Home > Sterling State Bank > Income and Expense

Sterling State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$17,814,0002,041
Total interest expense$7,652,0001,549
Net interest income$10,162,0002,369
Provision for loan and lease losses$03,275
Total noninterest income$1,794,0002,129
Gross Fiduciary activities income$0981
Service charges on deposit accounts$418,0001,848
Trading account gains and fees$0123
Additional Noninterest Income$1,376,0001,971
Total noninterest expense$12,153,0001,799
Salaries and employee benefits$6,622,0001,833
Premises and equipment expense$2,533,000993
Additional noninterest expense$1,376,0001,971
Pre-tax net operating income$-197,0004,437
Securities gains (losses)$599,00091
Applicable income taxes$03,369
Income before extraordinary items$402,0003,965
Extraordinary gains, net$054
Net income$402,0004,005
Minority interest net income$088
Net income of bank and minority interests.$402,0003,967
Net charge-offs$-5,0003,722
Cash dividends$565,0002,660
Sale, conversion, retirement of capital stock, net$0540
Net operating income$-197,0004,422
2023-09-30 (YTD Data)Rank
Total interest income$12,925,0002,052
Total interest expense$5,288,0001,521
Net interest income$7,637,0002,382
Provision for loan and lease losses$03,085
Total noninterest income$1,331,0002,136
Gross Fiduciary activities income$0950
Service charges on deposit accounts$317,0001,839
Trading account gains and fees$0125
Additional Noninterest Income$1,014,0001,976
Total noninterest expense$8,622,0001,863
Salaries and employee benefits$4,965,0001,835
Premises and equipment expense$1,844,0001,016
Additional noninterest expense$1,014,0001,976
Pre-tax net operating income$346,0004,063
Securities gains (losses)$43,000275
Applicable income taxes$03,407
Income before extraordinary items$389,0003,954
Extraordinary gains, net$052
Net income$389,0003,992
Minority interest net income$081
Net income of bank and minority interests.$389,0003,954
Net charge-offs$-4,0003,620
Cash dividends$565,0002,151
Sale, conversion, retirement of capital stock, net$0507
Net operating income$346,0004,020
2023-06-30 (YTD Data)Rank
Total interest income$8,390,0002,061
Total interest expense$3,071,0001,539
Net interest income$5,319,0002,333
Provision for loan and lease losses$02,940
Total noninterest income$887,0002,078
Gross Fiduciary activities income$0931
Service charges on deposit accounts$211,0001,832
Trading account gains and fees$0112
Additional Noninterest Income$676,0001,903
Total noninterest expense$5,864,0001,833
Salaries and employee benefits$3,346,0001,821
Premises and equipment expense$1,211,0001,024
Additional noninterest expense$676,0001,900
Pre-tax net operating income$342,0003,935
Securities gains (losses)$43,000295
Applicable income taxes$03,436
Income before extraordinary items$385,0003,790
Extraordinary gains, net$051
Net income$385,0003,827
Minority interest net income$081
Net income of bank and minority interests.$385,0003,789
Net charge-offs$-2,0003,491
Cash dividends$497,0001,984
Sale, conversion, retirement of capital stock, net$0486
Net operating income$342,0003,878
2023-03-31 (YTD Data)Rank
Total interest income$4,171,0002,054
Total interest expense$1,245,0001,597
Net interest income$2,926,0002,193
Provision for loan and lease losses$02,612
Total noninterest income$447,0002,082
Gross Fiduciary activities income$0913
Service charges on deposit accounts$104,0001,857
Trading account gains and fees$097
Additional Noninterest Income$343,0001,881
Total noninterest expense$3,055,0001,806
Salaries and employee benefits$1,735,0001,805
Premises and equipment expense$653,000992
Additional noninterest expense$343,0001,881
Pre-tax net operating income$318,0003,573
Securities gains (losses)$43,000287
Applicable income taxes$03,388
Income before extraordinary items$361,0003,287
Extraordinary gains, net$04
Net income$361,0003,286
Minority interest net income$048
Net income of bank and minority interests.$361,0003,287
Net charge-offs$-1,0003,238
Cash dividends$424,0001,360
Sale, conversion, retirement of capital stock, net$0430
Net operating income$318,0003,453
2022-12-31 (YTD Data)Rank
Total interest income$15,184,0001,939
Total interest expense$2,234,0001,485
Net interest income$12,950,0002,000
Provision for loan and lease losses$03,012
Total noninterest income$2,509,0001,811
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$414,0001,913
Trading account gains and fees$0116
Additional Noninterest Income$2,095,0001,580
Total noninterest expense$12,871,0001,684
Salaries and employee benefits$6,682,0001,805
Premises and equipment expense$2,660,000955
Additional noninterest expense$2,095,0001,580
Pre-tax net operating income$2,588,0002,819
Securities gains (losses)$-3,0003,239
Applicable income taxes$381,0002,235
Income before extraordinary items$2,204,0002,833
Extraordinary gains, net$05
Net income$2,204,0002,830
Minority interest net income$063
Net income of bank and minority interests.$2,204,0002,832
Net charge-offs$-5,0003,487
Cash dividends$1,040,0002,103
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,206,5502,860
2022-09-30 (YTD Data)Rank
Total interest income$10,975,0001,932
Total interest expense$1,233,0001,527
Net interest income$9,742,0001,970
Provision for loan and lease losses$02,835
Total noninterest income$2,067,0001,734
Gross Fiduciary activities income$0968
Service charges on deposit accounts$309,0001,925
Trading account gains and fees$0111
Additional Noninterest Income$1,758,0001,502
Total noninterest expense$9,695,0001,668
Salaries and employee benefits$5,079,0001,787
Premises and equipment expense$1,994,000947
Additional noninterest expense$1,758,0001,502
Pre-tax net operating income$2,114,0002,714
Securities gains (losses)$-3,0003,592
Applicable income taxes$294,0002,229
Income before extraordinary items$1,817,0002,707
Extraordinary gains, net$04
Net income$1,817,0002,705
Minority interest net income$057
Net income of bank and minority interests.$1,817,0002,706
Net charge-offs$-3,0003,287
Cash dividends$949,0001,727
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,819,5802,740
2022-06-30 (YTD Data)Rank
Total interest income$7,116,0001,912
Total interest expense$603,0001,727
Net interest income$6,513,0001,928
Provision for loan and lease losses$02,599
Total noninterest income$1,639,0001,556
Gross Fiduciary activities income$0925
Service charges on deposit accounts$202,0001,949
Trading account gains and fees$0108
Additional Noninterest Income$1,437,0001,351
Total noninterest expense$6,711,0001,607
Salaries and employee benefits$3,463,0001,755
Premises and equipment expense$1,322,000948
Additional noninterest expense$1,926,0001,649
Pre-tax net operating income$1,441,0002,608
Securities gains (losses)$-3,0003,777
Applicable income taxes$263,0001,928
Income before extraordinary items$1,175,0002,647
Extraordinary gains, net$04
Net income$1,175,0002,645
Minority interest net income$060
Net income of bank and minority interests.$1,175,0002,647
Net charge-offs$-2,0003,158
Cash dividends$785,0001,530
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,177,4602,681
2022-03-31 (YTD Data)Rank
Total interest income$3,480,0001,896
Total interest expense$243,0001,955
Net interest income$3,237,0001,878
Provision for loan and lease losses$02,285
Total noninterest income$1,147,0001,267
Gross Fiduciary activities income$0892
Service charges on deposit accounts$98,0001,967
Trading account gains and fees$0103
Additional Noninterest Income$1,049,0001,049
Total noninterest expense$3,671,0001,481
Salaries and employee benefits$1,764,0001,721
Premises and equipment expense$652,000970
Additional noninterest expense$1,255,0001,331
Pre-tax net operating income$713,0002,531
Securities gains (losses)$-3,0004,076
Applicable income taxes$61,0002,394
Income before extraordinary items$649,0002,458
Extraordinary gains, net$04
Net income$649,0002,455
Minority interest net income$050
Net income of bank and minority interests.$649,0002,458
Net charge-offs$-1,0003,005
Cash dividends$624,0001,032
Sale, conversion, retirement of capital stock, net$0453
Net operating income$651,7302,473
2021-12-31 (YTD Data)Rank
Total interest income$16,295,0001,752
Total interest expense$930,0002,317
Net interest income$15,365,0001,694
Provision for loan and lease losses$03,064
Total noninterest income$2,468,0002,013
Gross Fiduciary activities income$0994
Service charges on deposit accounts$408,0001,834
Trading account gains and fees$0132
Additional Noninterest Income$2,060,0001,871
Total noninterest expense$13,601,0001,574
Salaries and employee benefits$7,305,0001,663
Premises and equipment expense$2,584,000969
Additional noninterest expense$3,712,0001,671
Pre-tax net operating income$4,232,0002,262
Securities gains (losses)$-33,0004,511
Applicable income taxes$408,0002,238
Income before extraordinary items$3,791,0002,245
Extraordinary gains, net$010
Net income$3,791,0002,246
Minority interest net income$074
Net income of bank and minority interests.$3,791,0002,246
Net charge-offs$-80,0004,286
Cash dividends$1,646,0001,715
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,820,7002,199
2021-09-30 (YTD Data)Rank
Total interest income$12,628,0001,732
Total interest expense$674,0002,459
Net interest income$11,954,0001,667
Provision for loan and lease losses$02,963
Total noninterest income$1,430,0002,327
Gross Fiduciary activities income$0957
Service charges on deposit accounts$303,0001,845
Trading account gains and fees$0132
Additional Noninterest Income$1,127,0002,255
Total noninterest expense$9,493,0001,675
Salaries and employee benefits$5,432,0001,680
Premises and equipment expense$1,936,000984
Additional noninterest expense$2,125,0002,074
Pre-tax net operating income$3,891,0002,086
Securities gains (losses)$1,0001,947
Applicable income taxes$10,0003,516
Income before extraordinary items$3,882,0001,912
Extraordinary gains, net$08
Net income$3,882,0001,911
Minority interest net income$069
Net income of bank and minority interests.$3,882,0001,912
Net charge-offs$-79,0004,379
Cash dividends$1,176,0001,600
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,881,0001,889
2021-06-30 (YTD Data)Rank
Total interest income$7,584,0001,878
Total interest expense$442,0002,541
Net interest income$7,142,0001,801
Provision for loan and lease losses$02,862
Total noninterest income$956,0002,284
Gross Fiduciary activities income$0951
Service charges on deposit accounts$201,0001,790
Trading account gains and fees$0133
Additional Noninterest Income$755,0002,220
Total noninterest expense$6,293,0001,675
Salaries and employee benefits$3,703,0001,651
Premises and equipment expense$1,273,000992
Additional noninterest expense$1,317,0002,150
Pre-tax net operating income$1,805,0002,539
Securities gains (losses)$1,0001,754
Applicable income taxes$10,0003,462
Income before extraordinary items$1,796,0002,370
Extraordinary gains, net$06
Net income$1,796,0002,369
Minority interest net income$067
Net income of bank and minority interests.$1,796,0002,370
Net charge-offs$-77,0004,510
Cash dividends$898,0001,477
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,795,0102,338
2021-03-31 (YTD Data)Rank
Total interest income$3,971,0001,810
Total interest expense$217,0002,637
Net interest income$3,754,0001,725
Provision for loan and lease losses$02,741
Total noninterest income$431,0002,399
Gross Fiduciary activities income$0922
Service charges on deposit accounts$98,0001,805
Trading account gains and fees$0127
Additional Noninterest Income$333,0002,336
Total noninterest expense$3,162,0001,654
Salaries and employee benefits$1,909,0001,613
Premises and equipment expense$631,000996
Additional noninterest expense$622,0002,213
Pre-tax net operating income$1,023,0002,338
Securities gains (losses)$2,0001,277
Applicable income taxes$10,0003,270
Income before extraordinary items$1,015,0002,194
Extraordinary gains, net$03
Net income$1,015,0002,194
Minority interest net income$055
Net income of bank and minority interests.$1,015,0002,194
Net charge-offs$-76,0004,709
Cash dividends$534,0001,135
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,013,0202,159
2020-12-31 (YTD Data)Rank
Total interest income$13,992,0001,988
Total interest expense$1,161,0002,714
Net interest income$12,831,0001,858
Provision for loan and lease losses$04,319
Total noninterest income$1,548,0002,384
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$404,0001,882
Trading account gains and fees$0133
Additional Noninterest Income$1,144,0002,347
Total noninterest expense$11,997,0001,710
Salaries and employee benefits$6,664,0001,745
Premises and equipment expense$2,443,0001,000
Additional noninterest expense$2,890,0001,974
Pre-tax net operating income$2,382,0002,740
Securities gains (losses)$02,675
Applicable income taxes$10,0003,498
Income before extraordinary items$2,372,0002,615
Extraordinary gains, net$04
Net income$2,372,0002,614
Minority interest net income$072
Net income of bank and minority interests.$2,372,0002,615
Net charge-offs$-76,0004,689
Cash dividends$1,128,0002,077
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,372,0002,568
2020-09-30 (YTD Data)Rank
Total interest income$10,268,0002,023
Total interest expense$865,0002,811
Net interest income$9,403,0001,877
Provision for loan and lease losses$04,239
Total noninterest income$1,155,0002,364
Gross Fiduciary activities income$0981
Service charges on deposit accounts$299,0001,894
Trading account gains and fees$0125
Additional Noninterest Income$856,0002,300
Total noninterest expense$8,614,0001,737
Salaries and employee benefits$4,957,0001,738
Premises and equipment expense$1,805,0001,008
Additional noninterest expense$1,852,0002,188
Pre-tax net operating income$1,944,0002,619
Securities gains (losses)$02,494
Applicable income taxes$10,0003,464
Income before extraordinary items$1,934,0002,491
Extraordinary gains, net$04
Net income$1,934,0002,491
Minority interest net income$065
Net income of bank and minority interests.$1,934,0002,491
Net charge-offs$-76,0004,765
Cash dividends$903,0001,787
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,934,0002,445
2020-06-30 (YTD Data)Rank
Total interest income$6,794,0002,065
Total interest expense$634,0002,781
Net interest income$6,160,0001,912
Provision for loan and lease losses$04,134
Total noninterest income$784,0002,287
Gross Fiduciary activities income$0970
Service charges on deposit accounts$203,0001,891
Trading account gains and fees$0123
Additional Noninterest Income$581,0002,230
Total noninterest expense$5,637,0001,768
Salaries and employee benefits$3,338,0001,724
Premises and equipment expense$1,195,0001,007
Additional noninterest expense$1,104,0002,349
Pre-tax net operating income$1,307,0002,580
Securities gains (losses)$02,249
Applicable income taxes$10,0003,373
Income before extraordinary items$1,297,0002,441
Extraordinary gains, net$04
Net income$1,297,0002,439
Minority interest net income$065
Net income of bank and minority interests.$1,297,0002,441
Net charge-offs$-76,0004,841
Cash dividends$574,0001,838
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,297,0002,407
2020-03-31 (YTD Data)Rank
Total interest income$3,193,0002,153
Total interest expense$385,0002,663
Net interest income$2,808,0002,031
Provision for loan and lease losses$03,711
Total noninterest income$422,0002,127
Gross Fiduciary activities income$0941
Service charges on deposit accounts$123,0001,889
Trading account gains and fees$0106
Additional Noninterest Income$299,0002,003
Total noninterest expense$2,827,0001,769
Salaries and employee benefits$1,668,0001,738
Premises and equipment expense$601,0001,021
Additional noninterest expense$558,0002,360
Pre-tax net operating income$403,0003,052
Securities gains (losses)$01,705
Applicable income taxes$10,0003,135
Income before extraordinary items$393,0002,951
Extraordinary gains, net$04
Net income$393,0002,952
Minority interest net income$056
Net income of bank and minority interests.$393,0002,952
Net charge-offs$-20,0004,664
Cash dividends$457,0001,360
Sale, conversion, retirement of capital stock, net$0482
Net operating income$393,0002,933
2019-12-31 (YTD Data)Rank
Total interest income$13,320,0002,113
Total interest expense$2,189,0002,206
Net interest income$11,131,0002,049
Provision for loan and lease losses$03,973
Total noninterest income$2,030,0001,955
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$565,0001,751
Trading account gains and fees$0135
Additional Noninterest Income$1,465,0001,809
Total noninterest expense$11,597,0001,698
Salaries and employee benefits$6,619,0001,709
Premises and equipment expense$2,141,0001,109
Additional noninterest expense$2,837,0002,011
Pre-tax net operating income$1,564,0003,341
Securities gains (losses)$11,0001,857
Applicable income taxes$10,0003,663
Income before extraordinary items$1,565,0003,215
Extraordinary gains, net$011
Net income$1,565,0003,215
Minority interest net income$076
Net income of bank and minority interests.$1,565,0003,216
Net charge-offs$329,0001,296
Cash dividends$744,0002,648
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,554,1103,195
2019-09-30 (YTD Data)Rank
Total interest income$9,984,0002,140
Total interest expense$1,711,0002,176
Net interest income$8,273,0002,094
Provision for loan and lease losses$03,836
Total noninterest income$1,577,0001,918
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$420,0001,770
Trading account gains and fees$0129
Additional Noninterest Income$1,157,0001,763
Total noninterest expense$8,557,0001,724
Salaries and employee benefits$4,957,0001,716
Premises and equipment expense$1,552,0001,144
Additional noninterest expense$2,048,0002,082
Pre-tax net operating income$1,293,0003,297
Securities gains (losses)$-1,0004,641
Applicable income taxes$10,0003,684
Income before extraordinary items$1,282,0003,167
Extraordinary gains, net$011
Net income$1,282,0003,166
Minority interest net income$072
Net income of bank and minority interests.$1,282,0003,167
Net charge-offs$-10,0004,426
Cash dividends$644,0002,257
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,282,9903,135
2019-06-30 (YTD Data)Rank
Total interest income$6,588,0002,153
Total interest expense$1,109,0002,193
Net interest income$5,479,0002,113
Provision for loan and lease losses$03,685
Total noninterest income$1,190,0001,779
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$276,0001,764
Trading account gains and fees$0131
Additional Noninterest Income$914,0001,573
Total noninterest expense$5,710,0001,734
Salaries and employee benefits$3,333,0001,721
Premises and equipment expense$851,0001,348
Additional noninterest expense$1,526,0001,908
Pre-tax net operating income$959,0003,152
Securities gains (losses)$01,702
Applicable income taxes$10,0003,606
Income before extraordinary items$949,0003,014
Extraordinary gains, net$011
Net income$949,0003,013
Minority interest net income$069
Net income of bank and minority interests.$949,0003,013
Net charge-offs$-6,0004,333
Cash dividends$469,0002,183
Sale, conversion, retirement of capital stock, net$0573
Net operating income$949,0002,988
2019-03-31 (YTD Data)Rank
Total interest income$3,213,0002,189
Total interest expense$545,0002,191
Net interest income$2,668,0002,161
Provision for loan and lease losses$03,406
Total noninterest income$456,0002,026
Gross Fiduciary activities income$0972
Service charges on deposit accounts$135,0001,781
Trading account gains and fees$0126
Additional Noninterest Income$321,0001,898
Total noninterest expense$2,702,0001,804
Salaries and employee benefits$1,686,0001,710
Premises and equipment expense$460,0001,289
Additional noninterest expense$556,0002,403
Pre-tax net operating income$422,0003,300
Securities gains (losses)$01,087
Applicable income taxes$10,0003,388
Income before extraordinary items$412,0003,185
Extraordinary gains, net$05
Net income$412,0003,182
Minority interest net income$052
Net income of bank and minority interests.$412,0003,184
Net charge-offs$-4,0004,334
Cash dividends$345,0001,627
Sale, conversion, retirement of capital stock, net$0529
Net operating income$412,0003,171
2018-12-31 (YTD Data)Rank
Total interest income$12,615,0002,123
Total interest expense$1,699,0002,150
Net interest income$10,916,0002,096
Provision for loan and lease losses$04,082
Total noninterest income$2,018,0001,974
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$586,0001,763
Trading account gains and fees$0126
Additional Noninterest Income$1,432,0001,851
Total noninterest expense$10,836,0001,773
Salaries and employee benefits$6,313,0001,736
Premises and equipment expense$1,786,0001,296
Additional noninterest expense$2,737,0002,070
Pre-tax net operating income$2,098,0003,060
Securities gains (losses)$01,125
Applicable income taxes$10,0003,744
Income before extraordinary items$2,088,0002,863
Extraordinary gains, net$06
Net income$2,088,0002,862
Minority interest net income$072
Net income of bank and minority interests.$2,088,0002,862
Net charge-offs$-1,0004,181
Cash dividends$1,009,0002,187
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,088,0002,858
2018-09-30 (YTD Data)Rank
Total interest income$9,362,0002,129
Total interest expense$1,248,0002,106
Net interest income$8,114,0002,113
Provision for loan and lease losses$03,948
Total noninterest income$1,592,0001,941
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$438,0001,789
Trading account gains and fees$0138
Additional Noninterest Income$1,154,0001,783
Total noninterest expense$7,638,0001,867
Salaries and employee benefits$4,440,0001,832
Premises and equipment expense$1,324,0001,306
Additional noninterest expense$1,874,0002,220
Pre-tax net operating income$2,068,0002,685
Securities gains (losses)$01,118
Applicable income taxes$10,0003,776
Income before extraordinary items$2,058,0002,468
Extraordinary gains, net$05
Net income$2,058,0002,467
Minority interest net income$066
Net income of bank and minority interests.$2,058,0002,467
Net charge-offs$-1,0004,015
Cash dividends$737,0001,995
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,058,0002,460
2018-06-30 (YTD Data)Rank
Total interest income$6,129,0002,148
Total interest expense$807,0002,070
Net interest income$5,322,0002,133
Provision for loan and lease losses$03,782
Total noninterest income$1,169,0001,826
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$287,0001,809
Trading account gains and fees$0130
Additional Noninterest Income$882,0001,641
Total noninterest expense$5,207,0001,853
Salaries and employee benefits$3,054,0001,798
Premises and equipment expense$884,0001,314
Additional noninterest expense$1,269,0002,199
Pre-tax net operating income$1,284,0002,765
Securities gains (losses)$0961
Applicable income taxes$10,0003,693
Income before extraordinary items$1,274,0002,577
Extraordinary gains, net$06
Net income$1,274,0002,576
Minority interest net income$065
Net income of bank and minority interests.$1,274,0002,576
Net charge-offs$-1,0003,891
Cash dividends$584,0001,814
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,274,0002,568
2018-03-31 (YTD Data)Rank
Total interest income$3,061,0002,136
Total interest expense$374,0002,114
Net interest income$2,687,0002,126
Provision for loan and lease losses$03,508
Total noninterest income$454,0002,094
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$138,0001,861
Trading account gains and fees$0123
Additional Noninterest Income$316,0001,965
Total noninterest expense$2,622,0001,857
Salaries and employee benefits$1,549,0001,799
Premises and equipment expense$446,0001,325
Additional noninterest expense$627,0002,204
Pre-tax net operating income$519,0003,050
Securities gains (losses)$0735
Applicable income taxes$10,0003,495
Income before extraordinary items$509,0002,869
Extraordinary gains, net$07
Net income$509,0002,869
Minority interest net income$052
Net income of bank and minority interests.$509,0002,869
Net charge-offs$02,722
Cash dividends$172,0002,022
Sale, conversion, retirement of capital stock, net$0580
Net operating income$509,0002,854
2017-12-31 (YTD Data)Rank
Total interest income$11,669,0002,172
Total interest expense$1,413,0002,022
Net interest income$10,256,0002,182
Provision for loan and lease losses$04,227
Total noninterest income$1,756,0002,195
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$562,0001,868
Trading account gains and fees$0151
Additional Noninterest Income$1,194,0002,072
Total noninterest expense$10,114,0001,901
Salaries and employee benefits$5,715,0001,889
Premises and equipment expense$1,777,0001,307
Additional noninterest expense$2,622,0002,177
Pre-tax net operating income$1,898,0003,202
Securities gains (losses)$-8,0005,031
Applicable income taxes$10,0003,888
Income before extraordinary items$1,880,0002,792
Extraordinary gains, net$09
Net income$1,880,0002,791
Minority interest net income$076
Net income of bank and minority interests.$1,880,0002,792
Net charge-offs$-102,0005,296
Cash dividends$769,0002,517
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,887,9202,772
2017-09-30 (YTD Data)Rank
Total interest income$8,600,0002,202
Total interest expense$1,043,0002,022
Net interest income$7,557,0002,222
Provision for loan and lease losses$04,088
Total noninterest income$1,117,0002,427
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$426,0001,866
Trading account gains and fees$0145
Additional Noninterest Income$691,0002,408
Total noninterest expense$7,404,0001,929
Salaries and employee benefits$4,283,0001,886
Premises and equipment expense$1,352,0001,304
Additional noninterest expense$1,769,0002,359
Pre-tax net operating income$1,270,0003,403
Securities gains (losses)$-5,0005,317
Applicable income taxes$10,0003,874
Income before extraordinary items$1,255,0003,136
Extraordinary gains, net$09
Net income$1,255,0003,135
Minority interest net income$071
Net income of bank and minority interests.$1,255,0003,136
Net charge-offs$-1,0004,281
Cash dividends$570,0002,281
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,259,9503,107
2017-06-30 (YTD Data)Rank
Total interest income$5,608,0002,230
Total interest expense$691,0001,983
Net interest income$4,917,0002,253
Provision for loan and lease losses$03,871
Total noninterest income$872,0002,230
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$265,0001,951
Trading account gains and fees$0139
Additional Noninterest Income$607,0002,097
Total noninterest expense$5,037,0001,895
Salaries and employee benefits$2,804,0001,928
Premises and equipment expense$911,0001,296
Additional noninterest expense$1,322,0002,140
Pre-tax net operating income$752,0003,550
Securities gains (losses)$-5,0005,412
Applicable income taxes$10,0003,809
Income before extraordinary items$737,0003,307
Extraordinary gains, net$011
Net income$737,0003,305
Minority interest net income$071
Net income of bank and minority interests.$737,0003,307
Net charge-offs$-1,0004,147
Cash dividends$435,0002,169
Sale, conversion, retirement of capital stock, net$0659
Net operating income$741,9503,278
2017-03-31 (YTD Data)Rank
Total interest income$2,761,0002,252
Total interest expense$345,0001,973
Net interest income$2,416,0002,283
Provision for loan and lease losses$03,537
Total noninterest income$463,0002,144
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$131,0001,966
Trading account gains and fees$0142
Additional Noninterest Income$332,0001,962
Total noninterest expense$2,512,0001,916
Salaries and employee benefits$1,401,0001,956
Premises and equipment expense$472,0001,255
Additional noninterest expense$639,0002,198
Pre-tax net operating income$367,0003,537
Securities gains (losses)$01,153
Applicable income taxes$10,0003,599
Income before extraordinary items$357,0003,324
Extraordinary gains, net$08
Net income$357,0003,323
Minority interest net income$055
Net income of bank and minority interests.$357,0003,324
Net charge-offs$02,943
Cash dividends$31,0002,714
Sale, conversion, retirement of capital stock, net$0632
Net operating income$357,0003,302
2016-12-31 (YTD Data)Rank
Total interest income$11,107,0002,209
Total interest expense$1,303,0001,996
Net interest income$9,804,0002,223
Provision for loan and lease losses$04,332
Total noninterest income$1,638,0002,370
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$497,0002,089
Trading account gains and fees$0170
Additional Noninterest Income$1,141,0002,242
Total noninterest expense$10,355,0001,844
Salaries and employee benefits$5,860,0001,822
Premises and equipment expense$1,831,0001,273
Additional noninterest expense$2,664,0002,183
Pre-tax net operating income$1,087,0003,966
Securities gains (losses)$140,0001,098
Applicable income taxes$10,0003,999
Income before extraordinary items$1,217,0003,612
Extraordinary gains, net$05
Net income$1,217,0003,610
Minority interest net income$082
Net income of bank and minority interests.$1,217,0003,611
Net charge-offs$-20,0005,118
Cash dividends$1,023,0002,167
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,078,4003,741
2016-09-30 (YTD Data)Rank
Total interest income$8,308,0002,213
Total interest expense$959,0002,025
Net interest income$7,349,0002,226
Provision for loan and lease losses$04,186
Total noninterest income$1,426,0002,185
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$379,0002,077
Trading account gains and fees$0169
Additional Noninterest Income$1,047,0001,983
Total noninterest expense$7,755,0001,851
Salaries and employee benefits$4,405,0001,807
Premises and equipment expense$1,380,0001,275
Additional noninterest expense$1,970,0002,214
Pre-tax net operating income$1,020,0003,693
Securities gains (losses)$140,0001,036
Applicable income taxes$10,0004,020
Income before extraordinary items$1,150,0003,273
Extraordinary gains, net$05
Net income$1,150,0003,272
Minority interest net income$071
Net income of bank and minority interests.$1,150,0003,273
Net charge-offs$-16,0005,038
Cash dividends$839,0001,842
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,011,4003,422
2016-06-30 (YTD Data)Rank
Total interest income$5,514,0002,225
Total interest expense$635,0002,040
Net interest income$4,879,0002,233
Provision for loan and lease losses$04,017
Total noninterest income$926,0002,199
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$259,0002,011
Trading account gains and fees$0157
Additional Noninterest Income$667,0002,013
Total noninterest expense$5,267,0001,815
Salaries and employee benefits$3,069,0001,745
Premises and equipment expense$926,0001,269
Additional noninterest expense$1,272,0002,284
Pre-tax net operating income$538,0004,039
Securities gains (losses)$119,000855
Applicable income taxes$10,0003,951
Income before extraordinary items$647,0003,544
Extraordinary gains, net$016
Net income$647,0003,540
Minority interest net income$071
Net income of bank and minority interests.$647,0003,542
Net charge-offs$-13,0005,063
Cash dividends$413,0002,187
Sale, conversion, retirement of capital stock, net$0705
Net operating income$530,3803,808
2016-03-31 (YTD Data)Rank
Total interest income$2,751,0002,235
Total interest expense$322,0002,027
Net interest income$2,429,0002,230
Provision for loan and lease losses$03,656
Total noninterest income$515,0002,033
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$138,0001,896
Trading account gains and fees$0142
Additional Noninterest Income$377,0001,817
Total noninterest expense$2,685,0001,789
Salaries and employee benefits$1,591,0001,708
Premises and equipment expense$476,0001,238
Additional noninterest expense$618,0002,331
Pre-tax net operating income$259,0004,086
Securities gains (losses)$61,000737
Applicable income taxes$10,0003,751
Income before extraordinary items$310,0003,569
Extraordinary gains, net$012
Net income$310,0003,565
Minority interest net income$062
Net income of bank and minority interests.$310,0003,567
Net charge-offs$-9,0005,132
Cash dividends$296,0001,644
Sale, conversion, retirement of capital stock, net$0659
Net operating income$250,8303,860
2015-12-31 (YTD Data)Rank
Total interest income$11,363,0002,120
Total interest expense$1,246,0002,054
Net interest income$10,117,0002,108
Provision for loan and lease losses$04,380
Total noninterest income$2,069,0002,071
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$500,0002,140
Trading account gains and fees$0159
Additional Noninterest Income$1,569,0001,798
Total noninterest expense$10,334,0001,832
Salaries and employee benefits$5,626,0001,854
Premises and equipment expense$2,023,0001,163
Additional noninterest expense$2,685,0002,198
Pre-tax net operating income$1,852,0003,146
Securities gains (losses)$31,0001,973
Applicable income taxes$10,0004,095
Income before extraordinary items$1,873,0002,851
Extraordinary gains, net$023
Net income$1,873,0002,853
Minority interest net income$081
Net income of bank and minority interests.$1,873,0002,854
Net charge-offs$-300,0005,933
Cash dividends$931,0002,231
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,842,3102,830
2015-09-30 (YTD Data)Rank
Total interest income$8,937,0002,056
Total interest expense$921,0002,099
Net interest income$8,016,0002,024
Provision for loan and lease losses$04,232
Total noninterest income$1,373,0002,234
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$372,0002,164
Trading account gains and fees$0153
Additional Noninterest Income$1,001,0002,024
Total noninterest expense$7,748,0001,838
Salaries and employee benefits$4,343,0001,806
Premises and equipment expense$1,497,0001,200
Additional noninterest expense$1,908,0002,303
Pre-tax net operating income$1,641,0002,917
Securities gains (losses)$31,0001,769
Applicable income taxes$10,0004,140
Income before extraordinary items$1,662,0002,581
Extraordinary gains, net$021
Net income$1,662,0002,582
Minority interest net income$078
Net income of bank and minority interests.$1,662,0002,582
Net charge-offs$-293,0006,032
Cash dividends$741,0001,922
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,631,3102,575
2015-06-30 (YTD Data)Rank
Total interest income$6,068,0002,016
Total interest expense$617,0002,107
Net interest income$5,451,0001,989
Provision for loan and lease losses$04,069
Total noninterest income$980,0002,166
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$245,0002,143
Trading account gains and fees$0157
Additional Noninterest Income$735,0001,909
Total noninterest expense$5,179,0001,846
Salaries and employee benefits$2,902,0001,808
Premises and equipment expense$962,0001,241
Additional noninterest expense$1,315,0002,235
Pre-tax net operating income$1,252,0002,658
Securities gains (losses)$22,0001,669
Applicable income taxes$10,0004,061
Income before extraordinary items$1,264,0002,342
Extraordinary gains, net$022
Net income$1,264,0002,344
Minority interest net income$075
Net income of bank and minority interests.$1,264,0002,344
Net charge-offs$-292,0006,138
Cash dividends$571,0001,785
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,242,2202,330
2015-03-31 (YTD Data)Rank
Total interest income$3,261,0001,907
Total interest expense$312,0002,102
Net interest income$2,949,0001,867
Provision for loan and lease losses$03,703
Total noninterest income$514,0002,061
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$124,0002,109
Trading account gains and fees$0152
Additional Noninterest Income$390,0001,803
Total noninterest expense$2,606,0001,827
Salaries and employee benefits$1,487,0001,787
Premises and equipment expense$465,0001,289
Additional noninterest expense$654,0002,239
Pre-tax net operating income$857,0002,105
Securities gains (losses)$22,0001,194
Applicable income taxes$10,0003,833
Income before extraordinary items$869,0001,804
Extraordinary gains, net$013
Net income$869,0001,806
Minority interest net income$064
Net income of bank and minority interests.$869,0001,806
Net charge-offs$-287,0006,290
Cash dividends$182,0001,929
Sale, conversion, retirement of capital stock, net$0697
Net operating income$847,2201,773
2014-12-31 (YTD Data)Rank
Total interest income$11,371,0002,125
Total interest expense$1,390,0002,017
Net interest income$9,981,0002,130
Provision for loan and lease losses$04,603
Total noninterest income$2,047,0002,068
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$550,0002,119
Trading account gains and fees$0180
Additional Noninterest Income$1,497,0001,773
Total noninterest expense$10,019,0001,881
Salaries and employee benefits$5,394,0001,903
Premises and equipment expense$1,882,0001,275
Additional noninterest expense$2,743,0002,209
Pre-tax net operating income$2,009,0002,970
Securities gains (losses)$34,0001,996
Applicable income taxes$14,0004,137
Income before extraordinary items$2,029,0002,683
Extraordinary gains, net$017
Net income$2,029,0002,681
Minority interest net income$084
Net income of bank and minority interests.$2,029,0002,683
Net charge-offs$165,0002,678
Cash dividends$764,0002,361
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,995,3402,668
2014-09-30 (YTD Data)Rank
Total interest income$8,541,0002,147
Total interest expense$1,048,0002,036
Net interest income$7,493,0002,145
Provision for loan and lease losses$04,401
Total noninterest income$1,619,0002,003
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$417,0002,103
Trading account gains and fees$0174
Additional Noninterest Income$1,202,0001,718
Total noninterest expense$7,545,0001,882
Salaries and employee benefits$4,019,0001,922
Premises and equipment expense$1,401,0001,284
Additional noninterest expense$2,125,0002,129
Pre-tax net operating income$1,567,0002,961
Securities gains (losses)$111,000924
Applicable income taxes$14,0004,098
Income before extraordinary items$1,664,0002,531
Extraordinary gains, net$015
Net income$1,664,0002,532
Minority interest net income$081
Net income of bank and minority interests.$1,664,0002,531
Net charge-offs$98,0002,707
Cash dividends$528,0002,153
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,554,1102,623
2014-06-30 (YTD Data)Rank
Total interest income$5,654,0002,151
Total interest expense$699,0002,052
Net interest income$4,955,0002,142
Provision for loan and lease losses$04,196
Total noninterest income$913,0002,207
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$279,0002,068
Trading account gains and fees$0172
Additional Noninterest Income$634,0001,974
Total noninterest expense$5,115,0001,848
Salaries and employee benefits$2,677,0001,934
Premises and equipment expense$965,0001,254
Additional noninterest expense$1,473,0002,050
Pre-tax net operating income$753,0003,495
Securities gains (losses)$89,000854
Applicable income taxes$14,0003,990
Income before extraordinary items$828,0003,021
Extraordinary gains, net$020
Net income$828,0003,027
Minority interest net income$080
Net income of bank and minority interests.$828,0003,027
Net charge-offs$104,0002,150
Cash dividends$366,0002,123
Sale, conversion, retirement of capital stock, net$0794
Net operating income$740,7803,200
2014-03-31 (YTD Data)Rank
Total interest income$2,807,0002,157
Total interest expense$341,0002,127
Net interest income$2,466,0002,145
Provision for loan and lease losses$03,817
Total noninterest income$455,0002,170
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$148,0001,957
Trading account gains and fees$0147
Additional Noninterest Income$307,0001,972
Total noninterest expense$2,564,0001,844
Salaries and employee benefits$1,365,0001,905
Premises and equipment expense$497,0001,242
Additional noninterest expense$702,0002,141
Pre-tax net operating income$357,0003,505
Securities gains (losses)$3,0001,458
Applicable income taxes$14,0003,682
Income before extraordinary items$346,0003,276
Extraordinary gains, net$016
Net income$346,0003,279
Minority interest net income$066
Net income of bank and minority interests.$346,0003,279
Net charge-offs$118,0001,269
Cash dividends$169,0001,897
Sale, conversion, retirement of capital stock, net$0747
Net operating income$343,1203,254
2013-12-31 (YTD Data)Rank
Total interest income$11,844,0002,079
Total interest expense$1,310,0002,411
Net interest income$10,534,0002,006
Provision for loan and lease losses$125,0003,436
Total noninterest income$1,904,0002,234
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$528,0002,285
Trading account gains and fees$0184
Additional Noninterest Income$1,376,0001,963
Total noninterest expense$10,422,0001,825
Salaries and employee benefits$5,522,0001,850
Premises and equipment expense$1,951,0001,208
Additional noninterest expense$2,949,0002,119
Pre-tax net operating income$1,891,0002,965
Securities gains (losses)$28,0002,166
Applicable income taxes$5,0004,396
Income before extraordinary items$1,914,0002,697
Extraordinary gains, net$029
Net income$1,914,0002,700
Minority interest net income$090
Net income of bank and minority interests.$1,914,0002,700
Net charge-offs$178,0003,148
Cash dividends$608,0002,525
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,886,0002,662
2013-09-30 (YTD Data)Rank
Total interest income$8,917,0002,076
Total interest expense$959,0002,522
Net interest income$7,958,0001,991
Provision for loan and lease losses$125,0003,137
Total noninterest income$1,532,0002,181
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$385,0002,339
Trading account gains and fees$0180
Additional Noninterest Income$1,147,0001,874
Total noninterest expense$7,874,0001,823
Salaries and employee benefits$4,208,0001,823
Premises and equipment expense$1,560,0001,154
Additional noninterest expense$2,106,0002,206
Pre-tax net operating income$1,491,0002,928
Securities gains (losses)$28,0002,032
Applicable income taxes$5,0004,449
Income before extraordinary items$1,514,0002,643
Extraordinary gains, net$025
Net income$1,514,0002,647
Minority interest net income$084
Net income of bank and minority interests.$1,514,0002,647
Net charge-offs$188,0002,640
Cash dividends$341,0002,494
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,486,0002,598
2013-06-30 (YTD Data)Rank
Total interest income$5,969,0002,065
Total interest expense$635,0002,588
Net interest income$5,334,0001,975
Provision for loan and lease losses$125,0002,665
Total noninterest income$1,017,0002,207
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$241,0002,432
Trading account gains and fees$0157
Additional Noninterest Income$776,0001,891
Total noninterest expense$5,371,0001,784
Salaries and employee benefits$2,905,0001,767
Premises and equipment expense$1,041,0001,150
Additional noninterest expense$1,425,0002,178
Pre-tax net operating income$855,0003,203
Securities gains (losses)$28,0001,854
Applicable income taxes$5,0004,362
Income before extraordinary items$878,0002,884
Extraordinary gains, net$022
Net income$878,0002,888
Minority interest net income$082
Net income of bank and minority interests.$878,0002,888
Net charge-offs$193,0002,132
Cash dividends$195,0002,604
Sale, conversion, retirement of capital stock, net$0838
Net operating income$850,2802,854
2013-03-31 (YTD Data)Rank
Total interest income$3,020,0002,069
Total interest expense$318,0002,658
Net interest income$2,702,0001,968
Provision for loan and lease losses$125,0001,855
Total noninterest income$555,0002,063
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$115,0002,529
Trading account gains and fees$0148
Additional Noninterest Income$440,0001,726
Total noninterest expense$2,649,0001,827
Salaries and employee benefits$1,501,0001,742
Premises and equipment expense$519,0001,180
Additional noninterest expense$629,0002,436
Pre-tax net operating income$483,0002,933
Securities gains (losses)$5,0001,643
Applicable income taxes$5,0004,175
Income before extraordinary items$483,0002,657
Extraordinary gains, net$010
Net income$483,0002,660
Minority interest net income$076
Net income of bank and minority interests.$483,0002,659
Net charge-offs$142,0001,630
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$478,0502,598
2012-12-31 (YTD Data)Rank
Total interest income$12,232,0002,134
Total interest expense$1,789,0002,354
Net interest income$10,443,0002,068
Provision for loan and lease losses$425,0002,942
Total noninterest income$2,107,0002,111
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$460,0002,650
Trading account gains and fees$0166
Additional Noninterest Income$1,647,0001,753
Total noninterest expense$11,301,0001,709
Salaries and employee benefits$5,603,0001,806
Premises and equipment expense$2,116,0001,121
Additional noninterest expense$3,582,0001,836
Pre-tax net operating income$824,0004,306
Securities gains (losses)$190,0001,746
Applicable income taxes$5,0004,499
Income before extraordinary items$1,009,0003,897
Extraordinary gains, net$029
Net income$1,009,0003,897
Minority interest net income$093
Net income of bank and minority interests.$1,009,0003,899
Net charge-offs$-165,0006,981
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$819,0004,063
2012-09-30 (YTD Data)Rank
Total interest income$9,089,0002,198
Total interest expense$1,470,0002,247
Net interest income$7,619,0002,156
Provision for loan and lease losses$300,0002,961
Total noninterest income$1,607,0002,087
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$333,0002,759
Trading account gains and fees$0157
Additional Noninterest Income$1,274,0001,713
Total noninterest expense$8,262,0001,744
Salaries and employee benefits$4,197,0001,795
Premises and equipment expense$1,609,0001,113
Additional noninterest expense$2,456,0002,003
Pre-tax net operating income$664,0004,299
Securities gains (losses)$118,0001,852
Applicable income taxes$5,0004,514
Income before extraordinary items$777,0003,907
Extraordinary gains, net$020
Net income$777,0003,907
Minority interest net income$086
Net income of bank and minority interests.$777,0003,909
Net charge-offs$-29,0006,827
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$660,1804,026
2012-06-30 (YTD Data)Rank
Total interest income$6,087,0002,191
Total interest expense$941,0002,419
Net interest income$5,146,0002,127
Provision for loan and lease losses$150,0003,329
Total noninterest income$1,087,0002,043
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$216,0002,791
Trading account gains and fees$0153
Additional Noninterest Income$871,0001,666
Total noninterest expense$5,542,0001,750
Salaries and employee benefits$2,820,0001,779
Premises and equipment expense$1,056,0001,128
Additional noninterest expense$1,666,0001,969
Pre-tax net operating income$541,0003,993
Securities gains (losses)$03,178
Applicable income taxes$5,0004,421
Income before extraordinary items$536,0003,859
Extraordinary gains, net$019
Net income$536,0003,861
Minority interest net income$084
Net income of bank and minority interests.$536,0003,862
Net charge-offs$-61,0007,012
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$536,0003,671
2012-03-31 (YTD Data)Rank
Total interest income$3,100,0002,183
Total interest expense$477,0002,472
Net interest income$2,623,0002,101
Provision for loan and lease losses$75,0003,178
Total noninterest income$535,0002,058
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$108,0002,754
Trading account gains and fees$0148
Additional Noninterest Income$427,0001,676
Total noninterest expense$2,808,0001,716
Salaries and employee benefits$1,457,0001,726
Premises and equipment expense$465,0001,290
Additional noninterest expense$886,0001,868
Pre-tax net operating income$275,0003,986
Securities gains (losses)$02,210
Applicable income taxes$5,0004,246
Income before extraordinary items$270,0003,824
Extraordinary gains, net$019
Net income$270,0003,827
Minority interest net income$078
Net income of bank and minority interests.$270,0003,827
Net charge-offs$-77,0007,144
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$270,0003,663
2011-12-31 (YTD Data)Rank
Total interest income$13,356,0002,091
Total interest expense$2,575,0002,241
Net interest income$10,781,0002,026
Provision for loan and lease losses$390,0003,790
Total noninterest income$1,471,0002,481
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$486,0002,629
Trading account gains and fees$0146
Additional Noninterest Income$985,0002,157
Total noninterest expense$11,326,0001,708
Salaries and employee benefits$5,481,0001,764
Premises and equipment expense$2,333,0001,067
Additional noninterest expense$3,512,0001,917
Pre-tax net operating income$536,0004,650
Securities gains (losses)$246,0001,295
Applicable income taxes$5,0004,437
Income before extraordinary items$777,0003,995
Extraordinary gains, net$029
Net income$777,0004,000
Minority interest net income$096
Net income of bank and minority interests.$777,0003,999
Net charge-offs$808,0002,619
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$533,4604,454
2011-09-30 (YTD Data)Rank
Total interest income$10,137,0002,098
Total interest expense$2,014,0002,233
Net interest income$8,123,0002,026
Provision for loan and lease losses$390,0003,268
Total noninterest income$1,264,0002,259
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$363,0002,658
Trading account gains and fees$0145
Additional Noninterest Income$901,0001,889
Total noninterest expense$8,585,0001,692
Salaries and employee benefits$4,172,0001,747
Premises and equipment expense$1,725,0001,098
Additional noninterest expense$2,688,0001,890
Pre-tax net operating income$412,0004,734
Securities gains (losses)$246,0001,059
Applicable income taxes$5,0004,418
Income before extraordinary items$653,0003,879
Extraordinary gains, net$021
Net income$653,0003,881
Minority interest net income$087
Net income of bank and minority interests.$653,0003,881
Net charge-offs$174,0003,869
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$409,4604,499
2011-06-30 (YTD Data)Rank
Total interest income$6,876,0002,064
Total interest expense$1,355,0002,302
Net interest income$5,521,0001,990
Provision for loan and lease losses$390,0002,626
Total noninterest income$856,0002,223
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$236,0002,688
Trading account gains and fees$0153
Additional Noninterest Income$620,0001,832
Total noninterest expense$5,802,0001,687
Salaries and employee benefits$2,827,0001,733
Premises and equipment expense$1,161,0001,097
Additional noninterest expense$1,814,0001,876
Pre-tax net operating income$185,0005,203
Securities gains (losses)$02,914
Applicable income taxes$5,0004,311
Income before extraordinary items$180,0005,157
Extraordinary gains, net$015
Net income$180,0005,156
Minority interest net income$089
Net income of bank and minority interests.$180,0005,157
Net charge-offs$50,0004,446
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$180,0005,069
2011-03-31 (YTD Data)Rank
Total interest income$3,348,0002,136
Total interest expense$675,0002,394
Net interest income$2,673,0002,044
Provision for loan and lease losses$190,0002,505
Total noninterest income$445,0002,185
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$117,0002,661
Trading account gains and fees$0158
Additional Noninterest Income$328,0001,799
Total noninterest expense$2,828,0001,745
Salaries and employee benefits$1,446,0001,706
Premises and equipment expense$603,0001,075
Additional noninterest expense$779,0002,157
Pre-tax net operating income$100,0005,144
Securities gains (losses)$01,772
Applicable income taxes$5,0004,051
Income before extraordinary items$95,0005,081
Extraordinary gains, net$09
Net income$95,0005,079
Minority interest net income$086
Net income of bank and minority interests.$95,0005,081
Net charge-offs$-75,0007,410
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$95,0005,022
2010-12-31 (YTD Data)Rank
Total interest income$14,074,0002,144
Total interest expense$3,398,0002,324
Net interest income$10,676,0002,046
Provision for loan and lease losses$3,660,0001,413
Total noninterest income$1,700,0002,320
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$513,0002,595
Trading account gains and fees$0175
Additional Noninterest Income$1,187,0001,967
Total noninterest expense$11,390,0001,736
Salaries and employee benefits$5,961,0001,629
Premises and equipment expense$2,255,0001,154
Additional noninterest expense$3,174,0002,187
Pre-tax net operating income$-2,674,0006,876
Securities gains (losses)$-17,0007,070
Applicable income taxes$5,0004,343
Income before extraordinary items$-2,696,0006,960
Extraordinary gains, net$029
Net income$-2,696,0006,960
Minority interest net income$0111
Net income of bank and minority interests.$-2,696,0006,961
Net charge-offs$2,983,0001,472
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-2,679,0006,938
2010-09-30 (YTD Data)Rank
Total interest income$10,693,0002,161
Total interest expense$2,613,0002,372
Net interest income$8,080,0002,050
Provision for loan and lease losses$2,740,0001,343
Total noninterest income$1,399,0002,194
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$385,0002,657
Trading account gains and fees$0165
Additional Noninterest Income$1,014,0001,785
Total noninterest expense$8,461,0001,750
Salaries and employee benefits$4,531,0001,617
Premises and equipment expense$1,686,0001,167
Additional noninterest expense$2,244,0002,265
Pre-tax net operating income$-1,722,0007,009
Securities gains (losses)$-11,0007,213
Applicable income taxes$5,0004,390
Income before extraordinary items$-1,738,0007,091
Extraordinary gains, net$023
Net income$-1,738,0007,089
Minority interest net income$0110
Net income of bank and minority interests.$-1,738,0007,091
Net charge-offs$2,928,0001,160
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-1,727,0007,064
2010-06-30 (YTD Data)Rank
Total interest income$7,099,0002,197
Total interest expense$1,740,0002,461
Net interest income$5,359,0002,065
Provision for loan and lease losses$1,440,0001,562
Total noninterest income$1,015,0002,031
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$261,0002,636
Trading account gains and fees$0152
Additional Noninterest Income$754,0001,590
Total noninterest expense$5,745,0001,723
Salaries and employee benefits$3,024,0001,628
Premises and equipment expense$1,237,0001,075
Additional noninterest expense$1,484,0002,280
Pre-tax net operating income$-811,0006,913
Securities gains (losses)$-11,0007,322
Applicable income taxes$5,0004,306
Income before extraordinary items$-827,0007,018
Extraordinary gains, net$019
Net income$-827,0007,018
Minority interest net income$0105
Net income of bank and minority interests.$-827,0007,018
Net charge-offs$1,520,0001,355
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-816,0006,979
2010-03-31 (YTD Data)Rank
Total interest income$3,676,0002,167
Total interest expense$879,0002,552
Net interest income$2,797,0002,003
Provision for loan and lease losses$1,190,0001,052
Total noninterest income$567,0001,847
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$143,0002,431
Trading account gains and fees$0175
Additional Noninterest Income$424,0001,451
Total noninterest expense$2,931,0001,705
Salaries and employee benefits$1,566,0001,601
Premises and equipment expense$631,0001,080
Additional noninterest expense$734,0002,304
Pre-tax net operating income$-757,0007,319
Securities gains (losses)$-8,0007,486
Applicable income taxes$5,0004,091
Income before extraordinary items$-770,0007,399
Extraordinary gains, net$016
Net income$-770,0007,399
Minority interest net income$091
Net income of bank and minority interests.$-770,0007,400
Net charge-offs$1,528,000779
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-762,0007,375
2009-12-31 (YTD Data)Rank
Total interest income$15,208,0002,204
Total interest expense$4,171,0002,644
Net interest income$11,037,0001,994
Provision for loan and lease losses$850,0003,761
Total noninterest income$1,761,0002,313
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$691,0002,280
Trading account gains and fees$0211
Additional Noninterest Income$1,070,0002,067
Total noninterest expense$11,185,0001,826
Salaries and employee benefits$5,671,0001,745
Premises and equipment expense$2,655,0001,021
Additional noninterest expense$2,859,0002,450
Pre-tax net operating income$763,0003,421
Securities gains (losses)$03,754
Applicable income taxes$5,0004,022
Income before extraordinary items$758,0003,223
Extraordinary gains, net$034
Net income$758,0003,221
Minority interest net income$0115
Net income of bank and minority interests.$758,0003,222
Net charge-offs$750,0003,269
Cash dividends$340,0003,061
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$758,0003,162
2009-09-30 (YTD Data)Rank
Total interest income$11,344,0002,242
Total interest expense$3,161,0002,726
Net interest income$8,183,0002,010
Provision for loan and lease losses$550,0003,654
Total noninterest income$1,386,0002,294
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$527,0002,252
Trading account gains and fees$0212
Additional Noninterest Income$859,0002,031
Total noninterest expense$8,442,0001,796
Salaries and employee benefits$4,285,0001,753
Premises and equipment expense$1,988,0001,034
Additional noninterest expense$2,169,0002,393
Pre-tax net operating income$577,0003,668
Securities gains (losses)$03,497
Applicable income taxes$5,0004,212
Income before extraordinary items$572,0003,463
Extraordinary gains, net$027
Net income$572,0003,461
Minority interest net income$0118
Net income of bank and minority interests.$572,0003,463
Net charge-offs$449,0003,183
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$572,0003,366
2009-06-30 (YTD Data)Rank
Total interest income$7,691,0002,239
Total interest expense$2,168,0002,772
Net interest income$5,523,0001,987
Provision for loan and lease losses$250,0003,992
Total noninterest income$908,0002,325
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$330,0002,338
Trading account gains and fees$0193
Additional Noninterest Income$578,0002,032
Total noninterest expense$5,732,0001,785
Salaries and employee benefits$2,897,0001,758
Premises and equipment expense$1,371,0001,025
Additional noninterest expense$1,464,0002,389
Pre-tax net operating income$449,0003,479
Securities gains (losses)$03,136
Applicable income taxes$5,0004,239
Income before extraordinary items$444,0003,313
Extraordinary gains, net$021
Net income$444,0003,308
Minority interest net income$0112
Net income of bank and minority interests.$444,0003,311
Net charge-offs$379,0002,675
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$444,0003,202
2009-03-31 (YTD Data)Rank
Total interest income$3,849,0002,276
Total interest expense$1,144,0002,740
Net interest income$2,705,0002,024
Provision for loan and lease losses$150,0003,210
Total noninterest income$513,0002,101
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$161,0002,315
Trading account gains and fees$0171
Additional Noninterest Income$352,0001,760
Total noninterest expense$2,909,0001,709
Salaries and employee benefits$1,489,0001,741
Premises and equipment expense$729,000985
Additional noninterest expense$691,0002,260
Pre-tax net operating income$159,0004,405
Securities gains (losses)$02,434
Applicable income taxes$5,0004,285
Income before extraordinary items$154,0004,305
Extraordinary gains, net$015
Net income$154,0004,307
Minority interest net income$0102
Net income of bank and minority interests.$154,0004,308
Net charge-offs$353,0001,643
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$154,0004,140
2008-12-31 (YTD Data)Rank
Total interest income$15,491,0002,392
Total interest expense$5,097,0002,913
Net interest income$10,394,0002,134
Provision for loan and lease losses$463,0003,927
Total noninterest income$2,240,0001,967
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$712,0002,319
Trading account gains and fees$0154
Additional Noninterest Income$1,528,0001,570
Total noninterest expense$10,921,0001,781
Salaries and employee benefits$5,776,0001,768
Premises and equipment expense$2,730,0001,019
Additional noninterest expense$2,415,0002,419
Pre-tax net operating income$1,250,0003,338
Securities gains (losses)$-1,0006,828
Applicable income taxes$5,0004,660
Income before extraordinary items$1,244,0002,837
Extraordinary gains, net$039
Net income$1,244,0002,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$576,0002,610
Cash dividends$545,0003,251
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,245,0002,984
2008-09-30 (YTD Data)Rank
Total interest income$11,704,0002,432
Total interest expense$3,882,0002,979
Net interest income$7,822,0002,149
Provision for loan and lease losses$203,0004,184
Total noninterest income$1,633,0002,079
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$524,0002,365
Trading account gains and fees$0148
Additional Noninterest Income$1,109,0001,686
Total noninterest expense$8,427,0001,725
Salaries and employee benefits$4,565,0001,700
Premises and equipment expense$2,094,000996
Additional noninterest expense$1,768,0002,397
Pre-tax net operating income$825,0004,045
Securities gains (losses)$-1,0007,156
Applicable income taxes$5,0005,028
Income before extraordinary items$819,0003,516
Extraordinary gains, net$031
Net income$819,0003,517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$448,0002,084
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$819,9903,657
2008-06-30 (YTD Data)Rank
Total interest income$7,874,0002,452
Total interest expense$2,678,0003,004
Net interest income$5,196,0002,132
Provision for loan and lease losses$06,671
Total noninterest income$1,086,0002,108
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$340,0002,403
Trading account gains and fees$0149
Additional Noninterest Income$746,0001,713
Total noninterest expense$5,711,0001,692
Salaries and employee benefits$3,143,0001,664
Premises and equipment expense$1,394,000993
Additional noninterest expense$1,174,0002,396
Pre-tax net operating income$571,0004,126
Securities gains (losses)$-1,0007,955
Applicable income taxes$5,0005,215
Income before extraordinary items$565,0003,761
Extraordinary gains, net$021
Net income$565,0003,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0003,151
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$565,9903,708
2008-03-31 (YTD Data)Rank
Total interest income$3,956,0002,495
Total interest expense$1,438,0003,000
Net interest income$2,518,0002,196
Provision for loan and lease losses$06,080
Total noninterest income$542,0002,114
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$162,0002,458
Trading account gains and fees$0158
Additional Noninterest Income$380,0001,691
Total noninterest expense$2,920,0001,662
Salaries and employee benefits$1,639,0001,613
Premises and equipment expense$713,000972
Additional noninterest expense$568,0002,422
Pre-tax net operating income$140,0005,555
Securities gains (losses)$-1,0008,175
Applicable income taxes$5,0005,114
Income before extraordinary items$134,0005,401
Extraordinary gains, net$015
Net income$134,0005,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0002,403
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$134,9605,300
2007-12-31 (YTD Data)Rank
Total interest income$17,660,0002,334
Total interest expense$7,000,0002,630
Net interest income$10,660,0002,127
Provision for loan and lease losses$163,0004,213
Total noninterest income$2,239,0002,051
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$804,0002,124
Trading account gains and fees$0178
Additional Noninterest Income$1,435,0001,729
Total noninterest expense$11,358,0001,622
Salaries and employee benefits$6,223,0001,617
Premises and equipment expense$2,962,000887
Additional noninterest expense$2,173,0002,479
Pre-tax net operating income$1,378,0004,053
Securities gains (losses)$7,0001,467
Applicable income taxes$6,0005,740
Income before extraordinary items$1,379,0003,614
Extraordinary gains, net$039
Net income$1,379,0003,613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0004,086
Cash dividends$625,0003,369
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,372,0003,612
2007-09-30 (YTD Data)Rank
Total interest income$13,305,0002,331
Total interest expense$5,360,0002,573
Net interest income$7,945,0002,147
Provision for loan and lease losses$313,0002,257
Total noninterest income$1,750,0001,986
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$625,0002,035
Trading account gains and fees$0184
Additional Noninterest Income$1,125,0001,670
Total noninterest expense$8,694,0001,569
Salaries and employee benefits$4,840,0001,565
Premises and equipment expense$2,264,000869
Additional noninterest expense$1,590,0002,485
Pre-tax net operating income$688,0005,155
Securities gains (losses)$8,0001,069
Applicable income taxes$5,0005,890
Income before extraordinary items$691,0004,691
Extraordinary gains, net$033
Net income$691,0004,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0004,063
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$683,0804,710
2007-06-30 (YTD Data)Rank
Total interest income$8,881,0002,342
Total interest expense$3,588,0002,568
Net interest income$5,293,0002,176
Provision for loan and lease losses$103,0003,241
Total noninterest income$1,169,0002,000
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$422,0002,019
Trading account gains and fees$0168
Additional Noninterest Income$747,0001,690
Total noninterest expense$5,912,0001,556
Salaries and employee benefits$3,288,0001,561
Premises and equipment expense$1,542,000865
Additional noninterest expense$1,082,0002,446
Pre-tax net operating income$447,0005,278
Securities gains (losses)$7,000933
Applicable income taxes$06,265
Income before extraordinary items$454,0004,792
Extraordinary gains, net$029
Net income$454,0004,792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,177
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$447,0004,817
2007-03-31 (YTD Data)Rank
Total interest income$4,332,0002,397
Total interest expense$1,758,0002,598
Net interest income$2,574,0002,230
Provision for loan and lease losses$103,0001,981
Total noninterest income$639,0001,853
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$229,0001,844
Trading account gains and fees$0195
Additional Noninterest Income$410,0001,563
Total noninterest expense$3,022,0001,518
Salaries and employee benefits$1,656,0001,573
Premises and equipment expense$800,000840
Additional noninterest expense$566,0002,323
Pre-tax net operating income$88,0006,820
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$88,0006,583
Extraordinary gains, net$022
Net income$88,0006,582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,384
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$88,0006,569
2006-12-31 (YTD Data)Rank
Total interest income$17,670,0002,207
Total interest expense$6,818,0002,338
Net interest income$10,852,0002,143
Provision for loan and lease losses$130,0004,259
Total noninterest income$2,474,0001,898
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$970,0001,796
Trading account gains and fees$0130
Additional Noninterest Income$1,504,0001,664
Total noninterest expense$12,133,0001,471
Salaries and employee benefits$6,010,0001,630
Premises and equipment expense$3,641,000701
Additional noninterest expense$2,482,0002,118
Pre-tax net operating income$1,063,0005,057
Securities gains (losses)$01,687
Applicable income taxes$6,0006,282
Income before extraordinary items$1,057,0004,593
Extraordinary gains, net$051
Net income$1,057,0004,595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0004,500
Cash dividends$475,0003,820
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,057,0004,583
2006-09-30 (YTD Data)Rank
Total interest income$13,257,0002,204
Total interest expense$5,040,0002,304
Net interest income$8,217,0002,138
Provision for loan and lease losses$45,0005,149
Total noninterest income$1,932,0001,849
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$728,0001,801
Trading account gains and fees$0126
Additional Noninterest Income$1,204,0001,587
Total noninterest expense$9,284,0001,452
Salaries and employee benefits$4,689,0001,591
Premises and equipment expense$2,787,000707
Additional noninterest expense$1,808,0002,158
Pre-tax net operating income$820,0005,183
Securities gains (losses)$01,388
Applicable income taxes$6,0006,367
Income before extraordinary items$814,0004,659
Extraordinary gains, net$045
Net income$814,0004,663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0003,644
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$814,0004,652
2006-06-30 (YTD Data)Rank
Total interest income$8,702,0002,205
Total interest expense$3,250,0002,283
Net interest income$5,452,0002,144
Provision for loan and lease losses$30,0004,987
Total noninterest income$1,320,0001,818
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$466,0001,843
Trading account gains and fees$0126
Additional Noninterest Income$854,0001,522
Total noninterest expense$6,167,0001,459
Salaries and employee benefits$3,189,0001,555
Premises and equipment expense$1,886,000701
Additional noninterest expense$1,092,0002,369
Pre-tax net operating income$575,0005,098
Securities gains (losses)$01,185
Applicable income taxes$6,0006,279
Income before extraordinary items$569,0004,574
Extraordinary gains, net$039
Net income$569,0004,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0002,505
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$569,0004,565
2006-03-31 (YTD Data)Rank
Total interest income$4,293,0002,188
Total interest expense$1,551,0002,272
Net interest income$2,742,0002,120
Provision for loan and lease losses$30,0003,822
Total noninterest income$676,0001,752
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$223,0001,867
Trading account gains and fees$0115
Additional Noninterest Income$453,0001,441
Total noninterest expense$3,109,0001,454
Salaries and employee benefits$1,604,0001,553
Premises and equipment expense$949,000693
Additional noninterest expense$556,0002,301
Pre-tax net operating income$279,0005,124
Securities gains (losses)$0955
Applicable income taxes$6,0006,016
Income before extraordinary items$273,0004,645
Extraordinary gains, net$021
Net income$273,0004,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0001,405
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$273,0004,630
2005-12-31 (YTD Data)Rank
Total interest income$15,880,0002,101
Total interest expense$5,168,0002,134
Net interest income$10,712,0002,070
Provision for loan and lease losses$25,0006,321
Total noninterest income$2,829,0001,700
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,014,0001,709
Trading account gains and fees$0138
Additional Noninterest Income$1,815,0001,443
Total noninterest expense$12,247,0001,399
Salaries and employee benefits$5,899,0001,586
Premises and equipment expense$3,689,000673
Additional noninterest expense$2,659,0001,911
Pre-tax net operating income$1,269,0004,785
Securities gains (losses)$-1,0006,938
Applicable income taxes$259,0004,319
Income before extraordinary items$1,009,0004,814
Extraordinary gains, net$046
Net income$1,009,0004,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-121,0008,658
Cash dividends$458,0003,796
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,009,8004,788
2005-09-30 (YTD Data)Rank
Total interest income$11,746,0002,077
Total interest expense$3,691,0002,121
Net interest income$8,055,0002,050
Provision for loan and lease losses$25,0005,986
Total noninterest income$2,067,0001,735
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$750,0001,716
Trading account gains and fees$0126
Additional Noninterest Income$1,317,0001,487
Total noninterest expense$9,040,0001,411
Salaries and employee benefits$4,439,0001,565
Premises and equipment expense$2,773,000664
Additional noninterest expense$1,828,0002,044
Pre-tax net operating income$1,057,0004,624
Securities gains (losses)$-1,0007,299
Applicable income taxes$259,0004,034
Income before extraordinary items$797,0004,766
Extraordinary gains, net$035
Net income$797,0004,768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0003,746
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$797,7504,734
2005-06-30 (YTD Data)Rank
Total interest income$7,627,0002,064
Total interest expense$2,358,0002,093
Net interest income$5,269,0002,064
Provision for loan and lease losses$06,626
Total noninterest income$1,584,0001,530
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$490,0001,714
Trading account gains and fees$0116
Additional Noninterest Income$1,094,0001,256
Total noninterest expense$5,958,0001,425
Salaries and employee benefits$2,868,0001,607
Premises and equipment expense$1,845,000661
Additional noninterest expense$1,245,0001,971
Pre-tax net operating income$895,0004,001
Securities gains (losses)$-2,0007,723
Applicable income taxes$259,0003,353
Income before extraordinary items$634,0004,274
Extraordinary gains, net$030
Net income$634,0004,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0003,069
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$635,4204,215
2005-03-31 (YTD Data)Rank
Total interest income$3,781,0002,047
Total interest expense$1,154,0002,046
Net interest income$2,627,0002,054
Provision for loan and lease losses$06,226
Total noninterest income$951,0001,296
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$239,0001,702
Trading account gains and fees$0115
Additional Noninterest Income$712,0001,027
Total noninterest expense$3,082,0001,376
Salaries and employee benefits$1,508,0001,542
Premises and equipment expense$943,000634
Additional noninterest expense$631,0001,946
Pre-tax net operating income$496,0003,700
Securities gains (losses)$-1,0008,158
Applicable income taxes$259,0002,214
Income before extraordinary items$236,0005,012
Extraordinary gains, net$024
Net income$236,0005,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,504
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$236,6404,972
2004-12-31 (YTD Data)Rank
Total interest income$16,487,0001,735
Total interest expense$4,930,0001,661
Net interest income$11,557,0001,750
Provision for loan and lease losses$07,314
Total noninterest income$2,841,0001,683
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,141,0001,539
Trading account gains and fees$0138
Additional Noninterest Income$1,700,0001,493
Total noninterest expense$12,879,0001,281
Salaries and employee benefits$6,516,0001,356
Premises and equipment expense$3,550,000654
Additional noninterest expense$2,813,0001,734
Pre-tax net operating income$1,519,0004,216
Securities gains (losses)$-2,0007,892
Applicable income taxes$1,0007,085
Income before extraordinary items$1,516,0003,608
Extraordinary gains, net$034
Net income$1,516,0003,609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$661,0001,073
Cash dividends$685,0003,011
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,518,0003,549
2004-09-30 (YTD Data)Rank
Total interest income$12,337,0001,721
Total interest expense$3,736,0001,612
Net interest income$8,601,0001,749
Provision for loan and lease losses$07,100
Total noninterest income$2,140,0001,684
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$893,0001,493
Trading account gains and fees$0134
Additional Noninterest Income$1,247,0001,518
Total noninterest expense$9,798,0001,253
Salaries and employee benefits$4,987,0001,316
Premises and equipment expense$2,612,000668
Additional noninterest expense$2,199,0001,643
Pre-tax net operating income$943,0004,744
Securities gains (losses)$03,710
Applicable income taxes$1,0007,130
Income before extraordinary items$942,0004,156
Extraordinary gains, net$026
Net income$942,0004,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$605,000815
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$942,0004,085
2004-06-30 (YTD Data)Rank
Total interest income$8,182,0001,721
Total interest expense$2,526,0001,570
Net interest income$5,656,0001,766
Provision for loan and lease losses$06,885
Total noninterest income$1,414,0001,688
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$592,0001,484
Trading account gains and fees$0130
Additional Noninterest Income$822,0001,524
Total noninterest expense$6,675,0001,213
Salaries and employee benefits$3,439,0001,273
Premises and equipment expense$1,741,000665
Additional noninterest expense$1,495,0001,612
Pre-tax net operating income$395,0005,886
Securities gains (losses)$-2,0008,438
Applicable income taxes$1,0007,109
Income before extraordinary items$392,0005,364
Extraordinary gains, net$021
Net income$392,0005,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$531,000668
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$394,0005,266
2004-03-31 (YTD Data)Rank
Total interest income$3,987,0001,771
Total interest expense$1,279,0001,570
Net interest income$2,708,0001,840
Provision for loan and lease losses$06,501
Total noninterest income$783,0001,527
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$308,0001,394
Trading account gains and fees$0121
Additional Noninterest Income$475,0001,342
Total noninterest expense$3,344,0001,219
Salaries and employee benefits$1,702,0001,301
Premises and equipment expense$862,000683
Additional noninterest expense$780,0001,537
Pre-tax net operating income$147,0006,477
Securities gains (losses)$-2,0008,748
Applicable income taxes$07,103
Income before extraordinary items$145,0006,091
Extraordinary gains, net$016
Net income$145,0006,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$522,000418
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$147,0005,939
2003-12-31 (YTD Data)Rank
Total interest income$19,095,0001,503
Total interest expense$6,131,0001,449
Net interest income$12,964,0001,502
Provision for loan and lease losses$800,0001,446
Total noninterest income$2,434,0001,989
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,291,0001,338
Trading account gains and fees$0160
Additional Noninterest Income$1,143,0002,187
Total noninterest expense$12,952,0001,250
Salaries and employee benefits$6,727,0001,272
Premises and equipment expense$3,495,000653
Additional noninterest expense$2,730,0001,777
Pre-tax net operating income$1,646,0003,875
Securities gains (losses)$-3,0008,643
Applicable income taxes$-2,0008,704
Income before extraordinary items$1,645,0003,320
Extraordinary gains, net$054
Net income$1,645,0003,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0002,977
Cash dividends$746,0002,852
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,648,0003,171
2003-09-30 (YTD Data)Rank
Total interest income$14,869,0001,472
Total interest expense$4,756,0001,462
Net interest income$10,113,0001,454
Provision for loan and lease losses$800,0001,077
Total noninterest income$1,974,0001,927
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$945,0001,381
Trading account gains and fees$0153
Additional Noninterest Income$1,029,0002,014
Total noninterest expense$9,897,0001,233
Salaries and employee benefits$5,319,0001,215
Premises and equipment expense$2,639,000654
Additional noninterest expense$1,939,0001,852
Pre-tax net operating income$1,390,0003,685
Securities gains (losses)$-3,0008,827
Applicable income taxes$9,0007,107
Income before extraordinary items$1,378,0003,163
Extraordinary gains, net$040
Net income$1,378,0003,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0003,871
Cash dividends$548,0002,550
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,380,9703,001
2003-06-30 (YTD Data)Rank
Total interest income$9,917,0001,487
Total interest expense$3,244,0001,489
Net interest income$6,673,0001,469
Provision for loan and lease losses$800,000760
Total noninterest income$1,314,0001,909
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$602,0001,421
Trading account gains and fees$0150
Additional Noninterest Income$712,0001,944
Total noninterest expense$6,634,0001,226
Salaries and employee benefits$3,544,0001,213
Premises and equipment expense$1,733,000674
Additional noninterest expense$1,357,0001,770
Pre-tax net operating income$553,0005,059
Securities gains (losses)$2,0003,460
Applicable income taxes$2,0007,353
Income before extraordinary items$553,0004,532
Extraordinary gains, net$030
Net income$553,0004,531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0003,471
Cash dividends$273,0003,026
Sale, conversion, retirement of capital stock, net$0589
Net operating income$551,0004,321
2003-03-31 (YTD Data)Rank
Total interest income$4,875,0001,527
Total interest expense$1,645,0001,511
Net interest income$3,230,0001,504
Provision for loan and lease losses$535,000596
Total noninterest income$641,0001,899
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$282,0001,480
Trading account gains and fees$0134
Additional Noninterest Income$359,0001,868
Total noninterest expense$3,235,0001,248
Salaries and employee benefits$1,752,0001,217
Premises and equipment expense$859,000679
Additional noninterest expense$624,0001,877
Pre-tax net operating income$101,0007,173
Securities gains (losses)$2,0002,590
Applicable income taxes$07,403
Income before extraordinary items$103,0006,838
Extraordinary gains, net$021
Net income$103,0006,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0002,620
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$101,0006,714
2002-12-31 (YTD Data)Rank
Total interest income$20,894,0001,474
Total interest expense$6,857,0001,664
Net interest income$14,037,0001,378
Provision for loan and lease losses$600,0002,054
Total noninterest income$2,414,0001,841
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$999,0001,619
Trading account gains and fees$0153
Additional Noninterest Income$1,415,0001,725
Total noninterest expense$12,885,0001,187
Salaries and employee benefits$6,579,0001,226
Premises and equipment expense$2,895,000761
Additional noninterest expense$3,411,0001,388
Pre-tax net operating income$2,966,0002,526
Securities gains (losses)$198,0001,180
Applicable income taxes$258,0004,706
Income before extraordinary items$2,906,0002,065
Extraordinary gains, net$070
Net income$2,906,0002,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$297,0002,387
Cash dividends$1,250,0001,884
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,723,8402,121
2001-12-31 (YTD Data)Rank
Total interest income$19,788,0001,720
Total interest expense$9,100,0001,784
Net interest income$10,688,0001,670
Provision for loan and lease losses$530,0002,111
Total noninterest income$1,656,0002,331
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$866,0001,759
Trading account gains and fees$0177
Additional Noninterest Income$790,0002,408
Total noninterest expense$9,851,0001,493
Salaries and employee benefits$5,408,0001,388
Premises and equipment expense$2,092,0001,002
Additional noninterest expense$2,351,0001,915
Pre-tax net operating income$1,963,0003,212
Securities gains (losses)$37,0002,648
Applicable income taxes$765,0002,515
Income before extraordinary items$1,235,0003,718
Extraordinary gains, net$0105
Net income$1,235,0003,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0005,124
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,211,3203,663
2000-12-31 (YTD Data)Rank
Total interest income$19,446,0001,780
Total interest expense$10,575,0001,615
Net interest income$8,871,0001,998
Provision for loan and lease losses$747,0001,343
Total noninterest income$1,635,0002,197
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$645,0002,144
Trading account gains and fees$0180
Additional Noninterest Income$990,0001,871
Total noninterest expense$8,385,0001,665
Salaries and employee benefits$4,546,0001,564
Premises and equipment expense$1,652,0001,232
Additional noninterest expense$2,187,0001,992
Pre-tax net operating income$1,374,0004,331
Securities gains (losses)$-29,0008,927
Applicable income taxes$513,0003,434
Income before extraordinary items$832,0004,935
Extraordinary gains, net$038
Net income$832,0004,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0002,340
Cash dividends$323,0004,343
Sale, conversion, retirement of capital stock, net$0969
Net operating income$850,5604,870
1999-12-31 (YTD Data)Rank
Total interest income$18,273,0001,781
Total interest expense$9,724,0001,548
Net interest income$8,549,0002,070
Provision for loan and lease losses$651,0001,395
Total noninterest income$1,172,0002,741
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$477,0002,737
Trading account gains and fees$0173
Additional Noninterest Income$695,0002,393
Total noninterest expense$8,196,0001,679
Salaries and employee benefits$4,612,0001,512
Premises and equipment expense$1,557,0001,305
Additional noninterest expense$2,027,0002,166
Pre-tax net operating income$874,0005,675
Securities gains (losses)$11,0001,705
Applicable income taxes$357,0004,429
Income before extraordinary items$528,0006,262
Extraordinary gains, net$035
Net income$528,0006,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$424,0001,383
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$520,9606,279
1998-12-31 (YTD Data)Rank
Total interest income$13,968,0002,332
Total interest expense$7,492,0002,033
Net interest income$6,476,0002,644
Provision for loan and lease losses$476,0001,797
Total noninterest income$968,0003,160
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$383,0003,251
Trading account gains and fees$0224
Additional Noninterest Income$585,0002,684
Total noninterest expense$6,132,0002,134
Salaries and employee benefits$3,352,0002,007
Premises and equipment expense$1,175,0001,678
Additional noninterest expense$1,605,0002,619
Pre-tax net operating income$836,0005,949
Securities gains (losses)$11,0002,878
Applicable income taxes$308,0005,103
Income before extraordinary items$539,0006,382
Extraordinary gains, net$032
Net income$539,0006,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0002,986
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$531,9606,314
1997-12-31 (YTD Data)Rank
Total interest income$9,662,0003,344
Total interest expense$4,898,0003,039
Net interest income$4,764,0003,645
Provision for loan and lease losses$200,0003,424
Total noninterest income$900,0003,303
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$369,0003,460
Trading account gains and feesNANA
Additional Noninterest Income$531,0002,703
Total noninterest expense$3,923,0003,236
Salaries and employee benefits$2,012,0003,287
Premises and equipment expense$875,0002,247
Additional noninterest expense$1,036,0003,772
Pre-tax net operating income$1,531,0004,418
Securities gains (losses)$5,0002,787
Applicable income taxes$600,0003,668
Income before extraordinary items$936,0004,920
Extraordinary gains, net$044
Net income$936,0004,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,724
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$932,8004,873
1996-12-31 (YTD Data)Rank
Total interest income$7,902,0004,087
Total interest expense$3,910,0003,795
Net interest income$3,992,0004,331
Provision for loan and lease losses$160,0003,923
Total noninterest income$961,0003,228
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$348,0003,774
Trading account gains and feesNANA
Additional Noninterest Income$613,0002,534
Total noninterest expense$3,308,0003,987
Salaries and employee benefits$1,679,0003,892
Premises and equipment expense$738,0002,643
Additional noninterest expense$891,0004,796
Pre-tax net operating income$1,485,0004,370
Securities gains (losses)$-2,0009,485
Applicable income taxes$579,0003,695
Income before extraordinary items$904,0004,856
Extraordinary gains, net$053
Net income$904,0004,857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,503
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$905,2804,795
1995-12-31 (YTD Data)Rank
Total interest income$6,547,0004,826
Total interest expense$3,185,0004,503
Net interest income$3,362,0005,028
Provision for loan and lease losses$72,0005,348
Total noninterest income$691,0004,127
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$318,0004,084
Trading account gains and feesNANA
Additional Noninterest Income$373,0003,464
Total noninterest expense$2,947,0004,354
Salaries and employee benefits$1,496,0004,293
Premises and equipment expense$622,0003,117
Additional noninterest expense$829,0005,112
Pre-tax net operating income$1,034,0005,857
Securities gains (losses)$-6,0009,789
Applicable income taxes$370,0005,215
Income before extraordinary items$658,0006,251
Extraordinary gains, net$065
Net income$658,0006,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,925
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$661,8406,214
1994-12-31 (YTD Data)Rank
Total interest income$4,934,0005,728
Total interest expense$2,083,0005,437
Net interest income$2,851,0005,826
Provision for loan and lease losses$120,0004,039
Total noninterest income$692,0004,160
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$283,0004,580
Trading account gains and feesNANA
Additional Noninterest Income$409,0003,359
Total noninterest expense$2,803,0004,674
Salaries and employee benefits$1,382,0004,624
Premises and equipment expense$487,0003,887
Additional noninterest expense$934,0005,001
Pre-tax net operating income$620,0007,889
Securities gains (losses)$56,0001,087
Applicable income taxes$256,0006,437
Income before extraordinary items$420,0007,996
Extraordinary gains, net$0249
Net income$420,0008,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,826
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$384,1608,373
1993-12-31 (YTD Data)Rank
Total interest income$3,769,0007,161
Total interest expense$1,527,0007,121
Net interest income$2,242,0007,052
Provision for loan and lease losses$60,0006,949
Total noninterest income$585,0005,040
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$262,0004,922
Trading account gains and feesNANA
Additional Noninterest Income$323,0004,288
Total noninterest expense$2,383,0005,495
Salaries and employee benefits$1,028,0005,974
Premises and equipment expense$385,0004,866
Additional noninterest expense$970,0005,046
Pre-tax net operating income$384,0009,536
Securities gains (losses)$234,0001,510
Applicable income taxes$224,0007,193
Income before extraordinary items$394,0008,491
Extraordinary gains, net$03,149
Net income$394,0008,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0007,032
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$244,2409,866
1992-12-31 (YTD Data)Rank
Total interest income$3,805,0007,769
Total interest expense$1,625,0008,119
Net interest income$2,180,0007,294
Provision for loan and lease losses$75,0008,067
Total noninterest income$560,0005,224
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$277,0004,735
Trading account gains and feesNANA
Additional Noninterest Income$283,0004,594
Total noninterest expense$1,742,0007,144
Salaries and employee benefits$828,0007,080
Premises and equipment expense$297,0006,023
Additional noninterest expense$617,0007,358
Pre-tax net operating income$923,0005,977
Securities gains (losses)$211,0001,946
Applicable income taxes$434,0004,508
Income before extraordinary items$700,0005,926
Extraordinary gains, net$01,422
Net income$700,0006,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0008,164
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$564,9606,468

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.