Home > StellarOne Bank > Income and Expense
StellarOne Bank, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $25,727,000 | 273 |
| Total interest expense | $-300,000 | 6,730 |
| Net interest income | $26,027,000 | 250 |
| Provision for loan and lease losses | $502,000 | 450 |
| Total noninterest income | $6,356,000 | 310 |
| Gross Fiduciary activities income | $1,006,000 | 229 |
| Service charges on deposit accounts | $1,923,000 | 208 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $3,427,000 | 340 |
| Total noninterest expense | $21,083,000 | 278 |
| Salaries and employee benefits | $10,512,000 | 275 |
| Premises and equipment expense | $3,216,000 | 213 |
| Additional noninterest expense | $7,355,000 | 274 |
| Pre-tax net operating income | $10,798,000 | 248 |
| Securities gains (losses) | $27,000 | 855 |
| Applicable income taxes | $3,275,000 | 249 |
| Income before extraordinary items | $7,550,000 | 263 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $7,550,000 | 262 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $7,550,000 | 263 |
| Net charge-offs | $-76,000 | 6,423 |
| Cash dividends | $5,200,000 | 156 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $7,531,100 | 257 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $112,737,000 | 252 |
| Total interest expense | $12,990,000 | 244 |
| Net interest income | $99,747,000 | 251 |
| Provision for loan and lease losses | $-1,347,000 | 6,699 |
| Total noninterest income | $32,988,000 | 278 |
| Gross Fiduciary activities income | $3,838,000 | 223 |
| Service charges on deposit accounts | $8,776,000 | 189 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $20,374,000 | 282 |
| Total noninterest expense | $93,044,000 | 259 |
| Salaries and employee benefits | $47,944,000 | 241 |
| Premises and equipment expense | $13,079,000 | 199 |
| Additional noninterest expense | $32,021,000 | 263 |
| Pre-tax net operating income | $41,038,000 | 250 |
| Securities gains (losses) | $11,000 | 2,598 |
| Applicable income taxes | $11,808,000 | 246 |
| Income before extraordinary items | $29,241,000 | 267 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $29,241,000 | 267 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $29,241,000 | 267 |
| Net charge-offs | $5,277,000 | 317 |
| Cash dividends | $18,000,000 | 214 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $29,233,190 | 267 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $84,297,000 | 250 |
| Total interest expense | $9,947,000 | 239 |
| Net interest income | $74,350,000 | 252 |
| Provision for loan and lease losses | $515,000 | 1,475 |
| Total noninterest income | $25,444,000 | 277 |
| Gross Fiduciary activities income | $2,846,000 | 220 |
| Service charges on deposit accounts | $6,523,000 | 191 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $16,075,000 | 284 |
| Total noninterest expense | $70,174,000 | 253 |
| Salaries and employee benefits | $36,727,000 | 233 |
| Premises and equipment expense | $10,137,000 | 192 |
| Additional noninterest expense | $23,310,000 | 264 |
| Pre-tax net operating income | $29,105,000 | 265 |
| Securities gains (losses) | $6,000 | 2,632 |
| Applicable income taxes | $8,422,000 | 264 |
| Income before extraordinary items | $20,689,000 | 277 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $20,689,000 | 277 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $20,689,000 | 277 |
| Net charge-offs | $4,512,000 | 294 |
| Cash dividends | $18,000,000 | 161 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $20,684,740 | 276 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $55,955,000 | 249 |
| Total interest expense | $6,799,000 | 242 |
| Net interest income | $49,156,000 | 252 |
| Provision for loan and lease losses | $315,000 | 1,593 |
| Total noninterest income | $17,256,000 | 282 |
| Gross Fiduciary activities income | $1,893,000 | 218 |
| Service charges on deposit accounts | $4,251,000 | 191 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $11,112,000 | 285 |
| Total noninterest expense | $47,067,000 | 253 |
| Salaries and employee benefits | $24,648,000 | 232 |
| Premises and equipment expense | $6,773,000 | 193 |
| Additional noninterest expense | $15,646,000 | 260 |
| Pre-tax net operating income | $19,030,000 | 265 |
| Securities gains (losses) | $6,000 | 2,420 |
| Applicable income taxes | $5,487,000 | 269 |
| Income before extraordinary items | $13,549,000 | 281 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $13,549,000 | 282 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $13,549,000 | 282 |
| Net charge-offs | $2,773,000 | 348 |
| Cash dividends | $14,000,000 | 140 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $13,544,740 | 272 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $28,062,000 | 254 |
| Total interest expense | $3,529,000 | 242 |
| Net interest income | $24,533,000 | 256 |
| Provision for loan and lease losses | $700,000 | 531 |
| Total noninterest income | $8,373,000 | 284 |
| Gross Fiduciary activities income | $898,000 | 229 |
| Service charges on deposit accounts | $1,987,000 | 200 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,488,000 | 286 |
| Total noninterest expense | $23,887,000 | 253 |
| Salaries and employee benefits | $12,528,000 | 233 |
| Premises and equipment expense | $3,331,000 | 197 |
| Additional noninterest expense | $8,028,000 | 260 |
| Pre-tax net operating income | $8,319,000 | 291 |
| Securities gains (losses) | $6,000 | 1,600 |
| Applicable income taxes | $2,317,000 | 306 |
| Income before extraordinary items | $6,008,000 | 307 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,008,000 | 308 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,008,000 | 308 |
| Net charge-offs | $1,474,000 | 335 |
| Cash dividends | $8,000,000 | 103 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $6,003,680 | 290 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $115,055,000 | 249 |
| Total interest expense | $17,107,000 | 240 |
| Net interest income | $97,948,000 | 252 |
| Provision for loan and lease losses | $5,550,000 | 474 |
| Total noninterest income | $33,644,000 | 297 |
| Gross Fiduciary activities income | $3,584,000 | 219 |
| Service charges on deposit accounts | $9,587,000 | 176 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $20,473,000 | 304 |
| Total noninterest expense | $94,047,000 | 255 |
| Salaries and employee benefits | $49,637,000 | 220 |
| Premises and equipment expense | $12,915,000 | 198 |
| Additional noninterest expense | $31,495,000 | 278 |
| Pre-tax net operating income | $31,995,000 | 294 |
| Securities gains (losses) | $528,000 | 900 |
| Applicable income taxes | $8,858,000 | 302 |
| Income before extraordinary items | $23,665,000 | 306 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $23,665,000 | 306 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $23,665,000 | 306 |
| Net charge-offs | $8,314,000 | 378 |
| Cash dividends | $5,000,000 | 566 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $23,279,560 | 293 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $86,734,000 | 254 |
| Total interest expense | $13,332,000 | 245 |
| Net interest income | $73,402,000 | 254 |
| Provision for loan and lease losses | $4,150,000 | 476 |
| Total noninterest income | $24,711,000 | 295 |
| Gross Fiduciary activities income | $2,702,000 | 215 |
| Service charges on deposit accounts | $7,049,000 | 178 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $14,960,000 | 301 |
| Total noninterest expense | $70,541,000 | 249 |
| Salaries and employee benefits | $37,356,000 | 219 |
| Premises and equipment expense | $9,722,000 | 200 |
| Additional noninterest expense | $23,463,000 | 272 |
| Pre-tax net operating income | $23,422,000 | 299 |
| Securities gains (losses) | $88,000 | 2,068 |
| Applicable income taxes | $6,455,000 | 314 |
| Income before extraordinary items | $17,055,000 | 317 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $17,055,000 | 316 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $17,055,000 | 316 |
| Net charge-offs | $6,878,000 | 350 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $16,990,760 | 304 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $57,891,000 | 254 |
| Total interest expense | $9,133,000 | 245 |
| Net interest income | $48,758,000 | 256 |
| Provision for loan and lease losses | $2,250,000 | 585 |
| Total noninterest income | $16,007,000 | 297 |
| Gross Fiduciary activities income | $1,801,000 | 216 |
| Service charges on deposit accounts | $4,626,000 | 181 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,580,000 | 307 |
| Total noninterest expense | $47,207,000 | 247 |
| Salaries and employee benefits | $25,065,000 | 219 |
| Premises and equipment expense | $6,512,000 | 198 |
| Additional noninterest expense | $15,630,000 | 275 |
| Pre-tax net operating income | $15,308,000 | 301 |
| Securities gains (losses) | $79,000 | 1,754 |
| Applicable income taxes | $4,286,000 | 315 |
| Income before extraordinary items | $11,101,000 | 320 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $11,101,000 | 320 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $11,101,000 | 320 |
| Net charge-offs | $4,696,000 | 352 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $11,044,120 | 299 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $28,958,000 | 254 |
| Total interest expense | $4,721,000 | 242 |
| Net interest income | $24,237,000 | 259 |
| Provision for loan and lease losses | $850,000 | 705 |
| Total noninterest income | $7,904,000 | 290 |
| Gross Fiduciary activities income | $929,000 | 208 |
| Service charges on deposit accounts | $2,294,000 | 176 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,681,000 | 297 |
| Total noninterest expense | $23,248,000 | 251 |
| Salaries and employee benefits | $12,244,000 | 216 |
| Premises and equipment expense | $3,255,000 | 196 |
| Additional noninterest expense | $7,749,000 | 269 |
| Pre-tax net operating income | $8,043,000 | 282 |
| Securities gains (losses) | $73,000 | 1,049 |
| Applicable income taxes | $2,295,000 | 295 |
| Income before extraordinary items | $5,821,000 | 301 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,821,000 | 302 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $5,821,000 | 302 |
| Net charge-offs | $1,823,000 | 424 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $5,768,440 | 289 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $120,860,000 | 247 |
| Total interest expense | $23,306,000 | 237 |
| Net interest income | $97,554,000 | 256 |
| Provision for loan and lease losses | $12,700,000 | 342 |
| Total noninterest income | $30,838,000 | 267 |
| Gross Fiduciary activities income | $3,386,000 | 187 |
| Service charges on deposit accounts | $9,534,000 | 184 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $17,918,000 | 288 |
| Total noninterest expense | $93,525,000 | 235 |
| Salaries and employee benefits | $48,958,000 | 198 |
| Premises and equipment expense | $12,781,000 | 208 |
| Additional noninterest expense | $31,786,000 | 268 |
| Pre-tax net operating income | $22,167,000 | 344 |
| Securities gains (losses) | $508,000 | 787 |
| Applicable income taxes | $5,393,000 | 392 |
| Income before extraordinary items | $17,282,000 | 335 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $17,282,000 | 335 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $17,282,000 | 336 |
| Net charge-offs | $17,761,000 | 280 |
| Cash dividends | $27,500,000 | 118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $16,895,920 | 332 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $91,068,000 | 244 |
| Total interest expense | $18,129,000 | 239 |
| Net interest income | $72,939,000 | 255 |
| Provision for loan and lease losses | $10,950,000 | 297 |
| Total noninterest income | $22,923,000 | 271 |
| Gross Fiduciary activities income | $2,572,000 | 182 |
| Service charges on deposit accounts | $7,106,000 | 183 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $13,245,000 | 294 |
| Total noninterest expense | $69,371,000 | 231 |
| Salaries and employee benefits | $36,320,000 | 196 |
| Premises and equipment expense | $9,556,000 | 211 |
| Additional noninterest expense | $23,495,000 | 260 |
| Pre-tax net operating income | $15,541,000 | 369 |
| Securities gains (losses) | $62,000 | 2,171 |
| Applicable income taxes | $3,562,000 | 425 |
| Income before extraordinary items | $12,041,000 | 366 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $12,041,000 | 366 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $12,041,000 | 366 |
| Net charge-offs | $13,331,000 | 279 |
| Cash dividends | $5,000,000 | 295 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $11,993,260 | 355 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $60,676,000 | 250 |
| Total interest expense | $12,241,000 | 247 |
| Net interest income | $48,435,000 | 255 |
| Provision for loan and lease losses | $7,650,000 | 293 |
| Total noninterest income | $15,146,000 | 272 |
| Gross Fiduciary activities income | $1,751,000 | 182 |
| Service charges on deposit accounts | $4,570,000 | 193 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,825,000 | 296 |
| Total noninterest expense | $46,385,000 | 239 |
| Salaries and employee benefits | $24,087,000 | 200 |
| Premises and equipment expense | $6,395,000 | 213 |
| Additional noninterest expense | $15,903,000 | 274 |
| Pre-tax net operating income | $9,546,000 | 381 |
| Securities gains (losses) | $21,000 | 2,069 |
| Applicable income taxes | $2,113,000 | 442 |
| Income before extraordinary items | $7,454,000 | 374 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $7,454,000 | 373 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $7,454,000 | 373 |
| Net charge-offs | $9,563,000 | 270 |
| Cash dividends | $5,000,000 | 190 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $7,437,620 | 366 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $30,305,000 | 252 |
| Total interest expense | $6,181,000 | 255 |
| Net interest income | $24,124,000 | 253 |
| Provision for loan and lease losses | $4,500,000 | 261 |
| Total noninterest income | $7,656,000 | 272 |
| Gross Fiduciary activities income | $904,000 | 185 |
| Service charges on deposit accounts | $2,216,000 | 195 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,536,000 | 291 |
| Total noninterest expense | $23,361,000 | 236 |
| Salaries and employee benefits | $12,082,000 | 199 |
| Premises and equipment expense | $3,228,000 | 211 |
| Additional noninterest expense | $8,051,000 | 265 |
| Pre-tax net operating income | $3,919,000 | 447 |
| Securities gains (losses) | $10,000 | 1,304 |
| Applicable income taxes | $783,000 | 535 |
| Income before extraordinary items | $3,146,000 | 422 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,146,000 | 422 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,146,000 | 422 |
| Net charge-offs | $4,630,000 | 292 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $3,138,000 | 415 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $127,919,000 | 247 |
| Total interest expense | $32,839,000 | 244 |
| Net interest income | $95,080,000 | 252 |
| Provision for loan and lease losses | $22,850,000 | 323 |
| Total noninterest income | $31,820,000 | 277 |
| Gross Fiduciary activities income | $3,264,000 | 190 |
| Service charges on deposit accounts | $11,127,000 | 157 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,429,000 | 307 |
| Total noninterest expense | $91,357,000 | 235 |
| Salaries and employee benefits | $27,625,000 | 357 |
| Premises and equipment expense | $9,523,000 | 284 |
| Additional noninterest expense | $54,209,000 | 188 |
| Pre-tax net operating income | $12,693,000 | 444 |
| Securities gains (losses) | $1,261,000 | 399 |
| Applicable income taxes | $2,650,000 | 590 |
| Income before extraordinary items | $11,304,000 | 398 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,304,000 | 397 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $11,304,000 | 398 |
| Net charge-offs | $25,374,000 | 277 |
| Cash dividends | $9,200,000 | 188 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $10,282,590 | 425 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $96,211,000 | 247 |
| Total interest expense | $26,154,000 | 229 |
| Net interest income | $70,057,000 | 255 |
| Provision for loan and lease losses | $17,550,000 | 310 |
| Total noninterest income | $24,566,000 | 270 |
| Gross Fiduciary activities income | $2,496,000 | 186 |
| Service charges on deposit accounts | $8,589,000 | 153 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $13,481,000 | 286 |
| Total noninterest expense | $67,810,000 | 234 |
| Salaries and employee benefits | $20,571,000 | 355 |
| Premises and equipment expense | $7,070,000 | 290 |
| Additional noninterest expense | $40,169,000 | 183 |
| Pre-tax net operating income | $9,263,000 | 460 |
| Securities gains (losses) | $596,000 | 636 |
| Applicable income taxes | $1,866,000 | 624 |
| Income before extraordinary items | $7,993,000 | 433 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $7,993,000 | 433 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $7,993,000 | 434 |
| Net charge-offs | $17,749,000 | 290 |
| Cash dividends | $9,200,000 | 117 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $7,510,240 | 442 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $64,630,000 | 249 |
| Total interest expense | $18,392,000 | 226 |
| Net interest income | $46,238,000 | 256 |
| Provision for loan and lease losses | $14,050,000 | 278 |
| Total noninterest income | $16,679,000 | 262 |
| Gross Fiduciary activities income | $1,678,000 | 187 |
| Service charges on deposit accounts | $5,808,000 | 155 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $9,193,000 | 280 |
| Total noninterest expense | $44,543,000 | 239 |
| Salaries and employee benefits | $13,560,000 | 357 |
| Premises and equipment expense | $4,871,000 | 279 |
| Additional noninterest expense | $26,112,000 | 191 |
| Pre-tax net operating income | $4,324,000 | 642 |
| Securities gains (losses) | $321,000 | 679 |
| Applicable income taxes | $555,000 | 1,118 |
| Income before extraordinary items | $4,090,000 | 538 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,090,000 | 540 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $4,090,000 | 540 |
| Net charge-offs | $12,697,000 | 269 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,807,520 | 562 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $32,481,000 | 258 |
| Total interest expense | $9,725,000 | 233 |
| Net interest income | $22,756,000 | 265 |
| Provision for loan and lease losses | $6,700,000 | 306 |
| Total noninterest income | $8,416,000 | 259 |
| Gross Fiduciary activities income | $834,000 | 186 |
| Service charges on deposit accounts | $2,832,000 | 159 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,750,000 | 277 |
| Total noninterest expense | $22,161,000 | 245 |
| Salaries and employee benefits | $6,915,000 | 356 |
| Premises and equipment expense | $2,468,000 | 287 |
| Additional noninterest expense | $12,778,000 | 197 |
| Pre-tax net operating income | $2,311,000 | 591 |
| Securities gains (losses) | $302,000 | 385 |
| Applicable income taxes | $393,000 | 854 |
| Income before extraordinary items | $2,220,000 | 497 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,220,000 | 498 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $2,220,000 | 499 |
| Net charge-offs | $6,228,000 | 283 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,963,300 | 546 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $139,671,000 | 250 |
| Total interest expense | $49,256,000 | 229 |
| Net interest income | $90,415,000 | 263 |
| Provision for loan and lease losses | $37,800,000 | 311 |
| Total noninterest income | $28,683,000 | 307 |
| Gross Fiduciary activities income | $2,960,000 | 202 |
| Service charges on deposit accounts | $11,986,000 | 162 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $13,737,000 | 361 |
| Total noninterest expense | $92,654,000 | 255 |
| Salaries and employee benefits | $28,487,000 | 339 |
| Premises and equipment expense | $9,926,000 | 283 |
| Additional noninterest expense | $54,241,000 | 212 |
| Pre-tax net operating income | $-11,356,000 | 7,534 |
| Securities gains (losses) | $-160,000 | 7,380 |
| Applicable income taxes | $-5,905,000 | 7,795 |
| Income before extraordinary items | $-5,611,000 | 7,314 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,611,000 | 7,314 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,611,000 | 7,314 |
| Net charge-offs | $28,092,000 | 311 |
| Cash dividends | $5,500,000 | 317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-5,508,600 | 7,327 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $105,573,000 | 263 |
| Total interest expense | $38,320,000 | 238 |
| Net interest income | $67,253,000 | 273 |
| Provision for loan and lease losses | $34,300,000 | 265 |
| Total noninterest income | $22,471,000 | 299 |
| Gross Fiduciary activities income | $2,238,000 | 195 |
| Service charges on deposit accounts | $8,867,000 | 163 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $11,366,000 | 333 |
| Total noninterest expense | $68,056,000 | 256 |
| Salaries and employee benefits | $20,698,000 | 360 |
| Premises and equipment expense | $7,350,000 | 293 |
| Additional noninterest expense | $40,008,000 | 209 |
| Pre-tax net operating income | $-12,632,000 | 7,800 |
| Securities gains (losses) | $45,000 | 2,368 |
| Applicable income taxes | $-5,796,000 | 7,918 |
| Income before extraordinary items | $-6,791,000 | 7,679 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-6,791,000 | 7,678 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-6,791,000 | 7,678 |
| Net charge-offs | $23,724,000 | 262 |
| Cash dividends | $3,000,000 | 406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-6,819,800 | 7,689 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $71,447,000 | 268 |
| Total interest expense | $26,141,000 | 251 |
| Net interest income | $45,306,000 | 272 |
| Provision for loan and lease losses | $14,250,000 | 368 |
| Total noninterest income | $16,382,000 | 275 |
| Gross Fiduciary activities income | $1,502,000 | 199 |
| Service charges on deposit accounts | $5,646,000 | 171 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $9,234,000 | 293 |
| Total noninterest expense | $47,599,000 | 252 |
| Salaries and employee benefits | $13,711,000 | 371 |
| Premises and equipment expense | $6,864,000 | 204 |
| Additional noninterest expense | $27,024,000 | 215 |
| Pre-tax net operating income | $-161,000 | 6,205 |
| Securities gains (losses) | $13,000 | 2,499 |
| Applicable income taxes | $-1,065,000 | 7,770 |
| Income before extraordinary items | $917,000 | 1,993 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $917,000 | 1,991 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $917,000 | 1,992 |
| Net charge-offs | $9,791,000 | 379 |
| Cash dividends | $3,000,000 | 283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $908,680 | 1,942 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $36,115,000 | 269 |
| Total interest expense | $13,218,000 | 261 |
| Net interest income | $22,897,000 | 265 |
| Provision for loan and lease losses | $7,750,000 | 311 |
| Total noninterest income | $7,814,000 | 266 |
| Gross Fiduciary activities income | $758,000 | 194 |
| Service charges on deposit accounts | $2,659,000 | 174 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,397,000 | 279 |
| Total noninterest expense | $23,026,000 | 251 |
| Salaries and employee benefits | $6,791,000 | 371 |
| Premises and equipment expense | $3,376,000 | 209 |
| Additional noninterest expense | $12,859,000 | 201 |
| Pre-tax net operating income | $-65,000 | 6,535 |
| Securities gains (losses) | $2,000 | 2,230 |
| Applicable income taxes | $-449,000 | 7,875 |
| Income before extraordinary items | $386,000 | 2,640 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $386,000 | 2,639 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $386,000 | 2,641 |
| Net charge-offs | $2,896,000 | 460 |
| Cash dividends | $3,000,000 | 141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $384,720 | 2,499 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $155,318,000 | 262 |
| Total interest expense | $55,467,000 | 295 |
| Net interest income | $99,851,000 | 249 |
| Provision for loan and lease losses | $20,787,000 | 363 |
| Total noninterest income | $23,996,000 | 312 |
| Gross Fiduciary activities income | $3,677,000 | 185 |
| Service charges on deposit accounts | $14,756,000 | 137 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $5,563,000 | 593 |
| Total noninterest expense | $83,974,000 | 274 |
| Salaries and employee benefits | $26,376,000 | 366 |
| Premises and equipment expense | $8,559,000 | 325 |
| Additional noninterest expense | $49,039,000 | 221 |
| Pre-tax net operating income | $19,086,000 | 303 |
| Securities gains (losses) | $-273,000 | 7,407 |
| Applicable income taxes | $4,788,000 | 332 |
| Income before extraordinary items | $14,025,000 | 288 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $14,025,000 | 288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,264,000 | 248 |
| Cash dividends | $4,000,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $291,844,000 | 7 |
| Net operating income | $14,229,750 | 295 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $115,724,000 | 280 |
| Total interest expense | $41,147,000 | 316 |
| Net interest income | $74,577,000 | 261 |
| Provision for loan and lease losses | $9,787,000 | 408 |
| Total noninterest income | $17,678,000 | 335 |
| Gross Fiduciary activities income | $2,952,000 | 186 |
| Service charges on deposit accounts | $10,546,000 | 147 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,180,000 | 633 |
| Total noninterest expense | $62,142,000 | 275 |
| Salaries and employee benefits | $19,110,000 | 396 |
| Premises and equipment expense | $5,851,000 | 367 |
| Additional noninterest expense | $37,181,000 | 204 |
| Pre-tax net operating income | $20,326,000 | 276 |
| Securities gains (losses) | $-280,000 | 7,654 |
| Applicable income taxes | $5,516,000 | 295 |
| Income before extraordinary items | $14,530,000 | 258 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $14,530,000 | 258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,627,000 | 330 |
| Cash dividends | $4,000,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $291,844,000 | 4 |
| Net operating income | $14,731,600 | 277 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $73,805,000 | 298 |
| Total interest expense | $26,509,000 | 338 |
| Net interest income | $47,296,000 | 276 |
| Provision for loan and lease losses | $3,787,000 | 521 |
| Total noninterest income | $12,355,000 | 334 |
| Gross Fiduciary activities income | $1,968,000 | 188 |
| Service charges on deposit accounts | $6,463,000 | 155 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,924,000 | 512 |
| Total noninterest expense | $39,047,000 | 279 |
| Salaries and employee benefits | $12,309,000 | 414 |
| Premises and equipment expense | $3,474,000 | 408 |
| Additional noninterest expense | $23,264,000 | 208 |
| Pre-tax net operating income | $16,817,000 | 241 |
| Securities gains (losses) | $53,000 | 1,405 |
| Applicable income taxes | $4,853,000 | 260 |
| Income before extraordinary items | $12,017,000 | 259 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $12,017,000 | 258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,114,000 | 300 |
| Cash dividends | $4,000,000 | 406 |
| Sale, conversion, retirement of capital stock, net | $291,844,000 | 2 |
| Net operating income | $11,979,370 | 246 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $10,620,000 | 950 |
| Total interest expense | $4,487,000 | 1,039 |
| Net interest income | $6,133,000 | 881 |
| Provision for loan and lease losses | $203,000 | 1,804 |
| Total noninterest income | $816,000 | 1,545 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $930,000 | 450 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-114,000 | 8,457 |
| Total noninterest expense | $4,919,000 | 991 |
| Salaries and employee benefits | $1,823,000 | 1,455 |
| Premises and equipment expense | $641,000 | 1,084 |
| Additional noninterest expense | $2,455,000 | 600 |
| Pre-tax net operating income | $1,827,000 | 1,041 |
| Securities gains (losses) | $15,000 | 1,758 |
| Applicable income taxes | $477,000 | 1,048 |
| Income before extraordinary items | $1,365,000 | 1,107 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,365,000 | 1,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,496 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,353,900 | 1,077 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $44,202,000 | 954 |
| Total interest expense | $18,392,000 | 1,062 |
| Net interest income | $25,810,000 | 847 |
| Provision for loan and lease losses | $2,223,000 | 772 |
| Total noninterest income | $5,389,000 | 1,034 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,900,000 | 450 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,489,000 | 1,682 |
| Total noninterest expense | $20,714,000 | 896 |
| Salaries and employee benefits | $7,512,000 | 1,339 |
| Premises and equipment expense | $2,058,000 | 1,292 |
| Additional noninterest expense | $11,144,000 | 534 |
| Pre-tax net operating income | $8,262,000 | 1,021 |
| Securities gains (losses) | $-19,000 | 7,745 |
| Applicable income taxes | $2,070,000 | 1,110 |
| Income before extraordinary items | $6,173,000 | 1,052 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,173,000 | 1,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,345,000 | 814 |
| Cash dividends | $8,000,000 | 497 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $6,187,250 | 1,030 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $33,162,000 | 950 |
| Total interest expense | $13,691,000 | 1,069 |
| Net interest income | $19,471,000 | 838 |
| Provision for loan and lease losses | $549,000 | 1,456 |
| Total noninterest income | $3,997,000 | 1,040 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,866,000 | 451 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,131,000 | 1,663 |
| Total noninterest expense | $15,757,000 | 873 |
| Salaries and employee benefits | $5,814,000 | 1,294 |
| Premises and equipment expense | $1,472,000 | 1,333 |
| Additional noninterest expense | $8,471,000 | 514 |
| Pre-tax net operating income | $7,162,000 | 967 |
| Securities gains (losses) | $-19,000 | 7,946 |
| Applicable income taxes | $1,904,000 | 1,002 |
| Income before extraordinary items | $5,239,000 | 998 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,239,000 | 996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,675 |
| Cash dividends | $8,000,000 | 389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,252,870 | 981 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $22,130,000 | 964 |
| Total interest expense | $9,114,000 | 1,077 |
| Net interest income | $13,016,000 | 861 |
| Provision for loan and lease losses | $99,000 | 3,328 |
| Total noninterest income | $2,607,000 | 1,083 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,778,000 | 486 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $829,000 | 1,581 |
| Total noninterest expense | $10,560,000 | 883 |
| Salaries and employee benefits | $3,964,000 | 1,283 |
| Premises and equipment expense | $972,000 | 1,361 |
| Additional noninterest expense | $5,624,000 | 522 |
| Pre-tax net operating income | $4,964,000 | 966 |
| Securities gains (losses) | $-19,000 | 8,128 |
| Applicable income taxes | $1,334,000 | 1,011 |
| Income before extraordinary items | $3,611,000 | 1,006 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,611,000 | 1,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,846 |
| Cash dividends | $8,000,000 | 299 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,624,870 | 981 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $11,168,000 | 940 |
| Total interest expense | $4,658,000 | 1,056 |
| Net interest income | $6,510,000 | 859 |
| Provision for loan and lease losses | $99,000 | 2,066 |
| Total noninterest income | $1,254,000 | 1,094 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $825,000 | 510 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $429,000 | 1,532 |
| Total noninterest expense | $5,321,000 | 872 |
| Salaries and employee benefits | $1,997,000 | 1,294 |
| Premises and equipment expense | $510,000 | 1,317 |
| Additional noninterest expense | $2,814,000 | 510 |
| Pre-tax net operating income | $2,344,000 | 1,004 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $626,000 | 1,076 |
| Income before extraordinary items | $1,718,000 | 1,026 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,718,000 | 1,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,718,000 | 1,010 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $25,743,000 | 1,557 |
| Total interest expense | $9,333,000 | 1,795 |
| Net interest income | $16,410,000 | 1,387 |
| Provision for loan and lease losses | $210,000 | 3,430 |
| Total noninterest income | $3,055,000 | 1,603 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,956,000 | 907 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,099,000 | 2,083 |
| Total noninterest expense | $11,783,000 | 1,515 |
| Salaries and employee benefits | $4,749,000 | 2,060 |
| Premises and equipment expense | $1,132,000 | 2,182 |
| Additional noninterest expense | $5,902,000 | 901 |
| Pre-tax net operating income | $7,472,000 | 1,309 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,016,000 | 1,323 |
| Income before extraordinary items | $5,456,000 | 1,338 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,456,000 | 1,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,610 |
| Cash dividends | $3,500,000 | 979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,456,000 | 1,326 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $19,143,000 | 1,553 |
| Total interest expense | $6,632,000 | 1,832 |
| Net interest income | $12,511,000 | 1,381 |
| Provision for loan and lease losses | $170,000 | 3,189 |
| Total noninterest income | $2,248,000 | 1,631 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,442,000 | 923 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $806,000 | 2,118 |
| Total noninterest expense | $8,620,000 | 1,557 |
| Salaries and employee benefits | $3,513,000 | 2,088 |
| Premises and equipment expense | $808,000 | 2,303 |
| Additional noninterest expense | $4,299,000 | 925 |
| Pre-tax net operating income | $5,969,000 | 1,279 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,670,000 | 1,283 |
| Income before extraordinary items | $4,299,000 | 1,319 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,299,000 | 1,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,867 |
| Cash dividends | $3,500,000 | 727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,299,000 | 1,306 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,677,000 | 1,528 |
| Total interest expense | $4,247,000 | 1,809 |
| Net interest income | $8,430,000 | 1,371 |
| Provision for loan and lease losses | $130,000 | 2,874 |
| Total noninterest income | $1,506,000 | 1,631 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $957,000 | 915 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $549,000 | 2,085 |
| Total noninterest expense | $5,695,000 | 1,579 |
| Salaries and employee benefits | $2,339,000 | 2,092 |
| Premises and equipment expense | $537,000 | 2,312 |
| Additional noninterest expense | $2,819,000 | 953 |
| Pre-tax net operating income | $4,111,000 | 1,227 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,161,000 | 1,235 |
| Income before extraordinary items | $2,950,000 | 1,262 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,950,000 | 1,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,324 |
| Cash dividends | $3,500,000 | 504 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,950,000 | 1,251 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,292,000 | 1,510 |
| Total interest expense | $1,976,000 | 1,841 |
| Net interest income | $4,316,000 | 1,329 |
| Provision for loan and lease losses | $200,000 | 1,130 |
| Total noninterest income | $736,000 | 1,635 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $470,000 | 896 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $266,000 | 2,115 |
| Total noninterest expense | $2,828,000 | 1,588 |
| Salaries and employee benefits | $1,162,000 | 2,123 |
| Premises and equipment expense | $283,000 | 2,205 |
| Additional noninterest expense | $1,383,000 | 967 |
| Pre-tax net operating income | $2,024,000 | 1,220 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $582,000 | 1,229 |
| Income before extraordinary items | $1,442,000 | 1,279 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,442,000 | 1,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 1,161 |
| Cash dividends | $3,500,000 | 281 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,442,000 | 1,261 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $24,508,000 | 1,364 |
| Total interest expense | $6,569,000 | 1,732 |
| Net interest income | $17,939,000 | 1,201 |
| Provision for loan and lease losses | $584,000 | 1,685 |
| Total noninterest income | $3,541,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,057,000 | 843 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,484,000 | 1,676 |
| Total noninterest expense | $11,664,000 | 1,477 |
| Salaries and employee benefits | $4,909,000 | 1,887 |
| Premises and equipment expense | $1,100,000 | 2,176 |
| Additional noninterest expense | $5,655,000 | 914 |
| Pre-tax net operating income | $9,232,000 | 1,045 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,887,000 | 984 |
| Income before extraordinary items | $6,345,000 | 1,146 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,345,000 | 1,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,712 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,345,000 | 1,120 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $17,740,000 | 1,374 |
| Total interest expense | $4,619,000 | 1,743 |
| Net interest income | $13,121,000 | 1,231 |
| Provision for loan and lease losses | $524,000 | 1,355 |
| Total noninterest income | $2,636,000 | 1,431 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,539,000 | 847 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,097,000 | 1,699 |
| Total noninterest expense | $8,666,000 | 1,479 |
| Salaries and employee benefits | $3,636,000 | 1,894 |
| Premises and equipment expense | $787,000 | 2,254 |
| Additional noninterest expense | $4,243,000 | 898 |
| Pre-tax net operating income | $6,567,000 | 1,096 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,047,000 | 1,044 |
| Income before extraordinary items | $4,520,000 | 1,196 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,520,000 | 1,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,917 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,520,000 | 1,170 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,514,000 | 1,373 |
| Total interest expense | $3,001,000 | 1,683 |
| Net interest income | $8,513,000 | 1,253 |
| Provision for loan and lease losses | $378,000 | 1,244 |
| Total noninterest income | $1,628,000 | 1,492 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,036,000 | 818 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $592,000 | 1,945 |
| Total noninterest expense | $5,705,000 | 1,486 |
| Salaries and employee benefits | $2,325,000 | 1,945 |
| Premises and equipment expense | $515,000 | 2,274 |
| Additional noninterest expense | $2,865,000 | 880 |
| Pre-tax net operating income | $4,058,000 | 1,148 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,254,000 | 1,108 |
| Income before extraordinary items | $2,804,000 | 1,259 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,804,000 | 1,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,928 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,804,000 | 1,234 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,663,000 | 1,362 |
| Total interest expense | $1,443,000 | 1,658 |
| Net interest income | $4,220,000 | 1,258 |
| Provision for loan and lease losses | $189,000 | 1,178 |
| Total noninterest income | $746,000 | 1,578 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $491,000 | 831 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $255,000 | 2,121 |
| Total noninterest expense | $2,880,000 | 1,471 |
| Salaries and employee benefits | $1,239,000 | 1,851 |
| Premises and equipment expense | $258,000 | 2,286 |
| Additional noninterest expense | $1,383,000 | 909 |
| Pre-tax net operating income | $1,897,000 | 1,203 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $577,000 | 1,181 |
| Income before extraordinary items | $1,320,000 | 1,305 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,320,000 | 1,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,320,000 | 1,276 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $21,372,000 | 1,331 |
| Total interest expense | $5,331,000 | 1,536 |
| Net interest income | $16,041,000 | 1,259 |
| Provision for loan and lease losses | $756,000 | 1,354 |
| Total noninterest income | $2,936,000 | 1,633 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,109,000 | 823 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $827,000 | 2,446 |
| Total noninterest expense | $10,825,000 | 1,507 |
| Salaries and employee benefits | $4,613,000 | 1,895 |
| Premises and equipment expense | $996,000 | 2,298 |
| Additional noninterest expense | $5,216,000 | 968 |
| Pre-tax net operating income | $7,396,000 | 1,172 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,231,000 | 1,155 |
| Income before extraordinary items | $5,165,000 | 1,263 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,165,000 | 1,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,407 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,165,000 | 1,228 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,682,000 | 1,345 |
| Total interest expense | $3,892,000 | 1,559 |
| Net interest income | $11,790,000 | 1,275 |
| Provision for loan and lease losses | $567,000 | 1,293 |
| Total noninterest income | $2,228,000 | 1,631 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,567,000 | 833 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $661,000 | 2,347 |
| Total noninterest expense | $8,210,000 | 1,483 |
| Salaries and employee benefits | $3,508,000 | 1,855 |
| Premises and equipment expense | $767,000 | 2,238 |
| Additional noninterest expense | $3,935,000 | 948 |
| Pre-tax net operating income | $5,241,000 | 1,250 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,498,000 | 1,285 |
| Income before extraordinary items | $3,743,000 | 1,318 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,743,000 | 1,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,051 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,743,000 | 1,277 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,357,000 | 1,339 |
| Total interest expense | $2,623,000 | 1,509 |
| Net interest income | $7,734,000 | 1,285 |
| Provision for loan and lease losses | $378,000 | 1,287 |
| Total noninterest income | $1,479,000 | 1,621 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $995,000 | 869 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $484,000 | 2,237 |
| Total noninterest expense | $5,551,000 | 1,458 |
| Salaries and employee benefits | $2,389,000 | 1,829 |
| Premises and equipment expense | $529,000 | 2,156 |
| Additional noninterest expense | $2,633,000 | 943 |
| Pre-tax net operating income | $3,284,000 | 1,298 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $921,000 | 1,370 |
| Income before extraordinary items | $2,363,000 | 1,369 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,363,000 | 1,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,563 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,363,000 | 1,319 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,223,000 | 1,330 |
| Total interest expense | $1,351,000 | 1,481 |
| Net interest income | $3,872,000 | 1,286 |
| Provision for loan and lease losses | $189,000 | 1,210 |
| Total noninterest income | $682,000 | 1,700 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $464,000 | 897 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $218,000 | 2,333 |
| Total noninterest expense | $2,759,000 | 1,484 |
| Salaries and employee benefits | $1,196,000 | 1,841 |
| Premises and equipment expense | $263,000 | 2,185 |
| Additional noninterest expense | $1,300,000 | 954 |
| Pre-tax net operating income | $1,606,000 | 1,307 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $444,000 | 1,430 |
| Income before extraordinary items | $1,162,000 | 1,378 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,162,000 | 1,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,115 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,162,000 | 1,310 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $20,098,000 | 1,425 |
| Total interest expense | $5,525,000 | 1,635 |
| Net interest income | $14,573,000 | 1,344 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $3,475,000 | 1,502 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,748,000 | 990 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,727,000 | 1,626 |
| Total noninterest expense | $10,169,000 | 1,569 |
| Salaries and employee benefits | $4,505,000 | 1,911 |
| Premises and equipment expense | $982,000 | 2,288 |
| Additional noninterest expense | $4,682,000 | 1,088 |
| Pre-tax net operating income | $7,879,000 | 1,063 |
| Securities gains (losses) | $55,000 | 2,425 |
| Applicable income taxes | $2,217,000 | 1,185 |
| Income before extraordinary items | $5,717,000 | 1,122 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,717,000 | 1,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,174 |
| Cash dividends | $12,000,000 | 338 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,677,400 | 1,068 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $14,754,000 | 1,487 |
| Total interest expense | $4,173,000 | 1,694 |
| Net interest income | $10,581,000 | 1,398 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $2,740,000 | 1,481 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,283,000 | 1,019 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,457,000 | 1,564 |
| Total noninterest expense | $7,577,000 | 1,588 |
| Salaries and employee benefits | $3,436,000 | 1,880 |
| Premises and equipment expense | $745,000 | 2,277 |
| Additional noninterest expense | $3,396,000 | 1,121 |
| Pre-tax net operating income | $5,744,000 | 1,124 |
| Securities gains (losses) | $24,000 | 2,852 |
| Applicable income taxes | $1,595,000 | 1,275 |
| Income before extraordinary items | $4,173,000 | 1,193 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,173,000 | 1,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,464 |
| Cash dividends | $12,000,000 | 268 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,155,720 | 1,132 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,784,000 | 1,511 |
| Total interest expense | $2,861,000 | 1,704 |
| Net interest income | $6,923,000 | 1,413 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $1,751,000 | 1,515 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $838,000 | 1,027 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $913,000 | 1,625 |
| Total noninterest expense | $5,000,000 | 1,604 |
| Salaries and employee benefits | $2,166,000 | 1,972 |
| Premises and equipment expense | $535,000 | 2,123 |
| Additional noninterest expense | $2,299,000 | 1,107 |
| Pre-tax net operating income | $3,674,000 | 1,165 |
| Securities gains (losses) | $22,000 | 2,556 |
| Applicable income taxes | $1,017,000 | 1,353 |
| Income before extraordinary items | $2,679,000 | 1,236 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,679,000 | 1,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,131 |
| Cash dividends | $1,500,000 | 928 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,663,160 | 1,159 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,929,000 | 1,507 |
| Total interest expense | $1,476,000 | 1,693 |
| Net interest income | $3,453,000 | 1,419 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $831,000 | 1,540 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $391,000 | 1,061 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $440,000 | 1,621 |
| Total noninterest expense | $2,397,000 | 1,665 |
| Salaries and employee benefits | $989,000 | 2,129 |
| Premises and equipment expense | $263,000 | 2,152 |
| Additional noninterest expense | $1,145,000 | 1,084 |
| Pre-tax net operating income | $1,887,000 | 1,145 |
| Securities gains (losses) | $22,000 | 1,846 |
| Applicable income taxes | $530,000 | 1,300 |
| Income before extraordinary items | $1,379,000 | 1,203 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,379,000 | 1,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,799 |
| Cash dividends | $750,000 | 860 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,363,160 | 1,134 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $20,169,000 | 1,529 |
| Total interest expense | $6,817,000 | 1,677 |
| Net interest income | $13,352,000 | 1,467 |
| Provision for loan and lease losses | $534,000 | 2,280 |
| Total noninterest income | $2,992,000 | 1,560 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,364,000 | 1,182 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,628,000 | 1,549 |
| Total noninterest expense | $9,220,000 | 1,660 |
| Salaries and employee benefits | $4,680,000 | 1,713 |
| Premises and equipment expense | $1,042,000 | 2,098 |
| Additional noninterest expense | $3,498,000 | 1,362 |
| Pre-tax net operating income | $6,590,000 | 1,283 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $1,848,000 | 1,379 |
| Income before extraordinary items | $4,745,000 | 1,325 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,745,000 | 1,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,336 |
| Cash dividends | $2,500,000 | 1,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,742,840 | 1,273 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $21,135,000 | 1,609 |
| Total interest expense | $9,169,000 | 1,772 |
| Net interest income | $11,966,000 | 1,493 |
| Provision for loan and lease losses | $492,000 | 2,241 |
| Total noninterest income | $2,144,000 | 1,909 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $999,000 | 1,476 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,145,000 | 1,864 |
| Total noninterest expense | $7,677,000 | 1,886 |
| Salaries and employee benefits | $4,134,000 | 1,805 |
| Premises and equipment expense | $1,007,000 | 2,109 |
| Additional noninterest expense | $2,536,000 | 1,808 |
| Pre-tax net operating income | $5,941,000 | 1,259 |
| Securities gains (losses) | $8,000 | 3,714 |
| Applicable income taxes | $1,657,000 | 1,372 |
| Income before extraordinary items | $4,292,000 | 1,269 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,292,000 | 1,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,798 |
| Cash dividends | $2,800,000 | 984 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,286,240 | 1,218 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $19,911,000 | 1,744 |
| Total interest expense | $9,008,000 | 1,913 |
| Net interest income | $10,903,000 | 1,606 |
| Provision for loan and lease losses | $340,000 | 2,622 |
| Total noninterest income | $1,707,000 | 2,115 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,063,000 | 1,281 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $644,000 | 2,518 |
| Total noninterest expense | $7,156,000 | 1,949 |
| Salaries and employee benefits | $3,998,000 | 1,801 |
| Premises and equipment expense | $953,000 | 2,163 |
| Additional noninterest expense | $2,205,000 | 1,978 |
| Pre-tax net operating income | $5,114,000 | 1,447 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,359,000 | 1,638 |
| Income before extraordinary items | $3,755,000 | 1,411 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,755,000 | 1,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,565 |
| Cash dividends | $2,700,000 | 1,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,755,000 | 1,399 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,448,000 | 1,857 |
| Total interest expense | $7,434,000 | 2,009 |
| Net interest income | $10,014,000 | 1,737 |
| Provision for loan and lease losses | $360,000 | 2,275 |
| Total noninterest income | $2,745,000 | 1,457 |
| Gross Fiduciary activities income | $269,000 | 796 |
| Service charges on deposit accounts | $883,000 | 1,480 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,593,000 | 1,343 |
| Total noninterest expense | $6,783,000 | 2,011 |
| Salaries and employee benefits | $3,973,000 | 1,737 |
| Premises and equipment expense | $991,000 | 2,067 |
| Additional noninterest expense | $1,819,000 | 2,398 |
| Pre-tax net operating income | $5,616,000 | 1,359 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $1,259,000 | 1,833 |
| Income before extraordinary items | $4,358,000 | 1,246 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,358,000 | 1,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,940 |
| Cash dividends | $2,000,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,357,220 | 1,232 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,937,000 | 1,908 |
| Total interest expense | $7,474,000 | 2,038 |
| Net interest income | $9,463,000 | 1,809 |
| Provision for loan and lease losses | $350,000 | 2,310 |
| Total noninterest income | $2,140,000 | 1,729 |
| Gross Fiduciary activities income | $513,000 | 631 |
| Service charges on deposit accounts | $793,000 | 1,601 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $834,000 | 2,099 |
| Total noninterest expense | $6,311,000 | 2,084 |
| Salaries and employee benefits | $3,584,000 | 1,865 |
| Premises and equipment expense | $919,000 | 2,105 |
| Additional noninterest expense | $1,808,000 | 2,307 |
| Pre-tax net operating income | $4,942,000 | 1,493 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $1,376,000 | 1,759 |
| Income before extraordinary items | $3,567,000 | 1,480 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,567,000 | 1,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,765 |
| Cash dividends | $2,000,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,566,280 | 1,417 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,688,000 | 2,081 |
| Total interest expense | $6,933,000 | 2,170 |
| Net interest income | $8,755,000 | 1,983 |
| Provision for loan and lease losses | $125,000 | 4,524 |
| Total noninterest income | $1,458,000 | 2,254 |
| Gross Fiduciary activities income | $406,000 | 727 |
| Service charges on deposit accounts | $757,000 | 1,717 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $295,000 | 3,969 |
| Total noninterest expense | $5,497,000 | 2,354 |
| Salaries and employee benefits | $3,050,000 | 2,170 |
| Premises and equipment expense | $814,000 | 2,380 |
| Additional noninterest expense | $1,633,000 | 2,515 |
| Pre-tax net operating income | $4,591,000 | 1,675 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $1,324,000 | 1,913 |
| Income before extraordinary items | $3,264,000 | 1,652 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,264,000 | 1,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $4,575,000 | 675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,266,130 | 1,614 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,482,000 | 2,314 |
| Total interest expense | $6,713,000 | 2,297 |
| Net interest income | $7,769,000 | 2,321 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,219,000 | 2,654 |
| Gross Fiduciary activities income | $370,000 | 799 |
| Service charges on deposit accounts | $640,000 | 2,108 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $209,000 | 5,043 |
| Total noninterest expense | $5,047,000 | 2,717 |
| Salaries and employee benefits | $2,863,000 | 2,321 |
| Premises and equipment expense | $750,000 | 2,605 |
| Additional noninterest expense | $1,434,000 | 3,242 |
| Pre-tax net operating income | $3,941,000 | 1,822 |
| Securities gains (losses) | $-32,000 | 10,876 |
| Applicable income taxes | $1,035,000 | 2,285 |
| Income before extraordinary items | $2,874,000 | 1,727 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,874,000 | 1,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,536 |
| Cash dividends | $1,185,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,897,680 | 1,683 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,209,000 | 2,534 |
| Total interest expense | $6,473,000 | 2,400 |
| Net interest income | $6,736,000 | 2,646 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,110,000 | 2,873 |
| Gross Fiduciary activities income | $349,000 | 844 |
| Service charges on deposit accounts | $539,000 | 2,495 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $222,000 | 4,822 |
| Total noninterest expense | $4,568,000 | 2,947 |
| Salaries and employee benefits | $2,554,000 | 2,621 |
| Premises and equipment expense | $695,000 | 2,827 |
| Additional noninterest expense | $1,319,000 | 3,454 |
| Pre-tax net operating income | $3,278,000 | 2,249 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $894,000 | 2,621 |
| Income before extraordinary items | $2,384,000 | 2,123 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,384,000 | 2,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,333 |
| Cash dividends | $1,051,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,384,000 | 2,082 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,378,000 | 2,452 |
| Total interest expense | $5,677,000 | 2,193 |
| Net interest income | $6,701,000 | 2,709 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $915,000 | 3,322 |
| Gross Fiduciary activities income | $280,000 | 927 |
| Service charges on deposit accounts | $484,000 | 2,852 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $151,000 | 6,191 |
| Total noninterest expense | $4,564,000 | 3,019 |
| Salaries and employee benefits | $2,339,000 | 2,832 |
| Premises and equipment expense | $693,000 | 2,856 |
| Additional noninterest expense | $1,532,000 | 3,233 |
| Pre-tax net operating income | $3,052,000 | 2,328 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $793,000 | 2,786 |
| Income before extraordinary items | $2,258,000 | 2,172 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,258,000 | 2,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,828 |
| Cash dividends | $1,023,000 | 1,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,258,740 | 2,185 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,464,000 | 2,475 |
| Total interest expense | $5,953,000 | 2,182 |
| Net interest income | $6,511,000 | 2,776 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,005,000 | 3,323 |
| Gross Fiduciary activities income | $275,000 | 971 |
| Service charges on deposit accounts | $491,000 | 2,845 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $239,000 | 5,132 |
| Total noninterest expense | $4,584,000 | 3,066 |
| Salaries and employee benefits | $2,251,000 | 2,924 |
| Premises and equipment expense | $790,000 | 2,585 |
| Additional noninterest expense | $1,543,000 | 3,424 |
| Pre-tax net operating income | $2,932,000 | 2,344 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $770,000 | 2,838 |
| Income before extraordinary items | $2,165,000 | 2,307 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,165,000 | 2,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 4,326 |
| Cash dividends | $1,050,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,162,780 | 2,177 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,567,000 | 2,416 |
| Total interest expense | $7,219,000 | 2,338 |
| Net interest income | $7,348,000 | 2,469 |
| Provision for loan and lease losses | $300,000 | 4,111 |
| Total noninterest income | $885,000 | 3,668 |
| Gross Fiduciary activities income | $295,000 | 963 |
| Service charges on deposit accounts | $351,000 | 3,898 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $239,000 | 5,118 |
| Total noninterest expense | $3,866,000 | 3,610 |
| Salaries and employee benefits | $2,105,000 | 3,071 |
| Premises and equipment expense | $378,000 | 5,014 |
| Additional noninterest expense | $1,383,000 | 3,833 |
| Pre-tax net operating income | $4,067,000 | 1,544 |
| Securities gains (losses) | $37,000 | 4,622 |
| Applicable income taxes | $1,211,000 | 1,747 |
| Income before extraordinary items | $2,893,000 | 1,603 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,893,000 | 1,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 4,970 |
| Cash dividends | $932,000 | 1,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,867,100 | 1,497 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.