Home > Stephenville Bank and Trust Co. > Income and Expense
Stephenville Bank and Trust Co., Income and Expense
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,360,000 | 3,720 |
| Total interest expense | $842,000 | 5,300 |
| Net interest income | $4,518,000 | 3,267 |
| Provision for loan and lease losses | $40,000 | 5,698 |
| Total noninterest income | $1,695,000 | 2,031 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $777,000 | 1,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $918,000 | 1,881 |
| Total noninterest expense | $2,963,000 | 3,750 |
| Salaries and employee benefits | $1,446,000 | 4,076 |
| Premises and equipment expense | $380,000 | 4,024 |
| Additional noninterest expense | $1,137,000 | 3,086 |
| Pre-tax net operating income | $3,210,000 | 1,959 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $987,000 | 1,795 |
| Income before extraordinary items | $2,224,000 | 2,102 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,224,000 | 2,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,309 |
| Cash dividends | $2,201,000 | 897 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,223,310 | 2,052 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,553,000 | 3,736 |
| Total interest expense | $559,000 | 5,329 |
| Net interest income | $2,994,000 | 3,276 |
| Provision for loan and lease losses | $20,000 | 5,844 |
| Total noninterest income | $1,251,000 | 1,860 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $478,000 | 1,827 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $773,000 | 1,584 |
| Total noninterest expense | $1,962,000 | 3,799 |
| Salaries and employee benefits | $956,000 | 4,117 |
| Premises and equipment expense | $256,000 | 3,999 |
| Additional noninterest expense | $750,000 | 3,117 |
| Pre-tax net operating income | $2,263,000 | 1,854 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $702,000 | 1,705 |
| Income before extraordinary items | $1,562,000 | 2,009 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,562,000 | 2,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $1,527,000 | 872 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,561,310 | 1,953 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,797,000 | 3,710 |
| Total interest expense | $293,000 | 5,233 |
| Net interest income | $1,504,000 | 3,250 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $598,000 | 1,894 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $228,000 | 1,847 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $370,000 | 1,618 |
| Total noninterest expense | $941,000 | 3,951 |
| Salaries and employee benefits | $478,000 | 4,155 |
| Premises and equipment expense | $125,000 | 4,106 |
| Additional noninterest expense | $338,000 | 3,399 |
| Pre-tax net operating income | $1,151,000 | 1,788 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $359,000 | 1,693 |
| Income before extraordinary items | $793,000 | 1,970 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $793,000 | 1,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $776,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $792,310 | 1,882 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,099,000 | 3,771 |
| Total interest expense | $1,334,000 | 5,250 |
| Net interest income | $5,765,000 | 3,285 |
| Provision for loan and lease losses | $670,000 | 1,681 |
| Total noninterest income | $1,698,000 | 2,593 |
| Gross Fiduciary activities income | $285,000 | 722 |
| Service charges on deposit accounts | $845,000 | 2,028 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $568,000 | 3,361 |
| Total noninterest expense | $3,926,000 | 3,768 |
| Salaries and employee benefits | $1,972,000 | 3,972 |
| Premises and equipment expense | $516,000 | 3,972 |
| Additional noninterest expense | $1,438,000 | 3,205 |
| Pre-tax net operating income | $2,867,000 | 2,604 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $864,000 | 2,401 |
| Income before extraordinary items | $2,003,000 | 2,862 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,003,000 | 2,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $559,000 | 1,474 |
| Cash dividends | $1,425,000 | 1,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,003,000 | 2,735 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,344,000 | 3,810 |
| Total interest expense | $1,035,000 | 5,272 |
| Net interest income | $4,309,000 | 3,317 |
| Provision for loan and lease losses | $670,000 | 1,286 |
| Total noninterest income | $1,306,000 | 2,601 |
| Gross Fiduciary activities income | $212,000 | 726 |
| Service charges on deposit accounts | $636,000 | 2,025 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $458,000 | 3,293 |
| Total noninterest expense | $2,923,000 | 3,768 |
| Salaries and employee benefits | $1,454,000 | 4,022 |
| Premises and equipment expense | $383,000 | 3,986 |
| Additional noninterest expense | $1,086,000 | 3,169 |
| Pre-tax net operating income | $2,022,000 | 2,827 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $613,000 | 2,630 |
| Income before extraordinary items | $1,409,000 | 3,111 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,409,000 | 3,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $631,000 | 980 |
| Cash dividends | $1,000,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,409,000 | 2,954 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,622,000 | 3,782 |
| Total interest expense | $726,000 | 5,224 |
| Net interest income | $2,896,000 | 3,296 |
| Provision for loan and lease losses | $670,000 | 905 |
| Total noninterest income | $839,000 | 2,661 |
| Gross Fiduciary activities income | $127,000 | 739 |
| Service charges on deposit accounts | $412,000 | 2,042 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $300,000 | 3,294 |
| Total noninterest expense | $1,960,000 | 3,761 |
| Salaries and employee benefits | $947,000 | 4,088 |
| Premises and equipment expense | $275,000 | 3,745 |
| Additional noninterest expense | $738,000 | 3,094 |
| Pre-tax net operating income | $1,105,000 | 3,275 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $330,000 | 3,062 |
| Income before extraordinary items | $775,000 | 3,596 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $775,000 | 3,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $640,000 | 723 |
| Cash dividends | $600,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $775,000 | 3,398 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,814,000 | 3,796 |
| Total interest expense | $383,000 | 5,164 |
| Net interest income | $1,431,000 | 3,301 |
| Provision for loan and lease losses | $595,000 | 563 |
| Total noninterest income | $389,000 | 2,729 |
| Gross Fiduciary activities income | $54,000 | 796 |
| Service charges on deposit accounts | $198,000 | 2,041 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $137,000 | 3,373 |
| Total noninterest expense | $933,000 | 3,877 |
| Salaries and employee benefits | $455,000 | 4,207 |
| Premises and equipment expense | $134,000 | 3,837 |
| Additional noninterest expense | $344,000 | 3,243 |
| Pre-tax net operating income | $292,000 | 4,853 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $74,000 | 4,503 |
| Income before extraordinary items | $218,000 | 5,089 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $218,000 | 5,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $547,000 | 465 |
| Cash dividends | $150,000 | 2,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $218,000 | 4,891 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,737,000 | 3,754 |
| Total interest expense | $1,882,000 | 5,013 |
| Net interest income | $5,855,000 | 3,210 |
| Provision for loan and lease losses | $375,000 | 2,962 |
| Total noninterest income | $1,559,000 | 2,557 |
| Gross Fiduciary activities income | $277,000 | 735 |
| Service charges on deposit accounts | $867,000 | 1,859 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $415,000 | 3,633 |
| Total noninterest expense | $3,635,000 | 3,829 |
| Salaries and employee benefits | $1,820,000 | 4,046 |
| Premises and equipment expense | $535,000 | 3,744 |
| Additional noninterest expense | $1,280,000 | 3,427 |
| Pre-tax net operating income | $3,404,000 | 2,261 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,091,000 | 2,078 |
| Income before extraordinary items | $2,313,000 | 2,503 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,313,000 | 2,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 2,239 |
| Cash dividends | $1,000,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,313,000 | 2,413 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,389,000 | 3,863 |
| Total interest expense | $3,173,000 | 4,525 |
| Net interest income | $5,216,000 | 3,324 |
| Provision for loan and lease losses | $35,000 | 7,117 |
| Total noninterest income | $1,438,000 | 2,596 |
| Gross Fiduciary activities income | $253,000 | 772 |
| Service charges on deposit accounts | $869,000 | 1,749 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $316,000 | 3,998 |
| Total noninterest expense | $3,399,000 | 3,924 |
| Salaries and employee benefits | $1,770,000 | 3,965 |
| Premises and equipment expense | $535,000 | 3,685 |
| Additional noninterest expense | $1,094,000 | 3,778 |
| Pre-tax net operating income | $3,220,000 | 2,129 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,069,000 | 1,976 |
| Income before extraordinary items | $2,151,000 | 2,380 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,151,000 | 2,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $1,500,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,151,000 | 2,301 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,249,000 | 4,025 |
| Total interest expense | $3,307,000 | 4,568 |
| Net interest income | $4,942,000 | 3,509 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $1,370,000 | 2,512 |
| Gross Fiduciary activities income | $256,000 | 752 |
| Service charges on deposit accounts | $882,000 | 1,552 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $232,000 | 4,449 |
| Total noninterest expense | $3,294,000 | 3,917 |
| Salaries and employee benefits | $1,678,000 | 3,990 |
| Premises and equipment expense | $526,000 | 3,640 |
| Additional noninterest expense | $1,090,000 | 3,717 |
| Pre-tax net operating income | $2,958,000 | 2,421 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $998,000 | 2,127 |
| Income before extraordinary items | $1,960,000 | 2,620 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,960,000 | 2,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $1,650,000 | 1,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,960,000 | 2,611 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,712,000 | 4,064 |
| Total interest expense | $3,014,000 | 4,586 |
| Net interest income | $4,698,000 | 3,650 |
| Provision for loan and lease losses | $225,000 | 3,305 |
| Total noninterest income | $1,314,000 | 2,513 |
| Gross Fiduciary activities income | $237,000 | 822 |
| Service charges on deposit accounts | $884,000 | 1,477 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $193,000 | 5,023 |
| Total noninterest expense | $3,152,000 | 4,049 |
| Salaries and employee benefits | $1,640,000 | 4,037 |
| Premises and equipment expense | $464,000 | 4,029 |
| Additional noninterest expense | $1,048,000 | 3,869 |
| Pre-tax net operating income | $2,635,000 | 2,683 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $916,000 | 2,351 |
| Income before extraordinary items | $1,719,000 | 2,913 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,719,000 | 2,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 1,768 |
| Cash dividends | $1,300,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,719,000 | 2,885 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,687,000 | 4,081 |
| Total interest expense | $3,088,000 | 4,613 |
| Net interest income | $4,599,000 | 3,669 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,254,000 | 2,597 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $827,000 | 1,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $427,000 | 3,293 |
| Total noninterest expense | $3,137,000 | 3,957 |
| Salaries and employee benefits | $1,563,000 | 4,113 |
| Premises and equipment expense | $463,000 | 3,916 |
| Additional noninterest expense | $1,111,000 | 3,596 |
| Pre-tax net operating income | $2,716,000 | 2,595 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $944,000 | 2,417 |
| Income before extraordinary items | $1,772,000 | 2,826 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,772,000 | 2,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,667 |
| Cash dividends | $1,375,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,772,000 | 2,750 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,356,000 | 4,329 |
| Total interest expense | $2,972,000 | 4,758 |
| Net interest income | $4,384,000 | 3,895 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,155,000 | 2,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $705,000 | 1,848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $450,000 | 3,041 |
| Total noninterest expense | $2,990,000 | 4,107 |
| Salaries and employee benefits | $1,483,000 | 4,296 |
| Premises and equipment expense | $438,000 | 4,132 |
| Additional noninterest expense | $1,069,000 | 3,677 |
| Pre-tax net operating income | $2,549,000 | 2,865 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $887,000 | 2,689 |
| Income before extraordinary items | $1,662,000 | 3,060 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,662,000 | 3,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,735 |
| Cash dividends | $1,150,000 | 1,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,662,000 | 2,998 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,559,000 | 4,830 |
| Total interest expense | $2,552,000 | 5,428 |
| Net interest income | $4,007,000 | 4,314 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,192,000 | 2,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $553,000 | 2,464 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $639,000 | 2,452 |
| Total noninterest expense | $2,779,000 | 4,582 |
| Salaries and employee benefits | $1,320,000 | 4,797 |
| Premises and equipment expense | $348,000 | 5,029 |
| Additional noninterest expense | $1,111,000 | 4,027 |
| Pre-tax net operating income | $2,420,000 | 2,857 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $840,000 | 2,723 |
| Income before extraordinary items | $1,579,000 | 3,034 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,579,000 | 3,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,393 |
| Cash dividends | $2,100,000 | 1,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,579,650 | 3,007 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,195,000 | 5,063 |
| Total interest expense | $2,267,000 | 5,942 |
| Net interest income | $3,928,000 | 4,386 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $931,000 | 3,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $523,000 | 2,586 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $408,000 | 3,275 |
| Total noninterest expense | $2,734,000 | 4,622 |
| Salaries and employee benefits | $1,291,000 | 4,885 |
| Premises and equipment expense | $241,000 | 6,490 |
| Additional noninterest expense | $1,202,000 | 3,734 |
| Pre-tax net operating income | $2,125,000 | 3,304 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $736,000 | 3,103 |
| Income before extraordinary items | $1,389,000 | 3,491 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,389,000 | 3,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $1,200,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,389,000 | 3,461 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,202,000 | 5,486 |
| Total interest expense | $1,703,000 | 6,324 |
| Net interest income | $3,499,000 | 4,945 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $746,000 | 3,931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $440,000 | 3,111 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $306,000 | 4,036 |
| Total noninterest expense | $2,452,000 | 5,248 |
| Salaries and employee benefits | $1,258,000 | 5,035 |
| Premises and equipment expense | $229,000 | 6,885 |
| Additional noninterest expense | $965,000 | 4,857 |
| Pre-tax net operating income | $1,793,000 | 3,756 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $623,000 | 3,401 |
| Income before extraordinary items | $1,170,000 | 3,947 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,170,000 | 3,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,267 |
| Cash dividends | $600,000 | 2,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,170,000 | 3,993 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,891,000 | 6,999 |
| Total interest expense | $1,423,000 | 7,458 |
| Net interest income | $2,468,000 | 6,610 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $538,000 | 5,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $371,000 | 3,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 6,217 |
| Total noninterest expense | $2,074,000 | 6,147 |
| Salaries and employee benefits | $1,008,000 | 6,088 |
| Premises and equipment expense | $205,000 | 7,582 |
| Additional noninterest expense | $861,000 | 5,576 |
| Pre-tax net operating income | $932,000 | 6,207 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $318,000 | 5,861 |
| Income before extraordinary items | $614,000 | 6,676 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $614,000 | 6,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 12,882 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $614,000 | 6,427 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,060,000 | 6,329 |
| Total interest expense | $2,066,000 | 6,962 |
| Net interest income | $2,994,000 | 5,724 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $703,000 | 4,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $446,000 | 3,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 4,876 |
| Total noninterest expense | $2,456,000 | 5,398 |
| Salaries and employee benefits | $1,135,000 | 5,442 |
| Premises and equipment expense | $270,000 | 6,436 |
| Additional noninterest expense | $1,051,000 | 4,855 |
| Pre-tax net operating income | $1,231,000 | 4,824 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $388,000 | 4,904 |
| Income before extraordinary items | $843,000 | 5,144 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $843,000 | 5,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 13,343 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $843,000 | 4,846 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.