Home > Sterling Bank > Income and Expense
Sterling Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,401,000 | 3,797 |
| Total interest expense | $2,503,000 | 5,408 |
| Net interest income | $5,898,000 | 2,957 |
| Provision for loan and lease losses | $1,237,000 | 837 |
| Total noninterest income | $1,077,000 | 2,869 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $620,000 | 2,118 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $457,000 | 3,008 |
| Total noninterest expense | $6,331,000 | 2,041 |
| Salaries and employee benefits | $2,842,000 | 2,330 |
| Premises and equipment expense | $1,035,000 | 1,916 |
| Additional noninterest expense | $2,454,000 | 1,728 |
| Pre-tax net operating income | $-593,000 | 10,767 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $314,000 | 5,598 |
| Income before extraordinary items | $-907,000 | 10,846 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-907,000 | 10,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,410,000 | 629 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-907,000 | 10,834 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,612,000 | 3,762 |
| Total interest expense | $2,485,000 | 5,542 |
| Net interest income | $6,127,000 | 2,895 |
| Provision for loan and lease losses | $873,000 | 1,134 |
| Total noninterest income | $1,615,000 | 2,171 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $444,000 | 3,050 |
| Trading account gains and fees | $1,000 | 257 |
| Additional Noninterest Income | $1,170,000 | 1,630 |
| Total noninterest expense | $7,840,000 | 1,810 |
| Salaries and employee benefits | $2,807,000 | 2,364 |
| Premises and equipment expense | $1,081,000 | 1,858 |
| Additional noninterest expense | $3,952,000 | 1,366 |
| Pre-tax net operating income | $-971,000 | 11,335 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,000 | 10,509 |
| Income before extraordinary items | $-973,000 | 11,366 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-973,000 | 11,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,119,000 | 836 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-973,000 | 11,343 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,245,000 | 3,533 |
| Total interest expense | $3,108,000 | 4,606 |
| Net interest income | $6,137,000 | 2,897 |
| Provision for loan and lease losses | $1,185,000 | 841 |
| Total noninterest income | $1,012,000 | 3,071 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $319,000 | 4,071 |
| Trading account gains and fees | $8,000 | 442 |
| Additional Noninterest Income | $685,000 | 2,324 |
| Total noninterest expense | $10,587,000 | 1,338 |
| Salaries and employee benefits | $2,892,000 | 2,296 |
| Premises and equipment expense | $1,162,000 | 1,740 |
| Additional noninterest expense | $6,533,000 | 910 |
| Pre-tax net operating income | $-4,623,000 | 11,962 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-320,000 | 11,841 |
| Income before extraordinary items | $-4,303,000 | 11,938 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-4,303,000 | 11,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,033,000 | 868 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-4,303,000 | 11,936 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,155,000 | 3,285 |
| Total interest expense | $3,036,000 | 3,921 |
| Net interest income | $6,119,000 | 2,949 |
| Provision for loan and lease losses | $535,000 | 1,459 |
| Total noninterest income | $4,107,000 | 1,059 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $288,000 | 4,516 |
| Trading account gains and fees | $1,217,000 | 110 |
| Additional Noninterest Income | $2,602,000 | 966 |
| Total noninterest expense | $15,147,000 | 1,000 |
| Salaries and employee benefits | $5,763,000 | 1,174 |
| Premises and equipment expense | $1,801,000 | 1,171 |
| Additional noninterest expense | $7,583,000 | 856 |
| Pre-tax net operating income | $-5,456,000 | 12,580 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-2,051,000 | 12,557 |
| Income before extraordinary items | $-3,405,000 | 12,531 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-3,405,000 | 12,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $682,000 | 1,114 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-3,405,000 | 12,532 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,573,000 | 2,934 |
| Total interest expense | $3,363,000 | 3,725 |
| Net interest income | $7,210,000 | 2,489 |
| Provision for loan and lease losses | $898,000 | 1,408 |
| Total noninterest income | $6,889,000 | 777 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $488,000 | 2,862 |
| Trading account gains and fees | $2,955,000 | 84 |
| Additional Noninterest Income | $3,446,000 | 874 |
| Total noninterest expense | $15,308,000 | 1,031 |
| Salaries and employee benefits | $6,806,000 | 1,003 |
| Premises and equipment expense | $1,777,000 | 1,205 |
| Additional noninterest expense | $6,725,000 | 1,005 |
| Pre-tax net operating income | $-2,107,000 | 13,092 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-864,000 | 13,168 |
| Income before extraordinary items | $-1,243,000 | 13,026 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-1,243,000 | 13,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,223,000 | 987 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,243,000 | 12,993 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,151,000 | 2,883 |
| Total interest expense | $4,104,000 | 3,984 |
| Net interest income | $8,047,000 | 2,260 |
| Provision for loan and lease losses | $1,073,000 | 1,756 |
| Total noninterest income | $7,927,000 | 696 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $547,000 | 2,518 |
| Trading account gains and fees | $1,947,000 | 111 |
| Additional Noninterest Income | $5,433,000 | 644 |
| Total noninterest expense | $16,060,000 | 1,015 |
| Salaries and employee benefits | $6,530,000 | 1,033 |
| Premises and equipment expense | $1,692,000 | 1,302 |
| Additional noninterest expense | $7,838,000 | 931 |
| Pre-tax net operating income | $-1,159,000 | 13,505 |
| Securities gains (losses) | $51,000 | 4,091 |
| Applicable income taxes | $-463,000 | 13,746 |
| Income before extraordinary items | $-645,000 | 13,440 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-645,000 | 13,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $599,000 | 2,176 |
| Cash dividends | $730,000 | 2,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-677,640 | 13,366 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.