Home > Stockgrowers State Bank > Income and Expense
Stockgrowers State Bank, Income and Expense
2003-03-31 (YTD Data) | Rank | |
Total interest income | $540,000 | 7,562 |
Total interest expense | $107,000 | 8,337 |
Net interest income | $433,000 | 7,070 |
Provision for loan and lease losses | $0 | 6,934 |
Total noninterest income | $62,000 | 6,956 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $42,000 | 5,576 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $20,000 | 6,924 |
Total noninterest expense | $366,000 | 7,000 |
Salaries and employee benefits | $184,000 | 7,172 |
Premises and equipment expense | $36,000 | 7,540 |
Additional noninterest expense | $146,000 | 6,033 |
Pre-tax net operating income | $129,000 | 6,771 |
Securities gains (losses) | $31,000 | 1,674 |
Applicable income taxes | $0 | 7,403 |
Income before extraordinary items | $160,000 | 5,867 |
Extraordinary gains, net | $0 | 21 |
Net income | $160,000 | 5,866 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 5,022 |
Cash dividends | $400,000 | 1,446 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $129,000 | 6,205 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $2,589,000 | 7,267 |
Total interest expense | $569,000 | 8,195 |
Net interest income | $2,020,000 | 6,598 |
Provision for loan and lease losses | $24,000 | 7,371 |
Total noninterest income | $288,000 | 6,552 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $186,000 | 5,376 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $102,000 | 6,410 |
Total noninterest expense | $1,368,000 | 7,117 |
Salaries and employee benefits | $665,000 | 7,433 |
Premises and equipment expense | $129,000 | 7,748 |
Additional noninterest expense | $574,000 | 6,085 |
Pre-tax net operating income | $916,000 | 5,430 |
Securities gains (losses) | $-68,000 | 9,099 |
Applicable income taxes | $242,000 | 4,814 |
Income before extraordinary items | $606,000 | 5,937 |
Extraordinary gains, net | $0 | 70 |
Net income | $606,000 | 5,935 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $12,000 | 6,742 |
Cash dividends | $850,000 | 2,538 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $654,280 | 5,596 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $3,191,000 | 7,043 |
Total interest expense | $1,112,000 | 7,792 |
Net interest income | $2,079,000 | 6,316 |
Provision for loan and lease losses | $63,000 | 6,312 |
Total noninterest income | $265,000 | 6,718 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $179,000 | 5,405 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $86,000 | 6,743 |
Total noninterest expense | $1,361,000 | 7,096 |
Salaries and employee benefits | $650,000 | 7,432 |
Premises and equipment expense | $120,000 | 8,004 |
Additional noninterest expense | $591,000 | 5,895 |
Pre-tax net operating income | $920,000 | 5,121 |
Securities gains (losses) | $11,000 | 3,540 |
Applicable income taxes | $306,000 | 4,218 |
Income before extraordinary items | $625,000 | 5,503 |
Extraordinary gains, net | $0 | 105 |
Net income | $625,000 | 5,507 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $24,000 | 6,098 |
Cash dividends | $630,000 | 3,040 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $617,630 | 5,412 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $3,517,000 | 6,916 |
Total interest expense | $1,333,000 | 7,498 |
Net interest income | $2,184,000 | 6,294 |
Provision for loan and lease losses | $69,000 | 6,019 |
Total noninterest income | $265,000 | 6,623 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $189,000 | 5,243 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $76,000 | 7,011 |
Total noninterest expense | $1,401,000 | 6,997 |
Salaries and employee benefits | $660,000 | 7,390 |
Premises and equipment expense | $147,000 | 7,640 |
Additional noninterest expense | $594,000 | 5,830 |
Pre-tax net operating income | $979,000 | 5,307 |
Securities gains (losses) | $-3,000 | 7,730 |
Applicable income taxes | $315,000 | 4,493 |
Income before extraordinary items | $661,000 | 5,574 |
Extraordinary gains, net | $0 | 38 |
Net income | $661,000 | 5,573 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $10,000 | 6,623 |
Cash dividends | $1,200,000 | 1,976 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $663,040 | 5,570 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $3,360,000 | 6,977 |
Total interest expense | $1,173,000 | 7,715 |
Net interest income | $2,187,000 | 6,306 |
Provision for loan and lease losses | $24,000 | 7,475 |
Total noninterest income | $300,000 | 6,434 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $182,000 | 5,375 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $118,000 | 6,224 |
Total noninterest expense | $1,355,000 | 7,151 |
Salaries and employee benefits | $641,000 | 7,534 |
Premises and equipment expense | $150,000 | 7,666 |
Additional noninterest expense | $564,000 | 6,062 |
Pre-tax net operating income | $1,108,000 | 5,005 |
Securities gains (losses) | $-3,000 | 8,917 |
Applicable income taxes | $355,000 | 4,440 |
Income before extraordinary items | $750,000 | 5,276 |
Extraordinary gains, net | $0 | 35 |
Net income | $750,000 | 5,274 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $47,000 | 4,940 |
Cash dividends | $200,000 | 5,191 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $752,040 | 5,234 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $3,479,000 | 6,983 |
Total interest expense | $1,342,000 | 7,560 |
Net interest income | $2,137,000 | 6,416 |
Provision for loan and lease losses | $24,000 | 7,567 |
Total noninterest income | $249,000 | 7,019 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $178,000 | 5,458 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $71,000 | 7,447 |
Total noninterest expense | $1,493,000 | 6,722 |
Salaries and employee benefits | $692,000 | 7,231 |
Premises and equipment expense | $171,000 | 7,213 |
Additional noninterest expense | $630,000 | 5,553 |
Pre-tax net operating income | $869,000 | 5,846 |
Securities gains (losses) | $19,000 | 2,467 |
Applicable income taxes | $282,000 | 5,342 |
Income before extraordinary items | $606,000 | 6,024 |
Extraordinary gains, net | $0 | 32 |
Net income | $606,000 | 6,023 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $44,000 | 5,174 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $593,080 | 5,980 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $3,342,000 | 7,360 |
Total interest expense | $1,346,000 | 7,725 |
Net interest income | $1,996,000 | 6,917 |
Provision for loan and lease losses | $24,000 | 7,686 |
Total noninterest income | $253,000 | 7,186 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $196,000 | 5,391 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $57,000 | 8,127 |
Total noninterest expense | $1,395,000 | 7,046 |
Salaries and employee benefits | $677,000 | 7,453 |
Premises and equipment expense | $160,000 | 7,589 |
Additional noninterest expense | $558,000 | 6,062 |
Pre-tax net operating income | $830,000 | 6,412 |
Securities gains (losses) | $5,000 | 2,787 |
Applicable income taxes | $260,000 | 6,158 |
Income before extraordinary items | $575,000 | 6,507 |
Extraordinary gains, net | $0 | 44 |
Net income | $575,000 | 6,509 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-15,000 | 10,129 |
Cash dividends | $300,000 | 4,516 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $571,550 | 6,476 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $3,172,000 | 7,778 |
Total interest expense | $1,299,000 | 8,112 |
Net interest income | $1,873,000 | 7,418 |
Provision for loan and lease losses | $-178,000 | 11,328 |
Total noninterest income | $232,000 | 7,822 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $180,000 | 5,903 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $52,000 | 8,801 |
Total noninterest expense | $1,382,000 | 7,440 |
Salaries and employee benefits | $668,000 | 7,732 |
Premises and equipment expense | $151,000 | 8,033 |
Additional noninterest expense | $563,000 | 6,593 |
Pre-tax net operating income | $901,000 | 6,083 |
Securities gains (losses) | $13,000 | 2,310 |
Applicable income taxes | $275,000 | 6,111 |
Income before extraordinary items | $639,000 | 6,043 |
Extraordinary gains, net | $0 | 53 |
Net income | $639,000 | 6,045 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-77,000 | 11,163 |
Cash dividends | $835,000 | 2,423 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $629,900 | 6,039 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,966,000 | 8,259 |
Total interest expense | $1,230,000 | 8,493 |
Net interest income | $1,736,000 | 7,923 |
Provision for loan and lease losses | $-173,000 | 11,798 |
Total noninterest income | $253,000 | 7,668 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $196,000 | 5,753 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $57,000 | 8,889 |
Total noninterest expense | $1,507,000 | 7,254 |
Salaries and employee benefits | $707,000 | 7,680 |
Premises and equipment expense | $149,000 | 8,299 |
Additional noninterest expense | $651,000 | 6,191 |
Pre-tax net operating income | $655,000 | 7,562 |
Securities gains (losses) | $-6,000 | 9,789 |
Applicable income taxes | $188,000 | 7,634 |
Income before extraordinary items | $461,000 | 7,550 |
Extraordinary gains, net | $0 | 65 |
Net income | $461,000 | 7,549 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 7,680 |
Cash dividends | $290,000 | 4,653 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $465,260 | 7,488 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,628,000 | 8,681 |
Total interest expense | $997,000 | 8,709 |
Net interest income | $1,631,000 | 8,508 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $301,000 | 7,238 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $211,000 | 5,651 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $90,000 | 7,838 |
Total noninterest expense | $1,708,000 | 6,962 |
Salaries and employee benefits | $715,000 | 7,764 |
Premises and equipment expense | $184,000 | 7,770 |
Additional noninterest expense | $809,000 | 5,647 |
Pre-tax net operating income | $224,000 | 10,711 |
Securities gains (losses) | $4,000 | 2,755 |
Applicable income taxes | $57,000 | 10,297 |
Income before extraordinary items | $171,000 | 10,597 |
Extraordinary gains, net | $0 | 249 |
Net income | $171,000 | 10,603 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $63,000 | 4,659 |
Cash dividends | $60,000 | 7,692 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $168,000 | 10,669 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $3,123,000 | 8,135 |
Total interest expense | $1,185,000 | 8,315 |
Net interest income | $1,938,000 | 7,870 |
Provision for loan and lease losses | $139,000 | 4,861 |
Total noninterest income | $328,000 | 7,285 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $239,000 | 5,270 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $89,000 | 8,282 |
Total noninterest expense | $1,653,000 | 7,343 |
Salaries and employee benefits | $843,000 | 7,059 |
Premises and equipment expense | $203,000 | 7,624 |
Additional noninterest expense | $607,000 | 7,267 |
Pre-tax net operating income | $474,000 | 8,828 |
Securities gains (losses) | $3,000 | 6,505 |
Applicable income taxes | $193,000 | 7,749 |
Income before extraordinary items | $284,000 | 9,645 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $284,000 | 9,788 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $59,000 | 5,721 |
Cash dividends | $10,000 | 8,880 |
Sale, conversion, retirement of capital stock, net | $733,000 | 530 |
Net operating income | $282,080 | 9,405 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $3,565,000 | 8,089 |
Total interest expense | $1,567,000 | 8,309 |
Net interest income | $1,998,000 | 7,778 |
Provision for loan and lease losses | $23,000 | 10,448 |
Total noninterest income | $361,000 | 6,958 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $256,000 | 5,041 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $105,000 | 7,891 |
Total noninterest expense | $1,694,000 | 7,275 |
Salaries and employee benefits | $844,000 | 6,973 |
Premises and equipment expense | $197,000 | 7,902 |
Additional noninterest expense | $653,000 | 7,085 |
Pre-tax net operating income | $642,000 | 7,441 |
Securities gains (losses) | $6,000 | 6,913 |
Applicable income taxes | $225,000 | 7,091 |
Income before extraordinary items | $423,000 | 7,984 |
Extraordinary gains, net | $37,000 | 1,082 |
Net income | $460,000 | 7,762 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-90,000 | 13,690 |
Cash dividends | $400,000 | 3,284 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $419,100 | 7,675 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.