Home > Sterling Bank > Income and Expense
Sterling Bank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,783,000 | 1,778 |
| Total interest expense | $2,584,000 | 1,729 |
| Net interest income | $6,199,000 | 1,805 |
| Provision for loan and lease losses | $1,125,000 | 1,819 |
| Total noninterest income | $0 | 7,524 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $120,000 | 4,144 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-120,000 | 7,547 |
| Total noninterest expense | $7,000,000 | 1,416 |
| Salaries and employee benefits | $3,058,000 | 1,614 |
| Premises and equipment expense | $1,425,000 | 921 |
| Additional noninterest expense | $2,517,000 | 1,411 |
| Pre-tax net operating income | $-1,926,000 | 7,248 |
| Securities gains (losses) | $10,000 | 2,597 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,916,000 | 7,318 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,916,000 | 7,318 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,916,000 | 7,318 |
| Net charge-offs | $2,596,000 | 928 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,926,000 | 7,309 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,478,000 | 1,791 |
| Total interest expense | $1,354,000 | 1,747 |
| Net interest income | $3,124,000 | 1,815 |
| Provision for loan and lease losses | $550,000 | 1,725 |
| Total noninterest income | $22,000 | 7,028 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $59,000 | 4,162 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-37,000 | 7,649 |
| Total noninterest expense | $3,474,000 | 1,447 |
| Salaries and employee benefits | $1,581,000 | 1,581 |
| Premises and equipment expense | $716,000 | 943 |
| Additional noninterest expense | $1,177,000 | 1,502 |
| Pre-tax net operating income | $-878,000 | 7,375 |
| Securities gains (losses) | $10,000 | 1,722 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-868,000 | 7,433 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-868,000 | 7,433 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-868,000 | 7,434 |
| Net charge-offs | $1,230,000 | 897 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-878,000 | 7,425 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,919,000 | 1,809 |
| Total interest expense | $7,447,000 | 1,582 |
| Net interest income | $11,472,000 | 1,934 |
| Provision for loan and lease losses | $5,390,000 | 1,349 |
| Total noninterest income | $478,000 | 4,813 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $256,000 | 4,198 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $222,000 | 4,467 |
| Total noninterest expense | $14,128,000 | 1,463 |
| Salaries and employee benefits | $6,269,000 | 1,586 |
| Premises and equipment expense | $2,971,000 | 906 |
| Additional noninterest expense | $4,888,000 | 1,526 |
| Pre-tax net operating income | $-7,568,000 | 7,387 |
| Securities gains (losses) | $5,000 | 3,451 |
| Applicable income taxes | $2,041,000 | 557 |
| Income before extraordinary items | $-9,604,000 | 7,542 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-9,604,000 | 7,541 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-9,604,000 | 7,541 |
| Net charge-offs | $4,006,000 | 1,342 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-9,609,000 | 7,549 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,317,000 | 1,816 |
| Total interest expense | $5,926,000 | 1,559 |
| Net interest income | $8,391,000 | 1,969 |
| Provision for loan and lease losses | $5,390,000 | 990 |
| Total noninterest income | $355,000 | 4,890 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $194,000 | 4,173 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $161,000 | 4,640 |
| Total noninterest expense | $10,648,000 | 1,440 |
| Salaries and employee benefits | $4,735,000 | 1,588 |
| Premises and equipment expense | $2,236,000 | 914 |
| Additional noninterest expense | $3,677,000 | 1,469 |
| Pre-tax net operating income | $-7,292,000 | 7,638 |
| Securities gains (losses) | $5,000 | 3,160 |
| Applicable income taxes | $2,857,000 | 342 |
| Income before extraordinary items | $-10,144,000 | 7,785 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-10,144,000 | 7,783 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-10,144,000 | 7,784 |
| Net charge-offs | $3,314,000 | 1,116 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-10,149,000 | 7,787 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,542,000 | 1,852 |
| Total interest expense | $4,131,000 | 1,579 |
| Net interest income | $5,411,000 | 2,029 |
| Provision for loan and lease losses | $5,390,000 | 704 |
| Total noninterest income | $192,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $130,000 | 4,159 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $62,000 | 5,530 |
| Total noninterest expense | $7,102,000 | 1,458 |
| Salaries and employee benefits | $3,170,000 | 1,621 |
| Premises and equipment expense | $1,495,000 | 937 |
| Additional noninterest expense | $2,437,000 | 1,511 |
| Pre-tax net operating income | $-6,889,000 | 7,829 |
| Securities gains (losses) | $5,000 | 2,770 |
| Applicable income taxes | $2,857,000 | 256 |
| Income before extraordinary items | $-9,741,000 | 7,945 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-9,741,000 | 7,944 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-9,741,000 | 7,944 |
| Net charge-offs | $2,308,000 | 1,034 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-9,746,000 | 7,946 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,733,000 | 1,895 |
| Total interest expense | $2,111,000 | 1,609 |
| Net interest income | $2,622,000 | 2,088 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $193,000 | 3,885 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $66,000 | 4,093 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $127,000 | 3,246 |
| Total noninterest expense | $3,361,000 | 1,490 |
| Salaries and employee benefits | $1,631,000 | 1,593 |
| Premises and equipment expense | $769,000 | 923 |
| Additional noninterest expense | $961,000 | 1,690 |
| Pre-tax net operating income | $-546,000 | 7,370 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-207,000 | 7,719 |
| Income before extraordinary items | $-339,000 | 7,262 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-339,000 | 7,263 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-339,000 | 7,263 |
| Net charge-offs | $151,000 | 2,404 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-339,000 | 7,216 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $22,378,000 | 1,729 |
| Total interest expense | $9,217,000 | 1,750 |
| Net interest income | $13,161,000 | 1,689 |
| Provision for loan and lease losses | $6,090,000 | 873 |
| Total noninterest income | $770,000 | 3,944 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $252,000 | 4,340 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $518,000 | 3,114 |
| Total noninterest expense | $26,179,000 | 761 |
| Salaries and employee benefits | $7,129,000 | 1,447 |
| Premises and equipment expense | $2,998,000 | 918 |
| Additional noninterest expense | $16,052,000 | 453 |
| Pre-tax net operating income | $-18,338,000 | 8,091 |
| Securities gains (losses) | $95,000 | 1,167 |
| Applicable income taxes | $-2,467,000 | 7,972 |
| Income before extraordinary items | $-15,776,000 | 8,067 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-15,776,000 | 8,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $450,000 | 2,948 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-15,857,700 | 8,093 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $17,155,000 | 1,728 |
| Total interest expense | $7,104,000 | 1,781 |
| Net interest income | $10,051,000 | 1,667 |
| Provision for loan and lease losses | $505,000 | 2,711 |
| Total noninterest income | $628,000 | 3,869 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $188,000 | 4,372 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $440,000 | 3,018 |
| Total noninterest expense | $10,414,000 | 1,392 |
| Salaries and employee benefits | $5,478,000 | 1,418 |
| Premises and equipment expense | $2,251,000 | 917 |
| Additional noninterest expense | $2,685,000 | 1,661 |
| Pre-tax net operating income | $-240,000 | 7,060 |
| Securities gains (losses) | $95,000 | 1,000 |
| Applicable income taxes | $-55,000 | 7,460 |
| Income before extraordinary items | $-90,000 | 6,765 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-90,000 | 6,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $381,000 | 2,276 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-150,800 | 7,027 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,664,000 | 1,725 |
| Total interest expense | $5,088,000 | 1,729 |
| Net interest income | $6,576,000 | 1,702 |
| Provision for loan and lease losses | $400,000 | 2,155 |
| Total noninterest income | $376,000 | 4,136 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $123,000 | 4,418 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $253,000 | 3,333 |
| Total noninterest expense | $7,096,000 | 1,348 |
| Salaries and employee benefits | $3,774,000 | 1,382 |
| Premises and equipment expense | $1,499,000 | 915 |
| Additional noninterest expense | $1,823,000 | 1,615 |
| Pre-tax net operating income | $-544,000 | 7,640 |
| Securities gains (losses) | $95,000 | 1,008 |
| Applicable income taxes | $-171,000 | 7,956 |
| Income before extraordinary items | $-278,000 | 7,496 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-278,000 | 7,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 1,749 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-338,800 | 7,542 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,053,000 | 1,705 |
| Total interest expense | $2,811,000 | 1,674 |
| Net interest income | $3,242,000 | 1,716 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $190,000 | 4,101 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $60,000 | 4,445 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $130,000 | 3,297 |
| Total noninterest expense | $3,519,000 | 1,358 |
| Salaries and employee benefits | $1,880,000 | 1,396 |
| Premises and equipment expense | $759,000 | 912 |
| Additional noninterest expense | $880,000 | 1,629 |
| Pre-tax net operating income | $-87,000 | 7,520 |
| Securities gains (losses) | $93,000 | 750 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $4,000 | 7,229 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,000 | 7,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 1,200 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-58,310 | 7,476 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $25,944,000 | 1,664 |
| Total interest expense | $12,925,000 | 1,562 |
| Net interest income | $13,019,000 | 1,742 |
| Provision for loan and lease losses | $401,000 | 2,690 |
| Total noninterest income | $794,000 | 4,019 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $280,000 | 4,220 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $514,000 | 3,261 |
| Total noninterest expense | $13,566,000 | 1,360 |
| Salaries and employee benefits | $7,215,000 | 1,403 |
| Premises and equipment expense | $2,841,000 | 916 |
| Additional noninterest expense | $3,510,000 | 1,580 |
| Pre-tax net operating income | $-154,000 | 7,611 |
| Securities gains (losses) | $5,000 | 1,575 |
| Applicable income taxes | $-242,000 | 8,158 |
| Income before extraordinary items | $93,000 | 7,167 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $93,000 | 7,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 2,352 |
| Cash dividends | $12,239,000 | 360 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 1,129 |
| Net operating income | $89,800 | 7,159 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $19,433,000 | 1,667 |
| Total interest expense | $9,744,000 | 1,550 |
| Net interest income | $9,689,000 | 1,753 |
| Provision for loan and lease losses | $101,000 | 4,083 |
| Total noninterest income | $541,000 | 4,231 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $214,000 | 4,202 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $327,000 | 3,586 |
| Total noninterest expense | $9,840,000 | 1,391 |
| Salaries and employee benefits | $5,332,000 | 1,431 |
| Premises and equipment expense | $2,086,000 | 927 |
| Additional noninterest expense | $2,422,000 | 1,678 |
| Pre-tax net operating income | $289,000 | 6,612 |
| Securities gains (losses) | $5,000 | 1,185 |
| Applicable income taxes | $112,000 | 4,333 |
| Income before extraordinary items | $182,000 | 6,895 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $182,000 | 6,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,644 |
| Cash dividends | $12,240,000 | 289 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 972 |
| Net operating income | $178,800 | 6,900 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,634,000 | 1,721 |
| Total interest expense | $6,311,000 | 1,599 |
| Net interest income | $6,323,000 | 1,817 |
| Provision for loan and lease losses | $101,000 | 3,258 |
| Total noninterest income | $346,000 | 4,346 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $143,000 | 4,181 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $203,000 | 3,758 |
| Total noninterest expense | $6,271,000 | 1,464 |
| Salaries and employee benefits | $3,463,000 | 1,484 |
| Premises and equipment expense | $1,331,000 | 981 |
| Additional noninterest expense | $1,477,000 | 1,833 |
| Pre-tax net operating income | $297,000 | 6,051 |
| Securities gains (losses) | $5,000 | 1,010 |
| Applicable income taxes | $115,000 | 3,971 |
| Income before extraordinary items | $187,000 | 6,476 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $187,000 | 6,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,631 |
| Cash dividends | $12,044,000 | 226 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 830 |
| Net operating income | $183,800 | 6,503 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,660,000 | 1,895 |
| Total interest expense | $2,733,000 | 1,810 |
| Net interest income | $2,927,000 | 1,984 |
| Provision for loan and lease losses | $56,000 | 2,964 |
| Total noninterest income | $150,000 | 4,643 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $65,000 | 4,347 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $85,000 | 4,082 |
| Total noninterest expense | $2,831,000 | 1,629 |
| Salaries and employee benefits | $1,596,000 | 1,628 |
| Premises and equipment expense | $621,000 | 1,075 |
| Additional noninterest expense | $614,000 | 2,145 |
| Pre-tax net operating income | $190,000 | 5,614 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $72,000 | 3,714 |
| Income before extraordinary items | $118,000 | 6,114 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $118,000 | 6,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $11,644,000 | 123 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 574 |
| Net operating income | $118,000 | 6,102 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $22,605,000 | 1,791 |
| Total interest expense | $10,352,000 | 1,626 |
| Net interest income | $12,253,000 | 1,893 |
| Provision for loan and lease losses | $605,000 | 1,598 |
| Total noninterest income | $592,000 | 4,770 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $249,000 | 4,515 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $343,000 | 4,040 |
| Total noninterest expense | $11,050,000 | 1,603 |
| Salaries and employee benefits | $6,212,000 | 1,590 |
| Premises and equipment expense | $2,318,000 | 1,097 |
| Additional noninterest expense | $2,520,000 | 2,094 |
| Pre-tax net operating income | $1,190,000 | 4,805 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $452,000 | 3,288 |
| Income before extraordinary items | $738,000 | 5,392 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $738,000 | 5,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $552,000 | 3,558 |
| Sale, conversion, retirement of capital stock, net | $160,000 | 805 |
| Net operating income | $738,000 | 5,384 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,943,000 | 1,776 |
| Total interest expense | $7,617,000 | 1,616 |
| Net interest income | $9,326,000 | 1,870 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $480,000 | 4,588 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $192,000 | 4,481 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $288,000 | 3,812 |
| Total noninterest expense | $8,099,000 | 1,653 |
| Salaries and employee benefits | $4,558,000 | 1,629 |
| Premises and equipment expense | $1,731,000 | 1,110 |
| Additional noninterest expense | $1,810,000 | 2,154 |
| Pre-tax net operating income | $1,572,000 | 3,685 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $597,000 | 2,608 |
| Income before extraordinary items | $975,000 | 4,234 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $975,000 | 4,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $409,000 | 3,219 |
| Sale, conversion, retirement of capital stock, net | $107,000 | 693 |
| Net operating income | $975,000 | 4,220 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,319,000 | 1,735 |
| Total interest expense | $4,982,000 | 1,561 |
| Net interest income | $6,337,000 | 1,833 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $323,000 | 4,542 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $132,000 | 4,392 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $191,000 | 3,844 |
| Total noninterest expense | $5,480,000 | 1,632 |
| Salaries and employee benefits | $3,041,000 | 1,625 |
| Premises and equipment expense | $1,143,000 | 1,117 |
| Additional noninterest expense | $1,296,000 | 2,032 |
| Pre-tax net operating income | $1,090,000 | 3,586 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $414,000 | 2,569 |
| Income before extraordinary items | $676,000 | 4,158 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $676,000 | 4,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $273,000 | 3,260 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 528 |
| Net operating income | $676,000 | 4,148 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,643,000 | 1,682 |
| Total interest expense | $2,441,000 | 1,508 |
| Net interest income | $3,202,000 | 1,803 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $145,000 | 4,759 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $64,000 | 4,410 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $81,000 | 4,122 |
| Total noninterest expense | $2,686,000 | 1,669 |
| Salaries and employee benefits | $1,516,000 | 1,639 |
| Premises and equipment expense | $579,000 | 1,110 |
| Additional noninterest expense | $591,000 | 2,186 |
| Pre-tax net operating income | $616,000 | 3,250 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $234,000 | 2,372 |
| Income before extraordinary items | $382,000 | 3,816 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $382,000 | 3,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $136,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 485 |
| Net operating income | $382,000 | 3,798 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $19,205,000 | 1,744 |
| Total interest expense | $7,153,000 | 1,592 |
| Net interest income | $12,052,000 | 1,822 |
| Provision for loan and lease losses | $284,000 | 2,953 |
| Total noninterest income | $637,000 | 4,637 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $247,000 | 4,597 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $390,000 | 3,815 |
| Total noninterest expense | $9,809,000 | 1,736 |
| Salaries and employee benefits | $5,498,000 | 1,705 |
| Premises and equipment expense | $1,949,000 | 1,257 |
| Additional noninterest expense | $2,362,000 | 2,120 |
| Pre-tax net operating income | $2,596,000 | 3,097 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $966,000 | 2,309 |
| Income before extraordinary items | $1,631,000 | 3,586 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,631,000 | 3,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,476 |
| Cash dividends | $482,000 | 3,727 |
| Sale, conversion, retirement of capital stock, net | $12,849,000 | 143 |
| Net operating income | $1,630,360 | 3,564 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,866,000 | 1,771 |
| Total interest expense | $4,978,000 | 1,615 |
| Net interest income | $8,888,000 | 1,840 |
| Provision for loan and lease losses | $252,000 | 2,533 |
| Total noninterest income | $465,000 | 4,737 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $180,000 | 4,686 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $285,000 | 3,894 |
| Total noninterest expense | $7,066,000 | 1,781 |
| Salaries and employee benefits | $3,968,000 | 1,746 |
| Premises and equipment expense | $1,429,000 | 1,276 |
| Additional noninterest expense | $1,669,000 | 2,214 |
| Pre-tax net operating income | $2,035,000 | 3,016 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $750,000 | 2,300 |
| Income before extraordinary items | $1,286,000 | 3,506 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,286,000 | 3,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,660 |
| Cash dividends | $346,000 | 3,337 |
| Sale, conversion, retirement of capital stock, net | $12,814,000 | 100 |
| Net operating income | $1,285,360 | 3,471 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,832,000 | 1,798 |
| Total interest expense | $3,080,000 | 1,648 |
| Net interest income | $5,752,000 | 1,884 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $310,000 | 4,707 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $115,000 | 4,738 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $195,000 | 3,800 |
| Total noninterest expense | $4,735,000 | 1,757 |
| Salaries and employee benefits | $2,635,000 | 1,747 |
| Premises and equipment expense | $947,000 | 1,272 |
| Additional noninterest expense | $1,153,000 | 2,133 |
| Pre-tax net operating income | $1,177,000 | 3,292 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $424,000 | 2,521 |
| Income before extraordinary items | $754,000 | 3,767 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $754,000 | 3,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,003 |
| Cash dividends | $210,000 | 3,429 |
| Sale, conversion, retirement of capital stock, net | $12,819,000 | 65 |
| Net operating income | $753,360 | 3,724 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,182,000 | 1,860 |
| Total interest expense | $1,420,000 | 1,686 |
| Net interest income | $2,762,000 | 1,947 |
| Provision for loan and lease losses | $63,000 | 2,791 |
| Total noninterest income | $159,000 | 4,560 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $53,000 | 4,860 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $106,000 | 3,615 |
| Total noninterest expense | $2,329,000 | 1,793 |
| Salaries and employee benefits | $1,298,000 | 1,782 |
| Premises and equipment expense | $489,000 | 1,235 |
| Additional noninterest expense | $542,000 | 2,248 |
| Pre-tax net operating income | $529,000 | 3,524 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $190,000 | 2,683 |
| Income before extraordinary items | $339,000 | 4,039 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $339,000 | 4,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $86,000 | 3,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $339,000 | 4,001 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,831,000 | 2,054 |
| Total interest expense | $4,122,000 | 1,977 |
| Net interest income | $9,709,000 | 2,094 |
| Provision for loan and lease losses | $155,000 | 4,178 |
| Total noninterest income | $550,000 | 5,035 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $143,000 | 5,885 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $407,000 | 3,681 |
| Total noninterest expense | $8,477,000 | 1,902 |
| Salaries and employee benefits | $4,511,000 | 1,935 |
| Premises and equipment expense | $1,832,000 | 1,252 |
| Additional noninterest expense | $2,134,000 | 2,276 |
| Pre-tax net operating income | $1,627,000 | 4,045 |
| Securities gains (losses) | $132,000 | 1,064 |
| Applicable income taxes | $633,000 | 2,932 |
| Income before extraordinary items | $1,126,000 | 4,370 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,126,000 | 4,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,745 |
| Cash dividends | $224,000 | 4,740 |
| Sale, conversion, retirement of capital stock, net | $340,000 | 512 |
| Net operating income | $1,041,520 | 4,512 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,976,000 | 2,135 |
| Total interest expense | $2,906,000 | 2,059 |
| Net interest income | $7,070,000 | 2,135 |
| Provision for loan and lease losses | $158,000 | 3,444 |
| Total noninterest income | $391,000 | 5,188 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $107,000 | 5,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $284,000 | 3,834 |
| Total noninterest expense | $6,283,000 | 1,905 |
| Salaries and employee benefits | $3,326,000 | 1,963 |
| Premises and equipment expense | $1,385,000 | 1,245 |
| Additional noninterest expense | $1,572,000 | 2,295 |
| Pre-tax net operating income | $1,020,000 | 4,557 |
| Securities gains (losses) | $123,000 | 1,042 |
| Applicable income taxes | $400,000 | 3,302 |
| Income before extraordinary items | $743,000 | 4,808 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $743,000 | 4,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,361 |
| Cash dividends | $166,000 | 4,200 |
| Sale, conversion, retirement of capital stock, net | $340,000 | 391 |
| Net operating income | $663,050 | 5,005 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,369,000 | 2,198 |
| Total interest expense | $1,835,000 | 2,145 |
| Net interest income | $4,534,000 | 2,204 |
| Provision for loan and lease losses | $65,000 | 4,191 |
| Total noninterest income | $267,000 | 5,103 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $70,000 | 5,970 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $197,000 | 3,766 |
| Total noninterest expense | $4,178,000 | 1,915 |
| Salaries and employee benefits | $2,190,000 | 1,990 |
| Premises and equipment expense | $926,000 | 1,241 |
| Additional noninterest expense | $1,062,000 | 2,270 |
| Pre-tax net operating income | $558,000 | 5,023 |
| Securities gains (losses) | $102,000 | 1,014 |
| Applicable income taxes | $231,000 | 3,521 |
| Income before extraordinary items | $429,000 | 5,135 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $429,000 | 5,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $109,000 | 4,116 |
| Sale, conversion, retirement of capital stock, net | $342,000 | 292 |
| Net operating income | $362,700 | 5,496 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,029,000 | 2,323 |
| Total interest expense | $874,000 | 2,263 |
| Net interest income | $2,155,000 | 2,312 |
| Provision for loan and lease losses | $40,000 | 3,725 |
| Total noninterest income | $127,000 | 5,178 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $35,000 | 5,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $92,000 | 3,884 |
| Total noninterest expense | $2,042,000 | 1,964 |
| Salaries and employee benefits | $1,115,000 | 1,968 |
| Premises and equipment expense | $465,000 | 1,250 |
| Additional noninterest expense | $462,000 | 2,544 |
| Pre-tax net operating income | $200,000 | 5,819 |
| Securities gains (losses) | $77,000 | 940 |
| Applicable income taxes | $97,000 | 3,835 |
| Income before extraordinary items | $180,000 | 5,590 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $180,000 | 5,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $54,000 | 3,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $129,950 | 6,235 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,811,000 | 2,615 |
| Total interest expense | $2,938,000 | 2,927 |
| Net interest income | $7,873,000 | 2,465 |
| Provision for loan and lease losses | $100,000 | 5,309 |
| Total noninterest income | $668,000 | 4,672 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $152,000 | 5,836 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $516,000 | 3,528 |
| Total noninterest expense | $7,801,000 | 2,023 |
| Salaries and employee benefits | $4,158,000 | 2,040 |
| Premises and equipment expense | $1,823,000 | 1,234 |
| Additional noninterest expense | $1,820,000 | 2,613 |
| Pre-tax net operating income | $640,000 | 6,197 |
| Securities gains (losses) | $145,000 | 1,579 |
| Applicable income taxes | $254,000 | 4,552 |
| Income before extraordinary items | $531,000 | 6,218 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $531,000 | 6,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $7,214,000 | 142 |
| Net operating income | $432,400 | 6,493 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,950,000 | 2,705 |
| Total interest expense | $2,198,000 | 3,025 |
| Net interest income | $5,752,000 | 2,530 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $542,000 | 4,511 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $118,000 | 5,818 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $424,000 | 3,427 |
| Total noninterest expense | $5,791,000 | 2,050 |
| Salaries and employee benefits | $3,105,000 | 2,060 |
| Premises and equipment expense | $1,342,000 | 1,274 |
| Additional noninterest expense | $1,344,000 | 2,626 |
| Pre-tax net operating income | $413,000 | 6,662 |
| Securities gains (losses) | $145,000 | 1,443 |
| Applicable income taxes | $218,000 | 4,516 |
| Income before extraordinary items | $340,000 | 6,711 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $340,000 | 6,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $7,237,000 | 95 |
| Net operating income | $247,200 | 7,111 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,273,000 | 2,746 |
| Total interest expense | $1,511,000 | 3,022 |
| Net interest income | $3,762,000 | 2,576 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $366,000 | 4,467 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $79,000 | 5,792 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $287,000 | 3,386 |
| Total noninterest expense | $3,846,000 | 2,050 |
| Salaries and employee benefits | $2,073,000 | 2,046 |
| Premises and equipment expense | $889,000 | 1,290 |
| Additional noninterest expense | $884,000 | 2,657 |
| Pre-tax net operating income | $222,000 | 7,026 |
| Securities gains (losses) | $117,000 | 1,387 |
| Applicable income taxes | $132,000 | 4,702 |
| Income before extraordinary items | $207,000 | 6,904 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $207,000 | 6,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $132,120 | 7,456 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,610,000 | 2,793 |
| Total interest expense | $738,000 | 3,161 |
| Net interest income | $1,872,000 | 2,583 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $165,000 | 4,648 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $38,000 | 5,790 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $127,000 | 3,502 |
| Total noninterest expense | $1,902,000 | 2,058 |
| Salaries and employee benefits | $1,045,000 | 2,026 |
| Premises and equipment expense | $460,000 | 1,243 |
| Additional noninterest expense | $397,000 | 2,883 |
| Pre-tax net operating income | $105,000 | 7,111 |
| Securities gains (losses) | $27,000 | 1,749 |
| Applicable income taxes | $51,000 | 5,066 |
| Income before extraordinary items | $81,000 | 7,262 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $81,000 | 7,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $63,720 | 7,474 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,444,000 | 2,903 |
| Total interest expense | $3,266,000 | 3,293 |
| Net interest income | $7,178,000 | 2,662 |
| Provision for loan and lease losses | $87,000 | 5,962 |
| Total noninterest income | $610,000 | 4,680 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $158,000 | 5,732 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $452,000 | 3,472 |
| Total noninterest expense | $7,264,000 | 2,068 |
| Salaries and employee benefits | $3,756,000 | 2,130 |
| Premises and equipment expense | $1,811,000 | 1,222 |
| Additional noninterest expense | $1,697,000 | 2,671 |
| Pre-tax net operating income | $437,000 | 7,001 |
| Securities gains (losses) | $316,000 | 866 |
| Applicable income taxes | $246,000 | 4,789 |
| Income before extraordinary items | $507,000 | 6,364 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $507,000 | 6,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,923 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $-16,000 | 9,219 |
| Net operating income | $295,280 | 7,244 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,283,000 | 3,233 |
| Total interest expense | $4,684,000 | 3,341 |
| Net interest income | $5,599,000 | 3,127 |
| Provision for loan and lease losses | $5,000 | 8,099 |
| Total noninterest income | $591,000 | 4,617 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $172,000 | 5,484 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $419,000 | 3,446 |
| Total noninterest expense | $6,377,000 | 2,245 |
| Salaries and employee benefits | $3,193,000 | 2,354 |
| Premises and equipment expense | $1,710,000 | 1,250 |
| Additional noninterest expense | $1,474,000 | 2,917 |
| Pre-tax net operating income | $-192,000 | 8,960 |
| Securities gains (losses) | $282,000 | 924 |
| Applicable income taxes | $-39,000 | 9,132 |
| Income before extraordinary items | $129,000 | 8,161 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $129,000 | 8,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $1,480,000 | 350 |
| Net operating income | $-153,000 | 8,943 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,478,000 | 3,563 |
| Total interest expense | $4,655,000 | 3,515 |
| Net interest income | $4,823,000 | 3,592 |
| Provision for loan and lease losses | $18,000 | 7,686 |
| Total noninterest income | $447,000 | 5,206 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $174,000 | 5,445 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $273,000 | 4,120 |
| Total noninterest expense | $5,272,000 | 2,579 |
| Salaries and employee benefits | $2,595,000 | 2,743 |
| Premises and equipment expense | $1,459,000 | 1,421 |
| Additional noninterest expense | $1,218,000 | 3,387 |
| Pre-tax net operating income | $-20,000 | 9,166 |
| Securities gains (losses) | $38,000 | 779 |
| Applicable income taxes | $-37,000 | 9,449 |
| Income before extraordinary items | $55,000 | 8,947 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $55,000 | 8,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 1,804 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 907 |
| Net operating income | $17,000 | 9,068 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,830,000 | 3,997 |
| Total interest expense | $3,422,000 | 4,122 |
| Net interest income | $4,408,000 | 3,853 |
| Provision for loan and lease losses | $387,000 | 2,167 |
| Total noninterest income | $357,000 | 5,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 6,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $221,000 | 4,715 |
| Total noninterest expense | $4,793,000 | 2,822 |
| Salaries and employee benefits | $2,313,000 | 3,017 |
| Premises and equipment expense | $1,171,000 | 1,750 |
| Additional noninterest expense | $1,309,000 | 3,198 |
| Pre-tax net operating income | $-415,000 | 9,792 |
| Securities gains (losses) | $15,000 | 1,536 |
| Applicable income taxes | $-191,000 | 10,021 |
| Income before extraordinary items | $-209,000 | 9,688 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-209,000 | 9,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,266 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 10,045 |
| Net operating income | $-218,600 | 9,673 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,530,000 | 4,657 |
| Total interest expense | $2,983,000 | 4,754 |
| Net interest income | $3,547,000 | 4,548 |
| Provision for loan and lease losses | $18,000 | 7,833 |
| Total noninterest income | $359,000 | 5,928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 5,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 4,938 |
| Total noninterest expense | $3,838,000 | 3,344 |
| Salaries and employee benefits | $1,716,000 | 3,811 |
| Premises and equipment expense | $897,000 | 2,163 |
| Additional noninterest expense | $1,225,000 | 3,311 |
| Pre-tax net operating income | $50,000 | 9,615 |
| Securities gains (losses) | $100,000 | 1,273 |
| Applicable income taxes | $47,000 | 8,390 |
| Income before extraordinary items | $103,000 | 9,320 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $103,000 | 9,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,985 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $-5,000 | 10,293 |
| Net operating income | $34,000 | 9,644 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,588,000 | 5,343 |
| Total interest expense | $2,515,000 | 5,385 |
| Net interest income | $3,073,000 | 5,204 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $216,000 | 7,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 6,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,347 |
| Total noninterest expense | $3,108,000 | 3,983 |
| Salaries and employee benefits | $1,418,000 | 4,456 |
| Premises and equipment expense | $671,000 | 2,846 |
| Additional noninterest expense | $1,019,000 | 3,835 |
| Pre-tax net operating income | $181,000 | 9,680 |
| Securities gains (losses) | $32,000 | 1,598 |
| Applicable income taxes | $-60,000 | 10,650 |
| Income before extraordinary items | $273,000 | 8,579 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $273,000 | 8,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $3,820,000 | 256 |
| Net operating income | $241,000 | 8,785 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,884,000 | 6,047 |
| Total interest expense | $2,213,000 | 6,026 |
| Net interest income | $2,671,000 | 5,927 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $244,000 | 7,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 6,833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,777 |
| Total noninterest expense | $2,637,000 | 4,808 |
| Salaries and employee benefits | $1,149,000 | 5,399 |
| Premises and equipment expense | $567,000 | 3,384 |
| Additional noninterest expense | $921,000 | 4,677 |
| Pre-tax net operating income | $278,000 | 9,274 |
| Securities gains (losses) | $29,000 | 1,716 |
| Applicable income taxes | $-33,000 | 11,032 |
| Income before extraordinary items | $340,000 | 8,082 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $340,000 | 8,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,393 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $311,000 | 8,271 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,249,000 | 6,748 |
| Total interest expense | $1,941,000 | 6,606 |
| Net interest income | $2,308,000 | 6,666 |
| Provision for loan and lease losses | $-190,000 | 11,806 |
| Total noninterest income | $197,000 | 8,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 7,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,878 |
| Total noninterest expense | $2,385,000 | 5,201 |
| Salaries and employee benefits | $1,030,000 | 5,907 |
| Premises and equipment expense | $426,000 | 4,291 |
| Additional noninterest expense | $929,000 | 4,632 |
| Pre-tax net operating income | $310,000 | 9,668 |
| Securities gains (losses) | $17,000 | 2,020 |
| Applicable income taxes | $-78,000 | 11,686 |
| Income before extraordinary items | $405,000 | 8,020 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $405,000 | 8,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,914 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $388,000 | 8,137 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,364,000 | 7,536 |
| Total interest expense | $1,264,000 | 7,670 |
| Net interest income | $2,100,000 | 7,323 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $140,000 | 9,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,719 |
| Total noninterest expense | $1,990,000 | 6,227 |
| Salaries and employee benefits | $803,000 | 7,201 |
| Premises and equipment expense | $396,000 | 4,619 |
| Additional noninterest expense | $791,000 | 5,748 |
| Pre-tax net operating income | $250,000 | 10,486 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $-44,000 | 12,197 |
| Income before extraordinary items | $295,000 | 9,201 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $295,000 | 9,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,270 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,058 |
| Net operating income | $294,000 | 9,276 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,382,000 | 7,705 |
| Total interest expense | $1,397,000 | 7,556 |
| Net interest income | $1,985,000 | 7,722 |
| Provision for loan and lease losses | $465,000 | 2,211 |
| Total noninterest income | $109,000 | 11,107 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,812 |
| Total noninterest expense | $1,887,000 | 6,659 |
| Salaries and employee benefits | $794,000 | 7,363 |
| Premises and equipment expense | $347,000 | 5,271 |
| Additional noninterest expense | $746,000 | 6,266 |
| Pre-tax net operating income | $-258,000 | 12,738 |
| Securities gains (losses) | $123,000 | 2,217 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-135,000 | 12,694 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-135,000 | 12,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 4,185 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-258,000 | 12,722 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,446,000 | 8,267 |
| Total interest expense | $1,891,000 | 7,379 |
| Net interest income | $1,555,000 | 9,092 |
| Provision for loan and lease losses | $467,000 | 3,154 |
| Total noninterest income | $83,000 | 12,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 13,603 |
| Total noninterest expense | $1,624,000 | 7,490 |
| Salaries and employee benefits | $718,000 | 7,852 |
| Premises and equipment expense | $305,000 | 5,903 |
| Additional noninterest expense | $601,000 | 7,506 |
| Pre-tax net operating income | $-453,000 | 13,267 |
| Securities gains (losses) | $176,000 | 2,193 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-277,000 | 13,237 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-277,000 | 13,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,169,000 | 390 |
| Net operating income | $-453,000 | 13,254 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.