Home > Sterling Federal Bank, F.S.B. > Income and Expense
Sterling Federal Bank, F.S.B., Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $6,358,000 | 1,783 |
| Total interest expense | $2,272,000 | 1,726 |
| Net interest income | $4,086,000 | 1,801 |
| Provision for loan and lease losses | $1,484,000 | 314 |
| Total noninterest income | $769,000 | 1,528 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $231,000 | 1,071 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $538,000 | 1,441 |
| Total noninterest expense | $3,689,000 | 1,625 |
| Salaries and employee benefits | $2,162,000 | 1,574 |
| Premises and equipment expense | $559,000 | 1,166 |
| Additional noninterest expense | $538,000 | 1,441 |
| Pre-tax net operating income | $-318,000 | 4,377 |
| Securities gains (losses) | $3,000 | 556 |
| Applicable income taxes | $-109,000 | 4,379 |
| Income before extraordinary items | $-206,000 | 4,334 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $-206,000 | 4,332 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-206,000 | 4,334 |
| Net charge-offs | $1,448,000 | 248 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $-208,370 | 4,349 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $25,231,000 | 1,772 |
| Total interest expense | $9,753,000 | 1,694 |
| Net interest income | $15,478,000 | 1,806 |
| Provision for loan and lease losses | $1,192,000 | 853 |
| Total noninterest income | $2,995,000 | 1,596 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $999,000 | 1,025 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,996,000 | 1,581 |
| Total noninterest expense | $16,085,000 | 1,483 |
| Salaries and employee benefits | $9,093,000 | 1,495 |
| Premises and equipment expense | $2,140,000 | 1,160 |
| Additional noninterest expense | $1,996,000 | 1,581 |
| Pre-tax net operating income | $1,196,000 | 3,347 |
| Securities gains (losses) | $20,000 | 494 |
| Applicable income taxes | $289,000 | 2,181 |
| Income before extraordinary items | $927,000 | 3,428 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $927,000 | 3,463 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $927,000 | 3,428 |
| Net charge-offs | $116,000 | 1,658 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $911,200 | 3,454 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $18,622,000 | 1,775 |
| Total interest expense | $7,171,000 | 1,713 |
| Net interest income | $11,451,000 | 1,813 |
| Provision for loan and lease losses | $1,035,000 | 730 |
| Total noninterest income | $2,244,000 | 1,592 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $742,000 | 1,022 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,502,000 | 1,565 |
| Total noninterest expense | $12,121,000 | 1,453 |
| Salaries and employee benefits | $6,832,000 | 1,483 |
| Premises and equipment expense | $1,609,000 | 1,161 |
| Additional noninterest expense | $1,502,000 | 1,565 |
| Pre-tax net operating income | $539,000 | 3,701 |
| Securities gains (losses) | $13,000 | 637 |
| Applicable income taxes | $129,000 | 2,455 |
| Income before extraordinary items | $423,000 | 3,743 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $423,000 | 3,783 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $423,000 | 3,745 |
| Net charge-offs | $120,000 | 1,296 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $412,730 | 3,763 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $11,829,000 | 1,811 |
| Total interest expense | $4,481,000 | 1,754 |
| Net interest income | $7,348,000 | 1,848 |
| Provision for loan and lease losses | $712,000 | 671 |
| Total noninterest income | $1,564,000 | 1,538 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $488,000 | 1,013 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,076,000 | 1,489 |
| Total noninterest expense | $7,784,000 | 1,504 |
| Salaries and employee benefits | $4,745,000 | 1,437 |
| Premises and equipment expense | $1,099,000 | 1,132 |
| Additional noninterest expense | $1,076,000 | 1,489 |
| Pre-tax net operating income | $416,000 | 3,624 |
| Securities gains (losses) | $-6,000 | 3,671 |
| Applicable income taxes | $29,000 | 2,899 |
| Income before extraordinary items | $381,000 | 3,576 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $381,000 | 3,617 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $381,000 | 3,579 |
| Net charge-offs | $113,000 | 1,030 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $386,580 | 3,578 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $5,629,000 | 1,857 |
| Total interest expense | $2,189,000 | 1,767 |
| Net interest income | $3,440,000 | 1,915 |
| Provision for loan and lease losses | $257,000 | 737 |
| Total noninterest income | $778,000 | 1,524 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $258,000 | 971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $520,000 | 1,484 |
| Total noninterest expense | $4,051,000 | 1,453 |
| Salaries and employee benefits | $2,474,000 | 1,386 |
| Premises and equipment expense | $587,000 | 1,093 |
| Additional noninterest expense | $520,000 | 1,484 |
| Pre-tax net operating income | $-90,000 | 4,375 |
| Securities gains (losses) | $-4,000 | 3,958 |
| Applicable income taxes | $-60,000 | 4,434 |
| Income before extraordinary items | $-34,000 | 4,310 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-34,000 | 4,307 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-34,000 | 4,310 |
| Net charge-offs | $116,000 | 674 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $-30,840 | 4,314 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $19,976,000 | 1,892 |
| Total interest expense | $5,753,000 | 1,864 |
| Net interest income | $14,223,000 | 1,892 |
| Provision for loan and lease losses | $668,000 | 1,075 |
| Total noninterest income | $3,383,000 | 1,511 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,044,000 | 963 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,339,000 | 1,478 |
| Total noninterest expense | $15,672,000 | 1,474 |
| Salaries and employee benefits | $9,526,000 | 1,391 |
| Premises and equipment expense | $2,113,000 | 1,162 |
| Additional noninterest expense | $2,339,000 | 1,478 |
| Pre-tax net operating income | $1,266,000 | 3,402 |
| Securities gains (losses) | $-119,000 | 3,827 |
| Applicable income taxes | $195,000 | 2,456 |
| Income before extraordinary items | $952,000 | 3,518 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $952,000 | 3,555 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $952,000 | 3,519 |
| Net charge-offs | $271,000 | 1,017 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,050,770 | 3,447 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $14,113,000 | 1,939 |
| Total interest expense | $3,709,000 | 1,915 |
| Net interest income | $10,404,000 | 1,938 |
| Provision for loan and lease losses | $457,000 | 1,054 |
| Total noninterest income | $2,737,000 | 1,451 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $767,000 | 977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,970,000 | 1,369 |
| Total noninterest expense | $11,938,000 | 1,440 |
| Salaries and employee benefits | $7,369,000 | 1,354 |
| Premises and equipment expense | $1,596,000 | 1,156 |
| Additional noninterest expense | $1,970,000 | 1,369 |
| Pre-tax net operating income | $746,000 | 3,659 |
| Securities gains (losses) | $-120,000 | 4,045 |
| Applicable income taxes | $79,000 | 2,834 |
| Income before extraordinary items | $547,000 | 3,772 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $547,000 | 3,805 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $547,000 | 3,772 |
| Net charge-offs | $262,000 | 777 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $651,400 | 3,689 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $8,953,000 | 1,976 |
| Total interest expense | $1,985,000 | 2,038 |
| Net interest income | $6,968,000 | 1,950 |
| Provision for loan and lease losses | $278,000 | 1,110 |
| Total noninterest income | $1,830,000 | 1,381 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $514,000 | 960 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,316,000 | 1,283 |
| Total noninterest expense | $7,966,000 | 1,428 |
| Salaries and employee benefits | $5,013,000 | 1,332 |
| Premises and equipment expense | $1,063,000 | 1,156 |
| Additional noninterest expense | $1,316,000 | 1,282 |
| Pre-tax net operating income | $554,000 | 3,608 |
| Securities gains (losses) | $-149,000 | 4,286 |
| Applicable income taxes | $49,000 | 2,894 |
| Income before extraordinary items | $356,000 | 3,836 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $356,000 | 3,873 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $356,000 | 3,835 |
| Net charge-offs | $266,000 | 590 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $487,120 | 3,630 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,303,000 | 2,013 |
| Total interest expense | $865,000 | 2,008 |
| Net interest income | $3,438,000 | 1,978 |
| Provision for loan and lease losses | $99,000 | 1,292 |
| Total noninterest income | $862,000 | 1,418 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $252,000 | 986 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $610,000 | 1,347 |
| Total noninterest expense | $4,131,000 | 1,407 |
| Salaries and employee benefits | $2,631,000 | 1,303 |
| Premises and equipment expense | $549,000 | 1,146 |
| Additional noninterest expense | $610,000 | 1,347 |
| Pre-tax net operating income | $70,000 | 4,298 |
| Securities gains (losses) | $-144,000 | 4,393 |
| Applicable income taxes | $-54,000 | 4,567 |
| Income before extraordinary items | $-20,000 | 4,486 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-20,000 | 4,486 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $-20,000 | 4,486 |
| Net charge-offs | $53,000 | 787 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $93,760 | 4,189 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $15,294,000 | 1,919 |
| Total interest expense | $1,550,000 | 1,876 |
| Net interest income | $13,744,000 | 1,909 |
| Provision for loan and lease losses | $263,000 | 1,607 |
| Total noninterest income | $4,146,000 | 1,342 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,018,000 | 1,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,128,000 | 1,218 |
| Total noninterest expense | $14,724,000 | 1,511 |
| Salaries and employee benefits | $9,266,000 | 1,396 |
| Premises and equipment expense | $2,121,000 | 1,142 |
| Additional noninterest expense | $3,128,000 | 1,218 |
| Pre-tax net operating income | $2,903,000 | 2,699 |
| Securities gains (losses) | $-189,000 | 4,090 |
| Applicable income taxes | $657,000 | 1,843 |
| Income before extraordinary items | $2,057,000 | 2,913 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,057,000 | 2,910 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,057,000 | 2,912 |
| Net charge-offs | $-34,000 | 3,970 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,206,310 | 2,861 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $11,141,000 | 1,909 |
| Total interest expense | $1,006,000 | 1,756 |
| Net interest income | $10,135,000 | 1,908 |
| Provision for loan and lease losses | $245,000 | 1,355 |
| Total noninterest income | $3,213,000 | 1,345 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $729,000 | 1,046 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,484,000 | 1,212 |
| Total noninterest expense | $10,989,000 | 1,507 |
| Salaries and employee benefits | $6,870,000 | 1,412 |
| Premises and equipment expense | $1,588,000 | 1,144 |
| Additional noninterest expense | $2,484,000 | 1,212 |
| Pre-tax net operating income | $2,114,000 | 2,714 |
| Securities gains (losses) | $-39,000 | 4,072 |
| Applicable income taxes | $505,000 | 1,833 |
| Income before extraordinary items | $1,570,000 | 2,878 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,570,000 | 2,876 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,570,000 | 2,877 |
| Net charge-offs | $13,000 | 1,741 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,600,810 | 2,889 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,186,000 | 1,899 |
| Total interest expense | $616,000 | 1,698 |
| Net interest income | $6,570,000 | 1,913 |
| Provision for loan and lease losses | $204,000 | 1,127 |
| Total noninterest income | $1,751,000 | 1,498 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $454,000 | 1,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,297,000 | 1,438 |
| Total noninterest expense | $7,219,000 | 1,506 |
| Salaries and employee benefits | $4,476,000 | 1,436 |
| Premises and equipment expense | $1,072,000 | 1,121 |
| Additional noninterest expense | $1,671,000 | 1,837 |
| Pre-tax net operating income | $898,000 | 3,122 |
| Securities gains (losses) | $-29,000 | 4,154 |
| Applicable income taxes | $184,000 | 2,200 |
| Income before extraordinary items | $685,000 | 3,241 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $685,000 | 3,240 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $685,000 | 3,241 |
| Net charge-offs | $20,000 | 1,324 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $707,910 | 3,230 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,414,000 | 1,926 |
| Total interest expense | $310,000 | 1,627 |
| Net interest income | $3,104,000 | 1,938 |
| Provision for loan and lease losses | $57,000 | 1,308 |
| Total noninterest income | $924,000 | 1,445 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $245,000 | 1,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $679,000 | 1,403 |
| Total noninterest expense | $3,639,000 | 1,493 |
| Salaries and employee benefits | $2,293,000 | 1,406 |
| Premises and equipment expense | $573,000 | 1,071 |
| Additional noninterest expense | $773,000 | 1,926 |
| Pre-tax net operating income | $332,000 | 3,316 |
| Securities gains (losses) | $-4,000 | 4,101 |
| Applicable income taxes | $62,000 | 2,387 |
| Income before extraordinary items | $266,000 | 3,384 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $266,000 | 3,383 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $266,000 | 3,384 |
| Net charge-offs | $17,000 | 1,013 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $269,240 | 3,402 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $13,709,000 | 1,997 |
| Total interest expense | $1,759,000 | 1,468 |
| Net interest income | $11,950,000 | 2,029 |
| Provision for loan and lease losses | $60,000 | 2,437 |
| Total noninterest income | $4,183,000 | 1,472 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $796,000 | 1,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,387,000 | 1,385 |
| Total noninterest expense | $15,226,000 | 1,431 |
| Salaries and employee benefits | $8,778,000 | 1,446 |
| Premises and equipment expense | $1,965,000 | 1,229 |
| Additional noninterest expense | $4,483,000 | 1,453 |
| Pre-tax net operating income | $847,000 | 3,949 |
| Securities gains (losses) | $922,000 | 231 |
| Applicable income taxes | $369,000 | 2,311 |
| Income before extraordinary items | $1,400,000 | 3,416 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,400,000 | 3,416 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,400,000 | 3,416 |
| Net charge-offs | $112,000 | 1,295 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $671,620 | 4,028 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $10,295,000 | 2,030 |
| Total interest expense | $1,415,000 | 1,465 |
| Net interest income | $8,880,000 | 2,071 |
| Provision for loan and lease losses | $21,000 | 2,701 |
| Total noninterest income | $2,978,000 | 1,565 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $532,000 | 1,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,446,000 | 1,468 |
| Total noninterest expense | $11,742,000 | 1,409 |
| Salaries and employee benefits | $6,378,000 | 1,488 |
| Premises and equipment expense | $1,497,000 | 1,234 |
| Additional noninterest expense | $3,867,000 | 1,291 |
| Pre-tax net operating income | $95,000 | 4,644 |
| Securities gains (losses) | $934,000 | 204 |
| Applicable income taxes | $192,000 | 2,603 |
| Income before extraordinary items | $837,000 | 3,796 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $837,000 | 3,796 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $837,000 | 3,796 |
| Net charge-offs | $73,000 | 1,206 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $80,460 | 4,653 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,808,000 | 2,032 |
| Total interest expense | $1,020,000 | 1,432 |
| Net interest income | $5,788,000 | 2,096 |
| Provision for loan and lease losses | $20,000 | 2,537 |
| Total noninterest income | $1,735,000 | 1,659 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $279,000 | 1,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,456,000 | 1,539 |
| Total noninterest expense | $7,766,000 | 1,410 |
| Salaries and employee benefits | $3,829,000 | 1,613 |
| Premises and equipment expense | $1,010,000 | 1,206 |
| Additional noninterest expense | $2,927,000 | 1,147 |
| Pre-tax net operating income | $-263,000 | 4,883 |
| Securities gains (losses) | $919,000 | 170 |
| Applicable income taxes | $117,000 | 2,644 |
| Income before extraordinary items | $539,000 | 3,815 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $539,000 | 3,815 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $539,000 | 3,815 |
| Net charge-offs | $81,000 | 987 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $-214,580 | 4,868 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,385,000 | 2,026 |
| Total interest expense | $579,000 | 1,352 |
| Net interest income | $2,806,000 | 2,125 |
| Provision for loan and lease losses | $20,000 | 2,251 |
| Total noninterest income | $910,000 | 1,614 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $141,000 | 1,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $769,000 | 1,507 |
| Total noninterest expense | $3,609,000 | 1,482 |
| Salaries and employee benefits | $1,983,000 | 1,557 |
| Premises and equipment expense | $525,000 | 1,174 |
| Additional noninterest expense | $1,101,000 | 1,423 |
| Pre-tax net operating income | $87,000 | 4,466 |
| Securities gains (losses) | $20,000 | 880 |
| Applicable income taxes | $-6,000 | 4,865 |
| Income before extraordinary items | $113,000 | 4,356 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $113,000 | 4,355 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $113,000 | 4,356 |
| Net charge-offs | $-7,000 | 3,920 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $93,000 | 4,420 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $14,358,000 | 1,951 |
| Total interest expense | $3,261,000 | 1,387 |
| Net interest income | $11,097,000 | 2,080 |
| Provision for loan and lease losses | $261,000 | 2,803 |
| Total noninterest income | $3,943,000 | 1,474 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $648,000 | 1,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,295,000 | 1,366 |
| Total noninterest expense | $15,091,000 | 1,401 |
| Salaries and employee benefits | $7,877,000 | 1,536 |
| Premises and equipment expense | $1,977,000 | 1,197 |
| Additional noninterest expense | $5,237,000 | 1,222 |
| Pre-tax net operating income | $-312,000 | 4,841 |
| Securities gains (losses) | $1,077,000 | 343 |
| Applicable income taxes | $66,000 | 3,083 |
| Income before extraordinary items | $699,000 | 3,958 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $699,000 | 3,956 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $699,000 | 3,958 |
| Net charge-offs | $106,000 | 1,966 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $-281,070 | 4,837 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,098,000 | 1,926 |
| Total interest expense | $2,602,000 | 1,381 |
| Net interest income | $8,496,000 | 2,047 |
| Provision for loan and lease losses | $197,000 | 2,794 |
| Total noninterest income | $2,971,000 | 1,436 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $482,000 | 1,317 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,489,000 | 1,316 |
| Total noninterest expense | $11,097,000 | 1,405 |
| Salaries and employee benefits | $6,110,000 | 1,471 |
| Premises and equipment expense | $1,489,000 | 1,189 |
| Additional noninterest expense | $3,498,000 | 1,336 |
| Pre-tax net operating income | $173,000 | 4,542 |
| Securities gains (losses) | $298,000 | 716 |
| Applicable income taxes | $19,000 | 3,348 |
| Income before extraordinary items | $452,000 | 4,090 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $452,000 | 4,090 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $452,000 | 4,090 |
| Net charge-offs | $95,000 | 1,701 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $165,920 | 4,526 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,646,000 | 1,904 |
| Total interest expense | $1,779,000 | 1,449 |
| Net interest income | $5,867,000 | 2,002 |
| Provision for loan and lease losses | $168,000 | 2,570 |
| Total noninterest income | $1,951,000 | 1,384 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $315,000 | 1,354 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,636,000 | 1,248 |
| Total noninterest expense | $6,938,000 | 1,468 |
| Salaries and employee benefits | $3,946,000 | 1,509 |
| Premises and equipment expense | $982,000 | 1,196 |
| Additional noninterest expense | $2,010,000 | 1,494 |
| Pre-tax net operating income | $712,000 | 3,362 |
| Securities gains (losses) | $292,000 | 561 |
| Applicable income taxes | $203,000 | 2,044 |
| Income before extraordinary items | $801,000 | 3,101 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $801,000 | 3,100 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $801,000 | 3,101 |
| Net charge-offs | $65,000 | 1,580 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $567,400 | 3,456 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,927,000 | 1,837 |
| Total interest expense | $946,000 | 1,487 |
| Net interest income | $2,981,000 | 1,924 |
| Provision for loan and lease losses | $41,000 | 2,702 |
| Total noninterest income | $638,000 | 1,691 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $189,000 | 1,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $449,000 | 1,616 |
| Total noninterest expense | $3,419,000 | 1,505 |
| Salaries and employee benefits | $1,979,000 | 1,516 |
| Premises and equipment expense | $485,000 | 1,216 |
| Additional noninterest expense | $955,000 | 1,580 |
| Pre-tax net operating income | $159,000 | 3,982 |
| Securities gains (losses) | $-10,000 | 4,794 |
| Applicable income taxes | $-2,000 | 4,815 |
| Income before extraordinary items | $151,000 | 3,957 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $151,000 | 3,958 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $151,000 | 3,958 |
| Net charge-offs | $14,000 | 1,736 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $161,000 | 3,878 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $16,011,000 | 1,828 |
| Total interest expense | $3,816,000 | 1,526 |
| Net interest income | $12,195,000 | 1,905 |
| Provision for loan and lease losses | $722,000 | 1,169 |
| Total noninterest income | $2,799,000 | 1,644 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $828,000 | 1,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,971,000 | 1,555 |
| Total noninterest expense | $14,860,000 | 1,374 |
| Salaries and employee benefits | $7,941,000 | 1,459 |
| Premises and equipment expense | $1,945,000 | 1,195 |
| Additional noninterest expense | $4,974,000 | 1,254 |
| Pre-tax net operating income | $-588,000 | 5,071 |
| Securities gains (losses) | $-91,000 | 5,075 |
| Applicable income taxes | $-324,000 | 5,127 |
| Income before extraordinary items | $-355,000 | 5,053 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-355,000 | 5,054 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-355,000 | 5,054 |
| Net charge-offs | $420,000 | 1,166 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $-283,110 | 5,039 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $12,032,000 | 1,842 |
| Total interest expense | $2,832,000 | 1,552 |
| Net interest income | $9,200,000 | 1,916 |
| Provision for loan and lease losses | $712,000 | 891 |
| Total noninterest income | $2,020,000 | 1,669 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $610,000 | 1,324 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,410,000 | 1,586 |
| Total noninterest expense | $10,791,000 | 1,411 |
| Salaries and employee benefits | $6,247,000 | 1,417 |
| Premises and equipment expense | $1,452,000 | 1,211 |
| Additional noninterest expense | $3,092,000 | 1,476 |
| Pre-tax net operating income | $-283,000 | 5,132 |
| Securities gains (losses) | $-51,000 | 5,108 |
| Applicable income taxes | $-190,000 | 5,204 |
| Income before extraordinary items | $-144,000 | 5,118 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-144,000 | 5,118 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-144,000 | 5,118 |
| Net charge-offs | $422,000 | 835 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $-103,710 | 5,102 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,934,000 | 1,860 |
| Total interest expense | $1,844,000 | 1,555 |
| Net interest income | $6,090,000 | 1,936 |
| Provision for loan and lease losses | $647,000 | 685 |
| Total noninterest income | $1,290,000 | 1,675 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $391,000 | 1,350 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $899,000 | 1,588 |
| Total noninterest expense | $6,898,000 | 1,469 |
| Salaries and employee benefits | $4,019,000 | 1,456 |
| Premises and equipment expense | $958,000 | 1,230 |
| Additional noninterest expense | $1,921,000 | 1,568 |
| Pre-tax net operating income | $-165,000 | 5,176 |
| Securities gains (losses) | $-73,000 | 5,186 |
| Applicable income taxes | $-128,000 | 5,253 |
| Income before extraordinary items | $-110,000 | 5,167 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-110,000 | 5,165 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-110,000 | 5,165 |
| Net charge-offs | $87,000 | 1,487 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $-52,330 | 5,143 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,913,000 | 1,888 |
| Total interest expense | $919,000 | 1,525 |
| Net interest income | $2,994,000 | 1,960 |
| Provision for loan and lease losses | $446,000 | 521 |
| Total noninterest income | $578,000 | 1,775 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $194,000 | 1,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $384,000 | 1,707 |
| Total noninterest expense | $3,599,000 | 1,427 |
| Salaries and employee benefits | $2,125,000 | 1,388 |
| Premises and equipment expense | $500,000 | 1,195 |
| Additional noninterest expense | $974,000 | 1,540 |
| Pre-tax net operating income | $-473,000 | 5,313 |
| Securities gains (losses) | $-62,000 | 5,272 |
| Applicable income taxes | $-179,000 | 5,318 |
| Income before extraordinary items | $-356,000 | 5,296 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-356,000 | 5,295 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-356,000 | 5,295 |
| Net charge-offs | $4,000 | 2,286 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $-307,020 | 5,292 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $15,205,000 | 1,839 |
| Total interest expense | $2,997,000 | 1,438 |
| Net interest income | $12,208,000 | 1,924 |
| Provision for loan and lease losses | $-72,000 | 5,161 |
| Total noninterest income | $2,772,000 | 1,629 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $861,000 | 1,294 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,911,000 | 1,540 |
| Total noninterest expense | $13,045,000 | 1,504 |
| Salaries and employee benefits | $7,508,000 | 1,495 |
| Premises and equipment expense | $1,790,000 | 1,294 |
| Additional noninterest expense | $3,747,000 | 1,595 |
| Pre-tax net operating income | $2,007,000 | 3,144 |
| Securities gains (losses) | $243,000 | 196 |
| Applicable income taxes | $435,000 | 2,096 |
| Income before extraordinary items | $1,815,000 | 3,081 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,815,000 | 3,080 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,815,000 | 3,080 |
| Net charge-offs | $-205,000 | 5,178 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,618,170 | 3,256 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,266,000 | 1,847 |
| Total interest expense | $2,099,000 | 1,439 |
| Net interest income | $9,167,000 | 1,924 |
| Provision for loan and lease losses | $56,000 | 3,109 |
| Total noninterest income | $2,078,000 | 1,649 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $637,000 | 1,317 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,441,000 | 1,547 |
| Total noninterest expense | $9,519,000 | 1,535 |
| Salaries and employee benefits | $5,481,000 | 1,531 |
| Premises and equipment expense | $1,329,000 | 1,300 |
| Additional noninterest expense | $2,709,000 | 1,636 |
| Pre-tax net operating income | $1,670,000 | 3,023 |
| Securities gains (losses) | $213,000 | 198 |
| Applicable income taxes | $365,000 | 2,065 |
| Income before extraordinary items | $1,518,000 | 2,971 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,518,000 | 2,969 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,518,000 | 2,970 |
| Net charge-offs | $-46,000 | 4,904 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,345,470 | 3,142 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,418,000 | 1,853 |
| Total interest expense | $1,303,000 | 1,450 |
| Net interest income | $6,115,000 | 1,910 |
| Provision for loan and lease losses | $36,000 | 3,021 |
| Total noninterest income | $1,385,000 | 1,642 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $409,000 | 1,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $976,000 | 1,542 |
| Total noninterest expense | $6,266,000 | 1,563 |
| Salaries and employee benefits | $3,572,000 | 1,584 |
| Premises and equipment expense | $881,000 | 1,320 |
| Additional noninterest expense | $1,813,000 | 1,634 |
| Pre-tax net operating income | $1,198,000 | 2,873 |
| Securities gains (losses) | $96,000 | 246 |
| Applicable income taxes | $232,000 | 2,083 |
| Income before extraordinary items | $1,062,000 | 2,862 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,062,000 | 2,862 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,062,000 | 2,862 |
| Net charge-offs | $-67,000 | 5,101 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $983,280 | 2,983 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,647,000 | 1,862 |
| Total interest expense | $626,000 | 1,443 |
| Net interest income | $3,021,000 | 1,924 |
| Provision for loan and lease losses | $1,000 | 3,464 |
| Total noninterest income | $705,000 | 1,616 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $197,000 | 1,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $508,000 | 1,467 |
| Total noninterest expense | $3,154,000 | 1,569 |
| Salaries and employee benefits | $1,838,000 | 1,547 |
| Premises and equipment expense | $421,000 | 1,388 |
| Additional noninterest expense | $895,000 | 1,651 |
| Pre-tax net operating income | $571,000 | 2,903 |
| Securities gains (losses) | $-52,000 | 5,410 |
| Applicable income taxes | $45,000 | 2,770 |
| Income before extraordinary items | $474,000 | 2,981 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $474,000 | 2,983 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $474,000 | 2,982 |
| Net charge-offs | $-61,000 | 5,288 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $521,320 | 2,816 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,174,000 | 1,863 |
| Total interest expense | $2,178,000 | 1,430 |
| Net interest income | $11,996,000 | 1,909 |
| Provision for loan and lease losses | $140,000 | 2,722 |
| Total noninterest income | $2,862,000 | 1,644 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $839,000 | 1,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,023,000 | 1,523 |
| Total noninterest expense | $12,454,000 | 1,582 |
| Salaries and employee benefits | $6,850,000 | 1,619 |
| Premises and equipment expense | $1,722,000 | 1,334 |
| Additional noninterest expense | $3,882,000 | 1,560 |
| Pre-tax net operating income | $2,264,000 | 2,912 |
| Securities gains (losses) | $-614,000 | 5,598 |
| Applicable income taxes | $1,691,000 | 1,430 |
| Income before extraordinary items | $-41,000 | 5,400 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-41,000 | 5,400 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-41,000 | 5,400 |
| Net charge-offs | $292,000 | 1,504 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $351,960 | 4,745 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,556,000 | 1,874 |
| Total interest expense | $1,589,000 | 1,443 |
| Net interest income | $8,967,000 | 1,922 |
| Provision for loan and lease losses | $123,000 | 2,492 |
| Total noninterest income | $2,076,000 | 1,688 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $610,000 | 1,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,466,000 | 1,572 |
| Total noninterest expense | $9,382,000 | 1,582 |
| Salaries and employee benefits | $5,154,000 | 1,629 |
| Premises and equipment expense | $1,281,000 | 1,358 |
| Additional noninterest expense | $2,947,000 | 1,528 |
| Pre-tax net operating income | $1,538,000 | 3,122 |
| Securities gains (losses) | $-579,000 | 5,708 |
| Applicable income taxes | $347,000 | 2,366 |
| Income before extraordinary items | $612,000 | 4,175 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $612,000 | 4,174 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $612,000 | 4,175 |
| Net charge-offs | $272,000 | 1,184 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $982,560 | 3,555 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,019,000 | 1,859 |
| Total interest expense | $1,049,000 | 1,424 |
| Net interest income | $5,970,000 | 1,912 |
| Provision for loan and lease losses | $56,000 | 2,768 |
| Total noninterest income | $1,328,000 | 1,717 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $397,000 | 1,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $931,000 | 1,617 |
| Total noninterest expense | $6,327,000 | 1,564 |
| Salaries and employee benefits | $3,550,000 | 1,575 |
| Premises and equipment expense | $839,000 | 1,380 |
| Additional noninterest expense | $1,938,000 | 1,550 |
| Pre-tax net operating income | $915,000 | 3,267 |
| Securities gains (losses) | $-490,000 | 5,760 |
| Applicable income taxes | $143,000 | 2,705 |
| Income before extraordinary items | $282,000 | 4,559 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $282,000 | 4,558 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $282,000 | 4,559 |
| Net charge-offs | $20,000 | 2,580 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $605,400 | 3,625 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,494,000 | 1,862 |
| Total interest expense | $532,000 | 1,395 |
| Net interest income | $2,962,000 | 1,923 |
| Provision for loan and lease losses | $7,000 | 3,282 |
| Total noninterest income | $648,000 | 1,738 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $196,000 | 1,434 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $452,000 | 1,630 |
| Total noninterest expense | $3,284,000 | 1,525 |
| Salaries and employee benefits | $1,881,000 | 1,508 |
| Premises and equipment expense | $435,000 | 1,358 |
| Additional noninterest expense | $968,000 | 1,555 |
| Pre-tax net operating income | $319,000 | 3,739 |
| Securities gains (losses) | $-363,000 | 5,836 |
| Applicable income taxes | $-28,000 | 5,755 |
| Income before extraordinary items | $-16,000 | 5,653 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-16,000 | 5,653 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-16,000 | 5,653 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $216,320 | 4,012 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,596,000 | 1,866 |
| Total interest expense | $2,166,000 | 1,317 |
| Net interest income | $11,430,000 | 1,947 |
| Provision for loan and lease losses | $259,000 | 2,151 |
| Total noninterest income | $2,472,000 | 1,872 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $824,000 | 1,405 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,648,000 | 1,769 |
| Total noninterest expense | $12,393,000 | 1,566 |
| Salaries and employee benefits | $6,766,000 | 1,598 |
| Premises and equipment expense | $1,679,000 | 1,370 |
| Additional noninterest expense | $3,948,000 | 1,552 |
| Pre-tax net operating income | $1,250,000 | 3,759 |
| Securities gains (losses) | $-891,000 | 5,891 |
| Applicable income taxes | $104,000 | 3,287 |
| Income before extraordinary items | $255,000 | 5,204 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $255,000 | 5,203 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $255,000 | 5,203 |
| Net charge-offs | $73,000 | 2,857 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $887,610 | 3,990 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,212,000 | 1,866 |
| Total interest expense | $1,606,000 | 1,328 |
| Net interest income | $8,606,000 | 1,947 |
| Provision for loan and lease losses | $71,000 | 3,077 |
| Total noninterest income | $1,787,000 | 1,910 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $605,000 | 1,428 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,182,000 | 1,838 |
| Total noninterest expense | $9,545,000 | 1,530 |
| Salaries and employee benefits | $5,246,000 | 1,543 |
| Premises and equipment expense | $1,218,000 | 1,408 |
| Additional noninterest expense | $3,081,000 | 1,499 |
| Pre-tax net operating income | $777,000 | 4,076 |
| Securities gains (losses) | $-748,000 | 5,969 |
| Applicable income taxes | $-11,000 | 5,812 |
| Income before extraordinary items | $40,000 | 5,676 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $40,000 | 5,675 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $40,000 | 5,676 |
| Net charge-offs | $76,000 | 2,291 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $788,000 | 3,801 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,714,000 | 1,884 |
| Total interest expense | $1,058,000 | 1,345 |
| Net interest income | $5,656,000 | 1,977 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,050,000 | 2,037 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $384,000 | 1,482 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $666,000 | 2,014 |
| Total noninterest expense | $6,386,000 | 1,535 |
| Salaries and employee benefits | $3,462,000 | 1,564 |
| Premises and equipment expense | $865,000 | 1,342 |
| Additional noninterest expense | $2,059,000 | 1,496 |
| Pre-tax net operating income | $320,000 | 4,694 |
| Securities gains (losses) | $-333,000 | 6,040 |
| Applicable income taxes | $-20,000 | 5,918 |
| Income before extraordinary items | $7,000 | 5,780 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $7,000 | 5,778 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $7,000 | 5,778 |
| Net charge-offs | $15,000 | 2,919 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $220,120 | 4,882 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 1,868 |
| Total interest expense | $524,000 | 1,355 |
| Net interest income | $2,887,000 | 1,939 |
| Provision for loan and lease losses | $-3,000 | 5,871 |
| Total noninterest income | $613,000 | 1,820 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $190,000 | 1,489 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $423,000 | 1,681 |
| Total noninterest expense | $3,247,000 | 1,512 |
| Salaries and employee benefits | $1,742,000 | 1,566 |
| Premises and equipment expense | $443,000 | 1,322 |
| Additional noninterest expense | $1,062,000 | 1,441 |
| Pre-tax net operating income | $256,000 | 4,100 |
| Securities gains (losses) | $-257,000 | 6,105 |
| Applicable income taxes | $-8,000 | 5,968 |
| Income before extraordinary items | $7,000 | 5,778 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $7,000 | 5,777 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $7,000 | 5,777 |
| Net charge-offs | $11,000 | 2,283 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $171,480 | 4,392 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,829,000 | 1,790 |
| Total interest expense | $2,168,000 | 1,281 |
| Net interest income | $11,661,000 | 1,869 |
| Provision for loan and lease losses | $186,000 | 2,412 |
| Total noninterest income | $2,579,000 | 1,794 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $794,000 | 1,490 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,785,000 | 1,659 |
| Total noninterest expense | $12,674,000 | 1,525 |
| Salaries and employee benefits | $6,976,000 | 1,520 |
| Premises and equipment expense | $1,603,000 | 1,444 |
| Additional noninterest expense | $4,095,000 | 1,489 |
| Pre-tax net operating income | $1,380,000 | 3,630 |
| Securities gains (losses) | $-1,171,000 | 6,165 |
| Applicable income taxes | $-85,000 | 5,988 |
| Income before extraordinary items | $294,000 | 5,256 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $294,000 | 5,260 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $294,000 | 5,260 |
| Net charge-offs | $200,000 | 1,985 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,465,000 | 3,213 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,484,000 | 1,788 |
| Total interest expense | $1,635,000 | 1,283 |
| Net interest income | $8,849,000 | 1,864 |
| Provision for loan and lease losses | $181,000 | 2,040 |
| Total noninterest income | $1,837,000 | 1,867 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $578,000 | 1,542 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,259,000 | 1,736 |
| Total noninterest expense | $9,520,000 | 1,534 |
| Salaries and employee benefits | $5,210,000 | 1,536 |
| Premises and equipment expense | $1,181,000 | 1,476 |
| Additional noninterest expense | $3,129,000 | 1,477 |
| Pre-tax net operating income | $985,000 | 3,767 |
| Securities gains (losses) | $-327,000 | 6,228 |
| Applicable income taxes | $123,000 | 3,146 |
| Income before extraordinary items | $535,000 | 4,471 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $535,000 | 4,473 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $535,000 | 4,474 |
| Net charge-offs | $168,000 | 1,699 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $799,870 | 3,835 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,031,000 | 1,780 |
| Total interest expense | $1,096,000 | 1,281 |
| Net interest income | $5,935,000 | 1,862 |
| Provision for loan and lease losses | $150,000 | 1,756 |
| Total noninterest income | $1,187,000 | 1,927 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $356,000 | 1,613 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $831,000 | 1,767 |
| Total noninterest expense | $6,388,000 | 1,533 |
| Salaries and employee benefits | $3,560,000 | 1,501 |
| Premises and equipment expense | $832,000 | 1,421 |
| Additional noninterest expense | $1,996,000 | 1,540 |
| Pre-tax net operating income | $584,000 | 3,934 |
| Securities gains (losses) | $-208,000 | 6,303 |
| Applicable income taxes | $59,000 | 3,360 |
| Income before extraordinary items | $317,000 | 4,619 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $317,000 | 4,621 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $317,000 | 4,622 |
| Net charge-offs | $107,000 | 1,671 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $491,720 | 3,938 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,480,000 | 1,799 |
| Total interest expense | $554,000 | 1,265 |
| Net interest income | $2,926,000 | 1,879 |
| Provision for loan and lease losses | $62,000 | 1,881 |
| Total noninterest income | $628,000 | 1,819 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $166,000 | 1,690 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $462,000 | 1,597 |
| Total noninterest expense | $3,182,000 | 1,525 |
| Salaries and employee benefits | $1,735,000 | 1,551 |
| Premises and equipment expense | $436,000 | 1,377 |
| Additional noninterest expense | $1,011,000 | 1,518 |
| Pre-tax net operating income | $310,000 | 3,823 |
| Securities gains (losses) | $-120,000 | 6,377 |
| Applicable income taxes | $30,000 | 3,327 |
| Income before extraordinary items | $160,000 | 4,612 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $160,000 | 4,614 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $160,000 | 4,616 |
| Net charge-offs | $91,000 | 1,178 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $260,800 | 3,804 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,577,000 | 1,718 |
| Total interest expense | $2,362,000 | 1,229 |
| Net interest income | $12,215,000 | 1,796 |
| Provision for loan and lease losses | $162,000 | 2,700 |
| Total noninterest income | $3,131,000 | 1,519 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $857,000 | 1,490 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,274,000 | 1,329 |
| Total noninterest expense | $12,600,000 | 1,513 |
| Salaries and employee benefits | $7,028,000 | 1,484 |
| Premises and equipment expense | $1,554,000 | 1,523 |
| Additional noninterest expense | $4,018,000 | 1,555 |
| Pre-tax net operating income | $2,584,000 | 2,517 |
| Securities gains (losses) | $-3,182,000 | 6,495 |
| Applicable income taxes | $-347,000 | 6,355 |
| Income before extraordinary items | $-251,000 | 6,245 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-251,000 | 6,246 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-251,000 | 6,246 |
| Net charge-offs | $75,000 | 3,438 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,785,480 | 2,862 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,065,000 | 1,702 |
| Total interest expense | $1,783,000 | 1,242 |
| Net interest income | $9,282,000 | 1,782 |
| Provision for loan and lease losses | $135,000 | 2,485 |
| Total noninterest income | $2,493,000 | 1,458 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $642,000 | 1,498 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,851,000 | 1,259 |
| Total noninterest expense | $9,828,000 | 1,466 |
| Salaries and employee benefits | $5,702,000 | 1,391 |
| Premises and equipment expense | $1,167,000 | 1,528 |
| Additional noninterest expense | $2,959,000 | 1,583 |
| Pre-tax net operating income | $1,812,000 | 2,695 |
| Securities gains (losses) | $-2,802,000 | 6,572 |
| Applicable income taxes | $-549,000 | 6,521 |
| Income before extraordinary items | $-441,000 | 6,389 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-441,000 | 6,388 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-441,000 | 6,388 |
| Net charge-offs | $55,000 | 3,187 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,352,280 | 2,872 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,482,000 | 1,665 |
| Total interest expense | $1,218,000 | 1,219 |
| Net interest income | $6,264,000 | 1,752 |
| Provision for loan and lease losses | $134,000 | 2,036 |
| Total noninterest income | $1,042,000 | 2,036 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $412,000 | 1,522 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $630,000 | 1,985 |
| Total noninterest expense | $6,619,000 | 1,453 |
| Salaries and employee benefits | $3,790,000 | 1,396 |
| Premises and equipment expense | $828,000 | 1,443 |
| Additional noninterest expense | $2,001,000 | 1,558 |
| Pre-tax net operating income | $553,000 | 4,008 |
| Securities gains (losses) | $-2,115,000 | 6,644 |
| Applicable income taxes | $-726,000 | 6,616 |
| Income before extraordinary items | $-836,000 | 6,563 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-836,000 | 6,563 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-836,000 | 6,563 |
| Net charge-offs | $42,000 | 2,932 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $517,600 | 3,837 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,748,000 | 1,658 |
| Total interest expense | $632,000 | 1,194 |
| Net interest income | $3,116,000 | 1,750 |
| Provision for loan and lease losses | $55,000 | 2,165 |
| Total noninterest income | $511,000 | 2,009 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $198,000 | 1,564 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $313,000 | 1,944 |
| Total noninterest expense | $3,478,000 | 1,406 |
| Salaries and employee benefits | $1,951,000 | 1,373 |
| Premises and equipment expense | $430,000 | 1,415 |
| Additional noninterest expense | $1,097,000 | 1,435 |
| Pre-tax net operating income | $94,000 | 5,323 |
| Securities gains (losses) | $-1,203,000 | 6,718 |
| Applicable income taxes | $-494,000 | 6,703 |
| Income before extraordinary items | $-615,000 | 6,654 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-615,000 | 6,654 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-615,000 | 6,654 |
| Net charge-offs | $31,000 | 2,192 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $154,920 | 4,598 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $15,214,000 | 1,640 |
| Total interest expense | $2,939,000 | 1,148 |
| Net interest income | $12,275,000 | 1,756 |
| Provision for loan and lease losses | $295,000 | 2,489 |
| Total noninterest income | $2,209,000 | 2,013 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $953,000 | 1,427 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,256,000 | 2,067 |
| Total noninterest expense | $12,556,000 | 1,540 |
| Salaries and employee benefits | $6,867,000 | 1,508 |
| Premises and equipment expense | $1,575,000 | 1,512 |
| Additional noninterest expense | $4,114,000 | 1,586 |
| Pre-tax net operating income | $1,633,000 | 3,242 |
| Securities gains (losses) | $-2,660,000 | 6,779 |
| Applicable income taxes | $-614,000 | 6,654 |
| Income before extraordinary items | $-413,000 | 6,471 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-413,000 | 6,470 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-413,000 | 6,472 |
| Net charge-offs | $259,000 | 2,725 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,289,400 | 3,379 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,505,000 | 1,638 |
| Total interest expense | $2,253,000 | 1,163 |
| Net interest income | $9,252,000 | 1,745 |
| Provision for loan and lease losses | $245,000 | 2,312 |
| Total noninterest income | $1,558,000 | 2,152 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $727,000 | 1,416 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $831,000 | 2,306 |
| Total noninterest expense | $10,001,000 | 1,470 |
| Salaries and employee benefits | $5,377,000 | 1,461 |
| Premises and equipment expense | $1,171,000 | 1,536 |
| Additional noninterest expense | $3,453,000 | 1,433 |
| Pre-tax net operating income | $564,000 | 4,602 |
| Securities gains (losses) | $-1,934,000 | 6,869 |
| Applicable income taxes | $-701,000 | 6,815 |
| Income before extraordinary items | $-669,000 | 6,676 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-669,000 | 6,677 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-669,000 | 6,677 |
| Net charge-offs | $253,000 | 2,298 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $568,760 | 4,320 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,747,000 | 1,618 |
| Total interest expense | $1,539,000 | 1,168 |
| Net interest income | $6,208,000 | 1,722 |
| Provision for loan and lease losses | $195,000 | 2,161 |
| Total noninterest income | $1,065,000 | 2,143 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $468,000 | 1,422 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $597,000 | 2,246 |
| Total noninterest expense | $6,956,000 | 1,416 |
| Salaries and employee benefits | $3,950,000 | 1,345 |
| Premises and equipment expense | $770,000 | 1,553 |
| Additional noninterest expense | $2,236,000 | 1,458 |
| Pre-tax net operating income | $122,000 | 5,724 |
| Securities gains (losses) | $-1,324,000 | 6,925 |
| Applicable income taxes | $-583,000 | 6,879 |
| Income before extraordinary items | $-619,000 | 6,755 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-619,000 | 6,757 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-619,000 | 6,756 |
| Net charge-offs | $214,000 | 2,030 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $228,360 | 4,993 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,969,000 | 1,589 |
| Total interest expense | $788,000 | 1,178 |
| Net interest income | $3,181,000 | 1,700 |
| Provision for loan and lease losses | $131,000 | 1,823 |
| Total noninterest income | $592,000 | 1,974 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $229,000 | 1,431 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $363,000 | 1,963 |
| Total noninterest expense | $3,603,000 | 1,384 |
| Salaries and employee benefits | $2,183,000 | 1,241 |
| Premises and equipment expense | $369,000 | 1,633 |
| Additional noninterest expense | $1,051,000 | 1,546 |
| Pre-tax net operating income | $39,000 | 5,960 |
| Securities gains (losses) | $-918,000 | 7,013 |
| Applicable income taxes | $-401,000 | 6,983 |
| Income before extraordinary items | $-478,000 | 6,866 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-478,000 | 6,867 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-478,000 | 6,867 |
| Net charge-offs | $81,000 | 2,051 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $109,520 | 5,034 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $17,262,000 | 1,533 |
| Total interest expense | $4,471,000 | 1,015 |
| Net interest income | $12,791,000 | 1,717 |
| Provision for loan and lease losses | $254,000 | 3,603 |
| Total noninterest income | $2,454,000 | 1,893 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,045,000 | 1,368 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,409,000 | 1,932 |
| Total noninterest expense | $12,898,000 | 1,511 |
| Salaries and employee benefits | $7,208,000 | 1,414 |
| Premises and equipment expense | $1,539,000 | 1,540 |
| Additional noninterest expense | $4,151,000 | 1,625 |
| Pre-tax net operating income | $2,093,000 | 2,727 |
| Securities gains (losses) | $-4,798,000 | 7,071 |
| Applicable income taxes | $-1,289,000 | 6,980 |
| Income before extraordinary items | $-1,416,000 | 6,776 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,416,000 | 6,773 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,416,000 | 6,774 |
| Net charge-offs | $348,000 | 3,128 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,654,720 | 2,812 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,239,000 | 1,531 |
| Total interest expense | $3,563,000 | 997 |
| Net interest income | $9,676,000 | 1,731 |
| Provision for loan and lease losses | $166,000 | 3,751 |
| Total noninterest income | $1,823,000 | 1,910 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $766,000 | 1,403 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,057,000 | 1,923 |
| Total noninterest expense | $9,682,000 | 1,514 |
| Salaries and employee benefits | $5,381,000 | 1,418 |
| Premises and equipment expense | $1,172,000 | 1,529 |
| Additional noninterest expense | $3,129,000 | 1,604 |
| Pre-tax net operating income | $1,651,000 | 2,704 |
| Securities gains (losses) | $-4,194,000 | 7,168 |
| Applicable income taxes | $-1,174,000 | 7,096 |
| Income before extraordinary items | $-1,369,000 | 6,935 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,369,000 | 6,932 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,369,000 | 6,934 |
| Net charge-offs | $313,000 | 2,767 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,315,160 | 2,757 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,030,000 | 1,508 |
| Total interest expense | $2,460,000 | 991 |
| Net interest income | $6,570,000 | 1,694 |
| Provision for loan and lease losses | $47,000 | 4,633 |
| Total noninterest income | $1,247,000 | 1,863 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $493,000 | 1,437 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $754,000 | 1,825 |
| Total noninterest expense | $6,519,000 | 1,504 |
| Salaries and employee benefits | $3,689,000 | 1,398 |
| Premises and equipment expense | $778,000 | 1,530 |
| Additional noninterest expense | $2,052,000 | 1,631 |
| Pre-tax net operating income | $1,251,000 | 2,443 |
| Securities gains (losses) | $-3,016,000 | 7,234 |
| Applicable income taxes | $-800,000 | 7,159 |
| Income before extraordinary items | $-965,000 | 6,992 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-965,000 | 6,991 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-965,000 | 6,992 |
| Net charge-offs | $250,000 | 2,497 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $965,240 | 2,547 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,598,000 | 1,500 |
| Total interest expense | $1,295,000 | 977 |
| Net interest income | $3,303,000 | 1,676 |
| Provision for loan and lease losses | $29,000 | 4,273 |
| Total noninterest income | $661,000 | 1,783 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $236,000 | 1,477 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $425,000 | 1,682 |
| Total noninterest expense | $3,391,000 | 1,451 |
| Salaries and employee benefits | $1,924,000 | 1,341 |
| Premises and equipment expense | $397,000 | 1,501 |
| Additional noninterest expense | $1,070,000 | 1,570 |
| Pre-tax net operating income | $544,000 | 2,715 |
| Securities gains (losses) | $-2,069,000 | 7,294 |
| Applicable income taxes | $-654,000 | 7,259 |
| Income before extraordinary items | $-871,000 | 7,155 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-871,000 | 7,153 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-871,000 | 7,155 |
| Net charge-offs | $230,000 | 1,726 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $453,160 | 2,677 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $20,261,000 | 1,406 |
| Total interest expense | $6,878,000 | 874 |
| Net interest income | $13,383,000 | 1,669 |
| Provision for loan and lease losses | $61,000 | 5,704 |
| Total noninterest income | $3,412,000 | 1,367 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,293,000 | 1,134 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,119,000 | 1,307 |
| Total noninterest expense | $13,581,000 | 1,427 |
| Salaries and employee benefits | $7,629,000 | 1,288 |
| Premises and equipment expense | $2,492,000 | 999 |
| Additional noninterest expense | $3,460,000 | 1,944 |
| Pre-tax net operating income | $3,153,000 | 1,751 |
| Securities gains (losses) | $-3,665,000 | 7,326 |
| Applicable income taxes | $-403,000 | 7,026 |
| Income before extraordinary items | $-109,000 | 6,279 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-109,000 | 6,281 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-109,000 | 6,282 |
| Net charge-offs | $96,000 | 5,012 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,236,600 | 1,978 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $15,527,000 | 1,398 |
| Total interest expense | $5,448,000 | 862 |
| Net interest income | $10,079,000 | 1,670 |
| Provision for loan and lease losses | $30,000 | 5,806 |
| Total noninterest income | $2,547,000 | 1,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $948,000 | 1,169 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,599,000 | 1,286 |
| Total noninterest expense | $10,267,000 | 1,429 |
| Salaries and employee benefits | $5,722,000 | 1,297 |
| Premises and equipment expense | $1,886,000 | 1,006 |
| Additional noninterest expense | $2,659,000 | 1,911 |
| Pre-tax net operating income | $2,329,000 | 1,845 |
| Securities gains (losses) | $-2,636,000 | 7,411 |
| Applicable income taxes | $-271,000 | 7,126 |
| Income before extraordinary items | $-36,000 | 6,321 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-36,000 | 6,324 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-36,000 | 6,324 |
| Net charge-offs | $65,000 | 4,794 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,651,040 | 2,056 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,532,000 | 1,387 |
| Total interest expense | $3,851,000 | 844 |
| Net interest income | $6,681,000 | 1,677 |
| Provision for loan and lease losses | $-12,000 | 7,375 |
| Total noninterest income | $1,656,000 | 1,381 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $591,000 | 1,222 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,065,000 | 1,285 |
| Total noninterest expense | $6,947,000 | 1,423 |
| Salaries and employee benefits | $3,948,000 | 1,260 |
| Premises and equipment expense | $1,226,000 | 1,037 |
| Additional noninterest expense | $1,773,000 | 1,924 |
| Pre-tax net operating income | $1,402,000 | 1,992 |
| Securities gains (losses) | $-1,565,000 | 7,486 |
| Applicable income taxes | $-164,000 | 7,189 |
| Income before extraordinary items | $1,000 | 6,297 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,000 | 6,297 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,000 | 6,297 |
| Net charge-offs | $23,000 | 4,982 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,002,600 | 2,191 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,252,000 | 1,395 |
| Total interest expense | $2,022,000 | 834 |
| Net interest income | $3,230,000 | 1,726 |
| Provision for loan and lease losses | $-28,000 | 7,466 |
| Total noninterest income | $891,000 | 1,322 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $292,000 | 1,213 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $599,000 | 1,183 |
| Total noninterest expense | $3,590,000 | 1,390 |
| Salaries and employee benefits | $2,020,000 | 1,245 |
| Premises and equipment expense | $658,000 | 999 |
| Additional noninterest expense | $912,000 | 1,851 |
| Pre-tax net operating income | $559,000 | 2,359 |
| Securities gains (losses) | $-875,000 | 7,540 |
| Applicable income taxes | $-174,000 | 7,359 |
| Income before extraordinary items | $-142,000 | 6,795 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-142,000 | 6,795 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-142,000 | 6,795 |
| Net charge-offs | $7,000 | 4,526 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $418,000 | 2,513 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $23,754,000 | 1,297 |
| Total interest expense | $9,931,000 | 826 |
| Net interest income | $13,823,000 | 1,615 |
| Provision for loan and lease losses | $78,000 | 6,203 |
| Total noninterest income | $3,567,000 | 1,374 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,567,000 | 934 |
| Total noninterest expense | $14,069,000 | 1,413 |
| Salaries and employee benefits | $7,789,000 | 1,262 |
| Premises and equipment expense | $2,576,000 | 1,003 |
| Additional noninterest expense | $3,704,000 | 1,918 |
| Pre-tax net operating income | $3,243,000 | 1,512 |
| Securities gains (losses) | $-5,677,000 | 7,621 |
| Applicable income taxes | $-1,364,000 | 7,384 |
| Income before extraordinary items | $-1,070,000 | 6,615 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,070,000 | 6,616 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,070,000 | 6,616 |
| Net charge-offs | $179,000 | 4,872 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,563,280 | 1,551 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $18,271,000 | 1,284 |
| Total interest expense | $7,684,000 | 828 |
| Net interest income | $10,587,000 | 1,599 |
| Provision for loan and lease losses | $101,000 | 5,663 |
| Total noninterest income | $2,459,000 | 1,444 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,459,000 | 961 |
| Total noninterest expense | $10,442,000 | 1,423 |
| Salaries and employee benefits | $5,856,000 | 1,261 |
| Premises and equipment expense | $1,924,000 | 1,021 |
| Additional noninterest expense | $2,662,000 | 1,943 |
| Pre-tax net operating income | $2,503,000 | 1,579 |
| Securities gains (losses) | $-4,860,000 | 7,727 |
| Applicable income taxes | $-1,288,000 | 7,544 |
| Income before extraordinary items | $-1,069,000 | 6,926 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,069,000 | 6,926 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,069,000 | 6,926 |
| Net charge-offs | $142,000 | 4,548 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,041,400 | 1,545 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $12,454,000 | 1,276 |
| Total interest expense | $5,231,000 | 840 |
| Net interest income | $7,223,000 | 1,571 |
| Provision for loan and lease losses | $38,000 | 6,042 |
| Total noninterest income | $1,501,000 | 1,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,501,000 | 974 |
| Total noninterest expense | $7,072,000 | 1,409 |
| Salaries and employee benefits | $3,925,000 | 1,252 |
| Premises and equipment expense | $1,317,000 | 1,003 |
| Additional noninterest expense | $1,830,000 | 1,895 |
| Pre-tax net operating income | $1,614,000 | 1,608 |
| Securities gains (losses) | $-1,695,000 | 7,764 |
| Applicable income taxes | $-128,000 | 7,239 |
| Income before extraordinary items | $47,000 | 5,917 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $47,000 | 5,919 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $47,000 | 5,918 |
| Net charge-offs | $89,000 | 4,367 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,131,800 | 1,810 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,385,000 | 1,267 |
| Total interest expense | $2,644,000 | 880 |
| Net interest income | $3,741,000 | 1,534 |
| Provision for loan and lease losses | $18,000 | 5,796 |
| Total noninterest income | $626,000 | 1,731 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $626,000 | 1,093 |
| Total noninterest expense | $3,642,000 | 1,384 |
| Salaries and employee benefits | $2,018,000 | 1,229 |
| Premises and equipment expense | $665,000 | 1,022 |
| Additional noninterest expense | $959,000 | 1,810 |
| Pre-tax net operating income | $707,000 | 1,811 |
| Securities gains (losses) | $-849,000 | 7,865 |
| Applicable income taxes | $-103,000 | 7,453 |
| Income before extraordinary items | $-39,000 | 6,566 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-39,000 | 6,568 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-39,000 | 6,567 |
| Net charge-offs | $49,000 | 3,726 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $504,360 | 2,039 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $26,995,000 | 1,283 |
| Total interest expense | $12,446,000 | 950 |
| Net interest income | $14,549,000 | 1,547 |
| Provision for loan and lease losses | $2,410,000 | 2,245 |
| Total noninterest income | $3,316,000 | 1,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-265,000 | 7,984 |
| Additional Noninterest Income | $3,581,000 | 920 |
| Total noninterest expense | $13,470,000 | 1,536 |
| Salaries and employee benefits | $8,166,000 | 1,204 |
| Premises and equipment expense | $2,434,000 | 1,126 |
| Additional noninterest expense | $2,870,000 | 2,440 |
| Pre-tax net operating income | $1,985,000 | 1,921 |
| Securities gains (losses) | $-1,902,000 | 7,799 |
| Applicable income taxes | $-267,000 | 6,836 |
| Income before extraordinary items | $350,000 | 4,320 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $350,000 | 4,320 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $350,000 | 4,321 |
| Net charge-offs | $340,000 | 4,328 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,252,000 | 1,450 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $20,501,000 | 1,289 |
| Total interest expense | $9,675,000 | 967 |
| Net interest income | $10,826,000 | 1,552 |
| Provision for loan and lease losses | $1,359,000 | 2,346 |
| Total noninterest income | $2,501,000 | 1,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-265,000 | 8,080 |
| Additional Noninterest Income | $2,766,000 | 913 |
| Total noninterest expense | $10,200,000 | 1,510 |
| Salaries and employee benefits | $6,211,000 | 1,203 |
| Premises and equipment expense | $1,793,000 | 1,156 |
| Additional noninterest expense | $2,196,000 | 2,373 |
| Pre-tax net operating income | $1,768,000 | 1,792 |
| Securities gains (losses) | $-766,000 | 7,819 |
| Applicable income taxes | $137,000 | 2,643 |
| Income before extraordinary items | $865,000 | 2,730 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $865,000 | 2,727 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $865,000 | 2,730 |
| Net charge-offs | $254,000 | 3,943 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,523,760 | 1,711 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,764,000 | 1,308 |
| Total interest expense | $6,776,000 | 970 |
| Net interest income | $6,988,000 | 1,608 |
| Provision for loan and lease losses | $360,000 | 3,434 |
| Total noninterest income | $1,714,000 | 1,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-265,000 | 8,173 |
| Additional Noninterest Income | $1,979,000 | 890 |
| Total noninterest expense | $6,690,000 | 1,561 |
| Salaries and employee benefits | $4,027,000 | 1,261 |
| Premises and equipment expense | $1,274,000 | 1,102 |
| Additional noninterest expense | $1,389,000 | 2,507 |
| Pre-tax net operating income | $1,652,000 | 1,387 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $459,000 | 1,158 |
| Income before extraordinary items | $1,194,000 | 1,557 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,194,000 | 1,554 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,194,000 | 1,556 |
| Net charge-offs | $126,000 | 3,985 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,193,280 | 1,536 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,912,000 | 1,315 |
| Total interest expense | $3,373,000 | 1,015 |
| Net interest income | $3,539,000 | 1,578 |
| Provision for loan and lease losses | $128,000 | 3,516 |
| Total noninterest income | $694,000 | 1,705 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-265,000 | 8,217 |
| Additional Noninterest Income | $959,000 | 879 |
| Total noninterest expense | $3,275,000 | 1,529 |
| Salaries and employee benefits | $2,024,000 | 1,275 |
| Premises and equipment expense | $645,000 | 1,106 |
| Additional noninterest expense | $606,000 | 2,542 |
| Pre-tax net operating income | $830,000 | 1,546 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $236,000 | 1,279 |
| Income before extraordinary items | $595,000 | 1,820 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $595,000 | 1,821 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $595,000 | 1,822 |
| Net charge-offs | $35,000 | 3,875 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $594,280 | 1,713 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $26,902,000 | 1,442 |
| Total interest expense | $14,492,000 | 1,121 |
| Net interest income | $12,410,000 | 1,797 |
| Provision for loan and lease losses | $859,000 | 2,937 |
| Total noninterest income | $3,357,000 | 1,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,357,000 | 885 |
| Total noninterest expense | $13,060,000 | 1,494 |
| Salaries and employee benefits | $7,638,000 | 1,330 |
| Premises and equipment expense | $2,756,000 | 1,005 |
| Additional noninterest expense | $2,666,000 | 2,226 |
| Pre-tax net operating income | $1,848,000 | 2,612 |
| Securities gains (losses) | $9,000 | 2,546 |
| Applicable income taxes | $52,000 | 3,836 |
| Income before extraordinary items | $1,805,000 | 2,188 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,805,000 | 2,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $501,000 | 2,795 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,796,270 | 2,318 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $20,167,000 | 1,481 |
| Total interest expense | $11,065,000 | 1,147 |
| Net interest income | $9,102,000 | 1,859 |
| Provision for loan and lease losses | $722,000 | 2,218 |
| Total noninterest income | $2,550,000 | 1,483 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,550,000 | 918 |
| Total noninterest expense | $9,952,000 | 1,458 |
| Salaries and employee benefits | $5,726,000 | 1,355 |
| Premises and equipment expense | $2,142,000 | 970 |
| Additional noninterest expense | $2,084,000 | 2,078 |
| Pre-tax net operating income | $978,000 | 3,720 |
| Securities gains (losses) | $-10,000 | 7,337 |
| Applicable income taxes | $-193,000 | 7,652 |
| Income before extraordinary items | $1,161,000 | 2,814 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,161,000 | 2,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 2,159 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,171,000 | 2,945 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,469,000 | 1,506 |
| Total interest expense | $7,535,000 | 1,156 |
| Net interest income | $5,934,000 | 1,895 |
| Provision for loan and lease losses | $143,000 | 3,748 |
| Total noninterest income | $1,543,000 | 1,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,543,000 | 1,030 |
| Total noninterest expense | $6,560,000 | 1,471 |
| Salaries and employee benefits | $3,763,000 | 1,385 |
| Premises and equipment expense | $1,352,000 | 1,028 |
| Additional noninterest expense | $1,445,000 | 1,993 |
| Pre-tax net operating income | $774,000 | 3,500 |
| Securities gains (losses) | $-10,000 | 8,123 |
| Applicable income taxes | $-47,000 | 7,752 |
| Income before extraordinary items | $811,000 | 3,020 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $811,000 | 3,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,261 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $821,000 | 2,953 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,598,000 | 1,575 |
| Total interest expense | $3,755,000 | 1,247 |
| Net interest income | $2,843,000 | 1,967 |
| Provision for loan and lease losses | $107,000 | 2,622 |
| Total noninterest income | $698,000 | 1,758 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $698,000 | 1,122 |
| Total noninterest expense | $3,092,000 | 1,560 |
| Salaries and employee benefits | $1,857,000 | 1,418 |
| Premises and equipment expense | $625,000 | 1,127 |
| Additional noninterest expense | $610,000 | 2,281 |
| Pre-tax net operating income | $342,000 | 3,860 |
| Securities gains (losses) | $-10,000 | 8,322 |
| Applicable income taxes | $-97,000 | 8,133 |
| Income before extraordinary items | $429,000 | 3,032 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $429,000 | 3,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,318 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $439,000 | 2,898 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $23,488,000 | 1,811 |
| Total interest expense | $13,298,000 | 1,509 |
| Net interest income | $10,190,000 | 2,211 |
| Provision for loan and lease losses | $180,000 | 4,023 |
| Total noninterest income | $2,675,000 | 1,787 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,675,000 | 1,101 |
| Total noninterest expense | $12,134,000 | 1,522 |
| Salaries and employee benefits | $6,977,000 | 1,447 |
| Premises and equipment expense | $2,398,000 | 1,106 |
| Additional noninterest expense | $2,759,000 | 1,995 |
| Pre-tax net operating income | $551,000 | 5,823 |
| Securities gains (losses) | $76,000 | 679 |
| Applicable income taxes | $-638,000 | 8,355 |
| Income before extraordinary items | $1,265,000 | 3,825 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,265,000 | 3,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,243 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,189,000 | 3,954 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,913,000 | 1,877 |
| Total interest expense | $9,443,000 | 1,594 |
| Net interest income | $7,470,000 | 2,261 |
| Provision for loan and lease losses | $-189,000 | 8,469 |
| Total noninterest income | $2,008,000 | 1,780 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,008,000 | 1,106 |
| Total noninterest expense | $8,466,000 | 1,613 |
| Salaries and employee benefits | $4,894,000 | 1,546 |
| Premises and equipment expense | $1,753,000 | 1,136 |
| Additional noninterest expense | $1,819,000 | 2,192 |
| Pre-tax net operating income | $1,201,000 | 3,942 |
| Securities gains (losses) | $46,000 | 641 |
| Applicable income taxes | $-8,000 | 8,017 |
| Income before extraordinary items | $1,255,000 | 3,366 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,255,000 | 3,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,536 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,209,000 | 3,438 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,200,000 | 1,909 |
| Total interest expense | $6,157,000 | 1,637 |
| Net interest income | $5,043,000 | 2,276 |
| Provision for loan and lease losses | $-1,000 | 8,309 |
| Total noninterest income | $1,287,000 | 1,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,287,000 | 1,171 |
| Total noninterest expense | $5,566,000 | 1,660 |
| Salaries and employee benefits | $3,374,000 | 1,524 |
| Premises and equipment expense | $1,167,000 | 1,151 |
| Additional noninterest expense | $1,025,000 | 2,575 |
| Pre-tax net operating income | $765,000 | 4,115 |
| Securities gains (losses) | $46,000 | 556 |
| Applicable income taxes | $29,000 | 5,136 |
| Income before extraordinary items | $782,000 | 3,569 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $782,000 | 3,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $737,840 | 3,686 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,586,000 | 1,910 |
| Total interest expense | $3,028,000 | 1,652 |
| Net interest income | $2,558,000 | 2,249 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $597,000 | 1,955 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $597,000 | 1,205 |
| Total noninterest expense | $2,799,000 | 1,656 |
| Salaries and employee benefits | $1,683,000 | 1,544 |
| Premises and equipment expense | $599,000 | 1,118 |
| Additional noninterest expense | $517,000 | 2,539 |
| Pre-tax net operating income | $356,000 | 4,270 |
| Securities gains (losses) | $23,000 | 536 |
| Applicable income taxes | $5,000 | 5,693 |
| Income before extraordinary items | $374,000 | 3,654 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $374,000 | 3,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $351,230 | 3,789 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $21,913,000 | 1,842 |
| Total interest expense | $11,524,000 | 1,461 |
| Net interest income | $10,389,000 | 2,225 |
| Provision for loan and lease losses | $398,000 | 2,287 |
| Total noninterest income | $2,904,000 | 1,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,904,000 | 1,026 |
| Total noninterest expense | $10,969,000 | 1,614 |
| Salaries and employee benefits | $6,707,000 | 1,476 |
| Premises and equipment expense | $2,250,000 | 1,137 |
| Additional noninterest expense | $2,012,000 | 2,556 |
| Pre-tax net operating income | $1,926,000 | 3,730 |
| Securities gains (losses) | $53,000 | 670 |
| Applicable income taxes | $118,000 | 4,837 |
| Income before extraordinary items | $1,861,000 | 3,255 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,861,000 | 3,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,186 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,811,180 | 3,312 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,288,000 | 1,852 |
| Total interest expense | $8,423,000 | 1,451 |
| Net interest income | $7,865,000 | 2,221 |
| Provision for loan and lease losses | $381,000 | 1,767 |
| Total noninterest income | $2,235,000 | 1,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,235,000 | 1,016 |
| Total noninterest expense | $8,235,000 | 1,627 |
| Salaries and employee benefits | $5,018,000 | 1,487 |
| Premises and equipment expense | $1,717,000 | 1,121 |
| Additional noninterest expense | $1,500,000 | 2,562 |
| Pre-tax net operating income | $1,484,000 | 3,807 |
| Securities gains (losses) | $40,000 | 603 |
| Applicable income taxes | $88,000 | 5,032 |
| Income before extraordinary items | $1,436,000 | 3,298 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,436,000 | 3,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,540 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,398,400 | 3,345 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,742,000 | 1,835 |
| Total interest expense | $5,467,000 | 1,406 |
| Net interest income | $5,275,000 | 2,215 |
| Provision for loan and lease losses | $45,000 | 4,580 |
| Total noninterest income | $1,466,000 | 1,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,466,000 | 1,029 |
| Total noninterest expense | $5,633,000 | 1,597 |
| Salaries and employee benefits | $3,544,000 | 1,396 |
| Premises and equipment expense | $1,114,000 | 1,147 |
| Additional noninterest expense | $975,000 | 2,626 |
| Pre-tax net operating income | $1,063,000 | 3,656 |
| Securities gains (losses) | $11,000 | 713 |
| Applicable income taxes | $107,000 | 4,431 |
| Income before extraordinary items | $967,000 | 3,291 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $967,000 | 3,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $957,100 | 3,301 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,301,000 | 1,815 |
| Total interest expense | $2,622,000 | 1,402 |
| Net interest income | $2,679,000 | 2,169 |
| Provision for loan and lease losses | $13,000 | 5,083 |
| Total noninterest income | $715,000 | 1,668 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $715,000 | 1,028 |
| Total noninterest expense | $2,856,000 | 1,575 |
| Salaries and employee benefits | $1,834,000 | 1,356 |
| Premises and equipment expense | $550,000 | 1,175 |
| Additional noninterest expense | $472,000 | 2,670 |
| Pre-tax net operating income | $525,000 | 3,618 |
| Securities gains (losses) | $-5,000 | 8,100 |
| Applicable income taxes | $39,000 | 4,751 |
| Income before extraordinary items | $481,000 | 3,268 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $481,000 | 3,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,748 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $485,600 | 3,220 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $20,148,000 | 1,671 |
| Total interest expense | $8,867,000 | 1,282 |
| Net interest income | $11,281,000 | 1,978 |
| Provision for loan and lease losses | $51,000 | 5,720 |
| Total noninterest income | $2,812,000 | 1,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $3,000 | 131 |
| Additional Noninterest Income | $2,809,000 | 1,067 |
| Total noninterest expense | $11,091,000 | 1,546 |
| Salaries and employee benefits | $6,636,000 | 1,404 |
| Premises and equipment expense | $2,392,000 | 1,006 |
| Additional noninterest expense | $2,063,000 | 2,413 |
| Pre-tax net operating income | $2,951,000 | 2,793 |
| Securities gains (losses) | $-5,000 | 7,296 |
| Applicable income taxes | $577,000 | 3,140 |
| Income before extraordinary items | $2,369,000 | 2,702 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,369,000 | 2,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,259 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,373,000 | 2,668 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,108,000 | 1,638 |
| Total interest expense | $6,432,000 | 1,244 |
| Net interest income | $8,676,000 | 1,891 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $2,081,000 | 1,725 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $3,000 | 120 |
| Additional Noninterest Income | $2,078,000 | 1,090 |
| Total noninterest expense | $8,346,000 | 1,531 |
| Salaries and employee benefits | $4,953,000 | 1,399 |
| Premises and equipment expense | $1,860,000 | 956 |
| Additional noninterest expense | $1,533,000 | 2,403 |
| Pre-tax net operating income | $2,366,000 | 2,686 |
| Securities gains (losses) | $-5,000 | 7,675 |
| Applicable income taxes | $499,000 | 2,948 |
| Income before extraordinary items | $1,862,000 | 2,623 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,862,000 | 2,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,633 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,865,950 | 2,583 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,099,000 | 1,582 |
| Total interest expense | $4,135,000 | 1,205 |
| Net interest income | $5,964,000 | 1,806 |
| Provision for loan and lease losses | $51,000 | 4,505 |
| Total noninterest income | $1,323,000 | 1,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,323,000 | 1,096 |
| Total noninterest expense | $5,628,000 | 1,505 |
| Salaries and employee benefits | $3,370,000 | 1,357 |
| Premises and equipment expense | $1,248,000 | 935 |
| Additional noninterest expense | $1,010,000 | 2,402 |
| Pre-tax net operating income | $1,608,000 | 2,616 |
| Securities gains (losses) | $-5,000 | 7,925 |
| Applicable income taxes | $334,000 | 2,911 |
| Income before extraordinary items | $1,269,000 | 2,534 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,269,000 | 2,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 2,697 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,272,950 | 2,487 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,093,000 | 1,531 |
| Total interest expense | $2,015,000 | 1,169 |
| Net interest income | $3,078,000 | 1,737 |
| Provision for loan and lease losses | $24,000 | 4,451 |
| Total noninterest income | $656,000 | 1,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $656,000 | 1,097 |
| Total noninterest expense | $2,784,000 | 1,517 |
| Salaries and employee benefits | $1,740,000 | 1,320 |
| Premises and equipment expense | $549,000 | 1,090 |
| Additional noninterest expense | $495,000 | 2,464 |
| Pre-tax net operating income | $926,000 | 2,302 |
| Securities gains (losses) | $-5,000 | 8,378 |
| Applicable income taxes | $212,000 | 2,502 |
| Income before extraordinary items | $709,000 | 2,302 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $709,000 | 2,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,412 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $712,850 | 2,255 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $20,868,000 | 1,364 |
| Total interest expense | $8,531,000 | 956 |
| Net interest income | $12,337,000 | 1,649 |
| Provision for loan and lease losses | $267,000 | 3,133 |
| Total noninterest income | $2,641,000 | 1,787 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,641,000 | 1,081 |
| Total noninterest expense | $10,904,000 | 1,499 |
| Salaries and employee benefits | $6,456,000 | 1,371 |
| Premises and equipment expense | $2,253,000 | 1,021 |
| Additional noninterest expense | $2,195,000 | 2,214 |
| Pre-tax net operating income | $3,807,000 | 2,139 |
| Securities gains (losses) | $104,000 | 1,215 |
| Applicable income taxes | $803,000 | 2,530 |
| Income before extraordinary items | $3,108,000 | 2,015 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,108,000 | 2,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 1,737 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,025,840 | 2,016 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,711,000 | 1,341 |
| Total interest expense | $6,540,000 | 910 |
| Net interest income | $9,171,000 | 1,649 |
| Provision for loan and lease losses | $212,000 | 2,895 |
| Total noninterest income | $1,942,000 | 1,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,942,000 | 1,111 |
| Total noninterest expense | $8,171,000 | 1,492 |
| Salaries and employee benefits | $4,775,000 | 1,385 |
| Premises and equipment expense | $1,734,000 | 990 |
| Additional noninterest expense | $1,662,000 | 2,174 |
| Pre-tax net operating income | $2,730,000 | 2,227 |
| Securities gains (losses) | $97,000 | 1,194 |
| Applicable income taxes | $531,000 | 2,801 |
| Income before extraordinary items | $2,296,000 | 2,042 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,296,000 | 2,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 1,429 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,217,430 | 2,060 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,548,000 | 1,313 |
| Total interest expense | $4,542,000 | 856 |
| Net interest income | $6,006,000 | 1,671 |
| Provision for loan and lease losses | $109,000 | 3,347 |
| Total noninterest income | $1,340,000 | 1,749 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,340,000 | 1,077 |
| Total noninterest expense | $5,531,000 | 1,462 |
| Salaries and employee benefits | $3,300,000 | 1,323 |
| Premises and equipment expense | $1,130,000 | 1,013 |
| Additional noninterest expense | $1,101,000 | 2,203 |
| Pre-tax net operating income | $1,706,000 | 2,325 |
| Securities gains (losses) | $97,000 | 1,050 |
| Applicable income taxes | $401,000 | 2,552 |
| Income before extraordinary items | $1,402,000 | 2,196 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,402,000 | 2,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 1,379 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,326,340 | 2,247 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,464,000 | 1,270 |
| Total interest expense | $2,402,000 | 834 |
| Net interest income | $3,062,000 | 1,627 |
| Provision for loan and lease losses | $69,000 | 2,785 |
| Total noninterest income | $676,000 | 1,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $676,000 | 1,036 |
| Total noninterest expense | $2,761,000 | 1,481 |
| Salaries and employee benefits | $1,678,000 | 1,312 |
| Premises and equipment expense | $565,000 | 1,044 |
| Additional noninterest expense | $518,000 | 2,285 |
| Pre-tax net operating income | $908,000 | 2,178 |
| Securities gains (losses) | $96,000 | 827 |
| Applicable income taxes | $239,000 | 2,264 |
| Income before extraordinary items | $765,000 | 2,020 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $765,000 | 2,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 1,573 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $692,040 | 2,122 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $21,637,000 | 1,300 |
| Total interest expense | $11,437,000 | 770 |
| Net interest income | $10,200,000 | 1,911 |
| Provision for loan and lease losses | $285,000 | 3,294 |
| Total noninterest income | $4,359,000 | 1,251 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,359,000 | 845 |
| Total noninterest expense | $10,802,000 | 1,483 |
| Salaries and employee benefits | $6,309,000 | 1,361 |
| Premises and equipment expense | $2,214,000 | 1,035 |
| Additional noninterest expense | $2,279,000 | 2,117 |
| Pre-tax net operating income | $3,472,000 | 2,229 |
| Securities gains (losses) | $175,000 | 1,433 |
| Applicable income taxes | $761,000 | 2,626 |
| Income before extraordinary items | $2,886,000 | 2,102 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,886,000 | 2,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 2,006 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,747,750 | 2,108 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $16,380,000 | 1,324 |
| Total interest expense | $8,895,000 | 781 |
| Net interest income | $7,485,000 | 1,965 |
| Provision for loan and lease losses | $246,000 | 2,885 |
| Total noninterest income | $3,394,000 | 1,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,394,000 | 845 |
| Total noninterest expense | $8,102,000 | 1,480 |
| Salaries and employee benefits | $4,677,000 | 1,389 |
| Premises and equipment expense | $1,694,000 | 1,022 |
| Additional noninterest expense | $1,731,000 | 2,076 |
| Pre-tax net operating income | $2,531,000 | 2,359 |
| Securities gains (losses) | $100,000 | 1,756 |
| Applicable income taxes | $516,000 | 2,971 |
| Income before extraordinary items | $2,115,000 | 2,209 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,115,000 | 2,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 1,745 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,035,000 | 2,180 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $11,114,000 | 1,308 |
| Total interest expense | $6,165,000 | 775 |
| Net interest income | $4,949,000 | 1,974 |
| Provision for loan and lease losses | $148,000 | 3,170 |
| Total noninterest income | $2,128,000 | 1,307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,128,000 | 878 |
| Total noninterest expense | $5,368,000 | 1,496 |
| Salaries and employee benefits | $3,118,000 | 1,391 |
| Premises and equipment expense | $1,116,000 | 1,031 |
| Additional noninterest expense | $1,134,000 | 2,108 |
| Pre-tax net operating income | $1,561,000 | 2,503 |
| Securities gains (losses) | $83,000 | 1,647 |
| Applicable income taxes | $378,000 | 2,797 |
| Income before extraordinary items | $1,266,000 | 2,450 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,266,000 | 2,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 1,669 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,202,090 | 2,426 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,689,000 | 1,292 |
| Total interest expense | $3,161,000 | 772 |
| Net interest income | $2,528,000 | 1,935 |
| Provision for loan and lease losses | $82,000 | 2,707 |
| Total noninterest income | $981,000 | 1,355 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $981,000 | 901 |
| Total noninterest expense | $2,653,000 | 1,507 |
| Salaries and employee benefits | $1,533,000 | 1,410 |
| Premises and equipment expense | $561,000 | 1,025 |
| Additional noninterest expense | $559,000 | 2,112 |
| Pre-tax net operating income | $774,000 | 2,536 |
| Securities gains (losses) | $31,000 | 1,674 |
| Applicable income taxes | $180,000 | 2,886 |
| Income before extraordinary items | $625,000 | 2,438 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $625,000 | 2,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 1,449 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $600,820 | 2,407 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $24,681,000 | 1,247 |
| Total interest expense | $13,783,000 | 819 |
| Net interest income | $10,898,000 | 1,773 |
| Provision for loan and lease losses | $456,000 | 2,549 |
| Total noninterest income | $3,935,000 | 1,265 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,935,000 | 820 |
| Total noninterest expense | $10,706,000 | 1,436 |
| Salaries and employee benefits | $6,021,000 | 1,353 |
| Premises and equipment expense | $2,229,000 | 982 |
| Additional noninterest expense | $2,456,000 | 1,880 |
| Pre-tax net operating income | $3,671,000 | 2,130 |
| Securities gains (losses) | $18,000 | 3,224 |
| Applicable income taxes | $885,000 | 2,412 |
| Income before extraordinary items | $2,804,000 | 2,133 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,804,000 | 2,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $506,000 | 1,643 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,790,320 | 2,066 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $26,230,000 | 1,311 |
| Total interest expense | $16,375,000 | 980 |
| Net interest income | $9,855,000 | 1,813 |
| Provision for loan and lease losses | $545,000 | 2,061 |
| Total noninterest income | $3,928,000 | 1,195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,928,000 | 785 |
| Total noninterest expense | $10,102,000 | 1,456 |
| Salaries and employee benefits | $5,490,000 | 1,367 |
| Premises and equipment expense | $2,189,000 | 959 |
| Additional noninterest expense | $2,423,000 | 1,872 |
| Pre-tax net operating income | $3,136,000 | 2,168 |
| Securities gains (losses) | $-34,000 | 9,411 |
| Applicable income taxes | $682,000 | 2,719 |
| Income before extraordinary items | $2,420,000 | 2,154 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,420,000 | 2,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $623,000 | 1,330 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,446,520 | 2,063 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $21,522,000 | 1,602 |
| Total interest expense | $12,970,000 | 1,343 |
| Net interest income | $8,552,000 | 2,071 |
| Provision for loan and lease losses | $587,000 | 1,660 |
| Total noninterest income | $2,708,000 | 1,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $3,000 | 171 |
| Additional Noninterest Income | $2,705,000 | 920 |
| Total noninterest expense | $7,379,000 | 1,882 |
| Salaries and employee benefits | $4,109,000 | 1,747 |
| Premises and equipment expense | $1,696,000 | 1,189 |
| Additional noninterest expense | $1,574,000 | 2,687 |
| Pre-tax net operating income | $3,294,000 | 2,190 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $705,000 | 2,760 |
| Income before extraordinary items | $2,589,000 | 2,020 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,589,000 | 2,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 1,653 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,589,000 | 2,021 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $20,403,000 | 1,593 |
| Total interest expense | $11,986,000 | 1,262 |
| Net interest income | $8,417,000 | 2,090 |
| Provision for loan and lease losses | $235,000 | 3,227 |
| Total noninterest income | $2,767,000 | 1,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,767,000 | 944 |
| Total noninterest expense | $7,229,000 | 1,902 |
| Salaries and employee benefits | $3,862,000 | 1,800 |
| Premises and equipment expense | $1,765,000 | 1,135 |
| Additional noninterest expense | $1,602,000 | 2,697 |
| Pre-tax net operating income | $3,720,000 | 1,979 |
| Securities gains (losses) | $11,000 | 1,705 |
| Applicable income taxes | $1,060,000 | 2,125 |
| Income before extraordinary items | $2,671,000 | 1,981 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,671,000 | 1,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,262 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,663,080 | 1,953 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $21,364,000 | 1,513 |
| Total interest expense | $13,628,000 | 1,131 |
| Net interest income | $7,736,000 | 2,205 |
| Provision for loan and lease losses | $281,000 | 2,766 |
| Total noninterest income | $2,858,000 | 1,401 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $11,000 | 192 |
| Additional Noninterest Income | $2,847,000 | 928 |
| Total noninterest expense | $6,841,000 | 1,900 |
| Salaries and employee benefits | $3,669,000 | 1,821 |
| Premises and equipment expense | $1,588,000 | 1,213 |
| Additional noninterest expense | $1,584,000 | 2,643 |
| Pre-tax net operating income | $3,472,000 | 2,082 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,302,000 | 1,846 |
| Income before extraordinary items | $2,170,000 | 2,377 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,170,000 | 2,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,326 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,170,000 | 2,301 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $20,658,000 | 1,602 |
| Total interest expense | $12,696,000 | 1,258 |
| Net interest income | $7,962,000 | 2,198 |
| Provision for loan and lease losses | $352,000 | 2,316 |
| Total noninterest income | $2,169,000 | 1,657 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $24,000 | 196 |
| Additional Noninterest Income | $2,145,000 | 1,050 |
| Total noninterest expense | $6,437,000 | 2,006 |
| Salaries and employee benefits | $3,321,000 | 1,983 |
| Premises and equipment expense | $1,468,000 | 1,333 |
| Additional noninterest expense | $1,648,000 | 2,501 |
| Pre-tax net operating income | $3,342,000 | 2,262 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,281,000 | 1,955 |
| Income before extraordinary items | $2,061,000 | 2,517 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,061,000 | 2,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 2,186 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,061,000 | 2,464 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $17,616,000 | 1,921 |
| Total interest expense | $10,451,000 | 1,531 |
| Net interest income | $7,165,000 | 2,496 |
| Provision for loan and lease losses | $269,000 | 2,820 |
| Total noninterest income | $1,729,000 | 2,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $10,000 | 238 |
| Additional Noninterest Income | $1,719,000 | 1,287 |
| Total noninterest expense | $6,798,000 | 2,048 |
| Salaries and employee benefits | $2,776,000 | 2,396 |
| Premises and equipment expense | $1,291,000 | 1,576 |
| Additional noninterest expense | $2,731,000 | 1,874 |
| Pre-tax net operating income | $1,827,000 | 3,660 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $692,000 | 3,207 |
| Income before extraordinary items | $1,138,000 | 4,045 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,138,000 | 4,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,674 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,136,080 | 3,998 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,649,000 | 2,155 |
| Total interest expense | $8,831,000 | 1,795 |
| Net interest income | $6,818,000 | 2,623 |
| Provision for loan and lease losses | $200,000 | 2,992 |
| Total noninterest income | $1,434,000 | 2,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $10,000 | 429 |
| Additional Noninterest Income | $1,424,000 | 1,411 |
| Total noninterest expense | $5,246,000 | 2,588 |
| Salaries and employee benefits | $2,530,000 | 2,644 |
| Premises and equipment expense | $1,189,000 | 1,698 |
| Additional noninterest expense | $1,527,000 | 3,051 |
| Pre-tax net operating income | $2,806,000 | 2,570 |
| Securities gains (losses) | $-42,000 | 11,077 |
| Applicable income taxes | $1,061,000 | 2,253 |
| Income before extraordinary items | $1,703,000 | 2,885 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,703,000 | 2,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,729,880 | 2,812 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,530,000 | 2,264 |
| Total interest expense | $7,308,000 | 1,712 |
| Net interest income | $6,222,000 | 2,905 |
| Provision for loan and lease losses | $80,000 | 5,022 |
| Total noninterest income | $1,406,000 | 2,427 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $81,000 | 249 |
| Additional Noninterest Income | $1,325,000 | 1,514 |
| Total noninterest expense | $4,713,000 | 2,933 |
| Salaries and employee benefits | $2,324,000 | 2,847 |
| Premises and equipment expense | $1,139,000 | 1,804 |
| Additional noninterest expense | $1,250,000 | 3,913 |
| Pre-tax net operating income | $2,835,000 | 2,498 |
| Securities gains (losses) | $-42,000 | 10,903 |
| Applicable income taxes | $1,060,000 | 2,109 |
| Income before extraordinary items | $1,733,000 | 2,797 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,733,000 | 2,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,783 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,759,880 | 2,769 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,609,000 | 2,283 |
| Total interest expense | $7,488,000 | 1,755 |
| Net interest income | $6,121,000 | 2,970 |
| Provision for loan and lease losses | $43,000 | 7,841 |
| Total noninterest income | $1,583,000 | 2,341 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $83,000 | 282 |
| Additional Noninterest Income | $1,500,000 | 1,555 |
| Total noninterest expense | $4,491,000 | 3,123 |
| Salaries and employee benefits | $2,147,000 | 3,048 |
| Premises and equipment expense | $1,195,000 | 1,756 |
| Additional noninterest expense | $1,149,000 | 4,363 |
| Pre-tax net operating income | $3,170,000 | 2,148 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,174,000 | 1,964 |
| Income before extraordinary items | $1,996,000 | 2,530 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,996,000 | 2,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 7,365 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,996,000 | 2,373 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,625,000 | 2,407 |
| Total interest expense | $9,262,000 | 1,823 |
| Net interest income | $5,363,000 | 3,401 |
| Provision for loan and lease losses | $42,000 | 9,403 |
| Total noninterest income | $1,080,000 | 3,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $34,000 | 342 |
| Additional Noninterest Income | $1,046,000 | 1,935 |
| Total noninterest expense | $4,368,000 | 3,249 |
| Salaries and employee benefits | $1,997,000 | 3,210 |
| Premises and equipment expense | $1,190,000 | 1,771 |
| Additional noninterest expense | $1,181,000 | 4,398 |
| Pre-tax net operating income | $2,033,000 | 3,059 |
| Securities gains (losses) | $-34,000 | 13,605 |
| Applicable income taxes | $747,000 | 2,788 |
| Income before extraordinary items | $1,252,000 | 3,666 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,252,000 | 3,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 9,354 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,273,760 | 3,345 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.