,149 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,500,000 | 3,073 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,349,000 | 2,731 |
| Total equity capital | $19,802,000 | 2,668 |
| Total bank equity capital | $19,802,000 | 2,668 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,249,000 | 883 |
| Surplus | $2,147,000 | 5,290 |
| Undivided profits | $13,406,000 | 2,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 8,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,011,000 | 3,003 |
| Earning assets | $218,626,000 | 2,301 |
| Long-term assets (5+ years) | $1,228,000 | 7,614 |
| Average Assets, year-to-date | $232,662,000 | 2,320 |
| Average Assets, quarterly | $232,662,000 | 2,320 |
| Volatile liabilities | $58,276,000 | 1,621 |
| Insider loans | $5,190,000 | 1,014 |
| FHLB advances | $5,500,000 | 2,916 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $47,888,000 | 1,442 |
| Tier 1 (core) risk-based capital | $19,679,000 | 2,515 |
| Tier 2 risk-based capital | $2,589,000 | 1,589 |
| Total risk weighted assets | $217,480,000 | 1,677 |
| Total unused commitments | $47,888,000 | 1,455 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 57 | 2,960 |
| Assets and Liabilities | ||
| Total Assets: | $232,204,000 | 2,310 |
| Cash and due from depository institutions | $28,588,000 | 2,960 |
| Interest-bearing balances | $11,335,000 | 699 |
| Securities | $21,787,000 | 4,389 |
| Federal funds sold & reverse repurchase agreements | $6,950,000 | 2,083 |
| Net loans & leases | $167,967,000 | 2,025 |
| Loan loss allowance | $2,514,000 | 1,717 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,021,000 | 2,335 |
| Other real estate owned | $0 | 2,960 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,891,000 | 3,575 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $232,204,000 | 2,310 |
| Total liabilities | $211,756,000 | 2,284 |
| Total deposits | $202,911,000 | 2,142 |
| Interest-bearing deposits | $165,328,000 | 2,250 |
| Deposits held in domestic offices | $202,911,000 | 2,139 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $7,500,000 | 2,670 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,345,000 | 2,739 |
| Total equity capital | $20,448,000 | 2,567 |
| Total bank equity capital | $20,448,000 | 2,567 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,020,000 | 918 |
| Surplus | $2,147,000 | 5,251 |
| Undivided profits | $14,281,000 | 2,181 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 8,334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $886,000 | 3,560 |
| Earning assets | $208,039,000 | 2,366 |
| Long-term assets (5+ years) | $1,779,000 | 7,347 |
| Average Assets, year-to-date | $209,176,800 | 2,450 |
| Average Assets, quarterly | $226,723,500 | 2,350 |
| Volatile liabilities | $58,086,000 | 1,613 |
| Insider loans | $1,840,000 | 2,685 |
| FHLB advances | $7,500,000 | 2,503 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $50,829,000 | 1,323 |
| Tier 1 (core) risk-based capital | $20,313,000 | 2,417 |
| Tier 2 risk-based capital | $2,398,000 | 1,657 |
| Total risk weighted assets | $191,685,000 | 1,849 |
| Total unused commitments | $50,829,000 | 1,325 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 58 | 2,923 |
| Assets and Liabilities | ||
| Total Assets: | $189,755,000 | 2,668 |
| Cash and due from depository institutions | $18,463,000 | 2,923 |
| Interest-bearing balances | $10,109,000 | 695 |
| Securities | $17,607,000 | 4,914 |
| Federal funds sold & reverse repurchase agreements | $13,300,000 | 1,100 |
| Net loans & leases | $134,100,000 | 2,404 |
| Loan loss allowance | $2,027,000 | 1,969 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,751,000 | 2,424 |
| Other real estate owned | $0 | 2,923 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,534,000 | 3,858 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,755,000 | 2,668 |
| Total liabilities | $172,846,000 | 2,640 |
| Total deposits | $171,572,000 | 2,399 |
| Interest-bearing deposits | $137,494,000 | 2,560 |
| Deposits held in domestic offices | $171,572,000 | 2,393 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,274,000 | 2,887 |
| Total equity capital | $16,909,000 | 2,858 |
| Total bank equity capital | $16,909,000 | 2,858 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,820,000 | 994 |
| Surplus | $2,147,000 | 5,243 |
| Undivided profits | $10,942,000 | 2,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $648,000 | 3,592 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,004,000 | 3,454 |
| Earning assets | $175,116,000 | 2,652 |
| Long-term assets (5+ years) | $1,150,000 | 7,805 |
| Average Assets, year-to-date | $183,767,600 | 2,629 |
| Average Assets, quarterly | $187,459,000 | 2,664 |
| Volatile liabilities | $51,222,000 | 1,714 |
| Insider loans | $2,274,000 | 2,146 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $37,034,000 | 1,588 |
| Tier 1 (core) risk-based capital | $16,849,000 | 2,740 |
| Tier 2 risk-based capital | $2,027,000 | 1,820 |
| Total risk weighted assets | $162,408,000 | 2,057 |
| Total unused commitments | $37,034,000 | 1,594 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 61 | 2,812 |
| Assets and Liabilities | ||
| Total Assets: | $174,618,000 | 2,749 |
| Cash and due from depository institutions | $16,828,000 | 2,812 |
| Interest-bearing balances | $9,916,000 | 476 |
| Securities | $25,286,000 | 3,912 |
| Federal funds sold & reverse repurchase agreements | $5,300,000 | 2,234 |
| Net loans & leases | $120,590,000 | 2,587 |
| Loan loss allowance | $1,565,000 | 2,388 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,857,000 | 2,285 |
| Other real estate owned | $0 | 2,812 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,757,000 | 3,054 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,618,000 | 2,749 |
| Total liabilities | $159,481,000 | 2,714 |
| Total deposits | $157,940,000 | 2,503 |
| Interest-bearing deposits | $130,898,000 | 2,576 |
| Deposits held in domestic offices | $157,940,000 | 2,497 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,541,000 | 2,538 |
| Total equity capital | $15,137,000 | 3,059 |
| Total bank equity capital | $15,137,000 | 3,059 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,289,000 | 1,154 |
| Surplus | $2,147,000 | 5,259 |
| Undivided profits | $9,701,000 | 2,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,250,000 | 1,899 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $965,000 | 2,842 |
| Earning assets | $161,092,000 | 2,744 |
| Long-term assets (5+ years) | $11,551,000 | 4,280 |
| Average Assets, year-to-date | $157,936,400 | 2,884 |
| Average Assets, quarterly | $172,187,500 | 2,749 |
| Volatile liabilities | $51,762,000 | 1,688 |
| Insider loans | $2,528,000 | 1,873 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $1,741,000 | 556 |
| Unused loan commitments | $30,153,000 | 1,736 |
| Tier 1 (core) risk-based capital | $15,116,000 | 2,954 |
| Tier 2 risk-based capital | $1,565,000 | 2,229 |
| Total risk weighted assets | $145,703,100 | 2,192 |
| Total unused commitments | $30,153,000 | 1,738 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 50 | 3,453 |
| Assets and Liabilities | ||
| Total Assets: | $148,337,000 | 3,120 |
| Cash and due from depository institutions | $20,480,000 | 3,453 |
| Interest-bearing balances | $13,171,000 | 294 |
| Securities | $20,233,000 | 4,818 |
| Federal funds sold & reverse repurchase agreements | $11,900,000 | 815 |
| Net loans & leases | $89,380,000 | 3,236 |
| Loan loss allowance | $1,147,000 | 3,029 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,939,000 | 2,195 |
| Other real estate owned | $133,000 | 3,453 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,272,000 | 3,580 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,337,000 | 3,120 |
| Total liabilities | $138,051,000 | 3,033 |
| Total deposits | $135,846,000 | 2,806 |
| Interest-bearing deposits | $110,350,000 | 2,961 |
| Deposits held in domestic offices | $135,846,000 | 2,801 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,205,000 | 1,745 |
| Total equity capital | $10,286,000 | 4,143 |
| Total bank equity capital | $10,286,000 | 4,143 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,603,000 | 2,265 |
| Surplus | $2,147,000 | 5,297 |
| Undivided profits | $6,536,000 | 3,428 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,237,000 | 1,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $646,000 | 3,645 |
| Earning assets | $134,684,000 | 3,143 |
| Long-term assets (5+ years) | $9,412,000 | 4,983 |
| Average Assets, year-to-date | $130,881,400 | 3,375 |
| Average Assets, quarterly | $142,879,500 | 3,194 |
| Volatile liabilities | $39,450,000 | 2,015 |
| Insider loans | $2,087,000 | 2,152 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,605,000 | 568 |
| Unused loan commitments | $20,608,000 | 2,310 |
| Tier 1 (core) risk-based capital | $10,348,000 | 4,127 |
| Tier 2 risk-based capital | $1,147,000 | 2,772 |
| Total risk weighted assets | $113,105,900 | 2,676 |
| Total unused commitments | $20,608,000 | 2,316 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 50 | 3,479 |
| Assets and Liabilities | ||
| Total Assets: | $119,890,000 | 3,719 |
| Cash and due from depository institutions | $20,009,000 | 3,479 |
| Interest-bearing balances | $14,457,000 | 395 |
| Securities | $9,745,000 | 7,191 |
| Federal funds sold & reverse repurchase agreements | $16,500,000 | 987 |
| Net loans & leases | $67,767,000 | 3,885 |
| Loan loss allowance | $935,000 | 3,531 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,004,000 | 2,031 |
| Other real estate owned | $73,000 | 3,479 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,792,000 | 3,882 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,890,000 | 3,719 |
| Total liabilities | $110,240,000 | 3,629 |
| Total deposits | $109,124,000 | 3,433 |
| Interest-bearing deposits | $89,711,000 | 3,558 |
| Deposits held in domestic offices | $109,124,000 | 3,428 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,116,000 | 3,208 |
| Total equity capital | $9,650,000 | 4,499 |
| Total bank equity capital | $9,650,000 | 4,499 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,147,000 | 1,741 |
| Surplus | $2,147,000 | 5,187 |
| Undivided profits | $5,356,000 | 4,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,469,000 | 1,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $343,000 | 6,071 |
| Earning assets | $108,469,000 | 3,777 |
| Long-term assets (5+ years) | $2,409,000 | 7,484 |
| Average Assets, year-to-date | $107,599,000 | 3,886 |
| Average Assets, quarterly | $116,531,000 | 3,737 |
| Volatile liabilities | $25,974,000 | 2,420 |
| Insider loans | $2,271,000 | 1,880 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $3,766,000 | 617 |
| Unused loan commitments | $14,066,000 | 2,919 |
| Tier 1 (core) risk-based capital | $9,641,000 | 4,299 |
| Tier 2 risk-based capital | $935,000 | 3,218 |
| Total risk weighted assets | $85,425,000 | 3,257 |
| Total unused commitments | $14,066,000 | 2,925 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 41 | 4,284 |
| Assets and Liabilities | ||
| Total Assets: | $96,811,000 | 4,448 |
| Cash and due from depository institutions | $10,392,000 | 4,284 |
| Interest-bearing balances | $6,441,000 | 696 |
| Securities | $10,635,000 | 7,215 |
| Federal funds sold & reverse repurchase agreements | $11,100,000 | 1,208 |
| Net loans & leases | $59,151,000 | 4,380 |
| Loan loss allowance | $872,000 | 3,792 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,088,000 | 2,562 |
| Other real estate owned | $0 | 4,284 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,445,000 | 2,918 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,811,000 | 4,448 |
| Total liabilities | $88,289,000 | 4,357 |
| Total deposits | $86,670,000 | 4,210 |
| Interest-bearing deposits | $72,226,000 | 4,325 |
| Deposits held in domestic offices | $86,670,000 | 4,201 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,619,000 | 2,404 |
| Total equity capital | $8,522,000 | 4,964 |
| Total bank equity capital | $8,522,000 | 4,964 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,147,000 | 1,728 |
| Surplus | $2,147,000 | 5,185 |
| Undivided profits | $4,228,000 | 4,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $485,000 | 4,134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $503,000 | 4,702 |
| Earning assets | $87,327,000 | 4,525 |
| Long-term assets (5+ years) | $2,840,000 | 7,121 |
| Average Assets, year-to-date | $83,004,400 | 4,866 |
| Average Assets, quarterly | $93,460,000 | 4,542 |
| Volatile liabilities | $19,339,000 | 3,077 |
| Insider loans | $2,279,000 | 1,835 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $4,171,000 | 391 |
| Unused loan commitments | $13,074,000 | 2,849 |
| Tier 1 (core) risk-based capital | $8,518,000 | 4,818 |
| Tier 2 risk-based capital | $872,000 | 3,319 |
| Total risk weighted assets | $76,239,100 | 3,547 |
| Total unused commitments | $13,074,000 | 2,853 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 33 | 5,392 |
| Assets and Liabilities | ||
| Total Assets: | $73,538,000 | 5,662 |
| Cash and due from depository institutions | $9,624,000 | 5,392 |
| Interest-bearing balances | $5,850,000 | 644 |
| Securities | $9,204,000 | 8,205 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 7,418 |
| Net loans & leases | $51,395,000 | 4,918 |
| Loan loss allowance | $698,000 | 4,679 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $818,000 | 6,659 |
| Other real estate owned | $0 | 5,392 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,997,000 | 3,612 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,538,000 | 5,662 |
| Total liabilities | $65,663,000 | 5,680 |
| Total deposits | $64,815,000 | 5,510 |
| Interest-bearing deposits | $52,809,000 | 5,732 |
| Deposits held in domestic offices | $64,815,000 | 5,502 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $848,000 | 3,994 |
| Total equity capital | $7,875,000 | 5,305 |
| Total bank equity capital | $7,875,000 | 5,305 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,147,000 | 1,816 |
| Surplus | $2,147,000 | 5,246 |
| Undivided profits | $3,581,000 | 5,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $182,000 | 6,879 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $446,000 | 5,169 |
| Earning assets | $66,949,000 | 5,691 |
| Long-term assets (5+ years) | $2,682,000 | 7,254 |
| Average Assets, year-to-date | $65,519,800 | 5,986 |
| Average Assets, quarterly | $71,087,000 | 5,752 |
| Volatile liabilities | $16,823,000 | 3,340 |
| Insider loans | $2,045,000 | 2,077 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $2,747,000 | 456 |
| Unused loan commitments | $11,341,000 | 3,117 |
| Tier 1 (core) risk-based capital | $7,872,000 | 5,211 |
| Tier 2 risk-based capital | $698,000 | 4,075 |
| Total risk weighted assets | $63,902,700 | 4,151 |
| Total unused commitments | $11,341,000 | 3,132 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 32 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $59,529,000 | 6,684 |
| Cash and due from depository institutions | $8,735,000 | 5,686 |
| Interest-bearing balances | $5,146,000 | 922 |
| Securities | $8,366,000 | 8,863 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 6,719 |
| Net loans & leases | $38,705,000 | 5,975 |
| Loan loss allowance | $538,000 | 5,742 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $746,000 | 7,056 |
| Other real estate owned | $0 | 5,686 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,677,000 | 4,233 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,529,000 | 6,684 |
| Total liabilities | $52,681,000 | 6,755 |
| Total deposits | $52,030,000 | 6,593 |
| Interest-bearing deposits | $41,886,000 | 6,834 |
| Deposits held in domestic offices | $52,030,000 | 6,586 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $651,000 | 5,143 |
| Total equity capital | $6,848,000 | 5,949 |
| Total bank equity capital | $6,848,000 | 5,949 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,147,000 | 1,855 |
| Surplus | $2,147,000 | 5,294 |
| Undivided profits | $2,554,000 | 6,733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $70,000 | 8,857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $373,000 | 6,139 |
| Earning assets | $53,517,000 | 6,760 |
| Long-term assets (5+ years) | $2,902,000 | 7,130 |
| Average Assets, year-to-date | $56,223,800 | 6,734 |
| Average Assets, quarterly | $57,265,500 | 6,794 |
| Volatile liabilities | $9,593,000 | 4,689 |
| Insider loans | $3,085,000 | 1,406 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $9,234,000 | 3,465 |
| Tier 1 (core) risk-based capital | $6,819,000 | 5,845 |
| Tier 2 risk-based capital | $538,000 | 4,981 |
| Total risk weighted assets | $49,001,000 | 5,116 |
| Total unused commitments | $9,234,000 | 3,479 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 29 | 6,346 |
| Assets and Liabilities | ||
| Total Assets: | $58,029,000 | 6,817 |
| Cash and due from depository institutions | $9,681,000 | 6,346 |
| Interest-bearing balances | $2,964,000 | 1,182 |
| Securities | $8,003,000 | 9,539 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,801 |
| Net loans & leases | $33,807,000 | 6,517 |
| Loan loss allowance | $479,000 | 6,378 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $436,000 | 8,887 |
| Other real estate owned | $0 | 6,346 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,102,000 | 6,283 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,029,000 | 6,817 |
| Total liabilities | $52,207,000 | 6,839 |
| Total deposits | $51,826,000 | 6,632 |
| Interest-bearing deposits | $37,215,000 | 7,423 |
| Deposits held in domestic offices | $51,826,000 | 6,626 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $381,000 | 6,303 |
| Total equity capital | $5,822,000 | 6,415 |
| Total bank equity capital | $5,822,000 | 6,415 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,147,000 | 1,904 |
| Surplus | $2,147,000 | 5,284 |
| Undivided profits | $1,528,000 | 7,972 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $122,000 | 8,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $337,000 | 5,985 |
| Earning assets | $49,774,000 | 7,086 |
| Long-term assets (5+ years) | $354,000 | 10,345 |
| Average Assets, year-to-date | $56,130,400 | 6,835 |
| Average Assets, quarterly | $56,551,500 | 6,893 |
| Volatile liabilities | $7,525,000 | 5,312 |
| Insider loans | $6,302,000 | 687 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $10,072,000 | 3,112 |
| Tier 1 (core) risk-based capital | $5,846,000 | 6,483 |
| Tier 2 risk-based capital | $479,000 | 5,463 |
| Total risk weighted assets | $43,640,300 | 5,536 |
| Total unused commitments | $10,072,000 | 3,122 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $57,974,000 | 7,018 |
| Cash and due from depository institutions | $5,249,000 | 6,753 |
| Interest-bearing balances | $1,857,000 | 2,509 |
| Securities | $7,562,000 | 10,059 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,219 |
| Net loans & leases | $33,010,000 | 6,559 |
| Loan loss allowance | $432,000 | 7,036 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $493,000 | 8,773 |
| Other real estate owned | $0 | 6,753 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $660,000 | 8,080 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,974,000 | 7,018 |
| Total liabilities | $52,848,000 | 6,982 |
| Total deposits | $52,148,000 | 6,845 |
| Interest-bearing deposits | $32,162,000 | 8,465 |
| Deposits held in domestic offices | $52,148,000 | 6,838 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $700,000 | 4,143 |
| Total equity capital | $5,126,000 | 7,115 |
| Total bank equity capital | $5,126,000 | 7,115 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,147,000 | 1,932 |
| Surplus | $2,147,000 | 5,266 |
| Undivided profits | $832,000 | 9,960 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $109,000 | 9,041 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $298,000 | 6,116 |
| Earning assets | $53,429,000 | 6,975 |
| Long-term assets (5+ years) | $196,000 | 11,115 |
| Average Assets, year-to-date | $51,779,400 | 7,401 |
| Average Assets, quarterly | $58,210,500 | 6,929 |
| Volatile liabilities | $7,284,000 | 5,146 |
| Insider loans | $4,720,000 | 869 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,275,000 | 2,832 |
| Tier 1 (core) risk-based capital | $5,126,000 | 7,043 |
| Tier 2 risk-based capital | $432,000 | 5,920 |
| Total risk weighted assets | $41,496,000 | 5,744 |
| Total unused commitments | $11,275,000 | 2,855 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 20 | 8,629 |
| Assets and Liabilities | ||
| Total Assets: | $39,287,000 | 9,086 |
| Cash and due from depository institutions | $1,191,000 | 8,629 |
| Interest-bearing balances | $296,000 | 5,703 |
| Securities | $5,561,000 | 11,290 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 10,866 |
| Net loans & leases | $31,509,000 | 6,811 |
| Loan loss allowance | $364,000 | 7,908 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $209,000 | 11,487 |
| Other real estate owned | $0 | 8,629 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $617,000 | 8,711 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,287,000 | 9,086 |
| Total liabilities | $34,773,000 | 9,224 |
| Total deposits | $34,025,000 | 9,187 |
| Interest-bearing deposits | $29,771,000 | 9,084 |
| Deposits held in domestic offices | $34,025,000 | 9,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $298,000 | 3,588 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $450,000 | 6,286 |
| Total equity capital | $4,514,000 | 7,619 |
| Total bank equity capital | $4,514,000 | 7,619 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,147,000 | 1,993 |
| Surplus | $2,147,000 | 5,168 |
| Undivided profits | $220,000 | 11,878 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $457,000 | 5,933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $287,000 | 6,741 |
| Earning assets | $37,566,000 | 8,827 |
| Long-term assets (5+ years) | $408,000 | 11,132 |
| Average Assets, year-to-date | $33,661,400 | 9,733 |
| Average Assets, quarterly | $37,320,000 | 9,294 |
| Volatile liabilities | $6,581,000 | 5,545 |
| Insider loans | $1,000 | 9,424 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $13,444,000 | 2,411 |
| Tier 1 (core) risk-based capital | $4,514,000 | 7,564 |
| Tier 2 risk-based capital | $364,000 | 6,707 |
| Total risk weighted assets | $39,272,100 | 6,022 |
| Total unused commitments | $13,444,000 | 2,428 |
| Derivatives | $0 | 651 |