Home > Sterling Savings Bank > Net charge- offs to loans
Sterling Savings Bank, Net charge- offs to loans
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0694% | 2,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 2,455 |
| Percentage Net Loans Charged-off:Construction & development | -1.6909% | 5,918 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0590% | 869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0548% | 153 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0571% | 1,813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2166% | 445 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0346% | 1,829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3666% | 765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5058% | 1,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5058% | 1,344 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4545% | 266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1655% | 3,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1683% | 2,555 |
| Percentage Net Loans Charged-off:Construction & development | -3.4356% | 6,145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5040% | 1,041 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0032% | 614 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2803% | 1,793 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0332% | 4,704 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3155% | 1,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2936% | 6,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6094% | 1,789 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6094% | 1,670 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7034% | 281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2070% | 2,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2137% | 2,083 |
| Percentage Net Loans Charged-off:Construction & development | -1.9707% | 6,133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4844% | 984 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0048% | 509 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3050% | 1,589 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0056% | 4,620 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3379% | 1,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3023% | 6,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6061% | 1,638 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6061% | 1,520 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1750% | 233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2826% | 2,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2953% | 1,666 |
| Percentage Net Loans Charged-off:Construction & development | -1.6408% | 6,143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6704% | 723 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0009% | 5,196 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3235% | 1,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0563% | 1,023 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3498% | 1,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2553% | 6,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6068% | 1,562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6068% | 1,443 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9705% | 218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2771% | 1,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3053% | 1,448 |
| Percentage Net Loans Charged-off:Construction & development | -1.8671% | 6,163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6744% | 595 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0138% | 5,274 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3760% | 1,228 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0082% | 4,647 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4115% | 1,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5750% | 6,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7916% | 1,207 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7916% | 1,098 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1337% | 206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4852% | 2,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5656% | 1,771 |
| Percentage Net Loans Charged-off:Construction & development | 2.3854% | 988 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6226% | 1,339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0686% | 783 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6453% | 1,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5274% | 998 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6546% | 1,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0067% | 6,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0553% | 1,314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0553% | 1,213 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0688% | 384 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8360% | 84 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6699% | 1,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7148% | 1,388 |
| Percentage Net Loans Charged-off:Construction & development | 4.0674% | 640 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7683% | 1,032 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0446% | 701 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6406% | 1,404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5047% | 920 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6510% | 1,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2140% | 6,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1824% | 1,092 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1824% | 983 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1311% | 464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8917% | 78 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8242% | 1,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8678% | 1,125 |
| Percentage Net Loans Charged-off:Construction & development | 5.5706% | 469 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9338% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0492% | 555 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5842% | 1,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2670% | 1,043 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6073% | 1,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0402% | 2,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5288% | 847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5288% | 767 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0938% | 6,133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0031% | 69 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3409% | 761 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4012% | 655 |
| Percentage Net Loans Charged-off:Construction & development | 9.9884% | 241 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2649% | 555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1055% | 358 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9155% | 928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4070% | 749 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9485% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5079% | 1,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6978% | 725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6978% | 647 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1032% | 6,129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8373% | 41 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6921% | 902 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7607% | 807 |
| Percentage Net Loans Charged-off:Construction & development | 8.7331% | 542 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1507% | 1,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1326% | 917 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3889% | 873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0856% | 1,814 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4453% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0107% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3924% | 1,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2805% | 1,125 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0575% | 1,460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -4.6023% | 1,422 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0087% | 632 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1107% | 551 |
| Percentage Net Loans Charged-off:Construction & development | 10.0431% | 417 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3868% | 800 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1818% | 742 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4651% | 761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1216% | 1,536 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5204% | 737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0024% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4155% | 1,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2800% | 1,006 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4313% | 801 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -6.5256% | 1,402 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9887% | 679 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0211% | 615 |
| Percentage Net Loans Charged-off:Construction & development | 9.4100% | 440 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1070% | 908 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2011% | 598 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4755% | 778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1897% | 1,255 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5276% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8358% | 1,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4800% | 1,030 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2988% | 940 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7768% | 555 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -11.9970% | 1,376 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6717% | 792 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6047% | 741 |
| Percentage Net Loans Charged-off:Construction & development | 5.0198% | 609 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6477% | 989 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1420% | 403 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2000% | 456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3675% | 808 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2766% | 436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9206% | 630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5155% | 2,047 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4276% | 1,917 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6506% | 475 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.1406% | 164 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.5972% | 124 |
| Percentage Net Loans Charged-off:Construction & development | 20.1452% | 163 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7954% | 727 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9559% | 421 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5781% | 446 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8425% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5168% | 504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1480% | 1,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7571% | 1,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1166% | 1,568 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.0314% | 99 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.5266% | 80 |
| Percentage Net Loans Charged-off:Construction & development | 23.0270% | 113 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9947% | 597 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6877% | 317 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5303% | 421 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9345% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4596% | 460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1162% | 974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8895% | 1,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2766% | 1,160 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.8711% | 90 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.6516% | 68 |
| Percentage Net Loans Charged-off:Construction & development | 26.3925% | 112 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8173% | 591 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.0644% | 212 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1591% | 537 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5635% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1369% | 553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2836% | 1,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1945% | 931 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5455% | 846 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.5552% | 111 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.4167% | 77 |
| Percentage Net Loans Charged-off:Construction & development | 27.7460% | 111 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6988% | 530 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.6812% | 119 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3808% | 789 |
| Percentage Net Loans Charged-off: Home equity loans | 4.7768% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1944% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7704% | 842 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4796% | 813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0659% | 535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.5226% | 148 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.9895% | 113 |
| Percentage Net Loans Charged-off:Construction & development | 19.5218% | 223 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4808% | 795 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0414% | 564 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2561% | 1,061 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0673% | 812 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2669% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5918% | 642 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9412% | 1,376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0997% | 6,844 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 25.0439% | 47 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2241% | 316 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.4157% | 265 |
| Percentage Net Loans Charged-off:Construction & development | 12.0083% | 381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7230% | 1,066 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1047% | 642 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0755% | 1,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2677% | 1,274 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1223% | 941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0797% | 776 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0523% | 1,206 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1041% | 6,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 26.7576% | 46 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9733% | 552 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9684% | 461 |
| Percentage Net Loans Charged-off:Construction & development | 7.9208% | 560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4259% | 1,129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1230% | 474 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7677% | 1,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3238% | 980 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7934% | 1,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8532% | 741 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6602% | 1,460 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0500% | 6,771 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 20.3421% | 39 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6721% | 502 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3836% | 472 |
| Percentage Net Loans Charged-off:Construction & development | 6.6984% | 438 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1079% | 1,100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0342% | 296 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2266% | 1,775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1409% | 748 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2316% | 1,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5292% | 392 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8187% | 1,271 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0375% | 6,725 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 40.8557% | 17 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4966% | 384 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5382% | 287 |
| Percentage Net Loans Charged-off:Construction & development | 6.2909% | 382 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0806% | 1,851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7491% | 307 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2004% | 2,162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2122% | 1,999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6316% | 785 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5105% | 1,462 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6885% | 1,812 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0315% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3536% | 96 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5650% | 502 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5627% | 379 |
| Percentage Net Loans Charged-off:Construction & development | 3.7113% | 442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1058% | 1,222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9821% | 182 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0301% | 3,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4578% | 995 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5581% | 1,144 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0206% | 295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3750% | 1,776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3636% | 1,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.8692% | 810 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0323% | 1,149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0217% | 2,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0230% | 2,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1333% | 2,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0778% | 1,582 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1439% | 2,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0726% | 1,908 |
| Percentage Net Loans Charged-off:Construction & development | 0.1720% | 874 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0075% | 780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0003% | 1,937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 1,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2665% | 1,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9598% | 1,590 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0823% | 4,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0569% | 2,719 |
| Percentage Net Loans Charged-off:Construction & development | 0.1284% | 1,137 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0238% | 2,858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1597% | 606 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 2,852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0829% | 3,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4773% | 3,162 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4033% | 784 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0583% | 66 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0451% | 4,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 3,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0137% | 1,029 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0001% | 7,721 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0185% | 2,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0540% | 624 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 2,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0975% | 2,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4591% | 2,846 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4886% | 678 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0862% | 45 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0379% | 3,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 2,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0001% | 769 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0211% | 1,852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0229% | 1,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1260% | 2,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3159% | 3,089 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0969% | 496 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1287% | 32 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0430% | 3,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0093% | 1,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0422% | 1,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0461% | 1,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1313% | 1,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3243% | 2,658 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1563% | 463 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0789% | 25 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0630% | 4,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 3,082 |
| Percentage Net Loans Charged-off:Construction & development | 0.0001% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0274% | 1,092 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0051% | 2,796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0282% | 623 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 2,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2564% | 2,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3037% | 3,871 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6880% | 1,048 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6531% | 23 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0623% | 3,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 2,462 |
| Percentage Net Loans Charged-off:Construction & development | -0.0001% | 7,649 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0371% | 800 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 2,297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0378% | 469 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 2,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2296% | 1,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3180% | 3,349 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0892% | 16 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0750% | 2,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 1,945 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 7,654 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0564% | 597 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0104% | 1,849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0538% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 1,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2909% | 1,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2625% | 3,349 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9913% | 12 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1118% | 1,985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0332% | 1,165 |
| Percentage Net Loans Charged-off:Construction & development | -0.0071% | 7,660 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1154% | 303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0091% | 1,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0053% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0097% | 1,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4431% | 887 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2703% | 2,844 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.1379% | 6 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2035% | 2,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0669% | 1,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0026% | 682 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2752% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0008% | 185 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 2,930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0155% | 634 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 2,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5264% | 1,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5005% | 3,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5929% | 17 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1918% | 2,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0941% | 1,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0036% | 525 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4181% | 292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0012% | 149 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 2,535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0089% | 535 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0037% | 2,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3881% | 1,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4378% | 3,374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1277% | 2,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0657% | 1,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0030% | 417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3276% | 320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0018% | 107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 2,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1150% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 7,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2036% | 1,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4565% | 3,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0360% | 3,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0848% | 916 |
| Percentage Net Loans Charged-off:Construction & development | 0.0006% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4152% | 187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0073% | 1,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1210% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 7,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1252% | 7,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4095% | 2,846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1551% | 3,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1368% | 1,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0785% | 537 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4813% | 453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0097% | 183 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0338% | 2,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0209% | 583 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0349% | 2,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1243% | 3,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5712% | 3,495 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1727% | 2,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1543% | 990 |
| Percentage Net Loans Charged-off:Construction & development | 0.1075% | 399 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4998% | 332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0135% | 142 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0452% | 1,918 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0083% | 5,950 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0502% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1373% | 2,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6076% | 2,977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1606% | 2,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2094% | 736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0656% | 354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7799% | 224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0213% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0522% | 1,595 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0135% | 5,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0583% | 1,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0167% | 6,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6530% | 2,696 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2254% | 1,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2631% | 508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0035% | 278 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1682% | 122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0423% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0353% | 1,295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0385% | 1,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0593% | 1,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7643% | 2,267 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1736% | 3,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 3,259 |
| Percentage Net Loans Charged-off:Construction & development | 0.0244% | 744 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0002% | 1,592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0415% | 2,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1514% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0271% | 2,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3873% | 2,944 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7254% | 3,258 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2883% | 1,076 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1978% | 3,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0263% | 2,596 |
| Percentage Net Loans Charged-off:Construction & development | 0.0324% | 578 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0003% | 1,272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0509% | 1,948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1917% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0324% | 2,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4628% | 2,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7620% | 2,818 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5726% | 957 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2610% | 2,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0406% | 1,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0577% | 430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0725% | 1,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2827% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0453% | 1,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6788% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7145% | 2,792 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8872% | 814 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3595% | 1,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0385% | 1,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0933% | 248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0345% | 1,333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2184% | 141 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 1,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0553% | 985 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7634% | 2,451 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7166% | 605 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2273% | 3,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0947% | 1,881 |
| Percentage Net Loans Charged-off:Construction & development | 0.2907% | 436 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0005% | 1,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0362% | 2,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1554% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0236% | 2,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4651% | 2,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6450% | 3,617 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5552% | 1,446 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2634% | 2,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0711% | 2,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.1608% | 502 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0835% | 1,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3606% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0632% | 1,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6908% | 2,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7450% | 3,095 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4232% | 1,096 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2201% | 2,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0929% | 262 |
| Percentage Net Loans Charged-off:Construction & development | 0.2696% | 87 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 1,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0242% | 85 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0702% | 346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2987% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0545% | 377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2983% | 602 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0069% | 406 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3018% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1757% | 3,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0654% | 375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0768% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1113% | 192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0054% | 114 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0523% | 494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6830% | 52 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0136% | 770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0822% | 826 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1030% | 394 |
| Percentage Net Loans Charged-off: Credit card loans | 11.6864% | 37 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1612% | 4,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0554% | 442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0243% | 184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2539% | 147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0106% | 140 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1178% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0191% | 922 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1484% | 406 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1408% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1250% | 4,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0414% | 569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0655% | 179 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0144% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0527% | 519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0551% | 466 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 1,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1999% | 442 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0892% | 6,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0082% | 920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0045% | 274 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 1,161 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0744% | 294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0140% | 790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0090% | 875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9922% | 528 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1103% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0267% | 7,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0124% | 914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0388% | 1,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0246% | 721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0109% | 386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0248% | 683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2134% | 1,103 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2200% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0987% | 5,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0871% | 609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8651% | 196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 1,257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 1,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0106% | 739 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2877% | 875 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7339% | 83 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0555% | 8,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0622% | 867 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1767% | 613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2548% | 279 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0232% | 871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0235% | 830 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0826% | 1,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0486% | 1,259 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9042% | 809 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2666% | 6,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2909% | 644 |
| Percentage Net Loans Charged-off:Construction & development | -0.1196% | 1,444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1588% | 784 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1002% | 121 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 1,446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 1,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0743% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0133% | 1,400 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |