Home > Stillman BancCorp N.A. > Net charge- offs to loans
Stillman BancCorp N.A., Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0395% | 4,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2786% | 4,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1320% | 2,208 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1478% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0677% | 4,300 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0331% | 4,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2457% | 4,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2042% | 1,738 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5405% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0612% | 4,257 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0344% | 4,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2287% | 4,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0786% | 2,004 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6966% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0473% | 4,185 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0302% | 4,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1887% | 4,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0581% | 4,383 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 3,715 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0877% | 4,538 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3037% | 4,470 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2071% | 4,473 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2469% | 4,507 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0529% | 4,322 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 3,792 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1201% | 4,592 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2800% | 4,458 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1229% | 4,370 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9512% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3200% | 4,547 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0539% | 4,265 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0133% | 3,840 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1856% | 3,457 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2812% | 4,299 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1067% | 4,106 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4235% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3765% | 4,367 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0559% | 4,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3000% | 4,353 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1348% | 4,119 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2445% | 80 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7097% | 4,472 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0626% | 4,426 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0153% | 3,972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0360% | 4,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3247% | 4,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1430% | 1,774 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1170% | 792 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1899% | 1,473 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0650% | 4,457 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0269% | 4,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0639% | 4,536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2645% | 4,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0522% | 4,393 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 4,018 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0315% | 4,479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2461% | 4,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0384% | 4,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1963% | 4,534 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1552% | 4,122 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1847% | 4,156 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0012% | 3,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0748% | 756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1794% | 419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3633% | 4,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1011% | 2,482 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1127% | 854 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1386% | 2,187 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0472% | 4,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3461% | 4,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1538% | 2,136 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1801% | 1,908 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0463% | 4,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3651% | 4,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0975% | 2,286 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2240% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0760% | 2,250 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0302% | 4,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4078% | 4,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3239% | 1,566 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4290% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3053% | 1,499 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0439% | 4,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 2,067 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0117% | 1,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 1,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5216% | 4,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2766% | 2,172 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6084% | 524 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2132% | 2,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0362% | 4,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 1,900 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 1,531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 1,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4510% | 4,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3452% | 1,842 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8130% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2566% | 1,966 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0285% | 4,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 1,568 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 1,187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0104% | 1,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4072% | 4,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3911% | 1,597 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6057% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3498% | 1,582 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0099% | 4,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 1,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0184% | 823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0207% | 749 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3739% | 4,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7207% | 998 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5873% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5493% | 1,119 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0328% | 4,843 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,905 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 4,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3056% | 4,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0179% | 3,341 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3110% | 584 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0431% | 4,627 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0341% | 4,794 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,926 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 4,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 4,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3244% | 4,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0488% | 2,964 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2855% | 543 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0239% | 4,642 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 4,001 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 4,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 4,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2462% | 4,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1123% | 2,468 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6472% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0025% | 3,842 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 4,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0171% | 4,663 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0189% | 4,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0263% | 1,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0351% | 5,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0142% | 2,209 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0381% | 1,692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5190% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0165% | 4,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5174% | 5,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3174% | 2,262 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5657% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2646% | 2,320 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0428% | 5,113 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 4,361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 4,771 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0158% | 4,819 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4688% | 5,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4533% | 1,698 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9249% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3544% | 1,859 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0452% | 5,133 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 4,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0172% | 4,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0192% | 4,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4647% | 5,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4075% | 1,723 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4948% | 1,405 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0329% | 4,975 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 4,465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0181% | 4,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0204% | 4,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4677% | 5,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8210% | 1,003 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0014% | 739 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0721% | 2,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1250% | 1,058 |
| Percentage Net Loans Charged-off:Construction & development | -0.3163% | 5,136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3564% | 414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0158% | 5,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0182% | 5,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2514% | 5,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0423% | 3,548 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1145% | 708 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0259% | 3,503 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1209% | 1,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1744% | 682 |
| Percentage Net Loans Charged-off:Construction & development | -0.4144% | 5,238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4808% | 275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1889% | 5,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1135% | 2,854 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3088% | 625 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0697% | 2,943 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0359% | 5,215 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0418% | 5,288 |
| Percentage Net Loans Charged-off:Construction & development | -0.6096% | 5,333 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 4,905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0465% | 4,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0863% | 2,750 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2336% | 593 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0529% | 2,751 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1002% | 5,637 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0835% | 5,612 |
| Percentage Net Loans Charged-off:Construction & development | -1.2104% | 5,448 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 5,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5086% | 5,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6899% | 1,111 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7209% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2569% | 5,995 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3642% | 5,992 |
| Percentage Net Loans Charged-off:Construction & development | -4.9533% | 5,656 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 5,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0208% | 5,412 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2005% | 4,452 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0167% | 2,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2410% | 1,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1800% | 2,777 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5565% | 627 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0846% | 3,129 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 3,396 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0405% | 5,488 |
| Percentage Net Loans Charged-off:Construction & development | -0.6056% | 5,466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 5,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0155% | 2,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0188% | 2,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4844% | 826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1819% | 2,520 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5975% | 559 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0762% | 2,926 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0542% | 2,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1337% | 1,170 |
| Percentage Net Loans Charged-off:Construction & development | 1.7191% | 163 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 5,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 5,137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 5,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4238% | 5,721 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1417% | 5,399 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1215% | 1,182 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1196% | 2,469 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3348% | 6,171 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3769% | 6,179 |
| Percentage Net Loans Charged-off:Construction & development | -4.3427% | 5,744 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0091% | 5,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3387% | 5,734 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0269% | 4,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1028% | 2,343 |
| Percentage Net Loans Charged-off:Construction & development | 0.6843% | 513 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1056% | 2,333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2979% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0452% | 2,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5862% | 5,964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2496% | 2,653 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1060% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,787 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0792% | 3,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1578% | 1,637 |
| Percentage Net Loans Charged-off:Construction & development | 1.1823% | 332 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0030% | 1,845 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1190% | 2,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3856% | 461 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0308% | 2,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5359% | 5,994 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3368% | 2,114 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5037% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0071% | 5,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0550% | 2,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0090% | 1,502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1472% | 1,718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5752% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5208% | 6,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1028% | 2,881 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2274% | 629 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0664% | 2,911 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0487% | 5,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0072% | 2,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0182% | 976 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5818% | 6,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2075% | 2,144 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4530% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1345% | 2,252 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3136% | 383 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6786% | 200 |
| Percentage Net Loans Charged-off:Construction & development | 13.9781% | 65 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 5,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1724% | 2,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4864% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0542% | 3,311 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6329% | 6,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,193 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1172% | 798 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0348% | 5,634 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3485% | 1,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4951% | 1,087 |
| Percentage Net Loans Charged-off:Construction & development | 3.6994% | 342 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 5,869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1916% | 2,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6385% | 556 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0224% | 3,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6452% | 6,321 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0360% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1598% | 1,234 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5510% | 1,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7365% | 769 |
| Percentage Net Loans Charged-off:Construction & development | 5.4840% | 237 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 5,964 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2907% | 1,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9375% | 417 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0403% | 2,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6760% | 6,354 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0543% | 5,545 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2410% | 1,231 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8750% | 694 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1148% | 458 |
| Percentage Net Loans Charged-off:Construction & development | 9.4760% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 6,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 2,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0136% | 2,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7151% | 6,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1092% | 2,570 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4840% | 517 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0917% | 970 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4250% | 590 |
| Percentage Net Loans Charged-off:Construction & development | 10.3078% | 232 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 6,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0071% | 6,499 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0146% | 4,959 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 6,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0277% | 6,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3441% | 2,866 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8735% | 693 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2016% | 3,279 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0854% | 6,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 4,688 |
| Percentage Net Loans Charged-off:Construction & development | 0.1257% | 1,990 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 6,427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 6,478 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0191% | 5,007 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2791% | 6,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4926% | 2,170 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3498% | 535 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2667% | 2,725 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1249% | 6,904 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 6,437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 6,419 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0279% | 5,030 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 3,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6296% | 6,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6452% | 1,749 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0619% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2717% | 2,528 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0369% | 6,424 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 6,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 6,504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0275% | 5,039 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0150% | 2,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4708% | 6,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2141% | 2,478 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5105% | 530 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1355% | 2,538 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2715% | 4,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1082% | 4,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0188% | 3,500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3221% | 2,844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1720% | 1,664 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4087% | 2,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7362% | 1,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4662% | 2,907 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7813% | 542 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1640% | 3,924 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0953% | 5,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0996% | 4,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0745% | 2,763 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2326% | 2,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2285% | 1,387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2350% | 2,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0081% | 5,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5831% | 2,319 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4547% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1757% | 3,509 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0546% | 5,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0456% | 4,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0082% | 2,618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1373% | 3,192 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0132% | 5,233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2265% | 2,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0123% | 5,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7225% | 1,907 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8860% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2511% | 2,898 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0948% | 3,995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0910% | 3,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0164% | 1,850 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2700% | 2,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4278% | 1,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0250% | 5,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8584% | 1,526 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9007% | 365 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3758% | 2,046 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5774% | 3,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1695% | 4,384 |
| Percentage Net Loans Charged-off:Construction & development | 0.8535% | 2,608 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0106% | 7,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0627% | 4,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0629% | 1,856 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0626% | 4,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3601% | 738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0234% | 5,314 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4304% | 3,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 5,489 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 7,255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0309% | 4,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0836% | 1,597 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1204% | 725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2849% | 3,866 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2085% | 979 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6392% | 2,629 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 7,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0174% | 7,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2512% | 438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3846% | 3,280 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3121% | 1,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.7463% | 192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8798% | 1,970 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6446% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4174% | 4,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2762% | 3,732 |
| Percentage Net Loans Charged-off:Construction & development | 0.4232% | 3,004 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3381% | 2,079 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2087% | 3,224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0611% | 1,829 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2890% | 2,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8830% | 1,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0458% | 5,835 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3413% | 1,141 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0430% | 6,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0530% | 4,752 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1467% | 3,164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0809% | 1,516 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1819% | 2,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0172% | 7,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0301% | 5,566 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6990% | 1,007 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0277% | 6,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 4,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0870% | 3,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1322% | 2,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0125% | 6,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0902% | 4,884 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4002% | 818 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0247% | 6,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0885% | 4,066 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7048% | 757 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 7,718 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 7,739 |
| Percentage Net Loans Charged-off:Construction & development | -0.0108% | 7,561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0021% | 4,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 3,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0050% | 7,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0202% | 5,864 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5543% | 1,094 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,534 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,635 |
| Percentage Net Loans Charged-off:Construction & development | -0.0150% | 7,585 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 3,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0043% | 3,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0065% | 6,903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0531% | 5,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7501% | 934 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0012% | 5,968 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 7,605 |
| Percentage Net Loans Charged-off:Construction & development | -0.0237% | 7,609 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 2,799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0065% | 2,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0787% | 4,612 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3776% | 925 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 4,958 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 7,636 |
| Percentage Net Loans Charged-off:Construction & development | -0.0540% | 7,607 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 1,877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0129% | 1,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0381% | 2,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3700% | 1,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0840% | 2,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.3072% | 849 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1154% | 1,024 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2623% | 560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2119% | 4,509 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2746% | 832 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0144% | 5,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0243% | 2,568 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0597% | 850 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0241% | 6,967 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0467% | 7,341 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2472% | 1,860 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0182% | 4,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0386% | 1,837 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0943% | 550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0357% | 7,024 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2123% | 7,680 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1091% | 1,893 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0049% | 6,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 1,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0458% | 409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0696% | 7,229 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2789% | 7,593 |
| Percentage Net Loans Charged-off: Credit card loans | -2.1818% | 1,897 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0453% | 4,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0198% | 2,724 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0773% | 863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0287% | 8,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0472% | 8,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1591% | 2,631 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2434% | 4,227 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3628% | 1,963 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0138% | 6,883 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0224% | 4,651 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 7,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0378% | 8,162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0623% | 8,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2170% | 1,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1163% | 4,549 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5014% | 1,933 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0063% | 4,973 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 7,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 7,758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 7,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2095% | 3,604 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3781% | 1,892 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0152% | 7,042 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0160% | 8,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0441% | 8,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0747% | 8,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0698% | 6,909 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7519% | 1,886 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0688% | 8,383 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0818% | 8,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2333% | 8,398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0291% | 2,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0513% | 1,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1746% | 5,231 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8285% | 1,245 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2422% | 7,461 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1336% | 8,471 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1478% | 8,555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4037% | 8,461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0420% | 1,848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0744% | 1,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0705% | 7,710 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5739% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3216% | 7,514 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1135% | 8,351 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1104% | 8,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2926% | 8,453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0228% | 1,814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0407% | 1,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1076% | 7,619 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3110% | 866 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5039% | 7,549 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0846% | 8,091 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0466% | 8,350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1650% | 8,476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0543% | 1,117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0967% | 861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0710% | 7,182 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8593% | 2,035 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0468% | 7,635 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3197% | 1,799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2665% | 691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6310% | 368 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 7,966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0078% | 8,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9353% | 1,403 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0333% | 8,041 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0785% | 7,359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1493% | 2,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2237% | 708 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5264% | 323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 7,974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 8,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0983% | 7,584 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1759% | 8,244 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3045% | 2,501 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0834% | 7,345 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0170% | 7,772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0151% | 2,353 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0424% | 781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 8,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0149% | 8,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1490% | 7,697 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0975% | 7,892 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4684% | 2,511 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1028% | 7,386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0575% | 8,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2937% | 7,966 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1888% | 7,846 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9324% | 2,507 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2288% | 7,504 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0531% | 5,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0247% | 3,142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 8,360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0617% | 2,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0900% | 1,819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0802% | 4,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5648% | 3,930 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2070% | 1,104 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0346% | 7,369 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0382% | 5,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 2,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0725% | 1,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1035% | 1,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0066% | 7,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3241% | 4,698 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6696% | 1,226 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0575% | 4,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0467% | 1,899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1033% | 1,256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1427% | 1,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4825% | 3,642 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9826% | 792 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0210% | 4,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 1,932 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0155% | 1,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0215% | 1,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3334% | 3,749 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9333% | 370 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0496% | 6,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0083% | 3,782 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0177% | 2,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0227% | 2,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2467% | 3,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1733% | 6,162 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8721% | 991 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0204% | 6,977 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 8,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 8,678 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2764% | 6,053 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0338% | 2,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0301% | 4,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2894% | 5,377 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2804% | 2,052 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1397% | 3,925 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 7,193 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0465% | 6,491 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1139% | 5,207 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1970% | 4,124 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0042% | 9,888 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3154% | 2,880 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0400% | 8,564 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1232% | 8,454 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |