Home > Stock Yards Bank & Trust Company > Income and Expense
Stock Yards Bank & Trust Company, Income and Expense
1997-12-31 (YTD Data) | Rank | |
Total interest income | $667,000 | 10,597 |
Total interest expense | $240,000 | 10,609 |
Net interest income | $427,000 | 10,521 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $37,000 | 10,477 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $33,000 | 8,861 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $4,000 | 10,710 |
Total noninterest expense | $457,000 | 10,294 |
Salaries and employee benefits | $158,000 | 10,702 |
Premises and equipment expense | $70,000 | 9,702 |
Additional noninterest expense | $229,000 | 9,081 |
Pre-tax net operating income | $7,000 | 10,346 |
Securities gains (losses) | $-2,000 | 9,246 |
Applicable income taxes | $11,000 | 9,884 |
Income before extraordinary items | $-6,000 | 10,412 |
Extraordinary gains, net | $0 | 44 |
Net income | $-6,000 | 10,414 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 7,643 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $-4,720 | 10,374 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $123,000 | 11,405 |
Total interest expense | $31,000 | 11,384 |
Net interest income | $92,000 | 11,399 |
Provision for loan and lease losses | $10,000 | 8,531 |
Total noninterest income | $10,000 | 11,313 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $9,000 | 9,771 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $1,000 | 11,358 |
Total noninterest expense | $98,000 | 11,426 |
Salaries and employee benefits | $27,000 | 11,427 |
Premises and equipment expense | $13,000 | 11,357 |
Additional noninterest expense | $58,000 | 11,356 |
Pre-tax net operating income | $-6,000 | 10,813 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $1,000 | 10,529 |
Income before extraordinary items | $-7,000 | 10,840 |
Extraordinary gains, net | $0 | 53 |
Net income | $-7,000 | 10,836 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $23,000 | 6,559 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $-7,000 | 10,792 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $422,000 | 11,822 |
Total interest expense | $104,000 | 11,860 |
Net interest income | $318,000 | 11,741 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $25,000 | 11,724 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $21,000 | 9,976 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $4,000 | 11,796 |
Total noninterest expense | $205,000 | 11,872 |
Salaries and employee benefits | $109,000 | 11,854 |
Premises and equipment expense | $13,000 | 11,869 |
Additional noninterest expense | $83,000 | 11,745 |
Pre-tax net operating income | $138,000 | 10,846 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $37,000 | 10,445 |
Income before extraordinary items | $101,000 | 10,924 |
Extraordinary gains, net | $0 | 65 |
Net income | $101,000 | 10,925 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 8,657 |
Cash dividends | $1,000 | 8,707 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $101,000 | 10,897 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $298,000 | 12,523 |
Total interest expense | $74,000 | 12,539 |
Net interest income | $224,000 | 12,487 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $29,000 | 12,275 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $23,000 | 10,480 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $6,000 | 12,297 |
Total noninterest expense | $231,000 | 12,479 |
Salaries and employee benefits | $109,000 | 12,493 |
Premises and equipment expense | $13,000 | 12,510 |
Additional noninterest expense | $109,000 | 12,220 |
Pre-tax net operating income | $22,000 | 12,014 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $3,000 | 11,532 |
Income before extraordinary items | $19,000 | 11,971 |
Extraordinary gains, net | $0 | 249 |
Net income | $19,000 | 11,971 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 8,704 |
Cash dividends | $1,000 | 8,919 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $19,000 | 12,005 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $216,000 | 13,218 |
Total interest expense | $67,000 | 13,199 |
Net interest income | $149,000 | 13,173 |
Provision for loan and lease losses | $13,000 | 9,510 |
Total noninterest income | $27,000 | 12,981 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $22,000 | 10,960 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $5,000 | 13,037 |
Total noninterest expense | $196,000 | 13,184 |
Salaries and employee benefits | $95,000 | 13,181 |
Premises and equipment expense | $28,000 | 12,902 |
Additional noninterest expense | $73,000 | 13,120 |
Pre-tax net operating income | $-33,000 | 12,508 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $-19,000 | 12,821 |
Income before extraordinary items | $-14,000 | 12,556 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $-14,000 | 12,583 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $12,000 | 8,388 |
Cash dividends | $1,000 | 9,069 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $-14,000 | 12,434 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $216,000 | 13,857 |
Total interest expense | $88,000 | 13,830 |
Net interest income | $128,000 | 13,831 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $24,000 | 13,630 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $18,000 | 11,411 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $6,000 | 13,603 |
Total noninterest expense | $222,000 | 13,763 |
Salaries and employee benefits | $89,000 | 13,816 |
Premises and equipment expense | $54,000 | 12,540 |
Additional noninterest expense | $79,000 | 13,696 |
Pre-tax net operating income | $-70,000 | 12,892 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $0 | 12,680 |
Income before extraordinary items | $-70,000 | 13,021 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $-70,000 | 13,013 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 11,197 |
Cash dividends | $1,000 | 8,899 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $-70,000 | 12,854 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.