Home > Sterling Bank > Assets and Liabilities
Sterling Bank, Assets and Liabilities
| 2010-06-30 | Rank | |
| # of Employees: | 59 | 2,661 |
| Assets and Liabilities | ||
| Total Assets: | $354,966,000 | 1,889 |
| Cash and due from depository institutions | $44,972,000 | 2,661 |
| Interest-bearing balances | $42,185,000 | 828 |
| Securities | $59,102,000 | 2,064 |
| Federal funds sold & reverse repurchase agreements | $2,013,000 | 2,622 |
| Net loans & leases | $214,117,000 | 2,045 |
| Loan loss allowance | $10,532,000 | 806 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $21,312,000 | 522 |
| Other real estate owned | $6,557,000 | 2,661 |
| Goodwill and other intangibles | $33,000 | 2,872 |
| All other assets | $6,860,000 | 2,644 |
| Life insurance assets | $2,490,000 | 2,058 |
| Total liabilities and capital | $354,965,000 | 1,889 |
| Total liabilities | $359,890,000 | 1,698 |
| Total deposits | $329,541,000 | 1,686 |
| Interest-bearing deposits | $299,448,000 | 1,620 |
| Deposits held in domestic offices | $329,541,000 | 1,685 |
| % insured | 90.77% | 3,327 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $25,145,000 | 1,384 |
| Subordinated debt | $4,000,000 | 173 |
| All other liabilities | $1,204,000 | 3,057 |
| Total equity capital | $-4,925,000 | 7,837 |
| Total bank equity capital | $-4,925,000 | 7,837 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,000 | 6,962 |
| Surplus | $30,099,000 | 1,096 |
| Undivided profits | $-35,025,000 | 7,721 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $19,270,000 | 888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,039,000 | 3,046 |
| Earning assets | $317,417,000 | 1,916 |
| Long-term assets (5+ years) | $57,615,000 | 2,131 |
| Average Assets, year-to-date | $382,272,000 | 1,760 |
| Average Assets, quarterly | $380,754,500 | 1,764 |
| Volatile liabilities | $120,275,000 | 1,199 |
| Insider loans | $65,000 | 6,681 |
| FHLB advances | $24,000,000 | 1,359 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $6,796,000 | 4,779 |
| Tier 1 (core) risk-based capital | $-3,199,000 | 7,837 |
| Tier 2 risk-based capital | $0 | 7,754 |
| Total risk weighted assets | $238,247,000 | 1,934 |
| Total unused commitments | $6,796,000 | 4,782 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 64 | 2,501 |
| Assets and Liabilities | ||
| Total Assets: | $406,543,000 | 1,716 |
| Cash and due from depository institutions | $64,401,000 | 2,501 |
| Interest-bearing balances | $61,141,000 | 559 |
| Securities | $71,374,000 | 1,775 |
| Federal funds sold & reverse repurchase agreements | $4,010,000 | 2,019 |
| Net loans & leases | $232,461,000 | 1,939 |
| Loan loss allowance | $13,164,000 | 663 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $21,481,000 | 522 |
| Other real estate owned | $5,177,000 | 2,501 |
| Goodwill and other intangibles | $36,000 | 2,875 |
| All other assets | $7,603,000 | 2,520 |
| Life insurance assets | $2,475,000 | 2,062 |
| Total liabilities and capital | $406,543,000 | 1,716 |
| Total liabilities | $402,773,000 | 1,576 |
| Total deposits | $372,428,000 | 1,540 |
| Interest-bearing deposits | $341,179,000 | 1,462 |
| Deposits held in domestic offices | $372,428,000 | 1,539 |
| % insured | 79.26% | 6,386 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $25,154,000 | 1,456 |
| Subordinated debt | $4,000,000 | 179 |
| All other liabilities | $1,191,000 | 3,044 |
| Total equity capital | $3,770,000 | 7,255 |
| Total bank equity capital | $3,770,000 | 7,255 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,000 | 7,055 |
| Surplus | $30,099,000 | 1,114 |
| Undivided profits | $-26,330,000 | 7,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $30,100,000 | 645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,321,000 | 2,463 |
| Earning assets | $368,986,000 | 1,715 |
| Long-term assets (5+ years) | $77,888,000 | 1,692 |
| Average Assets, year-to-date | $395,925,000 | 1,740 |
| Average Assets, quarterly | $395,925,000 | 1,740 |
| Volatile liabilities | $146,971,000 | 1,000 |
| Insider loans | $66,000 | 6,772 |
| FHLB advances | $24,000,000 | 1,431 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $9,101,000 | 4,349 |
| Tier 1 (core) risk-based capital | $7,095,000 | 6,038 |
| Tier 2 risk-based capital | $7,095,000 | 844 |
| Total risk weighted assets | $256,804,000 | 1,858 |
| Total unused commitments | $9,101,000 | 4,353 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 62 | 2,606 |
| Assets and Liabilities | ||
| Total Assets: | $385,307,000 | 1,807 |
| Cash and due from depository institutions | $48,685,000 | 2,606 |
| Interest-bearing balances | $46,536,000 | 636 |
| Securities | $53,267,000 | 2,255 |
| Federal funds sold & reverse repurchase agreements | $5,004,000 | 1,621 |
| Net loans & leases | $246,263,000 | 1,885 |
| Loan loss allowance | $10,741,000 | 813 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $21,638,000 | 523 |
| Other real estate owned | $2,414,000 | 2,606 |
| Goodwill and other intangibles | $36,000 | 2,898 |
| All other assets | $8,000,000 | 2,480 |
| Life insurance assets | $2,449,000 | 2,075 |
| Total liabilities and capital | $385,307,000 | 1,807 |
| Total liabilities | $374,848,000 | 1,687 |
| Total deposits | $344,267,000 | 1,662 |
| Interest-bearing deposits | $319,440,000 | 1,569 |
| Deposits held in domestic offices | $344,267,000 | 1,660 |
| % insured | 75.87% | 6,854 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $25,164,000 | 1,571 |
| Subordinated debt | $4,000,000 | 192 |
| All other liabilities | $1,417,000 | 2,759 |
| Total equity capital | $10,459,000 | 5,113 |
| Total bank equity capital | $10,459,000 | 5,111 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,000 | 7,124 |
| Surplus | $30,099,000 | 1,113 |
| Undivided profits | $-19,641,000 | 7,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $20,632,000 | 842 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,228,000 | 2,762 |
| Earning assets | $351,070,000 | 1,791 |
| Long-term assets (5+ years) | $54,369,000 | 2,227 |
| Average Assets, year-to-date | $391,333,400 | 1,758 |
| Average Assets, quarterly | $378,424,000 | 1,829 |
| Volatile liabilities | $137,056,000 | 1,079 |
| Insider loans | $1,491,000 | 3,565 |
| FHLB advances | $24,000,000 | 1,533 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $10,965,000 | 3,933 |
| Tier 1 (core) risk-based capital | $13,906,000 | 4,089 |
| Tier 2 risk-based capital | $7,623,000 | 806 |
| Total risk weighted assets | $282,744,000 | 1,751 |
| Total unused commitments | $10,965,000 | 3,935 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 63 | 2,588 |
| Assets and Liabilities | ||
| Total Assets: | $371,541,000 | 1,867 |
| Cash and due from depository institutions | $5,107,000 | 2,588 |
| Interest-bearing balances | $2,859,000 | 3,877 |
| Securities | $59,349,000 | 2,086 |
| Federal funds sold & reverse repurchase agreements | $15,711,000 | 574 |
| Net loans & leases | $259,740,000 | 1,839 |
| Loan loss allowance | $6,970,000 | 1,143 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $21,756,000 | 531 |
| Other real estate owned | $1,677,000 | 2,588 |
| Goodwill and other intangibles | $36,000 | 2,935 |
| All other assets | $8,165,000 | 2,192 |
| Life insurance assets | $2,414,000 | 2,081 |
| Total liabilities and capital | $371,541,000 | 1,867 |
| Total liabilities | $348,051,000 | 1,811 |
| Total deposits | $317,082,000 | 1,787 |
| Interest-bearing deposits | $290,838,000 | 1,706 |
| Deposits held in domestic offices | $317,082,000 | 1,785 |
| % insured | 78.17% | 6,710 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $25,173,000 | 1,612 |
| Subordinated debt | $4,000,000 | 205 |
| All other liabilities | $1,796,000 | 2,543 |
| Total equity capital | $23,490,000 | 2,844 |
| Total bank equity capital | $23,490,000 | 2,843 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,000 | 7,203 |
| Surplus | $30,599,000 | 1,103 |
| Undivided profits | $-7,110,000 | 7,726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $20,136,000 | 868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,298,000 | 2,797 |
| Earning assets | $337,659,000 | 1,882 |
| Long-term assets (5+ years) | $57,636,000 | 2,121 |
| Average Assets, year-to-date | $392,840,000 | 1,762 |
| Average Assets, quarterly | $375,353,000 | 1,858 |
| Volatile liabilities | $118,620,000 | 1,290 |
| Insider loans | $1,642,000 | 3,403 |
| FHLB advances | $24,000,000 | 1,584 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $14,365,000 | 3,518 |
| Tier 1 (core) risk-based capital | $24,676,000 | 2,558 |
| Tier 2 risk-based capital | $7,644,000 | 810 |
| Total risk weighted assets | $288,167,000 | 1,749 |
| Total unused commitments | $14,365,000 | 3,519 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 62 | 2,674 |
| Assets and Liabilities | ||
| Total Assets: | $379,165,000 | 1,858 |
| Cash and due from depository institutions | $2,916,000 | 2,674 |
| Interest-bearing balances | $201,000 | 5,936 |
| Securities | $74,922,000 | 1,662 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $269,783,000 | 1,808 |
| Loan loss allowance | $7,266,000 | 1,075 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $21,885,000 | 536 |
| Other real estate owned | $1,482,000 | 2,674 |
| Goodwill and other intangibles | $36,000 | 2,958 |
| All other assets | $8,141,000 | 2,224 |
| Life insurance assets | $2,406,000 | 2,096 |
| Total liabilities and capital | $379,165,000 | 1,858 |
| Total liabilities | $353,894,000 | 1,812 |
| Total deposits | $315,682,000 | 1,806 |
| Interest-bearing deposits | $289,054,000 | 1,736 |
| Deposits held in domestic offices | $315,682,000 | 1,803 |
| % insured | 65.14% | 6,742 |
| Federal funds purchased & repurchase agreements | $300,000 | 2,720 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $32,181,000 | 1,421 |
| Subordinated debt | $4,000,000 | 214 |
| All other liabilities | $1,731,000 | 2,634 |
| Total equity capital | $25,271,000 | 2,630 |
| Total bank equity capital | $25,271,000 | 2,629 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,000 | 7,290 |
| Surplus | $27,099,000 | 1,233 |
| Undivided profits | $-1,829,000 | 7,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $13,994,000 | 1,108 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,384,000 | 2,528 |
| Earning assets | $344,906,000 | 1,866 |
| Long-term assets (5+ years) | $71,807,000 | 1,769 |
| Average Assets, year-to-date | $399,939,670 | 1,755 |
| Average Assets, quarterly | $400,019,000 | 1,763 |
| Volatile liabilities | $124,937,000 | 1,231 |
| Insider loans | $1,643,000 | 3,440 |
| FHLB advances | $31,000,000 | 1,362 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $11,471,000 | 4,074 |
| Tier 1 (core) risk-based capital | $25,740,000 | 2,494 |
| Tier 2 risk-based capital | $7,788,000 | 798 |
| Total risk weighted assets | $299,557,000 | 1,724 |
| Total unused commitments | $11,471,000 | 4,080 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 68 | 2,457 |
| Assets and Liabilities | ||
| Total Assets: | $420,873,000 | 1,709 |
| Cash and due from depository institutions | $13,305,000 | 2,457 |
| Interest-bearing balances | $9,918,000 | 1,648 |
| Securities | $79,623,000 | 1,560 |
| Federal funds sold & reverse repurchase agreements | $21,213,000 | 525 |
| Net loans & leases | $275,061,000 | 1,786 |
| Loan loss allowance | $11,546,000 | 666 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $22,038,000 | 524 |
| Other real estate owned | $1,635,000 | 2,457 |
| Goodwill and other intangibles | $36,000 | 2,976 |
| All other assets | $7,962,000 | 2,254 |
| Life insurance assets | $2,383,000 | 2,110 |
| Total liabilities and capital | $420,874,000 | 1,709 |
| Total liabilities | $393,234,000 | 1,657 |
| Total deposits | $362,523,000 | 1,587 |
| Interest-bearing deposits | $333,068,000 | 1,513 |
| Deposits held in domestic offices | $362,523,000 | 1,583 |
| % insured | 63.46% | 6,956 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $25,190,000 | 1,750 |
| Subordinated debt | $4,000,000 | 210 |
| All other liabilities | $1,521,000 | 2,830 |
| Total equity capital | $27,640,000 | 2,467 |
| Total bank equity capital | $27,640,000 | 2,464 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 7,333 |
| Surplus | $26,899,000 | 1,229 |
| Undivided profits | $740,000 | 6,514 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $18,378,000 | 797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,585,000 | 2,254 |
| Earning assets | $385,815,000 | 1,706 |
| Long-term assets (5+ years) | $80,817,000 | 1,581 |
| Average Assets, year-to-date | $410,327,000 | 1,724 |
| Average Assets, quarterly | $410,327,000 | 1,724 |
| Volatile liabilities | $124,726,000 | 1,244 |
| Insider loans | $1,646,000 | 3,446 |
| FHLB advances | $24,000,000 | 1,716 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $12,526,000 | 4,000 |
| Tier 1 (core) risk-based capital | $27,661,000 | 2,358 |
| Tier 2 risk-based capital | $8,006,000 | 775 |
| Total risk weighted assets | $312,976,000 | 1,660 |
| Total unused commitments | $12,526,000 | 4,004 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 76 | 2,230 |
| Assets and Liabilities | ||
| Total Assets: | $399,781,000 | 1,756 |
| Cash and due from depository institutions | $5,790,000 | 2,230 |
| Interest-bearing balances | $890,000 | 3,853 |
| Securities | $50,489,000 | 2,294 |
| Federal funds sold & reverse repurchase agreements | $33,331,000 | 263 |
| Net loans & leases | $278,485,000 | 1,767 |
| Loan loss allowance | $10,809,000 | 690 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $22,046,000 | 528 |
| Other real estate owned | $1,545,000 | 2,230 |
| Goodwill and other intangibles | $36,000 | 2,990 |
| All other assets | $8,059,000 | 2,248 |
| Life insurance assets | $2,354,000 | 2,129 |
| Total liabilities and capital | $399,781,000 | 1,756 |
| Total liabilities | $370,859,000 | 1,715 |
| Total deposits | $339,891,000 | 1,634 |
| Interest-bearing deposits | $319,068,000 | 1,514 |
| Deposits held in domestic offices | $339,891,000 | 1,631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $25,199,000 | 1,899 |
| Subordinated debt | $4,000,000 | 211 |
| All other liabilities | $1,769,000 | 2,520 |
| Total equity capital | $28,922,000 | 2,350 |
| Total bank equity capital | $28,922,000 | 2,350 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 7,374 |
| Surplus | $26,099,000 | 1,231 |
| Undivided profits | $2,822,000 | 5,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,606,000 | 928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,643,000 | 2,316 |
| Earning assets | $363,195,000 | 1,767 |
| Long-term assets (5+ years) | $48,849,000 | 2,341 |
| Average Assets, year-to-date | $390,314,400 | 1,738 |
| Average Assets, quarterly | $393,560,500 | 1,763 |
| Volatile liabilities | $113,173,000 | 1,346 |
| Insider loans | $1,648,000 | 3,501 |
| FHLB advances | $24,000,000 | 1,869 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $14,389,000 | 3,726 |
| Tier 1 (core) risk-based capital | $28,833,000 | 2,240 |
| Tier 2 risk-based capital | $8,096,000 | 755 |
| Total risk weighted assets | $320,648,000 | 1,627 |
| Total unused commitments | $14,389,000 | 3,729 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 75 | 2,275 |
| Assets and Liabilities | ||
| Total Assets: | $387,340,000 | 1,792 |
| Cash and due from depository institutions | $15,568,000 | 2,275 |
| Interest-bearing balances | $10,428,000 | 712 |
| Securities | $48,806,000 | 2,311 |
| Federal funds sold & reverse repurchase agreements | $12,000 | 5,805 |
| Net loans & leases | $291,827,000 | 1,695 |
| Loan loss allowance | $7,958,000 | 820 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $21,782,000 | 537 |
| Other real estate owned | $1,281,000 | 2,275 |
| Goodwill and other intangibles | $36,000 | 3,049 |
| All other assets | $8,028,000 | 2,256 |
| Life insurance assets | $2,324,000 | 2,139 |
| Total liabilities and capital | $387,340,000 | 1,792 |
| Total liabilities | $357,050,000 | 1,758 |
| Total deposits | $326,254,000 | 1,671 |
| Interest-bearing deposits | $302,946,000 | 1,589 |
| Deposits held in domestic offices | $326,254,000 | 1,665 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $25,207,000 | 1,923 |
| Subordinated debt | $4,000,000 | 212 |
| All other liabilities | $1,589,000 | 2,787 |
| Total equity capital | $30,290,000 | 2,267 |
| Total bank equity capital | $30,290,000 | 2,267 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000 | 7,433 |
| Surplus | $21,499,000 | 1,409 |
| Undivided profits | $8,790,000 | 3,311 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,609,000 | 919 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,543,000 | 2,583 |
| Earning assets | $351,073,000 | 1,812 |
| Long-term assets (5+ years) | $47,266,000 | 2,361 |
| Average Assets, year-to-date | $387,947,750 | 1,747 |
| Average Assets, quarterly | $385,060,500 | 1,790 |
| Volatile liabilities | $80,754,000 | 1,772 |
| Insider loans | $1,780,000 | 3,379 |
| FHLB advances | $24,000,000 | 1,901 |
| Loans and leases held for sale | $568,000 | 985 |
| Unused loan commitments | $23,524,000 | 2,915 |
| Tier 1 (core) risk-based capital | $31,173,000 | 2,108 |
| Tier 2 risk-based capital | $8,178,000 | 722 |
| Total risk weighted assets | $330,475,000 | 1,580 |
| Total unused commitments | $23,524,000 | 2,918 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 78 | 2,228 |
| Assets and Liabilities | ||
| Total Assets: | $382,781,000 | 1,803 |
| Cash and due from depository institutions | $13,367,000 | 2,228 |
| Interest-bearing balances | $8,062,000 | 818 |
| Securities | $33,634,000 | 3,174 |
| Federal funds sold & reverse repurchase agreements | $384,000 | 5,357 |
| Net loans & leases | $305,298,000 | 1,607 |
| Loan loss allowance | $7,541,000 | 833 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $21,434,000 | 531 |
| Other real estate owned | $839,000 | 2,228 |
| Goodwill and other intangibles | $37,000 | 3,072 |
| All other assets | $7,788,000 | 2,257 |
| Life insurance assets | $2,295,000 | 2,156 |
| Total liabilities and capital | $382,781,000 | 1,803 |
| Total liabilities | $351,156,000 | 1,774 |
| Total deposits | $320,095,000 | 1,699 |
| Interest-bearing deposits | $295,174,000 | 1,615 |
| Deposits held in domestic offices | $320,095,000 | 1,694 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $25,216,000 | 1,853 |
| Subordinated debt | $4,000,000 | 201 |
| All other liabilities | $1,845,000 | 2,457 |
| Total equity capital | $31,625,000 | 2,170 |
| Total bank equity capital | $31,625,000 | 2,170 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000 | 7,498 |
| Surplus | $19,999,000 | 1,504 |
| Undivided profits | $11,625,000 | 2,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,160,000 | 568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,517,000 | 2,546 |
| Earning assets | $347,378,000 | 1,813 |
| Long-term assets (5+ years) | $32,567,000 | 3,024 |
| Average Assets, year-to-date | $388,150,330 | 1,755 |
| Average Assets, quarterly | $387,082,000 | 1,775 |
| Volatile liabilities | $81,035,000 | 1,746 |
| Insider loans | $1,820,000 | 3,326 |
| FHLB advances | $24,000,000 | 1,854 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $30,861,000 | 2,490 |
| Tier 1 (core) risk-based capital | $31,809,000 | 2,064 |
| Tier 2 risk-based capital | $8,245,000 | 702 |
| Total risk weighted assets | $336,328,000 | 1,550 |
| Total unused commitments | $30,861,000 | 2,492 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 78 | 2,224 |
| Assets and Liabilities | ||
| Total Assets: | $391,383,000 | 1,749 |
| Cash and due from depository institutions | $7,654,000 | 2,224 |
| Interest-bearing balances | $3,524,000 | 1,751 |
| Securities | $35,127,000 | 3,062 |
| Federal funds sold & reverse repurchase agreements | $282,000 | 6,316 |
| Net loans & leases | $318,481,000 | 1,524 |
| Loan loss allowance | $5,633,000 | 991 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $21,003,000 | 533 |
| Other real estate owned | $1,049,000 | 2,224 |
| Goodwill and other intangibles | $37,000 | 3,080 |
| All other assets | $7,750,000 | 2,214 |
| Life insurance assets | $2,265,000 | 2,167 |
| Total liabilities and capital | $391,383,000 | 1,749 |
| Total liabilities | $356,627,000 | 1,729 |
| Total deposits | $325,132,000 | 1,660 |
| Interest-bearing deposits | $294,163,000 | 1,624 |
| Deposits held in domestic offices | $325,132,000 | 1,656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $25,224,000 | 1,723 |
| Subordinated debt | $4,000,000 | 195 |
| All other liabilities | $2,271,000 | 2,229 |
| Total equity capital | $34,756,000 | 2,033 |
| Total bank equity capital | $34,756,000 | 2,033 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000 | 7,532 |
| Surplus | $19,999,000 | 1,486 |
| Undivided profits | $14,756,000 | 2,367 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,801,000 | 758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,949,000 | 2,011 |
| Earning assets | $357,414,000 | 1,763 |
| Long-term assets (5+ years) | $37,448,000 | 2,679 |
| Average Assets, year-to-date | $390,835,000 | 1,736 |
| Average Assets, quarterly | $390,835,000 | 1,736 |
| Volatile liabilities | $86,861,000 | 1,629 |
| Insider loans | $2,547,000 | 2,646 |
| FHLB advances | $24,000,000 | 1,705 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $33,625,000 | 2,381 |
| Tier 1 (core) risk-based capital | $34,100,000 | 1,932 |
| Tier 2 risk-based capital | $8,371,000 | 678 |
| Total risk weighted assets | $348,420,000 | 1,479 |
| Total unused commitments | $33,625,000 | 2,382 |
| Derivatives | $5,000,000 | 631 |
| 2007-12-31 | Rank | |
| # of Employees: | 70 | 2,479 |
| Assets and Liabilities | ||
| Total Assets: | $390,287,000 | 1,742 |
| Cash and due from depository institutions | $4,245,000 | 2,479 |
| Interest-bearing balances | $1,094,000 | 2,464 |
| Securities | $36,590,000 | 2,978 |
| Federal funds sold & reverse repurchase agreements | $298,000 | 5,680 |
| Net loans & leases | $319,929,000 | 1,501 |
| Loan loss allowance | $5,306,000 | 1,024 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $20,808,000 | 539 |
| Other real estate owned | $359,000 | 2,479 |
| Goodwill and other intangibles | $37,000 | 3,081 |
| All other assets | $8,021,000 | 2,167 |
| Life insurance assets | $2,237,000 | 2,177 |
| Total liabilities and capital | $390,287,000 | 1,742 |
| Total liabilities | $355,893,000 | 1,728 |
| Total deposits | $313,112,000 | 1,716 |
| Interest-bearing deposits | $287,368,000 | 1,637 |
| Deposits held in domestic offices | $313,112,000 | 1,710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $36,232,000 | 1,268 |
| Subordinated debt | $4,000,000 | 191 |
| All other liabilities | $2,549,000 | 2,034 |
| Total equity capital | $34,394,000 | 2,015 |
| Total bank equity capital | $34,394,000 | 2,015 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,579 |
| Surplus | $19,999,000 | 1,462 |
| Undivided profits | $14,394,000 | 2,381 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,504,000 | 582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,995,000 | 2,136 |
| Earning assets | $357,911,000 | 1,747 |
| Long-term assets (5+ years) | $32,197,000 | 2,753 |
| Average Assets, year-to-date | $383,499,200 | 1,712 |
| Average Assets, quarterly | $393,200,500 | 1,715 |
| Volatile liabilities | $99,418,000 | 1,461 |
| Insider loans | $3,243,000 | 2,223 |
| FHLB advances | $35,000,000 | 1,218 |
| Loans and leases held for sale | $662,000 | 1,090 |
| Unused loan commitments | $38,478,000 | 2,173 |
| Tier 1 (core) risk-based capital | $34,064,000 | 1,923 |
| Tier 2 risk-based capital | $8,346,000 | 674 |
| Total risk weighted assets | $346,734,000 | 1,473 |
| Total unused commitments | $38,478,000 | 2,175 |
| Derivatives | $10,000,000 | 460 |
| 2007-09-30 | Rank | |
| # of Employees: | 73 | 2,368 |
| Assets and Liabilities | ||
| Total Assets: | $396,114,000 | 1,699 |
| Cash and due from depository institutions | $6,593,000 | 2,368 |
| Interest-bearing balances | $2,166,000 | 1,710 |
| Securities | $36,576,000 | 2,972 |
| Federal funds sold & reverse repurchase agreements | $304,000 | 5,731 |
| Net loans & leases | $324,113,000 | 1,458 |
| Loan loss allowance | $3,842,000 | 1,392 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $19,811,000 | 552 |
| Other real estate owned | $159,000 | 2,368 |
| Goodwill and other intangibles | $37,000 | 3,086 |
| All other assets | $8,521,000 | 2,021 |
| Life insurance assets | $2,209,000 | 2,149 |
| Total liabilities and capital | $396,114,000 | 1,699 |
| Total liabilities | $361,860,000 | 1,666 |
| Total deposits | $308,335,000 | 1,727 |
| Interest-bearing deposits | $279,301,000 | 1,669 |
| Deposits held in domestic offices | $308,335,000 | 1,721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $46,741,000 | 991 |
| Subordinated debt | $4,000,000 | 188 |
| All other liabilities | $2,784,000 | 1,905 |
| Total equity capital | $34,254,000 | 2,005 |
| Total bank equity capital | $34,254,000 | 2,005 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,598 |
| Surplus | $19,999,000 | 1,425 |
| Undivided profits | $14,254,000 | 2,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,207,000 | 519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,336,000 | 1,931 |
| Earning assets | $363,159,000 | 1,697 |
| Long-term assets (5+ years) | $32,530,000 | 2,623 |
| Average Assets, year-to-date | $381,802,250 | 1,717 |
| Average Assets, quarterly | $396,018,500 | 1,682 |
| Volatile liabilities | $110,367,000 | 1,280 |
| Insider loans | $3,333,000 | 2,146 |
| FHLB advances | $45,500,000 | 932 |
| Loans and leases held for sale | $1,917,000 | 619 |
| Unused loan commitments | $52,744,000 | 1,713 |
| Tier 1 (core) risk-based capital | $34,559,000 | 1,869 |
| Tier 2 risk-based capital | $7,842,000 | 709 |
| Total risk weighted assets | $356,878,000 | 1,411 |
| Total unused commitments | $52,744,000 | 1,713 |
| Derivatives | $15,000,000 | 411 |
| 2007-06-30 | Rank | |
| # of Employees: | 75 | 2,338 |
| Assets and Liabilities | ||
| Total Assets: | $395,923,000 | 1,707 |
| Cash and due from depository institutions | $17,706,000 | 2,338 |
| Interest-bearing balances | $13,979,000 | 445 |
| Securities | $44,327,000 | 2,530 |
| Federal funds sold & reverse repurchase agreements | $196,000 | 6,020 |
| Net loans & leases | $307,126,000 | 1,532 |
| Loan loss allowance | $3,495,000 | 1,539 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $19,006,000 | 576 |
| Other real estate owned | $159,000 | 2,338 |
| Goodwill and other intangibles | $37,000 | 3,115 |
| All other assets | $7,366,000 | 2,292 |
| Life insurance assets | $2,182,000 | 2,167 |
| Total liabilities and capital | $395,923,000 | 1,707 |
| Total liabilities | $363,259,000 | 1,676 |
| Total deposits | $319,830,000 | 1,686 |
| Interest-bearing deposits | $284,001,000 | 1,650 |
| Deposits held in domestic offices | $319,830,000 | 1,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $36,248,000 | 1,126 |
| Subordinated debt | $4,000,000 | 199 |
| All other liabilities | $3,181,000 | 1,642 |
| Total equity capital | $32,664,000 | 2,073 |
| Total bank equity capital | $32,664,000 | 2,073 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,652 |
| Surplus | $11,104,000 | 2,339 |
| Undivided profits | $21,559,000 | 1,675 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,069,000 | 1,255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,744,000 | 2,437 |
| Earning assets | $365,628,000 | 1,688 |
| Long-term assets (5+ years) | $42,059,000 | 2,138 |
| Average Assets, year-to-date | $377,031,670 | 1,763 |
| Average Assets, quarterly | $379,432,500 | 1,760 |
| Volatile liabilities | $101,778,000 | 1,374 |
| Insider loans | $3,670,000 | 1,946 |
| FHLB advances | $35,000,000 | 1,064 |
| Loans and leases held for sale | $1,458,000 | 840 |
| Unused loan commitments | $54,558,000 | 1,704 |
| Tier 1 (core) risk-based capital | $33,476,000 | 1,944 |
| Tier 2 risk-based capital | $7,495,000 | 738 |
| Total risk weighted assets | $339,439,000 | 1,482 |
| Total unused commitments | $54,558,000 | 1,705 |
| Derivatives | $15,000,000 | 444 |
| 2007-03-31 | Rank | |
| # of Employees: | 73 | 2,391 |
| Assets and Liabilities | ||
| Total Assets: | $362,942,000 | 1,840 |
| Cash and due from depository institutions | $8,445,000 | 2,391 |
| Interest-bearing balances | $2,031,000 | 1,947 |
| Securities | $33,830,000 | 3,166 |
| Federal funds sold & reverse repurchase agreements | $431,000 | 6,356 |
| Net loans & leases | $300,599,000 | 1,562 |
| Loan loss allowance | $3,497,000 | 1,521 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $11,711,000 | 1,012 |
| Other real estate owned | $0 | 2,391 |
| Goodwill and other intangibles | $38,000 | 3,116 |
| All other assets | $7,888,000 | 2,095 |
| Life insurance assets | $2,155,000 | 2,171 |
| Total liabilities and capital | $362,942,000 | 1,840 |
| Total liabilities | $330,262,000 | 1,817 |
| Total deposits | $290,491,000 | 1,849 |
| Interest-bearing deposits | $260,260,000 | 1,800 |
| Deposits held in domestic offices | $290,491,000 | 1,844 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $34,500,000 | 1,130 |
| Subordinated debt | $4,000,000 | 202 |
| All other liabilities | $1,271,000 | 3,383 |
| Total equity capital | $32,680,000 | 2,086 |
| Total bank equity capital | $32,680,000 | 2,086 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,681 |
| Surplus | $11,760,000 | 2,222 |
| Undivided profits | $20,919,000 | 1,730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,715,000 | 1,905 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,050,000 | 1,986 |
| Earning assets | $336,891,000 | 1,818 |
| Long-term assets (5+ years) | $28,664,000 | 2,771 |
| Average Assets, year-to-date | $367,586,000 | 1,804 |
| Average Assets, quarterly | $367,586,000 | 1,804 |
| Volatile liabilities | $111,067,000 | 1,236 |
| Insider loans | $3,781,000 | 1,857 |
| FHLB advances | $34,500,000 | 1,059 |
| Loans and leases held for sale | $4,898,000 | 395 |
| Unused loan commitments | $61,938,000 | 1,557 |
| Tier 1 (core) risk-based capital | $32,712,000 | 1,975 |
| Tier 2 risk-based capital | $7,497,000 | 725 |
| Total risk weighted assets | $301,084,000 | 1,631 |
| Total unused commitments | $61,938,000 | 1,559 |
| Derivatives | $20,000,000 | 390 |
| 2006-12-31 | Rank | |
| # of Employees: | 75 | 2,340 |
| Assets and Liabilities | ||
| Total Assets: | $372,230,000 | 1,782 |
| Cash and due from depository institutions | $6,014,000 | 2,340 |
| Interest-bearing balances | $1,935,000 | 1,925 |
| Securities | $32,186,000 | 3,295 |
| Federal funds sold & reverse repurchase agreements | $42,000 | 6,319 |
| Net loans & leases | $314,391,000 | 1,467 |
| Loan loss allowance | $3,497,000 | 1,497 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $11,361,000 | 1,026 |
| Other real estate owned | $0 | 2,340 |
| Goodwill and other intangibles | $39,000 | 3,104 |
| All other assets | $8,197,000 | 2,033 |
| Life insurance assets | $2,128,000 | 2,152 |
| Total liabilities and capital | $372,230,000 | 1,782 |
| Total liabilities | $339,195,000 | 1,756 |
| Total deposits | $291,120,000 | 1,813 |
| Interest-bearing deposits | $254,939,000 | 1,800 |
| Deposits held in domestic offices | $291,120,000 | 1,807 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $41,500,000 | 1,013 |
| Subordinated debt | $4,000,000 | 203 |
| All other liabilities | $2,575,000 | 1,957 |
| Total equity capital | $33,035,000 | 2,034 |
| Total bank equity capital | $33,035,000 | 2,034 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000 | 7,717 |
| Surplus | $11,760,000 | 2,174 |
| Undivided profits | $21,274,000 | 1,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $372,000 | 4,363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,288,000 | 1,819 |
| Earning assets | $348,554,000 | 1,745 |
| Long-term assets (5+ years) | $25,789,000 | 2,920 |
| Average Assets, year-to-date | $348,937,000 | 1,803 |
| Average Assets, quarterly | $367,091,500 | 1,781 |
| Volatile liabilities | $119,233,000 | 1,272 |
| Insider loans | $3,475,000 | 1,989 |
| FHLB advances | $41,500,000 | 945 |
| Loans and leases held for sale | $3,896,000 | 448 |
| Unused loan commitments | $73,205,000 | 1,338 |
| Tier 1 (core) risk-based capital | $33,234,000 | 1,917 |
| Tier 2 risk-based capital | $7,497,000 | 717 |
| Total risk weighted assets | $313,022,000 | 1,552 |
| Total unused commitments | $73,205,000 | 1,338 |
| Derivatives | $20,000,000 | 378 |
| 2006-09-30 | Rank | |
| # of Employees: | 73 | 2,414 |
| Assets and Liabilities | ||
| Total Assets: | $361,953,000 | 1,814 |
| Cash and due from depository institutions | $9,224,000 | 2,414 |
| Interest-bearing balances | $5,424,000 | 905 |
| Securities | $32,576,000 | 3,320 |
| Federal funds sold & reverse repurchase agreements | $96,000 | 5,829 |
| Net loans & leases | $300,514,000 | 1,526 |
| Loan loss allowance | $3,342,000 | 1,557 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,969,000 | 1,061 |
| Other real estate owned | $0 | 2,414 |
| Goodwill and other intangibles | $39,000 | 3,113 |
| All other assets | $8,535,000 | 1,961 |
| Life insurance assets | $2,102,000 | 2,134 |
| Total liabilities and capital | $361,953,000 | 1,814 |
| Total liabilities | $330,865,000 | 1,786 |
| Total deposits | $276,357,000 | 1,876 |
| Interest-bearing deposits | $243,107,000 | 1,848 |
| Deposits held in domestic offices | $276,357,000 | 1,871 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $47,450,000 | 968 |
| Subordinated debt | $4,000,000 | 206 |
| All other liabilities | $3,058,000 | 1,688 |
| Total equity capital | $31,088,000 | 2,135 |
| Total bank equity capital | $31,088,000 | 2,135 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,777 |
| Surplus | $11,760,000 | 2,143 |
| Undivided profits | $19,327,000 | 1,808 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $93,000 | 6,181 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,370,000 | 1,717 |
| Earning assets | $338,610,000 | 1,779 |
| Long-term assets (5+ years) | $20,537,000 | 3,289 |
| Average Assets, year-to-date | $343,113,750 | 1,837 |
| Average Assets, quarterly | $354,991,500 | 1,816 |
| Volatile liabilities | $136,014,000 | 1,132 |
| Insider loans | $3,505,000 | 1,931 |
| FHLB advances | $47,450,000 | 888 |
| Loans and leases held for sale | $3,753,000 | 470 |
| Unused loan commitments | $84,135,000 | 1,207 |
| Tier 1 (core) risk-based capital | $31,305,000 | 2,027 |
| Tier 2 risk-based capital | $7,342,000 | 734 |
| Total risk weighted assets | $308,889,000 | 1,566 |
| Total unused commitments | $84,135,000 | 1,208 |
| Derivatives | $26,000,000 | 354 |
| 2006-06-30 | Rank | |
| # of Employees: | 72 | 2,454 |
| Assets and Liabilities | ||
| Total Assets: | $348,030,000 | 1,851 |
| Cash and due from depository institutions | $10,046,000 | 2,454 |
| Interest-bearing balances | $4,509,000 | 1,089 |
| Securities | $23,349,000 | 4,148 |
| Federal funds sold & reverse repurchase agreements | $193,000 | 5,508 |
| Net loans & leases | $297,140,000 | 1,526 |
| Loan loss allowance | $3,331,000 | 1,541 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $10,473,000 | 1,097 |
| Other real estate owned | $0 | 2,454 |
| Goodwill and other intangibles | $40,000 | 3,110 |
| All other assets | $6,789,000 | 2,349 |
| Life insurance assets | $2,077,000 | 2,107 |
| Total liabilities and capital | $348,030,000 | 1,851 |
| Total liabilities | $319,536,000 | 1,825 |
| Total deposits | $301,531,000 | 1,716 |
| Interest-bearing deposits | $257,418,000 | 1,720 |
| Deposits held in domestic offices | $301,531,000 | 1,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $11,000,000 | 2,510 |
| Subordinated debt | $4,000,000 | 203 |
| All other liabilities | $3,005,000 | 1,591 |
| Total equity capital | $28,494,000 | 2,248 |
| Total bank equity capital | $28,494,000 | 2,248 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000 | 7,805 |
| Surplus | $11,760,000 | 2,103 |
| Undivided profits | $16,733,000 | 1,940 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 6,649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,055,000 | 1,791 |
| Earning assets | $325,191,000 | 1,818 |
| Long-term assets (5+ years) | $8,577,000 | 4,877 |
| Average Assets, year-to-date | $336,834,000 | 1,868 |
| Average Assets, quarterly | $346,540,500 | 1,847 |
| Volatile liabilities | $93,141,000 | 1,570 |
| Insider loans | $5,746,000 | 1,192 |
| FHLB advances | $11,000,000 | 2,378 |
| Loans and leases held for sale | $450,000 | 1,233 |
| Unused loan commitments | $89,814,000 | 1,135 |
| Tier 1 (core) risk-based capital | $29,083,000 | 2,149 |
| Tier 2 risk-based capital | $7,331,000 | 722 |
| Total risk weighted assets | $305,665,000 | 1,565 |
| Total unused commitments | $89,814,000 | 1,136 |
| Derivatives | $26,000,000 | 356 |
| 2006-03-31 | Rank | |
| # of Employees: | 72 | 2,437 |
| Assets and Liabilities | ||
| Total Assets: | $345,051,000 | 1,845 |
| Cash and due from depository institutions | $7,934,000 | 2,437 |
| Interest-bearing balances | $1,055,000 | 2,499 |
| Securities | $21,719,000 | 4,395 |
| Federal funds sold & reverse repurchase agreements | $214,000 | 5,983 |
| Net loans & leases | $298,467,000 | 1,475 |
| Loan loss allowance | $3,206,000 | 1,580 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,829,000 | 1,128 |
| Other real estate owned | $0 | 2,437 |
| Goodwill and other intangibles | $40,000 | 3,088 |
| All other assets | $6,848,000 | 2,271 |
| Life insurance assets | $2,051,000 | 2,085 |
| Total liabilities and capital | $345,051,000 | 1,845 |
| Total liabilities | $318,331,000 | 1,809 |
| Total deposits | $292,704,000 | 1,751 |
| Interest-bearing deposits | $252,426,000 | 1,737 |
| Deposits held in domestic offices | $292,704,000 | 1,746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $19,300,000 | 1,761 |
| Subordinated debt | $4,000,000 | 197 |
| All other liabilities | $2,327,000 | 1,941 |
| Total equity capital | $26,720,000 | 2,358 |
| Total bank equity capital | $26,720,000 | 2,358 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,816 |
| Surplus | $11,760,000 | 2,034 |
| Undivided profits | $14,959,000 | 2,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 6,102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,894,000 | 1,854 |
| Earning assets | $321,455,000 | 1,819 |
| Long-term assets (5+ years) | $11,011,000 | 4,429 |
| Average Assets, year-to-date | $331,236,000 | 1,889 |
| Average Assets, quarterly | $331,236,000 | 1,889 |
| Volatile liabilities | $102,350,000 | 1,365 |
| Insider loans | $5,746,000 | 1,182 |
| FHLB advances | $19,300,000 | 1,676 |
| Loans and leases held for sale | $3,364,000 | 436 |
| Unused loan commitments | $96,127,000 | 1,063 |
| Tier 1 (core) risk-based capital | $27,086,000 | 2,258 |
| Tier 2 risk-based capital | $7,206,000 | 709 |
| Total risk weighted assets | $301,346,000 | 1,543 |
| Total unused commitments | $96,127,000 | 1,063 |
| Derivatives | $26,000,000 | 339 |
| 2005-12-31 | Rank | |
| # of Employees: | 69 | 2,538 |
| Assets and Liabilities | ||
| Total Assets: | $317,421,000 | 1,964 |
| Cash and due from depository institutions | $5,079,000 | 2,538 |
| Interest-bearing balances | $2,021,000 | 1,921 |
| Securities | $18,262,000 | 4,871 |
| Federal funds sold & reverse repurchase agreements | $1,019,000 | 4,812 |
| Net loans & leases | $278,714,000 | 1,546 |
| Loan loss allowance | $2,956,000 | 1,685 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,581,000 | 1,147 |
| Other real estate owned | $0 | 2,538 |
| Goodwill and other intangibles | $41,000 | 3,078 |
| All other assets | $4,725,000 | 3,010 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $317,421,000 | 1,964 |
| Total liabilities | $291,531,000 | 1,924 |
| Total deposits | $262,660,000 | 1,914 |
| Interest-bearing deposits | $223,766,000 | 1,895 |
| Deposits held in domestic offices | $262,660,000 | 1,907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $22,500,000 | 1,631 |
| Subordinated debt | $4,000,000 | 196 |
| All other liabilities | $2,371,000 | 1,878 |
| Total equity capital | $25,890,000 | 2,387 |
| Total bank equity capital | $25,890,000 | 2,387 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 7,853 |
| Surplus | $11,760,000 | 2,003 |
| Undivided profits | $14,129,000 | 2,270 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $173,000 | 5,528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,771,000 | 2,000 |
| Earning assets | $300,016,000 | 1,909 |
| Long-term assets (5+ years) | $8,139,000 | 4,961 |
| Average Assets, year-to-date | $278,428,400 | 2,120 |
| Average Assets, quarterly | $309,349,000 | 1,988 |
| Volatile liabilities | $97,298,000 | 1,405 |
| Insider loans | $4,960,000 | 1,353 |
| FHLB advances | $22,500,000 | 1,528 |
| Loans and leases held for sale | $2,562,000 | 511 |
| Unused loan commitments | $96,105,000 | 1,043 |
| Tier 1 (core) risk-based capital | $26,159,000 | 2,291 |
| Tier 2 risk-based capital | $6,956,000 | 718 |
| Total risk weighted assets | $284,191,000 | 1,609 |
| Total unused commitments | $96,105,000 | 1,043 |
| Derivatives | $26,000,000 | 314 |
| 2005-09-30 | Rank | |
| # of Employees: | 66 | 2,625 |
| Assets and Liabilities | ||
| Total Assets: | $301,277,000 | 2,026 |
| Cash and due from depository institutions | $13,607,000 | 2,625 |
| Interest-bearing balances | $8,360,000 | 685 |
| Securities | $19,381,000 | 4,701 |
| Federal funds sold & reverse repurchase agreements | $373,000 | 5,329 |
| Net loans & leases | $254,891,000 | 1,656 |
| Loan loss allowance | $2,711,000 | 1,804 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $9,344,000 | 1,139 |
| Other real estate owned | $0 | 2,625 |
| Goodwill and other intangibles | $42,000 | 3,074 |
| All other assets | $3,639,000 | 3,555 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $301,277,000 | 2,026 |
| Total liabilities | $277,067,000 | 1,979 |
| Total deposits | $263,326,000 | 1,858 |
| Interest-bearing deposits | $212,721,000 | 1,948 |
| Deposits held in domestic offices | $263,326,000 | 1,854 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $8,000,000 | 3,000 |
| Subordinated debt | $4,000,000 | 186 |
| All other liabilities | $1,741,000 | 2,315 |
| Total equity capital | $24,210,000 | 2,509 |
| Total bank equity capital | $24,210,000 | 2,509 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,876 |
| Surplus | $11,760,000 | 1,943 |
| Undivided profits | $12,449,000 | 2,522 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $272,000 | 4,954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,365,000 | 2,574 |
| Earning assets | $283,005,000 | 1,977 |
| Long-term assets (5+ years) | $7,226,000 | 5,250 |
| Average Assets, year-to-date | $268,680,250 | 2,196 |
| Average Assets, quarterly | $289,711,000 | 2,071 |
| Volatile liabilities | $68,922,000 | 1,818 |
| Insider loans | $3,443,000 | 1,861 |
| FHLB advances | $8,000,000 | 2,859 |
| Loans and leases held for sale | $3,557,000 | 493 |
| Unused loan commitments | $94,162,000 | 1,038 |
| Tier 1 (core) risk-based capital | $24,297,000 | 2,409 |
| Tier 2 risk-based capital | $6,711,000 | 728 |
| Total risk weighted assets | $260,381,000 | 1,697 |
| Total unused commitments | $94,162,000 | 1,040 |
| Derivatives | $20,000,000 | 352 |
| 2005-06-30 | Rank | |
| # of Employees: | 64 | 2,700 |
| Assets and Liabilities | ||
| Total Assets: | $278,145,000 | 2,138 |
| Cash and due from depository institutions | $8,711,000 | 2,700 |
| Interest-bearing balances | $2,976,000 | 1,586 |
| Securities | $17,629,000 | 4,999 |
| Federal funds sold & reverse repurchase agreements | $39,000 | 5,677 |
| Net loans & leases | $237,886,000 | 1,718 |
| Loan loss allowance | $2,503,000 | 1,930 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,339,000 | 1,127 |
| Other real estate owned | $0 | 2,700 |
| Goodwill and other intangibles | $42,000 | 3,055 |
| All other assets | $4,499,000 | 2,946 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $278,145,000 | 2,138 |
| Total liabilities | $255,958,000 | 2,092 |
| Total deposits | $224,821,000 | 2,147 |
| Interest-bearing deposits | $189,490,000 | 2,145 |
| Deposits held in domestic offices | $224,821,000 | 2,142 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $29,050,000 | 1,378 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,087,000 | 1,901 |
| Total equity capital | $22,187,000 | 2,664 |
| Total bank equity capital | $22,187,000 | 2,664 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,881 |
| Surplus | $11,760,000 | 1,898 |
| Undivided profits | $10,426,000 | 2,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $491,000 | 3,732 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,162,000 | 2,742 |
| Earning assets | $258,530,000 | 2,116 |
| Long-term assets (5+ years) | $7,352,000 | 5,289 |
| Average Assets, year-to-date | $257,814,670 | 2,265 |
| Average Assets, quarterly | $269,047,500 | 2,188 |
| Volatile liabilities | $88,617,000 | 1,433 |
| Insider loans | $3,443,000 | 1,812 |
| FHLB advances | $29,050,000 | 1,293 |
| Loans and leases held for sale | $3,528,000 | 523 |
| Unused loan commitments | $71,533,000 | 1,241 |
| Tier 1 (core) risk-based capital | $22,270,000 | 2,542 |
| Tier 2 risk-based capital | $2,503,000 | 1,834 |
| Total risk weighted assets | $235,700,000 | 1,800 |
| Total unused commitments | $71,533,000 | 1,241 |
| Derivatives | $20,000,000 | 341 |
| 2005-03-31 | Rank | |
| # of Employees: | 65 | 2,634 |
| Assets and Liabilities | ||
| Total Assets: | $259,950,000 | 2,270 |
| Cash and due from depository institutions | $5,893,000 | 2,634 |
| Interest-bearing balances | $1,946,000 | 2,043 |
| Securities | $16,579,000 | 5,217 |
| Federal funds sold & reverse repurchase agreements | $38,000 | 6,269 |
| Net loans & leases | $224,387,000 | 1,778 |
| Loan loss allowance | $2,339,000 | 2,033 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,095,000 | 1,131 |
| Other real estate owned | $0 | 2,634 |
| Goodwill and other intangibles | $43,000 | 3,038 |
| All other assets | $3,915,000 | 3,240 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $259,950,000 | 2,270 |
| Total liabilities | $239,076,000 | 2,216 |
| Total deposits | $209,100,000 | 2,282 |
| Interest-bearing deposits | $178,306,000 | 2,274 |
| Deposits held in domestic offices | $209,100,000 | 2,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $27,950,000 | 1,361 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,026,000 | 1,948 |
| Total equity capital | $20,874,000 | 2,754 |
| Total bank equity capital | $20,874,000 | 2,754 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $11,760,000 | 1,847 |
| Undivided profits | $9,113,000 | 3,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $597,000 | 3,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,078,000 | 2,847 |
| Earning assets | $242,950,000 | 2,224 |
| Long-term assets (5+ years) | $5,944,000 | 5,715 |
| Average Assets, year-to-date | $247,649,500 | 2,367 |
| Average Assets, quarterly | $247,649,500 | 2,367 |
| Volatile liabilities | $73,395,000 | 1,596 |
| Insider loans | $1,182,000 | 3,773 |
| FHLB advances | $27,950,000 | 1,274 |
| Loans and leases held for sale | $1,772,000 | 689 |
| Unused loan commitments | $71,179,000 | 1,237 |
| Tier 1 (core) risk-based capital | $20,995,000 | 2,643 |
| Tier 2 risk-based capital | $2,339,000 | 1,944 |
| Total risk weighted assets | $219,584,000 | 1,882 |
| Total unused commitments | $71,179,000 | 1,237 |
| Derivatives | $15,000,000 | 353 |
| 2004-12-31 | Rank | |
| # of Employees: | 66 | 2,611 |
| Assets and Liabilities | ||
| Total Assets: | $235,349,000 | 2,495 |
| Cash and due from depository institutions | $2,819,000 | 2,611 |
| Interest-bearing balances | $961,000 | 2,857 |
| Securities | $14,687,000 | 5,564 |
| Federal funds sold & reverse repurchase agreements | $13,000 | 6,130 |
| Net loans & leases | $206,838,000 | 1,875 |
| Loan loss allowance | $2,089,000 | 2,211 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,697,000 | 1,335 |
| Other real estate owned | $0 | 2,611 |
| Goodwill and other intangibles | $43,000 | 3,033 |
| All other assets | $3,252,000 | 3,624 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $235,349,000 | 2,495 |
| Total liabilities | $215,719,000 | 2,447 |
| Total deposits | $198,134,000 | 2,383 |
| Interest-bearing deposits | $176,217,000 | 2,269 |
| Deposits held in domestic offices | $198,134,000 | 2,378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $16,475,000 | 1,951 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,110,000 | 2,891 |
| Total equity capital | $19,630,000 | 2,891 |
| Total bank equity capital | $19,630,000 | 2,891 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,988 |
| Surplus | $11,385,000 | 1,853 |
| Undivided profits | $8,244,000 | 3,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $577,000 | 3,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,044,000 | 2,924 |
| Earning assets | $222,499,000 | 2,425 |
| Long-term assets (5+ years) | $7,568,000 | 5,339 |
| Average Assets, year-to-date | $205,851,200 | 2,706 |
| Average Assets, quarterly | $229,025,000 | 2,526 |
| Volatile liabilities | $58,046,000 | 1,874 |
| Insider loans | $4,300,000 | 1,416 |
| FHLB advances | $16,475,000 | 1,837 |
| Loans and leases held for sale | $3,464,000 | 449 |
| Unused loan commitments | $58,764,000 | 1,400 |
| Tier 1 (core) risk-based capital | $19,648,000 | 2,764 |
| Tier 2 risk-based capital | $2,089,000 | 2,120 |
| Total risk weighted assets | $196,797,000 | 2,061 |
| Total unused commitments | $58,764,000 | 1,400 |
| Derivatives | $10,000,000 | 385 |
| 2004-09-30 | Rank | |
| # of Employees: | 66 | 2,611 |
| Assets and Liabilities | ||
| Total Assets: | $222,701,000 | 2,589 |
| Cash and due from depository institutions | $3,032,000 | 2,611 |
| Interest-bearing balances | $88,000 | 5,435 |
| Securities | $14,726,000 | 5,570 |
| Federal funds sold & reverse repurchase agreements | $117,000 | 5,701 |
| Net loans & leases | $193,728,000 | 1,971 |
| Loan loss allowance | $1,936,000 | 2,368 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,631,000 | 1,307 |
| Other real estate owned | $0 | 2,611 |
| Goodwill and other intangibles | $44,000 | 2,983 |
| All other assets | $3,423,000 | 3,443 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $222,701,000 | 2,589 |
| Total liabilities | $204,244,000 | 2,541 |
| Total deposits | $187,580,000 | 2,485 |
| Interest-bearing deposits | $164,320,000 | 2,389 |
| Deposits held in domestic offices | $187,580,000 | 2,480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $15,675,000 | 1,995 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $989,000 | 3,219 |
| Total equity capital | $18,457,000 | 3,048 |
| Total bank equity capital | $18,457,000 | 3,048 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000 | 8,031 |
| Surplus | $11,384,000 | 1,814 |
| Undivided profits | $7,072,000 | 3,857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $653,000 | 3,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $890,000 | 3,507 |
| Earning assets | $208,659,000 | 2,539 |
| Long-term assets (5+ years) | $8,249,000 | 5,300 |
| Average Assets, year-to-date | $198,476,750 | 2,780 |
| Average Assets, quarterly | $218,029,500 | 2,608 |
| Volatile liabilities | $54,774,000 | 1,941 |
| Insider loans | $2,937,000 | 1,991 |
| FHLB advances | $15,675,000 | 1,877 |
| Loans and leases held for sale | $2,851,000 | 489 |
| Unused loan commitments | $54,299,000 | 1,474 |
| Tier 1 (core) risk-based capital | $18,441,000 | 2,911 |
| Tier 2 risk-based capital | $1,936,000 | 2,244 |
| Total risk weighted assets | $180,932,000 | 2,179 |
| Total unused commitments | $54,299,000 | 1,475 |
| Derivatives | $5,000,000 | 477 |
| 2004-06-30 | Rank | |
| # of Employees: | 71 | 2,431 |
| Assets and Liabilities | ||
| Total Assets: | $213,358,000 | 2,648 |
| Cash and due from depository institutions | $5,585,000 | 2,431 |
| Interest-bearing balances | $807,000 | 3,054 |
| Securities | $13,624,000 | 5,834 |
| Federal funds sold & reverse repurchase agreements | $133,000 | 5,611 |
| Net loans & leases | $184,063,000 | 2,010 |
| Loan loss allowance | $1,783,000 | 2,525 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,634,000 | 1,504 |
| Other real estate owned | $0 | 2,431 |
| Goodwill and other intangibles | $45,000 | 2,992 |
| All other assets | $3,274,000 | 3,542 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $213,358,000 | 2,648 |
| Total liabilities | $196,277,000 | 2,593 |
| Total deposits | $167,814,000 | 2,715 |
| Interest-bearing deposits | $146,398,000 | 2,645 |
| Deposits held in domestic offices | $167,814,000 | 2,711 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $27,640,000 | 1,361 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $823,000 | 3,369 |
| Total equity capital | $17,081,000 | 3,161 |
| Total bank equity capital | $17,081,000 | 3,161 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000 | 8,087 |
| Surplus | $11,384,000 | 1,776 |
| Undivided profits | $5,696,000 | 4,187 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $598,000 | 3,639 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $795,000 | 3,624 |
| Earning assets | $198,627,000 | 2,609 |
| Long-term assets (5+ years) | $10,879,000 | 4,889 |
| Average Assets, year-to-date | $190,402,000 | 2,875 |
| Average Assets, quarterly | $202,699,000 | 2,758 |
| Volatile liabilities | $62,615,000 | 1,686 |
| Insider loans | $2,789,000 | 2,052 |
| FHLB advances | $27,640,000 | 1,262 |
| Loans and leases held for sale | $3,959,000 | 419 |
| Unused loan commitments | $55,396,000 | 1,441 |
| Tier 1 (core) risk-based capital | $17,168,000 | 3,055 |
| Tier 2 risk-based capital | $1,783,000 | 2,364 |
| Total risk weighted assets | $172,056,000 | 2,229 |
| Total unused commitments | $55,396,000 | 1,444 |
| Derivatives | $5,000,000 | 472 |
| 2004-03-31 | Rank | |
| # of Employees: | 69 | 2,492 |
| Assets and Liabilities | ||
| Total Assets: | $192,040,000 | 2,882 |
| Cash and due from depository institutions | $5,582,000 | 2,492 |
| Interest-bearing balances | $534,000 | 3,697 |
| Securities | $11,360,000 | 6,289 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $165,198,000 | 2,186 |
| Loan loss allowance | $1,584,000 | 2,781 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,727,000 | 1,457 |
| Other real estate owned | $841,000 | 2,492 |
| Goodwill and other intangibles | $50,000 | 2,962 |
| All other assets | $2,282,000 | 4,324 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $192,040,000 | 2,882 |
| Total liabilities | $175,500,000 | 2,836 |
| Total deposits | $154,691,000 | 2,888 |
| Interest-bearing deposits | $135,320,000 | 2,837 |
| Deposits held in domestic offices | $154,691,000 | 2,884 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $20,145,000 | 1,604 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $664,000 | 4,182 |
| Total equity capital | $16,540,000 | 3,293 |
| Total bank equity capital | $16,540,000 | 3,293 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $11,384,000 | 1,738 |
| Undivided profits | $5,155,000 | 4,598 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $904,000 | 2,867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $697,000 | 3,995 |
| Earning assets | $177,092,000 | 2,862 |
| Long-term assets (5+ years) | $14,176,000 | 4,307 |
| Average Assets, year-to-date | $178,924,000 | 3,019 |
| Average Assets, quarterly | $178,924,000 | 3,019 |
| Volatile liabilities | $47,962,000 | 2,039 |
| Insider loans | $2,841,000 | 1,996 |
| FHLB advances | $20,145,000 | 1,491 |
| Loans and leases held for sale | $3,726,000 | 485 |
| Unused loan commitments | $51,762,000 | 1,460 |
| Tier 1 (core) risk-based capital | $16,428,000 | 3,142 |
| Tier 2 risk-based capital | $1,584,000 | 2,565 |
| Total risk weighted assets | $166,691,000 | 2,248 |
| Total unused commitments | $51,762,000 | 1,464 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 67 | 2,594 |
| Assets and Liabilities | ||
| Total Assets: | $165,808,000 | 3,212 |
| Cash and due from depository institutions | $2,297,000 | 2,594 |
| Interest-bearing balances | $45,000 | 5,938 |
| Securities | $10,164,000 | 6,567 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $144,634,000 | 2,459 |
| Loan loss allowance | $1,355,000 | 3,154 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,330,000 | 1,545 |
| Other real estate owned | $0 | 2,594 |
| Goodwill and other intangibles | $54,000 | 2,948 |
| All other assets | $2,329,000 | 4,305 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,808,000 | 3,212 |
| Total liabilities | $149,714,000 | 3,201 |
| Total deposits | $134,097,000 | 3,256 |
| Interest-bearing deposits | $120,699,000 | 3,085 |
| Deposits held in domestic offices | $134,097,000 | 3,253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $14,895,000 | 1,980 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $722,000 | 3,834 |
| Total equity capital | $16,094,000 | 3,310 |
| Total bank equity capital | $16,094,000 | 3,310 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $10,730,000 | 1,813 |
| Undivided profits | $5,364,000 | 4,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $944,000 | 2,802 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $659,000 | 4,349 |
| Earning assets | $154,843,000 | 3,161 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $153,333,600 | 3,331 |
| Average Assets, quarterly | $165,926,000 | 3,194 |
| Volatile liabilities | $60,747,000 | 1,652 |
| Insider loans | $1,873,000 | 2,742 |
| FHLB advances | $14,895,000 | 1,859 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $56,407,000 | 1,321 |
| Tier 1 (core) risk-based capital | $16,019,000 | 3,177 |
| Tier 2 risk-based capital | $1,355,000 | 2,913 |
| Total risk weighted assets | $130,015,000 | 2,820 |
| Total unused commitments | $56,407,000 | 1,323 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 69 | 2,523 |
| Assets and Liabilities | ||
| Total Assets: | $166,044,000 | 3,206 |
| Cash and due from depository institutions | $2,740,000 | 2,523 |
| Interest-bearing balances | $532,000 | 3,720 |
| Securities | $9,152,000 | 6,724 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $145,893,000 | 2,417 |
| Loan loss allowance | $1,334,000 | 3,178 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,137,000 | 1,577 |
| Other real estate owned | $0 | 2,523 |
| Goodwill and other intangibles | $62,000 | 2,899 |
| All other assets | $2,062,000 | 4,616 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,046,000 | 3,206 |
| Total liabilities | $150,454,000 | 3,180 |
| Total deposits | $132,559,000 | 3,286 |
| Interest-bearing deposits | $117,356,000 | 3,162 |
| Deposits held in domestic offices | $132,559,000 | 3,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,175,000 | 1,737 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $720,000 | 4,007 |
| Total equity capital | $15,592,000 | 3,397 |
| Total bank equity capital | $15,592,000 | 3,397 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $10,730,000 | 1,796 |
| Undivided profits | $4,862,000 | 4,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,351,000 | 2,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $642,000 | 4,638 |
| Earning assets | $155,577,000 | 3,144 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $150,215,000 | 3,393 |
| Average Assets, quarterly | $162,658,000 | 3,237 |
| Volatile liabilities | $56,758,000 | 1,711 |
| Insider loans | $2,996,000 | 1,843 |
| FHLB advances | $17,175,000 | 1,616 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $41,191,000 | 1,717 |
| Tier 1 (core) risk-based capital | $15,508,000 | 3,260 |
| Tier 2 risk-based capital | $1,334,000 | 2,923 |
| Total risk weighted assets | $131,470,000 | 2,770 |
| Total unused commitments | $41,191,000 | 1,720 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 75 | 2,311 |
| Assets and Liabilities | ||
| Total Assets: | $159,272,000 | 3,294 |
| Cash and due from depository institutions | $9,974,000 | 2,311 |
| Interest-bearing balances | $6,229,000 | 1,249 |
| Securities | $2,145,000 | 8,542 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $139,533,000 | 2,482 |
| Loan loss allowance | $1,171,000 | 3,453 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,711,000 | 1,674 |
| Other real estate owned | $0 | 2,311 |
| Goodwill and other intangibles | $77,000 | 2,808 |
| All other assets | $1,832,000 | 4,811 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,272,000 | 3,294 |
| Total liabilities | $145,774,000 | 3,243 |
| Total deposits | $139,991,000 | 3,132 |
| Interest-bearing deposits | $123,343,000 | 3,024 |
| Deposits held in domestic offices | $139,991,000 | 3,128 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,000,000 | 3,282 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $783,000 | 3,892 |
| Total equity capital | $13,498,000 | 3,864 |
| Total bank equity capital | $13,498,000 | 3,864 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $9,230,000 | 2,008 |
| Undivided profits | $4,268,000 | 5,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $800,000 | 3,356 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $645,000 | 4,445 |
| Earning assets | $147,907,000 | 3,250 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $144,938,670 | 3,504 |
| Average Assets, quarterly | $150,506,000 | 3,414 |
| Volatile liabilities | $46,689,000 | 1,999 |
| Insider loans | $1,891,000 | 2,685 |
| FHLB advances | $5,000,000 | 3,090 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $45,124,000 | 1,550 |
| Tier 1 (core) risk-based capital | $13,466,000 | 3,647 |
| Tier 2 risk-based capital | $1,171,000 | 3,184 |
| Total risk weighted assets | $119,171,000 | 2,991 |
| Total unused commitments | $45,124,000 | 1,556 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 67 | 2,570 |
| Assets and Liabilities | ||
| Total Assets: | $141,740,000 | 3,586 |
| Cash and due from depository institutions | $5,338,000 | 2,570 |
| Interest-bearing balances | $833,000 | 3,361 |
| Securities | $2,327,000 | 8,557 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $126,504,000 | 2,647 |
| Loan loss allowance | $1,076,000 | 3,636 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,189,000 | 1,820 |
| Other real estate owned | $0 | 2,570 |
| Goodwill and other intangibles | $92,000 | 2,740 |
| All other assets | $2,290,000 | 4,199 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,740,000 | 3,586 |
| Total liabilities | $128,696,000 | 3,557 |
| Total deposits | $119,667,000 | 3,529 |
| Interest-bearing deposits | $106,889,000 | 3,404 |
| Deposits held in domestic offices | $119,667,000 | 3,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $8,198,000 | 2,533 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $831,000 | 3,783 |
| Total equity capital | $13,044,000 | 3,896 |
| Total bank equity capital | $13,044,000 | 3,896 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $9,230,000 | 1,978 |
| Undivided profits | $3,814,000 | 5,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $528,000 | 4,192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $612,000 | 4,628 |
| Earning assets | $129,664,000 | 3,590 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $137,772,000 | 3,653 |
| Average Assets, quarterly | $137,772,000 | 3,653 |
| Volatile liabilities | $31,802,000 | 2,676 |
| Insider loans | $80,000 | 7,653 |
| FHLB advances | $8,198,000 | 2,395 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $44,361,000 | 1,529 |
| Tier 1 (core) risk-based capital | $12,952,000 | 3,710 |
| Tier 2 risk-based capital | $1,076,000 | 3,351 |
| Total risk weighted assets | $101,930,000 | 3,343 |
| Total unused commitments | $44,361,000 | 1,540 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 67 | 2,559 |
| Assets and Liabilities | ||
| Total Assets: | $133,804,000 | 3,733 |
| Cash and due from depository institutions | $5,061,000 | 2,559 |
| Interest-bearing balances | $494,000 | 3,802 |
| Securities | $3,259,000 | 8,358 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $119,223,000 | 2,762 |
| Loan loss allowance | $990,000 | 3,837 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,385,000 | 2,124 |
| Other real estate owned | $0 | 2,559 |
| Goodwill and other intangibles | $99,000 | 2,684 |
| All other assets | $1,777,000 | 4,877 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,804,000 | 3,733 |
| Total liabilities | $121,189,000 | 3,705 |
| Total deposits | $112,344,000 | 3,659 |
| Interest-bearing deposits | $101,684,000 | 3,491 |
| Deposits held in domestic offices | $112,344,000 | 3,656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $8,348,000 | 2,530 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $497,000 | 5,230 |
| Total equity capital | $12,615,000 | 3,949 |
| Total bank equity capital | $12,615,000 | 3,949 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $9,230,000 | 1,947 |
| Undivided profits | $3,385,000 | 5,568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $748,000 | 3,321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $596,000 | 4,974 |
| Earning assets | $122,976,000 | 3,717 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $117,460,800 | 4,002 |
| Average Assets, quarterly | $129,495,500 | 3,816 |
| Volatile liabilities | $31,130,000 | 2,721 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $8,348,000 | 2,377 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $36,048,000 | 1,728 |
| Tier 1 (core) risk-based capital | $12,517,000 | 3,762 |
| Tier 2 risk-based capital | $990,000 | 3,551 |
| Total risk weighted assets | $93,207,000 | 3,555 |
| Total unused commitments | $36,048,000 | 1,733 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 59 | 2,887 |
| Assets and Liabilities | ||
| Total Assets: | $106,846,000 | 4,334 |
| Cash and due from depository institutions | $4,107,000 | 2,887 |
| Interest-bearing balances | $1,135,000 | 2,834 |
| Securities | $6,942,000 | 7,338 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $91,848,000 | 3,378 |
| Loan loss allowance | $622,000 | 5,118 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,108,000 | 3,893 |
| Other real estate owned | $0 | 2,887 |
| Goodwill and other intangibles | $170,000 | 2,435 |
| All other assets | $1,671,000 | 5,036 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,846,000 | 4,334 |
| Total liabilities | $96,926,000 | 4,302 |
| Total deposits | $89,639,000 | 4,288 |
| Interest-bearing deposits | $80,119,000 | 4,151 |
| Deposits held in domestic offices | $89,639,000 | 4,281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,000,000 | 2,583 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $287,000 | 7,027 |
| Total equity capital | $9,920,000 | 4,538 |
| Total bank equity capital | $9,920,000 | 4,538 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $7,730,000 | 2,167 |
| Undivided profits | $2,190,000 | 6,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,371,000 | 1,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $558,000 | 5,545 |
| Earning assets | $99,925,000 | 4,263 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $110,966,600 | 4,061 |
| Average Assets, quarterly | $109,747,500 | 4,217 |
| Volatile liabilities | $25,608,000 | 3,081 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $7,000,000 | 2,412 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $30,346,000 | 1,840 |
| Tier 1 (core) risk-based capital | $9,746,000 | 4,447 |
| Tier 2 risk-based capital | $622,000 | 4,800 |
| Total risk weighted assets | $66,088,000 | 4,511 |
| Total unused commitments | $30,346,000 | 1,846 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 61 | 2,812 |
| Assets and Liabilities | ||
| Total Assets: | $111,599,000 | 4,073 |
| Cash and due from depository institutions | $1,401,000 | 2,812 |
| Interest-bearing balances | $125,000 | 4,327 |
| Securities | $11,535,000 | 6,354 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $93,868,000 | 3,217 |
| Loan loss allowance | $503,000 | 5,693 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,199,000 | 3,730 |
| Other real estate owned | $367,000 | 2,812 |
| Goodwill and other intangibles | $188,000 | 2,356 |
| All other assets | $2,041,000 | 3,886 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,599,000 | 4,073 |
| Total liabilities | $104,366,000 | 3,928 |
| Total deposits | $87,698,000 | 4,249 |
| Interest-bearing deposits | $80,785,000 | 3,978 |
| Deposits held in domestic offices | $87,698,000 | 4,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,378,000 | 1,880 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $12,750,000 | 1,784 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $540,000 | 5,517 |
| Total equity capital | $7,233,000 | 5,674 |
| Total bank equity capital | $7,233,000 | 5,674 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $5,730,000 | 2,714 |
| Undivided profits | $1,503,000 | 7,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,490,000 | 1,625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $635,000 | 4,256 |
| Earning assets | $105,528,000 | 3,975 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $98,713,200 | 4,339 |
| Average Assets, quarterly | $108,629,500 | 4,116 |
| Volatile liabilities | $33,354,000 | 2,441 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $12,750,000 | 430 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $27,490,000 | 1,855 |
| Tier 1 (core) risk-based capital | $7,072,000 | 5,632 |
| Tier 2 risk-based capital | $503,000 | 5,385 |
| Total risk weighted assets | $70,993,000 | 4,150 |
| Total unused commitments | $27,490,000 | 1,857 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 52 | 3,332 |
| Assets and Liabilities | ||
| Total Assets: | $78,473,000 | 5,284 |
| Cash and due from depository institutions | $1,829,000 | 3,332 |
| Interest-bearing balances | $332,000 | 3,507 |
| Securities | $13,813,000 | 6,078 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $58,647,000 | 4,594 |
| Loan loss allowance | $393,000 | 6,506 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,374,000 | 3,491 |
| Other real estate owned | $75,000 | 3,332 |
| Goodwill and other intangibles | $151,000 | 2,511 |
| All other assets | $1,584,000 | 4,676 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,473,000 | 5,284 |
| Total liabilities | $73,404,000 | 5,143 |
| Total deposits | $61,464,000 | 5,479 |
| Interest-bearing deposits | $55,409,000 | 5,300 |
| Deposits held in domestic offices | $61,464,000 | 5,476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,493,000 | 1,801 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,075,000 | 2,422 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $372,000 | 6,304 |
| Total equity capital | $5,069,000 | 6,928 |
| Total bank equity capital | $5,069,000 | 6,928 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $3,730,000 | 3,768 |
| Undivided profits | $1,339,000 | 7,263 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,072,000 | 2,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $320,000 | 6,225 |
| Earning assets | $72,792,000 | 5,229 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $68,362,800 | 5,635 |
| Average Assets, quarterly | $73,113,000 | 5,483 |
| Volatile liabilities | $24,166,000 | 3,001 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $7,075,000 | 549 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $16,756,000 | 2,684 |
| Tier 1 (core) risk-based capital | $4,969,000 | 7,022 |
| Tier 2 risk-based capital | $393,000 | 6,144 |
| Total risk weighted assets | $42,963,000 | 5,754 |
| Total unused commitments | $16,756,000 | 2,687 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 43 | 3,988 |
| Assets and Liabilities | ||
| Total Assets: | $65,928,000 | 5,943 |
| Cash and due from depository institutions | $1,512,000 | 3,988 |
| Interest-bearing balances | $812,000 | 3,050 |
| Securities | $8,482,000 | 7,557 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $51,886,000 | 4,830 |
| Loan loss allowance | $324,000 | 7,152 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,401,000 | 3,354 |
| Other real estate owned | $118,000 | 3,988 |
| Goodwill and other intangibles | $178,000 | 2,412 |
| All other assets | $1,351,000 | 4,851 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,928,000 | 5,943 |
| Total liabilities | $60,890,000 | 5,807 |
| Total deposits | $60,649,000 | 5,589 |
| Interest-bearing deposits | $56,104,000 | 5,293 |
| Deposits held in domestic offices | $60,649,000 | 5,586 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $241,000 | 8,133 |
| Total equity capital | $5,038,000 | 7,074 |
| Total bank equity capital | $5,038,000 | 7,074 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $3,730,000 | 3,632 |
| Undivided profits | $1,308,000 | 7,809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $679,000 | 3,244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $299,000 | 6,579 |
| Earning assets | $61,180,000 | 5,906 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $65,086,200 | 5,792 |
| Average Assets, quarterly | $66,325,500 | 5,851 |
| Volatile liabilities | $13,391,000 | 4,108 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,919,000 | 4,192 |
| Tier 1 (core) risk-based capital | $4,865,000 | 7,041 |
| Tier 2 risk-based capital | $324,000 | 6,737 |
| Total risk weighted assets | $35,813,000 | 6,279 |
| Total unused commitments | $7,919,000 | 4,197 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 35 | 4,914 |
| Assets and Liabilities | ||
| Total Assets: | $61,401,000 | 6,267 |
| Cash and due from depository institutions | $1,388,000 | 4,914 |
| Interest-bearing balances | $939,000 | 2,544 |
| Securities | $6,152,000 | 8,764 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $50,470,000 | 4,945 |
| Loan loss allowance | $316,000 | 7,399 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,870,000 | 4,042 |
| Other real estate owned | $118,000 | 4,914 |
| Goodwill and other intangibles | $150,000 | 2,413 |
| All other assets | $1,253,000 | 5,154 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,401,000 | 6,267 |
| Total liabilities | $56,668,000 | 6,128 |
| Total deposits | $56,473,000 | 5,923 |
| Interest-bearing deposits | $53,267,000 | 5,530 |
| Deposits held in domestic offices | $56,473,000 | 5,915 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $195,000 | 9,066 |
| Total equity capital | $4,733,000 | 7,386 |
| Total bank equity capital | $4,733,000 | 7,386 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $3,730,000 | 3,555 |
| Undivided profits | $1,003,000 | 8,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $879,000 | 2,731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $344,000 | 6,281 |
| Earning assets | $57,561,000 | 6,155 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $59,270,200 | 6,199 |
| Average Assets, quarterly | $61,534,500 | 6,187 |
| Volatile liabilities | $9,566,000 | 5,149 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $14,579,000 | 2,663 |
| Tier 1 (core) risk-based capital | $4,668,000 | 7,304 |
| Tier 2 risk-based capital | $316,000 | 6,881 |
| Total risk weighted assets | $32,889,000 | 6,645 |
| Total unused commitments | $14,579,000 | 2,669 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 28 | 6,081 |
| Assets and Liabilities | ||
| Total Assets: | $54,442,000 | 6,918 |
| Cash and due from depository institutions | $301,000 | 6,081 |
| Interest-bearing balances | $86,000 | 5,107 |
| Securities | $6,138,000 | 9,318 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $46,333,000 | 5,314 |
| Loan loss allowance | $222,000 | 8,848 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $176,000 | 10,059 |
| Other real estate owned | $0 | 6,081 |
| Goodwill and other intangibles | $61,000 | 2,740 |
| All other assets | $1,433,000 | 4,772 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,442,000 | 6,918 |
| Total liabilities | $50,054,000 | 6,800 |
| Total deposits | $46,770,000 | 6,894 |
| Interest-bearing deposits | $44,799,000 | 6,420 |
| Deposits held in domestic offices | $46,770,000 | 6,886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,885,000 | 2,304 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,242,000 | 3,140 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $157,000 | 9,852 |
| Total equity capital | $4,388,000 | 7,800 |
| Total bank equity capital | $4,388,000 | 7,800 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $3,730,000 | 3,645 |
| Undivided profits | $658,000 | 9,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $978,000 | 2,723 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $271,000 | 7,339 |
| Earning assets | $52,557,000 | 6,697 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $49,310,400 | 7,130 |
| Average Assets, quarterly | $53,807,000 | 6,914 |
| Volatile liabilities | $9,185,000 | 5,128 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $1,242,000 | 766 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $15,053,000 | 2,537 |
| Tier 1 (core) risk-based capital | $4,032,000 | 8,061 |
| Tier 2 risk-based capital | $222,000 | 8,305 |
| Total risk weighted assets | $26,791,000 | 7,540 |
| Total unused commitments | $15,053,000 | 2,549 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 22 | 7,361 |
| Assets and Liabilities | ||
| Total Assets: | $45,334,000 | 7,840 |
| Cash and due from depository institutions | $401,000 | 7,361 |
| Interest-bearing balances | $202,000 | 4,169 |
| Securities | $3,393,000 | 10,867 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $39,978,000 | 5,842 |
| Loan loss allowance | $226,000 | 9,062 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $124,000 | 10,859 |
| Other real estate owned | $514,000 | 7,361 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $924,000 | 6,717 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,334,000 | 7,840 |
| Total liabilities | $42,631,000 | 7,624 |
| Total deposits | $42,268,000 | 7,479 |
| Interest-bearing deposits | $39,953,000 | 7,045 |
| Deposits held in domestic offices | $42,268,000 | 7,475 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $190,000 | 4,057 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $173,000 | 10,088 |
| Total equity capital | $2,703,000 | 9,847 |
| Total bank equity capital | $2,703,000 | 9,847 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,211,000 | 1,182 |
| Surplus | $966,000 | 8,102 |
| Undivided profits | $-1,474,000 | 11,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $136,000 | 7,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $233,000 | 8,211 |
| Earning assets | $43,573,000 | 7,617 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $47,526,800 | 7,427 |
| Average Assets, quarterly | $46,087,000 | 7,710 |
| Volatile liabilities | $3,873,000 | 7,769 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $190,000 | 836 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $9,360,000 | 3,440 |
| Tier 1 (core) risk-based capital | $2,722,000 | 9,758 |
| Tier 2 risk-based capital | $226,000 | 8,436 |
| Total risk weighted assets | $23,978,000 | 8,087 |
| Total unused commitments | $9,360,000 | 3,454 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 17 | 8,823 |
| Assets and Liabilities | ||
| Total Assets: | $48,538,000 | 7,644 |
| Cash and due from depository institutions | $3,973,000 | 8,823 |
| Interest-bearing balances | $3,486,000 | 1,027 |
| Securities | $5,472,000 | 10,631 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $35,336,000 | 6,320 |
| Loan loss allowance | $353,000 | 7,692 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $167,000 | 10,993 |
| Other real estate owned | $910,000 | 8,823 |
| Goodwill and other intangibles | $706,000 | 1,257 |
| All other assets | $1,974,000 | 3,885 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,538,000 | 7,644 |
| Total liabilities | $46,332,000 | 7,380 |
| Total deposits | $37,484,000 | 8,148 |
| Interest-bearing deposits | $36,915,000 | 7,463 |
| Deposits held in domestic offices | $37,484,000 | 8,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,538,000 | 2,430 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,980,000 | 1,618 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $330,000 | 6,907 |
| Total equity capital | $2,206,000 | 10,618 |
| Total bank equity capital | $2,206,000 | 10,618 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,211,000 | 1,198 |
| Surplus | $966,000 | 8,313 |
| Undivided profits | $-1,971,000 | 12,344 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $270,000 | 5,954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $206,000 | 8,332 |
| Earning assets | $44,294,000 | 7,626 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $51,282,200 | 7,285 |
| Average Assets, quarterly | $48,211,500 | 7,631 |
| Volatile liabilities | $10,629,000 | 4,163 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $5,980,000 | 585 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,843,000 | 6,510 |
| Tier 1 (core) risk-based capital | $2,487,000 | 10,302 |
| Tier 2 risk-based capital | $353,000 | 6,772 |
| Total risk weighted assets | $32,739,000 | 6,847 |
| Total unused commitments | $2,843,000 | 6,521 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 36 | 5,574 |
| Assets and Liabilities | ||
| Total Assets: | $58,225,000 | 6,992 |
| Cash and due from depository institutions | $2,226,000 | 5,574 |
| Interest-bearing balances | $199,000 | 5,601 |
| Securities | $7,963,000 | 9,915 |
| Federal funds sold & reverse repurchase agreements | $7,300,000 | 1,902 |
| Net loans & leases | $37,429,000 | 6,009 |
| Loan loss allowance | $395,000 | 7,474 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $136,000 | 11,813 |
| Other real estate owned | $995,000 | 5,574 |
| Goodwill and other intangibles | $840,000 | 1,088 |
| All other assets | $1,336,000 | 4,891 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,225,000 | 6,992 |
| Total liabilities | $54,870,000 | 6,799 |
| Total deposits | $50,000,000 | 7,053 |
| Interest-bearing deposits | $48,294,000 | 6,512 |
| Deposits held in domestic offices | $50,000,000 | 7,045 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,011,000 | 1,647 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $859,000 | 3,509 |
| Total equity capital | $3,355,000 | 9,272 |
| Total bank equity capital | $3,355,000 | 9,272 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,211,000 | 1,195 |
| Surplus | $966,000 | 8,507 |
| Undivided profits | $-822,000 | 12,778 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $673,000 | 4,122 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $214,000 | 7,795 |
| Earning assets | $52,891,000 | 7,023 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $62,860,400 | 6,444 |
| Average Assets, quarterly | $59,290,000 | 6,844 |
| Volatile liabilities | $10,975,000 | 3,833 |
| Insider loans | $429,000 | 6,178 |
| FHLB advances | $4,000,000 | 553 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,282,000 | 2,657 |
| Tier 1 (core) risk-based capital | $3,271,000 | 9,325 |
| Tier 2 risk-based capital | $350,000 | 6,856 |
| Total risk weighted assets | $28,037,000 | 7,596 |
| Total unused commitments | $12,282,000 | 2,679 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 29 | 6,705 |
| Assets and Liabilities | ||
| Total Assets: | $66,225,000 | 6,410 |
| Cash and due from depository institutions | $5,236,000 | 6,705 |
| Interest-bearing balances | $3,789,000 | 1,806 |
| Securities | $11,423,000 | 8,601 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $42,626,000 | 5,472 |
| Loan loss allowance | $375,000 | 7,772 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $102,000 | 12,714 |
| Other real estate owned | $1,235,000 | 6,705 |
| Goodwill and other intangibles | $2,139,000 | 694 |
| All other assets | $3,464,000 | 2,226 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,225,000 | 6,410 |
| Total liabilities | $62,196,000 | 6,234 |
| Total deposits | $55,733,000 | 6,652 |
| Interest-bearing deposits | $47,971,000 | 6,704 |
| Deposits held in domestic offices | $55,733,000 | 6,643 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,054,000 | 1,202 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $409,000 | 6,720 |
| Total equity capital | $4,029,000 | 8,233 |
| Total bank equity capital | $4,029,000 | 8,233 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,231,000 | 1,211 |
| Surplus | $958,000 | 8,587 |
| Undivided profits | $-160,000 | 12,842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $333,000 | 6,905 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $248,000 | 7,575 |
| Earning assets | $57,838,000 | 6,649 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $70,974,200 | 5,931 |
| Average Assets, quarterly | $69,001,000 | 6,150 |
| Volatile liabilities | $14,499,000 | 3,053 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $6,000,000 | 465 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,671,000 | 3,503 |
| Tier 1 (core) risk-based capital | $3,399,000 | 9,020 |
| Tier 2 risk-based capital | $375,000 | 6,541 |
| Total risk weighted assets | $35,321,000 | 6,513 |
| Total unused commitments | $9,671,000 | 3,046 |
| Derivatives | $0 | 651 |