Home > Sterling Bank > Assets and Liabilities
Sterling Bank, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 58 | 2,741 |
| Assets and Liabilities | ||
| Total Assets: | $617,317,000 | 1,115 |
| Cash and due from depository institutions | $13,019,000 | 2,741 |
| Interest-bearing balances | $0 | 7,275 |
| Securities | $76,078,000 | 1,685 |
| Federal funds sold & reverse repurchase agreements | $156,435,000 | 51 |
| Net loans & leases | $361,168,000 | 1,280 |
| Loan loss allowance | $8,248,000 | 1,037 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $1,349,000 | 5,073 |
| Other real estate owned | $1,126,000 | 2,741 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $8,142,000 | 2,400 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $617,317,000 | 1,115 |
| Total liabilities | $557,789,000 | 1,121 |
| Total deposits | $546,153,000 | 1,013 |
| Interest-bearing deposits | $350,072,000 | 1,422 |
| Deposits held in domestic offices | $546,153,000 | 1,011 |
| % insured | 53.40% | 7,714 |
| Federal funds purchased & repurchase agreements | $9,777,000 | 1,019 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,859,000 | 2,224 |
| Total equity capital | $59,528,000 | 1,131 |
| Total bank equity capital | $55,681,000 | 1,206 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,000 | 7,055 |
| Surplus | $23,502,000 | 1,364 |
| Undivided profits | $32,178,000 | 1,043 |
| Noncontrolling interests in consolidated subsidiaries | $3,847,000 | 58 |
| Memoranda | ||
| Noncurrent loans and leases | $17,168,000 | 1,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,059,000 | 1,546 |
| Earning assets | $593,681,000 | 1,057 |
| Long-term assets (5+ years) | $77,405,000 | 1,699 |
| Average Assets, year-to-date | $646,643,500 | 1,067 |
| Average Assets, quarterly | $646,643,500 | 1,067 |
| Volatile liabilities | $85,435,000 | 1,724 |
| Insider loans | $6,170,000 | 1,236 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $73,375,000 | 965 |
| Tier 1 (core) risk-based capital | $58,415,000 | 1,074 |
| Tier 2 risk-based capital | $5,195,000 | 1,149 |
| Total risk weighted assets | $412,498,000 | 1,186 |
| Total unused commitments | $73,375,000 | 968 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 62 | 2,606 |
| Assets and Liabilities | ||
| Total Assets: | $675,970,000 | 1,031 |
| Cash and due from depository institutions | $13,755,000 | 2,606 |
| Interest-bearing balances | $0 | 7,263 |
| Securities | $64,416,000 | 1,918 |
| Federal funds sold & reverse repurchase agreements | $210,246,000 | 57 |
| Net loans & leases | $374,456,000 | 1,265 |
| Loan loss allowance | $7,841,000 | 1,087 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $1,375,000 | 5,098 |
| Other real estate owned | $1,602,000 | 2,606 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $10,120,000 | 2,074 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $675,970,000 | 1,031 |
| Total liabilities | $613,893,000 | 1,027 |
| Total deposits | $596,815,000 | 929 |
| Interest-bearing deposits | $376,858,000 | 1,302 |
| Deposits held in domestic offices | $596,815,000 | 926 |
| % insured | 49.15% | 7,853 |
| Federal funds purchased & repurchase agreements | $15,125,000 | 829 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,953,000 | 2,173 |
| Total equity capital | $62,077,000 | 1,072 |
| Total bank equity capital | $58,228,000 | 1,139 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,000 | 7,124 |
| Surplus | $23,434,000 | 1,373 |
| Undivided profits | $34,793,000 | 947 |
| Noncontrolling interests in consolidated subsidiaries | $3,849,000 | 60 |
| Memoranda | ||
| Noncurrent loans and leases | $14,982,000 | 1,087 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,158,000 | 1,547 |
| Earning assets | $649,118,000 | 973 |
| Long-term assets (5+ years) | $71,657,000 | 1,790 |
| Average Assets, year-to-date | $724,098,600 | 938 |
| Average Assets, quarterly | $649,483,500 | 1,073 |
| Volatile liabilities | $95,189,000 | 1,581 |
| Insider loans | $7,234,000 | 1,053 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $77,616,000 | 942 |
| Tier 1 (core) risk-based capital | $61,007,000 | 1,021 |
| Tier 2 risk-based capital | $5,493,000 | 1,115 |
| Total risk weighted assets | $437,035,000 | 1,146 |
| Total unused commitments | $77,616,000 | 943 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 61 | 2,669 |
| Assets and Liabilities | ||
| Total Assets: | $622,997,000 | 1,141 |
| Cash and due from depository institutions | $30,252,000 | 2,669 |
| Interest-bearing balances | $21,953,000 | 1,137 |
| Securities | $63,531,000 | 1,950 |
| Federal funds sold & reverse repurchase agreements | $131,687,000 | 71 |
| Net loans & leases | $389,954,000 | 1,224 |
| Loan loss allowance | $7,112,000 | 1,121 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $1,396,000 | 5,107 |
| Other real estate owned | $764,000 | 2,669 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $5,413,000 | 2,950 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $622,997,000 | 1,141 |
| Total liabilities | $559,584,000 | 1,140 |
| Total deposits | $539,636,000 | 1,035 |
| Interest-bearing deposits | $328,304,000 | 1,517 |
| Deposits held in domestic offices | $539,636,000 | 1,033 |
| % insured | 54.86% | 7,847 |
| Federal funds purchased & repurchase agreements | $17,512,000 | 788 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $245,000 | 5,257 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,191,000 | 2,184 |
| Total equity capital | $63,413,000 | 1,077 |
| Total bank equity capital | $59,636,000 | 1,133 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,000 | 7,203 |
| Surplus | $23,421,000 | 1,373 |
| Undivided profits | $36,214,000 | 935 |
| Noncontrolling interests in consolidated subsidiaries | $3,777,000 | 60 |
| Memoranda | ||
| Noncurrent loans and leases | $15,846,000 | 1,035 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,059,000 | 1,756 |
| Earning assets | $607,125,000 | 1,062 |
| Long-term assets (5+ years) | $84,564,000 | 1,586 |
| Average Assets, year-to-date | $736,130,750 | 933 |
| Average Assets, quarterly | $634,788,000 | 1,121 |
| Volatile liabilities | $121,949,000 | 1,261 |
| Insider loans | $7,417,000 | 1,047 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $84,238,000 | 922 |
| Tier 1 (core) risk-based capital | $61,914,000 | 1,003 |
| Tier 2 risk-based capital | $5,509,000 | 1,115 |
| Total risk weighted assets | $439,070,000 | 1,169 |
| Total unused commitments | $84,238,000 | 925 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 61 | 2,712 |
| Assets and Liabilities | ||
| Total Assets: | $646,579,000 | 1,107 |
| Cash and due from depository institutions | $36,541,000 | 2,712 |
| Interest-bearing balances | $22,496,000 | 960 |
| Securities | $75,537,000 | 1,647 |
| Federal funds sold & reverse repurchase agreements | $103,834,000 | 91 |
| Net loans & leases | $414,372,000 | 1,186 |
| Loan loss allowance | $6,860,000 | 1,129 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,433,000 | 5,126 |
| Other real estate owned | $6,500,000 | 2,712 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $8,362,000 | 2,179 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $646,579,000 | 1,107 |
| Total liabilities | $584,419,000 | 1,109 |
| Total deposits | $562,594,000 | 995 |
| Interest-bearing deposits | $342,815,000 | 1,465 |
| Deposits held in domestic offices | $562,594,000 | 994 |
| % insured | 42.02% | 7,930 |
| Federal funds purchased & repurchase agreements | $18,992,000 | 747 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,833,000 | 1,812 |
| Total equity capital | $62,160,000 | 1,098 |
| Total bank equity capital | $58,351,000 | 1,157 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,000 | 7,290 |
| Surplus | $23,429,000 | 1,387 |
| Undivided profits | $34,921,000 | 964 |
| Noncontrolling interests in consolidated subsidiaries | $3,809,000 | 63 |
| Memoranda | ||
| Noncurrent loans and leases | $12,133,000 | 1,249 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,462,000 | 1,389 |
| Earning assets | $616,239,000 | 1,052 |
| Long-term assets (5+ years) | $77,512,000 | 1,678 |
| Average Assets, year-to-date | $773,842,000 | 909 |
| Average Assets, quarterly | $816,089,000 | 872 |
| Volatile liabilities | $126,573,000 | 1,217 |
| Insider loans | $7,445,000 | 1,050 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $144,000 | 1,838 |
| Unused loan commitments | $87,293,000 | 939 |
| Tier 1 (core) risk-based capital | $60,474,000 | 1,045 |
| Tier 2 risk-based capital | $6,012,000 | 1,028 |
| Total risk weighted assets | $480,130,000 | 1,096 |
| Total unused commitments | $87,293,000 | 939 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 64 | 2,604 |
| Assets and Liabilities | ||
| Total Assets: | $985,599,000 | 713 |
| Cash and due from depository institutions | $14,250,000 | 2,604 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $78,725,000 | 1,579 |
| Federal funds sold & reverse repurchase agreements | $455,218,000 | 46 |
| Net loans & leases | $419,975,000 | 1,187 |
| Loan loss allowance | $6,668,000 | 1,108 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,461,000 | 5,122 |
| Other real estate owned | $9,516,000 | 2,604 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $6,454,000 | 2,611 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $985,599,000 | 713 |
| Total liabilities | $922,060,000 | 685 |
| Total deposits | $900,429,000 | 600 |
| Interest-bearing deposits | $694,704,000 | 684 |
| Deposits held in domestic offices | $900,429,000 | 598 |
| % insured | 27.37% | 8,129 |
| Federal funds purchased & repurchase agreements | $18,137,000 | 796 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,494,000 | 1,514 |
| Total equity capital | $63,539,000 | 1,082 |
| Total bank equity capital | $59,599,000 | 1,152 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 7,333 |
| Surplus | $23,054,000 | 1,383 |
| Undivided profits | $36,544,000 | 924 |
| Noncontrolling interests in consolidated subsidiaries | $3,940,000 | 62 |
| Memoranda | ||
| Noncurrent loans and leases | $11,766,000 | 1,156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,472,000 | 1,397 |
| Earning assets | $953,918,000 | 669 |
| Long-term assets (5+ years) | $77,044,000 | 1,647 |
| Average Assets, year-to-date | $837,473,500 | 842 |
| Average Assets, quarterly | $837,473,500 | 842 |
| Volatile liabilities | $134,698,000 | 1,144 |
| Insider loans | $7,605,000 | 1,041 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $89,573,000 | 966 |
| Tier 1 (core) risk-based capital | $61,625,000 | 1,039 |
| Tier 2 risk-based capital | $6,744,000 | 907 |
| Total risk weighted assets | $568,462,000 | 919 |
| Total unused commitments | $89,573,000 | 967 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 67 | 2,507 |
| Assets and Liabilities | ||
| Total Assets: | $689,348,000 | 1,011 |
| Cash and due from depository institutions | $25,932,000 | 2,507 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $83,832,000 | 1,443 |
| Federal funds sold & reverse repurchase agreements | $129,271,000 | 94 |
| Net loans & leases | $441,860,000 | 1,126 |
| Loan loss allowance | $6,085,000 | 1,151 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,498,000 | 5,127 |
| Other real estate owned | $1,249,000 | 2,507 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $5,706,000 | 2,857 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $689,348,000 | 1,011 |
| Total liabilities | $638,126,000 | 981 |
| Total deposits | $609,260,000 | 873 |
| Interest-bearing deposits | $401,650,000 | 1,189 |
| Deposits held in domestic offices | $609,260,000 | 869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,010,000 | 706 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $436,000 | 5,548 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,420,000 | 1,543 |
| Total equity capital | $51,222,000 | 1,331 |
| Total bank equity capital | $51,222,000 | 1,331 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 7,374 |
| Surplus | $13,931,000 | 2,071 |
| Undivided profits | $37,290,000 | 889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,507,000 | 1,000 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,648,000 | 1,370 |
| Earning assets | $654,963,000 | 966 |
| Long-term assets (5+ years) | $88,463,000 | 1,447 |
| Average Assets, year-to-date | $565,084,400 | 1,193 |
| Average Assets, quarterly | $610,719,000 | 1,145 |
| Volatile liabilities | $166,472,000 | 927 |
| Insider loans | $7,703,000 | 1,042 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $80,754,000 | 1,067 |
| Tier 1 (core) risk-based capital | $49,123,000 | 1,311 |
| Tier 2 risk-based capital | $6,158,000 | 965 |
| Total risk weighted assets | $531,457,000 | 978 |
| Total unused commitments | $80,754,000 | 1,067 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 70 | 2,426 |
| Assets and Liabilities | ||
| Total Assets: | $532,090,000 | 1,302 |
| Cash and due from depository institutions | $12,677,000 | 2,426 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $88,739,000 | 1,334 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $422,531,000 | 1,169 |
| Loan loss allowance | $8,169,000 | 790 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,538,000 | 5,097 |
| Other real estate owned | $32,000 | 2,426 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $6,573,000 | 2,611 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $532,090,000 | 1,302 |
| Total liabilities | $483,819,000 | 1,302 |
| Total deposits | $430,021,000 | 1,232 |
| Interest-bearing deposits | $394,043,000 | 1,188 |
| Deposits held in domestic offices | $430,021,000 | 1,229 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,839,000 | 466 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $1,082,000 | 5,230 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,877,000 | 1,746 |
| Total equity capital | $48,271,000 | 1,431 |
| Total bank equity capital | $48,271,000 | 1,431 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000 | 7,433 |
| Surplus | $10,905,000 | 2,471 |
| Undivided profits | $37,365,000 | 933 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,038,000 | 889 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,789,000 | 1,374 |
| Earning assets | $511,270,000 | 1,248 |
| Long-term assets (5+ years) | $89,866,000 | 1,401 |
| Average Assets, year-to-date | $534,018,500 | 1,268 |
| Average Assets, quarterly | $527,531,500 | 1,305 |
| Volatile liabilities | $170,889,000 | 881 |
| Insider loans | $8,100,000 | 964 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $103,988,000 | 929 |
| Tier 1 (core) risk-based capital | $47,950,000 | 1,359 |
| Tier 2 risk-based capital | $6,253,000 | 914 |
| Total risk weighted assets | $498,199,000 | 1,038 |
| Total unused commitments | $103,988,000 | 929 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 73 | 2,368 |
| Assets and Liabilities | ||
| Total Assets: | $522,973,000 | 1,316 |
| Cash and due from depository institutions | $12,937,000 | 2,368 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $76,752,000 | 1,569 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $424,917,000 | 1,141 |
| Loan loss allowance | $7,463,000 | 842 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,558,000 | 5,101 |
| Other real estate owned | $180,000 | 2,368 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,629,000 | 2,542 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $522,973,000 | 1,316 |
| Total liabilities | $473,831,000 | 1,307 |
| Total deposits | $396,597,000 | 1,354 |
| Interest-bearing deposits | $361,741,000 | 1,277 |
| Deposits held in domestic offices | $396,597,000 | 1,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $74,616,000 | 387 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,618,000 | 1,896 |
| Total equity capital | $49,142,000 | 1,400 |
| Total bank equity capital | $49,142,000 | 1,400 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000 | 7,498 |
| Surplus | $10,899,000 | 2,467 |
| Undivided profits | $38,242,000 | 921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,041,000 | 3,771 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,105,000 | 1,174 |
| Earning assets | $501,669,000 | 1,257 |
| Long-term assets (5+ years) | $93,668,000 | 1,347 |
| Average Assets, year-to-date | $534,661,330 | 1,265 |
| Average Assets, quarterly | $531,120,000 | 1,286 |
| Volatile liabilities | $170,932,000 | 896 |
| Insider loans | $11,128,000 | 678 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $87,376,000 | 1,100 |
| Tier 1 (core) risk-based capital | $48,759,000 | 1,333 |
| Tier 2 risk-based capital | $6,222,000 | 907 |
| Total risk weighted assets | $496,390,000 | 1,041 |
| Total unused commitments | $87,376,000 | 1,100 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 71 | 2,422 |
| Assets and Liabilities | ||
| Total Assets: | $539,267,000 | 1,266 |
| Cash and due from depository institutions | $14,984,000 | 2,422 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $93,085,000 | 1,305 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $424,304,000 | 1,115 |
| Loan loss allowance | $4,837,000 | 1,178 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,580,000 | 5,080 |
| Other real estate owned | $0 | 2,422 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $5,314,000 | 2,912 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $539,267,000 | 1,266 |
| Total liabilities | $486,981,000 | 1,258 |
| Total deposits | $421,368,000 | 1,260 |
| Interest-bearing deposits | $389,167,000 | 1,189 |
| Deposits held in domestic offices | $421,368,000 | 1,257 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $61,414,000 | 422 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,199,000 | 1,384 |
| Total equity capital | $52,286,000 | 1,342 |
| Total bank equity capital | $52,286,000 | 1,342 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000 | 7,532 |
| Surplus | $10,863,000 | 2,450 |
| Undivided profits | $41,422,000 | 898 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,967,000 | 1,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,785,000 | 974 |
| Earning assets | $517,389,000 | 1,208 |
| Long-term assets (5+ years) | $70,177,000 | 1,658 |
| Average Assets, year-to-date | $540,505,500 | 1,248 |
| Average Assets, quarterly | $540,505,500 | 1,248 |
| Volatile liabilities | $150,516,000 | 982 |
| Insider loans | $11,121,000 | 669 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $94,970,000 | 1,062 |
| Tier 1 (core) risk-based capital | $50,929,000 | 1,245 |
| Tier 2 risk-based capital | $4,837,000 | 1,122 |
| Total risk weighted assets | $500,520,000 | 1,009 |
| Total unused commitments | $94,970,000 | 1,063 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 70 | 2,479 |
| Assets and Liabilities | ||
| Total Assets: | $541,744,000 | 1,247 |
| Cash and due from depository institutions | $11,667,000 | 2,479 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $89,715,000 | 1,338 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $432,247,000 | 1,097 |
| Loan loss allowance | $4,634,000 | 1,192 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,598,000 | 5,073 |
| Other real estate owned | $485,000 | 2,479 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,032,000 | 2,675 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $541,744,000 | 1,247 |
| Total liabilities | $491,398,000 | 1,231 |
| Total deposits | $440,590,000 | 1,185 |
| Interest-bearing deposits | $414,534,000 | 1,094 |
| Deposits held in domestic offices | $440,590,000 | 1,182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,814,000 | 502 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,994,000 | 1,424 |
| Total equity capital | $50,346,000 | 1,372 |
| Total bank equity capital | $50,346,000 | 1,372 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,579 |
| Surplus | $10,826,000 | 2,438 |
| Undivided profits | $39,519,000 | 945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,828,000 | 2,348 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,855,000 | 1,037 |
| Earning assets | $521,962,000 | 1,185 |
| Long-term assets (5+ years) | $62,864,000 | 1,687 |
| Average Assets, year-to-date | $523,452,600 | 1,237 |
| Average Assets, quarterly | $540,870,500 | 1,239 |
| Volatile liabilities | $130,262,000 | 1,125 |
| Insider loans | $10,707,000 | 676 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $972,000 | 935 |
| Unused loan commitments | $90,838,000 | 1,108 |
| Tier 1 (core) risk-based capital | $49,744,000 | 1,285 |
| Tier 2 risk-based capital | $4,634,000 | 1,153 |
| Total risk weighted assets | $505,523,000 | 989 |
| Total unused commitments | $90,838,000 | 1,108 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 71 | 2,435 |
| Assets and Liabilities | ||
| Total Assets: | $539,997,000 | 1,243 |
| Cash and due from depository institutions | $14,045,000 | 2,435 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $84,598,000 | 1,409 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $433,104,000 | 1,073 |
| Loan loss allowance | $4,776,000 | 1,106 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,569,000 | 5,090 |
| Other real estate owned | $213,000 | 2,435 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,468,000 | 2,524 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $539,997,000 | 1,243 |
| Total liabilities | $491,902,000 | 1,216 |
| Total deposits | $432,738,000 | 1,193 |
| Interest-bearing deposits | $411,191,000 | 1,090 |
| Deposits held in domestic offices | $432,738,000 | 1,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,847,000 | 438 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,317,000 | 1,649 |
| Total equity capital | $48,095,000 | 1,420 |
| Total bank equity capital | $48,095,000 | 1,420 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,598 |
| Surplus | $10,789,000 | 2,384 |
| Undivided profits | $37,305,000 | 1,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,254,000 | 1,828 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,935,000 | 1,082 |
| Earning assets | $517,702,000 | 1,179 |
| Long-term assets (5+ years) | $61,273,000 | 1,670 |
| Average Assets, year-to-date | $518,879,750 | 1,246 |
| Average Assets, quarterly | $536,998,000 | 1,234 |
| Volatile liabilities | $139,368,000 | 1,032 |
| Insider loans | $10,744,000 | 660 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $190,000 | 1,496 |
| Unused loan commitments | $93,490,000 | 1,099 |
| Tier 1 (core) risk-based capital | $47,857,000 | 1,332 |
| Tier 2 risk-based capital | $4,776,000 | 1,098 |
| Total risk weighted assets | $506,964,000 | 971 |
| Total unused commitments | $93,490,000 | 1,100 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 75 | 2,338 |
| Assets and Liabilities | ||
| Total Assets: | $533,999,000 | 1,258 |
| Cash and due from depository institutions | $10,671,000 | 2,338 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $86,455,000 | 1,377 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $428,524,000 | 1,081 |
| Loan loss allowance | $4,875,000 | 1,080 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,608,000 | 5,045 |
| Other real estate owned | $205,000 | 2,338 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $6,536,000 | 2,500 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $533,999,000 | 1,258 |
| Total liabilities | $485,848,000 | 1,237 |
| Total deposits | $440,678,000 | 1,189 |
| Interest-bearing deposits | $371,934,000 | 1,214 |
| Deposits held in domestic offices | $440,678,000 | 1,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,665,000 | 533 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,000 | 5,488 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,503,000 | 1,528 |
| Total equity capital | $48,151,000 | 1,413 |
| Total bank equity capital | $48,151,000 | 1,413 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,652 |
| Surplus | $10,755,000 | 2,388 |
| Undivided profits | $37,395,000 | 996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $568,000 | 3,923 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,622,000 | 1,110 |
| Earning assets | $514,979,000 | 1,198 |
| Long-term assets (5+ years) | $52,839,000 | 1,826 |
| Average Assets, year-to-date | $511,840,670 | 1,282 |
| Average Assets, quarterly | $515,664,000 | 1,285 |
| Volatile liabilities | $129,421,000 | 1,094 |
| Insider loans | $11,173,000 | 629 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $416,000 | 1,323 |
| Unused loan commitments | $86,803,000 | 1,197 |
| Tier 1 (core) risk-based capital | $48,396,000 | 1,322 |
| Tier 2 risk-based capital | $4,875,000 | 1,076 |
| Total risk weighted assets | $495,212,000 | 999 |
| Total unused commitments | $86,803,000 | 1,197 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 72 | 2,428 |
| Assets and Liabilities | ||
| Total Assets: | $497,329,000 | 1,340 |
| Cash and due from depository institutions | $12,453,000 | 2,428 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $50,695,000 | 2,289 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $426,299,000 | 1,067 |
| Loan loss allowance | $5,395,000 | 960 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,610,000 | 5,017 |
| Other real estate owned | $200,000 | 2,428 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $6,072,000 | 2,588 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $497,329,000 | 1,340 |
| Total liabilities | $451,726,000 | 1,323 |
| Total deposits | $391,327,000 | 1,338 |
| Interest-bearing deposits | $343,232,000 | 1,329 |
| Deposits held in domestic offices | $391,327,000 | 1,333 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,465,000 | 438 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,934,000 | 1,164 |
| Total equity capital | $45,603,000 | 1,489 |
| Total bank equity capital | $45,603,000 | 1,489 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,681 |
| Surplus | $10,715,000 | 2,366 |
| Undivided profits | $34,887,000 | 1,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $575,000 | 3,758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,332,000 | 1,158 |
| Earning assets | $476,994,000 | 1,282 |
| Long-term assets (5+ years) | $42,495,000 | 2,100 |
| Average Assets, year-to-date | $500,761,500 | 1,318 |
| Average Assets, quarterly | $500,761,500 | 1,318 |
| Volatile liabilities | $143,102,000 | 967 |
| Insider loans | $10,321,000 | 675 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $2,000 | 1,798 |
| Unused loan commitments | $116,553,000 | 931 |
| Tier 1 (core) risk-based capital | $45,611,000 | 1,389 |
| Tier 2 risk-based capital | $5,395,000 | 963 |
| Total risk weighted assets | $489,246,000 | 982 |
| Total unused commitments | $116,553,000 | 931 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 73 | 2,401 |
| Assets and Liabilities | ||
| Total Assets: | $504,194,000 | 1,303 |
| Cash and due from depository institutions | $13,220,000 | 2,401 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $47,459,000 | 2,439 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $435,951,000 | 1,026 |
| Loan loss allowance | $5,450,000 | 935 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,619,000 | 4,981 |
| Other real estate owned | $0 | 2,401 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,945,000 | 2,638 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $504,194,000 | 1,303 |
| Total liabilities | $461,273,000 | 1,280 |
| Total deposits | $423,486,000 | 1,216 |
| Interest-bearing deposits | $378,934,000 | 1,154 |
| Deposits held in domestic offices | $423,486,000 | 1,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,804,000 | 604 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $113,000 | 5,458 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,870,000 | 1,421 |
| Total equity capital | $42,921,000 | 1,546 |
| Total bank equity capital | $42,921,000 | 1,546 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000 | 7,717 |
| Surplus | $10,561,000 | 2,338 |
| Undivided profits | $32,359,000 | 1,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $560,000 | 3,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,128,000 | 1,278 |
| Earning assets | $483,410,000 | 1,255 |
| Long-term assets (5+ years) | $34,542,000 | 2,401 |
| Average Assets, year-to-date | $467,269,800 | 1,337 |
| Average Assets, quarterly | $493,576,000 | 1,320 |
| Volatile liabilities | $117,202,000 | 1,293 |
| Insider loans | $6,977,000 | 1,015 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $145,000 | 1,577 |
| Unused loan commitments | $161,228,000 | 705 |
| Tier 1 (core) risk-based capital | $43,067,000 | 1,451 |
| Tier 2 risk-based capital | $5,450,000 | 950 |
| Total risk weighted assets | $483,393,000 | 975 |
| Total unused commitments | $161,228,000 | 705 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 71 | 2,488 |
| Assets and Liabilities | ||
| Total Assets: | $482,958,000 | 1,349 |
| Cash and due from depository institutions | $9,653,000 | 2,488 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $50,324,000 | 2,331 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $415,788,000 | 1,071 |
| Loan loss allowance | $5,266,000 | 981 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,618,000 | 4,974 |
| Other real estate owned | $156,000 | 2,488 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $5,419,000 | 2,839 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $482,958,000 | 1,349 |
| Total liabilities | $441,858,000 | 1,329 |
| Total deposits | $394,849,000 | 1,289 |
| Interest-bearing deposits | $354,718,000 | 1,233 |
| Deposits held in domestic offices | $394,849,000 | 1,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,771,000 | 525 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,238,000 | 1,612 |
| Total equity capital | $41,100,000 | 1,600 |
| Total bank equity capital | $41,100,000 | 1,600 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,777 |
| Surplus | $10,479,000 | 2,314 |
| Undivided profits | $30,620,000 | 1,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $778,000 | 3,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,668,000 | 1,500 |
| Earning assets | $466,112,000 | 1,287 |
| Long-term assets (5+ years) | $29,143,000 | 2,681 |
| Average Assets, year-to-date | $458,038,750 | 1,380 |
| Average Assets, quarterly | $469,494,500 | 1,375 |
| Volatile liabilities | $127,065,000 | 1,201 |
| Insider loans | $6,554,000 | 1,063 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $169,000 | 1,545 |
| Unused loan commitments | $141,083,000 | 805 |
| Tier 1 (core) risk-based capital | $41,275,000 | 1,516 |
| Tier 2 risk-based capital | $5,266,000 | 979 |
| Total risk weighted assets | $446,682,000 | 1,045 |
| Total unused commitments | $141,083,000 | 805 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 66 | 2,673 |
| Assets and Liabilities | ||
| Total Assets: | $456,031,000 | 1,419 |
| Cash and due from depository institutions | $10,207,000 | 2,673 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $46,543,000 | 2,480 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $392,740,000 | 1,119 |
| Loan loss allowance | $4,966,000 | 1,029 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,631,000 | 4,933 |
| Other real estate owned | $0 | 2,673 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,910,000 | 3,026 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $456,031,000 | 1,419 |
| Total liabilities | $416,348,000 | 1,394 |
| Total deposits | $376,249,000 | 1,345 |
| Interest-bearing deposits | $335,908,000 | 1,280 |
| Deposits held in domestic offices | $376,249,000 | 1,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,491,000 | 572 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,608,000 | 1,770 |
| Total equity capital | $39,683,000 | 1,604 |
| Total bank equity capital | $39,683,000 | 1,604 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000 | 7,805 |
| Surplus | $10,436,000 | 2,278 |
| Undivided profits | $29,246,000 | 1,184 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $719,000 | 3,028 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,256,000 | 1,616 |
| Earning assets | $439,283,000 | 1,346 |
| Long-term assets (5+ years) | $24,263,000 | 2,976 |
| Average Assets, year-to-date | $449,732,330 | 1,402 |
| Average Assets, quarterly | $452,003,000 | 1,407 |
| Volatile liabilities | $109,477,000 | 1,358 |
| Insider loans | $10,499,000 | 646 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $2,000 | 1,759 |
| Unused loan commitments | $148,982,000 | 768 |
| Tier 1 (core) risk-based capital | $40,196,000 | 1,523 |
| Tier 2 risk-based capital | $4,966,000 | 1,018 |
| Total risk weighted assets | $422,985,000 | 1,099 |
| Total unused commitments | $148,982,000 | 768 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 61 | 2,868 |
| Assets and Liabilities | ||
| Total Assets: | $447,975,000 | 1,409 |
| Cash and due from depository institutions | $8,267,000 | 2,868 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $47,240,000 | 2,490 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $383,930,000 | 1,109 |
| Loan loss allowance | $4,818,000 | 1,052 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,619,000 | 4,916 |
| Other real estate owned | $0 | 2,868 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $6,919,000 | 2,256 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $447,975,000 | 1,409 |
| Total liabilities | $409,243,000 | 1,387 |
| Total deposits | $359,686,000 | 1,403 |
| Interest-bearing deposits | $317,988,000 | 1,344 |
| Deposits held in domestic offices | $359,686,000 | 1,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,636,000 | 488 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,921,000 | 1,261 |
| Total equity capital | $38,732,000 | 1,610 |
| Total bank equity capital | $38,732,000 | 1,610 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,816 |
| Surplus | $10,409,000 | 2,219 |
| Undivided profits | $28,322,000 | 1,228 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $767,000 | 2,843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,266,000 | 1,504 |
| Earning assets | $431,170,000 | 1,343 |
| Long-term assets (5+ years) | $24,458,000 | 2,931 |
| Average Assets, year-to-date | $446,583,000 | 1,411 |
| Average Assets, quarterly | $446,583,000 | 1,411 |
| Volatile liabilities | $116,466,000 | 1,208 |
| Insider loans | $10,499,000 | 630 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $123,848,000 | 866 |
| Tier 1 (core) risk-based capital | $39,132,000 | 1,536 |
| Tier 2 risk-based capital | $4,818,000 | 1,027 |
| Total risk weighted assets | $416,281,000 | 1,082 |
| Total unused commitments | $123,848,000 | 866 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 64 | 2,738 |
| Assets and Liabilities | ||
| Total Assets: | $445,191,000 | 1,412 |
| Cash and due from depository institutions | $14,660,000 | 2,738 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $45,477,000 | 2,570 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $379,150,000 | 1,113 |
| Loan loss allowance | $4,670,000 | 1,055 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,618,000 | 4,889 |
| Other real estate owned | $0 | 2,738 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,286,000 | 3,228 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $445,191,000 | 1,412 |
| Total liabilities | $407,975,000 | 1,387 |
| Total deposits | $355,166,000 | 1,384 |
| Interest-bearing deposits | $314,768,000 | 1,327 |
| Deposits held in domestic offices | $355,166,000 | 1,381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,994,000 | 466 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,815,000 | 1,615 |
| Total equity capital | $37,216,000 | 1,657 |
| Total bank equity capital | $37,216,000 | 1,657 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 7,853 |
| Surplus | $10,355,000 | 2,197 |
| Undivided profits | $26,860,000 | 1,303 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $819,000 | 2,735 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,204,000 | 1,563 |
| Earning assets | $424,627,000 | 1,355 |
| Long-term assets (5+ years) | $22,970,000 | 3,031 |
| Average Assets, year-to-date | $422,302,000 | 1,423 |
| Average Assets, quarterly | $430,831,500 | 1,438 |
| Volatile liabilities | $115,853,000 | 1,202 |
| Insider loans | $6,582,000 | 995 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $150,348,000 | 740 |
| Tier 1 (core) risk-based capital | $37,491,000 | 1,565 |
| Tier 2 risk-based capital | $4,670,000 | 1,037 |
| Total risk weighted assets | $408,672,000 | 1,084 |
| Total unused commitments | $150,348,000 | 740 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 62 | 2,799 |
| Assets and Liabilities | ||
| Total Assets: | $416,472,000 | 1,466 |
| Cash and due from depository institutions | $8,683,000 | 2,799 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $46,616,000 | 2,498 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $355,615,000 | 1,159 |
| Loan loss allowance | $4,315,000 | 1,128 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,631,000 | 4,847 |
| Other real estate owned | $0 | 2,799 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,927,000 | 3,381 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $416,472,000 | 1,466 |
| Total liabilities | $380,967,000 | 1,448 |
| Total deposits | $322,841,000 | 1,509 |
| Interest-bearing deposits | $292,283,000 | 1,405 |
| Deposits held in domestic offices | $322,841,000 | 1,505 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,513,000 | 425 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,613,000 | 1,676 |
| Total equity capital | $35,505,000 | 1,720 |
| Total bank equity capital | $35,505,000 | 1,720 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,876 |
| Surplus | $9,855,000 | 2,218 |
| Undivided profits | $25,649,000 | 1,366 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $709,000 | 3,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,946,000 | 1,722 |
| Earning assets | $402,231,000 | 1,401 |
| Long-term assets (5+ years) | $19,062,000 | 3,417 |
| Average Assets, year-to-date | $416,579,750 | 1,434 |
| Average Assets, quarterly | $405,365,500 | 1,510 |
| Volatile liabilities | $121,125,000 | 1,116 |
| Insider loans | $6,695,000 | 960 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $142,782,000 | 760 |
| Tier 1 (core) risk-based capital | $35,663,000 | 1,608 |
| Tier 2 risk-based capital | $4,315,000 | 1,093 |
| Total risk weighted assets | $385,994,000 | 1,122 |
| Total unused commitments | $142,782,000 | 762 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 62 | 2,776 |
| Assets and Liabilities | ||
| Total Assets: | $394,259,000 | 1,550 |
| Cash and due from depository institutions | $9,000,000 | 2,776 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $50,984,000 | 2,322 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $328,825,000 | 1,229 |
| Loan loss allowance | $3,988,000 | 1,209 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,626,000 | 4,813 |
| Other real estate owned | $0 | 2,776 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,824,000 | 3,331 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $394,259,000 | 1,550 |
| Total liabilities | $359,531,000 | 1,521 |
| Total deposits | $326,802,000 | 1,458 |
| Interest-bearing deposits | $292,978,000 | 1,371 |
| Deposits held in domestic offices | $326,802,000 | 1,455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,909,000 | 595 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,820,000 | 2,112 |
| Total equity capital | $34,728,000 | 1,716 |
| Total bank equity capital | $34,728,000 | 1,716 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,881 |
| Surplus | $9,848,000 | 2,176 |
| Undivided profits | $24,879,000 | 1,386 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $749,000 | 2,852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,774,000 | 1,729 |
| Earning assets | $379,809,000 | 1,462 |
| Long-term assets (5+ years) | $15,486,000 | 3,847 |
| Average Assets, year-to-date | $416,615,670 | 1,414 |
| Average Assets, quarterly | $391,017,500 | 1,538 |
| Volatile liabilities | $89,519,000 | 1,424 |
| Insider loans | $6,712,000 | 931 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $138,023,000 | 756 |
| Tier 1 (core) risk-based capital | $34,676,000 | 1,615 |
| Tier 2 risk-based capital | $3,988,000 | 1,173 |
| Total risk weighted assets | $361,701,000 | 1,165 |
| Total unused commitments | $138,023,000 | 757 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 64 | 2,665 |
| Assets and Liabilities | ||
| Total Assets: | $387,776,000 | 1,552 |
| Cash and due from depository institutions | $7,828,000 | 2,665 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $55,512,000 | 2,197 |
| Federal funds sold & reverse repurchase agreements | $5,159,000 | 2,272 |
| Net loans & leases | $313,566,000 | 1,255 |
| Loan loss allowance | $3,870,000 | 1,231 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,644,000 | 4,802 |
| Other real estate owned | $138,000 | 2,665 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,929,000 | 3,235 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $387,776,000 | 1,552 |
| Total liabilities | $354,266,000 | 1,530 |
| Total deposits | $312,258,000 | 1,522 |
| Interest-bearing deposits | $281,714,000 | 1,414 |
| Deposits held in domestic offices | $312,258,000 | 1,517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,420,000 | 516 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,588,000 | 1,588 |
| Total equity capital | $33,510,000 | 1,735 |
| Total bank equity capital | $33,510,000 | 1,735 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $9,847,000 | 2,130 |
| Undivided profits | $23,662,000 | 1,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,213,000 | 2,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,686,000 | 1,777 |
| Earning assets | $374,237,000 | 1,462 |
| Long-term assets (5+ years) | $15,477,000 | 3,919 |
| Average Assets, year-to-date | $427,794,000 | 1,366 |
| Average Assets, quarterly | $427,794,000 | 1,366 |
| Volatile liabilities | $103,626,000 | 1,179 |
| Insider loans | $5,254,000 | 1,179 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $130,453,000 | 791 |
| Tier 1 (core) risk-based capital | $33,714,000 | 1,635 |
| Tier 2 risk-based capital | $3,870,000 | 1,198 |
| Total risk weighted assets | $354,239,000 | 1,171 |
| Total unused commitments | $130,453,000 | 791 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 65 | 2,645 |
| Assets and Liabilities | ||
| Total Assets: | $467,812,000 | 1,250 |
| Cash and due from depository institutions | $3,917,000 | 2,645 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $51,195,000 | 2,368 |
| Federal funds sold & reverse repurchase agreements | $106,812,000 | 155 |
| Net loans & leases | $300,777,000 | 1,298 |
| Loan loss allowance | $3,658,000 | 1,286 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,676,000 | 4,747 |
| Other real estate owned | $138,000 | 2,645 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,297,000 | 3,585 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $467,812,000 | 1,250 |
| Total liabilities | $434,446,000 | 1,205 |
| Total deposits | $391,907,000 | 1,141 |
| Interest-bearing deposits | $349,337,000 | 1,087 |
| Deposits held in domestic offices | $391,907,000 | 1,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,394,000 | 505 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,145,000 | 1,826 |
| Total equity capital | $33,366,000 | 1,745 |
| Total bank equity capital | $33,366,000 | 1,745 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,988 |
| Surplus | $9,804,000 | 2,104 |
| Undivided profits | $23,561,000 | 1,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,316,000 | 1,924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,601,000 | 1,840 |
| Earning assets | $458,784,000 | 1,163 |
| Long-term assets (5+ years) | $17,176,000 | 3,773 |
| Average Assets, year-to-date | $417,119,200 | 1,341 |
| Average Assets, quarterly | $462,000,500 | 1,253 |
| Volatile liabilities | $90,915,000 | 1,303 |
| Insider loans | $5,345,000 | 1,141 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $123,331,000 | 792 |
| Tier 1 (core) risk-based capital | $33,237,000 | 1,634 |
| Tier 2 risk-based capital | $3,658,000 | 1,264 |
| Total risk weighted assets | $358,928,000 | 1,150 |
| Total unused commitments | $123,331,000 | 792 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 63 | 2,724 |
| Assets and Liabilities | ||
| Total Assets: | $456,189,000 | 1,264 |
| Cash and due from depository institutions | $7,541,000 | 2,724 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $36,398,000 | 3,136 |
| Federal funds sold & reverse repurchase agreements | $114,393,000 | 140 |
| Net loans & leases | $293,211,000 | 1,303 |
| Loan loss allowance | $3,557,000 | 1,328 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,676,000 | 4,707 |
| Other real estate owned | $138,000 | 2,724 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,832,000 | 3,940 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $456,189,000 | 1,264 |
| Total liabilities | $423,820,000 | 1,218 |
| Total deposits | $396,486,000 | 1,105 |
| Interest-bearing deposits | $362,152,000 | 1,022 |
| Deposits held in domestic offices | $396,486,000 | 1,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,615,000 | 653 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,719,000 | 2,155 |
| Total equity capital | $32,369,000 | 1,770 |
| Total bank equity capital | $32,369,000 | 1,770 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000 | 8,031 |
| Surplus | $9,560,000 | 2,108 |
| Undivided profits | $22,808,000 | 1,488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,225,000 | 1,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,423,000 | 2,188 |
| Earning assets | $444,002,000 | 1,179 |
| Long-term assets (5+ years) | $16,977,000 | 3,876 |
| Average Assets, year-to-date | $404,446,000 | 1,382 |
| Average Assets, quarterly | $451,218,500 | 1,258 |
| Volatile liabilities | $76,560,000 | 1,469 |
| Insider loans | $5,205,000 | 1,127 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $120,028,000 | 805 |
| Tier 1 (core) risk-based capital | $32,006,000 | 1,668 |
| Tier 2 risk-based capital | $3,557,000 | 1,290 |
| Total risk weighted assets | $344,761,000 | 1,171 |
| Total unused commitments | $120,028,000 | 807 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 63 | 2,733 |
| Assets and Liabilities | ||
| Total Assets: | $446,248,000 | 1,260 |
| Cash and due from depository institutions | $6,579,000 | 2,733 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $34,485,000 | 3,297 |
| Federal funds sold & reverse repurchase agreements | $120,335,000 | 136 |
| Net loans & leases | $280,254,000 | 1,335 |
| Loan loss allowance | $3,418,000 | 1,365 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,707,000 | 4,635 |
| Other real estate owned | $38,000 | 2,733 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,850,000 | 3,890 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $446,248,000 | 1,260 |
| Total liabilities | $415,560,000 | 1,229 |
| Total deposits | $388,922,000 | 1,108 |
| Interest-bearing deposits | $353,976,000 | 1,032 |
| Deposits held in domestic offices | $388,922,000 | 1,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,243,000 | 647 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,395,000 | 2,308 |
| Total equity capital | $30,688,000 | 1,775 |
| Total bank equity capital | $30,688,000 | 1,775 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000 | 8,087 |
| Surplus | $9,560,000 | 2,070 |
| Undivided profits | $21,127,000 | 1,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,579,000 | 1,104 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,258,000 | 2,315 |
| Earning assets | $435,074,000 | 1,186 |
| Long-term assets (5+ years) | $17,529,000 | 3,927 |
| Average Assets, year-to-date | $387,198,330 | 1,449 |
| Average Assets, quarterly | $399,307,000 | 1,413 |
| Volatile liabilities | $76,724,000 | 1,430 |
| Insider loans | $4,694,000 | 1,215 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $123,516,000 | 769 |
| Tier 1 (core) risk-based capital | $30,558,000 | 1,703 |
| Tier 2 risk-based capital | $3,418,000 | 1,313 |
| Total risk weighted assets | $334,874,000 | 1,172 |
| Total unused commitments | $123,516,000 | 770 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 64 | 2,679 |
| Assets and Liabilities | ||
| Total Assets: | $352,366,000 | 1,630 |
| Cash and due from depository institutions | $7,747,000 | 2,679 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $35,948,000 | 3,184 |
| Federal funds sold & reverse repurchase agreements | $35,453,000 | 380 |
| Net loans & leases | $269,032,000 | 1,361 |
| Loan loss allowance | $3,373,000 | 1,373 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,713,000 | 4,600 |
| Other real estate owned | $0 | 2,679 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,473,000 | 4,108 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $352,366,000 | 1,630 |
| Total liabilities | $322,570,000 | 1,596 |
| Total deposits | $296,776,000 | 1,522 |
| Interest-bearing deposits | $270,665,000 | 1,416 |
| Deposits held in domestic offices | $296,776,000 | 1,519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,217,000 | 654 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,577,000 | 1,608 |
| Total equity capital | $29,796,000 | 1,881 |
| Total bank equity capital | $29,796,000 | 1,881 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $8,555,000 | 2,256 |
| Undivided profits | $21,240,000 | 1,591 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,166,000 | 2,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,188,000 | 2,410 |
| Earning assets | $340,433,000 | 1,531 |
| Long-term assets (5+ years) | $18,121,000 | 3,791 |
| Average Assets, year-to-date | $357,673,500 | 1,578 |
| Average Assets, quarterly | $357,673,500 | 1,578 |
| Volatile liabilities | $81,342,000 | 1,285 |
| Insider loans | $4,075,000 | 1,383 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $107,290,000 | 825 |
| Tier 1 (core) risk-based capital | $29,203,000 | 1,774 |
| Tier 2 risk-based capital | $3,373,000 | 1,325 |
| Total risk weighted assets | $308,156,000 | 1,241 |
| Total unused commitments | $107,290,000 | 826 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 56 | 3,061 |
| Assets and Liabilities | ||
| Total Assets: | $362,981,000 | 1,564 |
| Cash and due from depository institutions | $10,810,000 | 3,061 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $40,951,000 | 2,918 |
| Federal funds sold & reverse repurchase agreements | $41,740,000 | 292 |
| Net loans & leases | $265,190,000 | 1,364 |
| Loan loss allowance | $3,355,000 | 1,378 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,752,000 | 4,539 |
| Other real estate owned | $0 | 3,061 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,538,000 | 4,071 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $362,981,000 | 1,564 |
| Total liabilities | $333,791,000 | 1,530 |
| Total deposits | $319,533,000 | 1,380 |
| Interest-bearing deposits | $290,855,000 | 1,291 |
| Deposits held in domestic offices | $319,533,000 | 1,378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,381,000 | 979 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,877,000 | 1,958 |
| Total equity capital | $29,190,000 | 1,876 |
| Total bank equity capital | $29,190,000 | 1,876 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $8,555,000 | 2,229 |
| Undivided profits | $20,634,000 | 1,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,070,000 | 2,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,279,000 | 2,338 |
| Earning assets | $347,881,000 | 1,485 |
| Long-term assets (5+ years) | $20,429,000 | 3,570 |
| Average Assets, year-to-date | $359,192,000 | 1,518 |
| Average Assets, quarterly | $374,633,500 | 1,501 |
| Volatile liabilities | $66,292,000 | 1,540 |
| Insider loans | $4,223,000 | 1,301 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $106,403,000 | 810 |
| Tier 1 (core) risk-based capital | $28,594,000 | 1,796 |
| Tier 2 risk-based capital | $3,355,000 | 1,319 |
| Total risk weighted assets | $305,641,000 | 1,247 |
| Total unused commitments | $106,403,000 | 811 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 60 | 2,872 |
| Assets and Liabilities | ||
| Total Assets: | $386,286,000 | 1,464 |
| Cash and due from depository institutions | $10,861,000 | 2,872 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $63,999,000 | 1,970 |
| Federal funds sold & reverse repurchase agreements | $45,840,000 | 337 |
| Net loans & leases | $261,372,000 | 1,373 |
| Loan loss allowance | $3,380,000 | 1,380 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,795,000 | 4,460 |
| Other real estate owned | $0 | 2,872 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,419,000 | 4,185 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $386,286,000 | 1,464 |
| Total liabilities | $358,116,000 | 1,425 |
| Total deposits | $343,296,000 | 1,285 |
| Interest-bearing deposits | $318,065,000 | 1,185 |
| Deposits held in domestic offices | $343,296,000 | 1,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,009,000 | 937 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,811,000 | 2,071 |
| Total equity capital | $28,170,000 | 1,938 |
| Total bank equity capital | $28,170,000 | 1,938 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $8,343,000 | 2,245 |
| Undivided profits | $19,826,000 | 1,660 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,187,000 | 2,510 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,296,000 | 2,428 |
| Earning assets | $371,211,000 | 1,389 |
| Long-term assets (5+ years) | $18,609,000 | 3,730 |
| Average Assets, year-to-date | $358,244,750 | 1,533 |
| Average Assets, quarterly | $370,882,000 | 1,515 |
| Volatile liabilities | $72,241,000 | 1,410 |
| Insider loans | $3,383,000 | 1,644 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $115,373,000 | 774 |
| Tier 1 (core) risk-based capital | $27,497,000 | 1,874 |
| Tier 2 risk-based capital | $3,380,000 | 1,305 |
| Total risk weighted assets | $303,257,000 | 1,256 |
| Total unused commitments | $115,373,000 | 776 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 59 | 2,929 |
| Assets and Liabilities | ||
| Total Assets: | $355,478,000 | 1,576 |
| Cash and due from depository institutions | $9,498,000 | 2,929 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $38,948,000 | 2,941 |
| Federal funds sold & reverse repurchase agreements | $45,032,000 | 350 |
| Net loans & leases | $257,695,000 | 1,372 |
| Loan loss allowance | $3,502,000 | 1,308 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,838,000 | 4,358 |
| Other real estate owned | $0 | 2,929 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,467,000 | 4,054 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $355,478,000 | 1,576 |
| Total liabilities | $327,963,000 | 1,535 |
| Total deposits | $308,001,000 | 1,422 |
| Interest-bearing deposits | $284,666,000 | 1,329 |
| Deposits held in domestic offices | $308,001,000 | 1,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,329,000 | 746 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,633,000 | 2,341 |
| Total equity capital | $27,515,000 | 1,980 |
| Total bank equity capital | $27,515,000 | 1,980 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $8,343,000 | 2,203 |
| Undivided profits | $19,171,000 | 1,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,143,000 | 2,592 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,475,000 | 2,018 |
| Earning assets | $341,675,000 | 1,488 |
| Long-term assets (5+ years) | $18,864,000 | 3,567 |
| Average Assets, year-to-date | $348,897,670 | 1,559 |
| Average Assets, quarterly | $341,863,000 | 1,611 |
| Volatile liabilities | $78,671,000 | 1,292 |
| Insider loans | $3,459,000 | 1,590 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $102,696,000 | 838 |
| Tier 1 (core) risk-based capital | $26,580,000 | 1,900 |
| Tier 2 risk-based capital | $3,502,000 | 1,204 |
| Total risk weighted assets | $293,621,000 | 1,272 |
| Total unused commitments | $102,696,000 | 843 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 58 | 2,953 |
| Assets and Liabilities | ||
| Total Assets: | $328,248,000 | 1,664 |
| Cash and due from depository institutions | $11,856,000 | 2,953 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $38,087,000 | 2,940 |
| Federal funds sold & reverse repurchase agreements | $26,091,000 | 614 |
| Net loans & leases | $247,657,000 | 1,400 |
| Loan loss allowance | $3,499,000 | 1,283 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,872,000 | 4,276 |
| Other real estate owned | $225,000 | 2,953 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,460,000 | 4,032 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $328,248,000 | 1,664 |
| Total liabilities | $301,378,000 | 1,634 |
| Total deposits | $282,089,000 | 1,547 |
| Interest-bearing deposits | $241,137,000 | 1,575 |
| Deposits held in domestic offices | $282,089,000 | 1,544 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,582,000 | 761 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,707,000 | 1,633 |
| Total equity capital | $26,870,000 | 1,981 |
| Total bank equity capital | $26,870,000 | 1,981 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $8,078,000 | 2,225 |
| Undivided profits | $18,791,000 | 1,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,266,000 | 2,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,445,000 | 2,077 |
| Earning assets | $311,835,000 | 1,604 |
| Long-term assets (5+ years) | $18,691,000 | 3,524 |
| Average Assets, year-to-date | $345,607,500 | 1,568 |
| Average Assets, quarterly | $345,607,500 | 1,568 |
| Volatile liabilities | $75,557,000 | 1,309 |
| Insider loans | $3,461,000 | 1,564 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $90,923,000 | 877 |
| Tier 1 (core) risk-based capital | $25,996,000 | 1,912 |
| Tier 2 risk-based capital | $3,484,000 | 1,193 |
| Total risk weighted assets | $278,720,000 | 1,321 |
| Total unused commitments | $90,923,000 | 882 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 59 | 2,868 |
| Assets and Liabilities | ||
| Total Assets: | $362,967,000 | 1,482 |
| Cash and due from depository institutions | $8,446,000 | 2,868 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $36,618,000 | 3,016 |
| Federal funds sold & reverse repurchase agreements | $67,218,000 | 241 |
| Net loans & leases | $246,109,000 | 1,398 |
| Loan loss allowance | $3,496,000 | 1,266 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,901,000 | 4,222 |
| Other real estate owned | $308,000 | 2,868 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,367,000 | 4,119 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $362,967,000 | 1,482 |
| Total liabilities | $336,394,000 | 1,443 |
| Total deposits | $322,074,000 | 1,310 |
| Interest-bearing deposits | $265,328,000 | 1,385 |
| Deposits held in domestic offices | $322,074,000 | 1,307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,500,000 | 913 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,820,000 | 2,180 |
| Total equity capital | $26,573,000 | 1,970 |
| Total bank equity capital | $26,573,000 | 1,970 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $8,078,000 | 2,190 |
| Undivided profits | $18,494,000 | 1,708 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,217,000 | 2,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,485,000 | 2,124 |
| Earning assets | $349,945,000 | 1,404 |
| Long-term assets (5+ years) | $27,426,000 | 2,711 |
| Average Assets, year-to-date | $306,849,800 | 1,646 |
| Average Assets, quarterly | $332,884,000 | 1,595 |
| Volatile liabilities | $67,110,000 | 1,442 |
| Insider loans | $3,559,000 | 1,493 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $86,713,000 | 884 |
| Tier 1 (core) risk-based capital | $25,603,000 | 1,903 |
| Tier 2 risk-based capital | $3,496,000 | 1,177 |
| Total risk weighted assets | $283,107,000 | 1,264 |
| Total unused commitments | $86,713,000 | 884 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 57 | 2,963 |
| Assets and Liabilities | ||
| Total Assets: | $291,136,000 | 1,757 |
| Cash and due from depository institutions | $11,258,000 | 2,963 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $46,730,000 | 2,328 |
| Federal funds sold & reverse repurchase agreements | $1,973,000 | 4,843 |
| Net loans & leases | $226,465,000 | 1,465 |
| Loan loss allowance | $3,036,000 | 1,364 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,082,000 | 3,934 |
| Other real estate owned | $50,000 | 2,963 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,578,000 | 3,801 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $291,136,000 | 1,757 |
| Total liabilities | $266,894,000 | 1,732 |
| Total deposits | $247,184,000 | 1,647 |
| Interest-bearing deposits | $204,598,000 | 1,715 |
| Deposits held in domestic offices | $247,184,000 | 1,644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,578,000 | 820 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,132,000 | 1,406 |
| Total equity capital | $24,242,000 | 2,038 |
| Total bank equity capital | $24,242,000 | 2,038 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $6,983,000 | 2,366 |
| Undivided profits | $17,258,000 | 1,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $542,000 | 4,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,686,000 | 1,991 |
| Earning assets | $275,168,000 | 1,704 |
| Long-term assets (5+ years) | $48,287,000 | 1,764 |
| Average Assets, year-to-date | $297,200,600 | 1,623 |
| Average Assets, quarterly | $294,777,000 | 1,698 |
| Volatile liabilities | $58,572,000 | 1,546 |
| Insider loans | $2,309,000 | 2,110 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $56,029,000 | 1,160 |
| Tier 1 (core) risk-based capital | $23,521,000 | 1,975 |
| Tier 2 risk-based capital | $2,898,000 | 1,323 |
| Total risk weighted assets | $231,711,000 | 1,481 |
| Total unused commitments | $56,029,000 | 1,165 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 54 | 3,129 |
| Assets and Liabilities | ||
| Total Assets: | $283,636,000 | 1,690 |
| Cash and due from depository institutions | $10,348,000 | 3,129 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $43,310,000 | 2,490 |
| Federal funds sold & reverse repurchase agreements | $19,356,000 | 634 |
| Net loans & leases | $205,284,000 | 1,565 |
| Loan loss allowance | $2,764,000 | 1,409 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,007,000 | 3,979 |
| Other real estate owned | $257,000 | 3,129 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,074,000 | 2,806 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $283,636,000 | 1,690 |
| Total liabilities | $263,764,000 | 1,643 |
| Total deposits | $244,636,000 | 1,562 |
| Interest-bearing deposits | $196,606,000 | 1,701 |
| Deposits held in domestic offices | $244,636,000 | 1,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,179,000 | 800 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,949,000 | 2,116 |
| Total equity capital | $19,872,000 | 2,350 |
| Total bank equity capital | $19,872,000 | 2,350 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $4,760,000 | 3,170 |
| Undivided profits | $15,111,000 | 1,801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,100,000 | 2,127 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,491,000 | 1,750 |
| Earning assets | $267,950,000 | 1,649 |
| Long-term assets (5+ years) | $47,265,000 | 1,719 |
| Average Assets, year-to-date | $255,820,200 | 1,795 |
| Average Assets, quarterly | $268,053,500 | 1,776 |
| Volatile liabilities | $58,039,000 | 1,531 |
| Insider loans | $1,094,000 | 3,649 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $44,506,000 | 1,277 |
| Tier 1 (core) risk-based capital | $19,566,000 | 2,281 |
| Tier 2 risk-based capital | $2,726,380 | 1,337 |
| Total risk weighted assets | $218,073,080 | 1,495 |
| Total unused commitments | $44,506,000 | 1,278 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 56 | 3,127 |
| Assets and Liabilities | ||
| Total Assets: | $245,358,000 | 1,914 |
| Cash and due from depository institutions | $6,304,000 | 3,127 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $37,665,000 | 2,948 |
| Federal funds sold & reverse repurchase agreements | $21,046,000 | 490 |
| Net loans & leases | $174,863,000 | 1,730 |
| Loan loss allowance | $2,416,000 | 1,540 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,953,000 | 4,073 |
| Other real estate owned | $410,000 | 3,127 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,117,000 | 2,731 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $245,358,000 | 1,914 |
| Total liabilities | $228,330,000 | 1,861 |
| Total deposits | $214,514,000 | 1,753 |
| Interest-bearing deposits | $185,860,000 | 1,771 |
| Deposits held in domestic offices | $214,514,000 | 1,749 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,885,000 | 1,101 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,931,000 | 1,923 |
| Total equity capital | $17,028,000 | 2,581 |
| Total bank equity capital | $17,028,000 | 2,581 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $4,075,000 | 3,500 |
| Undivided profits | $12,952,000 | 1,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $549,000 | 3,454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,078,000 | 2,077 |
| Earning assets | $233,574,000 | 1,846 |
| Long-term assets (5+ years) | $25,495,000 | 2,833 |
| Average Assets, year-to-date | $220,471,400 | 2,054 |
| Average Assets, quarterly | $234,352,500 | 1,989 |
| Volatile liabilities | $48,666,000 | 1,690 |
| Insider loans | $2,178,000 | 2,072 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $157,000 | 1,246 |
| Unused loan commitments | $33,891,000 | 1,598 |
| Tier 1 (core) risk-based capital | $17,479,000 | 2,508 |
| Tier 2 risk-based capital | $2,301,260 | 1,487 |
| Total risk weighted assets | $183,986,060 | 1,684 |
| Total unused commitments | $33,891,000 | 1,600 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 50 | 3,479 |
| Assets and Liabilities | ||
| Total Assets: | $208,513,000 | 2,206 |
| Cash and due from depository institutions | $8,580,000 | 3,479 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $36,115,000 | 3,092 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $159,614,000 | 1,760 |
| Loan loss allowance | $2,446,000 | 1,480 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,839,000 | 4,179 |
| Other real estate owned | $223,000 | 3,479 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,142,000 | 3,344 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,513,000 | 2,206 |
| Total liabilities | $192,136,000 | 2,160 |
| Total deposits | $172,713,000 | 2,209 |
| Interest-bearing deposits | $146,718,000 | 2,222 |
| Deposits held in domestic offices | $172,713,000 | 2,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,710,000 | 780 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,713,000 | 2,250 |
| Total equity capital | $16,377,000 | 2,748 |
| Total bank equity capital | $16,377,000 | 2,748 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $4,039,000 | 3,370 |
| Undivided profits | $12,337,000 | 2,112 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $179,000 | 6,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,012,000 | 2,193 |
| Earning assets | $195,729,000 | 2,171 |
| Long-term assets (5+ years) | $28,575,000 | 2,453 |
| Average Assets, year-to-date | $204,425,200 | 2,131 |
| Average Assets, quarterly | $210,939,500 | 2,142 |
| Volatile liabilities | $47,818,000 | 1,445 |
| Insider loans | $2,270,000 | 1,882 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $240,000 | 1,443 |
| Unused loan commitments | $28,247,000 | 1,745 |
| Tier 1 (core) risk-based capital | $16,092,000 | 2,655 |
| Tier 2 risk-based capital | $2,089,190 | 1,557 |
| Total risk weighted assets | $166,778,390 | 1,721 |
| Total unused commitments | $28,247,000 | 1,752 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 50 | 3,586 |
| Assets and Liabilities | ||
| Total Assets: | $198,507,000 | 2,281 |
| Cash and due from depository institutions | $7,657,000 | 3,586 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $32,672,000 | 3,380 |
| Federal funds sold & reverse repurchase agreements | $12,920,000 | 1,025 |
| Net loans & leases | $140,819,000 | 1,986 |
| Loan loss allowance | $2,145,000 | 1,673 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,917,000 | 3,964 |
| Other real estate owned | $506,000 | 3,586 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,016,000 | 3,493 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $198,507,000 | 2,281 |
| Total liabilities | $183,912,000 | 2,228 |
| Total deposits | $173,692,000 | 2,156 |
| Interest-bearing deposits | $148,683,000 | 2,173 |
| Deposits held in domestic offices | $173,692,000 | 2,150 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,769,000 | 1,134 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,451,000 | 2,626 |
| Total equity capital | $14,595,000 | 3,033 |
| Total bank equity capital | $14,595,000 | 3,033 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $4,016,000 | 3,317 |
| Undivided profits | $10,578,000 | 2,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $379,000 | 4,762 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $184,000 | 679 |
| Income earned, not collected on loans | $922,000 | 2,479 |
| Earning assets | $186,411,000 | 2,259 |
| Long-term assets (5+ years) | $25,036,000 | 2,386 |
| Average Assets, year-to-date | $179,892,400 | 2,385 |
| Average Assets, quarterly | $188,226,000 | 2,362 |
| Volatile liabilities | $36,364,000 | 1,812 |
| Insider loans | $2,206,000 | 1,892 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $22,606,000 | 1,921 |
| Tier 1 (core) risk-based capital | $14,426,000 | 2,941 |
| Tier 2 risk-based capital | $1,856,440 | 1,633 |
| Total risk weighted assets | $148,226,240 | 1,886 |
| Total unused commitments | $22,606,000 | 1,927 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 36 | 5,025 |
| Assets and Liabilities | ||
| Total Assets: | $175,628,000 | 2,633 |
| Cash and due from depository institutions | $9,844,000 | 5,025 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $35,409,000 | 3,418 |
| Federal funds sold & reverse repurchase agreements | $5,915,000 | 2,218 |
| Net loans & leases | $121,964,000 | 2,317 |
| Loan loss allowance | $1,896,000 | 2,005 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $438,000 | 8,399 |
| Other real estate owned | $0 | 5,025 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,058,000 | 3,519 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,628,000 | 2,633 |
| Total liabilities | $163,546,000 | 2,551 |
| Total deposits | $153,629,000 | 2,515 |
| Interest-bearing deposits | $127,274,000 | 2,610 |
| Deposits held in domestic offices | $153,629,000 | 2,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,788,000 | 1,237 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,129,000 | 3,218 |
| Total equity capital | $12,082,000 | 3,658 |
| Total bank equity capital | $12,082,000 | 3,658 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $4,016,000 | 3,401 |
| Undivided profits | $8,065,000 | 3,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $457,000 | 4,531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $197,000 | 635 |
| Income earned, not collected on loans | $856,000 | 2,651 |
| Earning assets | $163,288,000 | 2,606 |
| Long-term assets (5+ years) | $18,846,000 | 2,794 |
| Average Assets, year-to-date | $159,076,800 | 2,769 |
| Average Assets, quarterly | $171,442,000 | 2,668 |
| Volatile liabilities | $40,961,000 | 1,614 |
| Insider loans | $2,742,000 | 1,576 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $23,135,000 | 1,841 |
| Tier 1 (core) risk-based capital | $12,037,000 | 3,571 |
| Tier 2 risk-based capital | $1,591,360 | 1,937 |
| Total risk weighted assets | $127,003,760 | 2,218 |
| Total unused commitments | $23,135,000 | 1,857 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 34 | 5,419 |
| Assets and Liabilities | ||
| Total Assets: | $136,826,000 | 3,290 |
| Cash and due from depository institutions | $7,283,000 | 5,419 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $27,418,000 | 4,369 |
| Federal funds sold & reverse repurchase agreements | $1,260,000 | 6,812 |
| Net loans & leases | $98,861,000 | 2,740 |
| Loan loss allowance | $1,525,000 | 2,438 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $338,000 | 9,289 |
| Other real estate owned | $0 | 5,419 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,666,000 | 4,257 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,826,000 | 3,290 |
| Total liabilities | $126,787,000 | 3,214 |
| Total deposits | $121,626,000 | 3,150 |
| Interest-bearing deposits | $100,212,000 | 3,282 |
| Deposits held in domestic offices | $121,626,000 | 3,143 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,415,000 | 1,611 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $746,000 | 4,643 |
| Total equity capital | $10,039,000 | 4,322 |
| Total bank equity capital | $10,039,000 | 4,322 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $3,999,000 | 3,499 |
| Undivided profits | $6,039,000 | 3,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $451,000 | 4,530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $33,000 | 1,301 |
| Income earned, not collected on loans | $661,000 | 3,598 |
| Earning assets | $127,539,000 | 3,243 |
| Long-term assets (5+ years) | $13,517,000 | 3,320 |
| Average Assets, year-to-date | $126,321,000 | 3,428 |
| Average Assets, quarterly | $134,842,500 | 3,307 |
| Volatile liabilities | $33,003,000 | 1,745 |
| Insider loans | $2,739,000 | 1,584 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $17,971,000 | 2,141 |
| Tier 1 (core) risk-based capital | $9,904,000 | 4,256 |
| Tier 2 risk-based capital | $1,266,690 | 2,357 |
| Total risk weighted assets | $101,076,990 | 2,707 |
| Total unused commitments | $17,971,000 | 2,152 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 32 | 5,876 |
| Assets and Liabilities | ||
| Total Assets: | $110,522,000 | 3,999 |
| Cash and due from depository institutions | $6,787,000 | 5,876 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $17,182,000 | 6,528 |
| Federal funds sold & reverse repurchase agreements | $175,000 | 7,859 |
| Net loans & leases | $84,605,000 | 3,067 |
| Loan loss allowance | $1,292,000 | 2,878 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $329,000 | 9,627 |
| Other real estate owned | $0 | 5,876 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,444,000 | 5,081 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,522,000 | 3,999 |
| Total liabilities | $102,551,000 | 3,919 |
| Total deposits | $97,258,000 | 3,888 |
| Interest-bearing deposits | $80,883,000 | 4,013 |
| Deposits held in domestic offices | $97,258,000 | 3,881 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,807,000 | 1,827 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $486,000 | 5,311 |
| Total equity capital | $7,971,000 | 4,940 |
| Total bank equity capital | $7,971,000 | 4,940 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $3,999,000 | 3,395 |
| Undivided profits | $3,971,000 | 4,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $157,000 | 7,409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $508,000 | 4,163 |
| Earning assets | $101,962,000 | 3,968 |
| Long-term assets (5+ years) | $5,826,000 | 5,601 |
| Average Assets, year-to-date | $101,443,600 | 4,211 |
| Average Assets, quarterly | $108,761,500 | 4,015 |
| Volatile liabilities | $27,752,000 | 1,941 |
| Insider loans | $3,301,000 | 1,267 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $15,589,000 | 2,299 |
| Tier 1 (core) risk-based capital | $8,189,000 | 4,892 |
| Tier 2 risk-based capital | $1,071,740 | 2,745 |
| Total risk weighted assets | $85,519,140 | 3,085 |
| Total unused commitments | $15,589,000 | 2,311 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 31 | 6,250 |
| Assets and Liabilities | ||
| Total Assets: | $98,509,000 | 4,512 |
| Cash and due from depository institutions | $8,521,000 | 6,250 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $20,100,000 | 6,119 |
| Federal funds sold & reverse repurchase agreements | $5,185,000 | 2,693 |
| Net loans & leases | $63,456,000 | 3,936 |
| Loan loss allowance | $948,000 | 3,878 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $368,000 | 9,653 |
| Other real estate owned | $0 | 6,250 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $879,000 | 6,752 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,509,000 | 4,512 |
| Total liabilities | $91,438,000 | 4,417 |
| Total deposits | $84,758,000 | 4,565 |
| Interest-bearing deposits | $64,975,000 | 5,079 |
| Deposits held in domestic offices | $84,758,000 | 4,558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,372,000 | 1,330 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $308,000 | 7,424 |
| Total equity capital | $7,071,000 | 5,554 |
| Total bank equity capital | $7,071,000 | 5,554 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $3,999,000 | 3,348 |
| Undivided profits | $3,071,000 | 6,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 11,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $313,000 | 5,867 |
| Earning assets | $88,741,000 | 4,599 |
| Long-term assets (5+ years) | $4,887,000 | 6,487 |
| Average Assets, year-to-date | $85,695,200 | 4,962 |
| Average Assets, quarterly | $93,653,000 | 4,696 |
| Volatile liabilities | $20,647,000 | 2,336 |
| Insider loans | $3,026,000 | 1,374 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $18,464,000 | 1,993 |
| Tier 1 (core) risk-based capital | $6,735,000 | 5,716 |
| Tier 2 risk-based capital | $845,110 | 3,366 |
| Total risk weighted assets | $67,505,510 | 3,750 |
| Total unused commitments | $18,464,000 | 2,010 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 25 | 7,484 |
| Assets and Liabilities | ||
| Total Assets: | $73,518,000 | 5,889 |
| Cash and due from depository institutions | $3,908,000 | 7,484 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $17,613,000 | 6,625 |
| Federal funds sold & reverse repurchase agreements | $3,011,000 | 4,999 |
| Net loans & leases | $47,679,000 | 4,982 |
| Loan loss allowance | $738,000 | 4,814 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $424,000 | 9,472 |
| Other real estate owned | $0 | 7,484 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $883,000 | 6,915 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,518,000 | 5,889 |
| Total liabilities | $67,748,000 | 5,831 |
| Total deposits | $60,291,000 | 6,220 |
| Interest-bearing deposits | $53,711,000 | 6,115 |
| Deposits held in domestic offices | $60,291,000 | 6,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,139,000 | 1,176 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $318,000 | 7,950 |
| Total equity capital | $5,770,000 | 6,371 |
| Total bank equity capital | $5,770,000 | 6,371 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000 | 12,319 |
| Surplus | $3,999,000 | 3,231 |
| Undivided profits | $1,770,000 | 7,845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $223,000 | 8,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $303,000 | 6,465 |
| Earning assets | $68,303,000 | 5,800 |
| Long-term assets (5+ years) | $4,613,000 | 6,755 |
| Average Assets, year-to-date | $69,733,200 | 6,017 |
| Average Assets, quarterly | $73,238,500 | 5,854 |
| Volatile liabilities | $18,373,000 | 2,525 |
| Insider loans | $4,000 | 9,235 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,205,000 | 3,360 |
| Tier 1 (core) risk-based capital | $5,770,000 | 6,289 |
| Tier 2 risk-based capital | $711,220 | 3,910 |
| Total risk weighted assets | $56,871,120 | 4,425 |
| Total unused commitments | $8,205,000 | 3,381 |
| Derivatives | $0 | 651 |