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Sterling Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$4,119,000	2,392
Total interest expense	$1,575,000	2,166
Net interest income	$2,544,000	2,461
Provision for loan and lease losses	$30,000	2,142
Total noninterest income	$300,000	2,429
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$38,000	2,900
Trading account gains and fees	NA	NA
Additional Noninterest Income	$262,000	2,119
Total noninterest expense	$1,803,000	2,608
Salaries and employee benefits	$1,060,000	2,526
Premises and equipment expense	$179,000	2,503
Additional noninterest expense	$262,000	2,119
Pre-tax net operating income	$1,011,000	2,223
Securities gains (losses)	$0	665
Applicable income taxes	$1,000	3,124
Income before extraordinary items	$1,010,000	2,032
Extraordinary gains, net	$0	47
Net income	$1,010,000	2,056
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,010,000	2,032
Net charge-offs	$0	2,299
Cash dividends	$0	2,364
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$1,010,000	2,048
2024-12-31 (YTD Data)		Rank
Total interest income	$15,940,000	2,398
Total interest expense	$6,327,000	2,211
Net interest income	$9,613,000	2,458
Provision for loan and lease losses	$120,000	2,391
Total noninterest income	$1,175,000	2,541
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$139,000	3,056
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,036,000	2,211
Total noninterest expense	$6,961,000	2,628
Salaries and employee benefits	$4,050,000	2,543
Premises and equipment expense	$679,000	2,552
Additional noninterest expense	$1,036,000	2,211
Pre-tax net operating income	$3,707,000	2,226
Securities gains (losses)	$0	940
Applicable income taxes	$-5,000	4,211
Income before extraordinary items	$3,712,000	2,034
Extraordinary gains, net	$0	53
Net income	$3,712,000	2,056
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,712,000	2,034
Net charge-offs	$-1,000	3,653
Cash dividends	$3,000,000	1,251
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$3,712,000	2,043
2024-09-30 (YTD Data)		Rank
Total interest income	$11,786,000	2,404
Total interest expense	$4,734,000	2,202
Net interest income	$7,052,000	2,478
Provision for loan and lease losses	$90,000	2,249
Total noninterest income	$867,000	2,535
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$104,000	3,061
Trading account gains and fees	NA	NA
Additional Noninterest Income	$763,000	2,211
Total noninterest expense	$5,175,000	2,616
Salaries and employee benefits	$3,023,000	2,535
Premises and equipment expense	$518,000	2,518
Additional noninterest expense	$763,000	2,211
Pre-tax net operating income	$2,654,000	2,276
Securities gains (losses)	$0	930
Applicable income taxes	$2,000	3,243
Income before extraordinary items	$2,652,000	2,101
Extraordinary gains, net	$0	51
Net income	$2,652,000	2,123
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,652,000	2,102
Net charge-offs	$-1,000	3,537
Cash dividends	$1,500,000	1,404
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$2,652,000	2,100
2024-06-30 (YTD Data)		Rank
Total interest income	$7,760,000	2,408
Total interest expense	$3,114,000	2,186
Net interest income	$4,646,000	2,477
Provision for loan and lease losses	$60,000	2,141
Total noninterest income	$563,000	2,546
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$70,000	3,032
Trading account gains and fees	NA	NA
Additional Noninterest Income	$493,000	2,212
Total noninterest expense	$3,513,000	2,571
Salaries and employee benefits	$2,058,000	2,507
Premises and equipment expense	$349,000	2,495
Additional noninterest expense	$493,000	2,212
Pre-tax net operating income	$1,636,000	2,335
Securities gains (losses)	$0	628
Applicable income taxes	$2,000	3,239
Income before extraordinary items	$1,634,000	2,170
Extraordinary gains, net	$0	52
Net income	$1,634,000	2,199
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,634,000	2,172
Net charge-offs	$0	2,587
Cash dividends	$750,000	1,670
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$1,634,000	2,176
2024-03-31 (YTD Data)		Rank
Total interest income	$3,816,000	2,419
Total interest expense	$1,534,000	2,172
Net interest income	$2,282,000	2,509
Provision for loan and lease losses	$30,000	1,896
Total noninterest income	$259,000	2,597
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$35,000	3,032
Trading account gains and fees	NA	NA
Additional Noninterest Income	$224,000	2,256
Total noninterest expense	$1,770,000	2,564
Salaries and employee benefits	$1,050,000	2,479
Premises and equipment expense	$175,000	2,488
Additional noninterest expense	$224,000	2,256
Pre-tax net operating income	$741,000	2,388
Securities gains (losses)	$0	689
Applicable income taxes	$1,000	3,158
Income before extraordinary items	$740,000	2,234
Extraordinary gains, net	$0	51
Net income	$740,000	2,260
Minority interest net income	$0	72
Net income of bank and minority interests.	$740,000	2,234
Net charge-offs	$0	2,217
Cash dividends	$0	2,345
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$740,000	2,239
2023-12-31 (YTD Data)		Rank
Total interest income	$13,898,000	2,399
Total interest expense	$4,706,000	2,086
Net interest income	$9,192,000	2,493
Provision for loan and lease losses	$120,000	2,323
Total noninterest income	$1,195,000	2,534
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$138,000	3,072
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,057,000	2,233
Total noninterest expense	$6,591,000	2,645
Salaries and employee benefits	$3,773,000	2,615
Premises and equipment expense	$711,000	2,476
Additional noninterest expense	$1,057,000	2,233
Pre-tax net operating income	$3,676,000	2,274
Securities gains (losses)	$0	988
Applicable income taxes	$4,000	3,337
Income before extraordinary items	$3,672,000	2,093
Extraordinary gains, net	$0	54
Net income	$3,672,000	2,117
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,672,000	2,096
Net charge-offs	$0	2,884
Cash dividends	$1,750,000	1,661
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,672,000	2,124
2023-09-30 (YTD Data)		Rank
Total interest income	$10,152,000	2,405
Total interest expense	$3,329,000	2,045
Net interest income	$6,823,000	2,526
Provision for loan and lease losses	$90,000	2,173
Total noninterest income	$886,000	2,544
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$103,000	3,092
Trading account gains and fees	NA	NA
Additional Noninterest Income	$783,000	2,230
Total noninterest expense	$4,917,000	2,648
Salaries and employee benefits	$2,814,000	2,613
Premises and equipment expense	$548,000	2,443
Additional noninterest expense	$783,000	2,230
Pre-tax net operating income	$2,702,000	2,359
Securities gains (losses)	$0	849
Applicable income taxes	$5,000	3,346
Income before extraordinary items	$2,697,000	2,176
Extraordinary gains, net	$0	52
Net income	$2,697,000	2,197
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,697,000	2,178
Net charge-offs	$0	2,641
Cash dividends	$1,250,000	1,507
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,697,000	2,201
2023-06-30 (YTD Data)		Rank
Total interest income	$6,482,000	2,430
Total interest expense	$1,952,000	2,054
Net interest income	$4,530,000	2,554
Provision for loan and lease losses	$60,000	2,092
Total noninterest income	$573,000	2,541
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$70,000	3,077
Trading account gains and fees	NA	NA
Additional Noninterest Income	$503,000	2,194
Total noninterest expense	$3,281,000	2,630
Salaries and employee benefits	$1,891,000	2,597
Premises and equipment expense	$376,000	2,389
Additional noninterest expense	$503,000	2,191
Pre-tax net operating income	$1,762,000	2,404
Securities gains (losses)	$0	938
Applicable income taxes	$4,000	3,373
Income before extraordinary items	$1,758,000	2,207
Extraordinary gains, net	$0	51
Net income	$1,758,000	2,233
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,758,000	2,207
Net charge-offs	$0	2,431
Cash dividends	$750,000	1,620
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,758,000	2,225
2023-03-31 (YTD Data)		Rank
Total interest income	$3,123,000	2,475
Total interest expense	$817,000	2,077
Net interest income	$2,306,000	2,544
Provision for loan and lease losses	$30,000	1,903
Total noninterest income	$255,000	2,666
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$35,000	3,092
Trading account gains and fees	NA	NA
Additional Noninterest Income	$220,000	2,329
Total noninterest expense	$1,642,000	2,649
Salaries and employee benefits	$957,000	2,623
Premises and equipment expense	$187,000	2,444
Additional noninterest expense	$220,000	2,329
Pre-tax net operating income	$889,000	2,446
Securities gains (losses)	$0	950
Applicable income taxes	$3,000	3,301
Income before extraordinary items	$886,000	2,254
Extraordinary gains, net	$0	4
Net income	$886,000	2,254
Minority interest net income	$0	48
Net income of bank and minority interests.	$886,000	2,254
Net charge-offs	$0	2,062
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$886,000	2,291
2022-12-31 (YTD Data)		Rank
Total interest income	$10,864,000	2,411
Total interest expense	$1,264,000	2,127
Net interest income	$9,600,000	2,424
Provision for loan and lease losses	$60,000	2,455
Total noninterest income	$1,337,000	2,468
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$128,000	3,211
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,209,000	2,131
Total noninterest expense	$6,441,000	2,644
Salaries and employee benefits	$3,633,000	2,648
Premises and equipment expense	$799,000	2,308
Additional noninterest expense	$1,209,000	2,131
Pre-tax net operating income	$4,436,000	2,169
Securities gains (losses)	$0	691
Applicable income taxes	$19,000	3,448
Income before extraordinary items	$4,417,000	1,980
Extraordinary gains, net	$0	5
Net income	$4,417,000	1,980
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,417,000	1,979
Net charge-offs	$-1,000	3,246
Cash dividends	$3,000,000	1,131
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,417,000	2,010
2022-09-30 (YTD Data)		Rank
Total interest income	$7,838,000	2,411
Total interest expense	$842,000	1,979
Net interest income	$6,996,000	2,440
Provision for loan and lease losses	$45,000	2,281
Total noninterest income	$1,033,000	2,453
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$95,000	3,252
Trading account gains and fees	NA	NA
Additional Noninterest Income	$938,000	2,120
Total noninterest expense	$4,809,000	2,638
Salaries and employee benefits	$2,687,000	2,662
Premises and equipment expense	$619,000	2,283
Additional noninterest expense	$938,000	2,120
Pre-tax net operating income	$3,175,000	2,231
Securities gains (losses)	$0	740
Applicable income taxes	$13,000	3,454
Income before extraordinary items	$3,162,000	2,026
Extraordinary gains, net	$0	4
Net income	$3,162,000	2,025
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,162,000	2,025
Net charge-offs	$0	2,349
Cash dividends	$1,500,000	1,342
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$3,162,000	2,056
2022-06-30 (YTD Data)		Rank
Total interest income	$4,986,000	2,437
Total interest expense	$517,000	1,913
Net interest income	$4,469,000	2,480
Provision for loan and lease losses	$30,000	2,075
Total noninterest income	$715,000	2,407
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$64,000	3,252
Trading account gains and fees	NA	NA
Additional Noninterest Income	$651,000	2,113
Total noninterest expense	$3,190,000	2,633
Salaries and employee benefits	$1,789,000	2,674
Premises and equipment expense	$416,000	2,272
Additional noninterest expense	$985,000	2,643
Pre-tax net operating income	$1,964,000	2,218
Securities gains (losses)	$0	687
Applicable income taxes	$8,000	3,420
Income before extraordinary items	$1,956,000	2,022
Extraordinary gains, net	$0	4
Net income	$1,956,000	2,022
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,956,000	2,022
Net charge-offs	$0	2,156
Cash dividends	$750,000	1,555
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,956,000	2,060
2022-03-31 (YTD Data)		Rank
Total interest income	$2,408,000	2,440
Total interest expense	$263,000	1,857
Net interest income	$2,145,000	2,493
Provision for loan and lease losses	$15,000	1,841
Total noninterest income	$360,000	2,382
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$31,000	3,263
Trading account gains and fees	NA	NA
Additional Noninterest Income	$329,000	2,081
Total noninterest expense	$1,588,000	2,642
Salaries and employee benefits	$916,000	2,634
Premises and equipment expense	$205,000	2,306
Additional noninterest expense	$467,000	2,718
Pre-tax net operating income	$902,000	2,236
Securities gains (losses)	$0	623
Applicable income taxes	$3,000	3,335
Income before extraordinary items	$899,000	2,047
Extraordinary gains, net	$0	4
Net income	$899,000	2,046
Minority interest net income	$0	50
Net income of bank and minority interests.	$899,000	2,047
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$899,000	2,062
2021-12-31 (YTD Data)		Rank
Total interest income	$11,684,000	2,239
Total interest expense	$1,212,000	1,948
Net interest income	$10,472,000	2,261
Provision for loan and lease losses	$60,000	2,437
Total noninterest income	$1,966,000	2,241
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$116,000	3,291
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,850,000	2,000
Total noninterest expense	$6,621,000	2,579
Salaries and employee benefits	$3,761,000	2,600
Premises and equipment expense	$825,000	2,270
Additional noninterest expense	$2,035,000	2,573
Pre-tax net operating income	$5,757,000	1,878
Securities gains (losses)	$0	2,062
Applicable income taxes	$13,000	3,549
Income before extraordinary items	$5,744,000	1,711
Extraordinary gains, net	$0	10
Net income	$5,744,000	1,711
Minority interest net income	$0	74
Net income of bank and minority interests.	$5,744,000	1,712
Net charge-offs	$-4,000	3,440
Cash dividends	$2,750,000	1,261
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$5,744,000	1,684
2021-09-30 (YTD Data)		Rank
Total interest income	$9,262,000	2,195
Total interest expense	$918,000	2,021
Net interest income	$8,344,000	2,192
Provision for loan and lease losses	$45,000	2,393
Total noninterest income	$1,538,000	2,238
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$86,000	3,333
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,452,000	1,993
Total noninterest expense	$4,916,000	2,603
Salaries and employee benefits	$2,775,000	2,635
Premises and equipment expense	$591,000	2,364
Additional noninterest expense	$1,550,000	2,534
Pre-tax net operating income	$4,921,000	1,785
Securities gains (losses)	$0	2,015
Applicable income taxes	$11,000	3,508
Income before extraordinary items	$4,910,000	1,635
Extraordinary gains, net	$0	8
Net income	$4,910,000	1,634
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,910,000	1,635
Net charge-offs	$-4,000	3,372
Cash dividends	$1,750,000	1,266
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$4,910,000	1,607
2021-06-30 (YTD Data)		Rank
Total interest income	$5,790,000	2,297
Total interest expense	$613,000	2,076
Net interest income	$5,177,000	2,299
Provision for loan and lease losses	$30,000	2,355
Total noninterest income	$1,057,000	2,180
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$55,000	3,321
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,002,000	1,901
Total noninterest expense	$3,209,000	2,624
Salaries and employee benefits	$1,874,000	2,609
Premises and equipment expense	$392,000	2,367
Additional noninterest expense	$943,000	2,690
Pre-tax net operating income	$2,995,000	1,897
Securities gains (losses)	$0	1,818
Applicable income taxes	$8,000	3,487
Income before extraordinary items	$2,987,000	1,718
Extraordinary gains, net	$0	6
Net income	$2,987,000	1,718
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,987,000	1,718
Net charge-offs	$-4,000	3,475
Cash dividends	$750,000	1,610
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,987,000	1,687
2021-03-31 (YTD Data)		Rank
Total interest income	$2,489,000	2,514
Total interest expense	$310,000	2,133
Net interest income	$2,179,000	2,532
Provision for loan and lease losses	$15,000	2,330
Total noninterest income	$524,000	2,189
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$28,000	3,295
Trading account gains and fees	NA	NA
Additional Noninterest Income	$496,000	1,929
Total noninterest expense	$1,552,000	2,657
Salaries and employee benefits	$958,000	2,568
Premises and equipment expense	$193,000	2,395
Additional noninterest expense	$401,000	2,933
Pre-tax net operating income	$1,136,000	2,207
Securities gains (losses)	$0	1,392
Applicable income taxes	$3,000	3,464
Income before extraordinary items	$1,133,000	2,054
Extraordinary gains, net	$0	3
Net income	$1,133,000	2,053
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,133,000	2,054
Net charge-offs	$-4,000	3,680
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,133,000	2,022
2020-12-31 (YTD Data)		Rank
Total interest income	$10,603,000	2,433
Total interest expense	$1,544,000	2,335
Net interest income	$9,059,000	2,415
Provision for loan and lease losses	$60,000	3,790
Total noninterest income	$2,274,000	1,990
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$117,000	3,396
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,157,000	1,723
Total noninterest expense	$6,093,000	2,670
Salaries and employee benefits	$3,573,000	2,648
Premises and equipment expense	$822,000	2,302
Additional noninterest expense	$1,698,000	2,820
Pre-tax net operating income	$5,180,000	1,744
Securities gains (losses)	$0	2,675
Applicable income taxes	$15,000	3,440
Income before extraordinary items	$5,165,000	1,594
Extraordinary gains, net	$0	4
Net income	$5,165,000	1,594
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,165,000	1,594
Net charge-offs	$-1,000	3,923
Cash dividends	$2,900,000	1,162
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$5,165,000	1,553
2020-09-30 (YTD Data)		Rank
Total interest income	$7,838,000	2,469
Total interest expense	$1,212,000	2,367
Net interest income	$6,626,000	2,448
Provision for loan and lease losses	$45,000	3,752
Total noninterest income	$1,600,000	2,013
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$88,000	3,407
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,512,000	1,729
Total noninterest expense	$4,492,000	2,693
Salaries and employee benefits	$2,667,000	2,652
Premises and equipment expense	$625,000	2,279
Additional noninterest expense	$1,200,000	2,919
Pre-tax net operating income	$3,689,000	1,773
Securities gains (losses)	$0	2,494
Applicable income taxes	$11,000	3,451
Income before extraordinary items	$3,678,000	1,630
Extraordinary gains, net	$0	4
Net income	$3,678,000	1,631
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,678,000	1,631
Net charge-offs	$0	3,243
Cash dividends	$1,450,000	1,378
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,678,000	1,578
2020-06-30 (YTD Data)		Rank
Total interest income	$5,252,000	2,491
Total interest expense	$853,000	2,390
Net interest income	$4,399,000	2,473
Provision for loan and lease losses	$30,000	3,658
Total noninterest income	$955,000	2,065
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$60,000	3,408
Trading account gains and fees	NA	NA
Additional Noninterest Income	$895,000	1,776
Total noninterest expense	$3,014,000	2,687
Salaries and employee benefits	$1,814,000	2,634
Premises and equipment expense	$406,000	2,311
Additional noninterest expense	$794,000	2,927
Pre-tax net operating income	$2,310,000	1,800
Securities gains (losses)	$0	2,249
Applicable income taxes	$7,000	3,435
Income before extraordinary items	$2,303,000	1,638
Extraordinary gains, net	$0	4
Net income	$2,303,000	1,639
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,303,000	1,639
Net charge-offs	$0	3,033
Cash dividends	$725,000	1,622
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,303,000	1,592
2020-03-31 (YTD Data)		Rank
Total interest income	$2,633,000	2,480
Total interest expense	$467,000	2,397
Net interest income	$2,166,000	2,455
Provision for loan and lease losses	$15,000	3,204
Total noninterest income	$293,000	2,552
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$35,000	3,479
Trading account gains and fees	NA	NA
Additional Noninterest Income	$258,000	2,162
Total noninterest expense	$1,522,000	2,694
Salaries and employee benefits	$928,000	2,600
Premises and equipment expense	$205,000	2,313
Additional noninterest expense	$389,000	2,980
Pre-tax net operating income	$922,000	1,948
Securities gains (losses)	$0	1,705
Applicable income taxes	$3,000	3,353
Income before extraordinary items	$919,000	1,779
Extraordinary gains, net	$0	4
Net income	$919,000	1,779
Minority interest net income	$0	56
Net income of bank and minority interests.	$919,000	1,779
Net charge-offs	$0	2,581
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$919,000	1,752
2019-12-31 (YTD Data)		Rank
Total interest income	$10,611,000	2,488
Total interest expense	$1,953,000	2,375
Net interest income	$8,658,000	2,481
Provision for loan and lease losses	$180,000	2,435
Total noninterest income	$1,254,000	2,531
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$151,000	3,499
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,103,000	2,141
Total noninterest expense	$5,719,000	2,779
Salaries and employee benefits	$3,308,000	2,758
Premises and equipment expense	$857,000	2,248
Additional noninterest expense	$1,554,000	3,017
Pre-tax net operating income	$4,013,000	2,052
Securities gains (losses)	$0	2,379
Applicable income taxes	$15,000	3,613
Income before extraordinary items	$3,998,000	1,888
Extraordinary gains, net	$0	11
Net income	$3,998,000	1,890
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,998,000	1,890
Net charge-offs	$0	3,726
Cash dividends	$3,510,000	1,066
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,998,000	1,854
2019-09-30 (YTD Data)		Rank
Total interest income	$7,924,000	2,524
Total interest expense	$1,482,000	2,369
Net interest income	$6,442,000	2,525
Provision for loan and lease losses	$135,000	2,339
Total noninterest income	$888,000	2,604
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$115,000	3,513
Trading account gains and fees	NA	NA
Additional Noninterest Income	$773,000	2,212
Total noninterest expense	$4,260,000	2,805
Salaries and employee benefits	$2,481,000	2,769
Premises and equipment expense	$642,000	2,259
Additional noninterest expense	$1,137,000	3,086
Pre-tax net operating income	$2,935,000	2,137
Securities gains (losses)	$0	2,167
Applicable income taxes	$11,000	3,665
Income before extraordinary items	$2,924,000	1,970
Extraordinary gains, net	$0	11
Net income	$2,924,000	1,970
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,924,000	1,971
Net charge-offs	$-1,000	3,994
Cash dividends	$1,475,000	1,468
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,924,000	1,941
2019-06-30 (YTD Data)		Rank
Total interest income	$5,230,000	2,546
Total interest expense	$962,000	2,385
Net interest income	$4,268,000	2,547
Provision for loan and lease losses	$90,000	2,284
Total noninterest income	$462,000	2,911
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$77,000	3,507
Trading account gains and fees	NA	NA
Additional Noninterest Income	$385,000	2,527
Total noninterest expense	$2,906,000	2,785
Salaries and employee benefits	$1,687,000	2,759
Premises and equipment expense	$430,000	2,271
Additional noninterest expense	$789,000	3,028
Pre-tax net operating income	$1,734,000	2,282
Securities gains (losses)	$0	1,702
Applicable income taxes	$8,000	3,665
Income before extraordinary items	$1,726,000	2,136
Extraordinary gains, net	$0	11
Net income	$1,726,000	2,134
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,726,000	2,136
Net charge-offs	$0	3,172
Cash dividends	$725,000	1,743
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,726,000	2,111
2019-03-31 (YTD Data)		Rank
Total interest income	$2,608,000	2,545
Total interest expense	$471,000	2,389
Net interest income	$2,137,000	2,558
Provision for loan and lease losses	$45,000	2,137
Total noninterest income	$228,000	2,889
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$36,000	3,597
Trading account gains and fees	NA	NA
Additional Noninterest Income	$192,000	2,442
Total noninterest expense	$1,464,000	2,793
Salaries and employee benefits	$859,000	2,748
Premises and equipment expense	$218,000	2,280
Additional noninterest expense	$387,000	3,078
Pre-tax net operating income	$856,000	2,268
Securities gains (losses)	$0	1,087
Applicable income taxes	$3,000	3,639
Income before extraordinary items	$853,000	2,104
Extraordinary gains, net	$0	5
Net income	$853,000	2,103
Minority interest net income	$0	52
Net income of bank and minority interests.	$853,000	2,103
Net charge-offs	$0	2,740
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$853,000	2,092
2018-12-31 (YTD Data)		Rank
Total interest income	$10,142,000	2,504
Total interest expense	$1,591,000	2,257
Net interest income	$8,551,000	2,536
Provision for loan and lease losses	$180,000	2,460
Total noninterest income	$1,050,000	2,795
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$141,000	3,752
Trading account gains and fees	NA	NA
Additional Noninterest Income	$909,000	2,348
Total noninterest expense	$5,652,000	2,820
Salaries and employee benefits	$3,233,000	2,820
Premises and equipment expense	$905,000	2,193
Additional noninterest expense	$1,514,000	3,150
Pre-tax net operating income	$3,769,000	2,180
Securities gains (losses)	$0	1,125
Applicable income taxes	$12,000	3,719
Income before extraordinary items	$3,757,000	1,990
Extraordinary gains, net	$0	6
Net income	$3,757,000	1,988
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,757,000	1,989
Net charge-offs	$4,000	3,576
Cash dividends	$2,900,000	1,115
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,757,000	1,982
2018-09-30 (YTD Data)		Rank
Total interest income	$7,514,000	2,523
Total interest expense	$1,157,000	2,221
Net interest income	$6,357,000	2,561
Provision for loan and lease losses	$135,000	2,344
Total noninterest income	$796,000	2,807
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$106,000	3,771
Trading account gains and fees	NA	NA
Additional Noninterest Income	$690,000	2,363
Total noninterest expense	$4,208,000	2,843
Salaries and employee benefits	$2,398,000	2,846
Premises and equipment expense	$689,000	2,174
Additional noninterest expense	$1,121,000	3,190
Pre-tax net operating income	$2,810,000	2,210
Securities gains (losses)	$0	1,118
Applicable income taxes	$10,000	3,776
Income before extraordinary items	$2,800,000	2,001
Extraordinary gains, net	$0	5
Net income	$2,800,000	1,998
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,800,000	2,000
Net charge-offs	$0	3,489
Cash dividends	$1,450,000	1,339
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,800,000	1,990
2018-06-30 (YTD Data)		Rank
Total interest income	$4,941,000	2,529
Total interest expense	$746,000	2,188
Net interest income	$4,195,000	2,571
Provision for loan and lease losses	$90,000	2,265
Total noninterest income	$512,000	2,858
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$72,000	3,759
Trading account gains and fees	NA	NA
Additional Noninterest Income	$440,000	2,405
Total noninterest expense	$2,811,000	2,869
Salaries and employee benefits	$1,621,000	2,852
Premises and equipment expense	$454,000	2,220
Additional noninterest expense	$736,000	3,222
Pre-tax net operating income	$1,806,000	2,244
Securities gains (losses)	$0	961
Applicable income taxes	$7,000	3,766
Income before extraordinary items	$1,799,000	2,036
Extraordinary gains, net	$0	6
Net income	$1,799,000	2,034
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,799,000	2,035
Net charge-offs	$-1,000	3,891
Cash dividends	$725,000	1,593
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,799,000	2,028
2018-03-31 (YTD Data)		Rank
Total interest income	$2,426,000	2,552
Total interest expense	$354,000	2,191
Net interest income	$2,072,000	2,604
Provision for loan and lease losses	$45,000	2,144
Total noninterest income	$237,000	2,940
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$36,000	3,791
Trading account gains and fees	NA	NA
Additional Noninterest Income	$201,000	2,484
Total noninterest expense	$1,414,000	2,888
Salaries and employee benefits	$824,000	2,849
Premises and equipment expense	$227,000	2,242
Additional noninterest expense	$363,000	3,271
Pre-tax net operating income	$850,000	2,286
Securities gains (losses)	$0	735
Applicable income taxes	$4,000	3,713
Income before extraordinary items	$846,000	2,087
Extraordinary gains, net	$0	7
Net income	$846,000	2,086
Minority interest net income	$0	52
Net income of bank and minority interests.	$846,000	2,087
Net charge-offs	$0	2,722
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$846,000	2,076
2017-12-31 (YTD Data)		Rank
Total interest income	$9,378,000	2,574
Total interest expense	$1,285,000	2,156
Net interest income	$8,093,000	2,611
Provision for loan and lease losses	$170,000	2,549
Total noninterest income	$1,111,000	2,799
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$146,000	3,874
Trading account gains and fees	NA	NA
Additional Noninterest Income	$965,000	2,343
Total noninterest expense	$5,517,000	2,924
Salaries and employee benefits	$3,175,000	2,879
Premises and equipment expense	$874,000	2,308
Additional noninterest expense	$1,468,000	3,275
Pre-tax net operating income	$3,517,000	2,237
Securities gains (losses)	$0	2,243
Applicable income taxes	$13,000	3,839
Income before extraordinary items	$3,504,000	1,803
Extraordinary gains, net	$0	9
Net income	$3,504,000	1,803
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,504,000	1,804
Net charge-offs	$196,000	1,852
Cash dividends	$2,740,000	1,101
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,504,000	1,783
2017-09-30 (YTD Data)		Rank
Total interest income	$6,947,000	2,605
Total interest expense	$948,000	2,158
Net interest income	$5,999,000	2,659
Provision for loan and lease losses	$125,000	2,461
Total noninterest income	$848,000	2,798
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$110,000	3,897
Trading account gains and fees	NA	NA
Additional Noninterest Income	$738,000	2,346
Total noninterest expense	$4,113,000	2,964
Salaries and employee benefits	$2,365,000	2,913
Premises and equipment expense	$651,000	2,319
Additional noninterest expense	$1,097,000	3,283
Pre-tax net operating income	$2,609,000	2,294
Securities gains (losses)	$0	2,274
Applicable income taxes	$10,000	3,874
Income before extraordinary items	$2,599,000	1,967
Extraordinary gains, net	$0	9
Net income	$2,599,000	1,967
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,599,000	1,967
Net charge-offs	$196,000	1,406
Cash dividends	$1,370,000	1,396
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,599,000	1,942
2017-06-30 (YTD Data)		Rank
Total interest income	$4,583,000	2,611
Total interest expense	$625,000	2,143
Net interest income	$3,958,000	2,671
Provision for loan and lease losses	$60,000	2,608
Total noninterest income	$536,000	2,877
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$75,000	3,875
Trading account gains and fees	NA	NA
Additional Noninterest Income	$461,000	2,424
Total noninterest expense	$2,766,000	2,959
Salaries and employee benefits	$1,591,000	2,916
Premises and equipment expense	$437,000	2,319
Additional noninterest expense	$738,000	3,277
Pre-tax net operating income	$1,668,000	2,311
Securities gains (losses)	$0	1,906
Applicable income taxes	$5,000	3,952
Income before extraordinary items	$1,663,000	1,989
Extraordinary gains, net	$0	11
Net income	$1,663,000	1,989
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,663,000	1,989
Net charge-offs	$0	3,512
Cash dividends	$685,000	1,667
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,663,000	1,964
2017-03-31 (YTD Data)		Rank
Total interest income	$2,263,000	2,626
Total interest expense	$311,000	2,114
Net interest income	$1,952,000	2,696
Provision for loan and lease losses	$30,000	2,408
Total noninterest income	$265,000	2,872
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$38,000	3,866
Trading account gains and fees	NA	NA
Additional Noninterest Income	$227,000	2,413
Total noninterest expense	$1,385,000	2,975
Salaries and employee benefits	$806,000	2,936
Premises and equipment expense	$213,000	2,404
Additional noninterest expense	$366,000	3,292
Pre-tax net operating income	$802,000	2,279
Securities gains (losses)	$0	1,153
Applicable income taxes	$2,000	3,937
Income before extraordinary items	$800,000	1,975
Extraordinary gains, net	$0	8
Net income	$800,000	1,976
Minority interest net income	$0	55
Net income of bank and minority interests.	$800,000	1,976
Net charge-offs	$0	2,943
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$800,000	1,947
2016-12-31 (YTD Data)		Rank
Total interest income	$9,277,000	2,562
Total interest expense	$1,247,000	2,071
Net interest income	$8,030,000	2,616
Provision for loan and lease losses	$105,000	3,072
Total noninterest income	$1,082,000	2,916
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$164,000	3,846
Trading account gains and fees	$0	170
Additional Noninterest Income	$918,000	2,496
Total noninterest expense	$5,445,000	3,026
Salaries and employee benefits	$3,138,000	2,949
Premises and equipment expense	$890,000	2,334
Additional noninterest expense	$1,417,000	3,464
Pre-tax net operating income	$3,562,000	2,100
Securities gains (losses)	$0	3,212
Applicable income taxes	$17,000	3,901
Income before extraordinary items	$3,545,000	1,823
Extraordinary gains, net	$0	5
Net income	$3,545,000	1,822
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,545,000	1,822
Net charge-offs	$310,000	1,488
Cash dividends	$3,155,000	979
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,545,000	1,787
2016-09-30 (YTD Data)		Rank
Total interest income	$6,968,000	2,568
Total interest expense	$935,000	2,061
Net interest income	$6,033,000	2,615
Provision for loan and lease losses	$75,000	3,003
Total noninterest income	$824,000	2,903
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$123,000	3,869
Trading account gains and fees	$0	169
Additional Noninterest Income	$701,000	2,486
Total noninterest expense	$4,045,000	3,036
Salaries and employee benefits	$2,335,000	2,949
Premises and equipment expense	$662,000	2,344
Additional noninterest expense	$1,048,000	3,509
Pre-tax net operating income	$2,737,000	2,096
Securities gains (losses)	$0	3,160
Applicable income taxes	$15,000	3,930
Income before extraordinary items	$2,722,000	1,820
Extraordinary gains, net	$0	5
Net income	$2,722,000	1,820
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,722,000	1,820
Net charge-offs	$161,000	1,633
Cash dividends	$1,370,000	1,371
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,722,000	1,765
2016-06-30 (YTD Data)		Rank
Total interest income	$4,664,000	2,555
Total interest expense	$627,000	2,060
Net interest income	$4,037,000	2,617
Provision for loan and lease losses	$45,000	3,014
Total noninterest income	$517,000	2,978
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$78,000	3,953
Trading account gains and fees	$0	157
Additional Noninterest Income	$439,000	2,542
Total noninterest expense	$2,714,000	3,045
Salaries and employee benefits	$1,588,000	2,944
Premises and equipment expense	$436,000	2,362
Additional noninterest expense	$690,000	3,551
Pre-tax net operating income	$1,795,000	2,114
Securities gains (losses)	$0	2,835
Applicable income taxes	$10,000	3,951
Income before extraordinary items	$1,785,000	1,831
Extraordinary gains, net	$0	16
Net income	$1,785,000	1,830
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,785,000	1,830
Net charge-offs	$161,000	1,275
Cash dividends	$685,000	1,656
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,785,000	1,778
2016-03-31 (YTD Data)		Rank
Total interest income	$2,290,000	2,591
Total interest expense	$313,000	2,074
Net interest income	$1,977,000	2,661
Provision for loan and lease losses	$15,000	2,996
Total noninterest income	$240,000	3,080
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$39,000	3,951
Trading account gains and fees	$0	142
Additional Noninterest Income	$201,000	2,610
Total noninterest expense	$1,366,000	3,054
Salaries and employee benefits	$802,000	2,945
Premises and equipment expense	$221,000	2,359
Additional noninterest expense	$343,000	3,589
Pre-tax net operating income	$836,000	2,197
Securities gains (losses)	$0	2,077
Applicable income taxes	$5,000	3,928
Income before extraordinary items	$831,000	1,924
Extraordinary gains, net	$0	12
Net income	$831,000	1,924
Minority interest net income	$0	62
Net income of bank and minority interests.	$831,000	1,924
Net charge-offs	$161,000	763
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$831,000	1,875
2015-12-31 (YTD Data)		Rank
Total interest income	$9,192,000	2,550
Total interest expense	$1,268,000	2,027
Net interest income	$7,924,000	2,617
Provision for loan and lease losses	$0	4,380
Total noninterest income	$1,026,000	3,032
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$176,000	3,894
Trading account gains and fees	$0	159
Additional Noninterest Income	$850,000	2,574
Total noninterest expense	$5,257,000	3,108
Salaries and employee benefits	$3,044,000	3,007
Premises and equipment expense	$809,000	2,534
Additional noninterest expense	$1,404,000	3,563
Pre-tax net operating income	$3,693,000	1,994
Securities gains (losses)	$0	3,216
Applicable income taxes	$21,000	3,913
Income before extraordinary items	$3,672,000	1,730
Extraordinary gains, net	$0	23
Net income	$3,672,000	1,731
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,672,000	1,731
Net charge-offs	$-19,000	5,321
Cash dividends	$3,280,000	905
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,672,000	1,687
2015-09-30 (YTD Data)		Rank
Total interest income	$6,867,000	2,574
Total interest expense	$956,000	2,041
Net interest income	$5,911,000	2,653
Provision for loan and lease losses	$0	4,232
Total noninterest income	$816,000	2,944
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$131,000	3,947
Trading account gains and fees	$0	153
Additional Noninterest Income	$685,000	2,504
Total noninterest expense	$3,893,000	3,158
Salaries and employee benefits	$2,262,000	3,048
Premises and equipment expense	$601,000	2,586
Additional noninterest expense	$1,030,000	3,606
Pre-tax net operating income	$2,834,000	1,998
Securities gains (losses)	$0	3,031
Applicable income taxes	$16,000	4,021
Income before extraordinary items	$2,818,000	1,718
Extraordinary gains, net	$0	21
Net income	$2,818,000	1,721
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,818,000	1,721
Net charge-offs	$6,000	3,786
Cash dividends	$1,640,000	1,141
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,818,000	1,675
2015-06-30 (YTD Data)		Rank
Total interest income	$4,532,000	2,604
Total interest expense	$637,000	2,046
Net interest income	$3,895,000	2,673
Provision for loan and lease losses	$0	4,069
Total noninterest income	$557,000	2,916
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$83,000	4,005
Trading account gains and fees	$0	157
Additional Noninterest Income	$474,000	2,467
Total noninterest expense	$2,608,000	3,175
Salaries and employee benefits	$1,523,000	3,052
Premises and equipment expense	$395,000	2,625
Additional noninterest expense	$690,000	3,620
Pre-tax net operating income	$1,844,000	2,016
Securities gains (losses)	$0	2,636
Applicable income taxes	$10,000	4,061
Income before extraordinary items	$1,834,000	1,742
Extraordinary gains, net	$0	22
Net income	$1,834,000	1,746
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,834,000	1,746
Net charge-offs	$6,000	3,419
Cash dividends	$820,000	1,431
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,834,000	1,694
2015-03-31 (YTD Data)		Rank
Total interest income	$2,245,000	2,621
Total interest expense	$319,000	2,057
Net interest income	$1,926,000	2,686
Provision for loan and lease losses	$0	3,703
Total noninterest income	$290,000	2,841
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$39,000	4,103
Trading account gains and fees	$0	152
Additional Noninterest Income	$251,000	2,345
Total noninterest expense	$1,311,000	3,180
Salaries and employee benefits	$771,000	3,045
Premises and equipment expense	$194,000	2,706
Additional noninterest expense	$346,000	3,619
Pre-tax net operating income	$905,000	2,019
Securities gains (losses)	$0	2,027
Applicable income taxes	$5,000	4,030
Income before extraordinary items	$900,000	1,747
Extraordinary gains, net	$0	13
Net income	$900,000	1,749
Minority interest net income	$0	64
Net income of bank and minority interests.	$900,000	1,749
Net charge-offs	$0	3,288
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$900,000	1,685
2014-12-31 (YTD Data)		Rank
Total interest income	$9,025,000	2,636
Total interest expense	$1,334,000	2,089
Net interest income	$7,691,000	2,715
Provision for loan and lease losses	$45,000	3,862
Total noninterest income	$894,000	3,287
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$185,000	4,042
Trading account gains and fees	$0	180
Additional Noninterest Income	$709,000	2,798
Total noninterest expense	$5,225,000	3,214
Salaries and employee benefits	$3,050,000	3,034
Premises and equipment expense	$815,000	2,630
Additional noninterest expense	$1,360,000	3,772
Pre-tax net operating income	$3,315,000	2,109
Securities gains (losses)	$3,000	2,996
Applicable income taxes	$19,000	4,043
Income before extraordinary items	$3,299,000	1,864
Extraordinary gains, net	$0	17
Net income	$3,299,000	1,864
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,299,000	1,863
Net charge-offs	$82,000	3,377
Cash dividends	$2,920,000	946
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,296,030	1,836
2014-09-30 (YTD Data)		Rank
Total interest income	$6,788,000	2,644
Total interest expense	$1,001,000	2,121
Net interest income	$5,787,000	2,723
Provision for loan and lease losses	$45,000	3,462
Total noninterest income	$660,000	3,349
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$137,000	4,113
Trading account gains and fees	$0	174
Additional Noninterest Income	$523,000	2,850
Total noninterest expense	$3,861,000	3,270
Salaries and employee benefits	$2,235,000	3,113
Premises and equipment expense	$623,000	2,617
Additional noninterest expense	$1,003,000	3,828
Pre-tax net operating income	$2,541,000	2,117
Securities gains (losses)	$3,000	2,680
Applicable income taxes	$14,000	4,098
Income before extraordinary items	$2,530,000	1,831
Extraordinary gains, net	$0	15
Net income	$2,530,000	1,831
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,530,000	1,830
Net charge-offs	$0	4,696
Cash dividends	$1,460,000	1,175
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,527,030	1,798
2014-06-30 (YTD Data)		Rank
Total interest income	$4,546,000	2,637
Total interest expense	$670,000	2,130
Net interest income	$3,876,000	2,698
Provision for loan and lease losses	$30,000	3,313
Total noninterest income	$423,000	3,412
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$88,000	4,159
Trading account gains and fees	$0	172
Additional Noninterest Income	$335,000	2,881
Total noninterest expense	$2,587,000	3,271
Salaries and employee benefits	$1,498,000	3,115
Premises and equipment expense	$419,000	2,613
Additional noninterest expense	$670,000	3,850
Pre-tax net operating income	$1,682,000	2,079
Securities gains (losses)	$3,000	2,288
Applicable income taxes	$10,000	4,090
Income before extraordinary items	$1,675,000	1,799
Extraordinary gains, net	$0	20
Net income	$1,675,000	1,802
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,675,000	1,801
Net charge-offs	$0	4,375
Cash dividends	$730,000	1,451
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,672,030	1,754
2014-03-31 (YTD Data)		Rank
Total interest income	$2,278,000	2,620
Total interest expense	$335,000	2,165
Net interest income	$1,943,000	2,697
Provision for loan and lease losses	$15,000	3,093
Total noninterest income	$205,000	3,426
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$40,000	4,315
Trading account gains and fees	$0	147
Additional Noninterest Income	$165,000	2,831
Total noninterest expense	$1,291,000	3,295
Salaries and employee benefits	$747,000	3,145
Premises and equipment expense	$209,000	2,679
Additional noninterest expense	$335,000	3,857
Pre-tax net operating income	$842,000	2,018
Securities gains (losses)	$0	1,715
Applicable income taxes	$5,000	4,041
Income before extraordinary items	$837,000	1,739
Extraordinary gains, net	$0	16
Net income	$837,000	1,743
Minority interest net income	$0	66
Net income of bank and minority interests.	$837,000	1,742
Net charge-offs	$0	3,660
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$837,000	1,710
2013-12-31 (YTD Data)		Rank
Total interest income	$8,987,000	2,667
Total interest expense	$1,442,000	2,236
Net interest income	$7,545,000	2,752
Provision for loan and lease losses	$60,000	4,088
Total noninterest income	$1,014,000	3,169
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$202,000	4,084
Trading account gains and fees	$0	184
Additional Noninterest Income	$812,000	2,656
Total noninterest expense	$4,831,000	3,489
Salaries and employee benefits	$2,812,000	3,241
Premises and equipment expense	$760,000	2,801
Additional noninterest expense	$1,259,000	4,077
Pre-tax net operating income	$3,668,000	1,837
Securities gains (losses)	$0	3,182
Applicable income taxes	$18,000	4,138
Income before extraordinary items	$3,650,000	1,627
Extraordinary gains, net	$0	29
Net income	$3,650,000	1,630
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,650,000	1,631
Net charge-offs	$30,000	4,644
Cash dividends	$2,883,000	901
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,650,000	1,587
2013-09-30 (YTD Data)		Rank
Total interest income	$6,709,000	2,704
Total interest expense	$1,098,000	2,267
Net interest income	$5,611,000	2,777
Provision for loan and lease losses	$45,000	4,007
Total noninterest income	$828,000	3,076
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$152,000	4,109
Trading account gains and fees	$0	180
Additional Noninterest Income	$676,000	2,557
Total noninterest expense	$3,591,000	3,531
Salaries and employee benefits	$2,074,000	3,308
Premises and equipment expense	$572,000	2,813
Additional noninterest expense	$945,000	4,072
Pre-tax net operating income	$2,803,000	1,850
Securities gains (losses)	$0	3,040
Applicable income taxes	$14,000	4,224
Income before extraordinary items	$2,789,000	1,611
Extraordinary gains, net	$0	25
Net income	$2,789,000	1,615
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,789,000	1,615
Net charge-offs	$11,000	4,675
Cash dividends	$1,569,000	1,064
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,789,000	1,570
2013-06-30 (YTD Data)		Rank
Total interest income	$4,478,000	2,702
Total interest expense	$742,000	2,295
Net interest income	$3,736,000	2,762
Provision for loan and lease losses	$30,000	3,938
Total noninterest income	$552,000	3,118
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$96,000	4,178
Trading account gains and fees	$0	157
Additional Noninterest Income	$456,000	2,608
Total noninterest expense	$2,389,000	3,554
Salaries and employee benefits	$1,396,000	3,304
Premises and equipment expense	$371,000	2,875
Additional noninterest expense	$622,000	4,104
Pre-tax net operating income	$1,869,000	1,831
Securities gains (losses)	$0	2,791
Applicable income taxes	$9,000	4,224
Income before extraordinary items	$1,860,000	1,634
Extraordinary gains, net	$0	22
Net income	$1,860,000	1,636
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,860,000	1,639
Net charge-offs	$11,000	4,274
Cash dividends	$765,000	1,335
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,860,000	1,559
2013-03-31 (YTD Data)		Rank
Total interest income	$2,249,000	2,709
Total interest expense	$379,000	2,309
Net interest income	$1,870,000	2,776
Provision for loan and lease losses	$15,000	3,721
Total noninterest income	$249,000	3,286
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$43,000	4,360
Trading account gains and fees	$0	148
Additional Noninterest Income	$206,000	2,741
Total noninterest expense	$1,191,000	3,581
Salaries and employee benefits	$703,000	3,311
Premises and equipment expense	$186,000	2,893
Additional noninterest expense	$302,000	4,198
Pre-tax net operating income	$913,000	1,852
Securities gains (losses)	$0	1,966
Applicable income taxes	$5,000	4,175
Income before extraordinary items	$908,000	1,608
Extraordinary gains, net	$0	10
Net income	$908,000	1,609
Minority interest net income	$0	76
Net income of bank and minority interests.	$908,000	1,610
Net charge-offs	$12,000	3,363
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$908,000	1,553
2012-12-31 (YTD Data)		Rank
Total interest income	$9,018,000	2,830
Total interest expense	$1,591,000	2,598
Net interest income	$7,427,000	2,840
Provision for loan and lease losses	$30,000	5,437
Total noninterest income	$1,213,000	2,950
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$217,000	4,112
Trading account gains and fees	$0	166
Additional Noninterest Income	$996,000	2,371
Total noninterest expense	$4,692,000	3,646
Salaries and employee benefits	$2,796,000	3,283
Premises and equipment expense	$687,000	3,073
Additional noninterest expense	$1,209,000	4,335
Pre-tax net operating income	$3,918,000	1,679
Securities gains (losses)	$0	3,810
Applicable income taxes	$21,000	4,198
Income before extraordinary items	$3,897,000	1,487
Extraordinary gains, net	$0	29
Net income	$3,897,000	1,488
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,897,000	1,488
Net charge-offs	$0	5,985
Cash dividends	$2,590,000	984
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,897,000	1,400
2012-09-30 (YTD Data)		Rank
Total interest income	$6,689,000	2,902
Total interest expense	$1,201,000	2,668
Net interest income	$5,488,000	2,921
Provision for loan and lease losses	$15,000	5,485
Total noninterest income	$875,000	3,021
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$160,000	4,193
Trading account gains and fees	$0	157
Additional Noninterest Income	$715,000	2,429
Total noninterest expense	$3,433,000	3,729
Salaries and employee benefits	$2,036,000	3,376
Premises and equipment expense	$507,000	3,133
Additional noninterest expense	$890,000	4,414
Pre-tax net operating income	$2,915,000	1,737
Securities gains (losses)	$0	3,575
Applicable income taxes	$16,000	4,236
Income before extraordinary items	$2,899,000	1,526
Extraordinary gains, net	$0	20
Net income	$2,899,000	1,527
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,899,000	1,527
Net charge-offs	$0	5,771
Cash dividends	$1,300,000	1,108
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,899,000	1,435
2012-06-30 (YTD Data)		Rank
Total interest income	$4,391,000	2,967
Total interest expense	$804,000	2,759
Net interest income	$3,587,000	2,984
Provision for loan and lease losses	$0	5,619
Total noninterest income	$522,000	3,163
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$103,000	4,247
Trading account gains and fees	$0	153
Additional Noninterest Income	$419,000	2,579
Total noninterest expense	$2,299,000	3,726
Salaries and employee benefits	$1,375,000	3,369
Premises and equipment expense	$339,000	3,135
Additional noninterest expense	$585,000	4,455
Pre-tax net operating income	$1,810,000	1,818
Securities gains (losses)	$0	3,178
Applicable income taxes	$10,000	4,237
Income before extraordinary items	$1,800,000	1,625
Extraordinary gains, net	$0	19
Net income	$1,800,000	1,624
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,800,000	1,625
Net charge-offs	$0	5,507
Cash dividends	$650,000	1,343
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,800,000	1,537
2012-03-31 (YTD Data)		Rank
Total interest income	$2,181,000	3,005
Total interest expense	$405,000	2,843
Net interest income	$1,776,000	3,027
Provision for loan and lease losses	$0	5,254
Total noninterest income	$270,000	3,119
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$48,000	4,361
Trading account gains and fees	$0	148
Additional Noninterest Income	$222,000	2,511
Total noninterest expense	$1,157,000	3,733
Salaries and employee benefits	$704,000	3,330
Premises and equipment expense	$172,000	3,125
Additional noninterest expense	$281,000	4,543
Pre-tax net operating income	$889,000	1,858
Securities gains (losses)	$0	2,210
Applicable income taxes	$5,000	4,246
Income before extraordinary items	$884,000	1,647
Extraordinary gains, net	$0	19
Net income	$884,000	1,648
Minority interest net income	$0	78
Net income of bank and minority interests.	$884,000	1,648
Net charge-offs	$0	4,730
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$884,000	1,546
2011-12-31 (YTD Data)		Rank
Total interest income	$8,829,000	3,078
Total interest expense	$1,736,000	3,081
Net interest income	$7,093,000	3,047
Provision for loan and lease losses	$0	6,496
Total noninterest income	$928,000	3,246
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$238,000	4,060
Trading account gains and fees	$0	146
Additional Noninterest Income	$690,000	2,653
Total noninterest expense	$4,529,000	3,784
Salaries and employee benefits	$2,719,000	3,352
Premises and equipment expense	$644,000	3,392
Additional noninterest expense	$1,166,000	4,542
Pre-tax net operating income	$3,492,000	1,605
Securities gains (losses)	$0	3,838
Applicable income taxes	$27,000	4,008
Income before extraordinary items	$3,465,000	1,418
Extraordinary gains, net	$0	29
Net income	$3,465,000	1,418
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,465,000	1,418
Net charge-offs	$6,000	6,199
Cash dividends	$2,472,000	800
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,465,000	1,347
2011-09-30 (YTD Data)		Rank
Total interest income	$6,617,000	3,108
Total interest expense	$1,318,000	3,166
Net interest income	$5,299,000	3,065
Provision for loan and lease losses	$0	6,393
Total noninterest income	$657,000	3,360
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$174,000	4,139
Trading account gains and fees	$0	145
Additional Noninterest Income	$483,000	2,757
Total noninterest expense	$3,352,000	3,836
Salaries and employee benefits	$2,003,000	3,392
Premises and equipment expense	$476,000	3,471
Additional noninterest expense	$873,000	4,544
Pre-tax net operating income	$2,604,000	1,674
Securities gains (losses)	$0	3,555
Applicable income taxes	$21,000	4,025
Income before extraordinary items	$2,583,000	1,472
Extraordinary gains, net	$0	21
Net income	$2,583,000	1,471
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,583,000	1,472
Net charge-offs	$0	6,185
Cash dividends	$1,272,000	961
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,583,000	1,397
2011-06-30 (YTD Data)		Rank
Total interest income	$4,371,000	3,157
Total interest expense	$892,000	3,236
Net interest income	$3,479,000	3,096
Provision for loan and lease losses	$0	6,217
Total noninterest income	$384,000	3,639
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$110,000	4,216
Trading account gains and fees	$0	153
Additional Noninterest Income	$274,000	3,012
Total noninterest expense	$2,276,000	3,834
Salaries and employee benefits	$1,340,000	3,403
Premises and equipment expense	$322,000	3,476
Additional noninterest expense	$614,000	4,471
Pre-tax net operating income	$1,587,000	1,794
Securities gains (losses)	$0	2,914
Applicable income taxes	$15,000	3,950
Income before extraordinary items	$1,572,000	1,557
Extraordinary gains, net	$0	15
Net income	$1,572,000	1,557
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,572,000	1,557
Net charge-offs	$0	5,875
Cash dividends	$600,000	1,233
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,572,000	1,492
2011-03-31 (YTD Data)		Rank
Total interest income	$2,159,000	3,207
Total interest expense	$458,000	3,263
Net interest income	$1,701,000	3,155
Provision for loan and lease losses	$0	5,840
Total noninterest income	$196,000	3,630
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$53,000	4,251
Trading account gains and fees	$0	158
Additional Noninterest Income	$143,000	2,988
Total noninterest expense	$1,135,000	3,845
Salaries and employee benefits	$678,000	3,394
Premises and equipment expense	$166,000	3,447
Additional noninterest expense	$291,000	4,615
Pre-tax net operating income	$762,000	1,849
Securities gains (losses)	$0	1,772
Applicable income taxes	$7,000	3,925
Income before extraordinary items	$755,000	1,564
Extraordinary gains, net	$0	9
Net income	$755,000	1,564
Minority interest net income	$0	86
Net income of bank and minority interests.	$755,000	1,564
Net charge-offs	$0	5,107
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$755,000	1,515
2010-12-31 (YTD Data)		Rank
Total interest income	$8,611,000	3,343
Total interest expense	$1,990,000	3,584
Net interest income	$6,621,000	3,225
Provision for loan and lease losses	$0	7,042
Total noninterest income	$875,000	3,471
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$260,000	3,929
Trading account gains and fees	$0	175
Additional Noninterest Income	$615,000	2,872
Total noninterest expense	$4,482,000	3,906
Salaries and employee benefits	$2,623,000	3,462
Premises and equipment expense	$587,000	3,772
Additional noninterest expense	$1,272,000	4,451
Pre-tax net operating income	$3,014,000	1,624
Securities gains (losses)	$55,000	2,599
Applicable income taxes	$21,000	3,989
Income before extraordinary items	$3,048,000	1,382
Extraordinary gains, net	$0	29
Net income	$3,048,000	1,385
Minority interest net income	$0	111
Net income of bank and minority interests.	$3,048,000	1,386
Net charge-offs	$6,000	6,661
Cash dividends	$1,626,000	990
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,993,550	1,359
2010-09-30 (YTD Data)		Rank
Total interest income	$6,412,000	3,438
Total interest expense	$1,499,000	3,700
Net interest income	$4,913,000	3,289
Provision for loan and lease losses	$0	6,977
Total noninterest income	$667,000	3,481
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$193,000	4,021
Trading account gains and fees	$0	165
Additional Noninterest Income	$474,000	2,845
Total noninterest expense	$3,282,000	3,971
Salaries and employee benefits	$1,898,000	3,586
Premises and equipment expense	$437,000	3,854
Additional noninterest expense	$947,000	4,469
Pre-tax net operating income	$2,298,000	1,705
Securities gains (losses)	$0	3,651
Applicable income taxes	$15,000	4,104
Income before extraordinary items	$2,283,000	1,459
Extraordinary gains, net	$0	23
Net income	$2,283,000	1,462
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,283,000	1,462
Net charge-offs	$4,000	6,473
Cash dividends	$936,000	1,104
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,283,000	1,399
2010-06-30 (YTD Data)		Rank
Total interest income	$4,233,000	3,498
Total interest expense	$990,000	3,838
Net interest income	$3,243,000	3,322
Provision for loan and lease losses	$0	6,857
Total noninterest income	$377,000	3,751
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$126,000	4,050
Trading account gains and fees	$0	152
Additional Noninterest Income	$251,000	3,122
Total noninterest expense	$2,175,000	4,007
Salaries and employee benefits	$1,259,000	3,619
Premises and equipment expense	$293,000	3,865
Additional noninterest expense	$623,000	4,490
Pre-tax net operating income	$1,445,000	1,773
Securities gains (losses)	$0	3,184
Applicable income taxes	$9,000	4,121
Income before extraordinary items	$1,436,000	1,528
Extraordinary gains, net	$0	19
Net income	$1,436,000	1,529
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,436,000	1,529
Net charge-offs	$0	6,372
Cash dividends	$516,000	1,285
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,436,000	1,463
2010-03-31 (YTD Data)		Rank
Total interest income	$2,092,000	3,596
Total interest expense	$485,000	4,018
Net interest income	$1,607,000	3,368
Provision for loan and lease losses	$0	6,552
Total noninterest income	$185,000	3,828
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$62,000	4,062
Trading account gains and fees	$0	175
Additional Noninterest Income	$123,000	3,163
Total noninterest expense	$1,082,000	4,053
Salaries and employee benefits	$634,000	3,655
Premises and equipment expense	$151,000	3,870
Additional noninterest expense	$297,000	4,608
Pre-tax net operating income	$710,000	1,804
Securities gains (losses)	$0	2,284
Applicable income taxes	$5,000	4,091
Income before extraordinary items	$705,000	1,548
Extraordinary gains, net	$0	16
Net income	$705,000	1,550
Minority interest net income	$0	91
Net income of bank and minority interests.	$705,000	1,550
Net charge-offs	$0	5,610
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$705,000	1,490
2009-12-31 (YTD Data)		Rank
Total interest income	$8,473,000	3,672
Total interest expense	$2,443,000	3,959
Net interest income	$6,030,000	3,455
Provision for loan and lease losses	$120,000	6,252
Total noninterest income	$1,000,000	3,338
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$281,000	4,016
Trading account gains and fees	$0	211
Additional Noninterest Income	$719,000	2,613
Total noninterest expense	$4,432,000	4,049
Salaries and employee benefits	$2,464,000	3,731
Premises and equipment expense	$647,000	3,680
Additional noninterest expense	$1,321,000	4,460
Pre-tax net operating income	$2,478,000	1,587
Securities gains (losses)	$0	3,754
Applicable income taxes	$22,000	3,625
Income before extraordinary items	$2,456,000	1,363
Extraordinary gains, net	$0	34
Net income	$2,456,000	1,361
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,456,000	1,362
Net charge-offs	$-1,000	7,729
Cash dividends	$2,300,000	783
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,456,000	1,331
2009-09-30 (YTD Data)		Rank
Total interest income	$6,370,000	3,713
Total interest expense	$1,906,000	3,976
Net interest income	$4,464,000	3,490
Provision for loan and lease losses	$90,000	6,065
Total noninterest income	$790,000	3,284
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$209,000	4,048
Trading account gains and fees	$0	212
Additional Noninterest Income	$581,000	2,568
Total noninterest expense	$3,290,000	4,085
Salaries and employee benefits	$1,815,000	3,826
Premises and equipment expense	$475,000	3,767
Additional noninterest expense	$1,000,000	4,389
Pre-tax net operating income	$1,874,000	1,720
Securities gains (losses)	$0	3,497
Applicable income taxes	$18,000	3,828
Income before extraordinary items	$1,856,000	1,445
Extraordinary gains, net	$0	27
Net income	$1,856,000	1,443
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,856,000	1,445
Net charge-offs	$-2,000	7,695
Cash dividends	$1,200,000	1,058
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,856,000	1,409
2009-06-30 (YTD Data)		Rank
Total interest income	$4,263,000	3,732
Total interest expense	$1,322,000	3,984
Net interest income	$2,941,000	3,512
Provision for loan and lease losses	$60,000	5,816
Total noninterest income	$595,000	3,059
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$141,000	3,996
Trading account gains and fees	$0	193
Additional Noninterest Income	$454,000	2,356
Total noninterest expense	$2,236,000	4,047
Salaries and employee benefits	$1,220,000	3,846
Premises and equipment expense	$329,000	3,678
Additional noninterest expense	$687,000	4,322
Pre-tax net operating income	$1,240,000	1,779
Securities gains (losses)	$0	3,136
Applicable income taxes	$13,000	3,905
Income before extraordinary items	$1,227,000	1,516
Extraordinary gains, net	$0	21
Net income	$1,227,000	1,513
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,227,000	1,515
Net charge-offs	$-1,000	7,516
Cash dividends	$600,000	1,412
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,227,000	1,487
2009-03-31 (YTD Data)		Rank
Total interest income	$2,160,000	3,729
Total interest expense	$711,000	3,899
Net interest income	$1,449,000	3,551
Provision for loan and lease losses	$30,000	5,394
Total noninterest income	$328,000	2,855
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$76,000	3,809
Trading account gains and fees	$0	171
Additional Noninterest Income	$252,000	2,193
Total noninterest expense	$1,145,000	3,913
Salaries and employee benefits	$614,000	3,857
Premises and equipment expense	$169,000	3,661
Additional noninterest expense	$362,000	3,854
Pre-tax net operating income	$602,000	2,043
Securities gains (losses)	$0	2,434
Applicable income taxes	$1,000	4,679
Income before extraordinary items	$601,000	1,794
Extraordinary gains, net	$0	15
Net income	$601,000	1,795
Minority interest net income	$0	102
Net income of bank and minority interests.	$601,000	1,796
Net charge-offs	$-2,000	7,404
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$601,000	1,695
2008-12-31 (YTD Data)		Rank
Total interest income	$9,903,000	3,558
Total interest expense	$3,879,000	3,593
Net interest income	$6,024,000	3,469
Provision for loan and lease losses	$120,000	5,805
Total noninterest income	$823,000	3,817
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$370,000	3,612
Trading account gains and fees	$0	154
Additional Noninterest Income	$453,000	3,363
Total noninterest expense	$4,154,000	4,120
Salaries and employee benefits	$2,478,000	3,805
Premises and equipment expense	$621,000	3,835
Additional noninterest expense	$1,055,000	4,666
Pre-tax net operating income	$2,573,000	2,040
Securities gains (losses)	$0	3,220
Applicable income taxes	$5,000	4,660
Income before extraordinary items	$2,568,000	1,579
Extraordinary gains, net	$0	39
Net income	$2,568,000	1,580
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,714
Cash dividends	$2,430,000	1,130
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,568,000	1,688
2008-09-30 (YTD Data)		Rank
Total interest income	$7,557,000	3,572
Total interest expense	$3,057,000	3,577
Net interest income	$4,500,000	3,502
Provision for loan and lease losses	$90,000	5,263
Total noninterest income	$643,000	3,821
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$277,000	3,645
Trading account gains and fees	$0	148
Additional Noninterest Income	$366,000	3,325
Total noninterest expense	$3,074,000	4,148
Salaries and employee benefits	$1,859,000	3,827
Premises and equipment expense	$458,000	3,895
Additional noninterest expense	$757,000	4,720
Pre-tax net operating income	$1,979,000	2,328
Securities gains (losses)	$0	3,106
Applicable income taxes	$4,000	5,079
Income before extraordinary items	$1,975,000	1,798
Extraordinary gains, net	$0	31
Net income	$1,975,000	1,798
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,023
Cash dividends	$1,350,000	1,432
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,975,000	1,891
2008-06-30 (YTD Data)		Rank
Total interest income	$5,149,000	3,566
Total interest expense	$2,135,000	3,579
Net interest income	$3,014,000	3,481
Provision for loan and lease losses	$60,000	4,901
Total noninterest income	$430,000	3,862
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$182,000	3,665
Trading account gains and fees	$0	149
Additional Noninterest Income	$248,000	3,361
Total noninterest expense	$2,035,000	4,183
Salaries and employee benefits	$1,241,000	3,864
Premises and equipment expense	$307,000	3,902
Additional noninterest expense	$487,000	4,810
Pre-tax net operating income	$1,349,000	2,393
Securities gains (losses)	$0	3,233
Applicable income taxes	$3,000	5,335
Income before extraordinary items	$1,346,000	1,974
Extraordinary gains, net	$0	21
Net income	$1,346,000	1,974
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,377
Cash dividends	$570,000	2,106
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,346,000	1,936
2008-03-31 (YTD Data)		Rank
Total interest income	$2,658,000	3,563
Total interest expense	$1,162,000	3,535
Net interest income	$1,496,000	3,492
Provision for loan and lease losses	$30,000	4,346
Total noninterest income	$212,000	3,877
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$86,000	3,747
Trading account gains and fees	$0	158
Additional Noninterest Income	$126,000	3,352
Total noninterest expense	$1,035,000	4,141
Salaries and employee benefits	$635,000	3,799
Premises and equipment expense	$157,000	3,841
Additional noninterest expense	$243,000	4,780
Pre-tax net operating income	$643,000	2,570
Securities gains (losses)	$0	2,688
Applicable income taxes	$1,000	5,476
Income before extraordinary items	$642,000	2,175
Extraordinary gains, net	$0	15
Net income	$642,000	2,178
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,920
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$642,000	2,107
2007-12-31 (YTD Data)		Rank
Total interest income	$10,812,000	3,578
Total interest expense	$4,931,000	3,502
Net interest income	$5,881,000	3,550
Provision for loan and lease losses	$60,000	5,449
Total noninterest income	$771,000	4,081
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$354,000	3,755
Trading account gains and fees	$0	178
Additional Noninterest Income	$417,000	3,658
Total noninterest expense	$4,015,000	4,117
Salaries and employee benefits	$2,421,000	3,818
Premises and equipment expense	$627,000	3,722
Additional noninterest expense	$967,000	4,762
Pre-tax net operating income	$2,577,000	2,759
Securities gains (losses)	$0	2,146
Applicable income taxes	$5,000	5,774
Income before extraordinary items	$2,572,000	2,294
Extraordinary gains, net	$0	39
Net income	$2,572,000	2,293
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,600
Cash dividends	$2,394,000	1,424
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,572,000	2,289
2007-09-30 (YTD Data)		Rank
Total interest income	$8,037,000	3,596
Total interest expense	$3,661,000	3,526
Net interest income	$4,376,000	3,586
Provision for loan and lease losses	$30,000	5,532
Total noninterest income	$589,000	4,061
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$270,000	3,724
Trading account gains and fees	$0	184
Additional Noninterest Income	$319,000	3,628
Total noninterest expense	$2,999,000	4,095
Salaries and employee benefits	$1,791,000	3,842
Premises and equipment expense	$473,000	3,702
Additional noninterest expense	$735,000	4,659
Pre-tax net operating income	$1,936,000	2,910
Securities gains (losses)	$0	1,655
Applicable income taxes	$4,000	5,949
Income before extraordinary items	$1,932,000	2,445
Extraordinary gains, net	$0	33
Net income	$1,932,000	2,443
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,597
Cash dividends	$1,140,000	1,827
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,932,000	2,419
2007-06-30 (YTD Data)		Rank
Total interest income	$5,281,000	3,642
Total interest expense	$2,390,000	3,579
Net interest income	$2,891,000	3,640
Provision for loan and lease losses	$0	6,209
Total noninterest income	$386,000	4,114
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$175,000	3,780
Trading account gains and fees	$0	168
Additional Noninterest Income	$211,000	3,679
Total noninterest expense	$2,031,000	4,088
Salaries and employee benefits	$1,211,000	3,843
Premises and equipment expense	$315,000	3,719
Additional noninterest expense	$505,000	4,550
Pre-tax net operating income	$1,246,000	3,036
Securities gains (losses)	$0	1,444
Applicable income taxes	$3,000	6,009
Income before extraordinary items	$1,243,000	2,564
Extraordinary gains, net	$0	29
Net income	$1,243,000	2,563
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,435
Cash dividends	$690,000	2,005
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,243,000	2,547
2007-03-31 (YTD Data)		Rank
Total interest income	$2,638,000	3,626
Total interest expense	$1,183,000	3,570
Net interest income	$1,455,000	3,626
Provision for loan and lease losses	$0	5,779
Total noninterest income	$179,000	4,263
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$83,000	3,831
Trading account gains and fees	$0	195
Additional Noninterest Income	$96,000	3,829
Total noninterest expense	$1,005,000	4,128
Salaries and employee benefits	$613,000	3,835
Premises and equipment expense	$157,000	3,744
Additional noninterest expense	$235,000	4,741
Pre-tax net operating income	$629,000	3,018
Securities gains (losses)	$0	1,187
Applicable income taxes	$1,000	6,046
Income before extraordinary items	$628,000	2,537
Extraordinary gains, net	$0	22
Net income	$628,000	2,539
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$628,000	2,510
2006-12-31 (YTD Data)		Rank
Total interest income	$9,937,000	3,587
Total interest expense	$4,344,000	3,383
Net interest income	$5,593,000	3,716
Provision for loan and lease losses	$0	6,850
Total noninterest income	$808,000	4,021
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$383,000	3,616
Trading account gains and fees	$0	130
Additional Noninterest Income	$425,000	3,626
Total noninterest expense	$3,948,000	4,036
Salaries and employee benefits	$2,391,000	3,730
Premises and equipment expense	$605,000	3,742
Additional noninterest expense	$952,000	4,671
Pre-tax net operating income	$2,453,000	3,169
Securities gains (losses)	$0	1,687
Applicable income taxes	$6,000	6,282
Income before extraordinary items	$2,447,000	2,663
Extraordinary gains, net	$0	51
Net income	$2,447,000	2,666
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,716
Cash dividends	$2,050,000	1,495
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,447,000	2,649
2006-09-30 (YTD Data)		Rank
Total interest income	$7,278,000	3,633
Total interest expense	$3,140,000	3,379
Net interest income	$4,138,000	3,769
Provision for loan and lease losses	$0	6,685
Total noninterest income	$608,000	4,030
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$286,000	3,662
Trading account gains and fees	$0	126
Additional Noninterest Income	$322,000	3,616
Total noninterest expense	$3,020,000	3,963
Salaries and employee benefits	$1,831,000	3,672
Premises and equipment expense	$463,000	3,687
Additional noninterest expense	$726,000	4,584
Pre-tax net operating income	$1,726,000	3,458
Securities gains (losses)	$0	1,388
Applicable income taxes	$4,000	6,438
Income before extraordinary items	$1,722,000	2,898
Extraordinary gains, net	$0	45
Net income	$1,722,000	2,899
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,298
Cash dividends	$880,000	2,114
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,722,000	2,887
2006-06-30 (YTD Data)		Rank
Total interest income	$4,698,000	3,669
Total interest expense	$1,972,000	3,420
Net interest income	$2,726,000	3,811
Provision for loan and lease losses	$0	6,419
Total noninterest income	$388,000	4,117
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$189,000	3,674
Trading account gains and fees	$0	126
Additional Noninterest Income	$199,000	3,757
Total noninterest expense	$2,022,000	3,979
Salaries and employee benefits	$1,238,000	3,655
Premises and equipment expense	$311,000	3,664
Additional noninterest expense	$473,000	4,646
Pre-tax net operating income	$1,092,000	3,578
Securities gains (losses)	$0	1,185
Applicable income taxes	$3,000	6,457
Income before extraordinary items	$1,089,000	3,009
Extraordinary gains, net	$0	39
Net income	$1,089,000	3,011
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,236
Cash dividends	$480,000	2,456
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,089,000	2,997
2006-03-31 (YTD Data)		Rank
Total interest income	$2,265,000	3,728
Total interest expense	$933,000	3,438
Net interest income	$1,332,000	3,867
Provision for loan and lease losses	$0	6,013
Total noninterest income	$176,000	4,262
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$90,000	3,696
Trading account gains and fees	$0	115
Additional Noninterest Income	$86,000	3,983
Total noninterest expense	$1,018,000	3,972
Salaries and employee benefits	$629,000	3,628
Premises and equipment expense	$155,000	3,684
Additional noninterest expense	$234,000	4,666
Pre-tax net operating income	$490,000	3,780
Securities gains (losses)	$0	955
Applicable income taxes	$1,000	6,453
Income before extraordinary items	$489,000	3,218
Extraordinary gains, net	$0	21
Net income	$489,000	3,217
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,292
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$489,000	3,193
2005-12-31 (YTD Data)		Rank
Total interest income	$8,818,000	3,476
Total interest expense	$3,150,000	3,195
Net interest income	$5,668,000	3,589
Provision for loan and lease losses	$-450,000	8,743
Total noninterest income	$866,000	3,870
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$389,000	3,616
Trading account gains and fees	$0	138
Additional Noninterest Income	$477,000	3,455
Total noninterest expense	$3,998,000	3,860
Salaries and employee benefits	$2,404,000	3,598
Premises and equipment expense	$616,000	3,578
Additional noninterest expense	$978,000	4,490
Pre-tax net operating income	$2,986,000	2,765
Securities gains (losses)	$13,000	1,399
Applicable income taxes	$7,000	6,617
Income before extraordinary items	$2,992,000	2,253
Extraordinary gains, net	$0	46
Net income	$2,992,000	2,254
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-341,000	8,760
Cash dividends	$2,920,000	1,062
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,979,000	2,223
2005-09-30 (YTD Data)		Rank
Total interest income	$6,584,000	3,437
Total interest expense	$2,285,000	3,155
Net interest income	$4,299,000	3,546
Provision for loan and lease losses	$-450,000	8,776
Total noninterest income	$658,000	3,861
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$291,000	3,631
Trading account gains and fees	$0	126
Additional Noninterest Income	$367,000	3,430
Total noninterest expense	$3,026,000	3,815
Salaries and employee benefits	$1,820,000	3,541
Premises and equipment expense	$467,000	3,531
Additional noninterest expense	$739,000	4,453
Pre-tax net operating income	$2,381,000	2,670
Securities gains (losses)	$13,000	1,390
Applicable income taxes	$6,000	6,656
Income before extraordinary items	$2,388,000	2,152
Extraordinary gains, net	$0	35
Net income	$2,388,000	2,151
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-348,000	8,793
Cash dividends	$1,320,000	1,472
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,375,000	2,131
2005-06-30 (YTD Data)		Rank
Total interest income	$4,305,000	3,420
Total interest expense	$1,472,000	3,092
Net interest income	$2,833,000	3,568
Provision for loan and lease losses	$-450,000	8,798
Total noninterest income	$416,000	3,957
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$183,000	3,704
Trading account gains and fees	$0	116
Additional Noninterest Income	$233,000	3,489
Total noninterest expense	$2,027,000	3,774
Salaries and employee benefits	$1,230,000	3,486
Premises and equipment expense	$318,000	3,457
Additional noninterest expense	$479,000	4,524
Pre-tax net operating income	$1,672,000	2,513
Securities gains (losses)	$13,000	1,257
Applicable income taxes	$4,000	6,673
Income before extraordinary items	$1,681,000	2,016
Extraordinary gains, net	$0	30
Net income	$1,681,000	2,015
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-353,000	8,808
Cash dividends	$660,000	1,825
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,668,000	1,994
2005-03-31 (YTD Data)		Rank
Total interest income	$2,102,000	3,454
Total interest expense	$718,000	3,050
Net interest income	$1,384,000	3,644
Provision for loan and lease losses	$-350,000	8,875
Total noninterest income	$211,000	3,842
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$88,000	3,734
Trading account gains and fees	$0	115
Additional Noninterest Income	$123,000	3,343
Total noninterest expense	$1,038,000	3,738
Salaries and employee benefits	$627,000	3,444
Premises and equipment expense	$162,000	3,432
Additional noninterest expense	$249,000	4,376
Pre-tax net operating income	$907,000	2,338
Securities gains (losses)	$0	1,685
Applicable income taxes	$2,000	6,630
Income before extraordinary items	$905,000	1,871
Extraordinary gains, net	$0	24
Net income	$905,000	1,872
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-356,000	8,903
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$905,000	1,829
2004-12-31 (YTD Data)		Rank
Total interest income	$8,060,000	3,398
Total interest expense	$2,444,000	3,103
Net interest income	$5,616,000	3,486
Provision for loan and lease losses	$145,000	4,324
Total noninterest income	$717,000	4,326
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$376,000	3,786
Trading account gains and fees	$0	138
Additional Noninterest Income	$341,000	4,024
Total noninterest expense	$3,803,000	3,901
Salaries and employee benefits	$2,333,000	3,533
Premises and equipment expense	$559,000	3,755
Additional noninterest expense	$911,000	4,647
Pre-tax net operating income	$2,385,000	3,116
Securities gains (losses)	$83,000	1,372
Applicable income taxes	$8,000	6,812
Income before extraordinary items	$2,460,000	2,458
Extraordinary gains, net	$0	34
Net income	$2,460,000	2,460
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	5,856
Cash dividends	$1,968,000	1,391
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,377,000	2,479
2004-09-30 (YTD Data)		Rank
Total interest income	$5,922,000	3,421
Total interest expense	$1,753,000	3,167
Net interest income	$4,169,000	3,480
Provision for loan and lease losses	$145,000	3,592
Total noninterest income	$529,000	4,377
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$279,000	3,832
Trading account gains and fees	$0	134
Additional Noninterest Income	$250,000	4,065
Total noninterest expense	$2,798,000	3,929
Salaries and employee benefits	$1,727,000	3,550
Premises and equipment expense	$412,000	3,790
Additional noninterest expense	$659,000	4,736
Pre-tax net operating income	$1,755,000	3,201
Securities gains (losses)	$83,000	1,307
Applicable income taxes	$6,000	6,914
Income before extraordinary items	$1,832,000	2,529
Extraordinary gains, net	$0	26
Net income	$1,832,000	2,531
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	5,357
Cash dividends	$1,236,000	1,472
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,749,000	2,541
2004-06-30 (YTD Data)		Rank
Total interest income	$3,903,000	3,443
Total interest expense	$1,162,000	3,164
Net interest income	$2,741,000	3,507
Provision for loan and lease losses	$120,000	3,090
Total noninterest income	$339,000	4,498
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$177,000	3,959
Trading account gains and fees	$0	130
Additional Noninterest Income	$162,000	4,157
Total noninterest expense	$1,848,000	3,989
Salaries and employee benefits	$1,153,000	3,565
Premises and equipment expense	$274,000	3,796
Additional noninterest expense	$421,000	4,885
Pre-tax net operating income	$1,112,000	3,292
Securities gains (losses)	$83,000	1,145
Applicable income taxes	$4,000	6,937
Income before extraordinary items	$1,191,000	2,544
Extraordinary gains, net	$0	21
Net income	$1,191,000	2,545
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	4,807
Cash dividends	$522,000	2,071
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,108,000	2,620
2004-03-31 (YTD Data)		Rank
Total interest income	$1,977,000	3,418
Total interest expense	$596,000	3,135
Net interest income	$1,381,000	3,480
Provision for loan and lease losses	$60,000	2,918
Total noninterest income	$154,000	4,708
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$81,000	4,084
Trading account gains and fees	$0	121
Additional Noninterest Income	$73,000	4,352
Total noninterest expense	$939,000	3,958
Salaries and employee benefits	$585,000	3,554
Premises and equipment expense	$143,000	3,718
Additional noninterest expense	$211,000	4,880
Pre-tax net operating income	$536,000	3,350
Securities gains (losses)	$83,000	902
Applicable income taxes	$2,000	6,854
Income before extraordinary items	$617,000	2,434
Extraordinary gains, net	$0	16
Net income	$617,000	2,435
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	8,331
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$534,000	2,685
2003-12-31 (YTD Data)		Rank
Total interest income	$8,372,000	3,312
Total interest expense	$2,842,000	3,008
Net interest income	$5,530,000	3,414
Provision for loan and lease losses	$150,000	4,567
Total noninterest income	$726,000	4,460
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$342,000	4,011
Trading account gains and fees	$0	160
Additional Noninterest Income	$384,000	4,056
Total noninterest expense	$3,687,000	3,943
Salaries and employee benefits	$2,200,000	3,621
Premises and equipment expense	$485,000	4,168
Additional noninterest expense	$1,002,000	4,272
Pre-tax net operating income	$2,419,000	2,964
Securities gains (losses)	$0	4,500
Applicable income taxes	$14,000	6,930
Income before extraordinary items	$2,405,000	2,452
Extraordinary gains, net	$0	54
Net income	$2,405,000	2,455
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$300,000	2,250
Cash dividends	$2,076,000	1,337
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,405,000	2,341
2003-09-30 (YTD Data)		Rank
Total interest income	$6,270,000	3,360
Total interest expense	$2,212,000	3,009
Net interest income	$4,058,000	3,489
Provision for loan and lease losses	$90,000	4,812
Total noninterest income	$575,000	4,373
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$258,000	4,013
Trading account gains and fees	$0	153
Additional Noninterest Income	$317,000	3,949
Total noninterest expense	$2,746,000	3,945
Salaries and employee benefits	$1,644,000	3,622
Premises and equipment expense	$350,000	4,266
Additional noninterest expense	$752,000	4,251
Pre-tax net operating income	$1,797,000	3,077
Securities gains (losses)	$-2,000	8,785
Applicable income taxes	$12,000	7,003
Income before extraordinary items	$1,783,000	2,586
Extraordinary gains, net	$0	40
Net income	$1,783,000	2,584
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	6,184
Cash dividends	$744,000	2,115
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,784,980	2,458
2003-06-30 (YTD Data)		Rank
Total interest income	$4,149,000	3,408
Total interest expense	$1,531,000	2,989
Net interest income	$2,618,000	3,571
Provision for loan and lease losses	$60,000	4,687
Total noninterest income	$369,000	4,438
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$165,000	4,075
Trading account gains and fees	$0	150
Additional Noninterest Income	$204,000	3,997
Total noninterest expense	$1,838,000	3,931
Salaries and employee benefits	$1,110,000	3,579
Premises and equipment expense	$221,000	4,431
Additional noninterest expense	$507,000	4,201
Pre-tax net operating income	$1,089,000	3,312
Securities gains (losses)	$-2,000	8,918
Applicable income taxes	$8,000	7,030
Income before extraordinary items	$1,079,000	2,818
Extraordinary gains, net	$0	30
Net income	$1,079,000	2,817
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	8,495
Cash dividends	$180,000	3,634
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,080,980	2,647
2003-03-31 (YTD Data)		Rank
Total interest income	$2,079,000	3,415
Total interest expense	$778,000	3,009
Net interest income	$1,301,000	3,585
Provision for loan and lease losses	$30,000	4,429
Total noninterest income	$168,000	4,593
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$78,000	4,130
Trading account gains and fees	$0	134
Additional Noninterest Income	$90,000	4,120
Total noninterest expense	$934,000	3,872
Salaries and employee benefits	$574,000	3,490
Premises and equipment expense	$104,000	4,580
Additional noninterest expense	$256,000	4,131
Pre-tax net operating income	$505,000	3,460
Securities gains (losses)	$0	2,891
Applicable income taxes	$4,000	6,977
Income before extraordinary items	$501,000	2,941
Extraordinary gains, net	$0	21
Net income	$501,000	2,939
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	8,558
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$501,000	2,799
2002-12-31 (YTD Data)		Rank
Total interest income	$8,861,000	3,346
Total interest expense	$3,538,000	3,063
Net interest income	$5,323,000	3,478
Provision for loan and lease losses	$120,000	5,330
Total noninterest income	$628,000	4,605
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$329,000	4,026
Trading account gains and fees	$0	153
Additional Noninterest Income	$299,000	4,267
Total noninterest expense	$3,324,000	4,122
Salaries and employee benefits	$1,998,000	3,737
Premises and equipment expense	$375,000	4,865
Additional noninterest expense	$951,000	4,351
Pre-tax net operating income	$2,507,000	2,873
Securities gains (losses)	$0	4,537
Applicable income taxes	$3,000	7,526
Income before extraordinary items	$2,504,000	2,347
Extraordinary gains, net	$0	70
Net income	$2,504,000	2,346
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-25,000	9,017
Cash dividends	$2,136,000	1,243
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,504,000	2,270
2001-12-31 (YTD Data)		Rank
Total interest income	$9,503,000	3,463
Total interest expense	$4,738,000	3,313
Net interest income	$4,765,000	3,576
Provision for loan and lease losses	$179,000	4,428
Total noninterest income	$513,000	4,995
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$320,000	4,004
Trading account gains and fees	$0	177
Additional Noninterest Income	$193,000	5,009
Total noninterest expense	$3,092,000	4,231
Salaries and employee benefits	$1,868,000	3,795
Premises and equipment expense	$334,000	5,196
Additional noninterest expense	$890,000	4,445
Pre-tax net operating income	$2,007,000	3,164
Securities gains (losses)	$0	4,612
Applicable income taxes	$528,000	3,232
Income before extraordinary items	$1,479,000	3,255
Extraordinary gains, net	$0	105
Net income	$1,479,000	3,260
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	5,674
Cash dividends	$1,470,000	1,694
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,479,000	3,151
2000-12-31 (YTD Data)		Rank
Total interest income	$5,482,000	5,404
Total interest expense	$2,974,000	4,958
Net interest income	$2,508,000	5,793
Provision for loan and lease losses	$56,000	6,380
Total noninterest income	$263,000	6,645
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$141,000	5,901
Trading account gains and fees	NA	NA
Additional Noninterest Income	$122,000	5,952
Total noninterest expense	$1,493,000	6,768
Salaries and employee benefits	$938,000	6,169
Premises and equipment expense	$181,000	7,070
Additional noninterest expense	$374,000	7,374
Pre-tax net operating income	$1,222,000	4,675
Securities gains (losses)	$0	1,956
Applicable income taxes	$285,000	4,692
Income before extraordinary items	$937,000	4,567
Extraordinary gains, net	$0	38
Net income	$937,000	4,568
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-43,000	9,584
Cash dividends	$870,000	2,527
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$937,000	4,567
1999-12-31 (YTD Data)		Rank
Total interest income	$5,062,000	5,528
Total interest expense	$2,543,000	5,139
Net interest income	$2,519,000	5,775
Provision for loan and lease losses	$45,000	6,711
Total noninterest income	$235,000	7,098
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$121,000	6,327
Trading account gains and fees	NA	NA
Additional Noninterest Income	$114,000	6,314
Total noninterest expense	$1,517,000	6,734
Salaries and employee benefits	$940,000	6,146
Premises and equipment expense	$186,000	7,034
Additional noninterest expense	$391,000	7,347
Pre-tax net operating income	$1,192,000	4,784
Securities gains (losses)	$0	3,155
Applicable income taxes	$239,000	5,318
Income before extraordinary items	$953,000	4,572
Extraordinary gains, net	$0	35
Net income	$953,000	4,573
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	9,531
Cash dividends	$798,000	2,684
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$953,000	4,532
1998-12-31 (YTD Data)		Rank
Total interest income	$5,292,000	5,455
Total interest expense	$2,647,000	5,171
Net interest income	$2,645,000	5,629
Provision for loan and lease losses	$442,000	1,907
Total noninterest income	$234,000	7,167
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$115,000	6,563
Trading account gains and fees	NA	NA
Additional Noninterest Income	$119,000	6,233
Total noninterest expense	$1,461,000	6,797
Salaries and employee benefits	$856,000	6,438
Premises and equipment expense	$165,000	7,336
Additional noninterest expense	$440,000	6,886
Pre-tax net operating income	$976,000	5,492
Securities gains (losses)	$0	4,449
Applicable income taxes	$181,000	6,408
Income before extraordinary items	$795,000	5,205
Extraordinary gains, net	$0	32
Net income	$795,000	5,205
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$435,000	1,414
Cash dividends	$740,000	2,755
Sale, conversion, retirement of capital stock, net	$196,000	684
Net operating income	$795,000	5,112
1997-12-31 (YTD Data)		Rank
Total interest income	$5,372,000	5,504
Total interest expense	$2,738,000	5,063
Net interest income	$2,634,000	5,842
Provision for loan and lease losses	$370,000	2,214
Total noninterest income	$216,000	7,640
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$110,000	6,987
Trading account gains and fees	NA	NA
Additional Noninterest Income	$106,000	6,624
Total noninterest expense	$1,316,000	7,273
Salaries and employee benefits	$800,000	6,781
Premises and equipment expense	$184,000	7,131
Additional noninterest expense	$332,000	7,985
Pre-tax net operating income	$1,164,000	5,343
Securities gains (losses)	$3,000	3,097
Applicable income taxes	$266,000	6,081
Income before extraordinary items	$901,000	5,050
Extraordinary gains, net	$0	44
Net income	$901,000	5,052
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$350,000	1,768
Cash dividends	$804,000	2,539
Sale, conversion, retirement of capital stock, net	$-196,000	10,801
Net operating income	$898,690	5,008
1996-12-31 (YTD Data)		Rank
Total interest income	$5,156,000	5,806
Total interest expense	$2,621,000	5,328
Net interest income	$2,535,000	6,135
Provision for loan and lease losses	$51,000	6,537
Total noninterest income	$233,000	7,811
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$110,000	7,295
Trading account gains and fees	NA	NA
Additional Noninterest Income	$123,000	6,525
Total noninterest expense	$1,365,000	7,476
Salaries and employee benefits	$923,000	6,349
Premises and equipment expense	$193,000	7,149
Additional noninterest expense	$249,000	9,405
Pre-tax net operating income	$1,352,000	4,704
Securities gains (losses)	$-9,000	10,223
Applicable income taxes	$354,000	5,287
Income before extraordinary items	$989,000	4,557
Extraordinary gains, net	$0	53
Net income	$989,000	4,559
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,880
Cash dividends	$948,000	2,248
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$995,660	4,480
1995-12-31 (YTD Data)		Rank
Total interest income	$4,806,000	6,163
Total interest expense	$2,422,000	5,708
Net interest income	$2,384,000	6,513
Provision for loan and lease losses	$56,000	5,991
Total noninterest income	$241,000	7,816
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$116,000	7,402
Trading account gains and fees	NA	NA
Additional Noninterest Income	$125,000	6,525
Total noninterest expense	$1,298,000	7,868
Salaries and employee benefits	$828,000	6,961
Premises and equipment expense	$165,000	7,915
Additional noninterest expense	$305,000	9,195
Pre-tax net operating income	$1,271,000	5,044
Securities gains (losses)	$1,000	3,512
Applicable income taxes	$313,000	5,852
Income before extraordinary items	$959,000	4,754
Extraordinary gains, net	$0	65
Net income	$959,000	4,753
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	5,745
Cash dividends	$768,000	2,500
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$958,250	4,748
1994-12-31 (YTD Data)		Rank
Total interest income	$4,521,000	6,126
Total interest expense	$1,996,000	5,623
Net interest income	$2,525,000	6,434
Provision for loan and lease losses	$71,000	5,291
Total noninterest income	$215,000	8,484
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$113,000	7,763
Trading account gains and fees	NA	NA
Additional Noninterest Income	$102,000	7,454
Total noninterest expense	$1,329,000	8,144
Salaries and employee benefits	$822,000	7,077
Premises and equipment expense	$151,000	8,529
Additional noninterest expense	$356,000	9,275
Pre-tax net operating income	$1,340,000	4,821
Securities gains (losses)	$0	3,600
Applicable income taxes	$320,000	5,625
Income before extraordinary items	$1,020,000	4,470
Extraordinary gains, net	$0	249
Net income	$1,020,000	4,471
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	6,267
Cash dividends	$684,000	2,576
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,020,000	4,508
1993-12-31 (YTD Data)		Rank
Total interest income	$4,457,000	6,355
Total interest expense	$2,040,000	5,735
Net interest income	$2,417,000	6,703
Provision for loan and lease losses	$48,000	7,582
Total noninterest income	$256,000	8,275
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$116,000	7,947
Trading account gains and fees	NA	NA
Additional Noninterest Income	$140,000	6,785
Total noninterest expense	$1,356,000	8,311
Salaries and employee benefits	$793,000	7,371
Premises and equipment expense	$156,000	8,751
Additional noninterest expense	$407,000	9,191
Pre-tax net operating income	$1,269,000	4,963
Securities gains (losses)	$1,000	7,052
Applicable income taxes	$301,000	6,074
Income before extraordinary items	$969,000	4,799
Extraordinary gains, net	$0	3,149
Net income	$969,000	4,946
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	6,927
Cash dividends	$726,000	2,322
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$968,240	4,562
1992-12-31 (YTD Data)		Rank
Total interest income	$4,851,000	6,533
Total interest expense	$2,402,000	6,177
Net interest income	$2,449,000	6,693
Provision for loan and lease losses	$42,000	9,403
Total noninterest income	$240,000	8,673
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$101,000	8,491
Trading account gains and fees	NA	NA
Additional Noninterest Income	$139,000	6,908
Total noninterest expense	$1,357,000	8,456
Salaries and employee benefits	$789,000	7,327
Premises and equipment expense	$144,000	9,299
Additional noninterest expense	$424,000	9,273
Pre-tax net operating income	$1,290,000	4,638
Securities gains (losses)	$0	8,369
Applicable income taxes	$339,000	5,482
Income before extraordinary items	$951,000	4,713
Extraordinary gains, net	$0	1,422
Net income	$951,000	4,761
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	7,468
Cash dividends	$510,000	2,726
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$951,000	4,387

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.