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Stifel Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$158,160,000	138
Total interest expense	$85,540,000	110
Net interest income	$72,620,000	179
Provision for loan and lease losses	$3,073,000	210
Total noninterest income	$1,315,000	1,110
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$642,000	466
Trading account gains and fees	$0	116
Additional Noninterest Income	$673,000	1,256
Total noninterest expense	$15,173,000	514
Salaries and employee benefits	$8,310,000	526
Premises and equipment expense	$1,100,000	642
Additional noninterest expense	$673,000	1,256
Pre-tax net operating income	$55,689,000	131
Securities gains (losses)	$0	665
Applicable income taxes	$13,860,000	116
Income before extraordinary items	$41,829,000	133
Extraordinary gains, net	$0	47
Net income	$41,829,000	135
Minority interest net income	$0	65
Net income of bank and minority interests.	$41,829,000	133
Net charge-offs	$-8,000	4,012
Cash dividends	$30,000,000	101
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$41,829,000	134
2024-12-31 (YTD Data)		Rank
Total interest income	$691,653,000	132
Total interest expense	$411,642,000	104
Net interest income	$280,011,000	174
Provision for loan and lease losses	$4,808,000	354
Total noninterest income	$4,592,000	1,242
Gross Fiduciary activities income	$559,000	620
Service charges on deposit accounts	$2,316,000	500
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,717,000	1,713
Total noninterest expense	$62,465,000	487
Salaries and employee benefits	$30,753,000	534
Premises and equipment expense	$3,544,000	755
Additional noninterest expense	$1,717,000	1,713
Pre-tax net operating income	$217,330,000	125
Securities gains (losses)	$0	940
Applicable income taxes	$53,221,000	105
Income before extraordinary items	$164,109,000	122
Extraordinary gains, net	$0	53
Net income	$164,109,000	124
Minority interest net income	$0	90
Net income of bank and minority interests.	$164,109,000	123
Net charge-offs	$155,000	1,500
Cash dividends	$195,000,000	79
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$164,109,000	126
2024-09-30 (YTD Data)		Rank
Total interest income	$522,144,000	135
Total interest expense	$318,501,000	103
Net interest income	$203,643,000	175
Provision for loan and lease losses	$1,399,000	602
Total noninterest income	$3,355,000	1,260
Gross Fiduciary activities income	$559,000	594
Service charges on deposit accounts	$1,702,000	503
Trading account gains and fees	$0	139
Additional Noninterest Income	$1,094,000	1,865
Total noninterest expense	$47,941,000	467
Salaries and employee benefits	$23,265,000	524
Premises and equipment expense	$2,490,000	796
Additional noninterest expense	$1,094,000	1,865
Pre-tax net operating income	$157,658,000	128
Securities gains (losses)	$0	930
Applicable income taxes	$38,804,000	111
Income before extraordinary items	$118,854,000	129
Extraordinary gains, net	$0	51
Net income	$118,854,000	131
Minority interest net income	$0	82
Net income of bank and minority interests.	$118,854,000	131
Net charge-offs	$158,000	1,161
Cash dividends	$160,000,000	71
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$118,854,000	134
2024-06-30 (YTD Data)		Rank
Total interest income	$348,508,000	133
Total interest expense	$213,200,000	101
Net interest income	$135,308,000	176
Provision for loan and lease losses	$853,000	601
Total noninterest income	$2,252,000	1,241
Gross Fiduciary activities income	$559,000	534
Service charges on deposit accounts	$1,198,000	476
Trading account gains and fees	$0	145
Additional Noninterest Income	$495,000	2,211
Total noninterest expense	$33,354,000	457
Salaries and employee benefits	$16,298,000	502
Premises and equipment expense	$1,596,000	836
Additional noninterest expense	$495,000	2,211
Pre-tax net operating income	$103,353,000	128
Securities gains (losses)	$0	628
Applicable income taxes	$25,761,000	108
Income before extraordinary items	$77,592,000	134
Extraordinary gains, net	$0	52
Net income	$77,592,000	136
Minority interest net income	$0	84
Net income of bank and minority interests.	$77,592,000	136
Net charge-offs	$0	2,587
Cash dividends	$135,000,000	58
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$77,592,000	136
2024-03-31 (YTD Data)		Rank
Total interest income	$181,434,000	128
Total interest expense	$112,644,000	94
Net interest income	$68,790,000	178
Provision for loan and lease losses	$-1,056,000	4,509
Total noninterest income	$568,000	1,802
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$637,000	462
Trading account gains and fees	$0	121
Additional Noninterest Income	$-69,000	4,572
Total noninterest expense	$19,183,000	402
Salaries and employee benefits	$9,023,000	454
Premises and equipment expense	$801,000	852
Additional noninterest expense	$-69,000	4,572
Pre-tax net operating income	$51,231,000	126
Securities gains (losses)	$0	689
Applicable income taxes	$12,772,000	116
Income before extraordinary items	$38,459,000	132
Extraordinary gains, net	$0	51
Net income	$38,459,000	133
Minority interest net income	$0	72
Net income of bank and minority interests.	$38,459,000	132
Net charge-offs	$0	2,217
Cash dividends	$0	2,345
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$38,459,000	132
2023-12-31 (YTD Data)		Rank
Total interest income	$543,278,000	149
Total interest expense	$348,565,000	99
Net interest income	$194,713,000	231
Provision for loan and lease losses	$17,272,000	150
Total noninterest income	$-2,628,000	4,591
Gross Fiduciary activities income	$414,000	612
Service charges on deposit accounts	$1,133,000	913
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-4,175,000	4,607
Total noninterest expense	$52,897,000	544
Salaries and employee benefits	$24,850,000	615
Premises and equipment expense	$3,258,000	801
Additional noninterest expense	$-4,175,000	4,607
Pre-tax net operating income	$121,916,000	186
Securities gains (losses)	$0	988
Applicable income taxes	$30,269,000	164
Income before extraordinary items	$91,647,000	184
Extraordinary gains, net	$0	54
Net income	$91,647,000	188
Minority interest net income	$0	88
Net income of bank and minority interests.	$91,647,000	187
Net charge-offs	$0	2,884
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$91,647,000	190
2023-09-30 (YTD Data)		Rank
Total interest income	$376,153,000	158
Total interest expense	$241,446,000	103
Net interest income	$134,707,000	245
Provision for loan and lease losses	$10,646,000	172
Total noninterest income	$-3,353,000	4,618
Gross Fiduciary activities income	$414,000	583
Service charges on deposit accounts	$622,000	1,154
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-4,389,000	4,633
Total noninterest expense	$36,906,000	577
Salaries and employee benefits	$18,513,000	630
Premises and equipment expense	$2,412,000	810
Additional noninterest expense	$-4,389,000	4,633
Pre-tax net operating income	$83,802,000	204
Securities gains (losses)	$0	849
Applicable income taxes	$20,512,000	185
Income before extraordinary items	$63,290,000	207
Extraordinary gains, net	$0	52
Net income	$63,290,000	208
Minority interest net income	$0	81
Net income of bank and minority interests.	$63,290,000	208
Net charge-offs	$0	2,641
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$63,290,000	213
2023-06-30 (YTD Data)		Rank
Total interest income	$230,270,000	162
Total interest expense	$144,139,000	102
Net interest income	$86,131,000	248
Provision for loan and lease losses	$8,458,000	156
Total noninterest income	$681,000	2,351
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$210,000	1,838
Trading account gains and fees	NA	NA
Additional Noninterest Income	$471,000	2,259
Total noninterest expense	$21,744,000	632
Salaries and employee benefits	$11,617,000	647
Premises and equipment expense	$1,344,000	948
Additional noninterest expense	$471,000	2,255
Pre-tax net operating income	$56,610,000	205
Securities gains (losses)	$0	938
Applicable income taxes	$13,809,000	180
Income before extraordinary items	$42,801,000	204
Extraordinary gains, net	$0	51
Net income	$42,801,000	208
Minority interest net income	$0	81
Net income of bank and minority interests.	$42,801,000	204
Net charge-offs	$0	2,431
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$42,801,000	209
2023-03-31 (YTD Data)		Rank
Total interest income	$102,590,000	176
Total interest expense	$62,363,000	108
Net interest income	$40,227,000	267
Provision for loan and lease losses	$5,108,000	138
Total noninterest income	$996,000	1,298
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$97,000	1,944
Trading account gains and fees	NA	NA
Additional Noninterest Income	$899,000	1,050
Total noninterest expense	$5,733,000	1,092
Salaries and employee benefits	$1,470,000	2,021
Premises and equipment expense	$601,000	1,056
Additional noninterest expense	$899,000	1,050
Pre-tax net operating income	$30,382,000	194
Securities gains (losses)	$0	950
Applicable income taxes	$7,396,000	177
Income before extraordinary items	$22,986,000	198
Extraordinary gains, net	$0	4
Net income	$22,986,000	198
Minority interest net income	$0	48
Net income of bank and minority interests.	$22,986,000	198
Net charge-offs	$0	2,062
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$22,986,000	202
2022-12-31 (YTD Data)		Rank
Total interest income	$185,764,000	264
Total interest expense	$51,654,000	144
Net interest income	$134,110,000	297
Provision for loan and lease losses	$12,524,000	150
Total noninterest income	$2,717,000	1,734
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,191,000	888
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,526,000	1,887
Total noninterest expense	$25,368,000	993
Salaries and employee benefits	$9,405,000	1,385
Premises and equipment expense	$2,597,000	980
Additional noninterest expense	$1,526,000	1,887
Pre-tax net operating income	$98,935,000	239
Securities gains (losses)	$54,000	224
Applicable income taxes	$23,512,000	219
Income before extraordinary items	$75,477,000	241
Extraordinary gains, net	$0	5
Net income	$75,477,000	241
Minority interest net income	$0	63
Net income of bank and minority interests.	$75,477,000	241
Net charge-offs	$-2,000	3,341
Cash dividends	$11,000,000	442
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$75,434,340	242
2022-09-30 (YTD Data)		Rank
Total interest income	$108,724,000	300
Total interest expense	$14,064,000	205
Net interest income	$94,660,000	304
Provision for loan and lease losses	$5,712,000	185
Total noninterest income	$2,733,000	1,462
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$1,117,000	753
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,616,000	1,569
Total noninterest expense	$19,391,000	978
Salaries and employee benefits	$7,496,000	1,314
Premises and equipment expense	$1,885,000	992
Additional noninterest expense	$1,616,000	1,569
Pre-tax net operating income	$72,290,000	241
Securities gains (losses)	$0	740
Applicable income taxes	$17,678,000	223
Income before extraordinary items	$54,612,000	249
Extraordinary gains, net	$0	4
Net income	$54,612,000	249
Minority interest net income	$0	57
Net income of bank and minority interests.	$54,612,000	249
Net charge-offs	$-2,000	3,205
Cash dividends	$11,000,000	326
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$54,612,000	247
2022-06-30 (YTD Data)		Rank
Total interest income	$58,544,000	329
Total interest expense	$1,669,000	700
Net interest income	$56,875,000	315
Provision for loan and lease losses	$3,163,000	192
Total noninterest income	$727,000	2,394
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$961,000	588
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-234,000	4,759
Total noninterest expense	$13,666,000	908
Salaries and employee benefits	$5,088,000	1,291
Premises and equipment expense	$845,000	1,397
Additional noninterest expense	$7,733,000	536
Pre-tax net operating income	$40,773,000	263
Securities gains (losses)	$0	687
Applicable income taxes	$9,907,000	237
Income before extraordinary items	$30,866,000	267
Extraordinary gains, net	$0	4
Net income	$30,866,000	267
Minority interest net income	$0	60
Net income of bank and minority interests.	$30,866,000	267
Net charge-offs	$-2,000	3,158
Cash dividends	$11,000,000	246
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$30,866,000	269
2022-03-31 (YTD Data)		Rank
Total interest income	$25,655,000	348
Total interest expense	$370,000	1,399
Net interest income	$25,285,000	335
Provision for loan and lease losses	$1,358,000	170
Total noninterest income	$316,000	2,529
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$430,000	658
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-114,000	4,788
Total noninterest expense	$6,986,000	900
Salaries and employee benefits	$2,623,000	1,267
Premises and equipment expense	$397,000	1,479
Additional noninterest expense	$3,966,000	514
Pre-tax net operating income	$17,257,000	286
Securities gains (losses)	$0	623
Applicable income taxes	$4,204,000	263
Income before extraordinary items	$13,053,000	291
Extraordinary gains, net	$0	4
Net income	$13,053,000	291
Minority interest net income	$0	50
Net income of bank and minority interests.	$13,053,000	291
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$13,053,000	290
2021-12-31 (YTD Data)		Rank
Total interest income	$93,050,000	387
Total interest expense	$2,383,000	1,139
Net interest income	$90,667,000	369
Provision for loan and lease losses	$-7,723,000	4,709
Total noninterest income	$8,587,000	936
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,842,000	571
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,745,000	872
Total noninterest expense	$26,603,000	937
Salaries and employee benefits	$9,194,000	1,386
Premises and equipment expense	$1,708,000	1,376
Additional noninterest expense	$15,701,000	529
Pre-tax net operating income	$80,374,000	269
Securities gains (losses)	$0	2,062
Applicable income taxes	$18,500,000	267
Income before extraordinary items	$61,874,000	279
Extraordinary gains, net	$0	10
Net income	$61,874,000	279
Minority interest net income	$0	74
Net income of bank and minority interests.	$61,874,000	279
Net charge-offs	$30,000	1,908
Cash dividends	$52,500,000	168
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$61,874,000	274
2021-09-30 (YTD Data)		Rank
Total interest income	$72,017,000	378
Total interest expense	$2,005,000	1,069
Net interest income	$70,012,000	360
Provision for loan and lease losses	$-10,227,000	4,811
Total noninterest income	$8,351,000	793
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$1,423,000	560
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,928,000	733
Total noninterest expense	$19,634,000	952
Salaries and employee benefits	$6,715,000	1,425
Premises and equipment expense	$1,268,000	1,416
Additional noninterest expense	$11,651,000	533
Pre-tax net operating income	$68,956,000	245
Securities gains (losses)	$0	2,015
Applicable income taxes	$16,580,000	240
Income before extraordinary items	$52,376,000	258
Extraordinary gains, net	$0	8
Net income	$52,376,000	258
Minority interest net income	$0	69
Net income of bank and minority interests.	$52,376,000	258
Net charge-offs	$-1,000	3,099
Cash dividends	$35,000,000	170
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$52,376,000	255
2021-06-30 (YTD Data)		Rank
Total interest income	$48,127,000	376
Total interest expense	$1,395,000	1,077
Net interest income	$46,732,000	356
Provision for loan and lease losses	$-8,184,000	4,848
Total noninterest income	$650,000	2,698
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$917,000	563
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-267,000	4,949
Total noninterest expense	$9,768,000	1,184
Salaries and employee benefits	$4,231,000	1,488
Premises and equipment expense	$852,000	1,400
Additional noninterest expense	$4,685,000	819
Pre-tax net operating income	$45,798,000	249
Securities gains (losses)	$0	1,818
Applicable income taxes	$10,950,000	241
Income before extraordinary items	$34,848,000	267
Extraordinary gains, net	$0	6
Net income	$34,848,000	266
Minority interest net income	$0	67
Net income of bank and minority interests.	$34,848,000	267
Net charge-offs	$0	2,245
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$34,848,000	255
2021-03-31 (YTD Data)		Rank
Total interest income	$23,325,000	385
Total interest expense	$652,000	1,214
Net interest income	$22,673,000	362
Provision for loan and lease losses	$-3,296,000	4,855
Total noninterest income	$395,000	2,493
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$446,000	568
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-51,000	4,957
Total noninterest expense	$3,947,000	1,385
Salaries and employee benefits	$1,730,000	1,722
Premises and equipment expense	$451,000	1,350
Additional noninterest expense	$1,766,000	997
Pre-tax net operating income	$22,417,000	255
Securities gains (losses)	$0	1,392
Applicable income taxes	$5,366,000	246
Income before extraordinary items	$17,051,000	269
Extraordinary gains, net	$0	3
Net income	$17,051,000	269
Minority interest net income	$0	55
Net income of bank and minority interests.	$17,051,000	269
Net charge-offs	$0	1,930
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$17,051,000	261
2020-12-31 (YTD Data)		Rank
Total interest income	$66,606,000	517
Total interest expense	$4,597,000	1,028
Net interest income	$62,009,000	479
Provision for loan and lease losses	$3,789,000	692
Total noninterest income	$1,379,000	2,523
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,600,000	626
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-221,000	4,985
Total noninterest expense	$23,819,000	986
Salaries and employee benefits	$11,058,000	1,156
Premises and equipment expense	$1,261,000	1,737
Additional noninterest expense	$11,500,000	658
Pre-tax net operating income	$35,780,000	377
Securities gains (losses)	$-326,000	4,971
Applicable income taxes	$7,857,000	362
Income before extraordinary items	$27,597,000	410
Extraordinary gains, net	$0	4
Net income	$27,597,000	410
Minority interest net income	$0	72
Net income of bank and minority interests.	$27,597,000	410
Net charge-offs	$18,000	2,836
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$27,854,540	396
2020-09-30 (YTD Data)		Rank
Total interest income	$51,160,000	507
Total interest expense	$3,994,000	962
Net interest income	$47,166,000	467
Provision for loan and lease losses	$5,297,000	482
Total noninterest income	$1,012,000	2,505
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,178,000	632
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-166,000	5,016
Total noninterest expense	$18,504,000	940
Salaries and employee benefits	$8,578,000	1,096
Premises and equipment expense	$875,000	1,829
Additional noninterest expense	$9,051,000	607
Pre-tax net operating income	$24,377,000	383
Securities gains (losses)	$-326,000	4,981
Applicable income taxes	$5,735,000	344
Income before extraordinary items	$18,316,000	420
Extraordinary gains, net	$0	4
Net income	$18,316,000	420
Minority interest net income	$0	65
Net income of bank and minority interests.	$18,316,000	420
Net charge-offs	$39,000	2,179
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$18,573,540	401
2020-06-30 (YTD Data)		Rank
Total interest income	$36,729,000	477
Total interest expense	$3,314,000	836
Net interest income	$33,415,000	434
Provision for loan and lease losses	$2,970,000	567
Total noninterest income	$723,000	2,388
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$841,000	599
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-118,000	5,040
Total noninterest expense	$11,271,000	996
Salaries and employee benefits	$5,818,000	1,075
Premises and equipment expense	$551,000	1,894
Additional noninterest expense	$4,902,000	732
Pre-tax net operating income	$19,897,000	286
Securities gains (losses)	$-326,000	4,990
Applicable income taxes	$4,646,000	267
Income before extraordinary items	$14,925,000	312
Extraordinary gains, net	$0	4
Net income	$14,925,000	312
Minority interest net income	$0	65
Net income of bank and minority interests.	$14,925,000	312
Net charge-offs	$20,000	2,184
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$15,182,540	299
2020-03-31 (YTD Data)		Rank
Total interest income	$19,849,000	448
Total interest expense	$2,181,000	719
Net interest income	$17,668,000	414
Provision for loan and lease losses	$-1,570,000	5,115
Total noninterest income	$-1,443,000	5,099
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$440,000	684
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-1,883,000	5,108
Total noninterest expense	$4,550,000	1,180
Salaries and employee benefits	$2,764,000	1,141
Premises and equipment expense	$261,000	1,993
Additional noninterest expense	$1,525,000	1,089
Pre-tax net operating income	$13,245,000	206
Securities gains (losses)	$-326,000	5,015
Applicable income taxes	$2,999,000	193
Income before extraordinary items	$9,920,000	225
Extraordinary gains, net	$0	4
Net income	$9,920,000	225
Minority interest net income	$0	56
Net income of bank and minority interests.	$9,920,000	225
Net charge-offs	$20,000	1,597
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$10,177,540	210
2019-12-31 (YTD Data)		Rank
Total interest income	$77,418,000	460
Total interest expense	$14,807,000	482
Net interest income	$62,611,000	456
Provision for loan and lease losses	$1,280,000	751
Total noninterest income	$-1,640,000	5,168
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,659,000	751
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-3,299,000	5,179
Total noninterest expense	$24,084,000	942
Salaries and employee benefits	$13,873,000	922
Premises and equipment expense	$1,148,000	1,842
Additional noninterest expense	$9,063,000	765
Pre-tax net operating income	$35,607,000	394
Securities gains (losses)	$0	2,379
Applicable income taxes	$8,583,000	350
Income before extraordinary items	$27,024,000	418
Extraordinary gains, net	$0	11
Net income	$27,024,000	418
Minority interest net income	$0	76
Net income of bank and minority interests.	$27,024,000	418
Net charge-offs	$179,000	1,772
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$27,024,000	410
2019-09-30 (YTD Data)		Rank
Total interest income	$57,333,000	468
Total interest expense	$11,666,000	476
Net interest income	$45,667,000	469
Provision for loan and lease losses	$1,600,000	477
Total noninterest income	$1,389,000	2,041
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,384,000	678
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,000	5,105
Total noninterest expense	$16,895,000	986
Salaries and employee benefits	$9,719,000	981
Premises and equipment expense	$885,000	1,834
Additional noninterest expense	$6,291,000	810
Pre-tax net operating income	$28,561,000	379
Securities gains (losses)	$0	2,167
Applicable income taxes	$7,217,000	331
Income before extraordinary items	$21,344,000	410
Extraordinary gains, net	$0	11
Net income	$21,344,000	410
Minority interest net income	$0	72
Net income of bank and minority interests.	$21,344,000	410
Net charge-offs	$-15,000	4,529
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$21,344,000	401
2019-06-30 (YTD Data)		Rank
Total interest income	$37,608,000	473
Total interest expense	$7,546,000	480
Net interest income	$30,062,000	476
Provision for loan and lease losses	$680,000	655
Total noninterest income	$1,356,000	1,628
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$903,000	688
Trading account gains and fees	NA	NA
Additional Noninterest Income	$453,000	2,324
Total noninterest expense	$10,653,000	1,028
Salaries and employee benefits	$5,809,000	1,058
Premises and equipment expense	$592,000	1,840
Additional noninterest expense	$4,252,000	817
Pre-tax net operating income	$20,085,000	356
Securities gains (losses)	$0	1,702
Applicable income taxes	$5,160,000	323
Income before extraordinary items	$14,925,000	387
Extraordinary gains, net	$0	11
Net income	$14,925,000	387
Minority interest net income	$0	69
Net income of bank and minority interests.	$14,925,000	388
Net charge-offs	$-59,000	4,952
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$14,925,000	379
2019-03-31 (YTD Data)		Rank
Total interest income	$18,355,000	481
Total interest expense	$3,544,000	490
Net interest income	$14,811,000	479
Provision for loan and lease losses	$165,000	1,082
Total noninterest income	$681,000	1,598
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$433,000	701
Trading account gains and fees	NA	NA
Additional Noninterest Income	$248,000	2,158
Total noninterest expense	$4,716,000	1,129
Salaries and employee benefits	$2,626,000	1,165
Premises and equipment expense	$297,000	1,852
Additional noninterest expense	$1,793,000	933
Pre-tax net operating income	$10,611,000	333
Securities gains (losses)	$0	1,087
Applicable income taxes	$2,697,000	303
Income before extraordinary items	$7,914,000	358
Extraordinary gains, net	$0	5
Net income	$7,914,000	358
Minority interest net income	$0	52
Net income of bank and minority interests.	$7,914,000	358
Net charge-offs	$-67,000	5,133
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$7,914,000	350
2018-12-31 (YTD Data)		Rank
Total interest income	$10,291,000	2,477
Total interest expense	$2,272,000	1,775
Net interest income	$8,019,000	2,649
Provision for loan and lease losses	$708,000	1,145
Total noninterest income	$227,000	4,546
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$577,000	1,792
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-350,000	5,389
Total noninterest expense	$5,206,000	2,976
Salaries and employee benefits	$3,322,000	2,768
Premises and equipment expense	$643,000	2,712
Additional noninterest expense	$1,241,000	3,522
Pre-tax net operating income	$2,332,000	2,888
Securities gains (losses)	$-360,000	5,225
Applicable income taxes	$508,000	1,964
Income before extraordinary items	$1,464,000	3,397
Extraordinary gains, net	$0	6
Net income	$1,464,000	3,395
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,464,000	3,396
Net charge-offs	$-125,000	5,087
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,748,400	3,134
2018-09-30 (YTD Data)		Rank
Total interest income	$2,190,000	4,560
Total interest expense	$485,000	3,515
Net interest income	$1,705,000	4,681
Provision for loan and lease losses	$18,000	3,651
Total noninterest income	$-480,000	5,466
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$131,000	3,510
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-611,000	5,474
Total noninterest expense	$1,370,000	4,676
Salaries and employee benefits	$593,000	4,930
Premises and equipment expense	$353,000	3,299
Additional noninterest expense	$424,000	4,714
Pre-tax net operating income	$-163,000	5,369
Securities gains (losses)	$-360,000	5,372
Applicable income taxes	$-128,000	5,420
Income before extraordinary items	$-395,000	5,399
Extraordinary gains, net	$0	5
Net income	$-395,000	5,398
Minority interest net income	$0	66
Net income of bank and minority interests.	$-395,000	5,398
Net charge-offs	$-117,000	5,150
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$-110,600	5,353
2018-06-30 (YTD Data)		Rank
Total interest income	$12,584,000	1,148
Total interest expense	$2,514,000	826
Net interest income	$10,070,000	1,228
Provision for loan and lease losses	$0	3,782
Total noninterest income	$2,114,000	1,225
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$811,000	755
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,303,000	1,281
Total noninterest expense	$7,374,000	1,378
Salaries and employee benefits	$4,566,000	1,270
Premises and equipment expense	$690,000	1,640
Additional noninterest expense	$2,118,000	1,440
Pre-tax net operating income	$4,810,000	1,055
Securities gains (losses)	$0	961
Applicable income taxes	$1,109,000	813
Income before extraordinary items	$3,701,000	1,135
Extraordinary gains, net	$0	6
Net income	$3,701,000	1,133
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,701,000	1,134
Net charge-offs	$-105,000	5,208
Cash dividends	$1,500,000	946
Sale, conversion, retirement of capital stock, net	$42,000	459
Net operating income	$3,701,000	1,130
2018-03-31 (YTD Data)		Rank
Total interest income	$6,162,000	1,163
Total interest expense	$1,149,000	844
Net interest income	$5,013,000	1,236
Provision for loan and lease losses	$0	3,508
Total noninterest income	$1,162,000	1,153
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$396,000	780
Trading account gains and fees	NA	NA
Additional Noninterest Income	$766,000	1,118
Total noninterest expense	$3,689,000	1,387
Salaries and employee benefits	$2,310,000	1,267
Premises and equipment expense	$332,000	1,718
Additional noninterest expense	$1,047,000	1,445
Pre-tax net operating income	$2,486,000	1,016
Securities gains (losses)	$0	735
Applicable income taxes	$614,000	742
Income before extraordinary items	$1,872,000	1,103
Extraordinary gains, net	$0	7
Net income	$1,872,000	1,103
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,872,000	1,103
Net charge-offs	$-14,000	4,864
Cash dividends	$1,500,000	523
Sale, conversion, retirement of capital stock, net	$21,000	421
Net operating income	$1,872,000	1,095
2017-12-31 (YTD Data)		Rank
Total interest income	$23,567,000	1,174
Total interest expense	$3,773,000	878
Net interest income	$19,794,000	1,228
Provision for loan and lease losses	$-500,000	5,512
Total noninterest income	$3,887,000	1,313
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,498,000	818
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,389,000	1,364
Total noninterest expense	$15,003,000	1,323
Salaries and employee benefits	$9,406,000	1,218
Premises and equipment expense	$1,340,000	1,684
Additional noninterest expense	$4,257,000	1,437
Pre-tax net operating income	$9,178,000	1,058
Securities gains (losses)	$0	2,243
Applicable income taxes	$4,483,000	718
Income before extraordinary items	$4,695,000	1,413
Extraordinary gains, net	$0	9
Net income	$4,695,000	1,411
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,695,000	1,413
Net charge-offs	$82,000	2,613
Cash dividends	$5,000,000	676
Sale, conversion, retirement of capital stock, net	$83,000	519
Net operating income	$4,695,000	1,398
2017-09-30 (YTD Data)		Rank
Total interest income	$17,402,000	1,190
Total interest expense	$2,724,000	890
Net interest income	$14,678,000	1,240
Provision for loan and lease losses	$-500,000	5,623
Total noninterest income	$2,669,000	1,406
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,113,000	831
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,556,000	1,512
Total noninterest expense	$11,161,000	1,329
Salaries and employee benefits	$7,010,000	1,231
Premises and equipment expense	$1,014,000	1,674
Additional noninterest expense	$3,137,000	1,451
Pre-tax net operating income	$6,686,000	1,092
Securities gains (losses)	$0	2,274
Applicable income taxes	$2,389,000	812
Income before extraordinary items	$4,297,000	1,301
Extraordinary gains, net	$0	9
Net income	$4,297,000	1,300
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,297,000	1,301
Net charge-offs	$141,000	1,659
Cash dividends	$5,000,000	498
Sale, conversion, retirement of capital stock, net	$62,000	480
Net operating income	$4,297,000	1,282
2017-06-30 (YTD Data)		Rank
Total interest income	$11,261,000	1,217
Total interest expense	$1,701,000	924
Net interest income	$9,560,000	1,263
Provision for loan and lease losses	$0	3,871
Total noninterest income	$1,756,000	1,435
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$736,000	833
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,020,000	1,516
Total noninterest expense	$7,254,000	1,361
Salaries and employee benefits	$4,642,000	1,242
Premises and equipment expense	$684,000	1,654
Additional noninterest expense	$1,928,000	1,556
Pre-tax net operating income	$4,062,000	1,180
Securities gains (losses)	$0	1,906
Applicable income taxes	$1,433,000	857
Income before extraordinary items	$2,629,000	1,381
Extraordinary gains, net	$0	11
Net income	$2,629,000	1,381
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,629,000	1,382
Net charge-offs	$422,000	654
Cash dividends	$5,000,000	353
Sale, conversion, retirement of capital stock, net	$41,000	452
Net operating income	$2,629,000	1,361
2017-03-31 (YTD Data)		Rank
Total interest income	$5,453,000	1,237
Total interest expense	$811,000	947
Net interest income	$4,642,000	1,282
Provision for loan and lease losses	$0	3,537
Total noninterest income	$792,000	1,516
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$365,000	836
Trading account gains and fees	NA	NA
Additional Noninterest Income	$427,000	1,687
Total noninterest expense	$3,577,000	1,403
Salaries and employee benefits	$2,388,000	1,222
Premises and equipment expense	$343,000	1,671
Additional noninterest expense	$846,000	1,753
Pre-tax net operating income	$1,857,000	1,251
Securities gains (losses)	$0	1,153
Applicable income taxes	$664,000	887
Income before extraordinary items	$1,193,000	1,473
Extraordinary gains, net	$0	8
Net income	$1,193,000	1,473
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,193,000	1,473
Net charge-offs	$508,000	330
Cash dividends	$5,000,000	195
Sale, conversion, retirement of capital stock, net	$21,000	422
Net operating income	$1,193,000	1,458
2016-12-31 (YTD Data)		Rank
Total interest income	$21,505,000	1,221
Total interest expense	$2,791,000	1,032
Net interest income	$18,714,000	1,240
Provision for loan and lease losses	$-500,000	5,740
Total noninterest income	$4,558,000	1,234
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,350,000	920
Trading account gains and fees	$86,000	141
Additional Noninterest Income	$3,122,000	1,176
Total noninterest expense	$14,597,000	1,350
Salaries and employee benefits	$9,561,000	1,199
Premises and equipment expense	$1,315,000	1,719
Additional noninterest expense	$3,721,000	1,635
Pre-tax net operating income	$9,175,000	992
Securities gains (losses)	$335,000	607
Applicable income taxes	$3,225,000	739
Income before extraordinary items	$6,285,000	1,150
Extraordinary gains, net	$0	5
Net income	$6,285,000	1,149
Minority interest net income	$0	82
Net income of bank and minority interests.	$6,285,000	1,149
Net charge-offs	$239,000	1,754
Cash dividends	$850,000	2,394
Sale, conversion, retirement of capital stock, net	$82,000	521
Net operating income	$6,063,900	1,160
2016-09-30 (YTD Data)		Rank
Total interest income	$16,076,000	1,224
Total interest expense	$2,072,000	1,043
Net interest income	$14,004,000	1,248
Provision for loan and lease losses	$-500,000	5,849
Total noninterest income	$2,884,000	1,378
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$1,004,000	929
Trading account gains and fees	$86,000	132
Additional Noninterest Income	$1,794,000	1,414
Total noninterest expense	$10,859,000	1,354
Salaries and employee benefits	$7,122,000	1,204
Premises and equipment expense	$971,000	1,749
Additional noninterest expense	$2,766,000	1,651
Pre-tax net operating income	$6,529,000	1,044
Securities gains (losses)	$335,000	562
Applicable income taxes	$2,469,000	747
Income before extraordinary items	$4,395,000	1,239
Extraordinary gains, net	$0	5
Net income	$4,395,000	1,239
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,395,000	1,239
Net charge-offs	$369,000	994
Cash dividends	$850,000	1,826
Sale, conversion, retirement of capital stock, net	$62,000	483
Net operating income	$4,180,600	1,249
2016-06-30 (YTD Data)		Rank
Total interest income	$10,891,000	1,209
Total interest expense	$1,365,000	1,051
Net interest income	$9,526,000	1,227
Provision for loan and lease losses	$0	4,017
Total noninterest income	$1,638,000	1,518
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$654,000	939
Trading account gains and fees	$86,000	124
Additional Noninterest Income	$898,000	1,675
Total noninterest expense	$7,076,000	1,390
Salaries and employee benefits	$4,624,000	1,231
Premises and equipment expense	$639,000	1,755
Additional noninterest expense	$1,813,000	1,674
Pre-tax net operating income	$4,088,000	1,091
Securities gains (losses)	$188,000	629
Applicable income taxes	$1,568,000	775
Income before extraordinary items	$2,708,000	1,314
Extraordinary gains, net	$0	16
Net income	$2,708,000	1,314
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,708,000	1,314
Net charge-offs	$447,000	652
Cash dividends	$850,000	1,456
Sale, conversion, retirement of capital stock, net	$41,000	468
Net operating income	$2,587,680	1,318
2016-03-31 (YTD Data)		Rank
Total interest income	$5,021,000	1,299
Total interest expense	$669,000	1,071
Net interest income	$4,352,000	1,330
Provision for loan and lease losses	$0	3,656
Total noninterest income	$748,000	1,594
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$320,000	953
Trading account gains and fees	$0	142
Additional Noninterest Income	$428,000	1,670
Total noninterest expense	$3,483,000	1,409
Salaries and employee benefits	$2,312,000	1,233
Premises and equipment expense	$317,000	1,791
Additional noninterest expense	$854,000	1,748
Pre-tax net operating income	$1,617,000	1,319
Securities gains (losses)	$188,000	314
Applicable income taxes	$668,000	844
Income before extraordinary items	$1,137,000	1,462
Extraordinary gains, net	$0	12
Net income	$1,137,000	1,462
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,137,000	1,463
Net charge-offs	$-436,000	6,059
Cash dividends	$850,000	846
Sale, conversion, retirement of capital stock, net	$21,000	431
Net operating income	$1,016,680	1,552
2015-12-31 (YTD Data)		Rank
Total interest income	$19,020,000	1,333
Total interest expense	$2,435,000	1,142
Net interest income	$16,585,000	1,347
Provision for loan and lease losses	$-1,000,000	6,040
Total noninterest income	$3,182,000	1,546
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,224,000	1,025
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,958,000	1,548
Total noninterest expense	$13,252,000	1,473
Salaries and employee benefits	$8,696,000	1,260
Premises and equipment expense	$1,275,000	1,791
Additional noninterest expense	$3,281,000	1,835
Pre-tax net operating income	$7,515,000	1,133
Securities gains (losses)	$322,000	518
Applicable income taxes	$2,718,000	811
Income before extraordinary items	$5,119,000	1,322
Extraordinary gains, net	$0	23
Net income	$5,119,000	1,322
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,119,000	1,322
Net charge-offs	$-253,000	5,899
Cash dividends	$700,000	2,547
Sale, conversion, retirement of capital stock, net	$78,000	552
Net operating income	$4,909,700	1,353
2015-09-30 (YTD Data)		Rank
Total interest income	$14,039,000	1,356
Total interest expense	$1,797,000	1,175
Net interest income	$12,242,000	1,380
Provision for loan and lease losses	$-1,000,000	6,152
Total noninterest income	$2,358,000	1,572
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$910,000	1,024
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,448,000	1,569
Total noninterest expense	$9,746,000	1,506
Salaries and employee benefits	$6,362,000	1,299
Premises and equipment expense	$947,000	1,819
Additional noninterest expense	$2,437,000	1,856
Pre-tax net operating income	$5,854,000	1,111
Securities gains (losses)	$198,000	651
Applicable income taxes	$2,132,000	805
Income before extraordinary items	$3,920,000	1,324
Extraordinary gains, net	$0	21
Net income	$3,920,000	1,324
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,920,000	1,324
Net charge-offs	$-159,000	5,917
Cash dividends	$700,000	1,974
Sale, conversion, retirement of capital stock, net	$58,000	523
Net operating income	$3,791,300	1,323
2015-06-30 (YTD Data)		Rank
Total interest income	$9,321,000	1,365
Total interest expense	$1,193,000	1,185
Net interest income	$8,128,000	1,385
Provision for loan and lease losses	$0	4,069
Total noninterest income	$1,621,000	1,530
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$596,000	1,022
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,025,000	1,534
Total noninterest expense	$6,356,000	1,539
Salaries and employee benefits	$4,126,000	1,328
Premises and equipment expense	$627,000	1,838
Additional noninterest expense	$1,603,000	1,884
Pre-tax net operating income	$3,393,000	1,238
Securities gains (losses)	$198,000	534
Applicable income taxes	$1,246,000	876
Income before extraordinary items	$2,345,000	1,423
Extraordinary gains, net	$0	22
Net income	$2,345,000	1,423
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,345,000	1,424
Net charge-offs	$-144,000	5,999
Cash dividends	$700,000	1,584
Sale, conversion, retirement of capital stock, net	$38,000	503
Net operating income	$2,216,300	1,460
2015-03-31 (YTD Data)		Rank
Total interest income	$4,680,000	1,361
Total interest expense	$597,000	1,182
Net interest income	$4,083,000	1,372
Provision for loan and lease losses	$0	3,703
Total noninterest income	$743,000	1,593
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$284,000	1,061
Trading account gains and fees	$0	152
Additional Noninterest Income	$459,000	1,605
Total noninterest expense	$3,115,000	1,560
Salaries and employee benefits	$1,997,000	1,378
Premises and equipment expense	$307,000	1,889
Additional noninterest expense	$811,000	1,859
Pre-tax net operating income	$1,711,000	1,189
Securities gains (losses)	$99,000	593
Applicable income taxes	$602,000	898
Income before extraordinary items	$1,208,000	1,364
Extraordinary gains, net	$0	13
Net income	$1,208,000	1,365
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,208,000	1,366
Net charge-offs	$-31,000	5,819
Cash dividends	$700,000	860
Sale, conversion, retirement of capital stock, net	$17,000	491
Net operating income	$1,141,670	1,384
2014-12-31 (YTD Data)		Rank
Total interest income	$18,584,000	1,367
Total interest expense	$2,462,000	1,184
Net interest income	$16,122,000	1,385
Provision for loan and lease losses	$-500,000	6,253
Total noninterest income	$2,706,000	1,689
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,123,000	1,176
Trading account gains and fees	$35,000	156
Additional Noninterest Income	$1,548,000	1,739
Total noninterest expense	$12,661,000	1,504
Salaries and employee benefits	$7,924,000	1,330
Premises and equipment expense	$1,323,000	1,749
Additional noninterest expense	$3,414,000	1,808
Pre-tax net operating income	$6,667,000	1,206
Securities gains (losses)	$42,000	1,849
Applicable income taxes	$2,475,000	836
Income before extraordinary items	$4,234,000	1,505
Extraordinary gains, net	$0	17
Net income	$4,234,000	1,503
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,234,000	1,504
Net charge-offs	$-375,000	6,352
Cash dividends	$1,000,000	2,015
Sale, conversion, retirement of capital stock, net	$13,000	769
Net operating income	$4,207,120	1,488
2014-09-30 (YTD Data)		Rank
Total interest income	$13,804,000	1,383
Total interest expense	$1,835,000	1,206
Net interest income	$11,969,000	1,401
Provision for loan and lease losses	$-500,000	6,380
Total noninterest income	$1,867,000	1,820
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$796,000	1,231
Trading account gains and fees	$35,000	145
Additional Noninterest Income	$1,036,000	1,886
Total noninterest expense	$9,499,000	1,512
Salaries and employee benefits	$5,959,000	1,334
Premises and equipment expense	$984,000	1,785
Additional noninterest expense	$2,556,000	1,799
Pre-tax net operating income	$4,837,000	1,256
Securities gains (losses)	$-2,000	5,965
Applicable income taxes	$1,784,000	874
Income before extraordinary items	$3,051,000	1,554
Extraordinary gains, net	$0	15
Net income	$3,051,000	1,554
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,051,000	1,554
Net charge-offs	$-438,000	6,457
Cash dividends	$1,000,000	1,509
Sale, conversion, retirement of capital stock, net	$10,000	731
Net operating income	$3,052,280	1,526
2014-06-30 (YTD Data)		Rank
Total interest income	$9,106,000	1,390
Total interest expense	$1,223,000	1,213
Net interest income	$7,883,000	1,407
Provision for loan and lease losses	$-500,000	6,502
Total noninterest income	$1,124,000	1,943
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$530,000	1,217
Trading account gains and fees	$35,000	144
Additional Noninterest Income	$559,000	2,164
Total noninterest expense	$6,325,000	1,515
Salaries and employee benefits	$3,953,000	1,345
Premises and equipment expense	$658,000	1,800
Additional noninterest expense	$1,714,000	1,787
Pre-tax net operating income	$3,182,000	1,239
Securities gains (losses)	$-2,000	6,107
Applicable income taxes	$1,177,000	854
Income before extraordinary items	$2,003,000	1,539
Extraordinary gains, net	$0	20
Net income	$2,003,000	1,542
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,003,000	1,541
Net charge-offs	$-131,000	6,366
Cash dividends	$1,000,000	1,145
Sale, conversion, retirement of capital stock, net	$7,000	698
Net operating income	$2,004,280	1,510
2014-03-31 (YTD Data)		Rank
Total interest income	$4,503,000	1,406
Total interest expense	$610,000	1,240
Net interest income	$3,893,000	1,418
Provision for loan and lease losses	$0	3,817
Total noninterest income	$546,000	1,914
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$273,000	1,177
Trading account gains and fees	$0	147
Additional Noninterest Income	$273,000	2,138
Total noninterest expense	$3,117,000	1,541
Salaries and employee benefits	$1,975,000	1,360
Premises and equipment expense	$324,000	1,854
Additional noninterest expense	$818,000	1,852
Pre-tax net operating income	$1,322,000	1,403
Securities gains (losses)	$-2,000	6,289
Applicable income taxes	$485,000	949
Income before extraordinary items	$835,000	1,745
Extraordinary gains, net	$0	16
Net income	$835,000	1,749
Minority interest net income	$0	66
Net income of bank and minority interests.	$835,000	1,748
Net charge-offs	$161,000	1,076
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$3,000	674
Net operating income	$836,280	1,713
2013-12-31 (YTD Data)		Rank
Total interest income	$19,157,000	1,327
Total interest expense	$2,681,000	1,255
Net interest income	$16,476,000	1,324
Provision for loan and lease losses	$-1,000,000	6,669
Total noninterest income	$2,741,000	1,732
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,104,000	1,233
Trading account gains and fees	$176,000	123
Additional Noninterest Income	$1,461,000	1,881
Total noninterest expense	$13,140,000	1,485
Salaries and employee benefits	$8,201,000	1,301
Premises and equipment expense	$1,235,000	1,865
Additional noninterest expense	$3,704,000	1,723
Pre-tax net operating income	$7,077,000	1,067
Securities gains (losses)	$0	3,182
Applicable income taxes	$2,720,000	715
Income before extraordinary items	$4,357,000	1,387
Extraordinary gains, net	$0	29
Net income	$4,357,000	1,390
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,357,000	1,390
Net charge-offs	$-732,000	6,761
Cash dividends	$5,500,000	518
Sale, conversion, retirement of capital stock, net	$33,000	732
Net operating income	$4,357,000	1,370
2013-09-30 (YTD Data)		Rank
Total interest income	$14,382,000	1,330
Total interest expense	$2,041,000	1,281
Net interest income	$12,341,000	1,320
Provision for loan and lease losses	$-1,000,000	6,782
Total noninterest income	$2,067,000	1,751
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$827,000	1,242
Trading account gains and fees	$176,000	118
Additional Noninterest Income	$1,064,000	1,961
Total noninterest expense	$10,120,000	1,457
Salaries and employee benefits	$6,312,000	1,276
Premises and equipment expense	$929,000	1,867
Additional noninterest expense	$2,879,000	1,670
Pre-tax net operating income	$5,288,000	1,086
Securities gains (losses)	$0	3,040
Applicable income taxes	$2,027,000	722
Income before extraordinary items	$3,261,000	1,391
Extraordinary gains, net	$0	25
Net income	$3,261,000	1,393
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,261,000	1,393
Net charge-offs	$108,000	3,178
Cash dividends	$5,500,000	376
Sale, conversion, retirement of capital stock, net	$29,000	663
Net operating income	$3,261,000	1,362
2013-06-30 (YTD Data)		Rank
Total interest income	$9,524,000	1,332
Total interest expense	$1,367,000	1,307
Net interest income	$8,157,000	1,322
Provision for loan and lease losses	$0	4,788
Total noninterest income	$1,755,000	1,480
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$548,000	1,223
Trading account gains and fees	$176,000	99
Additional Noninterest Income	$1,031,000	1,546
Total noninterest expense	$6,587,000	1,489
Salaries and employee benefits	$4,054,000	1,315
Premises and equipment expense	$596,000	1,933
Additional noninterest expense	$1,937,000	1,650
Pre-tax net operating income	$3,325,000	1,127
Securities gains (losses)	$0	2,791
Applicable income taxes	$1,262,000	763
Income before extraordinary items	$2,063,000	1,452
Extraordinary gains, net	$0	22
Net income	$2,063,000	1,456
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,063,000	1,456
Net charge-offs	$-585,000	6,897
Cash dividends	$5,500,000	276
Sale, conversion, retirement of capital stock, net	$22,000	612
Net operating income	$2,063,000	1,405
2013-03-31 (YTD Data)		Rank
Total interest income	$4,771,000	1,331
Total interest expense	$693,000	1,338
Net interest income	$4,078,000	1,323
Provision for loan and lease losses	$0	4,409
Total noninterest income	$762,000	1,620
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$260,000	1,286
Trading account gains and fees	$0	148
Additional Noninterest Income	$502,000	1,576
Total noninterest expense	$3,187,000	1,536
Salaries and employee benefits	$2,022,000	1,321
Premises and equipment expense	$280,000	2,091
Additional noninterest expense	$885,000	1,793
Pre-tax net operating income	$1,653,000	1,111
Securities gains (losses)	$0	1,966
Applicable income taxes	$610,000	772
Income before extraordinary items	$1,043,000	1,411
Extraordinary gains, net	$0	10
Net income	$1,043,000	1,413
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,043,000	1,413
Net charge-offs	$-574,000	6,985
Cash dividends	$2,500,000	250
Sale, conversion, retirement of capital stock, net	$13,000	543
Net operating income	$1,043,000	1,360
2012-12-31 (YTD Data)		Rank
Total interest income	$20,473,000	1,307
Total interest expense	$3,729,000	1,204
Net interest income	$16,744,000	1,305
Provision for loan and lease losses	$1,900,000	1,109
Total noninterest income	$3,888,000	1,361
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,024,000	1,392
Trading account gains and fees	$561,000	80
Additional Noninterest Income	$2,303,000	1,413
Total noninterest expense	$13,298,000	1,478
Salaries and employee benefits	$7,848,000	1,314
Premises and equipment expense	$1,069,000	2,144
Additional noninterest expense	$4,381,000	1,537
Pre-tax net operating income	$5,434,000	1,278
Securities gains (losses)	$598,000	815
Applicable income taxes	$2,015,000	873
Income before extraordinary items	$4,017,000	1,453
Extraordinary gains, net	$0	29
Net income	$4,017,000	1,454
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,017,000	1,454
Net charge-offs	$1,496,000	1,404
Cash dividends	$6,000,000	482
Sale, conversion, retirement of capital stock, net	$63,000	661
Net operating income	$3,616,340	1,493
2012-09-30 (YTD Data)		Rank
Total interest income	$15,611,000	1,314
Total interest expense	$2,897,000	1,230
Net interest income	$12,714,000	1,305
Provision for loan and lease losses	$1,900,000	887
Total noninterest income	$2,846,000	1,376
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$754,000	1,421
Trading account gains and fees	$385,000	81
Additional Noninterest Income	$1,707,000	1,407
Total noninterest expense	$9,450,000	1,548
Salaries and employee benefits	$5,769,000	1,340
Premises and equipment expense	$801,000	2,179
Additional noninterest expense	$2,880,000	1,730
Pre-tax net operating income	$4,210,000	1,275
Securities gains (losses)	$2,000	3,410
Applicable income taxes	$1,341,000	986
Income before extraordinary items	$2,871,000	1,542
Extraordinary gains, net	$0	20
Net income	$2,871,000	1,543
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,871,000	1,543
Net charge-offs	$1,483,000	1,122
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$49,000	606
Net operating income	$2,869,640	1,454
2012-06-30 (YTD Data)		Rank
Total interest income	$10,728,000	1,283
Total interest expense	$1,991,000	1,232
Net interest income	$8,737,000	1,273
Provision for loan and lease losses	$1,650,000	746
Total noninterest income	$1,649,000	1,516
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$499,000	1,416
Trading account gains and fees	$134,000	97
Additional Noninterest Income	$1,016,000	1,500
Total noninterest expense	$6,153,000	1,578
Salaries and employee benefits	$3,782,000	1,362
Premises and equipment expense	$533,000	2,165
Additional noninterest expense	$1,838,000	1,808
Pre-tax net operating income	$2,583,000	1,359
Securities gains (losses)	$2,000	3,012
Applicable income taxes	$799,000	1,065
Income before extraordinary items	$1,786,000	1,635
Extraordinary gains, net	$0	19
Net income	$1,786,000	1,634
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,786,000	1,635
Net charge-offs	$969,000	1,158
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$31,000	589
Net operating income	$1,784,620	1,550
2012-03-31 (YTD Data)		Rank
Total interest income	$5,193,000	1,327
Total interest expense	$1,051,000	1,215
Net interest income	$4,142,000	1,333
Provision for loan and lease losses	$1,050,000	584
Total noninterest income	$769,000	1,577
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$244,000	1,431
Trading account gains and fees	$0	148
Additional Noninterest Income	$525,000	1,458
Total noninterest expense	$2,935,000	1,646
Salaries and employee benefits	$1,864,000	1,389
Premises and equipment expense	$262,000	2,209
Additional noninterest expense	$809,000	2,009
Pre-tax net operating income	$926,000	1,795
Securities gains (losses)	$0	2,210
Applicable income taxes	$265,000	1,420
Income before extraordinary items	$661,000	2,098
Extraordinary gains, net	$0	19
Net income	$661,000	2,098
Minority interest net income	$0	78
Net income of bank and minority interests.	$661,000	2,100
Net charge-offs	$-369,000	7,266
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$16,000	521
Net operating income	$661,000	1,996
2011-12-31 (YTD Data)		Rank
Total interest income	$23,757,000	1,200
Total interest expense	$4,992,000	1,208
Net interest income	$18,765,000	1,188
Provision for loan and lease losses	$4,640,000	835
Total noninterest income	$3,177,000	1,440
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$918,000	1,586
Trading account gains and fees	$0	146
Additional Noninterest Income	$2,259,000	1,248
Total noninterest expense	$12,387,000	1,580
Salaries and employee benefits	$7,268,000	1,375
Premises and equipment expense	$1,060,000	2,295
Additional noninterest expense	$4,059,000	1,684
Pre-tax net operating income	$4,915,000	1,193
Securities gains (losses)	$166,000	1,608
Applicable income taxes	$1,643,000	929
Income before extraordinary items	$3,438,000	1,430
Extraordinary gains, net	$0	29
Net income	$3,438,000	1,430
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,438,000	1,430
Net charge-offs	$4,570,000	869
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$80,000	714
Net operating income	$3,325,120	1,402
2011-09-30 (YTD Data)		Rank
Total interest income	$17,992,000	1,203
Total interest expense	$3,889,000	1,208
Net interest income	$14,103,000	1,189
Provision for loan and lease losses	$3,815,000	770
Total noninterest income	$2,202,000	1,507
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$676,000	1,622
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,526,000	1,322
Total noninterest expense	$9,229,000	1,589
Salaries and employee benefits	$5,375,000	1,386
Premises and equipment expense	$790,000	2,334
Additional noninterest expense	$3,064,000	1,666
Pre-tax net operating income	$3,261,000	1,387
Securities gains (losses)	$146,000	1,454
Applicable income taxes	$1,149,000	976
Income before extraordinary items	$2,258,000	1,670
Extraordinary gains, net	$0	21
Net income	$2,258,000	1,671
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,258,000	1,671
Net charge-offs	$3,738,000	791
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$59,000	674
Net operating income	$2,161,640	1,645
2011-06-30 (YTD Data)		Rank
Total interest income	$12,143,000	1,204
Total interest expense	$2,708,000	1,194
Net interest income	$9,435,000	1,186
Provision for loan and lease losses	$2,140,000	877
Total noninterest income	$1,329,000	1,619
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$437,000	1,649
Trading account gains and fees	$0	153
Additional Noninterest Income	$892,000	1,453
Total noninterest expense	$6,238,000	1,579
Salaries and employee benefits	$3,534,000	1,415
Premises and equipment expense	$529,000	2,342
Additional noninterest expense	$2,175,000	1,588
Pre-tax net operating income	$2,386,000	1,247
Securities gains (losses)	$94,000	1,192
Applicable income taxes	$791,000	926
Income before extraordinary items	$1,689,000	1,453
Extraordinary gains, net	$0	15
Net income	$1,689,000	1,453
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,689,000	1,453
Net charge-offs	$572,000	2,007
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$36,000	618
Net operating income	$1,625,080	1,445
2011-03-31 (YTD Data)		Rank
Total interest income	$6,131,000	1,196
Total interest expense	$1,440,000	1,165
Net interest income	$4,691,000	1,189
Provision for loan and lease losses	$990,000	870
Total noninterest income	$659,000	1,639
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$205,000	1,710
Trading account gains and fees	$0	158
Additional Noninterest Income	$454,000	1,440
Total noninterest expense	$3,169,000	1,554
Salaries and employee benefits	$1,788,000	1,415
Premises and equipment expense	$264,000	2,376
Additional noninterest expense	$1,117,000	1,554
Pre-tax net operating income	$1,191,000	1,221
Securities gains (losses)	$0	1,772
Applicable income taxes	$395,000	901
Income before extraordinary items	$796,000	1,491
Extraordinary gains, net	$0	9
Net income	$796,000	1,491
Minority interest net income	$0	86
Net income of bank and minority interests.	$796,000	1,491
Net charge-offs	$1,355,000	697
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$31,000	448
Net operating income	$796,000	1,444
2010-12-31 (YTD Data)		Rank
Total interest income	$26,398,000	1,175
Total interest expense	$7,761,000	1,070
Net interest income	$18,637,000	1,203
Provision for loan and lease losses	$15,850,000	461
Total noninterest income	$3,202,000	1,476
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$626,000	2,213
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,576,000	1,171
Total noninterest expense	$11,886,000	1,669
Salaries and employee benefits	$6,651,000	1,482
Premises and equipment expense	$1,089,000	2,302
Additional noninterest expense	$4,146,000	1,736
Pre-tax net operating income	$-5,897,000	7,176
Securities gains (losses)	$325,000	1,194
Applicable income taxes	$-2,080,000	7,460
Income before extraordinary items	$-3,492,000	7,052
Extraordinary gains, net	$0	29
Net income	$-3,492,000	7,053
Minority interest net income	$0	111
Net income of bank and minority interests.	$-3,492,000	7,053
Net charge-offs	$16,554,000	394
Cash dividends	$4,000,000	410
Sale, conversion, retirement of capital stock, net	$178,000	646
Net operating income	$-3,700,000	7,055
2010-09-30 (YTD Data)		Rank
Total interest income	$20,054,000	1,176
Total interest expense	$5,988,000	1,076
Net interest income	$14,066,000	1,206
Provision for loan and lease losses	$9,775,000	506
Total noninterest income	$2,372,000	1,487
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$435,000	2,418
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,937,000	1,122
Total noninterest expense	$8,687,000	1,700
Salaries and employee benefits	$4,865,000	1,519
Premises and equipment expense	$814,000	2,358
Additional noninterest expense	$3,008,000	1,776
Pre-tax net operating income	$-2,024,000	7,066
Securities gains (losses)	$325,000	1,018
Applicable income taxes	$-614,000	7,404
Income before extraordinary items	$-1,085,000	6,928
Extraordinary gains, net	$0	23
Net income	$-1,085,000	6,928
Minority interest net income	$0	110
Net income of bank and minority interests.	$-1,085,000	6,928
Net charge-offs	$10,202,000	453
Cash dividends	$4,000,000	271
Sale, conversion, retirement of capital stock, net	$135,000	577
Net operating income	$-1,293,000	6,953
2010-06-30 (YTD Data)		Rank
Total interest income	$13,491,000	1,185
Total interest expense	$4,094,000	1,093
Net interest income	$9,397,000	1,208
Provision for loan and lease losses	$4,400,000	710
Total noninterest income	$1,179,000	1,796
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$280,000	2,493
Trading account gains and fees	$0	152
Additional Noninterest Income	$899,000	1,398
Total noninterest expense	$5,706,000	1,733
Salaries and employee benefits	$3,161,000	1,569
Premises and equipment expense	$545,000	2,360
Additional noninterest expense	$2,000,000	1,762
Pre-tax net operating income	$470,000	3,732
Securities gains (losses)	$325,000	673
Applicable income taxes	$274,000	1,824
Income before extraordinary items	$521,000	3,338
Extraordinary gains, net	$0	19
Net income	$521,000	3,335
Minority interest net income	$0	105
Net income of bank and minority interests.	$521,000	3,337
Net charge-offs	$3,821,000	686
Cash dividends	$4,000,000	178
Sale, conversion, retirement of capital stock, net	$92,000	498
Net operating income	$306,500	4,132
2010-03-31 (YTD Data)		Rank
Total interest income	$6,987,000	1,154
Total interest expense	$2,168,000	1,084
Net interest income	$4,819,000	1,181
Provision for loan and lease losses	$750,000	1,389
Total noninterest income	$644,000	1,698
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$132,000	2,600
Trading account gains and fees	$0	175
Additional Noninterest Income	$512,000	1,271
Total noninterest expense	$2,884,000	1,729
Salaries and employee benefits	$1,615,000	1,545
Premises and equipment expense	$270,000	2,418
Additional noninterest expense	$999,000	1,746
Pre-tax net operating income	$1,829,000	742
Securities gains (losses)	$18,000	1,558
Applicable income taxes	$698,000	513
Income before extraordinary items	$1,149,000	950
Extraordinary gains, net	$0	16
Net income	$1,149,000	954
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,149,000	954
Net charge-offs	$2,456,000	562
Cash dividends	$4,000,000	79
Sale, conversion, retirement of capital stock, net	$51,000	410
Net operating income	$1,137,480	935
2009-12-31 (YTD Data)		Rank
Total interest income	$28,839,000	1,192
Total interest expense	$10,522,000	1,128
Net interest income	$18,317,000	1,220
Provision for loan and lease losses	$4,600,000	1,511
Total noninterest income	$2,293,000	1,939
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,167,000	1,470
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,126,000	1,999
Total noninterest expense	$11,407,000	1,781
Salaries and employee benefits	$6,294,000	1,574
Premises and equipment expense	$1,125,000	2,341
Additional noninterest expense	$3,988,000	1,858
Pre-tax net operating income	$4,603,000	906
Securities gains (losses)	$0	3,754
Applicable income taxes	$1,576,000	678
Income before extraordinary items	$3,027,000	1,116
Extraordinary gains, net	$0	34
Net income	$3,027,000	1,114
Minority interest net income	$0	115
Net income of bank and minority interests.	$3,027,000	1,115
Net charge-offs	$7,138,000	883
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$218,000	696
Net operating income	$3,027,000	1,104
2009-09-30 (YTD Data)		Rank
Total interest income	$21,772,000	1,209
Total interest expense	$8,042,000	1,166
Net interest income	$13,730,000	1,223
Provision for loan and lease losses	$3,300,000	1,395
Total noninterest income	$1,730,000	1,952
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$960,000	1,341
Trading account gains and fees	$0	212
Additional Noninterest Income	$770,000	2,170
Total noninterest expense	$8,448,000	1,793
Salaries and employee benefits	$4,566,000	1,647
Premises and equipment expense	$847,000	2,356
Additional noninterest expense	$3,035,000	1,767
Pre-tax net operating income	$3,712,000	905
Securities gains (losses)	$0	3,497
Applicable income taxes	$1,423,000	630
Income before extraordinary items	$2,289,000	1,172
Extraordinary gains, net	$0	27
Net income	$2,289,000	1,172
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,289,000	1,172
Net charge-offs	$6,581,000	675
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$168,000	621
Net operating income	$2,289,000	1,159
2009-06-30 (YTD Data)		Rank
Total interest income	$14,554,000	1,229
Total interest expense	$5,554,000	1,184
Net interest income	$9,000,000	1,237
Provision for loan and lease losses	$2,100,000	1,355
Total noninterest income	$1,181,000	1,936
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$650,000	1,302
Trading account gains and fees	$0	193
Additional Noninterest Income	$531,000	2,132
Total noninterest expense	$5,750,000	1,782
Salaries and employee benefits	$3,152,000	1,628
Premises and equipment expense	$568,000	2,367
Additional noninterest expense	$2,030,000	1,794
Pre-tax net operating income	$2,331,000	976
Securities gains (losses)	$0	3,136
Applicable income taxes	$893,000	684
Income before extraordinary items	$1,438,000	1,321
Extraordinary gains, net	$0	21
Net income	$1,438,000	1,319
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,438,000	1,319
Net charge-offs	$2,452,000	991
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$113,000	577
Net operating income	$1,438,000	1,275
2009-03-31 (YTD Data)		Rank
Total interest income	$7,282,000	1,243
Total interest expense	$2,936,000	1,171
Net interest income	$4,346,000	1,273
Provision for loan and lease losses	$1,050,000	1,142
Total noninterest income	$621,000	1,842
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$283,000	1,450
Trading account gains and fees	$0	171
Additional Noninterest Income	$338,000	1,800
Total noninterest expense	$2,921,000	1,703
Salaries and employee benefits	$1,731,000	1,515
Premises and equipment expense	$288,000	2,377
Additional noninterest expense	$902,000	1,790
Pre-tax net operating income	$996,000	1,291
Securities gains (losses)	$0	2,434
Applicable income taxes	$383,000	864
Income before extraordinary items	$613,000	1,760
Extraordinary gains, net	$0	15
Net income	$613,000	1,761
Minority interest net income	$0	102
Net income of bank and minority interests.	$613,000	1,762
Net charge-offs	$1,521,000	728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$59,000	464
Net operating income	$613,000	1,669
2008-12-31 (YTD Data)		Rank
Total interest income	$28,420,000	1,364
Total interest expense	$13,118,000	1,239
Net interest income	$15,302,000	1,459
Provision for loan and lease losses	$5,371,000	958
Total noninterest income	$1,614,000	2,484
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$883,000	1,957
Trading account gains and fees	$0	154
Additional Noninterest Income	$731,000	2,585
Total noninterest expense	$10,801,000	1,803
Salaries and employee benefits	$5,587,000	1,824
Premises and equipment expense	$1,054,000	2,512
Additional noninterest expense	$4,160,000	1,485
Pre-tax net operating income	$744,000	4,294
Securities gains (losses)	$115,000	1,033
Applicable income taxes	$317,000	2,330
Income before extraordinary items	$542,000	4,325
Extraordinary gains, net	$0	39
Net income	$542,000	4,325
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,132,000	1,242
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$576,000	523
Net operating income	$468,400	4,712
2008-09-30 (YTD Data)		Rank
Total interest income	$21,047,000	1,415
Total interest expense	$9,839,000	1,293
Net interest income	$11,208,000	1,513
Provision for loan and lease losses	$1,701,000	1,319
Total noninterest income	$1,529,000	2,185
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$631,000	2,042
Trading account gains and fees	$0	148
Additional Noninterest Income	$898,000	1,965
Total noninterest expense	$8,126,000	1,780
Salaries and employee benefits	$4,175,000	1,858
Premises and equipment expense	$741,000	2,669
Additional noninterest expense	$3,210,000	1,396
Pre-tax net operating income	$2,910,000	1,676
Securities gains (losses)	$115,000	874
Applicable income taxes	$1,201,000	1,006
Income before extraordinary items	$1,824,000	1,937
Extraordinary gains, net	$0	31
Net income	$1,824,000	1,937
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,800,000	888
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$163,000	635
Net operating income	$1,750,400	2,112
2008-06-30 (YTD Data)		Rank
Total interest income	$14,347,000	1,401
Total interest expense	$6,768,000	1,298
Net interest income	$7,579,000	1,477
Provision for loan and lease losses	$1,250,000	1,064
Total noninterest income	$854,000	2,498
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$386,000	2,198
Trading account gains and fees	$0	149
Additional Noninterest Income	$468,000	2,350
Total noninterest expense	$5,189,000	1,853
Salaries and employee benefits	$2,642,000	1,971
Premises and equipment expense	$473,000	2,772
Additional noninterest expense	$2,074,000	1,413
Pre-tax net operating income	$1,994,000	1,696
Securities gains (losses)	$115,000	866
Applicable income taxes	$845,000	1,075
Income before extraordinary items	$1,264,000	2,090
Extraordinary gains, net	$0	21
Net income	$1,264,000	2,090
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$836,000	960
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$107,000	563
Net operating income	$1,190,400	2,167
2008-03-31 (YTD Data)		Rank
Total interest income	$7,631,000	1,343
Total interest expense	$3,723,000	1,258
Net interest income	$3,908,000	1,420
Provision for loan and lease losses	$650,000	846
Total noninterest income	$451,000	2,392
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$165,000	2,426
Trading account gains and fees	$0	158
Additional Noninterest Income	$286,000	2,032
Total noninterest expense	$2,460,000	1,944
Salaries and employee benefits	$1,233,000	2,125
Premises and equipment expense	$229,000	2,873
Additional noninterest expense	$998,000	1,438
Pre-tax net operating income	$1,249,000	1,481
Securities gains (losses)	$0	2,688
Applicable income taxes	$518,000	982
Income before extraordinary items	$731,000	1,951
Extraordinary gains, net	$0	15
Net income	$731,000	1,953
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$372,000	857
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$51,000	472
Net operating income	$731,000	1,894
2007-12-31 (YTD Data)		Rank
Total interest income	$33,929,000	1,245
Total interest expense	$17,198,000	1,148
Net interest income	$16,731,000	1,336
Provision for loan and lease losses	$10,052,000	253
Total noninterest income	$1,064,000	3,421
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$412,000	3,467
Trading account gains and fees	$0	178
Additional Noninterest Income	$652,000	2,871
Total noninterest expense	$8,801,000	2,093
Salaries and employee benefits	$4,646,000	2,165
Premises and equipment expense	$876,000	2,864
Additional noninterest expense	$3,279,000	1,703
Pre-tax net operating income	$-1,058,000	8,063
Securities gains (losses)	$0	2,146
Applicable income taxes	$-364,000	8,252
Income before extraordinary items	$-694,000	7,995
Extraordinary gains, net	$0	39
Net income	$-694,000	7,993
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,971,000	233
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$238,000	706
Net operating income	$-694,000	7,988
2007-09-30 (YTD Data)		Rank
Total interest income	$24,916,000	1,271
Total interest expense	$12,463,000	1,191
Net interest income	$12,453,000	1,353
Provision for loan and lease losses	$5,155,000	248
Total noninterest income	$1,005,000	2,911
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$243,000	3,924
Trading account gains and fees	$0	184
Additional Noninterest Income	$762,000	2,184
Total noninterest expense	$6,515,000	2,095
Salaries and employee benefits	$3,484,000	2,165
Premises and equipment expense	$653,000	2,857
Additional noninterest expense	$2,378,000	1,711
Pre-tax net operating income	$1,788,000	3,077
Securities gains (losses)	$0	1,655
Applicable income taxes	$730,000	2,030
Income before extraordinary items	$1,058,000	3,756
Extraordinary gains, net	$0	33
Net income	$1,058,000	3,755
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,940,000	244
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$188,000	604
Net operating income	$1,058,000	3,740
2007-06-30 (YTD Data)		Rank
Total interest income	$15,924,000	1,349
Total interest expense	$7,771,000	1,289
Net interest income	$8,153,000	1,402
Provision for loan and lease losses	$3,360,000	232
Total noninterest income	$555,000	3,330
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$141,000	4,215
Trading account gains and fees	$0	168
Additional Noninterest Income	$414,000	2,530
Total noninterest expense	$4,201,000	2,189
Salaries and employee benefits	$2,237,000	2,280
Premises and equipment expense	$431,000	2,914
Additional noninterest expense	$1,533,000	1,770
Pre-tax net operating income	$1,147,000	3,203
Securities gains (losses)	$0	1,444
Applicable income taxes	$445,000	2,228
Income before extraordinary items	$702,000	3,812
Extraordinary gains, net	$0	29
Net income	$702,000	3,812
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,292,000	188
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$122,000	563
Net operating income	$702,000	3,800
2007-03-31 (YTD Data)		Rank
Total interest income	$7,916,000	1,349
Total interest expense	$3,783,000	1,314
Net interest income	$4,133,000	1,372
Provision for loan and lease losses	$200,000	1,154
Total noninterest income	$316,000	3,014
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$61,000	4,494
Trading account gains and fees	$0	195
Additional Noninterest Income	$255,000	2,192
Total noninterest expense	$2,138,000	2,163
Salaries and employee benefits	$1,127,000	2,279
Premises and equipment expense	$211,000	2,983
Additional noninterest expense	$800,000	1,681
Pre-tax net operating income	$2,111,000	1,105
Securities gains (losses)	$0	1,187
Applicable income taxes	$796,000	869
Income before extraordinary items	$1,315,000	1,336
Extraordinary gains, net	$0	22
Net income	$1,315,000	1,335
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$639,000	344
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$59,000	456
Net operating income	$1,315,000	1,329
2006-12-31 (YTD Data)		Rank
Total interest income	$31,407,000	1,250
Total interest expense	$13,892,000	1,211
Net interest income	$17,515,000	1,300
Provision for loan and lease losses	$2,000,000	563
Total noninterest income	$1,361,000	2,885
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$239,000	4,603
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,122,000	2,054
Total noninterest expense	$7,342,000	2,412
Salaries and employee benefits	$4,155,000	2,365
Premises and equipment expense	$763,000	3,115
Additional noninterest expense	$2,424,000	2,164
Pre-tax net operating income	$9,534,000	1,024
Securities gains (losses)	$0	1,687
Applicable income taxes	$3,309,000	867
Income before extraordinary items	$6,225,000	1,187
Extraordinary gains, net	$0	51
Net income	$6,225,000	1,188
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,386,000	523
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$338,000	659
Net operating income	$6,225,000	1,174
2006-09-30 (YTD Data)		Rank
Total interest income	$23,147,000	1,278
Total interest expense	$9,977,000	1,229
Net interest income	$13,170,000	1,315
Provision for loan and lease losses	$1,500,000	524
Total noninterest income	$870,000	3,212
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$169,000	4,780
Trading account gains and fees	$0	126
Additional Noninterest Income	$701,000	2,321
Total noninterest expense	$5,301,000	2,482
Salaries and employee benefits	$3,137,000	2,347
Premises and equipment expense	$558,000	3,182
Additional noninterest expense	$1,606,000	2,405
Pre-tax net operating income	$7,239,000	1,059
Securities gains (losses)	$0	1,388
Applicable income taxes	$2,692,000	863
Income before extraordinary items	$4,547,000	1,247
Extraordinary gains, net	$0	45
Net income	$4,547,000	1,247
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$824,000	544
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$285,000	535
Net operating income	$4,547,000	1,230
2006-06-30 (YTD Data)		Rank
Total interest income	$14,688,000	1,313
Total interest expense	$6,163,000	1,269
Net interest income	$8,525,000	1,353
Provision for loan and lease losses	$900,000	570
Total noninterest income	$526,000	3,404
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$115,000	4,705
Trading account gains and fees	$0	126
Additional Noninterest Income	$411,000	2,520
Total noninterest expense	$3,332,000	2,632
Salaries and employee benefits	$1,955,000	2,488
Premises and equipment expense	$366,000	3,207
Additional noninterest expense	$1,011,000	2,534
Pre-tax net operating income	$4,819,000	1,052
Securities gains (losses)	$0	1,185
Applicable income taxes	$1,879,000	836
Income before extraordinary items	$2,940,000	1,270
Extraordinary gains, net	$0	39
Net income	$2,940,000	1,271
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$490,000	576
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$243,000	412
Net operating income	$2,940,000	1,257
2006-03-31 (YTD Data)		Rank
Total interest income	$6,886,000	1,368
Total interest expense	$2,793,000	1,327
Net interest income	$4,093,000	1,403
Provision for loan and lease losses	$450,000	528
Total noninterest income	$229,000	3,677
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$58,000	4,612
Trading account gains and fees	$0	115
Additional Noninterest Income	$171,000	2,748
Total noninterest expense	$1,568,000	2,783
Salaries and employee benefits	$926,000	2,623
Premises and equipment expense	$172,000	3,386
Additional noninterest expense	$470,000	2,686
Pre-tax net operating income	$2,304,000	1,078
Securities gains (losses)	$0	955
Applicable income taxes	$900,000	855
Income before extraordinary items	$1,404,000	1,302
Extraordinary gains, net	$0	21
Net income	$1,404,000	1,301
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$281,000	488
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$201,000	243
Net operating income	$1,404,000	1,285
2005-12-31 (YTD Data)		Rank
Total interest income	$21,714,000	1,540
Total interest expense	$7,874,000	1,436
Net interest income	$13,840,000	1,584
Provision for loan and lease losses	$2,830,000	380
Total noninterest income	$1,085,000	3,359
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$170,000	5,388
Trading account gains and fees	$0	138
Additional Noninterest Income	$915,000	2,340
Total noninterest expense	$5,079,000	3,198
Salaries and employee benefits	$2,668,000	3,297
Premises and equipment expense	$547,000	3,920
Additional noninterest expense	$1,864,000	2,671
Pre-tax net operating income	$7,016,000	1,362
Securities gains (losses)	$0	2,296
Applicable income taxes	$2,745,000	1,039
Income before extraordinary items	$4,271,000	1,643
Extraordinary gains, net	$0	46
Net income	$4,271,000	1,642
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$532,000	1,118
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$4,271,000	1,619
2005-09-30 (YTD Data)		Rank
Total interest income	$15,374,000	1,604
Total interest expense	$5,436,000	1,474
Net interest income	$9,938,000	1,638
Provision for loan and lease losses	$2,180,000	352
Total noninterest income	$853,000	3,268
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$118,000	5,565
Trading account gains and fees	$0	126
Additional Noninterest Income	$735,000	2,238
Total noninterest expense	$3,709,000	3,238
Salaries and employee benefits	$2,087,000	3,149
Premises and equipment expense	$398,000	3,982
Additional noninterest expense	$1,224,000	2,996
Pre-tax net operating income	$4,902,000	1,465
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,945,000	1,096
Income before extraordinary items	$2,957,000	1,777
Extraordinary gains, net	$0	35
Net income	$2,957,000	1,778
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$415,000	972
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,957,000	1,748
2005-06-30 (YTD Data)		Rank
Total interest income	$9,438,000	1,696
Total interest expense	$3,163,000	1,601
Net interest income	$6,275,000	1,709
Provision for loan and lease losses	$1,490,000	348
Total noninterest income	$506,000	3,488
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$79,000	5,503
Trading account gains and fees	$0	116
Additional Noninterest Income	$427,000	2,431
Total noninterest expense	$2,189,000	3,562
Salaries and employee benefits	$1,212,000	3,532
Premises and equipment expense	$264,000	3,973
Additional noninterest expense	$713,000	3,322
Pre-tax net operating income	$3,102,000	1,503
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,267,000	1,097
Income before extraordinary items	$1,835,000	1,865
Extraordinary gains, net	$0	30
Net income	$1,835,000	1,865
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$415,000	697
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,835,000	1,827
2005-03-31 (YTD Data)		Rank
Total interest income	$4,263,000	1,834
Total interest expense	$1,310,000	1,816
Net interest income	$2,953,000	1,810
Provision for loan and lease losses	$590,000	411
Total noninterest income	$245,000	3,517
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$35,000	5,695
Trading account gains and fees	$0	115
Additional Noninterest Income	$210,000	2,407
Total noninterest expense	$1,200,000	3,308
Salaries and employee benefits	$671,000	3,241
Premises and equipment expense	$134,000	3,988
Additional noninterest expense	$395,000	3,051
Pre-tax net operating income	$1,408,000	1,608
Securities gains (losses)	$0	1,685
Applicable income taxes	$571,000	1,200
Income before extraordinary items	$837,000	2,008
Extraordinary gains, net	$0	24
Net income	$837,000	2,009
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$837,000	1,972
2004-12-31 (YTD Data)		Rank
Total interest income	$10,475,000	2,703
Total interest expense	$2,759,000	2,802
Net interest income	$7,716,000	2,611
Provision for loan and lease losses	$1,691,000	635
Total noninterest income	$1,120,000	3,286
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$133,000	6,006
Trading account gains and fees	$0	138
Additional Noninterest Income	$987,000	2,171
Total noninterest expense	$3,624,000	4,066
Salaries and employee benefits	$1,893,000	4,179
Premises and equipment expense	$477,000	4,244
Additional noninterest expense	$1,254,000	3,617
Pre-tax net operating income	$3,521,000	2,264
Securities gains (losses)	$3,000	3,369
Applicable income taxes	$1,416,000	1,674
Income before extraordinary items	$2,108,000	2,788
Extraordinary gains, net	$0	34
Net income	$2,108,000	2,790
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	3,750
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,106,080	2,730
2004-09-30 (YTD Data)		Rank
Total interest income	$7,021,000	2,964
Total interest expense	$1,798,000	3,106
Net interest income	$5,223,000	2,875
Provision for loan and lease losses	$1,126,000	691
Total noninterest income	$852,000	3,273
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$100,000	6,053
Trading account gains and fees	$0	134
Additional Noninterest Income	$752,000	2,158
Total noninterest expense	$2,692,000	4,066
Salaries and employee benefits	$1,383,000	4,232
Premises and equipment expense	$352,000	4,271
Additional noninterest expense	$957,000	3,548
Pre-tax net operating income	$2,257,000	2,599
Securities gains (losses)	$0	3,710
Applicable income taxes	$898,000	1,942
Income before extraordinary items	$1,359,000	3,225
Extraordinary gains, net	$0	26
Net income	$1,359,000	3,226
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	2,921
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,359,000	3,143
2004-06-30 (YTD Data)		Rank
Total interest income	$4,238,000	3,229
Total interest expense	$1,078,000	3,368
Net interest income	$3,160,000	3,135
Provision for loan and lease losses	$690,000	743
Total noninterest income	$584,000	3,229
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$69,000	5,999
Trading account gains and fees	$0	130
Additional Noninterest Income	$515,000	2,144
Total noninterest expense	$1,775,000	4,121
Salaries and employee benefits	$912,000	4,272
Premises and equipment expense	$228,000	4,370
Additional noninterest expense	$635,000	3,573
Pre-tax net operating income	$1,279,000	2,961
Securities gains (losses)	$0	3,413
Applicable income taxes	$503,000	2,195
Income before extraordinary items	$776,000	3,605
Extraordinary gains, net	$0	21
Net income	$776,000	3,605
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	2,524
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$776,000	3,515
2004-03-31 (YTD Data)		Rank
Total interest income	$1,979,000	3,416
Total interest expense	$507,000	3,602
Net interest income	$1,472,000	3,309
Provision for loan and lease losses	$345,000	722
Total noninterest income	$273,000	3,312
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$33,000	6,033
Trading account gains and fees	$0	121
Additional Noninterest Income	$240,000	2,187
Total noninterest expense	$872,000	4,187
Salaries and employee benefits	$461,000	4,266
Premises and equipment expense	$111,000	4,485
Additional noninterest expense	$300,000	3,750
Pre-tax net operating income	$528,000	3,382
Securities gains (losses)	$0	2,934
Applicable income taxes	$211,000	2,483
Income before extraordinary items	$317,000	4,132
Extraordinary gains, net	$0	16
Net income	$317,000	4,131
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	1,730
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$317,000	3,986
2003-12-31 (YTD Data)		Rank
Total interest income	$5,153,000	4,788
Total interest expense	$1,361,000	5,185
Net interest income	$3,792,000	4,539
Provision for loan and lease losses	$1,187,000	1,012
Total noninterest income	$786,000	4,274
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$68,000	7,123
Trading account gains and fees	$0	160
Additional Noninterest Income	$718,000	2,923
Total noninterest expense	$2,446,000	5,297
Salaries and employee benefits	$1,419,000	5,039
Premises and equipment expense	$318,000	5,483
Additional noninterest expense	$709,000	5,463
Pre-tax net operating income	$945,000	5,315
Securities gains (losses)	$0	4,500
Applicable income taxes	$404,000	3,759
Income before extraordinary items	$541,000	6,175
Extraordinary gains, net	$0	54
Net income	$541,000	6,179
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$111,000	3,884
Cash dividends	$330,000	4,221
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$541,000	6,022
2003-09-30 (YTD Data)		Rank
Total interest income	$3,399,000	5,275
Total interest expense	$916,000	5,657
Net interest income	$2,483,000	4,990
Provision for loan and lease losses	$847,000	1,041
Total noninterest income	$664,000	4,053
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$42,000	7,400
Trading account gains and fees	$0	153
Additional Noninterest Income	$622,000	2,777
Total noninterest expense	$1,860,000	5,220
Salaries and employee benefits	$1,084,000	4,961
Premises and equipment expense	$228,000	5,602
Additional noninterest expense	$548,000	5,334
Pre-tax net operating income	$440,000	6,548
Securities gains (losses)	$0	4,204
Applicable income taxes	$188,000	4,749
Income before extraordinary items	$252,000	7,242
Extraordinary gains, net	$0	40
Net income	$252,000	7,244
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$330,000	3,328
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$252,000	7,078
2003-06-30 (YTD Data)		Rank
Total interest income	$1,948,000	5,837
Total interest expense	$539,000	6,166
Net interest income	$1,409,000	5,535
Provision for loan and lease losses	$537,000	1,081
Total noninterest income	$399,000	4,247
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$24,000	7,541
Trading account gains and fees	$0	150
Additional Noninterest Income	$375,000	2,890
Total noninterest expense	$1,174,000	5,400
Salaries and employee benefits	$671,000	5,236
Premises and equipment expense	$148,000	5,696
Additional noninterest expense	$355,000	5,427
Pre-tax net operating income	$97,000	8,034
Securities gains (losses)	$0	3,782
Applicable income taxes	$43,000	6,041
Income before extraordinary items	$54,000	8,388
Extraordinary gains, net	$0	30
Net income	$54,000	8,389
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$54,000	8,256
2003-03-31 (YTD Data)		Rank
Total interest income	$826,000	6,361
Total interest expense	$241,000	6,590
Net interest income	$585,000	6,133
Provision for loan and lease losses	$228,000	1,201
Total noninterest income	$161,000	4,712
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$8,000	7,776
Trading account gains and fees	$0	134
Additional Noninterest Income	$153,000	3,174
Total noninterest expense	$551,000	5,626
Salaries and employee benefits	$322,000	5,395
Premises and equipment expense	$72,000	5,758
Additional noninterest expense	$157,000	5,775
Pre-tax net operating income	$-33,000	8,843
Securities gains (losses)	$0	2,891
Applicable income taxes	$-8,000	9,057
Income before extraordinary items	$-25,000	8,892
Extraordinary gains, net	$0	21
Net income	$-25,000	8,889
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$-25,000	8,796
2002-12-31 (YTD Data)		Rank
Total interest income	$1,108,000	8,760
Total interest expense	$274,000	8,940
Net interest income	$834,000	8,527
Provision for loan and lease losses	$571,000	2,156
Total noninterest income	$405,000	5,754
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$5,000	8,133
Trading account gains and fees	$0	153
Additional Noninterest Income	$400,000	3,698
Total noninterest expense	$1,513,000	6,811
Salaries and employee benefits	$694,000	7,293
Premises and equipment expense	$181,000	7,015
Additional noninterest expense	$638,000	5,715
Pre-tax net operating income	$-845,000	9,088
Securities gains (losses)	$0	4,537
Applicable income taxes	$-279,000	9,177
Income before extraordinary items	$-566,000	9,063
Extraordinary gains, net	$0	70
Net income	$-566,000	9,061
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$10,443,000	54
Net operating income	$-566,000	9,023

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.