Home > Sterling Bank > Income and Expense

Sterling Bank, Income and Expense

2011-06-30 (YTD Data)Rank
Total interest income$91,814,000189
Total interest expense$11,999,000251
Net interest income$79,815,000173
Provision for loan and lease losses$20,000,000137
Total noninterest income$12,614,000314
Gross Fiduciary activities income$135,000678
Service charges on deposit accounts$6,443,000145
Trading account gains and fees$0153
Additional Noninterest Income$6,036,000371
Total noninterest expense$83,061,000145
Salaries and employee benefits$37,424,000138
Premises and equipment expense$12,764,000122
Additional noninterest expense$32,873,000157
Pre-tax net operating income$-10,632,0007,449
Securities gains (losses)$-1,567,0007,487
Applicable income taxes$-2,919,0007,474
Income before extraordinary items$-9,280,0007,438
Extraordinary gains, net$015
Net income$-9,280,0007,438
Minority interest net income$089
Net income of bank and minority interests.$-9,280,0007,438
Net charge-offs$19,139,000156
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-8,089,0807,425
2011-03-31 (YTD Data)Rank
Total interest income$46,525,000186
Total interest expense$6,124,000260
Net interest income$40,401,000171
Provision for loan and lease losses$10,800,000129
Total noninterest income$9,379,000241
Gross Fiduciary activities income$64,000691
Service charges on deposit accounts$3,284,000144
Trading account gains and fees$0158
Additional Noninterest Income$6,031,000244
Total noninterest expense$38,171,000157
Salaries and employee benefits$19,418,000136
Premises and equipment expense$6,444,000122
Additional noninterest expense$12,309,000196
Pre-tax net operating income$809,0001,764
Securities gains (losses)$-429,0007,512
Applicable income taxes$-1,014,0007,520
Income before extraordinary items$1,394,000872
Extraordinary gains, net$09
Net income$1,394,000871
Minority interest net income$086
Net income of bank and minority interests.$1,394,000872
Net charge-offs$12,406,000133
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,823,000695
2010-12-31 (YTD Data)Rank
Total interest income$205,463,000175
Total interest expense$32,963,000240
Net interest income$172,500,000161
Provision for loan and lease losses$46,890,000189
Total noninterest income$32,644,000273
Gross Fiduciary activities income$292,000676
Service charges on deposit accounts$14,376,000126
Trading account gains and fees$0175
Additional Noninterest Income$17,976,000297
Total noninterest expense$154,092,000157
Salaries and employee benefits$81,027,000127
Premises and equipment expense$24,855,000122
Additional noninterest expense$48,210,000207
Pre-tax net operating income$4,162,0001,218
Securities gains (losses)$-56,0007,169
Applicable income taxes$-671,0007,233
Income before extraordinary items$4,777,000925
Extraordinary gains, net$029
Net income$4,777,000926
Minority interest net income$0111
Net income of bank and minority interests.$4,777,000927
Net charge-offs$44,481,000185
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,833,000871
2010-09-30 (YTD Data)Rank
Total interest income$157,826,000172
Total interest expense$25,916,000237
Net interest income$131,910,000160
Provision for loan and lease losses$40,840,000166
Total noninterest income$24,862,000264
Gross Fiduciary activities income$210,000675
Service charges on deposit accounts$10,807,000126
Trading account gains and fees$0165
Additional Noninterest Income$13,845,000280
Total noninterest expense$115,726,000153
Salaries and employee benefits$61,241,000122
Premises and equipment expense$18,356,000122
Additional noninterest expense$36,129,000200
Pre-tax net operating income$206,0005,228
Securities gains (losses)$80,0002,112
Applicable income taxes$-1,232,0007,536
Income before extraordinary items$1,518,0002,120
Extraordinary gains, net$023
Net income$1,518,0002,122
Minority interest net income$0110
Net income of bank and minority interests.$1,518,0002,123
Net charge-offs$34,818,000177
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,438,0002,122
2010-06-30 (YTD Data)Rank
Total interest income$106,655,000172
Total interest expense$17,909,000233
Net interest income$88,746,000160
Provision for loan and lease losses$33,622,000147
Total noninterest income$14,630,000286
Gross Fiduciary activities income$143,000671
Service charges on deposit accounts$7,079,000127
Trading account gains and fees$0152
Additional Noninterest Income$7,408,000330
Total noninterest expense$76,802,000156
Salaries and employee benefits$40,664,000124
Premises and equipment expense$12,375,000120
Additional noninterest expense$23,763,000204
Pre-tax net operating income$-7,048,0007,622
Securities gains (losses)$37,0002,071
Applicable income taxes$-3,330,0007,743
Income before extraordinary items$-3,681,0007,500
Extraordinary gains, net$019
Net income$-3,681,0007,499
Minority interest net income$0105
Net income of bank and minority interests.$-3,681,0007,500
Net charge-offs$27,371,000160
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-3,704,6807,497
2010-03-31 (YTD Data)Rank
Total interest income$53,813,000173
Total interest expense$8,789,000251
Net interest income$45,024,000159
Provision for loan and lease losses$22,936,000125
Total noninterest income$7,013,000303
Gross Fiduciary activities income$56,000739
Service charges on deposit accounts$3,488,000130
Trading account gains and fees$0175
Additional Noninterest Income$3,469,000336
Total noninterest expense$38,781,000149
Salaries and employee benefits$20,357,000119
Premises and equipment expense$6,221,000118
Additional noninterest expense$12,203,000206
Pre-tax net operating income$-9,680,0007,846
Securities gains (losses)$20,0001,521
Applicable income taxes$-4,460,0007,898
Income before extraordinary items$-5,200,0007,798
Extraordinary gains, net$016
Net income$-5,200,0007,799
Minority interest net income$091
Net income of bank and minority interests.$-5,200,0007,799
Net charge-offs$21,022,000130
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-5,212,8007,789
2009-12-31 (YTD Data)Rank
Total interest income$241,540,000162
Total interest expense$45,306,000250
Net interest income$196,234,000144
Provision for loan and lease losses$86,433,000166
Total noninterest income$34,903,000261
Gross Fiduciary activities income$233,000719
Service charges on deposit accounts$15,431,000131
Trading account gains and fees$0211
Additional Noninterest Income$19,239,000280
Total noninterest expense$159,609,000154
Salaries and employee benefits$86,364,000114
Premises and equipment expense$25,763,000116
Additional noninterest expense$47,482,000234
Pre-tax net operating income$-14,905,0007,628
Securities gains (losses)$-1,806,0007,792
Applicable income taxes$-7,962,0007,840
Income before extraordinary items$-8,749,0007,504
Extraordinary gains, net$034
Net income$-8,749,0007,503
Minority interest net income$0115
Net income of bank and minority interests.$-8,749,0007,503
Net charge-offs$60,878,000168
Cash dividends$21,409,000103
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-7,593,1607,475
2009-09-30 (YTD Data)Rank
Total interest income$183,865,000169
Total interest expense$35,449,000263
Net interest income$148,416,000146
Provision for loan and lease losses$75,433,000158
Total noninterest income$28,665,000245
Gross Fiduciary activities income$180,000713
Service charges on deposit accounts$11,709,000129
Trading account gains and fees$0212
Additional Noninterest Income$16,776,000259
Total noninterest expense$122,089,000157
Salaries and employee benefits$67,435,000112
Premises and equipment expense$19,497,000120
Additional noninterest expense$35,157,000229
Pre-tax net operating income$-20,441,0007,877
Securities gains (losses)$16,0002,829
Applicable income taxes$-8,684,0007,963
Income before extraordinary items$-11,741,0007,822
Extraordinary gains, net$027
Net income$-11,741,0007,821
Minority interest net income$0118
Net income of bank and minority interests.$-11,741,0007,821
Net charge-offs$54,551,000152
Cash dividends$19,409,00088
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-11,751,2407,822
2009-06-30 (YTD Data)Rank
Total interest income$123,929,000174
Total interest expense$24,450,000267
Net interest income$99,479,000151
Provision for loan and lease losses$21,052,000279
Total noninterest income$21,199,000227
Gross Fiduciary activities income$109,000747
Service charges on deposit accounts$7,863,000132
Trading account gains and fees$0193
Additional Noninterest Income$13,227,000238
Total noninterest expense$82,173,000165
Salaries and employee benefits$46,430,000117
Premises and equipment expense$13,045,000126
Additional noninterest expense$22,698,000240
Pre-tax net operating income$17,453,000150
Securities gains (losses)$13,0002,499
Applicable income taxes$5,361,000162
Income before extraordinary items$12,105,000162
Extraordinary gains, net$021
Net income$12,105,000161
Minority interest net income$0112
Net income of bank and minority interests.$12,105,000162
Net charge-offs$17,154,000260
Cash dividends$13,408,00080
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$12,096,030157
2009-03-31 (YTD Data)Rank
Total interest income$62,499,000178
Total interest expense$12,749,000271
Net interest income$49,750,000150
Provision for loan and lease losses$9,552,000263
Total noninterest income$10,587,000222
Gross Fiduciary activities income$55,000753
Service charges on deposit accounts$4,112,000122
Trading account gains and fees$0171
Additional Noninterest Income$6,420,000218
Total noninterest expense$38,517,000170
Salaries and employee benefits$22,277,000125
Premises and equipment expense$6,365,000132
Additional noninterest expense$9,875,000235
Pre-tax net operating income$12,268,000129
Securities gains (losses)$15,0001,797
Applicable income taxes$3,853,000124
Income before extraordinary items$8,430,000137
Extraordinary gains, net$015
Net income$8,430,000136
Minority interest net income$0102
Net income of bank and minority interests.$8,430,000137
Net charge-offs$2,026,000599
Cash dividends$7,500,00074
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$8,419,650130
2008-12-31 (YTD Data)Rank
Total interest income$275,104,000177
Total interest expense$70,809,000247
Net interest income$204,295,000145
Provision for loan and lease losses$29,190,000273
Total noninterest income$40,088,000221
Gross Fiduciary activities income$264,000725
Service charges on deposit accounts$15,771,000128
Trading account gains and fees$-1,0008,175
Additional Noninterest Income$24,054,000216
Total noninterest expense$152,696,000176
Salaries and employee benefits$85,253,000128
Premises and equipment expense$24,236,000124
Additional noninterest expense$43,207,000241
Pre-tax net operating income$62,497,000120
Securities gains (losses)$478,000388
Applicable income taxes$19,812,000110
Income before extraordinary items$43,163,000109
Extraordinary gains, net$039
Net income$43,163,000110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,459,000314
Cash dividends$16,000,000195
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$42,833,180121
2008-09-30 (YTD Data)Rank
Total interest income$207,697,000185
Total interest expense$55,329,000247
Net interest income$152,368,000153
Provision for loan and lease losses$21,690,000230
Total noninterest income$30,357,000232
Gross Fiduciary activities income$194,000729
Service charges on deposit accounts$11,906,000133
Trading account gains and fees$-1,0008,258
Additional Noninterest Income$18,258,000232
Total noninterest expense$113,799,000167
Salaries and employee benefits$63,315,000131
Premises and equipment expense$17,824,000133
Additional noninterest expense$32,660,000220
Pre-tax net operating income$47,236,000145
Securities gains (losses)$535,000302
Applicable income taxes$15,393,000134
Income before extraordinary items$32,378,000143
Extraordinary gains, net$031
Net income$32,378,000143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,914,000266
Cash dividends$12,000,000204
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$32,014,200154
2008-06-30 (YTD Data)Rank
Total interest income$139,255,000186
Total interest expense$37,801,000253
Net interest income$101,454,000149
Provision for loan and lease losses$12,317,000226
Total noninterest income$21,349,000223
Gross Fiduciary activities income$116,000768
Service charges on deposit accounts$8,025,000132
Trading account gains and fees$0149
Additional Noninterest Income$13,208,000228
Total noninterest expense$74,527,000167
Salaries and employee benefits$41,623,000135
Premises and equipment expense$11,845,000132
Additional noninterest expense$21,059,000220
Pre-tax net operating income$35,959,000138
Securities gains (losses)$03,233
Applicable income taxes$11,734,000141
Income before extraordinary items$24,225,000145
Extraordinary gains, net$021
Net income$24,225,000145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,112,000301
Cash dividends$8,000,000219
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$24,225,000143
2008-03-31 (YTD Data)Rank
Total interest income$70,688,000189
Total interest expense$20,976,000246
Net interest income$49,712,000151
Provision for loan and lease losses$4,150,000241
Total noninterest income$10,670,000227
Gross Fiduciary activities income$63,000755
Service charges on deposit accounts$3,876,000137
Trading account gains and fees$0158
Additional Noninterest Income$6,731,000224
Total noninterest expense$37,169,000169
Salaries and employee benefits$20,759,000136
Premises and equipment expense$5,878,000135
Additional noninterest expense$10,532,000205
Pre-tax net operating income$19,063,000145
Securities gains (losses)$02,688
Applicable income taxes$6,224,000145
Income before extraordinary items$12,839,000152
Extraordinary gains, net$015
Net income$12,839,000152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,915,000234
Cash dividends$4,000,000217
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$12,839,000149
2007-12-31 (YTD Data)Rank
Total interest income$288,853,000187
Total interest expense$96,386,000237
Net interest income$192,467,000152
Provision for loan and lease losses$3,820,000518
Total noninterest income$35,603,000245
Gross Fiduciary activities income$236,000766
Service charges on deposit accounts$14,326,000143
Trading account gains and fees$3,000169
Additional Noninterest Income$21,038,000254
Total noninterest expense$137,019,000174
Salaries and employee benefits$81,039,000135
Premises and equipment expense$20,645,000139
Additional noninterest expense$35,335,000225
Pre-tax net operating income$87,231,000146
Securities gains (losses)$3,0001,730
Applicable income taxes$28,707,000149
Income before extraordinary items$58,527,000155
Extraordinary gains, net$039
Net income$58,527,000154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,897,000472
Cash dividends$25,501,000206
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$58,524,990153
2007-09-30 (YTD Data)Rank
Total interest income$214,906,000188
Total interest expense$71,372,000243
Net interest income$143,534,000152
Provision for loan and lease losses$2,220,000475
Total noninterest income$25,530,000255
Gross Fiduciary activities income$185,000744
Service charges on deposit accounts$10,532,000146
Trading account gains and fees$3,000174
Additional Noninterest Income$14,810,000262
Total noninterest expense$101,120,000171
Salaries and employee benefits$60,089,000136
Premises and equipment expense$15,328,000141
Additional noninterest expense$25,703,000223
Pre-tax net operating income$65,724,000165
Securities gains (losses)$01,655
Applicable income taxes$21,824,000164
Income before extraordinary items$43,900,000173
Extraordinary gains, net$033
Net income$43,900,000171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,518,000488
Cash dividends$20,500,000195
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$43,900,000171
2007-06-30 (YTD Data)Rank
Total interest income$140,654,000201
Total interest expense$45,981,000264
Net interest income$94,673,000164
Provision for loan and lease losses$1,370,000460
Total noninterest income$15,037,000295
Gross Fiduciary activities income$118,000772
Service charges on deposit accounts$6,705,000153
Trading account gains and fees$0168
Additional Noninterest Income$8,214,000307
Total noninterest expense$66,572,000185
Salaries and employee benefits$39,455,000148
Premises and equipment expense$10,053,000154
Additional noninterest expense$17,064,000231
Pre-tax net operating income$41,768,000180
Securities gains (losses)$01,444
Applicable income taxes$13,826,000185
Income before extraordinary items$27,942,000183
Extraordinary gains, net$029
Net income$27,942,000183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,443,000343
Cash dividends$13,500,000212
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$27,942,000181
2007-03-31 (YTD Data)Rank
Total interest income$68,095,000203
Total interest expense$22,035,000266
Net interest income$46,060,000161
Provision for loan and lease losses$370,000669
Total noninterest income$7,725,000283
Gross Fiduciary activities income$69,000747
Service charges on deposit accounts$3,375,000147
Trading account gains and fees$1,000189
Additional Noninterest Income$4,280,000300
Total noninterest expense$32,755,000183
Salaries and employee benefits$19,688,000147
Premises and equipment expense$4,906,000158
Additional noninterest expense$8,161,000233
Pre-tax net operating income$20,660,000180
Securities gains (losses)$01,187
Applicable income taxes$7,215,000176
Income before extraordinary items$13,445,000182
Extraordinary gains, net$022
Net income$13,445,000181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$406,000478
Cash dividends$3,500,000300
Sale, conversion, retirement of capital stock, net$0885
Net operating income$13,445,000181
2006-12-31 (YTD Data)Rank
Total interest income$255,672,000195
Total interest expense$77,352,000259
Net interest income$178,320,000162
Provision for loan and lease losses$4,304,000281
Total noninterest income$30,080,000271
Gross Fiduciary activities income$276,000734
Service charges on deposit accounts$12,498,000150
Trading account gains and fees$-303,0008,668
Additional Noninterest Income$17,609,000293
Total noninterest expense$127,767,000175
Salaries and employee benefits$76,045,000144
Premises and equipment expense$17,871,000158
Additional noninterest expense$33,851,000224
Pre-tax net operating income$76,329,000193
Securities gains (losses)$204,000382
Applicable income taxes$24,968,000192
Income before extraordinary items$51,565,000198
Extraordinary gains, net$051
Net income$51,565,000198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,659,000182
Cash dividends$78,974,000104
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$51,428,320196
2006-09-30 (YTD Data)Rank
Total interest income$185,581,000208
Total interest expense$54,104,000277
Net interest income$131,477,000175
Provision for loan and lease losses$4,304,000209
Total noninterest income$22,424,000288
Gross Fiduciary activities income$224,000710
Service charges on deposit accounts$8,951,000159
Trading account gains and fees$-302,0008,734
Additional Noninterest Income$13,551,000301
Total noninterest expense$93,820,000189
Salaries and employee benefits$56,340,000157
Premises and equipment expense$13,204,000169
Additional noninterest expense$24,276,000242
Pre-tax net operating income$55,777,000209
Securities gains (losses)$01,388
Applicable income taxes$18,078,000217
Income before extraordinary items$37,699,000215
Extraordinary gains, net$045
Net income$37,699,000215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,541,000183
Cash dividends$41,250,000125
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$37,699,000214
2006-06-30 (YTD Data)Rank
Total interest income$120,571,000214
Total interest expense$33,390,000287
Net interest income$87,181,000180
Provision for loan and lease losses$3,446,000183
Total noninterest income$15,204,000289
Gross Fiduciary activities income$153,000707
Service charges on deposit accounts$5,638,000168
Trading account gains and fees$-302,0008,768
Additional Noninterest Income$9,715,000291
Total noninterest expense$62,217,000196
Salaries and employee benefits$37,497,000159
Premises and equipment expense$8,726,000176
Additional noninterest expense$15,994,000247
Pre-tax net operating income$36,722,000221
Securities gains (losses)$01,185
Applicable income taxes$12,156,000228
Income before extraordinary items$24,566,000226
Extraordinary gains, net$039
Net income$24,566,000226
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,794,000175
Cash dividends$37,250,00098
Sale, conversion, retirement of capital stock, net$0887
Net operating income$24,566,000223
2006-03-31 (YTD Data)Rank
Total interest income$58,145,000216
Total interest expense$15,428,000291
Net interest income$42,717,000184
Provision for loan and lease losses$1,524,000193
Total noninterest income$6,225,000330
Gross Fiduciary activities income$80,000700
Service charges on deposit accounts$2,577,000177
Trading account gains and fees$-135,0008,776
Additional Noninterest Income$3,703,000333
Total noninterest expense$30,542,000202
Salaries and employee benefits$18,675,000160
Premises and equipment expense$4,261,000182
Additional noninterest expense$7,606,000253
Pre-tax net operating income$16,876,000231
Securities gains (losses)$0955
Applicable income taxes$5,557,000232
Income before extraordinary items$11,319,000235
Extraordinary gains, net$021
Net income$11,319,000235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,638,000153
Cash dividends$4,500,000232
Sale, conversion, retirement of capital stock, net$0648
Net operating income$11,319,000233
2005-12-31 (YTD Data)Rank
Total interest income$205,583,000213
Total interest expense$47,439,000293
Net interest income$158,144,000189
Provision for loan and lease losses$13,200,000117
Total noninterest income$25,557,000326
Gross Fiduciary activities income$280,000734
Service charges on deposit accounts$11,616,000163
Trading account gains and fees$147,00096
Additional Noninterest Income$13,514,000359
Total noninterest expense$109,110,000205
Salaries and employee benefits$61,229,000179
Premises and equipment expense$16,631,000175
Additional noninterest expense$31,250,000252
Pre-tax net operating income$61,391,000233
Securities gains (losses)$96,000715
Applicable income taxes$19,203,000249
Income before extraordinary items$42,284,000239
Extraordinary gains, net$046
Net income$42,284,000239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,963,000113
Cash dividends$47,175,000136
Sale, conversion, retirement of capital stock, net$0934
Net operating income$42,217,760237
2005-09-30 (YTD Data)Rank
Total interest income$153,381,000210
Total interest expense$32,887,000297
Net interest income$120,494,000188
Provision for loan and lease losses$10,165,000113
Total noninterest income$19,088,000330
Gross Fiduciary activities income$207,000722
Service charges on deposit accounts$8,720,000160
Trading account gains and fees$132,00087
Additional Noninterest Income$10,029,000361
Total noninterest expense$85,843,000199
Salaries and employee benefits$50,474,000164
Premises and equipment expense$12,164,000179
Additional noninterest expense$23,205,000255
Pre-tax net operating income$43,574,000251
Securities gains (losses)$96,000675
Applicable income taxes$14,038,000262
Income before extraordinary items$29,632,000250
Extraordinary gains, net$035
Net income$29,632,000251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,932,000117
Cash dividends$41,875,000113
Sale, conversion, retirement of capital stock, net$0769
Net operating income$29,566,720246
2005-06-30 (YTD Data)Rank
Total interest income$98,499,000208
Total interest expense$19,722,000304
Net interest income$78,777,000192
Provision for loan and lease losses$5,815,000113
Total noninterest income$12,531,000333
Gross Fiduciary activities income$134,000720
Service charges on deposit accounts$5,879,000153
Trading account gains and fees$98,00082
Additional Noninterest Income$6,420,000366
Total noninterest expense$57,643,000198
Salaries and employee benefits$34,119,000162
Premises and equipment expense$8,076,000178
Additional noninterest expense$15,448,000251
Pre-tax net operating income$27,850,000249
Securities gains (losses)$90,000607
Applicable income taxes$8,905,000263
Income before extraordinary items$19,035,000250
Extraordinary gains, net$030
Net income$19,035,000250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,838,000151
Cash dividends$4,500,000368
Sale, conversion, retirement of capital stock, net$0643
Net operating income$18,973,800247
2005-03-31 (YTD Data)Rank
Total interest income$47,226,000213
Total interest expense$8,650,000315
Net interest income$38,576,000194
Provision for loan and lease losses$3,340,000107
Total noninterest income$6,321,000323
Gross Fiduciary activities income$71,000720
Service charges on deposit accounts$2,991,000149
Trading account gains and fees$109,00082
Additional Noninterest Income$3,150,000356
Total noninterest expense$28,207,000205
Salaries and employee benefits$17,181,000166
Premises and equipment expense$3,914,000186
Additional noninterest expense$7,112,000251
Pre-tax net operating income$13,350,000254
Securities gains (losses)$85,000407
Applicable income taxes$4,298,000261
Income before extraordinary items$9,137,000255
Extraordinary gains, net$024
Net income$9,137,000255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,977,000155
Cash dividends$1,800,000397
Sale, conversion, retirement of capital stock, net$0491
Net operating income$9,079,200254
2004-12-31 (YTD Data)Rank
Total interest income$166,438,000225
Total interest expense$24,385,000356
Net interest income$142,053,000202
Provision for loan and lease losses$12,250,000129
Total noninterest income$29,114,000300
Gross Fiduciary activities income$234,000755
Service charges on deposit accounts$14,934,000139
Trading account gains and fees$-460,0008,962
Additional Noninterest Income$14,406,000334
Total noninterest expense$116,210,000201
Salaries and employee benefits$68,272,000161
Premises and equipment expense$17,342,000169
Additional noninterest expense$30,596,000254
Pre-tax net operating income$42,707,000293
Securities gains (losses)$-352,0008,855
Applicable income taxes$12,247,000332
Income before extraordinary items$30,108,000283
Extraordinary gains, net$034
Net income$30,108,000283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,740,000131
Cash dividends$10,100,000353
Sale, conversion, retirement of capital stock, net$0872
Net operating income$30,357,920274
2004-09-30 (YTD Data)Rank
Total interest income$121,754,000228
Total interest expense$17,203,000371
Net interest income$104,551,000205
Provision for loan and lease losses$8,396,000141
Total noninterest income$23,759,000289
Gross Fiduciary activities income$176,000752
Service charges on deposit accounts$11,503,000139
Trading account gains and fees$284,00081
Additional Noninterest Income$11,796,000329
Total noninterest expense$85,882,000204
Salaries and employee benefits$52,372,000161
Premises and equipment expense$12,798,000175
Additional noninterest expense$20,712,000272
Pre-tax net operating income$34,032,000278
Securities gains (losses)$-710,0008,976
Applicable income taxes$10,655,000294
Income before extraordinary items$22,667,000287
Extraordinary gains, net$026
Net income$22,667,000288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,159,000129
Cash dividends$8,600,000311
Sale, conversion, retirement of capital stock, net$0738
Net operating income$23,149,800273
2004-06-30 (YTD Data)Rank
Total interest income$79,834,000228
Total interest expense$11,206,000375
Net interest income$68,628,000201
Provision for loan and lease losses$6,281,000135
Total noninterest income$17,282,000274
Gross Fiduciary activities income$122,000747
Service charges on deposit accounts$7,815,000136
Trading account gains and fees$501,00075
Additional Noninterest Income$8,844,000313
Total noninterest expense$57,016,000202
Salaries and employee benefits$34,862,000160
Premises and equipment expense$8,274,000178
Additional noninterest expense$13,880,000261
Pre-tax net operating income$22,613,000272
Securities gains (losses)$-710,0009,041
Applicable income taxes$7,011,000302
Income before extraordinary items$14,892,000288
Extraordinary gains, net$021
Net income$14,892,000289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,674,000116
Cash dividends$6,350,000272
Sale, conversion, retirement of capital stock, net$0638
Net operating income$15,374,800270
2004-03-31 (YTD Data)Rank
Total interest income$40,278,000222
Total interest expense$5,621,000384
Net interest income$34,657,000198
Provision for loan and lease losses$3,500,000133
Total noninterest income$6,900,000311
Gross Fiduciary activities income$62,000756
Service charges on deposit accounts$4,021,000131
Trading account gains and fees$343,00062
Additional Noninterest Income$2,474,000411
Total noninterest expense$28,601,000201
Salaries and employee benefits$17,687,000162
Premises and equipment expense$4,048,000183
Additional noninterest expense$6,866,000257
Pre-tax net operating income$9,456,000310
Securities gains (losses)$143,000638
Applicable income taxes$3,114,000325
Income before extraordinary items$6,485,000313
Extraordinary gains, net$016
Net income$6,485,000314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,613,00095
Cash dividends$3,600,000225
Sale, conversion, retirement of capital stock, net$0464
Net operating income$6,387,760298
2003-12-31 (YTD Data)Rank
Total interest income$171,133,000214
Total interest expense$26,118,000365
Net interest income$145,015,000185
Provision for loan and lease losses$17,698,000147
Total noninterest income$31,834,000292
Gross Fiduciary activities income$213,000788
Service charges on deposit accounts$16,446,000135
Trading account gains and fees$1,161,00078
Additional Noninterest Income$14,014,000358
Total noninterest expense$109,525,000201
Salaries and employee benefits$65,275,000161
Premises and equipment expense$20,240,000153
Additional noninterest expense$24,010,000296
Pre-tax net operating income$49,626,000247
Securities gains (losses)$898,000515
Applicable income taxes$16,848,000263
Income before extraordinary items$33,676,000260
Extraordinary gains, net$20,756,0003
Net income$54,432,000190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,709,000153
Cash dividends$47,600,000136
Sale, conversion, retirement of capital stock, net$0868
Net operating income$33,074,340246
2003-09-30 (YTD Data)Rank
Total interest income$133,701,000211
Total interest expense$21,023,000364
Net interest income$112,678,000179
Provision for loan and lease losses$14,698,000146
Total noninterest income$24,925,000294
Gross Fiduciary activities income$159,000782
Service charges on deposit accounts$12,589,000139
Trading account gains and fees$994,00074
Additional Noninterest Income$11,183,000364
Total noninterest expense$82,213,000203
Salaries and employee benefits$49,916,000161
Premises and equipment expense$15,271,000152
Additional noninterest expense$17,026,000310
Pre-tax net operating income$40,692,000239
Securities gains (losses)$374,000826
Applicable income taxes$13,714,000252
Income before extraordinary items$27,352,000256
Extraordinary gains, net$20,062,0001
Net income$47,414,000172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,243,000157
Cash dividends$14,800,000242
Sale, conversion, retirement of capital stock, net$0722
Net operating income$27,101,420233
2003-06-30 (YTD Data)Rank
Total interest income$89,545,000215
Total interest expense$14,466,000365
Net interest income$75,079,000180
Provision for loan and lease losses$14,256,000122
Total noninterest income$51,400,000156
Gross Fiduciary activities income$109,000788
Service charges on deposit accounts$8,451,000135
Trading account gains and fees$606,00079
Additional Noninterest Income$42,234,000131
Total noninterest expense$84,507,000162
Salaries and employee benefits$49,474,000128
Premises and equipment expense$16,682,000112
Additional noninterest expense$18,351,000232
Pre-tax net operating income$27,716,000234
Securities gains (losses)$374,000699
Applicable income taxes$9,406,000252
Income before extraordinary items$18,684,000255
Extraordinary gains, net$030
Net income$18,684,000255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,783,000138
Cash dividends$9,400,000219
Sale, conversion, retirement of capital stock, net$0589
Net operating income$18,433,420237
2003-03-31 (YTD Data)Rank
Total interest income$44,476,000220
Total interest expense$7,035,000384
Net interest income$37,441,000184
Provision for loan and lease losses$5,392,000136
Total noninterest income$29,532,000145
Gross Fiduciary activities income$60,000773
Service charges on deposit accounts$4,386,000138
Trading account gains and fees$338,00073
Additional Noninterest Income$24,748,000123
Total noninterest expense$42,845,000158
Salaries and employee benefits$25,288,000126
Premises and equipment expense$8,048,000115
Additional noninterest expense$9,509,000226
Pre-tax net operating income$18,736,000186
Securities gains (losses)$374,000436
Applicable income taxes$6,558,000197
Income before extraordinary items$12,552,000202
Extraordinary gains, net$021
Net income$12,552,000202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,156,000160
Cash dividends$4,000,000223
Sale, conversion, retirement of capital stock, net$0419
Net operating income$12,305,160188
2002-12-31 (YTD Data)Rank
Total interest income$179,319,000223
Total interest expense$30,966,000403
Net interest income$148,353,000185
Provision for loan and lease losses$14,018,000202
Total noninterest income$83,576,000169
Gross Fiduciary activities income$254,000760
Service charges on deposit accounts$17,095,000139
Trading account gains and fees$983,00068
Additional Noninterest Income$65,244,000152
Total noninterest expense$154,007,000166
Salaries and employee benefits$90,243,000132
Premises and equipment expense$29,303,000122
Additional noninterest expense$34,461,000248
Pre-tax net operating income$63,904,000206
Securities gains (losses)$97,0001,784
Applicable income taxes$21,330,000220
Income before extraordinary items$42,671,000228
Extraordinary gains, net$070
Net income$42,671,000229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,979,000217
Cash dividends$12,650,000305
Sale, conversion, retirement of capital stock, net$0862
Net operating income$42,606,010208
2001-12-31 (YTD Data)Rank
Total interest income$160,508,000280
Total interest expense$44,522,000415
Net interest income$115,986,000218
Provision for loan and lease losses$10,832,000221
Total noninterest income$64,078,000200
Gross Fiduciary activities income$495,000597
Service charges on deposit accounts$14,182,000144
Trading account gains and fees$316,00095
Additional Noninterest Income$49,085,000180
Total noninterest expense$114,738,000205
Salaries and employee benefits$65,019,000154
Premises and equipment expense$21,688,000138
Additional noninterest expense$28,031,000286
Pre-tax net operating income$54,494,000215
Securities gains (losses)$123,0001,581
Applicable income taxes$19,099,000215
Income before extraordinary items$35,518,000227
Extraordinary gains, net$0105
Net income$35,518,000225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,081,000238
Cash dividends$26,200,000198
Sale, conversion, retirement of capital stock, net$0922
Net operating income$35,438,050217
2000-12-31 (YTD Data)Rank
Total interest income$156,262,000303
Total interest expense$58,109,000373
Net interest income$98,153,000232
Provision for loan and lease losses$9,100,000212
Total noninterest income$39,605,000243
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$10,134,000167
Trading account gains and fees$0180
Additional Noninterest Income$29,471,000232
Total noninterest expense$86,126,000240
Salaries and employee benefits$50,250,000178
Premises and equipment expense$16,654,000172
Additional noninterest expense$19,222,000354
Pre-tax net operating income$42,532,000263
Securities gains (losses)$14,0001,057
Applicable income taxes$13,548,000275
Income before extraordinary items$28,998,000258
Extraordinary gains, net$038
Net income$28,998,000258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,594,000236
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$28,988,480254
1999-12-31 (YTD Data)Rank
Total interest income$123,620,000345
Total interest expense$35,064,000505
Net interest income$88,556,000256
Provision for loan and lease losses$8,643,000227
Total noninterest income$29,447,000312
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$9,683,000183
Trading account gains and fees$0173
Additional Noninterest Income$19,764,000307
Total noninterest expense$74,776,000266
Salaries and employee benefits$42,894,000199
Premises and equipment expense$14,090,000194
Additional noninterest expense$17,792,000395
Pre-tax net operating income$34,584,000325
Securities gains (losses)$03,155
Applicable income taxes$11,133,000345
Income before extraordinary items$23,451,000323
Extraordinary gains, net$035
Net income$23,451,000323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,294,000238
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$23,451,000316
1998-12-31 (YTD Data)Rank
Total interest income$96,584,000417
Total interest expense$27,872,000610
Net interest income$68,712,000306
Provision for loan and lease losses$5,504,000294
Total noninterest income$19,718,000381
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$7,547,000206
Trading account gains and fees$0224
Additional Noninterest Income$12,171,000394
Total noninterest expense$53,994,000326
Salaries and employee benefits$29,663,000257
Premises and equipment expense$7,341,000317
Additional noninterest expense$16,990,000390
Pre-tax net operating income$28,932,000336
Securities gains (losses)$04,449
Applicable income taxes$9,426,000360
Income before extraordinary items$19,506,000340
Extraordinary gains, net$032
Net income$19,506,000340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,598,000341
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$19,506,000326
1997-12-31 (YTD Data)Rank
Total interest income$79,268,000480
Total interest expense$24,640,000681
Net interest income$54,628,000380
Provision for loan and lease losses$2,945,000437
Total noninterest income$9,939,000576
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$6,253,000234
Trading account gains and fees$0239
Additional Noninterest Income$3,686,000745
Total noninterest expense$39,728,000406
Salaries and employee benefits$22,082,000324
Premises and equipment expense$6,583,000351
Additional noninterest expense$11,063,000535
Pre-tax net operating income$21,894,000425
Securities gains (losses)$03,944
Applicable income taxes$7,349,000458
Income before extraordinary items$14,545,000443
Extraordinary gains, net$044
Net income$14,545,000444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,621,000423
Cash dividends$3,150,000897
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$14,545,000422
1996-12-31 (YTD Data)Rank
Total interest income$53,436,000694
Total interest expense$16,341,0001,020
Net interest income$37,095,000547
Provision for loan and lease losses$2,137,000586
Total noninterest income$8,005,000684
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$5,141,000311
Trading account gains and fees$0262
Additional Noninterest Income$2,864,000909
Total noninterest expense$26,877,000612
Salaries and employee benefits$16,607,000440
Premises and equipment expense$4,433,000514
Additional noninterest expense$5,837,0001,005
Pre-tax net operating income$16,086,000540
Securities gains (losses)$04,148
Applicable income taxes$4,974,000589
Income before extraordinary items$11,112,000528
Extraordinary gains, net$053
Net income$11,112,000530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,466,000701
Cash dividends$4,200,000750
Sale, conversion, retirement of capital stock, net$0953
Net operating income$11,112,000520
1995-12-31 (YTD Data)Rank
Total interest income$46,734,000802
Total interest expense$13,970,0001,192
Net interest income$32,764,000627
Provision for loan and lease losses$919,0001,007
Total noninterest income$7,788,000709
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$5,128,000329
Trading account gains and fees$25,000378
Additional Noninterest Income$2,635,000959
Total noninterest expense$25,781,000652
Salaries and employee benefits$15,140,000490
Premises and equipment expense$3,930,000600
Additional noninterest expense$6,711,000890
Pre-tax net operating income$13,852,000634
Securities gains (losses)$03,831
Applicable income taxes$4,418,000667
Income before extraordinary items$9,434,000619
Extraordinary gains, net$065
Net income$9,434,000619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$823,0001,006
Cash dividends$3,540,000833
Sale, conversion, retirement of capital stock, net$0809
Net operating income$9,434,000616
1994-12-31 (YTD Data)Rank
Total interest income$24,048,0001,305
Total interest expense$6,769,0001,855
Net interest income$17,279,0001,066
Provision for loan and lease losses$651,0001,264
Total noninterest income$3,875,0001,103
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,521,000555
Trading account gains and fees$17,000352
Additional Noninterest Income$1,337,0001,506
Total noninterest expense$13,654,0001,098
Salaries and employee benefits$7,594,000900
Premises and equipment expense$2,705,000816
Additional noninterest expense$3,355,0001,644
Pre-tax net operating income$6,849,0001,105
Securities gains (losses)$03,600
Applicable income taxes$2,188,0001,108
Income before extraordinary items$4,661,0001,088
Extraordinary gains, net$0249
Net income$4,661,0001,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0003,055
Cash dividends$1,704,0001,269
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,661,0001,094
1993-12-31 (YTD Data)Rank
Total interest income$20,522,0001,531
Total interest expense$5,334,0002,423
Net interest income$15,188,0001,197
Provision for loan and lease losses$787,0001,540
Total noninterest income$3,388,0001,327
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$2,208,000616
Trading account gains and fees$14,000402
Additional Noninterest Income$1,166,0001,848
Total noninterest expense$11,603,0001,321
Salaries and employee benefits$6,555,0001,048
Premises and equipment expense$2,184,000998
Additional noninterest expense$2,864,0001,986
Pre-tax net operating income$6,186,0001,123
Securities gains (losses)$200,0001,693
Applicable income taxes$2,053,0001,182
Income before extraordinary items$4,333,0001,183
Extraordinary gains, net$03,149
Net income$4,333,0001,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$676,0001,469
Cash dividends$4,860,000500
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,197,0001,128
1992-12-31 (YTD Data)Rank
Total interest income$19,091,0001,853
Total interest expense$6,146,0002,719
Net interest income$12,945,0001,434
Provision for loan and lease losses$668,0002,454
Total noninterest income$2,480,0001,672
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,778,000744
Trading account gains and fees$0504
Additional Noninterest Income$702,0002,539
Total noninterest expense$9,806,0001,566
Salaries and employee benefits$5,668,0001,180
Premises and equipment expense$1,715,0001,285
Additional noninterest expense$2,423,0002,384
Pre-tax net operating income$4,951,0001,281
Securities gains (losses)$143,0002,479
Applicable income taxes$1,635,0001,353
Income before extraordinary items$3,459,0001,349
Extraordinary gains, net$01,422
Net income$3,459,0001,352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$363,0002,993
Cash dividends$735,0002,055
Sale, conversion, retirement of capital stock, net$6,000,000143
Net operating income$3,361,7601,282

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.