Home > Sterling Bank & Trust Co. > Income and Expense
Sterling Bank & Trust Co., Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,174,000 | 4,897 |
| Total interest expense | $3,338,000 | 4,331 |
| Net interest income | $2,836,000 | 5,348 |
| Provision for loan and lease losses | $308,000 | 2,536 |
| Total noninterest income | $250,000 | 7,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 6,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 5,664 |
| Total noninterest expense | $3,206,000 | 3,886 |
| Salaries and employee benefits | $1,673,000 | 3,899 |
| Premises and equipment expense | $411,000 | 4,336 |
| Additional noninterest expense | $1,122,000 | 3,568 |
| Pre-tax net operating income | $-428,000 | 10,150 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-30,000 | 10,088 |
| Income before extraordinary items | $-398,000 | 10,183 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-398,000 | 10,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $549,000 | 1,174 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-398,000 | 10,157 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,809,000 | 5,187 |
| Total interest expense | $2,763,000 | 5,027 |
| Net interest income | $3,046,000 | 5,243 |
| Provision for loan and lease losses | $275,000 | 2,782 |
| Total noninterest income | $192,000 | 7,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 7,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,977 |
| Total noninterest expense | $2,923,000 | 4,182 |
| Salaries and employee benefits | $1,673,000 | 3,885 |
| Premises and equipment expense | $330,000 | 5,120 |
| Additional noninterest expense | $920,000 | 4,223 |
| Pre-tax net operating income | $40,000 | 10,273 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $2,000 | 10,009 |
| Income before extraordinary items | $39,000 | 10,293 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $39,000 | 10,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,411 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $38,050 | 10,262 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,721,000 | 5,360 |
| Total interest expense | $2,915,000 | 4,912 |
| Net interest income | $2,806,000 | 5,717 |
| Provision for loan and lease losses | $275,000 | 2,762 |
| Total noninterest income | $84,000 | 10,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 8,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,642 |
| Total noninterest expense | $2,713,000 | 4,689 |
| Salaries and employee benefits | $1,462,000 | 4,413 |
| Premises and equipment expense | $330,000 | 5,225 |
| Additional noninterest expense | $921,000 | 4,677 |
| Pre-tax net operating income | $-98,000 | 10,953 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-85,000 | 11,157 |
| Income before extraordinary items | $-13,000 | 10,851 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-13,000 | 10,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $471,000 | 1,495 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-13,000 | 10,806 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,392,000 | 4,919 |
| Total interest expense | $3,496,000 | 4,161 |
| Net interest income | $2,896,000 | 5,652 |
| Provision for loan and lease losses | $1,033,000 | 915 |
| Total noninterest income | $51,000 | 11,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 9,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 11,496 |
| Total noninterest expense | $2,407,000 | 5,166 |
| Salaries and employee benefits | $1,193,000 | 5,241 |
| Premises and equipment expense | $300,000 | 5,625 |
| Additional noninterest expense | $914,000 | 4,706 |
| Pre-tax net operating income | $-493,000 | 11,789 |
| Securities gains (losses) | $48,000 | 1,329 |
| Applicable income taxes | $-152,000 | 11,764 |
| Income before extraordinary items | $-293,000 | 11,728 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-293,000 | 11,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $561,000 | 1,280 |
| Cash dividends | $140,000 | 6,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-324,680 | 11,737 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,443,000 | 5,290 |
| Total interest expense | $2,564,000 | 4,543 |
| Net interest income | $2,879,000 | 5,782 |
| Provision for loan and lease losses | $155,000 | 3,534 |
| Total noninterest income | $45,000 | 12,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 10,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,083 |
| Total noninterest expense | $2,050,000 | 6,077 |
| Salaries and employee benefits | $1,014,000 | 6,022 |
| Premises and equipment expense | $250,000 | 6,528 |
| Additional noninterest expense | $786,000 | 5,775 |
| Pre-tax net operating income | $719,000 | 7,288 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $278,000 | 6,150 |
| Income before extraordinary items | $441,000 | 7,796 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $441,000 | 7,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,436 |
| Cash dividends | $173,000 | 5,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $441,000 | 7,848 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,463,000 | 5,364 |
| Total interest expense | $2,289,000 | 5,188 |
| Net interest income | $3,174,000 | 5,404 |
| Provision for loan and lease losses | $145,000 | 4,744 |
| Total noninterest income | $68,000 | 12,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 10,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,374 |
| Total noninterest expense | $1,977,000 | 6,399 |
| Salaries and employee benefits | $1,028,000 | 5,974 |
| Premises and equipment expense | $252,000 | 6,639 |
| Additional noninterest expense | $697,000 | 6,584 |
| Pre-tax net operating income | $1,120,000 | 5,450 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $429,000 | 4,748 |
| Income before extraordinary items | $691,000 | 6,174 |
| Extraordinary gains, net | $19,000 | 2,728 |
| Net income | $710,000 | 6,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 2,742 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $691,000 | 5,903 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,844,000 | 5,613 |
| Total interest expense | $2,867,000 | 5,352 |
| Net interest income | $2,977,000 | 5,758 |
| Provision for loan and lease losses | $168,000 | 5,780 |
| Total noninterest income | $43,000 | 13,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 11,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,987 |
| Total noninterest expense | $1,911,000 | 6,621 |
| Salaries and employee benefits | $998,000 | 6,036 |
| Premises and equipment expense | $266,000 | 6,505 |
| Additional noninterest expense | $647,000 | 7,125 |
| Pre-tax net operating income | $941,000 | 5,898 |
| Securities gains (losses) | $331,000 | 1,448 |
| Applicable income taxes | $481,000 | 4,117 |
| Income before extraordinary items | $791,000 | 5,409 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $791,000 | 5,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 4,152 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $579,160 | 6,359 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.