Home > Sterling Bank > Net charge- offs to loans
Sterling Bank, Net charge- offs to loans
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4784% | 1,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8314% | 720 |
| Percentage Net Loans Charged-off:Construction & development | 1.9940% | 1,370 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1928% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9484% | 337 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0193% | 6,949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0222% | 6,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0853% | 3,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2005% | 450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9050% | 404 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7153% | 583 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8528% | 696 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3521% | 460 |
| Percentage Net Loans Charged-off:Construction & development | 0.8643% | 1,258 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0081% | 279 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9646% | 166 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0297% | 6,984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0340% | 6,987 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1326% | 6,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5665% | 237 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8252% | 211 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7868% | 440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4843% | 1,480 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7127% | 1,122 |
| Percentage Net Loans Charged-off:Construction & development | 1.2725% | 2,373 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8409% | 698 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.5133% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6111% | 2,003 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3365% | 1,428 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6450% | 1,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5871% | 3,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0023% | 2,147 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2072% | 351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5185% | 1,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7837% | 975 |
| Percentage Net Loans Charged-off:Construction & development | 1.0090% | 2,267 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9403% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.3221% | 167 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8089% | 1,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4596% | 1,148 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8509% | 1,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4655% | 2,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8731% | 2,239 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.2765% | 278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7549% | 1,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0722% | 810 |
| Percentage Net Loans Charged-off:Construction & development | 1.0934% | 1,960 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4439% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.8771% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7864% | 1,404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6990% | 844 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7967% | 1,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5175% | 2,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6487% | 2,548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.5601% | 178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6445% | 614 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2636% | 424 |
| Percentage Net Loans Charged-off:Construction & development | 1.3459% | 1,385 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9246% | 213 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.3149% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9853% | 1,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0993% | 916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3764% | 2,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5557% | 2,515 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.4283% | 124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7239% | 1,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5629% | 1,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.9080% | 2,625 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8296% | 632 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4923% | 686 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1758% | 1,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2957% | 1,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1470% | 1,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2485% | 2,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9213% | 573 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0187% | 970 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7971% | 939 |
| Percentage Net Loans Charged-off:Construction & development | 0.7616% | 2,301 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2054% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0070% | 701 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3057% | 845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4354% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7449% | 1,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0075% | 2,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7528% | 951 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9305% | 1,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1590% | 3,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0527% | 2,577 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0475% | 2,032 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0108% | 522 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0714% | 913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1743% | 830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9680% | 955 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0552% | 2,212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8481% | 811 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2155% | 3,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0518% | 3,269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0176% | 1,842 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0152% | 7,745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5480% | 1,156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5976% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5121% | 1,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0910% | 1,944 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4992% | 513 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3981% | 2,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2022% | 2,858 |
| Percentage Net Loans Charged-off:Construction & development | 0.2782% | 2,289 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1189% | 1,676 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5888% | 1,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6346% | 916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8161% | 2,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5632% | 3,489 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0091% | 537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4051% | 2,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1858% | 2,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.2843% | 1,664 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1419% | 1,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2009% | 1,713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2160% | 1,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9043% | 1,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2453% | 4,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2415% | 407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2887% | 2,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1325% | 2,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.2048% | 1,299 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0967% | 948 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1679% | 1,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1796% | 1,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6633% | 1,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1285% | 4,374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4448% | 481 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3347% | 1,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2321% | 1,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.3505% | 719 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1739% | 487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2818% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3000% | 781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5952% | 1,088 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0054% | 6,902 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2157% | 446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0879% | 4,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0460% | 2,915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0120% | 1,517 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0384% | 1,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2415% | 1,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2551% | 1,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1655% | 2,888 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2153% | 7,947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4473% | 524 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0619% | 3,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0175% | 2,766 |
| Percentage Net Loans Charged-off:Construction & development | 0.0163% | 1,016 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0128% | 1,082 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0626% | 1,744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0660% | 1,617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1286% | 2,484 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0946% | 7,520 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4257% | 443 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0893% | 2,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 2,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0250% | 702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0122% | 811 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0953% | 1,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1001% | 1,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2142% | 1,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1794% | 3,771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0163% | 499 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0510% | 2,947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0211% | 1,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0372% | 373 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0136% | 491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0276% | 1,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 1,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0626% | 1,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3870% | 2,453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7709% | 462 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1941% | 2,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1866% | 778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0032% | 800 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2786% | 465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1828% | 127 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0390% | 2,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0400% | 1,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1603% | 2,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3416% | 3,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8747% | 612 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1650% | 1,886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1492% | 762 |
| Percentage Net Loans Charged-off:Construction & development | 0.0045% | 591 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2093% | 434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2323% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1036% | 1,156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1054% | 1,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1761% | 2,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3183% | 3,347 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4373% | 728 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2010% | 1,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1498% | 719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0072% | 430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2059% | 376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3411% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0647% | 1,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0655% | 1,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3510% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0679% | 4,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1151% | 941 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2401% | 1,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2129% | 406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0151% | 226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2782% | 215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6670% | 19 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1142% | 730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1153% | 684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3784% | 960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0395% | 3,761 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6242% | 7,444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5104% | 831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0613% | 1,747 |
| Percentage Net Loans Charged-off:Construction & development | 0.0514% | 496 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0753% | 857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0178% | 166 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 7,906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 7,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4644% | 825 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3282% | 1,251 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5385% | 454 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5297% | 687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0815% | 1,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0675% | 356 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1015% | 629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0250% | 131 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0170% | 8,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0170% | 8,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5040% | 694 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3237% | 1,126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1314% | 497 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3122% | 1,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1166% | 933 |
| Percentage Net Loans Charged-off:Construction & development | 0.0416% | 331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1566% | 446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0389% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0551% | 1,453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0552% | 1,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6443% | 1,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5816% | 884 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5155% | 623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3300% | 1,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1259% | 725 |
| Percentage Net Loans Charged-off:Construction & development | 0.4925% | 88 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0062% | 493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0786% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0235% | 1,308 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0235% | 1,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5993% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9188% | 720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0474% | 365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5802% | 918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2233% | 831 |
| Percentage Net Loans Charged-off:Construction & development | 0.1638% | 405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2629% | 675 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0952% | 6,426 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2279% | 858 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2279% | 868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2988% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1833% | 1,667 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1279% | 533 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6892% | 651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2907% | 552 |
| Percentage Net Loans Charged-off:Construction & development | 0.2121% | 298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3513% | 433 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1265% | 6,382 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2595% | 646 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2595% | 656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5230% | 791 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1910% | 1,503 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8612% | 545 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9058% | 478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4163% | 370 |
| Percentage Net Loans Charged-off:Construction & development | 0.2947% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5112% | 304 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1850% | 6,351 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3787% | 448 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3787% | 456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9515% | 592 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3079% | 1,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4534% | 655 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4361% | 293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6407% | 221 |
| Percentage Net Loans Charged-off:Construction & development | 0.3311% | 162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8605% | 147 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3490% | 6,295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6285% | 247 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6285% | 249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1137% | 341 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9418% | 892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6044% | 1,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2671% | 839 |
| Percentage Net Loans Charged-off:Construction & development | 0.6038% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1579% | 925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1950% | 118 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1717% | 1,271 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1717% | 1,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4609% | 1,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2319% | 1,803 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5422% | 1,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3103% | 612 |
| Percentage Net Loans Charged-off:Construction & development | 0.7393% | 216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2164% | 652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2858% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1488% | 1,166 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1488% | 1,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1331% | 1,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3525% | 1,454 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6797% | 888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5583% | 306 |
| Percentage Net Loans Charged-off:Construction & development | 0.7190% | 196 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1207% | 667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0429% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8826% | 181 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.8826% | 193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0326% | 1,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9385% | 2,206 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4945% | 1,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2253% | 647 |
| Percentage Net Loans Charged-off:Construction & development | 0.5644% | 139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0296% | 555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2324% | 632 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2324% | 628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1782% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3101% | 1,510 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4443% | 1,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2003% | 1,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.0165% | 816 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1700% | 911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2866% | 114 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3196% | 682 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3196% | 692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1122% | 1,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7057% | 3,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4981% | 1,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0909% | 1,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0373% | 715 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1066% | 922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1879% | 127 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0952% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0952% | 1,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2624% | 1,503 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0495% | 2,118 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5224% | 1,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0844% | 290 |
| Percentage Net Loans Charged-off:Construction & development | 0.2067% | 98 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0867% | 192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0269% | 577 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0269% | 547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1509% | 208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9895% | 416 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4615% | 907 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5703% | 1,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0197% | 708 |
| Percentage Net Loans Charged-off:Construction & development | 0.0523% | 167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0343% | 620 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0343% | 591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1734% | 171 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2136% | 351 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8403% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 28.0013% | 4 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4307% | 1,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0875% | 323 |
| Percentage Net Loans Charged-off:Construction & development | 0.5944% | 47 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8590% | 208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7100% | 673 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5557% | 702 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4119% | 1,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 782 |
| Percentage Net Loans Charged-off:Construction & development | 0.0730% | 170 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 1,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0181% | 784 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0181% | 729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6707% | 271 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1291% | 478 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1825% | 628 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3301% | 2,741 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 1,295 |
| Percentage Net Loans Charged-off:Construction & development | -0.0355% | 1,321 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6028% | 290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6660% | 752 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4245% | 786 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2296% | 3,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 985 |
| Percentage Net Loans Charged-off:Construction & development | 0.0613% | 274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0190% | 1,428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0190% | 1,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5990% | 273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0803% | 1,271 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9877% | 825 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3685% | 1,295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0780% | 6,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0199% | 881 |
| Percentage Net Loans Charged-off:Construction & development | 0.0913% | 290 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0142% | 859 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1035% | 610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2802% | 892 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7294% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4255% | 3,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2182% | 536 |
| Percentage Net Loans Charged-off:Construction & development | 0.1134% | 413 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4171% | 456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9222% | 402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0938% | 1,211 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5928% | 879 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2722% | 6,314 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |