Home > Stockman Bank of Billings > Income and Expense
Stockman Bank of Billings, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,003,000 | 7,984 |
| Total interest expense | $1,443,000 | 7,717 |
| Net interest income | $1,560,000 | 8,124 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $290,000 | 7,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,907 |
| Total noninterest expense | $1,689,000 | 6,630 |
| Salaries and employee benefits | $692,000 | 7,585 |
| Premises and equipment expense | $408,000 | 4,461 |
| Additional noninterest expense | $589,000 | 6,421 |
| Pre-tax net operating income | $61,000 | 10,547 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $24,000 | 10,128 |
| Income before extraordinary items | $39,000 | 10,635 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $39,000 | 10,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,783 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $37,720 | 10,593 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,080,000 | 11,150 |
| Total interest expense | $520,000 | 10,950 |
| Net interest income | $560,000 | 11,240 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $96,000 | 10,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,206 |
| Total noninterest expense | $843,000 | 9,586 |
| Salaries and employee benefits | $306,000 | 10,695 |
| Premises and equipment expense | $214,000 | 6,939 |
| Additional noninterest expense | $323,000 | 8,998 |
| Pre-tax net operating income | $-187,000 | 11,664 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-72,000 | 11,676 |
| Income before extraordinary items | $-115,000 | 11,617 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-115,000 | 11,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $2,250,000 | 197 |
| Net operating income | $-115,000 | 11,597 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.