Home > Sterling Bank & Trust Co. > Assets and Liabilities
Sterling Bank & Trust Co., Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 30 | 5,321 |
| Assets and Liabilities | ||
| Total Assets: | $73,896,000 | 5,510 |
| Cash and due from depository institutions | $1,443,000 | 5,321 |
| Interest-bearing balances | $51,000 | 5,537 |
| Securities | $10,644,000 | 6,901 |
| Federal funds sold & reverse repurchase agreements | $13,843,000 | 1,203 |
| Net loans & leases | $45,595,000 | 5,251 |
| Loan loss allowance | $715,000 | 4,392 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $336,000 | 8,518 |
| Other real estate owned | $289,000 | 5,321 |
| Goodwill and other intangibles | $602,000 | 1,726 |
| All other assets | $1,144,000 | 5,457 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,896,000 | 5,510 |
| Total liabilities | $67,257,000 | 5,449 |
| Total deposits | $67,080,000 | 5,232 |
| Interest-bearing deposits | $62,668,000 | 4,888 |
| Deposits held in domestic offices | $67,080,000 | 5,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $177,000 | 8,868 |
| Total equity capital | $6,639,000 | 5,976 |
| Total bank equity capital | $6,639,000 | 5,976 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,633,000 | 1,414 |
| Surplus | $2,688,000 | 4,526 |
| Undivided profits | $1,318,000 | 7,797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,516,000 | 1,671 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $254,000 | 7,168 |
| Earning assets | $70,133,000 | 5,371 |
| Long-term assets (5+ years) | $2,390,000 | 7,497 |
| Average Assets, year-to-date | $76,232,400 | 5,157 |
| Average Assets, quarterly | $75,014,500 | 5,367 |
| Volatile liabilities | $7,896,000 | 5,700 |
| Insider loans | $61,000 | 8,516 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,542,000 | 4,671 |
| Tier 1 (core) risk-based capital | $6,055,000 | 6,154 |
| Tier 2 risk-based capital | $603,480 | 4,571 |
| Total risk weighted assets | $48,166,580 | 5,218 |
| Total unused commitments | $6,542,000 | 4,678 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 34 | 5,035 |
| Assets and Liabilities | ||
| Total Assets: | $78,107,000 | 5,273 |
| Cash and due from depository institutions | $1,310,000 | 5,035 |
| Interest-bearing balances | $38,000 | 5,510 |
| Securities | $9,709,000 | 7,493 |
| Federal funds sold & reverse repurchase agreements | $11,155,000 | 1,201 |
| Net loans & leases | $52,965,000 | 4,752 |
| Loan loss allowance | $956,000 | 3,496 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $245,000 | 9,250 |
| Other real estate owned | $719,000 | 5,035 |
| Goodwill and other intangibles | $718,000 | 1,536 |
| All other assets | $1,286,000 | 5,053 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,107,000 | 5,273 |
| Total liabilities | $71,053,000 | 5,220 |
| Total deposits | $70,867,000 | 4,996 |
| Interest-bearing deposits | $65,582,000 | 4,701 |
| Deposits held in domestic offices | $70,867,000 | 4,991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $186,000 | 9,162 |
| Total equity capital | $7,054,000 | 5,726 |
| Total bank equity capital | $7,054,000 | 5,726 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,633,000 | 1,397 |
| Surplus | $2,688,000 | 4,513 |
| Undivided profits | $1,733,000 | 7,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,779,000 | 1,492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $447,000 | 5,201 |
| Earning assets | $73,867,000 | 5,162 |
| Long-term assets (5+ years) | $4,451,000 | 6,249 |
| Average Assets, year-to-date | $68,331,600 | 5,641 |
| Average Assets, quarterly | $72,854,000 | 5,494 |
| Volatile liabilities | $8,164,000 | 5,647 |
| Insider loans | $208,000 | 7,400 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,526,000 | 4,542 |
| Tier 1 (core) risk-based capital | $6,337,000 | 6,049 |
| Tier 2 risk-based capital | $684,690 | 4,056 |
| Total risk weighted assets | $54,504,190 | 4,698 |
| Total unused commitments | $6,526,000 | 4,545 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 31 | 5,680 |
| Assets and Liabilities | ||
| Total Assets: | $66,744,000 | 6,075 |
| Cash and due from depository institutions | $1,252,000 | 5,680 |
| Interest-bearing balances | $5,000 | 6,390 |
| Securities | $11,563,000 | 7,419 |
| Federal funds sold & reverse repurchase agreements | $457,000 | 7,556 |
| Net loans & leases | $50,267,000 | 5,026 |
| Loan loss allowance | $900,000 | 3,858 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $267,000 | 9,447 |
| Other real estate owned | $497,000 | 5,680 |
| Goodwill and other intangibles | $833,000 | 1,377 |
| All other assets | $1,608,000 | 4,344 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,744,000 | 6,075 |
| Total liabilities | $59,753,000 | 6,084 |
| Total deposits | $56,914,000 | 6,069 |
| Interest-bearing deposits | $53,595,000 | 5,670 |
| Deposits held in domestic offices | $56,914,000 | 6,060 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,100,000 | 2,683 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,500,000 | 2,972 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $239,000 | 8,704 |
| Total equity capital | $6,991,000 | 5,808 |
| Total bank equity capital | $6,991,000 | 5,808 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,633,000 | 1,457 |
| Surplus | $2,688,000 | 4,572 |
| Undivided profits | $1,670,000 | 7,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,580,000 | 1,840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $404,000 | 5,611 |
| Earning assets | $62,292,000 | 6,005 |
| Long-term assets (5+ years) | $5,776,000 | 5,547 |
| Average Assets, year-to-date | $70,108,000 | 5,695 |
| Average Assets, quarterly | $65,895,500 | 6,080 |
| Volatile liabilities | $10,723,000 | 4,647 |
| Insider loans | $151,000 | 8,199 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,923,000 | 4,262 |
| Tier 1 (core) risk-based capital | $6,183,000 | 6,241 |
| Tier 2 risk-based capital | $635,130 | 4,384 |
| Total risk weighted assets | $50,545,830 | 5,021 |
| Total unused commitments | $6,923,000 | 4,276 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 30 | 5,997 |
| Assets and Liabilities | ||
| Total Assets: | $75,213,000 | 5,636 |
| Cash and due from depository institutions | $1,301,000 | 5,997 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $13,644,000 | 7,081 |
| Federal funds sold & reverse repurchase agreements | $1,091,000 | 7,142 |
| Net loans & leases | $55,909,000 | 4,561 |
| Loan loss allowance | $1,096,000 | 3,260 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $227,000 | 10,061 |
| Other real estate owned | $354,000 | 5,997 |
| Goodwill and other intangibles | $936,000 | 1,212 |
| All other assets | $1,751,000 | 4,071 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,213,000 | 5,636 |
| Total liabilities | $68,218,000 | 5,592 |
| Total deposits | $59,345,000 | 5,985 |
| Interest-bearing deposits | $56,278,000 | 5,573 |
| Deposits held in domestic offices | $59,345,000 | 5,976 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,000,000 | 1,248 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $500,000 | 3,419 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $373,000 | 7,447 |
| Total equity capital | $6,995,000 | 5,862 |
| Total bank equity capital | $6,995,000 | 5,862 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,633,000 | 1,487 |
| Surplus | $2,688,000 | 4,560 |
| Undivided profits | $1,674,000 | 8,019 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $918,000 | 2,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $468,000 | 5,037 |
| Earning assets | $70,644,000 | 5,532 |
| Long-term assets (5+ years) | $8,365,000 | 4,482 |
| Average Assets, year-to-date | $76,857,400 | 5,329 |
| Average Assets, quarterly | $77,584,500 | 5,431 |
| Volatile liabilities | $17,559,000 | 2,940 |
| Insider loans | $1,519,000 | 2,734 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,938,000 | 4,534 |
| Tier 1 (core) risk-based capital | $6,093,000 | 6,364 |
| Tier 2 risk-based capital | $672,970 | 4,156 |
| Total risk weighted assets | $53,414,270 | 4,765 |
| Total unused commitments | $5,938,000 | 4,546 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 20 | 8,087 |
| Assets and Liabilities | ||
| Total Assets: | $75,688,000 | 5,581 |
| Cash and due from depository institutions | $1,097,000 | 8,087 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $17,383,000 | 6,486 |
| Federal funds sold & reverse repurchase agreements | $895,000 | 5,794 |
| Net loans & leases | $54,197,000 | 4,591 |
| Loan loss allowance | $624,000 | 5,243 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $119,000 | 11,437 |
| Other real estate owned | $594,000 | 8,087 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,403,000 | 5,214 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,688,000 | 5,581 |
| Total liabilities | $68,798,000 | 5,538 |
| Total deposits | $51,053,000 | 6,707 |
| Interest-bearing deposits | $48,726,000 | 6,199 |
| Deposits held in domestic offices | $51,053,000 | 6,700 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,500,000 | 999 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,000,000 | 2,507 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $245,000 | 8,181 |
| Total equity capital | $6,890,000 | 5,609 |
| Total bank equity capital | $6,890,000 | 5,609 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,633,000 | 1,510 |
| Surplus | $2,688,000 | 4,515 |
| Undivided profits | $1,569,000 | 7,887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $867,000 | 2,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $396,000 | 5,221 |
| Earning assets | $72,475,000 | 5,369 |
| Long-term assets (5+ years) | $8,716,000 | 4,476 |
| Average Assets, year-to-date | $71,280,400 | 5,724 |
| Average Assets, quarterly | $73,659,000 | 5,660 |
| Volatile liabilities | $22,171,000 | 2,329 |
| Insider loans | $897,000 | 3,996 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,888,000 | 4,450 |
| Tier 1 (core) risk-based capital | $7,462,000 | 5,304 |
| Tier 2 risk-based capital | $624,000 | 4,388 |
| Total risk weighted assets | $53,545,400 | 4,660 |
| Total unused commitments | $5,888,000 | 4,457 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 21 | 8,210 |
| Assets and Liabilities | ||
| Total Assets: | $69,928,000 | 6,073 |
| Cash and due from depository institutions | $1,056,000 | 8,210 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $8,602,000 | 9,629 |
| Federal funds sold & reverse repurchase agreements | $371,000 | 9,508 |
| Net loans & leases | $58,052,000 | 4,210 |
| Loan loss allowance | $677,000 | 5,099 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $135,000 | 11,826 |
| Other real estate owned | $379,000 | 8,210 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,333,000 | 4,900 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,928,000 | 6,073 |
| Total liabilities | $62,734,000 | 6,119 |
| Total deposits | $54,344,000 | 6,642 |
| Interest-bearing deposits | $52,983,000 | 6,045 |
| Deposits held in domestic offices | $54,344,000 | 6,635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $8,200,000 | 1,189 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $190,000 | 9,472 |
| Total equity capital | $7,194,000 | 5,483 |
| Total bank equity capital | $7,194,000 | 5,483 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,633,000 | 1,520 |
| Surplus | $2,688,000 | 4,480 |
| Undivided profits | $1,873,000 | 7,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,320,000 | 2,605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $392,000 | 4,750 |
| Earning assets | $67,025,000 | 5,849 |
| Long-term assets (5+ years) | $5,768,000 | 6,007 |
| Average Assets, year-to-date | $70,034,200 | 5,932 |
| Average Assets, quarterly | $70,283,000 | 5,991 |
| Volatile liabilities | $16,173,000 | 2,838 |
| Insider loans | $887,000 | 4,056 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,746,000 | 3,165 |
| Tier 1 (core) risk-based capital | $7,194,000 | 5,408 |
| Tier 2 risk-based capital | $677,000 | 4,064 |
| Total risk weighted assets | $55,625,900 | 4,460 |
| Total unused commitments | $9,746,000 | 3,182 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 22 | 8,155 |
| Assets and Liabilities | ||
| Total Assets: | $68,739,000 | 6,221 |
| Cash and due from depository institutions | $642,000 | 8,155 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $7,591,000 | 10,212 |
| Federal funds sold & reverse repurchase agreements | $586,000 | 9,896 |
| Net loans & leases | $57,710,000 | 4,304 |
| Loan loss allowance | $782,000 | 4,568 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $100,000 | 12,741 |
| Other real estate owned | $1,014,000 | 8,155 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,096,000 | 5,906 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,739,000 | 6,221 |
| Total liabilities | $62,255,000 | 6,231 |
| Total deposits | $55,058,000 | 6,703 |
| Interest-bearing deposits | $53,589,000 | 6,124 |
| Deposits held in domestic offices | $55,058,000 | 6,694 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,252 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,200,000 | 1,285 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $497,000 | 5,848 |
| Total equity capital | $6,484,000 | 5,745 |
| Total bank equity capital | $6,484,000 | 5,745 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,633,000 | 1,556 |
| Surplus | $2,688,000 | 4,398 |
| Undivided profits | $1,163,000 | 9,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,414,000 | 2,875 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $407,000 | 4,977 |
| Earning assets | $65,887,000 | 5,981 |
| Long-term assets (5+ years) | $8,429,000 | 4,818 |
| Average Assets, year-to-date | $69,107,800 | 6,054 |
| Average Assets, quarterly | $69,914,500 | 6,101 |
| Volatile liabilities | $14,272,000 | 3,097 |
| Insider loans | $907,000 | 939 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,538,000 | 3,257 |
| Tier 1 (core) risk-based capital | $6,484,000 | 5,675 |
| Tier 2 risk-based capital | $682,710 | 4,049 |
| Total risk weighted assets | $54,517,210 | 4,583 |
| Total unused commitments | $8,538,000 | 3,279 |
| Derivatives | $0 | 651 |