Home > Sterling Bank > Assets and Liabilities
Sterling Bank, Assets and Liabilities
| 2010-06-30 | Rank | |
| # of Employees: | 103 | 1,501 |
| Assets and Liabilities | ||
| Total Assets: | $357,218,000 | 1,872 |
| Cash and due from depository institutions | $10,886,000 | 1,501 |
| Interest-bearing balances | $121,000 | 6,487 |
| Securities | $32,512,000 | 3,298 |
| Federal funds sold & reverse repurchase agreements | $18,368,000 | 372 |
| Net loans & leases | $275,630,000 | 1,627 |
| Loan loss allowance | $8,444,000 | 992 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $8,192,000 | 1,494 |
| Other real estate owned | $2,417,000 | 1,501 |
| Goodwill and other intangibles | $1,781,000 | 1,269 |
| All other assets | $7,432,000 | 2,504 |
| Life insurance assets | $2,608,000 | 1,999 |
| Total liabilities and capital | $357,217,000 | 1,872 |
| Total liabilities | $335,662,000 | 1,794 |
| Total deposits | $320,204,000 | 1,729 |
| Interest-bearing deposits | $285,788,000 | 1,693 |
| Deposits held in domestic offices | $320,204,000 | 1,727 |
| % insured | 92.66% | 2,614 |
| Federal funds purchased & repurchase agreements | $14,250,000 | 802 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,208,000 | 3,050 |
| Total equity capital | $21,555,000 | 3,013 |
| Total bank equity capital | $21,555,000 | 3,013 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $9,575,000 | 558 |
| Surplus | $36,421,000 | 931 |
| Undivided profits | $-24,441,000 | 7,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $21,247,000 | 826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,216,000 | 2,601 |
| Earning assets | $326,631,000 | 1,870 |
| Long-term assets (5+ years) | $131,663,000 | 1,042 |
| Average Assets, year-to-date | $365,259,000 | 1,831 |
| Average Assets, quarterly | $363,078,000 | 1,845 |
| Volatile liabilities | $39,022,000 | 3,244 |
| Insider loans | $3,137,000 | 2,145 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $29,799,000 | 1,973 |
| Tier 1 (core) risk-based capital | $19,204,000 | 3,181 |
| Tier 2 risk-based capital | $3,448,000 | 1,621 |
| Total risk weighted assets | $270,758,000 | 1,729 |
| Total unused commitments | $29,799,000 | 1,975 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 108 | 1,432 |
| Assets and Liabilities | ||
| Total Assets: | $368,938,000 | 1,861 |
| Cash and due from depository institutions | $10,352,000 | 1,432 |
| Interest-bearing balances | $140,000 | 6,452 |
| Securities | $35,953,000 | 3,103 |
| Federal funds sold & reverse repurchase agreements | $16,101,000 | 544 |
| Net loans & leases | $286,951,000 | 1,605 |
| Loan loss allowance | $9,235,000 | 926 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $8,441,000 | 1,475 |
| Other real estate owned | $796,000 | 1,432 |
| Goodwill and other intangibles | $1,879,000 | 1,243 |
| All other assets | $8,465,000 | 2,336 |
| Life insurance assets | $2,585,000 | 2,011 |
| Total liabilities and capital | $368,938,000 | 1,861 |
| Total liabilities | $346,695,000 | 1,805 |
| Total deposits | $331,115,000 | 1,712 |
| Interest-bearing deposits | $296,598,000 | 1,683 |
| Deposits held in domestic offices | $331,115,000 | 1,710 |
| % insured | 92.45% | 2,754 |
| Federal funds purchased & repurchase agreements | $14,250,000 | 831 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,330,000 | 2,845 |
| Total equity capital | $22,243,000 | 2,935 |
| Total bank equity capital | $22,243,000 | 2,935 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $9,575,000 | 564 |
| Surplus | $36,421,000 | 953 |
| Undivided profits | $-23,753,000 | 7,777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $18,778,000 | 943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,332,000 | 2,451 |
| Earning assets | $339,145,000 | 1,852 |
| Long-term assets (5+ years) | $141,140,000 | 980 |
| Average Assets, year-to-date | $369,279,500 | 1,858 |
| Average Assets, quarterly | $369,279,500 | 1,858 |
| Volatile liabilities | $39,256,000 | 3,306 |
| Insider loans | $3,084,000 | 2,236 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $32,819,000 | 1,876 |
| Tier 1 (core) risk-based capital | $20,153,000 | 3,067 |
| Tier 2 risk-based capital | $3,586,000 | 1,608 |
| Total risk weighted assets | $281,144,000 | 1,709 |
| Total unused commitments | $32,819,000 | 1,879 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 107 | 1,469 |
| Assets and Liabilities | ||
| Total Assets: | $369,621,000 | 1,873 |
| Cash and due from depository institutions | $10,781,000 | 1,469 |
| Interest-bearing balances | $101,000 | 6,458 |
| Securities | $43,196,000 | 2,689 |
| Federal funds sold & reverse repurchase agreements | $4,545,000 | 1,781 |
| Net loans & leases | $290,684,000 | 1,611 |
| Loan loss allowance | $9,915,000 | 889 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $8,599,000 | 1,483 |
| Other real estate owned | $1,100,000 | 1,469 |
| Goodwill and other intangibles | $1,978,000 | 1,227 |
| All other assets | $8,738,000 | 2,312 |
| Life insurance assets | $2,563,000 | 2,028 |
| Total liabilities and capital | $369,621,000 | 1,873 |
| Total liabilities | $346,630,000 | 1,810 |
| Total deposits | $331,094,000 | 1,722 |
| Interest-bearing deposits | $299,862,000 | 1,662 |
| Deposits held in domestic offices | $331,094,000 | 1,720 |
| % insured | 92.91% | 2,599 |
| Federal funds purchased & repurchase agreements | $14,250,000 | 863 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,286,000 | 2,944 |
| Total equity capital | $22,991,000 | 2,812 |
| Total bank equity capital | $22,991,000 | 2,812 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $9,575,000 | 560 |
| Surplus | $36,421,000 | 950 |
| Undivided profits | $-23,005,000 | 7,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $17,071,000 | 985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,267,000 | 2,677 |
| Earning assets | $338,526,000 | 1,856 |
| Long-term assets (5+ years) | $151,499,000 | 926 |
| Average Assets, year-to-date | $381,471,400 | 1,792 |
| Average Assets, quarterly | $376,146,000 | 1,836 |
| Volatile liabilities | $44,091,000 | 3,022 |
| Insider loans | $3,169,000 | 2,238 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $34,360,000 | 1,829 |
| Tier 1 (core) risk-based capital | $20,922,000 | 2,948 |
| Tier 2 risk-based capital | $3,631,000 | 1,610 |
| Total risk weighted assets | $284,163,000 | 1,743 |
| Total unused commitments | $34,360,000 | 1,830 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 109 | 1,471 |
| Assets and Liabilities | ||
| Total Assets: | $382,671,000 | 1,827 |
| Cash and due from depository institutions | $9,076,000 | 1,471 |
| Interest-bearing balances | $104,000 | 6,350 |
| Securities | $47,042,000 | 2,497 |
| Federal funds sold & reverse repurchase agreements | $19,498,000 | 461 |
| Net loans & leases | $286,407,000 | 1,670 |
| Loan loss allowance | $10,607,000 | 793 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $8,729,000 | 1,465 |
| Other real estate owned | $1,786,000 | 1,471 |
| Goodwill and other intangibles | $2,077,000 | 1,270 |
| All other assets | $8,056,000 | 2,217 |
| Life insurance assets | $2,540,000 | 2,032 |
| Total liabilities and capital | $382,671,000 | 1,827 |
| Total liabilities | $359,982,000 | 1,748 |
| Total deposits | $343,360,000 | 1,661 |
| Interest-bearing deposits | $311,839,000 | 1,605 |
| Deposits held in domestic offices | $343,360,000 | 1,658 |
| % insured | 89.99% | 3,951 |
| Federal funds purchased & repurchase agreements | $15,250,000 | 854 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,372,000 | 3,088 |
| Total equity capital | $22,689,000 | 2,945 |
| Total bank equity capital | $22,689,000 | 2,944 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $9,575,000 | 560 |
| Surplus | $36,421,000 | 932 |
| Undivided profits | $-23,307,000 | 7,962 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $16,850,000 | 985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,342,000 | 2,712 |
| Earning assets | $353,051,000 | 1,811 |
| Long-term assets (5+ years) | $146,372,000 | 957 |
| Average Assets, year-to-date | $384,434,000 | 1,790 |
| Average Assets, quarterly | $383,047,000 | 1,817 |
| Volatile liabilities | $49,157,000 | 2,812 |
| Insider loans | $3,190,000 | 2,246 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $35,764,000 | 1,880 |
| Tier 1 (core) risk-based capital | $20,283,000 | 3,067 |
| Tier 2 risk-based capital | $3,645,000 | 1,622 |
| Total risk weighted assets | $284,602,000 | 1,772 |
| Total unused commitments | $35,764,000 | 1,882 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 109 | 1,505 |
| Assets and Liabilities | ||
| Total Assets: | $383,423,000 | 1,840 |
| Cash and due from depository institutions | $9,374,000 | 1,505 |
| Interest-bearing balances | $104,000 | 6,274 |
| Securities | $48,589,000 | 2,386 |
| Federal funds sold & reverse repurchase agreements | $15,629,000 | 623 |
| Net loans & leases | $289,088,000 | 1,686 |
| Loan loss allowance | $11,613,000 | 707 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,776,000 | 1,472 |
| Other real estate owned | $1,569,000 | 1,505 |
| Goodwill and other intangibles | $2,176,000 | 1,280 |
| All other assets | $8,222,000 | 2,202 |
| Life insurance assets | $2,517,000 | 2,048 |
| Total liabilities and capital | $383,423,000 | 1,840 |
| Total liabilities | $361,061,000 | 1,769 |
| Total deposits | $343,537,000 | 1,687 |
| Interest-bearing deposits | $309,345,000 | 1,628 |
| Deposits held in domestic offices | $343,537,000 | 1,683 |
| % insured | 81.73% | 3,221 |
| Federal funds purchased & repurchase agreements | $16,000,000 | 845 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,524,000 | 2,893 |
| Total equity capital | $22,362,000 | 2,953 |
| Total bank equity capital | $22,362,000 | 2,952 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $9,575,000 | 558 |
| Surplus | $36,021,000 | 950 |
| Undivided profits | $-23,234,000 | 8,054 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $17,049,000 | 942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,303,000 | 2,689 |
| Earning assets | $353,410,000 | 1,824 |
| Long-term assets (5+ years) | $142,281,000 | 967 |
| Average Assets, year-to-date | $385,021,670 | 1,815 |
| Average Assets, quarterly | $388,195,000 | 1,819 |
| Volatile liabilities | $55,523,000 | 2,515 |
| Insider loans | $5,568,000 | 1,407 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $37,654,000 | 1,863 |
| Tier 1 (core) risk-based capital | $20,187,000 | 3,105 |
| Tier 2 risk-based capital | $3,721,000 | 1,574 |
| Total risk weighted assets | $289,764,000 | 1,776 |
| Total unused commitments | $37,654,000 | 1,865 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 113 | 1,457 |
| Assets and Liabilities | ||
| Total Assets: | $392,967,000 | 1,810 |
| Cash and due from depository institutions | $8,525,000 | 1,457 |
| Interest-bearing balances | $103,000 | 6,038 |
| Securities | $49,583,000 | 2,352 |
| Federal funds sold & reverse repurchase agreements | $16,327,000 | 713 |
| Net loans & leases | $294,381,000 | 1,675 |
| Loan loss allowance | $8,380,000 | 912 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $8,874,000 | 1,464 |
| Other real estate owned | $1,363,000 | 1,457 |
| Goodwill and other intangibles | $2,275,000 | 1,266 |
| All other assets | $11,639,000 | 1,672 |
| Life insurance assets | $2,500,000 | 2,054 |
| Total liabilities and capital | $392,967,000 | 1,810 |
| Total liabilities | $360,980,000 | 1,780 |
| Total deposits | $343,608,000 | 1,683 |
| Interest-bearing deposits | $308,886,000 | 1,627 |
| Deposits held in domestic offices | $343,608,000 | 1,680 |
| % insured | 81.24% | 3,434 |
| Federal funds purchased & repurchase agreements | $16,000,000 | 856 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,372,000 | 3,043 |
| Total equity capital | $31,987,000 | 2,138 |
| Total bank equity capital | $31,987,000 | 2,135 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $9,575,000 | 557 |
| Surplus | $36,021,000 | 945 |
| Undivided profits | $-13,609,000 | 8,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $15,503,000 | 907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,417,000 | 2,524 |
| Earning assets | $360,394,000 | 1,802 |
| Long-term assets (5+ years) | $137,529,000 | 989 |
| Average Assets, year-to-date | $385,821,000 | 1,820 |
| Average Assets, quarterly | $385,821,000 | 1,820 |
| Volatile liabilities | $55,563,000 | 2,539 |
| Insider loans | $5,735,000 | 1,369 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $42,633,000 | 1,764 |
| Tier 1 (core) risk-based capital | $27,679,000 | 2,351 |
| Tier 2 risk-based capital | $3,831,000 | 1,518 |
| Total risk weighted assets | $301,886,000 | 1,716 |
| Total unused commitments | $42,633,000 | 1,765 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 114 | 1,458 |
| Assets and Liabilities | ||
| Total Assets: | $378,675,000 | 1,843 |
| Cash and due from depository institutions | $13,073,000 | 1,458 |
| Interest-bearing balances | $144,000 | 5,383 |
| Securities | $43,881,000 | 2,575 |
| Federal funds sold & reverse repurchase agreements | $472,000 | 4,537 |
| Net loans & leases | $297,197,000 | 1,673 |
| Loan loss allowance | $8,531,000 | 839 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $8,954,000 | 1,456 |
| Other real estate owned | $923,000 | 1,458 |
| Goodwill and other intangibles | $2,374,000 | 1,266 |
| All other assets | $11,801,000 | 1,672 |
| Life insurance assets | $2,477,000 | 2,077 |
| Total liabilities and capital | $378,675,000 | 1,843 |
| Total liabilities | $346,625,000 | 1,819 |
| Total deposits | $329,453,000 | 1,689 |
| Interest-bearing deposits | $292,720,000 | 1,660 |
| Deposits held in domestic offices | $329,453,000 | 1,686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,000,000 | 921 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,172,000 | 3,374 |
| Total equity capital | $32,050,000 | 2,111 |
| Total bank equity capital | $32,050,000 | 2,111 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $9,575,000 | 557 |
| Surplus | $36,021,000 | 911 |
| Undivided profits | $-13,546,000 | 8,138 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,602,000 | 929 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,729,000 | 2,184 |
| Earning assets | $341,694,000 | 1,853 |
| Long-term assets (5+ years) | $134,544,000 | 994 |
| Average Assets, year-to-date | $390,724,600 | 1,735 |
| Average Assets, quarterly | $383,072,000 | 1,810 |
| Volatile liabilities | $45,785,000 | 2,934 |
| Insider loans | $6,077,000 | 1,324 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $2,000 | 1,657 |
| Unused loan commitments | $45,413,000 | 1,700 |
| Tier 1 (core) risk-based capital | $28,258,000 | 2,281 |
| Tier 2 risk-based capital | $3,876,000 | 1,498 |
| Total risk weighted assets | $305,348,000 | 1,696 |
| Total unused commitments | $45,413,000 | 1,701 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 120 | 1,398 |
| Assets and Liabilities | ||
| Total Assets: | $387,469,000 | 1,791 |
| Cash and due from depository institutions | $10,516,000 | 1,398 |
| Interest-bearing balances | $53,000 | 5,641 |
| Securities | $39,089,000 | 2,783 |
| Federal funds sold & reverse repurchase agreements | $5,333,000 | 2,153 |
| Net loans & leases | $299,093,000 | 1,646 |
| Loan loss allowance | $3,015,000 | 1,936 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $9,080,000 | 1,432 |
| Other real estate owned | $0 | 1,398 |
| Goodwill and other intangibles | $14,688,000 | 518 |
| All other assets | $9,670,000 | 1,941 |
| Life insurance assets | $2,453,000 | 2,082 |
| Total liabilities and capital | $387,469,000 | 1,791 |
| Total liabilities | $339,795,000 | 1,836 |
| Total deposits | $322,483,000 | 1,695 |
| Interest-bearing deposits | $282,685,000 | 1,699 |
| Deposits held in domestic offices | $322,483,000 | 1,689 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,000,000 | 977 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,312,000 | 3,214 |
| Total equity capital | $47,674,000 | 1,445 |
| Total bank equity capital | $47,674,000 | 1,445 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $9,575,000 | 550 |
| Surplus | $36,021,000 | 892 |
| Undivided profits | $2,078,000 | 5,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,720,000 | 912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,720,000 | 2,337 |
| Earning assets | $343,568,000 | 1,839 |
| Long-term assets (5+ years) | $176,911,000 | 749 |
| Average Assets, year-to-date | $393,737,000 | 1,724 |
| Average Assets, quarterly | $385,290,000 | 1,788 |
| Volatile liabilities | $39,582,000 | 3,154 |
| Insider loans | $8,230,000 | 943 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $12,000 | 1,614 |
| Unused loan commitments | $52,619,000 | 1,615 |
| Tier 1 (core) risk-based capital | $33,102,000 | 1,986 |
| Tier 2 risk-based capital | $3,083,000 | 1,756 |
| Total risk weighted assets | $307,624,000 | 1,683 |
| Total unused commitments | $52,619,000 | 1,616 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 126 | 1,359 |
| Assets and Liabilities | ||
| Total Assets: | $383,111,000 | 1,801 |
| Cash and due from depository institutions | $11,740,000 | 1,359 |
| Interest-bearing balances | $50,000 | 5,649 |
| Securities | $27,977,000 | 3,624 |
| Federal funds sold & reverse repurchase agreements | $3,916,000 | 2,681 |
| Net loans & leases | $306,448,000 | 1,600 |
| Loan loss allowance | $2,974,000 | 1,911 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,277,000 | 1,385 |
| Other real estate owned | $0 | 1,359 |
| Goodwill and other intangibles | $14,775,000 | 524 |
| All other assets | $8,978,000 | 2,025 |
| Life insurance assets | $2,430,000 | 2,094 |
| Total liabilities and capital | $383,111,000 | 1,801 |
| Total liabilities | $335,573,000 | 1,850 |
| Total deposits | $333,117,000 | 1,627 |
| Interest-bearing deposits | $293,681,000 | 1,626 |
| Deposits held in domestic offices | $333,117,000 | 1,622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,910 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,456,000 | 2,957 |
| Total equity capital | $47,538,000 | 1,459 |
| Total bank equity capital | $47,538,000 | 1,459 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $9,575,000 | 544 |
| Surplus | $36,021,000 | 881 |
| Undivided profits | $1,942,000 | 6,098 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,724,000 | 880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,627,000 | 2,387 |
| Earning assets | $338,391,000 | 1,847 |
| Long-term assets (5+ years) | $126,260,000 | 1,031 |
| Average Assets, year-to-date | $395,826,330 | 1,719 |
| Average Assets, quarterly | $388,510,000 | 1,767 |
| Volatile liabilities | $32,822,000 | 3,608 |
| Insider loans | $7,565,000 | 1,038 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $20,000 | 1,711 |
| Unused loan commitments | $53,517,000 | 1,635 |
| Tier 1 (core) risk-based capital | $32,827,000 | 2,000 |
| Tier 2 risk-based capital | $3,039,000 | 1,757 |
| Total risk weighted assets | $309,396,000 | 1,670 |
| Total unused commitments | $53,517,000 | 1,636 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 123 | 1,379 |
| Assets and Liabilities | ||
| Total Assets: | $393,909,000 | 1,736 |
| Cash and due from depository institutions | $9,892,000 | 1,379 |
| Interest-bearing balances | $52,000 | 5,582 |
| Securities | $30,104,000 | 3,426 |
| Federal funds sold & reverse repurchase agreements | $11,852,000 | 1,478 |
| Net loans & leases | $309,157,000 | 1,560 |
| Loan loss allowance | $2,671,000 | 2,020 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $9,395,000 | 1,359 |
| Other real estate owned | $0 | 1,379 |
| Goodwill and other intangibles | $14,861,000 | 542 |
| All other assets | $8,648,000 | 2,032 |
| Life insurance assets | $2,406,000 | 2,096 |
| Total liabilities and capital | $393,909,000 | 1,736 |
| Total liabilities | $345,923,000 | 1,780 |
| Total deposits | $343,187,000 | 1,581 |
| Interest-bearing deposits | $301,570,000 | 1,577 |
| Deposits held in domestic offices | $343,187,000 | 1,577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,584 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,736,000 | 2,764 |
| Total equity capital | $47,986,000 | 1,465 |
| Total bank equity capital | $47,986,000 | 1,465 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $9,575,000 | 538 |
| Surplus | $36,021,000 | 884 |
| Undivided profits | $2,390,000 | 6,005 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,623,000 | 834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,662,000 | 2,361 |
| Earning assets | $351,165,000 | 1,791 |
| Long-term assets (5+ years) | $116,236,000 | 1,054 |
| Average Assets, year-to-date | $402,184,000 | 1,696 |
| Average Assets, quarterly | $402,184,000 | 1,696 |
| Volatile liabilities | $38,501,000 | 3,205 |
| Insider loans | $7,095,000 | 1,099 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $7,000 | 1,793 |
| Unused loan commitments | $54,783,000 | 1,629 |
| Tier 1 (core) risk-based capital | $33,023,000 | 1,998 |
| Tier 2 risk-based capital | $2,749,000 | 1,876 |
| Total risk weighted assets | $318,066,000 | 1,601 |
| Total unused commitments | $54,783,000 | 1,632 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 126 | 1,355 |
| Assets and Liabilities | ||
| Total Assets: | $410,459,000 | 1,665 |
| Cash and due from depository institutions | $11,558,000 | 1,355 |
| Interest-bearing balances | $69,000 | 5,163 |
| Securities | $54,849,000 | 2,118 |
| Federal funds sold & reverse repurchase agreements | $234,000 | 5,752 |
| Net loans & leases | $309,457,000 | 1,558 |
| Loan loss allowance | $2,891,000 | 1,864 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $9,467,000 | 1,347 |
| Other real estate owned | $0 | 1,355 |
| Goodwill and other intangibles | $14,924,000 | 535 |
| All other assets | $9,970,000 | 1,793 |
| Life insurance assets | $2,383,000 | 2,097 |
| Total liabilities and capital | $410,459,000 | 1,665 |
| Total liabilities | $362,614,000 | 1,695 |
| Total deposits | $350,440,000 | 1,530 |
| Interest-bearing deposits | $311,712,000 | 1,493 |
| Deposits held in domestic offices | $350,440,000 | 1,526 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,500,000 | 1,278 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,674,000 | 2,819 |
| Total equity capital | $47,845,000 | 1,445 |
| Total bank equity capital | $47,845,000 | 1,445 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $9,575,000 | 530 |
| Surplus | $36,021,000 | 866 |
| Undivided profits | $2,249,000 | 6,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,182,000 | 831 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,901,000 | 2,248 |
| Earning assets | $364,609,000 | 1,715 |
| Long-term assets (5+ years) | $123,508,000 | 962 |
| Average Assets, year-to-date | $406,669,000 | 1,620 |
| Average Assets, quarterly | $412,484,000 | 1,644 |
| Volatile liabilities | $49,651,000 | 2,630 |
| Insider loans | $6,477,000 | 1,193 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $38,000 | 1,725 |
| Unused loan commitments | $57,624,000 | 1,575 |
| Tier 1 (core) risk-based capital | $32,957,000 | 1,995 |
| Tier 2 risk-based capital | $2,966,000 | 1,743 |
| Total risk weighted assets | $322,799,000 | 1,569 |
| Total unused commitments | $57,624,000 | 1,575 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 126 | 1,354 |
| Assets and Liabilities | ||
| Total Assets: | $414,509,000 | 1,630 |
| Cash and due from depository institutions | $13,497,000 | 1,354 |
| Interest-bearing balances | $105,000 | 4,495 |
| Securities | $55,143,000 | 2,085 |
| Federal funds sold & reverse repurchase agreements | $1,336,000 | 4,675 |
| Net loans & leases | $310,095,000 | 1,528 |
| Loan loss allowance | $2,829,000 | 1,852 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $9,649,000 | 1,297 |
| Other real estate owned | $0 | 1,354 |
| Goodwill and other intangibles | $15,011,000 | 515 |
| All other assets | $9,778,000 | 1,811 |
| Life insurance assets | $2,363,000 | 2,065 |
| Total liabilities and capital | $414,509,000 | 1,630 |
| Total liabilities | $366,864,000 | 1,650 |
| Total deposits | $364,245,000 | 1,454 |
| Interest-bearing deposits | $321,596,000 | 1,430 |
| Deposits held in domestic offices | $364,245,000 | 1,450 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,050,000 | 2,700 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,569,000 | 2,999 |
| Total equity capital | $47,645,000 | 1,436 |
| Total bank equity capital | $47,645,000 | 1,436 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $9,575,000 | 500 |
| Surplus | $36,021,000 | 848 |
| Undivided profits | $2,049,000 | 6,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,401,000 | 741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,936,000 | 2,362 |
| Earning assets | $366,679,000 | 1,677 |
| Long-term assets (5+ years) | $110,359,000 | 1,033 |
| Average Assets, year-to-date | $405,721,500 | 1,626 |
| Average Assets, quarterly | $425,374,000 | 1,572 |
| Volatile liabilities | $42,904,000 | 2,914 |
| Insider loans | $7,338,000 | 1,005 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $231,000 | 1,446 |
| Unused loan commitments | $58,793,000 | 1,590 |
| Tier 1 (core) risk-based capital | $32,958,000 | 1,979 |
| Tier 2 risk-based capital | $2,901,000 | 1,758 |
| Total risk weighted assets | $324,598,000 | 1,543 |
| Total unused commitments | $58,793,000 | 1,590 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 120 | 1,446 |
| Assets and Liabilities | ||
| Total Assets: | $436,239,000 | 1,550 |
| Cash and due from depository institutions | $14,717,000 | 1,446 |
| Interest-bearing balances | $3,079,000 | 1,441 |
| Securities | $53,856,000 | 2,130 |
| Federal funds sold & reverse repurchase agreements | $15,161,000 | 1,037 |
| Net loans & leases | $318,600,000 | 1,482 |
| Loan loss allowance | $2,886,000 | 1,823 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $9,672,000 | 1,286 |
| Other real estate owned | $0 | 1,446 |
| Goodwill and other intangibles | $14,998,000 | 530 |
| All other assets | $9,235,000 | 1,902 |
| Life insurance assets | $2,340,000 | 2,077 |
| Total liabilities and capital | $436,239,000 | 1,550 |
| Total liabilities | $388,945,000 | 1,560 |
| Total deposits | $386,453,000 | 1,376 |
| Interest-bearing deposits | $345,115,000 | 1,334 |
| Deposits held in domestic offices | $386,453,000 | 1,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,050,000 | 2,656 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,442,000 | 3,006 |
| Total equity capital | $47,294,000 | 1,435 |
| Total bank equity capital | $47,294,000 | 1,435 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $9,575,000 | 496 |
| Surplus | $35,825,000 | 858 |
| Undivided profits | $1,894,000 | 6,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,552,000 | 902 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,933,000 | 2,181 |
| Earning assets | $390,696,000 | 1,590 |
| Long-term assets (5+ years) | $109,348,000 | 1,021 |
| Average Assets, year-to-date | $402,792,330 | 1,660 |
| Average Assets, quarterly | $435,545,000 | 1,544 |
| Volatile liabilities | $48,266,000 | 2,599 |
| Insider loans | $7,374,000 | 987 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $336,000 | 1,408 |
| Unused loan commitments | $62,493,000 | 1,542 |
| Tier 1 (core) risk-based capital | $32,977,000 | 1,974 |
| Tier 2 risk-based capital | $2,955,000 | 1,730 |
| Total risk weighted assets | $337,411,000 | 1,496 |
| Total unused commitments | $62,493,000 | 1,544 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 105 | 1,645 |
| Assets and Liabilities | ||
| Total Assets: | $434,851,000 | 1,549 |
| Cash and due from depository institutions | $19,049,000 | 1,645 |
| Interest-bearing balances | $9,306,000 | 689 |
| Securities | $55,345,000 | 2,084 |
| Federal funds sold & reverse repurchase agreements | $2,272,000 | 4,842 |
| Net loans & leases | $324,617,000 | 1,431 |
| Loan loss allowance | $2,833,000 | 1,858 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,154,000 | 1,345 |
| Other real estate owned | $0 | 1,645 |
| Goodwill and other intangibles | $15,190,000 | 516 |
| All other assets | $9,224,000 | 1,842 |
| Life insurance assets | $2,318,000 | 2,074 |
| Total liabilities and capital | $434,851,000 | 1,549 |
| Total liabilities | $393,064,000 | 1,549 |
| Total deposits | $389,050,000 | 1,347 |
| Interest-bearing deposits | $344,221,000 | 1,326 |
| Deposits held in domestic offices | $389,050,000 | 1,342 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,050,000 | 2,427 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,964,000 | 1,791 |
| Total equity capital | $41,787,000 | 1,640 |
| Total bank equity capital | $41,787,000 | 1,640 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $9,575,000 | 481 |
| Surplus | $29,834,000 | 999 |
| Undivided profits | $2,378,000 | 6,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,488,000 | 1,024 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,698,000 | 2,412 |
| Earning assets | $391,540,000 | 1,585 |
| Long-term assets (5+ years) | $125,094,000 | 889 |
| Average Assets, year-to-date | $386,069,000 | 1,726 |
| Average Assets, quarterly | $386,069,000 | 1,726 |
| Volatile liabilities | $52,104,000 | 2,412 |
| Insider loans | $7,065,000 | 1,018 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $443,000 | 1,294 |
| Unused loan commitments | $68,640,000 | 1,437 |
| Tier 1 (core) risk-based capital | $27,124,000 | 2,377 |
| Tier 2 risk-based capital | $2,899,000 | 1,746 |
| Total risk weighted assets | $342,107,000 | 1,442 |
| Total unused commitments | $68,640,000 | 1,437 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 101 | 1,711 |
| Assets and Liabilities | ||
| Total Assets: | $337,287,000 | 1,940 |
| Cash and due from depository institutions | $16,103,000 | 1,711 |
| Interest-bearing balances | $7,193,000 | 812 |
| Securities | $56,793,000 | 2,076 |
| Federal funds sold & reverse repurchase agreements | $6,878,000 | 2,313 |
| Net loans & leases | $243,166,000 | 1,871 |
| Loan loss allowance | $1,760,000 | 2,748 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,520,000 | 1,866 |
| Other real estate owned | $0 | 1,711 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,827,000 | 2,116 |
| Life insurance assets | $2,295,000 | 2,049 |
| Total liabilities and capital | $337,287,000 | 1,940 |
| Total liabilities | $302,519,000 | 1,943 |
| Total deposits | $295,329,000 | 1,790 |
| Interest-bearing deposits | $256,269,000 | 1,781 |
| Deposits held in domestic offices | $295,329,000 | 1,784 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,885,000 | 1,517 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,305,000 | 3,260 |
| Total equity capital | $34,768,000 | 1,921 |
| Total bank equity capital | $34,768,000 | 1,921 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $9,567,000 | 473 |
| Surplus | $22,930,000 | 1,226 |
| Undivided profits | $2,271,000 | 6,205 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $446,000 | 4,070 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,539,000 | 2,719 |
| Earning assets | $314,030,000 | 1,910 |
| Long-term assets (5+ years) | $75,965,000 | 1,357 |
| Average Assets, year-to-date | $343,789,200 | 1,831 |
| Average Assets, quarterly | $335,993,000 | 1,930 |
| Volatile liabilities | $41,681,000 | 3,011 |
| Insider loans | $6,951,000 | 1,018 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $1,618,000 | 778 |
| Unused loan commitments | $56,130,000 | 1,678 |
| Tier 1 (core) risk-based capital | $35,428,000 | 1,780 |
| Tier 2 risk-based capital | $1,835,000 | 2,545 |
| Total risk weighted assets | $270,614,000 | 1,770 |
| Total unused commitments | $56,130,000 | 1,679 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 99 | 1,762 |
| Assets and Liabilities | ||
| Total Assets: | $334,699,000 | 1,945 |
| Cash and due from depository institutions | $12,198,000 | 1,762 |
| Interest-bearing balances | $529,000 | 3,026 |
| Securities | $59,870,000 | 1,996 |
| Federal funds sold & reverse repurchase agreements | $2,017,000 | 3,865 |
| Net loans & leases | $246,566,000 | 1,837 |
| Loan loss allowance | $1,290,000 | 3,520 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,348,000 | 1,885 |
| Other real estate owned | $0 | 1,762 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $7,700,000 | 2,143 |
| Life insurance assets | $2,275,000 | 2,020 |
| Total liabilities and capital | $334,699,000 | 1,945 |
| Total liabilities | $299,684,000 | 1,946 |
| Total deposits | $287,740,000 | 1,804 |
| Interest-bearing deposits | $255,989,000 | 1,758 |
| Deposits held in domestic offices | $287,740,000 | 1,799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,735,000 | 1,155 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,209,000 | 3,388 |
| Total equity capital | $35,015,000 | 1,890 |
| Total bank equity capital | $35,015,000 | 1,890 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,552,000 | 460 |
| Surplus | $22,892,000 | 1,224 |
| Undivided profits | $2,571,000 | 6,035 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $635,000 | 3,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,579,000 | 2,664 |
| Earning assets | $308,982,000 | 1,923 |
| Long-term assets (5+ years) | $66,685,000 | 1,487 |
| Average Assets, year-to-date | $345,414,750 | 1,831 |
| Average Assets, quarterly | $338,394,000 | 1,896 |
| Volatile liabilities | $48,240,000 | 2,697 |
| Insider loans | $7,312,000 | 960 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $4,246,000 | 425 |
| Unused loan commitments | $61,039,000 | 1,592 |
| Tier 1 (core) risk-based capital | $35,755,000 | 1,755 |
| Tier 2 risk-based capital | $1,362,000 | 3,221 |
| Total risk weighted assets | $271,750,000 | 1,768 |
| Total unused commitments | $61,039,000 | 1,592 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 99 | 1,767 |
| Assets and Liabilities | ||
| Total Assets: | $342,089,000 | 1,876 |
| Cash and due from depository institutions | $18,207,000 | 1,767 |
| Interest-bearing balances | $7,155,000 | 735 |
| Securities | $58,520,000 | 2,040 |
| Federal funds sold & reverse repurchase agreements | $7,037,000 | 1,730 |
| Net loans & leases | $244,543,000 | 1,823 |
| Loan loss allowance | $1,244,000 | 3,600 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,190,000 | 1,881 |
| Other real estate owned | $0 | 1,767 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $7,592,000 | 2,150 |
| Life insurance assets | $2,254,000 | 1,991 |
| Total liabilities and capital | $342,089,000 | 1,876 |
| Total liabilities | $307,733,000 | 1,883 |
| Total deposits | $296,052,000 | 1,745 |
| Interest-bearing deposits | $262,516,000 | 1,680 |
| Deposits held in domestic offices | $296,052,000 | 1,741 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,735,000 | 1,163 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $946,000 | 3,679 |
| Total equity capital | $34,356,000 | 1,861 |
| Total bank equity capital | $34,356,000 | 1,861 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $9,552,000 | 442 |
| Surplus | $22,892,000 | 1,199 |
| Undivided profits | $1,912,000 | 6,364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,279,000 | 1,998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,421,000 | 2,631 |
| Earning assets | $317,255,000 | 1,862 |
| Long-term assets (5+ years) | $61,604,000 | 1,576 |
| Average Assets, year-to-date | $348,986,670 | 1,820 |
| Average Assets, quarterly | $347,807,500 | 1,838 |
| Volatile liabilities | $48,166,000 | 2,656 |
| Insider loans | $7,200,000 | 947 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $10,114,000 | 263 |
| Unused loan commitments | $55,045,000 | 1,724 |
| Tier 1 (core) risk-based capital | $35,593,000 | 1,741 |
| Tier 2 risk-based capital | $1,313,000 | 3,289 |
| Total risk weighted assets | $268,083,000 | 1,761 |
| Total unused commitments | $55,045,000 | 1,725 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 96 | 1,814 |
| Assets and Liabilities | ||
| Total Assets: | $353,526,000 | 1,810 |
| Cash and due from depository institutions | $13,895,000 | 1,814 |
| Interest-bearing balances | $3,325,000 | 1,460 |
| Securities | $54,478,000 | 2,179 |
| Federal funds sold & reverse repurchase agreements | $4,999,000 | 2,651 |
| Net loans & leases | $266,781,000 | 1,643 |
| Loan loss allowance | $1,198,000 | 3,671 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,972,000 | 1,902 |
| Other real estate owned | $0 | 1,814 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $7,401,000 | 2,143 |
| Life insurance assets | $2,234,000 | 1,965 |
| Total liabilities and capital | $353,526,000 | 1,810 |
| Total liabilities | $319,217,000 | 1,801 |
| Total deposits | $298,357,000 | 1,721 |
| Interest-bearing deposits | $265,190,000 | 1,649 |
| Deposits held in domestic offices | $298,357,000 | 1,717 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,735,000 | 782 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,125,000 | 3,272 |
| Total equity capital | $34,309,000 | 1,841 |
| Total bank equity capital | $34,309,000 | 1,841 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,078,000 | 449 |
| Surplus | $23,281,000 | 1,146 |
| Undivided profits | $1,950,000 | 6,354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $886,000 | 2,584 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,429,000 | 2,466 |
| Earning assets | $329,583,000 | 1,786 |
| Long-term assets (5+ years) | $72,070,000 | 1,358 |
| Average Assets, year-to-date | $352,435,500 | 1,798 |
| Average Assets, quarterly | $352,435,500 | 1,798 |
| Volatile liabilities | $55,241,000 | 2,304 |
| Insider loans | $7,225,000 | 926 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $30,927,000 | 123 |
| Unused loan commitments | $66,096,000 | 1,466 |
| Tier 1 (core) risk-based capital | $35,351,000 | 1,704 |
| Tier 2 risk-based capital | $1,264,000 | 3,336 |
| Total risk weighted assets | $289,166,000 | 1,612 |
| Total unused commitments | $66,096,000 | 1,466 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 98 | 1,762 |
| Assets and Liabilities | ||
| Total Assets: | $351,345,000 | 1,807 |
| Cash and due from depository institutions | $17,876,000 | 1,762 |
| Interest-bearing balances | $7,491,000 | 769 |
| Securities | $55,269,000 | 2,178 |
| Federal funds sold & reverse repurchase agreements | $321,000 | 5,626 |
| Net loans & leases | $264,930,000 | 1,632 |
| Loan loss allowance | $1,154,000 | 3,735 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,887,000 | 1,902 |
| Other real estate owned | $0 | 1,762 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,062,000 | 2,234 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $351,345,000 | 1,807 |
| Total liabilities | $317,097,000 | 1,802 |
| Total deposits | $300,440,000 | 1,673 |
| Interest-bearing deposits | $267,866,000 | 1,600 |
| Deposits held in domestic offices | $300,440,000 | 1,669 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,641,000 | 897 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,016,000 | 3,452 |
| Total equity capital | $34,248,000 | 1,812 |
| Total bank equity capital | $34,248,000 | 1,812 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $9,073,000 | 442 |
| Surplus | $23,263,000 | 1,123 |
| Undivided profits | $1,912,000 | 6,438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $447,000 | 3,943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,433,000 | 2,481 |
| Earning assets | $328,011,000 | 1,770 |
| Long-term assets (5+ years) | $73,796,000 | 1,312 |
| Average Assets, year-to-date | $326,790,200 | 1,821 |
| Average Assets, quarterly | $346,998,500 | 1,795 |
| Volatile liabilities | $62,367,000 | 2,045 |
| Insider loans | $7,266,000 | 895 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $40,721,000 | 113 |
| Unused loan commitments | $54,865,000 | 1,645 |
| Tier 1 (core) risk-based capital | $35,082,000 | 1,680 |
| Tier 2 risk-based capital | $1,216,000 | 3,398 |
| Total risk weighted assets | $286,412,000 | 1,599 |
| Total unused commitments | $54,865,000 | 1,645 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 87 | 1,986 |
| Assets and Liabilities | ||
| Total Assets: | $342,652,000 | 1,803 |
| Cash and due from depository institutions | $9,152,000 | 1,986 |
| Interest-bearing balances | $72,000 | 5,399 |
| Securities | $57,429,000 | 2,079 |
| Federal funds sold & reverse repurchase agreements | $260,000 | 5,471 |
| Net loans & leases | $263,762,000 | 1,600 |
| Loan loss allowance | $1,121,000 | 3,766 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,229,000 | 2,114 |
| Other real estate owned | $0 | 1,986 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $6,820,000 | 2,220 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $342,652,000 | 1,803 |
| Total liabilities | $308,471,000 | 1,800 |
| Total deposits | $279,440,000 | 1,760 |
| Interest-bearing deposits | $247,279,000 | 1,695 |
| Deposits held in domestic offices | $279,440,000 | 1,754 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,291,000 | 633 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $740,000 | 4,156 |
| Total equity capital | $34,181,000 | 1,797 |
| Total bank equity capital | $34,181,000 | 1,797 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,067,000 | 427 |
| Surplus | $23,233,000 | 1,082 |
| Undivided profits | $1,881,000 | 6,566 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $249,000 | 5,111 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,348,000 | 2,607 |
| Earning assets | $321,523,000 | 1,762 |
| Long-term assets (5+ years) | $75,294,000 | 1,268 |
| Average Assets, year-to-date | $320,651,500 | 1,834 |
| Average Assets, quarterly | $339,195,500 | 1,796 |
| Volatile liabilities | $65,289,000 | 1,916 |
| Insider loans | $7,339,000 | 857 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $42,978,000 | 128 |
| Unused loan commitments | $67,884,000 | 1,360 |
| Tier 1 (core) risk-based capital | $34,838,000 | 1,657 |
| Tier 2 risk-based capital | $1,181,000 | 3,446 |
| Total risk weighted assets | $285,213,000 | 1,566 |
| Total unused commitments | $67,884,000 | 1,360 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 88 | 1,968 |
| Assets and Liabilities | ||
| Total Assets: | $335,739,000 | 1,791 |
| Cash and due from depository institutions | $16,389,000 | 1,968 |
| Interest-bearing balances | $7,076,000 | 769 |
| Securities | $60,342,000 | 2,001 |
| Federal funds sold & reverse repurchase agreements | $6,508,000 | 1,731 |
| Net loans & leases | $241,940,000 | 1,694 |
| Loan loss allowance | $1,023,000 | 3,978 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,775,000 | 2,252 |
| Other real estate owned | $0 | 1,968 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,785,000 | 2,432 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $335,739,000 | 1,791 |
| Total liabilities | $301,628,000 | 1,794 |
| Total deposits | $282,557,000 | 1,706 |
| Interest-bearing deposits | $248,364,000 | 1,635 |
| Deposits held in domestic offices | $282,557,000 | 1,702 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,376,000 | 806 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $695,000 | 4,084 |
| Total equity capital | $34,111,000 | 1,755 |
| Total bank equity capital | $34,111,000 | 1,755 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,067,000 | 402 |
| Surplus | $23,239,000 | 1,059 |
| Undivided profits | $1,805,000 | 6,604 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $346,000 | 4,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,359,000 | 2,329 |
| Earning assets | $315,866,000 | 1,748 |
| Long-term assets (5+ years) | $75,563,000 | 1,269 |
| Average Assets, year-to-date | $313,318,000 | 1,865 |
| Average Assets, quarterly | $322,844,500 | 1,825 |
| Volatile liabilities | $58,563,000 | 2,006 |
| Insider loans | $10,855,000 | 535 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $35,888,000 | 138 |
| Unused loan commitments | $65,905,000 | 1,355 |
| Tier 1 (core) risk-based capital | $34,447,000 | 1,631 |
| Tier 2 risk-based capital | $1,090,000 | 3,584 |
| Total risk weighted assets | $238,359,000 | 1,785 |
| Total unused commitments | $65,905,000 | 1,355 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 87 | 1,965 |
| Assets and Liabilities | ||
| Total Assets: | $309,950,000 | 1,908 |
| Cash and due from depository institutions | $10,338,000 | 1,965 |
| Interest-bearing balances | $26,000 | 6,077 |
| Securities | $65,415,000 | 1,877 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $223,410,000 | 1,781 |
| Loan loss allowance | $972,000 | 4,146 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,663,000 | 2,270 |
| Other real estate owned | $0 | 1,965 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $6,124,000 | 2,315 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $309,950,000 | 1,908 |
| Total liabilities | $289,378,000 | 1,842 |
| Total deposits | $265,153,000 | 1,798 |
| Interest-bearing deposits | $227,305,000 | 1,780 |
| Deposits held in domestic offices | $265,153,000 | 1,794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,225,000 | 689 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,000,000 | 3,208 |
| Total equity capital | $20,572,000 | 2,784 |
| Total bank equity capital | $20,572,000 | 2,784 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,755,000 | 672 |
| Surplus | $13,732,000 | 1,633 |
| Undivided profits | $1,085,000 | 7,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $711,000 | 3,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,269,000 | 2,416 |
| Earning assets | $288,851,000 | 1,881 |
| Long-term assets (5+ years) | $80,700,000 | 1,216 |
| Average Assets, year-to-date | $302,107,500 | 1,932 |
| Average Assets, quarterly | $302,107,500 | 1,932 |
| Volatile liabilities | $59,458,000 | 1,898 |
| Insider loans | $10,989,000 | 515 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $32,450,000 | 127 |
| Unused loan commitments | $56,915,000 | 1,478 |
| Tier 1 (core) risk-based capital | $21,337,000 | 2,606 |
| Tier 2 risk-based capital | $1,036,000 | 3,733 |
| Total risk weighted assets | $221,446,000 | 1,868 |
| Total unused commitments | $56,915,000 | 1,478 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 85 | 2,015 |
| Assets and Liabilities | ||
| Total Assets: | $294,265,000 | 1,989 |
| Cash and due from depository institutions | $11,348,000 | 2,015 |
| Interest-bearing balances | $271,000 | 4,084 |
| Securities | $67,966,000 | 1,838 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $204,903,000 | 1,899 |
| Loan loss allowance | $913,000 | 4,302 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,498,000 | 2,322 |
| Other real estate owned | $0 | 2,015 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,550,000 | 2,453 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $294,265,000 | 1,989 |
| Total liabilities | $273,508,000 | 1,932 |
| Total deposits | $252,299,000 | 1,866 |
| Interest-bearing deposits | $217,869,000 | 1,823 |
| Deposits held in domestic offices | $252,299,000 | 1,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,329,000 | 759 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $880,000 | 3,395 |
| Total equity capital | $20,757,000 | 2,754 |
| Total bank equity capital | $20,757,000 | 2,754 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,755,000 | 653 |
| Surplus | $13,732,000 | 1,615 |
| Undivided profits | $1,270,000 | 7,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $721,000 | 3,069 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,181,000 | 2,570 |
| Earning assets | $273,140,000 | 1,972 |
| Long-term assets (5+ years) | $81,925,000 | 1,229 |
| Average Assets, year-to-date | $280,024,600 | 1,992 |
| Average Assets, quarterly | $291,599,500 | 1,981 |
| Volatile liabilities | $47,061,000 | 2,217 |
| Insider loans | $11,057,000 | 506 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $26,026,000 | 153 |
| Unused loan commitments | $63,681,000 | 1,325 |
| Tier 1 (core) risk-based capital | $21,084,000 | 2,597 |
| Tier 2 risk-based capital | $974,000 | 3,873 |
| Total risk weighted assets | $210,860,000 | 1,926 |
| Total unused commitments | $63,681,000 | 1,326 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 86 | 1,986 |
| Assets and Liabilities | ||
| Total Assets: | $288,934,000 | 2,000 |
| Cash and due from depository institutions | $10,138,000 | 1,986 |
| Interest-bearing balances | $354,000 | 3,843 |
| Securities | $71,131,000 | 1,750 |
| Federal funds sold & reverse repurchase agreements | $1,093,000 | 4,436 |
| Net loans & leases | $196,304,000 | 1,947 |
| Loan loss allowance | $917,000 | 4,287 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,518,000 | 2,263 |
| Other real estate owned | $0 | 1,986 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,750,000 | 2,352 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $288,934,000 | 2,000 |
| Total liabilities | $268,442,000 | 1,942 |
| Total deposits | $245,236,000 | 1,889 |
| Interest-bearing deposits | $211,313,000 | 1,842 |
| Deposits held in domestic offices | $245,236,000 | 1,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,344,000 | 708 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $862,000 | 3,555 |
| Total equity capital | $20,492,000 | 2,777 |
| Total bank equity capital | $20,492,000 | 2,777 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,755,000 | 646 |
| Surplus | $13,732,000 | 1,584 |
| Undivided profits | $1,005,000 | 7,421 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $596,000 | 3,599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,093,000 | 2,867 |
| Earning assets | $268,882,000 | 1,972 |
| Long-term assets (5+ years) | $85,129,000 | 1,212 |
| Average Assets, year-to-date | $276,464,500 | 2,015 |
| Average Assets, quarterly | $286,310,000 | 1,987 |
| Volatile liabilities | $47,564,000 | 2,191 |
| Insider loans | $11,092,000 | 494 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $31,780,000 | 134 |
| Unused loan commitments | $59,169,000 | 1,377 |
| Tier 1 (core) risk-based capital | $20,759,000 | 2,611 |
| Tier 2 risk-based capital | $917,000 | 4,004 |
| Total risk weighted assets | $199,917,000 | 1,981 |
| Total unused commitments | $59,169,000 | 1,378 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 82 | 2,082 |
| Assets and Liabilities | ||
| Total Assets: | $283,686,000 | 1,996 |
| Cash and due from depository institutions | $10,624,000 | 2,082 |
| Interest-bearing balances | $1,505,000 | 2,422 |
| Securities | $74,053,000 | 1,721 |
| Federal funds sold & reverse repurchase agreements | $5,631,000 | 1,833 |
| Net loans & leases | $182,456,000 | 2,026 |
| Loan loss allowance | $823,000 | 4,587 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,559,000 | 2,205 |
| Other real estate owned | $0 | 2,082 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $6,363,000 | 2,161 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $283,686,000 | 1,996 |
| Total liabilities | $264,156,000 | 1,946 |
| Total deposits | $239,555,000 | 1,916 |
| Interest-bearing deposits | $203,962,000 | 1,898 |
| Deposits held in domestic offices | $239,555,000 | 1,909 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,594,000 | 671 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,007,000 | 2,931 |
| Total equity capital | $19,530,000 | 2,791 |
| Total bank equity capital | $19,530,000 | 2,791 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,755,000 | 632 |
| Surplus | $13,733,000 | 1,526 |
| Undivided profits | $42,000 | 8,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $286,000 | 5,087 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,069,000 | 2,754 |
| Earning assets | $263,645,000 | 1,982 |
| Long-term assets (5+ years) | $84,572,000 | 1,261 |
| Average Assets, year-to-date | $272,308,000 | 2,048 |
| Average Assets, quarterly | $280,849,500 | 2,003 |
| Volatile liabilities | $48,807,000 | 2,085 |
| Insider loans | $8,892,000 | 613 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $26,806,000 | 154 |
| Unused loan commitments | $57,772,000 | 1,383 |
| Tier 1 (core) risk-based capital | $20,504,000 | 2,593 |
| Tier 2 risk-based capital | $823,000 | 4,283 |
| Total risk weighted assets | $188,780,000 | 2,051 |
| Total unused commitments | $57,772,000 | 1,385 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 81 | 2,115 |
| Assets and Liabilities | ||
| Total Assets: | $278,013,000 | 2,028 |
| Cash and due from depository institutions | $11,814,000 | 2,115 |
| Interest-bearing balances | $1,430,000 | 2,695 |
| Securities | $70,217,000 | 1,807 |
| Federal funds sold & reverse repurchase agreements | $17,223,000 | 842 |
| Net loans & leases | $168,493,000 | 2,141 |
| Loan loss allowance | $798,000 | 4,668 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,659,000 | 2,139 |
| Other real estate owned | $0 | 2,115 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,607,000 | 2,283 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $278,013,000 | 2,028 |
| Total liabilities | $258,043,000 | 1,976 |
| Total deposits | $232,197,000 | 1,953 |
| Interest-bearing deposits | $190,031,000 | 2,028 |
| Deposits held in domestic offices | $232,197,000 | 1,947 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,000,000 | 631 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $846,000 | 3,610 |
| Total equity capital | $19,970,000 | 2,796 |
| Total bank equity capital | $19,970,000 | 2,796 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,392,000 | 668 |
| Surplus | $13,754,000 | 1,502 |
| Undivided profits | $824,000 | 7,644 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 7,936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $862,000 | 3,311 |
| Earning assets | $257,363,000 | 2,017 |
| Long-term assets (5+ years) | $78,824,000 | 1,296 |
| Average Assets, year-to-date | $266,619,000 | 2,089 |
| Average Assets, quarterly | $266,619,000 | 2,089 |
| Volatile liabilities | $55,058,000 | 1,812 |
| Insider loans | $8,590,000 | 612 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $29,385,000 | 144 |
| Unused loan commitments | $49,538,000 | 1,518 |
| Tier 1 (core) risk-based capital | $19,968,000 | 2,630 |
| Tier 2 risk-based capital | $798,000 | 4,366 |
| Total risk weighted assets | $174,942,000 | 2,145 |
| Total unused commitments | $49,538,000 | 1,521 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 83 | 2,088 |
| Assets and Liabilities | ||
| Total Assets: | $255,225,000 | 2,191 |
| Cash and due from depository institutions | $13,810,000 | 2,088 |
| Interest-bearing balances | $1,155,000 | 2,768 |
| Securities | $61,764,000 | 2,077 |
| Federal funds sold & reverse repurchase agreements | $17,746,000 | 638 |
| Net loans & leases | $152,074,000 | 2,345 |
| Loan loss allowance | $760,000 | 4,787 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,779,000 | 2,072 |
| Other real estate owned | $0 | 2,088 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,052,000 | 2,488 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,225,000 | 2,191 |
| Total liabilities | $235,562,000 | 2,137 |
| Total deposits | $218,796,000 | 2,075 |
| Interest-bearing deposits | $184,172,000 | 2,096 |
| Deposits held in domestic offices | $218,796,000 | 2,071 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,000,000 | 839 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $766,000 | 3,674 |
| Total equity capital | $19,663,000 | 2,769 |
| Total bank equity capital | $19,663,000 | 2,769 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,392,000 | 672 |
| Surplus | $13,754,000 | 1,463 |
| Undivided profits | $517,000 | 7,958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $901,000 | 3,307 |
| Earning assets | $232,739,000 | 2,214 |
| Long-term assets (5+ years) | $62,102,000 | 1,616 |
| Average Assets, year-to-date | $223,777,800 | 2,422 |
| Average Assets, quarterly | $236,067,500 | 2,361 |
| Volatile liabilities | $42,631,000 | 2,237 |
| Insider loans | $8,161,000 | 633 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $22,500,000 | 155 |
| Unused loan commitments | $47,363,000 | 1,526 |
| Tier 1 (core) risk-based capital | $19,842,000 | 2,607 |
| Tier 2 risk-based capital | $760,000 | 4,491 |
| Total risk weighted assets | $164,687,000 | 2,250 |
| Total unused commitments | $47,363,000 | 1,528 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 81 | 2,151 |
| Assets and Liabilities | ||
| Total Assets: | $216,910,000 | 2,569 |
| Cash and due from depository institutions | $10,783,000 | 2,151 |
| Interest-bearing balances | $35,000 | 6,150 |
| Securities | $46,607,000 | 2,593 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 6,453 |
| Net loans & leases | $150,887,000 | 2,331 |
| Loan loss allowance | $747,000 | 4,839 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,895,000 | 2,007 |
| Other real estate owned | $0 | 2,151 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,638,000 | 3,174 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $216,910,000 | 2,569 |
| Total liabilities | $197,293,000 | 2,546 |
| Total deposits | $196,487,000 | 2,312 |
| Interest-bearing deposits | $164,561,000 | 2,332 |
| Deposits held in domestic offices | $196,487,000 | 2,307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $806,000 | 3,714 |
| Total equity capital | $19,617,000 | 2,765 |
| Total bank equity capital | $19,617,000 | 2,765 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,392,000 | 665 |
| Surplus | $13,777,000 | 1,455 |
| Undivided profits | $448,000 | 8,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $784,000 | 3,927 |
| Earning assets | $197,629,000 | 2,580 |
| Long-term assets (5+ years) | $54,344,000 | 1,785 |
| Average Assets, year-to-date | $215,916,000 | 2,525 |
| Average Assets, quarterly | $221,659,500 | 2,515 |
| Volatile liabilities | $19,512,000 | 3,928 |
| Insider loans | $8,814,000 | 572 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $25,427,000 | 183 |
| Unused loan commitments | $43,286,000 | 1,647 |
| Tier 1 (core) risk-based capital | $19,674,000 | 2,619 |
| Tier 2 risk-based capital | $747,000 | 4,534 |
| Total risk weighted assets | $151,349,000 | 2,426 |
| Total unused commitments | $43,286,000 | 1,650 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 81 | 2,155 |
| Assets and Liabilities | ||
| Total Assets: | $226,409,000 | 2,450 |
| Cash and due from depository institutions | $16,266,000 | 2,155 |
| Interest-bearing balances | $1,007,000 | 3,214 |
| Securities | $31,969,000 | 3,384 |
| Federal funds sold & reverse repurchase agreements | $27,593,000 | 572 |
| Net loans & leases | $142,425,000 | 2,436 |
| Loan loss allowance | $718,000 | 4,928 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,894,000 | 1,968 |
| Other real estate owned | $0 | 2,155 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,262,000 | 3,291 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,409,000 | 2,450 |
| Total liabilities | $213,912,000 | 2,339 |
| Total deposits | $212,583,000 | 2,107 |
| Interest-bearing deposits | $174,184,000 | 2,196 |
| Deposits held in domestic offices | $212,583,000 | 2,102 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,329,000 | 2,726 |
| Total equity capital | $12,497,000 | 4,111 |
| Total bank equity capital | $12,497,000 | 4,111 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,092,000 | 1,235 |
| Surplus | $8,841,000 | 2,099 |
| Undivided profits | $564,000 | 8,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $708,000 | 4,116 |
| Earning assets | $202,994,000 | 2,510 |
| Long-term assets (5+ years) | $47,626,000 | 1,874 |
| Average Assets, year-to-date | $215,584,670 | 2,509 |
| Average Assets, quarterly | $222,422,000 | 2,464 |
| Volatile liabilities | $21,064,000 | 3,700 |
| Insider loans | $8,287,000 | 600 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $22,233,000 | 267 |
| Unused loan commitments | $37,061,000 | 1,811 |
| Tier 1 (core) risk-based capital | $12,305,000 | 3,943 |
| Tier 2 risk-based capital | $718,000 | 4,607 |
| Total risk weighted assets | $147,354,000 | 2,433 |
| Total unused commitments | $37,061,000 | 1,818 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 77 | 2,238 |
| Assets and Liabilities | ||
| Total Assets: | $218,435,000 | 2,499 |
| Cash and due from depository institutions | $11,729,000 | 2,238 |
| Interest-bearing balances | $774,000 | 3,437 |
| Securities | $29,484,000 | 3,562 |
| Federal funds sold & reverse repurchase agreements | $24,831,000 | 647 |
| Net loans & leases | $144,280,000 | 2,342 |
| Loan loss allowance | $692,000 | 5,002 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,874,000 | 1,926 |
| Other real estate owned | $40,000 | 2,238 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,197,000 | 3,300 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,435,000 | 2,499 |
| Total liabilities | $206,085,000 | 2,392 |
| Total deposits | $205,012,000 | 2,164 |
| Interest-bearing deposits | $169,029,000 | 2,251 |
| Deposits held in domestic offices | $205,012,000 | 2,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,073,000 | 3,185 |
| Total equity capital | $12,350,000 | 4,069 |
| Total bank equity capital | $12,350,000 | 4,069 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,092,000 | 1,234 |
| Surplus | $8,841,000 | 2,069 |
| Undivided profits | $417,000 | 8,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 8,201 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $688,000 | 4,214 |
| Earning assets | $199,369,000 | 2,505 |
| Long-term assets (5+ years) | $48,282,000 | 1,811 |
| Average Assets, year-to-date | $210,172,500 | 2,560 |
| Average Assets, quarterly | $210,172,500 | 2,560 |
| Volatile liabilities | $24,211,000 | 3,288 |
| Insider loans | $7,455,000 | 674 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $26,099,000 | 220 |
| Unused loan commitments | $33,515,000 | 1,857 |
| Tier 1 (core) risk-based capital | $12,178,000 | 3,919 |
| Tier 2 risk-based capital | $692,000 | 4,663 |
| Total risk weighted assets | $143,381,000 | 2,462 |
| Total unused commitments | $33,515,000 | 1,869 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 78 | 2,210 |
| Assets and Liabilities | ||
| Total Assets: | $201,910,000 | 2,657 |
| Cash and due from depository institutions | $7,103,000 | 2,210 |
| Interest-bearing balances | $770,000 | 3,364 |
| Securities | $24,047,000 | 4,111 |
| Federal funds sold & reverse repurchase agreements | $24,629,000 | 563 |
| Net loans & leases | $139,137,000 | 2,421 |
| Loan loss allowance | $662,000 | 5,075 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,827,000 | 1,914 |
| Other real estate owned | $40,000 | 2,210 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,127,000 | 4,393 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,910,000 | 2,657 |
| Total liabilities | $189,676,000 | 2,550 |
| Total deposits | $183,986,000 | 2,374 |
| Interest-bearing deposits | $150,948,000 | 2,460 |
| Deposits held in domestic offices | $183,986,000 | 2,370 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,500,000 | 1,511 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,190,000 | 3,011 |
| Total equity capital | $12,234,000 | 4,056 |
| Total bank equity capital | $12,234,000 | 4,056 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,092,000 | 1,220 |
| Surplus | $8,841,000 | 2,033 |
| Undivided profits | $301,000 | 8,352 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $614,000 | 4,849 |
| Earning assets | $188,583,000 | 2,598 |
| Long-term assets (5+ years) | $40,998,000 | 2,003 |
| Average Assets, year-to-date | $188,435,400 | 2,669 |
| Average Assets, quarterly | $199,773,000 | 2,658 |
| Volatile liabilities | $20,164,000 | 3,724 |
| Insider loans | $7,701,000 | 636 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $21,072,000 | 280 |
| Unused loan commitments | $34,276,000 | 1,787 |
| Tier 1 (core) risk-based capital | $12,097,000 | 3,865 |
| Tier 2 risk-based capital | $662,000 | 4,748 |
| Total risk weighted assets | $139,245,000 | 2,501 |
| Total unused commitments | $34,276,000 | 1,793 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 74 | 2,309 |
| Assets and Liabilities | ||
| Total Assets: | $175,230,000 | 2,860 |
| Cash and due from depository institutions | $8,111,000 | 2,309 |
| Interest-bearing balances | $769,000 | 3,276 |
| Securities | $27,135,000 | 3,631 |
| Federal funds sold & reverse repurchase agreements | $11,684,000 | 1,252 |
| Net loans & leases | $122,171,000 | 2,626 |
| Loan loss allowance | $691,000 | 4,783 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,833,000 | 2,365 |
| Other real estate owned | $0 | 2,309 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,296,000 | 4,163 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,230,000 | 2,860 |
| Total liabilities | $163,646,000 | 2,777 |
| Total deposits | $162,255,000 | 2,524 |
| Interest-bearing deposits | $135,033,000 | 2,621 |
| Deposits held in domestic offices | $162,255,000 | 2,520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,391,000 | 2,691 |
| Total equity capital | $11,584,000 | 4,007 |
| Total bank equity capital | $11,584,000 | 4,007 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,945,000 | 1,341 |
| Surplus | $9,003,000 | 1,879 |
| Undivided profits | $-364,000 | 8,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $387,000 | 4,756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $714,000 | 4,616 |
| Earning assets | $161,759,000 | 2,828 |
| Long-term assets (5+ years) | $35,461,000 | 2,214 |
| Average Assets, year-to-date | $158,262,400 | 2,990 |
| Average Assets, quarterly | $169,982,500 | 2,908 |
| Volatile liabilities | $19,144,000 | 3,801 |
| Insider loans | $7,583,000 | 599 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $20,066,000 | 241 |
| Unused loan commitments | $27,449,000 | 2,000 |
| Tier 1 (core) risk-based capital | $11,606,000 | 3,845 |
| Tier 2 risk-based capital | $691,000 | 4,484 |
| Total risk weighted assets | $121,035,000 | 2,744 |
| Total unused commitments | $27,449,000 | 2,007 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 70 | 2,451 |
| Assets and Liabilities | ||
| Total Assets: | $145,428,000 | 3,243 |
| Cash and due from depository institutions | $8,005,000 | 2,451 |
| Interest-bearing balances | $760,000 | 2,650 |
| Securities | $37,163,000 | 2,866 |
| Federal funds sold & reverse repurchase agreements | $9,876,000 | 1,215 |
| Net loans & leases | $84,698,000 | 3,527 |
| Loan loss allowance | $686,000 | 4,657 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,743,000 | 2,344 |
| Other real estate owned | $0 | 2,451 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,943,000 | 4,046 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,428,000 | 3,243 |
| Total liabilities | $135,558,000 | 3,151 |
| Total deposits | $134,041,000 | 2,905 |
| Interest-bearing deposits | $106,850,000 | 3,119 |
| Deposits held in domestic offices | $134,041,000 | 2,901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,517,000 | 2,568 |
| Total equity capital | $9,870,000 | 4,452 |
| Total bank equity capital | $9,870,000 | 4,452 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,440,000 | 1,614 |
| Surplus | $8,028,000 | 2,028 |
| Undivided profits | $-598,000 | 9,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $717,000 | 2,960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $424,000 | 5,697 |
| Earning assets | $132,497,000 | 3,267 |
| Long-term assets (5+ years) | $31,444,000 | 2,324 |
| Average Assets, year-to-date | $133,654,200 | 3,333 |
| Average Assets, quarterly | $140,729,500 | 3,285 |
| Volatile liabilities | $16,519,000 | 4,191 |
| Insider loans | $5,081,000 | 940 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $368,000 | 1,036 |
| Unused loan commitments | $16,682,000 | 2,664 |
| Tier 1 (core) risk-based capital | $9,997,000 | 4,287 |
| Tier 2 risk-based capital | $686,000 | 4,391 |
| Total risk weighted assets | $104,113,100 | 2,986 |
| Total unused commitments | $16,682,000 | 2,668 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 63 | 2,831 |
| Assets and Liabilities | ||
| Total Assets: | $125,075,000 | 3,634 |
| Cash and due from depository institutions | $5,099,000 | 2,831 |
| Interest-bearing balances | $648,000 | 2,878 |
| Securities | $34,596,000 | 3,187 |
| Federal funds sold & reverse repurchase agreements | $4,604,000 | 2,059 |
| Net loans & leases | $74,677,000 | 3,776 |
| Loan loss allowance | $971,000 | 3,513 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,812,000 | 2,277 |
| Other real estate owned | $0 | 2,831 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,287,000 | 3,560 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,075,000 | 3,634 |
| Total liabilities | $115,973,000 | 3,539 |
| Total deposits | $115,222,000 | 3,269 |
| Interest-bearing deposits | $94,806,000 | 3,425 |
| Deposits held in domestic offices | $115,222,000 | 3,265 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $751,000 | 4,022 |
| Total equity capital | $9,102,000 | 4,586 |
| Total bank equity capital | $9,102,000 | 4,586 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,322,000 | 1,683 |
| Surplus | $8,140,000 | 1,983 |
| Undivided profits | $-1,360,000 | 9,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $458,000 | 3,855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $310,000 | 6,335 |
| Earning assets | $114,525,000 | 3,630 |
| Long-term assets (5+ years) | $28,838,000 | 2,630 |
| Average Assets, year-to-date | $116,918,800 | 3,722 |
| Average Assets, quarterly | $122,654,000 | 3,656 |
| Volatile liabilities | $17,366,000 | 3,833 |
| Insider loans | $6,016,000 | 763 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $17,366,000 | 2,618 |
| Tier 1 (core) risk-based capital | $9,935,000 | 4,282 |
| Tier 2 risk-based capital | $971,000 | 3,236 |
| Total risk weighted assets | $97,470,000 | 3,052 |
| Total unused commitments | $17,366,000 | 2,621 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 51 | 3,419 |
| Assets and Liabilities | ||
| Total Assets: | $108,119,000 | 4,064 |
| Cash and due from depository institutions | $4,238,000 | 3,419 |
| Interest-bearing balances | $645,000 | 3,251 |
| Securities | $23,371,000 | 4,357 |
| Federal funds sold & reverse repurchase agreements | $12,140,000 | 1,416 |
| Net loans & leases | $63,764,000 | 4,069 |
| Loan loss allowance | $703,000 | 4,457 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,266,000 | 2,487 |
| Other real estate owned | $0 | 3,419 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,340,000 | 4,881 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,119,000 | 4,064 |
| Total liabilities | $97,885,000 | 4,020 |
| Total deposits | $96,878,000 | 3,831 |
| Interest-bearing deposits | $79,572,000 | 3,991 |
| Deposits held in domestic offices | $96,878,000 | 3,826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,007,000 | 3,501 |
| Total equity capital | $10,234,000 | 4,242 |
| Total bank equity capital | $10,234,000 | 4,242 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,212,000 | 1,710 |
| Surplus | $8,251,000 | 1,877 |
| Undivided profits | $-229,000 | 9,923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $962,000 | 2,458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $321,000 | 6,311 |
| Earning assets | $99,920,000 | 4,044 |
| Long-term assets (5+ years) | $27,162,000 | 2,552 |
| Average Assets, year-to-date | $95,743,400 | 4,323 |
| Average Assets, quarterly | $106,132,500 | 4,054 |
| Volatile liabilities | $15,350,000 | 3,726 |
| Insider loans | $3,962,000 | 1,071 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $714,000 | 1,155 |
| Unused loan commitments | $11,342,000 | 3,346 |
| Tier 1 (core) risk-based capital | $10,146,000 | 4,104 |
| Tier 2 risk-based capital | $703,000 | 4,062 |
| Total risk weighted assets | $80,105,600 | 3,442 |
| Total unused commitments | $11,342,000 | 3,350 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 40 | 4,375 |
| Assets and Liabilities | ||
| Total Assets: | $89,143,000 | 4,760 |
| Cash and due from depository institutions | $5,509,000 | 4,375 |
| Interest-bearing balances | $644,000 | 2,899 |
| Securities | $21,730,000 | 4,623 |
| Federal funds sold & reverse repurchase agreements | $9,529,000 | 1,438 |
| Net loans & leases | $48,179,000 | 5,133 |
| Loan loss allowance | $734,000 | 4,330 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,980,000 | 2,647 |
| Other real estate owned | $0 | 4,375 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,216,000 | 5,271 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,143,000 | 4,760 |
| Total liabilities | $79,041,000 | 4,807 |
| Total deposits | $78,287,000 | 4,598 |
| Interest-bearing deposits | $66,480,000 | 4,641 |
| Deposits held in domestic offices | $78,287,000 | 4,590 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $754,000 | 4,446 |
| Total equity capital | $10,102,000 | 4,257 |
| Total bank equity capital | $10,102,000 | 4,257 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,106,000 | 1,746 |
| Surplus | $8,362,000 | 1,822 |
| Undivided profits | $-366,000 | 10,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $600,000 | 3,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $247,000 | 7,531 |
| Earning assets | $80,082,000 | 4,836 |
| Long-term assets (5+ years) | $13,818,000 | 3,555 |
| Average Assets, year-to-date | $78,956,400 | 5,058 |
| Average Assets, quarterly | $83,569,000 | 4,967 |
| Volatile liabilities | $6,706,000 | 6,255 |
| Insider loans | $4,261,000 | 971 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $313,000 | 1,190 |
| Unused loan commitments | $8,634,000 | 3,791 |
| Tier 1 (core) risk-based capital | $10,048,000 | 4,156 |
| Tier 2 risk-based capital | $734,000 | 3,825 |
| Total risk weighted assets | $60,283,400 | 4,332 |
| Total unused commitments | $8,634,000 | 3,794 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 34 | 5,259 |
| Assets and Liabilities | ||
| Total Assets: | $76,502,000 | 5,496 |
| Cash and due from depository institutions | $2,842,000 | 5,259 |
| Interest-bearing balances | $18,000 | 5,971 |
| Securities | $21,120,000 | 5,115 |
| Federal funds sold & reverse repurchase agreements | $11,120,000 | 1,161 |
| Net loans & leases | $38,497,000 | 6,010 |
| Loan loss allowance | $743,000 | 4,478 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,828,000 | 4,046 |
| Other real estate owned | $116,000 | 5,259 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $979,000 | 6,324 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,502,000 | 5,496 |
| Total liabilities | $70,596,000 | 5,377 |
| Total deposits | $70,132,000 | 5,178 |
| Interest-bearing deposits | $58,241,000 | 5,330 |
| Deposits held in domestic offices | $70,132,000 | 5,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $464,000 | 6,236 |
| Total equity capital | $5,906,000 | 6,515 |
| Total bank equity capital | $5,906,000 | 6,515 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,333,000 | 2,799 |
| Surplus | $5,315,000 | 2,696 |
| Undivided profits | $-742,000 | 11,184 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $57,000 | 8,917 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $218,000 | 8,170 |
| Earning assets | $70,755,000 | 5,458 |
| Long-term assets (5+ years) | $13,204,000 | 3,556 |
| Average Assets, year-to-date | $68,459,800 | 5,796 |
| Average Assets, quarterly | $72,852,000 | 5,650 |
| Volatile liabilities | $11,165,000 | 4,518 |
| Insider loans | $2,014,000 | 2,112 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $631,000 | 896 |
| Unused loan commitments | $8,614,000 | 3,723 |
| Tier 1 (core) risk-based capital | $5,956,000 | 6,401 |
| Tier 2 risk-based capital | $636,050 | 4,376 |
| Total risk weighted assets | $50,777,250 | 5,002 |
| Total unused commitments | $8,614,000 | 3,738 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 26 | 6,632 |
| Assets and Liabilities | ||
| Total Assets: | $64,430,000 | 6,315 |
| Cash and due from depository institutions | $2,454,000 | 6,632 |
| Interest-bearing balances | $15,000 | 6,291 |
| Securities | $22,052,000 | 5,189 |
| Federal funds sold & reverse repurchase agreements | $4,530,000 | 3,155 |
| Net loans & leases | $33,432,000 | 6,546 |
| Loan loss allowance | $733,000 | 4,560 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,143,000 | 5,596 |
| Other real estate owned | $0 | 6,632 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $819,000 | 7,200 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,430,000 | 6,315 |
| Total liabilities | $58,792,000 | 6,242 |
| Total deposits | $58,421,000 | 6,058 |
| Interest-bearing deposits | $47,996,000 | 6,258 |
| Deposits held in domestic offices | $58,421,000 | 6,051 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,000 | 5,123 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $370,000 | 7,480 |
| Total equity capital | $5,638,000 | 6,836 |
| Total bank equity capital | $5,638,000 | 6,836 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,333,000 | 2,886 |
| Surplus | $5,314,000 | 2,700 |
| Undivided profits | $-1,009,000 | 11,714 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $452,000 | 4,520 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $212,000 | 8,555 |
| Earning assets | $60,029,000 | 6,227 |
| Long-term assets (5+ years) | $8,888,000 | 4,344 |
| Average Assets, year-to-date | $56,630,400 | 6,712 |
| Average Assets, quarterly | $62,797,500 | 6,364 |
| Volatile liabilities | $12,202,000 | 3,943 |
| Insider loans | $2,319,000 | 1,858 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $285,000 | 1,183 |
| Unused loan commitments | $6,382,000 | 4,337 |
| Tier 1 (core) risk-based capital | $5,615,000 | 6,725 |
| Tier 2 risk-based capital | $528,950 | 5,057 |
| Total risk weighted assets | $42,112,250 | 5,734 |
| Total unused commitments | $6,382,000 | 4,349 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 24 | 7,248 |
| Assets and Liabilities | ||
| Total Assets: | $50,849,000 | 7,437 |
| Cash and due from depository institutions | $2,643,000 | 7,248 |
| Interest-bearing balances | $12,000 | 6,637 |
| Securities | $12,065,000 | 8,035 |
| Federal funds sold & reverse repurchase agreements | $3,333,000 | 2,589 |
| Net loans & leases | $31,146,000 | 6,868 |
| Loan loss allowance | $1,016,000 | 3,537 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $764,000 | 7,095 |
| Other real estate owned | $0 | 7,248 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $898,000 | 7,210 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,849,000 | 7,437 |
| Total liabilities | $45,933,000 | 7,423 |
| Total deposits | $44,713,000 | 7,336 |
| Interest-bearing deposits | $38,677,000 | 7,246 |
| Deposits held in domestic offices | $44,713,000 | 7,328 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 3,341 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $52,000 | 5,004 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $168,000 | 9,639 |
| Total equity capital | $4,916,000 | 7,209 |
| Total bank equity capital | $4,916,000 | 7,209 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,334,000 | 1,168 |
| Surplus | $3,314,000 | 3,864 |
| Undivided profits | $-1,732,000 | 12,311 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $304,000 | 5,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $197,000 | 8,559 |
| Earning assets | $46,556,000 | 7,414 |
| Long-term assets (5+ years) | $4,098,000 | 6,561 |
| Average Assets, year-to-date | $48,338,400 | 7,548 |
| Average Assets, quarterly | $50,273,000 | 7,451 |
| Volatile liabilities | $8,694,000 | 4,790 |
| Insider loans | $1,045,000 | 3,586 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,818,000 | 5,014 |
| Tier 1 (core) risk-based capital | $5,210,000 | 7,025 |
| Tier 2 risk-based capital | $487,700 | 5,388 |
| Total risk weighted assets | $38,487,400 | 6,066 |
| Total unused commitments | $4,818,000 | 5,020 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 20 | 8,423 |
| Assets and Liabilities | ||
| Total Assets: | $47,426,000 | 7,983 |
| Cash and due from depository institutions | $1,978,000 | 8,423 |
| Interest-bearing balances | $4,000 | 7,552 |
| Securities | $9,983,000 | 9,094 |
| Federal funds sold & reverse repurchase agreements | $5,550,000 | 2,510 |
| Net loans & leases | $28,770,000 | 7,191 |
| Loan loss allowance | $1,028,000 | 3,592 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $746,000 | 7,290 |
| Other real estate owned | $0 | 8,423 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $399,000 | 10,300 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,426,000 | 7,983 |
| Total liabilities | $42,524,000 | 8,031 |
| Total deposits | $41,244,000 | 8,005 |
| Interest-bearing deposits | $35,893,000 | 7,920 |
| Deposits held in domestic offices | $41,244,000 | 7,998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,100,000 | 2,610 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $180,000 | 9,684 |
| Total equity capital | $4,902,000 | 7,385 |
| Total bank equity capital | $4,902,000 | 7,385 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,328,000 | 1,164 |
| Surplus | $3,307,000 | 3,831 |
| Undivided profits | $-1,733,000 | 12,949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $700,000 | 4,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $163,000 | 9,106 |
| Earning assets | $44,307,000 | 7,891 |
| Long-term assets (5+ years) | $2,897,000 | 7,892 |
| Average Assets, year-to-date | $47,595,000 | 7,839 |
| Average Assets, quarterly | $48,307,500 | 7,854 |
| Volatile liabilities | $8,921,000 | 4,472 |
| Insider loans | $1,289,000 | 3,051 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $260,000 | 1,408 |
| Unused loan commitments | $4,420,000 | 5,238 |
| Tier 1 (core) risk-based capital | $4,902,000 | 7,303 |
| Tier 2 risk-based capital | $440,570 | 5,840 |
| Total risk weighted assets | $34,657,970 | 6,573 |
| Total unused commitments | $4,420,000 | 5,260 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 18 | 9,137 |
| Assets and Liabilities | ||
| Total Assets: | $47,039,000 | 8,188 |
| Cash and due from depository institutions | $4,591,000 | 9,137 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $10,588,000 | 8,905 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 9,227 |
| Net loans & leases | $29,831,000 | 7,096 |
| Loan loss allowance | $683,000 | 5,103 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $854,000 | 6,839 |
| Other real estate owned | $0 | 9,137 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $375,000 | 10,936 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,039,000 | 8,188 |
| Total liabilities | $41,994,000 | 8,277 |
| Total deposits | $39,678,000 | 8,396 |
| Interest-bearing deposits | $34,163,000 | 8,398 |
| Deposits held in domestic offices | $39,678,000 | 8,389 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,142,000 | 1,889 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $174,000 | 10,617 |
| Total equity capital | $5,045,000 | 7,043 |
| Total bank equity capital | $5,045,000 | 7,043 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,328,000 | 1,177 |
| Surplus | $3,307,000 | 3,720 |
| Undivided profits | $-1,590,000 | 13,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $554,000 | 5,321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $196,000 | 8,759 |
| Earning assets | $41,219,000 | 8,348 |
| Long-term assets (5+ years) | $7,565,000 | 5,150 |
| Average Assets, year-to-date | $46,928,400 | 8,027 |
| Average Assets, quarterly | $48,142,000 | 7,987 |
| Volatile liabilities | $8,470,000 | 4,646 |
| Insider loans | $2,087,000 | 311 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,328,000 | 3,100 |
| Tier 1 (core) risk-based capital | $5,045,000 | 6,970 |
| Tier 2 risk-based capital | $460,540 | 5,594 |
| Total risk weighted assets | $36,621,040 | 6,345 |
| Total unused commitments | $9,328,000 | 3,117 |
| Derivatives | $0 | 651 |