Home > Sterling National Bank > Net charge- offs to loans
Sterling National Bank, Net charge- offs to loans
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2061% | 461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3147% | 100 |
| Percentage Net Loans Charged-off:Construction & development | 1.1192% | 26 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2943% | 183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2341% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2714% | 102 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0308% | 3,306 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2889% | 98 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0823% | 1,001 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6209% | 4,671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.6209% | 4,637 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2997% | 14 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2018% | 415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2934% | 118 |
| Percentage Net Loans Charged-off:Construction & development | 1.5118% | 23 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2364% | 188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2644% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0834% | 285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0426% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0858% | 283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1148% | 740 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7971% | 4,747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.7971% | 4,710 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2565% | 11 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2561% | 349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3796% | 94 |
| Percentage Net Loans Charged-off:Construction & development | 1.5373% | 18 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3289% | 149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3760% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1164% | 227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1207% | 87 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1161% | 231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1273% | 641 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5394% | 4,748 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5394% | 4,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4093% | 8 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2400% | 353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3536% | 94 |
| Percentage Net Loans Charged-off:Construction & development | 3.1716% | 10 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1648% | 164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2937% | 8 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1253% | 193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2712% | 49 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1165% | 195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1288% | 499 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9876% | 4,785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.9876% | 4,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0110% | 975 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5580% | 271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2125% | 300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0356% | 263 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1293% | 515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0126% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9244% | 26 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3493% | 87 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9573% | 25 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6802% | 235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5962% | 1,055 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5962% | 958 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0725% | 1,057 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5773% | 255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2421% | 232 |
| Percentage Net Loans Charged-off:Construction & development | -0.0240% | 4,283 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1008% | 438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0043% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1845% | 19 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4245% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2276% | 18 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6657% | 203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6342% | 953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6342% | 870 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0979% | 1,044 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2246% | 695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0424% | 785 |
| Percentage Net Loans Charged-off:Construction & development | -0.0381% | 4,363 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0228% | 521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0065% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1842% | 259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5441% | 61 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1640% | 273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7664% | 425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8385% | 818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8385% | 740 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1509% | 1,034 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1289% | 943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0736% | 462 |
| Percentage Net Loans Charged-off:Construction & development | -0.0823% | 4,495 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0877% | 259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2234% | 216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7885% | 39 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1919% | 225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3262% | 569 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3546% | 571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3546% | 511 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3120% | 1,023 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1709% | 1,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0296% | 1,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0017% | 392 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0009% | 1,093 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0064% | 4,096 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1357% | 521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1484% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1350% | 509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5896% | 782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0576% | 3,104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0576% | 2,990 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0131% | 1,083 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1710% | 997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0293% | 1,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0024% | 295 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0145% | 4,588 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0056% | 4,154 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1497% | 416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0079% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1567% | 385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5878% | 663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1958% | 2,300 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1958% | 2,166 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0150% | 1,069 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1244% | 1,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 1,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0166% | 4,717 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0046% | 4,174 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1000% | 523 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0587% | 3,728 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1075% | 477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4245% | 707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3137% | 1,784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3137% | 1,662 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0031% | 1,037 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1352% | 933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0290% | 803 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0007% | 437 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0087% | 4,244 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1139% | 409 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0148% | 3,620 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1197% | 385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4478% | 520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3707% | 1,522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3707% | 1,416 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1383% | 1,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0473% | 1,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.2740% | 170 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0930% | 605 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0005% | 123 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0410% | 1,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3578% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 1,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4843% | 841 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1064% | 5,212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1064% | 5,180 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2641% | 31 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1447% | 1,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0584% | 915 |
| Percentage Net Loans Charged-off:Construction & development | 0.3669% | 122 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1303% | 391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0044% | 96 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0340% | 1,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4224% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0176% | 1,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4936% | 698 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5699% | 5,301 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5699% | 5,268 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3577% | 27 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1767% | 887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0831% | 644 |
| Percentage Net Loans Charged-off:Construction & development | 0.5530% | 84 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2107% | 240 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0001% | 4,281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0347% | 1,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3402% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0214% | 1,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5700% | 565 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5820% | 5,208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5820% | 5,180 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3657% | 23 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1763% | 830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0369% | 806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1278% | 230 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0002% | 4,338 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 1,116 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0136% | 3,726 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7519% | 388 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5613% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5613% | 5,183 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7026% | 10 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0975% | 2,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0418% | 1,629 |
| Percentage Net Loans Charged-off:Construction & development | -0.0998% | 4,783 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0501% | 920 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0597% | 1,421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1831% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0431% | 1,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2343% | 1,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7446% | 429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7446% | 379 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0848% | 32 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0731% | 2,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0661% | 1,077 |
| Percentage Net Loans Charged-off:Construction & development | -0.1389% | 4,876 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0717% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1018% | 953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1420% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0910% | 993 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0960% | 1,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8319% | 202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8319% | 175 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0440% | 1,186 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0501% | 2,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0344% | 1,360 |
| Percentage Net Loans Charged-off:Construction & development | -0.2139% | 4,981 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0276% | 673 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0555% | 1,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1390% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0321% | 1,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0763% | 1,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8613% | 143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8613% | 123 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0672% | 1,174 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0489% | 1,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 1,514 |
| Percentage Net Loans Charged-off:Construction & development | -0.2320% | 5,081 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0101% | 489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0320% | 1,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1234% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 1,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1417% | 796 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1178% | 4,965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1178% | 4,916 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1761% | 18 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0747% | 2,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0594% | 1,646 |
| Percentage Net Loans Charged-off:Construction & development | -0.0512% | 4,764 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0212% | 1,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0461% | 172 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2020% | 774 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3961% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1354% | 1,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1079% | 1,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8137% | 213 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8137% | 197 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1673% | 30 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0819% | 2,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0678% | 1,330 |
| Percentage Net Loans Charged-off:Construction & development | -0.0706% | 4,873 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0261% | 965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0629% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2136% | 668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4551% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1308% | 997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1163% | 1,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3538% | 270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3538% | 247 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1964% | 26 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0792% | 2,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0431% | 1,561 |
| Percentage Net Loans Charged-off:Construction & development | -0.1088% | 5,040 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0022% | 950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0037% | 139 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2157% | 670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5340% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1068% | 1,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1455% | 1,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2637% | 164 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2637% | 143 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1424% | 18 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0558% | 1,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0305% | 1,360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,989 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0010% | 4,633 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1494% | 749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2873% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1024% | 880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0821% | 996 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.1971% | 74 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.1971% | 63 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3129% | 13 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1214% | 2,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1072% | 1,550 |
| Percentage Net Loans Charged-off:Construction & development | -0.0358% | 4,848 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0738% | 1,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0013% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2749% | 797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6350% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1628% | 1,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1312% | 1,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.2658% | 43 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.2658% | 35 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1848% | 32 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1069% | 2,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0702% | 1,812 |
| Percentage Net Loans Charged-off:Construction & development | -0.0089% | 4,752 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0321% | 1,161 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0039% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2053% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4828% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1213% | 1,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1416% | 1,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.2209% | 40 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.2209% | 33 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2924% | 21 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1139% | 1,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0611% | 1,808 |
| Percentage Net Loans Charged-off:Construction & development | -0.0149% | 4,862 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0366% | 988 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0066% | 181 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1549% | 1,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5033% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0514% | 1,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1545% | 1,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.6242% | 31 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 10.6242% | 25 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5223% | 18 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1291% | 1,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0664% | 1,386 |
| Percentage Net Loans Charged-off:Construction & development | -0.0374% | 5,100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0126% | 725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0177% | 115 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2102% | 834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5196% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1228% | 1,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2154% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7523% | 248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7523% | 221 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.1120% | 12 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1621% | 2,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1393% | 1,941 |
| Percentage Net Loans Charged-off:Construction & development | 1.8284% | 280 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0397% | 1,869 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0271% | 4,974 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1792% | 1,743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2933% | 572 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1497% | 1,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2067% | 1,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7422% | 1,296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7422% | 1,188 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0117% | 53 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1830% | 1,995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1299% | 1,872 |
| Percentage Net Loans Charged-off:Construction & development | 1.7636% | 265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0366% | 1,589 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0374% | 5,040 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1620% | 1,725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2861% | 564 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1304% | 1,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2759% | 1,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5613% | 1,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5613% | 1,398 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0180% | 45 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2314% | 1,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1786% | 1,469 |
| Percentage Net Loans Charged-off:Construction & development | 2.6171% | 200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0499% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0585% | 5,089 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1893% | 1,512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4393% | 404 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1263% | 1,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3284% | 1,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6511% | 1,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6511% | 1,147 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1968% | 21 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3229% | 1,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3018% | 907 |
| Percentage Net Loans Charged-off:Construction & development | 5.3966% | 101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0821% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1574% | 1,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1210% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1665% | 1,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3800% | 751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9204% | 957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9204% | 868 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0376% | 23 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3645% | 1,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4307% | 1,309 |
| Percentage Net Loans Charged-off:Construction & development | 1.7077% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3246% | 1,378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1780% | 466 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4926% | 1,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5498% | 635 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4732% | 1,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1460% | 2,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1037% | 262 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1037% | 240 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1103% | 65 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4914% | 1,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5192% | 1,042 |
| Percentage Net Loans Charged-off:Construction & development | 1.9519% | 547 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4284% | 1,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0704% | 443 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6092% | 875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6698% | 534 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5868% | 890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2958% | 1,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3117% | 124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.3117% | 111 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2027% | 53 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5553% | 1,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6079% | 926 |
| Percentage Net Loans Charged-off:Construction & development | 2.4821% | 458 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3723% | 1,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1004% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8461% | 640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8540% | 442 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8430% | 650 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2001% | 1,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.5667% | 87 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.5667% | 75 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3560% | 38 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5758% | 1,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5955% | 876 |
| Percentage Net Loans Charged-off:Construction & development | 1.3304% | 508 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4064% | 760 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0263% | 519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8091% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1113% | 477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2484% | 1,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.4919% | 47 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 12.4919% | 42 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1179% | 34 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6015% | 1,929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6410% | 1,604 |
| Percentage Net Loans Charged-off:Construction & development | 3.3590% | 767 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2181% | 2,221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0099% | 839 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6955% | 1,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6665% | 873 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7072% | 1,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3231% | 2,434 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5977% | 825 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5977% | 749 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0434% | 123 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6082% | 1,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6264% | 1,572 |
| Percentage Net Loans Charged-off:Construction & development | 2.9544% | 820 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2700% | 1,843 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0150% | 724 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6208% | 1,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5910% | 854 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6329% | 1,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4539% | 1,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4748% | 870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4748% | 778 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0690% | 1,421 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6424% | 1,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6243% | 1,559 |
| Percentage Net Loans Charged-off:Construction & development | 2.4366% | 862 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3405% | 1,514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0227% | 576 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6213% | 1,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4731% | 868 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6808% | 1,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7287% | 1,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9945% | 627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9945% | 577 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2203% | 1,396 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7393% | 1,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7256% | 1,238 |
| Percentage Net Loans Charged-off:Construction & development | 2.4876% | 669 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3836% | 1,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0477% | 370 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8091% | 1,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6739% | 618 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8633% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8273% | 1,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2630% | 945 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2630% | 848 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2683% | 60 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1543% | 1,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0708% | 1,509 |
| Percentage Net Loans Charged-off:Construction & development | 4.9263% | 994 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3801% | 2,245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0463% | 973 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6881% | 1,750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5477% | 1,175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7424% | 1,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6649% | 1,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0586% | 480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0077% | 420 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6852% | 821 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5753% | 863 |
| Percentage Net Loans Charged-off:Construction & development | 6.8517% | 648 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6451% | 1,445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0580% | 812 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9462% | 1,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7423% | 910 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0244% | 1,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3766% | 914 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3804% | 414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3069% | 357 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3090% | 1,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1041% | 1,281 |
| Percentage Net Loans Charged-off:Construction & development | 3.1334% | 1,108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7310% | 1,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0854% | 634 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9224% | 1,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8123% | 798 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9643% | 1,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6382% | 806 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0713% | 471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9766% | 392 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5832% | 855 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1874% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 1.5624% | 1,077 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8290% | 867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0737% | 415 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5607% | 672 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4989% | 428 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5841% | 626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1724% | 469 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8682% | 509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7284% | 401 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5036% | 3,605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2007% | 4,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.1715% | 3,161 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2005% | 2,818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0028% | 1,097 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2324% | 3,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0911% | 1,811 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2841% | 2,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2137% | 1,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7888% | 724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5221% | 3,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2023% | 3,863 |
| Percentage Net Loans Charged-off:Construction & development | 0.2346% | 2,787 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2094% | 2,403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0044% | 883 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2043% | 3,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0556% | 1,631 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2581% | 2,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3406% | 1,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3898% | 845 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4978% | 3,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2027% | 3,527 |
| Percentage Net Loans Charged-off:Construction & development | 0.1691% | 2,504 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2360% | 1,931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2031% | 2,783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2761% | 2,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1497% | 1,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5651% | 788 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4832% | 2,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1849% | 2,970 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 6,908 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0228% | 1,811 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3771% | 1,783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0023% | 973 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5113% | 1,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0905% | 1,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5589% | 564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6566% | 3,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2445% | 3,900 |
| Percentage Net Loans Charged-off:Construction & development | 0.7730% | 2,725 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1168% | 2,790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7209% | 620 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1518% | 3,547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1149% | 1,727 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1641% | 3,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8878% | 1,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7209% | 579 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6711% | 2,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2590% | 3,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.9148% | 2,207 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1062% | 2,288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9424% | 428 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1371% | 3,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1299% | 1,447 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1394% | 3,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8910% | 1,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7457% | 569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7170% | 2,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2396% | 2,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.7371% | 1,940 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1196% | 1,769 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8532% | 328 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1433% | 2,752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1946% | 1,096 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1270% | 2,668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3746% | 846 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9358% | 772 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9881% | 1,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2819% | 2,130 |
| Percentage Net Loans Charged-off:Construction & development | 1.0611% | 1,213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1627% | 1,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1845% | 1,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2417% | 1,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9277% | 451 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3861% | 421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3350% | 3,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 5,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 4,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 3,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1981% | 966 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0836% | 971 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2951% | 2,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 4,495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0068% | 3,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 3,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9592% | 767 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8677% | 915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3270% | 1,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2148% | 564 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1360% | 718 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4622% | 1,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2258% | 315 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5401% | 576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1384% | 3,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 3,909 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0169% | 2,992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0376% | 851 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 2,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9070% | 1,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3697% | 1,106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1219% | 2,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8742% | 1,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0869% | 1,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0687% | 3,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4387% | 1,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0890% | 1,169 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1042% | 2,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7580% | 716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9668% | 1,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0916% | 3,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7349% | 1,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8221% | 1,831 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0922% | 2,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7330% | 1,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0472% | 1,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1449% | 1,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1619% | 676 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7908% | 590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2840% | 964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4763% | 319 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9221% | 624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0935% | 3,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 3,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 2,965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0044% | 2,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6489% | 1,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5985% | 972 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0766% | 3,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 2,961 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0047% | 2,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0059% | 2,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4706% | 1,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6638% | 804 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0442% | 4,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2570% | 1,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1056% | 1,391 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0204% | 3,975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1233% | 1,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4603% | 2,704 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0501% | 5,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 3,885 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0174% | 1,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 8,115 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0726% | 6,043 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3531% | 2,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5697% | 3,500 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0430% | 4,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 3,315 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0271% | 1,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 8,168 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1152% | 6,031 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2707% | 2,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5743% | 3,107 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0207% | 5,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0423% | 783 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0257% | 8,307 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1879% | 6,019 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0361% | 2,884 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5516% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0505% | 3,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0315% | 1,518 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0933% | 402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 8,043 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0069% | 5,893 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6634% | 2,502 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0268% | 6,477 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 8,070 |
| Percentage Net Loans Charged-off:Construction & development | -0.1859% | 8,074 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4253% | 2,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0454% | 6,745 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0416% | 5,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5687% | 2,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0731% | 6,178 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0384% | 5,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6022% | 1,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0053% | 5,998 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0497% | 4,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4455% | 1,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3853% | 3,553 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0244% | 6,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3177% | 3,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0917% | 6,660 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0069% | 8,782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 3,751 |
| Percentage Net Loans Charged-off:Construction & development | 0.1148% | 556 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4073% | 8,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1340% | 6,422 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0416% | 6,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0281% | 573 |
| Percentage Net Loans Charged-off:Construction & development | 0.2095% | 97 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0253% | 593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4430% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0070% | 1,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0810% | 1,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2870% | 1,017 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0927% | 4,986 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0215% | 1,379 |
| Percentage Net Loans Charged-off:Construction & development | -0.9103% | 1,449 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 1,180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0229% | 724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0246% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1954% | 166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5858% | 731 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0600% | 6,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0403% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.7159% | 39 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0284% | 368 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0129% | 930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3250% | 997 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0359% | 7,178 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 1,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.1723% | 129 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0486% | 1,246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0229% | 1,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0260% | 1,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1748% | 613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6021% | 805 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2842% | 3,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2591% | 195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3760% | 57 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1270% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 1,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8171% | 631 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0316% | 7,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0301% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0823% | 474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 794 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0211% | 721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0750% | 1,279 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0192% | 8,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 1,065 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 1,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4293% | 711 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0177% | 9,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0129% | 917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3600% | 884 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0310% | 10,339 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 1,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0643% | 1,497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0028% | 1,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 1,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3253% | 900 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5197% | 946 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |