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StellarOne Bank, Assets and Liabilities

2014-03-31		Rank
# of Employees:	602	234
Assets and Liabilities
Total Assets:	$3,131,552,000	255
Cash and due from depository institutions	$74,677,000	234
Interest-bearing balances	$24,367,000	1,557
Securities	$338,957,000	469
Federal funds sold & reverse repurchase agreements	$73,052,000	60
Net loans & leases	$2,223,115,000	242
Loan loss allowance	$578,000	5,240
Trading account assets	$38,000	236
Bank premises and fixed assets	$70,078,000	149
Other real estate owned	$3,151,000	234
Goodwill and other intangibles	$265,236,000	87
All other assets	$83,248,000	309
Life insurance assets	$44,943,000	193
Total liabilities and capital	$3,131,552,000	255
Total liabilities	$2,557,833,000	273
Total deposits	$2,446,849,000	255
Interest-bearing deposits	$2,330,472,000	214
Deposits held in domestic offices	$2,446,849,000	255
% insured	75.29%	5,402
Federal funds purchased & repurchase agreements	$886,000	1,669
Trading liabilities	$38,000	153
Other borrowed funds	$97,901,000	319
Subordinated debt	$0	134
All other liabilities	$12,159,000	493
Total equity capital	$573,719,000	185
Total bank equity capital	$573,719,000	185
Perpetual preferred stock	$0	201
Common stock	$4,865,000	832
Surplus	$565,254,000	147
Undivided profits	$3,600,000	4,612
Noncontrolling interests in consolidated subsidiaries	$0	161
Memoranda
Noncurrent loans and leases	$12,784,000	569
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	998
Income earned, not collected on loans	$7,672,000	301
Earning assets	$2,659,491,000	267
Long-term assets (5+ years)	$924,916,000	274
Average Assets, year-to-date	$3,096,742,000	256
Average Assets, quarterly	$3,096,742,000	256
Volatile liabilities	$41,988,000	1,054
Insider loans	$1,774,000	2,655
FHLB advances	$97,901,000	288
Loans and leases held for sale	$7,078,000	318
Unused loan commitments	$587,546,000	224
Tier 1 (core) risk-based capital	$311,109,000	260
Tier 2 risk-based capital	$578,000	4,952
Total risk weighted assets	$2,278,334,000	246
Total unused commitments	$587,546,000	224
Derivatives	$239,432,000	183
2013-12-31		Rank
# of Employees:	672	216
Assets and Liabilities
Total Assets:	$3,061,932,000	257
Cash and due from depository institutions	$58,336,000	216
Interest-bearing balances	$13,211,000	2,323
Securities	$450,143,000	342
Federal funds sold & reverse repurchase agreements	$52,000	2,803
Net loans & leases	$2,270,462,000	234
Loan loss allowance	$23,200,000	312
Trading account assets	$955,000	169
Bank premises and fixed assets	$74,637,000	138
Other real estate owned	$4,319,000	216
Goodwill and other intangibles	$117,173,000	129
All other assets	$85,855,000	312
Life insurance assets	$44,536,000	195
Total liabilities and capital	$3,061,932,000	257
Total liabilities	$2,607,094,000	267
Total deposits	$2,473,143,000	250
Interest-bearing deposits	$2,352,959,000	208
Deposits held in domestic offices	$2,473,143,000	249
% insured	74.53%	5,561
Federal funds purchased & repurchase agreements	$4,227,000	1,262
Trading liabilities	$955,000	110
Other borrowed funds	$115,000,000	281
Subordinated debt	$0	136
All other liabilities	$13,769,000	467
Total equity capital	$454,838,000	212
Total bank equity capital	$454,838,000	212
Perpetual preferred stock	$0	206
Common stock	$3,756,000	996
Surplus	$377,462,000	179
Undivided profits	$73,620,000	500
Noncontrolling interests in consolidated subsidiaries	$0	161
Memoranda
Noncurrent loans and leases	$25,993,000	323
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	991
Income earned, not collected on loans	$7,569,000	303
Earning assets	$2,733,868,000	259
Long-term assets (5+ years)	$850,283,000	287
Average Assets, year-to-date	$3,032,848,600	250
Average Assets, quarterly	$3,068,204,000	257
Volatile liabilities	$45,961,000	980
Insider loans	$1,646,000	2,767
FHLB advances	$115,000,000	254
Loans and leases held for sale	$10,922,000	257
Unused loan commitments	$598,212,000	216
Tier 1 (core) risk-based capital	$338,108,000	244
Tier 2 risk-based capital	$23,200,000	263
Total risk weighted assets	$2,352,264,000	240
Total unused commitments	$598,212,000	216
Derivatives	$221,084,000	181
2013-09-30		Rank
# of Employees:	718	202
Assets and Liabilities
Total Assets:	$3,074,476,000	251
Cash and due from depository institutions	$64,727,000	202
Interest-bearing balances	$14,536,000	2,215
Securities	$467,583,000	328
Federal funds sold & reverse repurchase agreements	$53,000	2,822
Net loans & leases	$2,256,952,000	228
Loan loss allowance	$25,827,000	298
Trading account assets	$222,000	210
Bank premises and fixed assets	$76,135,000	129
Other real estate owned	$4,449,000	202
Goodwill and other intangibles	$117,540,000	128
All other assets	$86,815,000	305
Life insurance assets	$44,112,000	193
Total liabilities and capital	$3,074,476,000	251
Total liabilities	$2,626,545,000	259
Total deposits	$2,457,175,000	240
Interest-bearing deposits	$2,335,630,000	203
Deposits held in domestic offices	$2,457,175,000	239
% insured	75.89%	5,562
Federal funds purchased & repurchase agreements	$29,380,000	435
Trading liabilities	$222,000	133
Other borrowed funds	$126,700,000	249
Subordinated debt	$0	150
All other liabilities	$13,068,000	495
Total equity capital	$447,931,000	212
Total bank equity capital	$447,931,000	212
Perpetual preferred stock	$0	217
Common stock	$3,756,000	1,012
Surplus	$377,462,000	178
Undivided profits	$66,713,000	552
Noncontrolling interests in consolidated subsidiaries	$0	159
Memoranda
Noncurrent loans and leases	$26,286,000	344
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,015
Income earned, not collected on loans	$8,032,000	299
Earning assets	$2,739,124,000	250
Long-term assets (5+ years)	$824,994,000	286
Average Assets, year-to-date	$3,025,577,750	247
Average Assets, quarterly	$3,040,465,000	250
Volatile liabilities	$69,989,000	698
Insider loans	$1,663,000	2,760
FHLB advances	$126,700,000	216
Loans and leases held for sale	$18,696,000	206
Unused loan commitments	$564,348,000	225
Tier 1 (core) risk-based capital	$329,195,000	241
Tier 2 risk-based capital	$25,827,000	245
Total risk weighted assets	$2,334,483,000	234
Total unused commitments	$564,348,000	225
Derivatives	$218,423,000	182
2013-06-30		Rank
# of Employees:	752	194
Assets and Liabilities
Total Assets:	$3,006,454,000	253
Cash and due from depository institutions	$62,091,000	194
Interest-bearing balances	$15,770,000	2,179
Securities	$476,176,000	323
Federal funds sold & reverse repurchase agreements	$52,000	2,942
Net loans & leases	$2,184,550,000	231
Loan loss allowance	$27,366,000	285
Trading account assets	$251,000	208
Bank premises and fixed assets	$77,038,000	131
Other real estate owned	$4,095,000	194
Goodwill and other intangibles	$117,907,000	128
All other assets	$84,294,000	319
Life insurance assets	$43,677,000	193
Total liabilities and capital	$3,006,454,000	253
Total liabilities	$2,561,661,000	261
Total deposits	$2,476,086,000	237
Interest-bearing deposits	$2,378,045,000	197
Deposits held in domestic offices	$2,476,086,000	236
% insured	74.17%	5,862
Federal funds purchased & repurchase agreements	$4,757,000	1,183
Trading liabilities	$251,000	122
Other borrowed funds	$70,000,000	416
Subordinated debt	$0	152
All other liabilities	$10,567,000	591
Total equity capital	$444,793,000	210
Total bank equity capital	$444,793,000	209
Perpetual preferred stock	$0	228
Common stock	$3,756,000	1,014
Surplus	$377,462,000	176
Undivided profits	$63,575,000	564
Noncontrolling interests in consolidated subsidiaries	$0	162
Memoranda
Noncurrent loans and leases	$26,629,000	363
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,060
Income earned, not collected on loans	$8,167,000	293
Earning assets	$2,676,548,000	256
Long-term assets (5+ years)	$780,866,000	295
Average Assets, year-to-date	$3,009,278,330	248
Average Assets, quarterly	$3,006,293,500	248
Volatile liabilities	$45,260,000	979
Insider loans	$2,785,000	2,037
FHLB advances	$70,000,000	375
Loans and leases held for sale	$28,926,000	224
Unused loan commitments	$562,378,000	225
Tier 1 (core) risk-based capital	$325,694,000	239
Tier 2 risk-based capital	$27,366,000	233
Total risk weighted assets	$2,265,907,000	236
Total unused commitments	$562,378,000	225
Derivatives	$189,132,000	214
2013-03-31		Rank
# of Employees:	754	192
Assets and Liabilities
Total Assets:	$3,006,133,000	248
Cash and due from depository institutions	$78,806,000	192
Interest-bearing balances	$36,510,000	1,262
Securities	$495,574,000	311
Federal funds sold & reverse repurchase agreements	$52,000	3,291
Net loans & leases	$2,142,477,000	236
Loan loss allowance	$29,050,000	275
Trading account assets	$2,161,000	137
Bank premises and fixed assets	$77,173,000	130
Other real estate owned	$6,389,000	192
Goodwill and other intangibles	$118,274,000	125
All other assets	$85,227,000	318
Life insurance assets	$43,259,000	192
Total liabilities and capital	$3,006,133,000	248
Total liabilities	$2,556,985,000	260
Total deposits	$2,483,565,000	235
Interest-bearing deposits	$2,387,537,000	200
Deposits held in domestic offices	$2,483,565,000	234
% insured	75.18%	5,806
Federal funds purchased & repurchase agreements	$852,000	1,719
Trading liabilities	$2,161,000	82
Other borrowed funds	$55,000,000	475
Subordinated debt	$0	155
All other liabilities	$15,407,000	447
Total equity capital	$449,148,000	214
Total bank equity capital	$449,148,000	213
Perpetual preferred stock	$0	239
Common stock	$3,756,000	1,029
Surplus	$377,462,000	179
Undivided profits	$67,930,000	558
Noncontrolling interests in consolidated subsidiaries	$0	167
Memoranda
Noncurrent loans and leases	$32,155,000	328
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,043
Income earned, not collected on loans	$8,860,000	274
Earning assets	$2,674,613,000	253
Long-term assets (5+ years)	$733,596,000	303
Average Assets, year-to-date	$3,010,690,500	249
Average Assets, quarterly	$3,010,690,500	249
Volatile liabilities	$43,535,000	972
Insider loans	$2,810,000	2,016
FHLB advances	$55,000,000	425
Loans and leases held for sale	$30,036,000	217
Unused loan commitments	$558,286,000	221
Tier 1 (core) risk-based capital	$323,792,000	242
Tier 2 risk-based capital	$27,778,000	223
Total risk weighted assets	$2,220,695,000	235
Total unused commitments	$558,286,000	221
Derivatives	$172,356,000	221
2012-12-31		Rank
# of Employees:	757	190
Assets and Liabilities
Total Assets:	$3,015,248,000	254
Cash and due from depository institutions	$100,497,000	190
Interest-bearing balances	$44,950,000	958
Securities	$538,727,000	291
Federal funds sold & reverse repurchase agreements	$1,552,000	2,030
Net loans & leases	$2,087,547,000	241
Loan loss allowance	$29,824,000	276
Trading account assets	$2,422,000	134
Bank premises and fixed assets	$75,574,000	134
Other real estate owned	$5,760,000	190
Goodwill and other intangibles	$117,901,000	125
All other assets	$85,268,000	317
Life insurance assets	$42,834,000	191
Total liabilities and capital	$3,015,248,000	254
Total liabilities	$2,562,693,000	264
Total deposits	$2,490,516,000	238
Interest-bearing deposits	$2,391,371,000	200
Deposits held in domestic offices	$2,490,516,000	237
% insured	77.92%	6,153
Federal funds purchased & repurchase agreements	$765,000	1,901
Trading liabilities	$2,422,000	81
Other borrowed funds	$55,000,000	495
Subordinated debt	$0	159
All other liabilities	$13,990,000	482
Total equity capital	$452,555,000	214
Total bank equity capital	$452,555,000	213
Perpetual preferred stock	$0	246
Common stock	$3,756,000	1,032
Surplus	$377,462,000	179
Undivided profits	$71,337,000	519
Noncontrolling interests in consolidated subsidiaries	$0	169
Memoranda
Noncurrent loans and leases	$36,064,000	318
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,020
Income earned, not collected on loans	$8,265,000	286
Earning assets	$2,672,776,000	253
Long-term assets (5+ years)	$707,321,000	310
Average Assets, year-to-date	$2,954,123,000	248
Average Assets, quarterly	$2,984,024,000	252
Volatile liabilities	$43,568,000	1,025
Insider loans	$2,832,000	2,016
FHLB advances	$55,000,000	451
Loans and leases held for sale	$37,778,000	228
Unused loan commitments	$566,155,000	213
Tier 1 (core) risk-based capital	$326,164,000	241
Tier 2 risk-based capital	$27,247,000	233
Total risk weighted assets	$2,176,937,000	238
Total unused commitments	$566,155,000	213
Derivatives	$153,062,000	244
2012-09-30		Rank
# of Employees:	744	193
Assets and Liabilities
Total Assets:	$2,952,800,000	254
Cash and due from depository institutions	$62,804,000	193
Interest-bearing balances	$17,800,000	2,092
Securities	$547,139,000	284
Federal funds sold & reverse repurchase agreements	$52,000	3,262
Net loans & leases	$2,051,054,000	238
Loan loss allowance	$29,860,000	287
Trading account assets	$2,307,000	131
Bank premises and fixed assets	$75,760,000	130
Other real estate owned	$7,907,000	193
Goodwill and other intangibles	$118,311,000	125
All other assets	$87,466,000	312
Life insurance assets	$42,409,000	185
Total liabilities and capital	$2,952,800,000	254
Total liabilities	$2,500,584,000	264
Total deposits	$2,426,340,000	237
Interest-bearing deposits	$2,347,057,000	205
Deposits held in domestic offices	$2,426,340,000	236
% insured	79.28%	6,163
Federal funds purchased & repurchase agreements	$870,000	1,868
Trading liabilities	$2,307,000	87
Other borrowed funds	$55,000,000	513
Subordinated debt	$0	163
All other liabilities	$16,067,000	453
Total equity capital	$452,216,000	218
Total bank equity capital	$452,216,000	217
Perpetual preferred stock	$0	250
Common stock	$3,756,000	1,051
Surplus	$377,462,000	178
Undivided profits	$70,998,000	529
Noncontrolling interests in consolidated subsidiaries	$0	170
Memoranda
Noncurrent loans and leases	$35,174,000	362
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,078
Income earned, not collected on loans	$9,373,000	271
Earning assets	$2,616,045,000	256
Long-term assets (5+ years)	$669,166,000	312
Average Assets, year-to-date	$2,938,841,750	248
Average Assets, quarterly	$2,962,409,500	250
Volatile liabilities	$46,582,000	992
Insider loans	$7,699,000	799
FHLB advances	$55,000,000	468
Loans and leases held for sale	$26,006,000	274
Unused loan commitments	$476,023,000	245
Tier 1 (core) risk-based capital	$324,169,000	248
Tier 2 risk-based capital	$26,795,000	237
Total risk weighted assets	$2,140,243,000	241
Total unused commitments	$476,023,000	245
Derivatives	$146,765,000	257
2012-06-30		Rank
# of Employees:	770	183
Assets and Liabilities
Total Assets:	$2,972,019,000	251
Cash and due from depository institutions	$81,608,000	183
Interest-bearing balances	$35,488,000	1,120
Securities	$573,814,000	271
Federal funds sold & reverse repurchase agreements	$42,000	3,415
Net loans & leases	$2,027,603,000	236
Loan loss allowance	$30,142,000	288
Trading account assets	$1,395,000	140
Bank premises and fixed assets	$75,699,000	128
Other real estate owned	$7,014,000	183
Goodwill and other intangibles	$118,823,000	124
All other assets	$86,021,000	312
Life insurance assets	$41,968,000	183
Total liabilities and capital	$2,972,019,000	251
Total liabilities	$2,527,561,000	259
Total deposits	$2,451,987,000	236
Interest-bearing deposits	$2,366,749,000	204
Deposits held in domestic offices	$2,451,987,000	235
% insured	78.78%	6,279
Federal funds purchased & repurchase agreements	$851,000	1,911
Trading liabilities	$1,395,000	86
Other borrowed funds	$55,000,000	522
Subordinated debt	$0	180
All other liabilities	$18,328,000	401
Total equity capital	$444,458,000	219
Total bank equity capital	$444,458,000	218
Perpetual preferred stock	$0	254
Common stock	$3,756,000	1,071
Surplus	$377,462,000	180
Undivided profits	$63,240,000	589
Noncontrolling interests in consolidated subsidiaries	$0	171
Memoranda
Noncurrent loans and leases	$36,791,000	367
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,080
Income earned, not collected on loans	$8,297,000	295
Earning assets	$2,636,947,000	254
Long-term assets (5+ years)	$646,991,000	317
Average Assets, year-to-date	$2,934,189,000	250
Average Assets, quarterly	$2,945,444,500	251
Volatile liabilities	$48,666,000	950
Insider loans	$8,197,000	751
FHLB advances	$55,000,000	477
Loans and leases held for sale	$20,602,000	259
Unused loan commitments	$458,416,000	249
Tier 1 (core) risk-based capital	$317,764,000	248
Tier 2 risk-based capital	$26,603,000	238
Total risk weighted assets	$2,124,369,000	239
Total unused commitments	$458,416,000	249
Derivatives	$81,088,000	308
2012-03-31		Rank
# of Employees:	774	178
Assets and Liabilities
Total Assets:	$2,918,870,000	251
Cash and due from depository institutions	$93,454,000	178
Interest-bearing balances	$54,260,000	834
Securities	$515,021,000	310
Federal funds sold & reverse repurchase agreements	$42,000	3,655
Net loans & leases	$2,020,195,000	236
Loan loss allowance	$31,615,000	281
Trading account assets	$976,000	152
Bank premises and fixed assets	$76,545,000	126
Other real estate owned	$6,836,000	178
Goodwill and other intangibles	$119,335,000	126
All other assets	$86,466,000	307
Life insurance assets	$41,546,000	179
Total liabilities and capital	$2,918,870,000	251
Total liabilities	$2,480,322,000	260
Total deposits	$2,409,645,000	236
Interest-bearing deposits	$2,323,340,000	212
Deposits held in domestic offices	$2,409,645,000	236
% insured	81.53%	5,959
Federal funds purchased & repurchase agreements	$856,000	1,819
Trading liabilities	$976,000	85
Other borrowed funds	$55,000,000	530
Subordinated debt	$0	185
All other liabilities	$13,845,000	469
Total equity capital	$438,548,000	215
Total bank equity capital	$438,548,000	214
Perpetual preferred stock	$0	259
Common stock	$3,756,000	1,089
Surplus	$377,462,000	178
Undivided profits	$57,330,000	621
Noncontrolling interests in consolidated subsidiaries	$0	170
Memoranda
Noncurrent loans and leases	$38,255,000	387
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,111
Income earned, not collected on loans	$8,961,000	275
Earning assets	$2,589,518,000	250
Long-term assets (5+ years)	$625,802,000	320
Average Assets, year-to-date	$2,915,274,000	250
Average Assets, quarterly	$2,915,274,000	250
Volatile liabilities	$49,793,000	953
Insider loans	$8,203,000	746
FHLB advances	$55,000,000	486
Loans and leases held for sale	$17,058,000	300
Unused loan commitments	$474,106,000	229
Tier 1 (core) risk-based capital	$311,821,000	246
Tier 2 risk-based capital	$26,368,000	234
Total risk weighted assets	$2,103,987,000	237
Total unused commitments	$474,106,000	229
Derivatives	$48,092,000	366
2011-12-31		Rank
# of Employees:	809	169
Assets and Liabilities
Total Assets:	$2,911,678,000	250
Cash and due from depository institutions	$87,537,000	169
Interest-bearing balances	$46,521,000	854
Securities	$468,965,000	327
Federal funds sold & reverse repurchase agreements	$21,117,000	244
Net loans & leases	$2,041,082,000	236
Loan loss allowance	$32,588,000	272
Trading account assets	$929,000	147
Bank premises and fixed assets	$76,591,000	128
Other real estate owned	$8,575,000	169
Goodwill and other intangibles	$119,846,000	123
All other assets	$87,036,000	318
Life insurance assets	$41,112,000	176
Total liabilities and capital	$2,911,678,000	250
Total liabilities	$2,478,597,000	259
Total deposits	$2,404,284,000	235
Interest-bearing deposits	$2,324,233,000	205
Deposits held in domestic offices	$2,404,284,000	235
% insured	80.37%	6,183
Federal funds purchased & repurchase agreements	$841,000	1,978
Trading liabilities	$929,000	83
Other borrowed funds	$60,000,000	512
Subordinated debt	$0	193
All other liabilities	$12,543,000	512
Total equity capital	$433,081,000	215
Total bank equity capital	$433,081,000	214
Perpetual preferred stock	$0	263
Common stock	$3,756,000	1,100
Surplus	$377,462,000	177
Undivided profits	$51,863,000	683
Noncontrolling interests in consolidated subsidiaries	$0	168
Memoranda
Noncurrent loans and leases	$40,690,000	380
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,138
Income earned, not collected on loans	$8,908,000	284
Earning assets	$2,577,685,000	251
Long-term assets (5+ years)	$613,791,000	253
Average Assets, year-to-date	$2,920,431,800	244
Average Assets, quarterly	$2,931,177,000	251
Volatile liabilities	$55,404,000	950
Insider loans	$10,875,000	552
FHLB advances	$60,000,000	463
Loans and leases held for sale	$42,027,000	147
Unused loan commitments	$483,530,000	224
Tier 1 (core) risk-based capital	$305,762,000	248
Tier 2 risk-based capital	$26,557,000	236
Total risk weighted assets	$2,118,356,000	236
Total unused commitments	$483,530,000	225
Derivatives	$40,634,000	322
2011-09-30		Rank
# of Employees:	817	165
Assets and Liabilities
Total Assets:	$2,950,676,000	249
Cash and due from depository institutions	$162,875,000	165
Interest-bearing balances	$124,343,000	343
Securities	$471,788,000	312
Federal funds sold & reverse repurchase agreements	$3,318,000	1,690
Net loans & leases	$2,026,589,000	234
Loan loss allowance	$35,268,000	265
Trading account assets	$928,000	154
Bank premises and fixed assets	$76,915,000	126
Other real estate owned	$9,009,000	165
Goodwill and other intangibles	$120,358,000	120
All other assets	$78,896,000	335
Life insurance assets	$30,787,000	235
Total liabilities and capital	$2,950,676,000	249
Total liabilities	$2,500,882,000	257
Total deposits	$2,429,180,000	233
Interest-bearing deposits	$2,344,910,000	204
Deposits held in domestic offices	$2,429,180,000	233
% insured	76.96%	6,662
Federal funds purchased & repurchase agreements	$1,042,000	1,899
Trading liabilities	$928,000	85
Other borrowed funds	$60,000,000	524
Subordinated debt	$0	206
All other liabilities	$9,732,000	620
Total equity capital	$449,794,000	205
Total bank equity capital	$449,794,000	203
Perpetual preferred stock	$0	266
Common stock	$3,756,000	1,127
Surplus	$377,462,000	174
Undivided profits	$68,576,000	507
Noncontrolling interests in consolidated subsidiaries	$0	175
Memoranda
Noncurrent loans and leases	$44,036,000	368
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,137
Income earned, not collected on loans	$9,135,000	277
Earning assets	$2,626,038,000	250
Long-term assets (5+ years)	$610,975,000	249
Average Assets, year-to-date	$2,922,620,250	244
Average Assets, quarterly	$2,938,643,000	246
Volatile liabilities	$56,277,000	944
Insider loans	$15,434,000	352
FHLB advances	$60,000,000	471
Loans and leases held for sale	$34,032,000	143
Unused loan commitments	$457,852,000	238
Tier 1 (core) risk-based capital	$322,570,000	240
Tier 2 risk-based capital	$26,212,000	244
Total risk weighted assets	$2,087,690,000	240
Total unused commitments	$457,852,000	239
Derivatives	$47,643,000	322
2011-06-30		Rank
# of Employees:	836	170
Assets and Liabilities
Total Assets:	$2,926,610,000	244
Cash and due from depository institutions	$133,363,000	170
Interest-bearing balances	$72,674,000	518
Securities	$457,236,000	321
Federal funds sold & reverse repurchase agreements	$4,343,000	1,360
Net loans & leases	$2,043,616,000	233
Loan loss allowance	$35,736,000	269
Trading account assets	$480,000	172
Bank premises and fixed assets	$77,178,000	126
Other real estate owned	$9,149,000	170
Goodwill and other intangibles	$120,869,000	123
All other assets	$80,376,000	328
Life insurance assets	$30,493,000	238
Total liabilities and capital	$2,926,610,000	244
Total liabilities	$2,485,097,000	255
Total deposits	$2,415,881,000	228
Interest-bearing deposits	$2,330,508,000	205
Deposits held in domestic offices	$2,415,881,000	228
% insured	80.21%	6,345
Federal funds purchased & repurchase agreements	$1,144,000	1,931
Trading liabilities	$480,000	92
Other borrowed funds	$60,000,000	549
Subordinated debt	$0	212
All other liabilities	$7,592,000	717
Total equity capital	$441,513,000	206
Total bank equity capital	$441,513,000	205
Perpetual preferred stock	$0	222
Common stock	$3,756,000	1,142
Surplus	$377,462,000	175
Undivided profits	$60,295,000	557
Noncontrolling interests in consolidated subsidiaries	$0	179
Memoranda
Noncurrent loans and leases	$38,115,000	446
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,160
Income earned, not collected on loans	$9,101,000	266
Earning assets	$2,577,869,000	250
Long-term assets (5+ years)	$623,913,000	240
Average Assets, year-to-date	$2,913,268,330	245
Average Assets, quarterly	$2,908,193,000	246
Volatile liabilities	$58,740,000	917
Insider loans	$15,521,000	352
FHLB advances	$60,000,000	494
Loans and leases held for sale	$20,119,000	171
Unused loan commitments	$443,515,000	240
Tier 1 (core) risk-based capital	$317,532,000	240
Tier 2 risk-based capital	$26,396,000	242
Total risk weighted assets	$2,102,116,000	238
Total unused commitments	$443,515,000	241
Derivatives	$105,635,000	198
2011-03-31		Rank
# of Employees:	831	171
Assets and Liabilities
Total Assets:	$2,889,776,000	246
Cash and due from depository institutions	$145,196,000	171
Interest-bearing balances	$105,156,000	378
Securities	$380,078,000	373
Federal funds sold & reverse repurchase agreements	$32,943,000	178
Net loans & leases	$2,040,296,000	231
Loan loss allowance	$37,519,000	266
Trading account assets	$167,000	186
Bank premises and fixed assets	$78,470,000	125
Other real estate owned	$9,036,000	171
Goodwill and other intangibles	$121,381,000	123
All other assets	$82,209,000	331
Life insurance assets	$30,184,000	239
Total liabilities and capital	$2,889,776,000	246
Total liabilities	$2,449,267,000	263
Total deposits	$2,381,149,000	234
Interest-bearing deposits	$2,290,192,000	213
Deposits held in domestic offices	$2,381,149,000	234
% insured	81.12%	6,292
Federal funds purchased & repurchase agreements	$1,156,000	1,863
Trading liabilities	$167,000	99
Other borrowed funds	$60,000,000	572
Subordinated debt	$0	214
All other liabilities	$6,795,000	774
Total equity capital	$440,509,000	203
Total bank equity capital	$440,509,000	202
Perpetual preferred stock	$0	224
Common stock	$3,756,000	1,161
Surplus	$377,462,000	173
Undivided profits	$59,291,000	551
Noncontrolling interests in consolidated subsidiaries	$0	181
Memoranda
Noncurrent loans and leases	$43,322,000	412
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,152
Income earned, not collected on loans	$9,147,000	277
Earning assets	$2,558,473,000	251
Long-term assets (5+ years)	$562,323,000	255
Average Assets, year-to-date	$2,906,597,500	244
Average Assets, quarterly	$2,906,597,500	244
Volatile liabilities	$58,261,000	960
Insider loans	$15,567,000	353
FHLB advances	$60,000,000	514
Loans and leases held for sale	$12,047,000	195
Unused loan commitments	$443,108,000	246
Tier 1 (core) risk-based capital	$317,774,000	238
Tier 2 risk-based capital	$28,372,000	232
Total risk weighted assets	$2,260,574,000	223
Total unused commitments	$443,108,000	247
Derivatives	$82,790,000	212
2010-12-31		Rank
# of Employees:	529	261
Assets and Liabilities
Total Assets:	$2,923,419,000	246
Cash and due from depository institutions	$84,023,000	261
Interest-bearing balances	$48,799,000	765
Securities	$380,715,000	371
Federal funds sold & reverse repurchase agreements	$55,643,000	106
Net loans & leases	$2,114,071,000	227
Loan loss allowance	$37,648,000	270
Trading account assets	$246,000	178
Bank premises and fixed assets	$76,016,000	128
Other real estate owned	$10,894,000	261
Goodwill and other intangibles	$121,893,000	124
All other assets	$79,918,000	343
Life insurance assets	$27,199,000	257
Total liabilities and capital	$2,923,419,000	246
Total liabilities	$2,486,586,000	258
Total deposits	$2,394,350,000	233
Interest-bearing deposits	$2,279,135,000	212
Deposits held in domestic offices	$2,394,350,000	233
% insured	77.44%	6,712
Federal funds purchased & repurchase agreements	$987,000	2,074
Trading liabilities	$246,000	97
Other borrowed funds	$85,000,000	445
Subordinated debt	$0	220
All other liabilities	$6,003,000	865
Total equity capital	$436,833,000	203
Total bank equity capital	$436,833,000	202
Perpetual preferred stock	$0	224
Common stock	$3,756,000	1,175
Surplus	$377,462,000	171
Undivided profits	$55,615,000	569
Noncontrolling interests in consolidated subsidiaries	$0	190
Memoranda
Noncurrent loans and leases	$45,384,000	398
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,218
Income earned, not collected on loans	$9,317,000	274
Earning assets	$2,599,228,000	247
Long-term assets (5+ years)	$1,165,296,000	129
Average Assets, year-to-date	$2,955,836,400	246
Average Assets, quarterly	$2,909,408,000	248
Volatile liabilities	$300,983,000	456
Insider loans	$16,573,000	340
FHLB advances	$85,000,000	390
Loans and leases held for sale	$51,722,000	119
Unused loan commitments	$455,501,000	244
Tier 1 (core) risk-based capital	$314,177,000	232
Tier 2 risk-based capital	$29,457,000	228
Total risk weighted assets	$2,348,377,000	219
Total unused commitments	$455,501,000	245
Derivatives	$122,748,000	191
2010-09-30		Rank
# of Employees:	526	265
Assets and Liabilities
Total Assets:	$2,895,397,000	247
Cash and due from depository institutions	$76,165,000	265
Interest-bearing balances	$29,829,000	1,210
Securities	$402,877,000	332
Federal funds sold & reverse repurchase agreements	$32,743,000	180
Net loans & leases	$2,090,886,000	228
Loan loss allowance	$39,973,000	259
Trading account assets	$440,000	169
Bank premises and fixed assets	$76,596,000	125
Other real estate owned	$10,535,000	265
Goodwill and other intangibles	$122,404,000	123
All other assets	$82,751,000	330
Life insurance assets	$26,915,000	254
Total liabilities and capital	$2,895,397,000	247
Total liabilities	$2,487,060,000	258
Total deposits	$2,389,222,000	234
Interest-bearing deposits	$2,286,391,000	210
Deposits held in domestic offices	$2,389,222,000	233
% insured	72.89%	6,952
Federal funds purchased & repurchase agreements	$1,156,000	2,007
Trading liabilities	$440,000	88
Other borrowed funds	$85,000,000	467
Subordinated debt	$0	233
All other liabilities	$11,242,000	579
Total equity capital	$408,337,000	210
Total bank equity capital	$408,337,000	210
Perpetual preferred stock	$0	229
Common stock	$3,756,000	1,185
Surplus	$347,462,000	174
Undivided profits	$57,119,000	570
Noncontrolling interests in consolidated subsidiaries	$0	194
Memoranda
Noncurrent loans and leases	$53,589,000	356
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,218
Income earned, not collected on loans	$9,428,000	274
Earning assets	$2,556,335,000	251
Long-term assets (5+ years)	$393,792,000	347
Average Assets, year-to-date	$2,963,940,750	242
Average Assets, quarterly	$2,927,917,500	246
Volatile liabilities	$317,719,000	443
Insider loans	$13,800,000	421
FHLB advances	$85,000,000	418
Loans and leases held for sale	$46,624,000	129
Unused loan commitments	$439,275,000	253
Tier 1 (core) risk-based capital	$280,409,000	254
Tier 2 risk-based capital	$28,945,000	237
Total risk weighted assets	$2,304,553,000	225
Total unused commitments	$439,275,000	254
Derivatives	$161,546,000	190
2010-06-30		Rank
# of Employees:	529	259
Assets and Liabilities
Total Assets:	$2,960,438,000	243
Cash and due from depository institutions	$80,175,000	259
Interest-bearing balances	$38,980,000	901
Securities	$412,349,000	321
Federal funds sold & reverse repurchase agreements	$46,143,000	123
Net loans & leases	$2,130,317,000	225
Loan loss allowance	$41,525,000	244
Trading account assets	$0	210
Bank premises and fixed assets	$76,686,000	126
Other real estate owned	$5,953,000	259
Goodwill and other intangibles	$122,916,000	122
All other assets	$85,899,000	318
Life insurance assets	$27,000,000	247
Total liabilities and capital	$2,960,438,000	243
Total liabilities	$2,548,584,000	250
Total deposits	$2,419,309,000	231
Interest-bearing deposits	$2,342,007,000	209
Deposits held in domestic offices	$2,419,309,000	229
% insured	75.69%	6,765
Federal funds purchased & repurchase agreements	$1,040,000	2,068
Trading liabilities	$0	104
Other borrowed funds	$120,000,000	358
Subordinated debt	$0	241
All other liabilities	$8,235,000	692
Total equity capital	$411,854,000	207
Total bank equity capital	$411,854,000	207
Perpetual preferred stock	$0	222
Common stock	$3,756,000	1,204
Surplus	$347,462,000	169
Undivided profits	$60,636,000	531
Noncontrolling interests in consolidated subsidiaries	$0	198
Memoranda
Noncurrent loans and leases	$66,999,000	292
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,233
Income earned, not collected on loans	$9,427,000	272
Earning assets	$2,627,789,000	247
Long-term assets (5+ years)	$413,278,000	327
Average Assets, year-to-date	$2,986,788,670	243
Average Assets, quarterly	$2,972,537,500	243
Volatile liabilities	$357,849,000	411
Insider loans	$17,316,000	329
FHLB advances	$120,000,000	306
Loans and leases held for sale	$42,792,000	109
Unused loan commitments	$462,777,000	234
Tier 1 (core) risk-based capital	$285,258,000	244
Tier 2 risk-based capital	$29,735,000	225
Total risk weighted assets	$2,361,507,000	219
Total unused commitments	$462,777,000	234
Derivatives	$104,146,000	207
2010-03-31		Rank
# of Employees:	525	271
Assets and Liabilities
Total Assets:	$2,984,637,000	254
Cash and due from depository institutions	$106,586,000	271
Interest-bearing balances	$67,844,000	513
Securities	$378,690,000	350
Federal funds sold & reverse repurchase agreements	$59,643,000	128
Net loans & leases	$2,150,706,000	231
Loan loss allowance	$40,644,000	261
Trading account assets	$0	227
Bank premises and fixed assets	$77,357,000	127
Other real estate owned	$2,267,000	271
Goodwill and other intangibles	$123,428,000	126
All other assets	$85,960,000	328
Life insurance assets	$26,725,000	245
Total liabilities and capital	$2,984,637,000	254
Total liabilities	$2,576,948,000	259
Total deposits	$2,442,409,000	232
Interest-bearing deposits	$2,363,448,000	213
Deposits held in domestic offices	$2,442,409,000	229
% insured	77.00%	6,715
Federal funds purchased & repurchase agreements	$952,000	2,112
Trading liabilities	$0	108
Other borrowed funds	$125,000,000	372
Subordinated debt	$0	248
All other liabilities	$8,587,000	668
Total equity capital	$407,689,000	209
Total bank equity capital	$407,689,000	209
Perpetual preferred stock	$0	220
Common stock	$3,756,000	1,233
Surplus	$347,462,000	172
Undivided profits	$56,471,000	553
Noncontrolling interests in consolidated subsidiaries	$0	204
Memoranda
Noncurrent loans and leases	$60,038,000	347
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,219
Income earned, not collected on loans	$9,857,000	280
Earning assets	$2,656,883,000	254
Long-term assets (5+ years)	$1,228,227,000	114
Average Assets, year-to-date	$2,999,964,000	252
Average Assets, quarterly	$2,999,964,000	252
Volatile liabilities	$372,611,000	413
Insider loans	$20,150,000	282
FHLB advances	$125,000,000	309
Loans and leases held for sale	$29,355,000	118
Unused loan commitments	$467,905,000	242
Tier 1 (core) risk-based capital	$282,283,000	246
Tier 2 risk-based capital	$30,177,000	233
Total risk weighted assets	$2,398,479,000	222
Total unused commitments	$467,905,000	242
Derivatives	$53,615,000	254
2009-12-31		Rank
# of Employees:	547	260
Assets and Liabilities
Total Assets:	$3,015,291,000	252
Cash and due from depository institutions	$109,529,000	260
Interest-bearing balances	$57,330,000	508
Securities	$377,667,000	346
Federal funds sold & reverse repurchase agreements	$44,244,000	166
Net loans & leases	$2,190,500,000	231
Loan loss allowance	$40,172,000	267
Trading account assets	$0	224
Bank premises and fixed assets	$78,745,000	125
Other real estate owned	$4,505,000	260
Goodwill and other intangibles	$124,034,000	126
All other assets	$86,067,000	332
Life insurance assets	$26,439,000	243
Total liabilities and capital	$3,015,291,000	252
Total liabilities	$2,610,599,000	255
Total deposits	$2,468,992,000	233
Interest-bearing deposits	$2,387,043,000	213
Deposits held in domestic offices	$2,468,992,000	230
% insured	76.03%	6,836
Federal funds purchased & repurchase agreements	$783,000	2,305
Trading liabilities	$0	104
Other borrowed funds	$130,000,000	389
Subordinated debt	$0	258
All other liabilities	$10,824,000	567
Total equity capital	$404,692,000	213
Total bank equity capital	$404,692,000	213
Perpetual preferred stock	$0	219
Common stock	$3,756,000	1,252
Surplus	$347,462,000	172
Undivided profits	$53,474,000	585
Noncontrolling interests in consolidated subsidiaries	$0	209
Memoranda
Noncurrent loans and leases	$60,813,000	343
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,191
Income earned, not collected on loans	$9,459,000	300
Earning assets	$2,669,741,000	251
Long-term assets (5+ years)	$435,165,000	308
Average Assets, year-to-date	$2,984,377,200	250
Average Assets, quarterly	$2,989,386,500	252
Volatile liabilities	$365,694,000	421
Insider loans	$20,282,000	296
FHLB advances	$130,000,000	328
Loans and leases held for sale	$44,165,000	103
Unused loan commitments	$469,920,000	242
Tier 1 (core) risk-based capital	$279,481,000	252
Tier 2 risk-based capital	$30,392,000	234
Total risk weighted assets	$2,421,601,000	222
Total unused commitments	$469,920,000	242
Derivatives	$41,669,000	281
2009-09-30		Rank
# of Employees:	548	264
Assets and Liabilities
Total Assets:	$2,963,482,000	262
Cash and due from depository institutions	$66,976,000	264
Interest-bearing balances	$27,591,000	944
Securities	$344,030,000	387
Federal funds sold & reverse repurchase agreements	$82,244,000	94
Net loans & leases	$2,227,622,000	238
Loan loss allowance	$41,040,000	271
Trading account assets	$0	238
Bank premises and fixed assets	$79,859,000	127
Other real estate owned	$5,437,000	264
Goodwill and other intangibles	$85,914,000	155
All other assets	$71,400,000	361
Life insurance assets	$26,152,000	252
Total liabilities and capital	$2,963,482,000	262
Total liabilities	$2,594,353,000	270
Total deposits	$2,437,436,000	241
Interest-bearing deposits	$2,325,511,000	223
Deposits held in domestic offices	$2,437,436,000	238
% insured	77.71%	6,766
Federal funds purchased & repurchase agreements	$572,000	2,474
Trading liabilities	$0	103
Other borrowed funds	$145,000,000	379
Subordinated debt	$0	269
All other liabilities	$11,345,000	595
Total equity capital	$369,129,000	227
Total bank equity capital	$369,129,000	227
Perpetual preferred stock	$0	212
Common stock	$3,756,000	1,275
Surplus	$308,691,000	188
Undivided profits	$56,682,000	574
Noncontrolling interests in consolidated subsidiaries	$0	214
Memoranda
Noncurrent loans and leases	$62,345,000	348
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,174
Income earned, not collected on loans	$9,862,000	313
Earning assets	$2,681,487,000	261
Long-term assets (5+ years)	$428,400,000	311
Average Assets, year-to-date	$2,976,648,750	258
Average Assets, quarterly	$2,999,025,500	258
Volatile liabilities	$419,531,000	385
Insider loans	$20,639,000	294
FHLB advances	$145,000,000	312
Loans and leases held for sale	$45,739,000	94
Unused loan commitments	$509,190,000	249
Tier 1 (core) risk-based capital	$280,056,000	252
Tier 2 risk-based capital	$31,121,000	240
Total risk weighted assets	$2,479,762,000	236
Total unused commitments	$509,190,000	250
Derivatives	$10,657,000	515
2009-06-30		Rank
# of Employees:	556	269
Assets and Liabilities
Total Assets:	$3,034,569,000	259
Cash and due from depository institutions	$133,961,000	269
Interest-bearing balances	$81,564,000	292
Securities	$351,953,000	385
Federal funds sold & reverse repurchase agreements	$51,339,000	142
Net loans & leases	$2,257,403,000	250
Loan loss allowance	$34,923,000	293
Trading account assets	$0	240
Bank premises and fixed assets	$80,427,000	131
Other real estate owned	$4,121,000	269
Goodwill and other intangibles	$86,446,000	161
All other assets	$68,919,000	374
Life insurance assets	$25,841,000	261
Total liabilities and capital	$3,034,569,000	259
Total liabilities	$2,661,865,000	267
Total deposits	$2,478,641,000	241
Interest-bearing deposits	$2,355,973,000	223
Deposits held in domestic offices	$2,478,641,000	239
% insured	79.59%	3,851
Federal funds purchased & repurchase agreements	$503,000	2,577
Trading liabilities	$0	100
Other borrowed funds	$170,000,000	348
Subordinated debt	$0	276
All other liabilities	$12,721,000	557
Total equity capital	$372,704,000	231
Total bank equity capital	$372,704,000	231
Perpetual preferred stock	$0	213
Common stock	$3,756,000	1,294
Surplus	$308,690,000	191
Undivided profits	$60,258,000	528
Noncontrolling interests in consolidated subsidiaries	$0	219
Memoranda
Noncurrent loans and leases	$75,540,000	286
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,161
Income earned, not collected on loans	$9,922,000	316
Earning assets	$2,742,259,000	258
Long-term assets (5+ years)	$1,263,008,000	118
Average Assets, year-to-date	$2,981,037,670	266
Average Assets, quarterly	$3,005,024,500	264
Volatile liabilities	$414,903,000	398
Insider loans	$21,111,000	297
FHLB advances	$170,000,000	289
Loans and leases held for sale	$51,229,000	119
Unused loan commitments	$513,153,000	252
Tier 1 (core) risk-based capital	$287,189,000	253
Tier 2 risk-based capital	$31,565,000	240
Total risk weighted assets	$2,521,852,000	245
Total unused commitments	$513,153,000	252
Derivatives	$80,143,000	234
2009-03-31		Rank
# of Employees:	561	265
Assets and Liabilities
Total Assets:	$2,975,480,000	267
Cash and due from depository institutions	$93,196,000	265
Interest-bearing balances	$44,032,000	452
Securities	$322,743,000	415
Federal funds sold & reverse repurchase agreements	$52,240,000	195
Net loans & leases	$2,267,370,000	247
Loan loss allowance	$35,319,000	277
Trading account assets	$0	234
Bank premises and fixed assets	$78,676,000	129
Other real estate owned	$4,207,000	265
Goodwill and other intangibles	$84,708,000	165
All other assets	$72,340,000	351
Life insurance assets	$25,537,000	264
Total liabilities and capital	$2,975,480,000	267
Total liabilities	$2,602,085,000	277
Total deposits	$2,417,344,000	246
Interest-bearing deposits	$2,071,565,000	250
Deposits held in domestic offices	$2,417,344,000	244
% insured	79.71%	3,864
Federal funds purchased & repurchase agreements	$477,000	2,617
Trading liabilities	$0	92
Other borrowed funds	$170,083,000	370
Subordinated debt	$0	271
All other liabilities	$14,181,000	506
Total equity capital	$373,395,000	231
Total bank equity capital	$373,395,000	231
Perpetual preferred stock	$0	193
Common stock	$3,756,000	1,301
Surplus	$308,690,000	189
Undivided profits	$60,949,000	546
Noncontrolling interests in consolidated subsidiaries	$0	220
Memoranda
Noncurrent loans and leases	$66,920,000	293
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,134
Income earned, not collected on loans	$10,095,000	320
Earning assets	$2,686,385,000	270
Long-term assets (5+ years)	$1,255,713,000	121
Average Assets, year-to-date	$2,954,272,000	272
Average Assets, quarterly	$2,954,272,000	272
Volatile liabilities	$409,914,000	413
Insider loans	$26,035,000	223
FHLB advances	$170,083,000	307
Loans and leases held for sale	$38,175,000	125
Unused loan commitments	$525,977,000	267
Tier 1 (core) risk-based capital	$288,313,000	249
Tier 2 risk-based capital	$30,904,000	241
Total risk weighted assets	$2,467,905,000	250
Total unused commitments	$525,977,000	267
Derivatives	$167,919,000	193
2008-12-31		Rank
# of Employees:	580	254
Assets and Liabilities
Total Assets:	$2,933,064,000	274
Cash and due from depository institutions	$112,439,000	254
Interest-bearing balances	$46,200,000	268
Securities	$325,995,000	399
Federal funds sold & reverse repurchase agreements	$3,837,000	2,267
Net loans & leases	$2,249,968,000	254
Loan loss allowance	$30,465,000	288
Trading account assets	$0	236
Bank premises and fixed assets	$81,890,000	125
Other real estate owned	$4,627,000	254
Goodwill and other intangibles	$84,886,000	168
All other assets	$69,422,000	364
Life insurance assets	$25,288,000	265
Total liabilities and capital	$2,933,064,000	274
Total liabilities	$2,558,334,000	276
Total deposits	$2,356,725,000	245
Interest-bearing deposits	$2,015,488,000	251
Deposits held in domestic offices	$2,356,725,000	242
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$699,000	2,890
Trading liabilities	$0	88
Other borrowed funds	$187,700,000	373
Subordinated debt	$0	278
All other liabilities	$13,210,000	547
Total equity capital	$374,730,000	232
Total bank equity capital	$374,730,000	232
Perpetual preferred stock	$0	141
Common stock	$3,756,000	1,295
Surplus	$308,690,000	185
Undivided profits	$62,284,000	524
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$43,745,000	346
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,078
Income earned, not collected on loans	$10,230,000	328
Earning assets	$2,626,000,000	274
Long-term assets (5+ years)	$1,292,001,000	115
Average Assets, year-to-date	$3,004,543,400	255
Average Assets, quarterly	$2,951,289,500	267
Volatile liabilities	$394,384,000	428
Insider loans	$15,000,000	478
FHLB advances	$187,700,000	308
Loans and leases held for sale	$15,847,000	176
Unused loan commitments	$529,968,000	273
Tier 1 (core) risk-based capital	$290,886,000	239
Tier 2 risk-based capital	$30,203,000	249
Total risk weighted assets	$2,416,004,000	252
Total unused commitments	$529,968,000	274
Derivatives	$13,492,000	492
2008-09-30		Rank
# of Employees:	599	254
Assets and Liabilities
Total Assets:	$2,969,515,000	269
Cash and due from depository institutions	$65,266,000	254
Interest-bearing balances	$1,131,000	2,874
Securities	$371,095,000	342
Federal funds sold & reverse repurchase agreements	$20,043,000	562
Net loans & leases	$2,263,880,000	253
Loan loss allowance	$32,101,000	253
Trading account assets	$0	251
Bank premises and fixed assets	$80,102,000	131
Other real estate owned	$4,189,000	254
Goodwill and other intangibles	$85,181,000	183
All other assets	$79,759,000	317
Life insurance assets	$25,041,000	268
Total liabilities and capital	$2,969,515,000	269
Total liabilities	$2,599,128,000	274
Total deposits	$2,362,038,000	238
Interest-bearing deposits	$2,016,090,000	242
Deposits held in domestic offices	$2,362,038,000	234
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$708,000	3,020
Trading liabilities	$0	91
Other borrowed funds	$220,717,000	341
Subordinated debt	$0	276
All other liabilities	$15,665,000	468
Total equity capital	$370,387,000	237
Total bank equity capital	$370,387,000	237
Perpetual preferred stock	$0	110
Common stock	$3,756,000	1,298
Surplus	$307,085,000	182
Undivided profits	$59,546,000	585
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$43,798,000	287
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$61,000	898
Income earned, not collected on loans	$11,738,000	306
Earning assets	$2,656,149,000	269
Long-term assets (5+ years)	$1,319,171,000	118
Average Assets, year-to-date	$3,022,413,250	258
Average Assets, quarterly	$2,988,187,000	262
Volatile liabilities	$403,408,000	404
Insider loans	$18,564,000	347
FHLB advances	$220,717,000	295
Loans and leases held for sale	$8,975,000	225
Unused loan commitments	$534,345,000	286
Tier 1 (core) risk-based capital	$287,174,000	241
Tier 2 risk-based capital	$30,513,000	249
Total risk weighted assets	$2,439,486,000	253
Total unused commitments	$534,345,000	286
Derivatives	$67,729,000	221
2008-06-30		Rank
# of Employees:	617	252
Assets and Liabilities
Total Assets:	$3,006,859,000	265
Cash and due from depository institutions	$76,880,000	252
Interest-bearing balances	$931,000	3,007
Securities	$346,609,000	370
Federal funds sold & reverse repurchase agreements	$60,311,000	197
Net loans & leases	$2,276,309,000	252
Loan loss allowance	$28,615,000	267
Trading account assets	$0	267
Bank premises and fixed assets	$79,448,000	133
Other real estate owned	$2,260,000	252
Goodwill and other intangibles	$84,516,000	193
All other assets	$80,526,000	315
Life insurance assets	$24,731,000	277
Total liabilities and capital	$3,006,859,000	265
Total liabilities	$2,638,925,000	271
Total deposits	$2,427,374,000	236
Interest-bearing deposits	$2,067,887,000	240
Deposits held in domestic offices	$2,427,374,000	234
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,746,000	2,587
Trading liabilities	$0	94
Other borrowed funds	$195,733,000	378
Subordinated debt	$0	257
All other liabilities	$14,072,000	511
Total equity capital	$367,934,000	242
Total bank equity capital	$367,934,000	242
Perpetual preferred stock	$0	107
Common stock	$3,756,000	1,295
Surplus	$315,085,000	182
Undivided profits	$49,093,000	720
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$25,647,000	392
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,082
Income earned, not collected on loans	$11,789,000	297
Earning assets	$2,684,160,000	265
Long-term assets (5+ years)	$1,380,463,000	111
Average Assets, year-to-date	$3,040,046,000	260
Average Assets, quarterly	$3,041,532,000	261
Volatile liabilities	$392,058,000	422
Insider loans	$19,625,000	332
FHLB advances	$195,733,000	325
Loans and leases held for sale	$13,850,000	194
Unused loan commitments	$570,679,000	284
Tier 1 (core) risk-based capital	$285,268,000	244
Tier 2 risk-based capital	$28,615,000	262
Total risk weighted assets	$2,431,773,000	258
Total unused commitments	$570,679,000	284
Derivatives	$41,463,000	272
2008-03-31		Rank
# of Employees:	145	1,167
Assets and Liabilities
Total Assets:	$776,038,000	883
Cash and due from depository institutions	$17,346,000	1,167
Interest-bearing balances	$105,000	4,930
Securities	$125,974,000	964
Federal funds sold & reverse repurchase agreements	$26,745,000	557
Net loans & leases	$569,218,000	834
Loan loss allowance	$6,746,000	847
Trading account assets	$0	252
Bank premises and fixed assets	$17,521,000	677
Other real estate owned	$2,400,000	1,167
Goodwill and other intangibles	$0	3,304
All other assets	$16,834,000	1,153
Life insurance assets	$3,508,000	1,631
Total liabilities and capital	$776,038,000	883
Total liabilities	$708,800,000	863
Total deposits	$536,598,000	956
Interest-bearing deposits	$487,534,000	916
Deposits held in domestic offices	$536,598,000	953
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$57,698,000	440
Trading liabilities	$0	86
Other borrowed funds	$110,350,000	557
Subordinated debt	$0	251
All other liabilities	$4,154,000	1,395
Total equity capital	$67,238,000	1,032
Total bank equity capital	$67,238,000	1,032
Perpetual preferred stock	$0	108
Common stock	$3,756,000	1,290
Surplus	$15,241,000	1,872
Undivided profits	$48,241,000	764
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,755,000	2,716
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,070
Income earned, not collected on loans	$3,073,000	1,231
Earning assets	$722,042,000	859
Long-term assets (5+ years)	$225,528,000	573
Average Assets, year-to-date	$738,365,500	912
Average Assets, quarterly	$738,365,500	912
Volatile liabilities	$195,478,000	754
Insider loans	$10,058,000	746
FHLB advances	$110,000,000	499
Loans and leases held for sale	$1,231,000	849
Unused loan commitments	$117,068,000	892
Tier 1 (core) risk-based capital	$65,881,000	954
Tier 2 risk-based capital	$6,746,000	812
Total risk weighted assets	$613,106,000	827
Total unused commitments	$117,068,000	892
Derivatives	$21,694,000	379
2007-12-31		Rank
# of Employees:	150	1,122
Assets and Liabilities
Total Assets:	$700,693,000	971
Cash and due from depository institutions	$14,386,000	1,122
Interest-bearing balances	$140,000	4,328
Securities	$109,088,000	1,106
Federal funds sold & reverse repurchase agreements	$321,000	5,644
Net loans & leases	$540,430,000	872
Loan loss allowance	$6,559,000	855
Trading account assets	$0	237
Bank premises and fixed assets	$17,751,000	669
Other real estate owned	$2,900,000	1,122
Goodwill and other intangibles	$0	3,293
All other assets	$15,817,000	1,202
Life insurance assets	$3,482,000	1,628
Total liabilities and capital	$700,693,000	971
Total liabilities	$631,517,000	961
Total deposits	$517,200,000	991
Interest-bearing deposits	$483,998,000	918
Deposits held in domestic offices	$517,200,000	988
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$46,200,000	505
Trading liabilities	$0	78
Other borrowed funds	$63,892,000	834
Subordinated debt	$0	248
All other liabilities	$4,225,000	1,368
Total equity capital	$69,176,000	995
Total bank equity capital	$69,176,000	995
Perpetual preferred stock	$0	111
Common stock	$3,756,000	1,279
Surplus	$15,241,000	1,845
Undivided profits	$50,179,000	736
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,732,000	2,441
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,085
Income earned, not collected on loans	$3,230,000	1,261
Earning assets	$649,979,000	948
Long-term assets (5+ years)	$179,334,000	692
Average Assets, year-to-date	$706,129,200	936
Average Assets, quarterly	$711,031,000	940
Volatile liabilities	$186,772,000	797
Insider loans	$11,346,000	632
FHLB advances	$63,000,000	779
Loans and leases held for sale	$2,344,000	588
Unused loan commitments	$103,336,000	989
Tier 1 (core) risk-based capital	$68,515,000	912
Tier 2 risk-based capital	$6,559,000	832
Total risk weighted assets	$578,980,000	872
Total unused commitments	$103,336,000	989
Derivatives	$5,242,000	567
2007-09-30		Rank
# of Employees:	156	1,077
Assets and Liabilities
Total Assets:	$721,369,000	924
Cash and due from depository institutions	$16,235,000	1,077
Interest-bearing balances	$154,000	4,117
Securities	$112,248,000	1,077
Federal funds sold & reverse repurchase agreements	$23,012,000	588
Net loans & leases	$536,290,000	867
Loan loss allowance	$6,181,000	871
Trading account assets	$0	244
Bank premises and fixed assets	$17,736,000	641
Other real estate owned	$0	1,077
Goodwill and other intangibles	$0	3,301
All other assets	$15,848,000	1,184
Life insurance assets	$3,447,000	1,605
Total liabilities and capital	$721,369,000	924
Total liabilities	$654,001,000	914
Total deposits	$533,313,000	953
Interest-bearing deposits	$497,537,000	892
Deposits held in domestic offices	$533,313,000	951
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$50,035,000	466
Trading liabilities	$0	78
Other borrowed funds	$66,213,000	737
Subordinated debt	$0	244
All other liabilities	$4,440,000	1,294
Total equity capital	$67,368,000	1,012
Total bank equity capital	$67,368,000	1,012
Perpetual preferred stock	$0	113
Common stock	$3,756,000	1,257
Surplus	$15,241,000	1,809
Undivided profits	$48,371,000	772
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$5,293,000	879
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,109
Income earned, not collected on loans	$3,206,000	1,348
Earning assets	$671,704,000	909
Long-term assets (5+ years)	$183,400,000	648
Average Assets, year-to-date	$707,488,250	923
Average Assets, quarterly	$701,062,000	946
Volatile liabilities	$176,674,000	817
Insider loans	$11,398,000	620
FHLB advances	$62,000,000	722
Loans and leases held for sale	$3,146,000	469
Unused loan commitments	$98,190,000	1,047
Tier 1 (core) risk-based capital	$67,581,000	925
Tier 2 risk-based capital	$6,181,000	873
Total risk weighted assets	$577,039,000	858
Total unused commitments	$98,190,000	1,047
Derivatives	$6,506,000	546
2007-06-30		Rank
# of Employees:	163	1,049
Assets and Liabilities
Total Assets:	$680,755,000	988
Cash and due from depository institutions	$14,995,000	1,049
Interest-bearing balances	$435,000	3,204
Securities	$114,976,000	1,048
Federal funds sold & reverse repurchase agreements	$229,000	5,948
Net loans & leases	$516,783,000	903
Loan loss allowance	$5,792,000	907
Trading account assets	$0	245
Bank premises and fixed assets	$17,574,000	639
Other real estate owned	$0	1,049
Goodwill and other intangibles	$0	3,329
All other assets	$16,198,000	1,167
Life insurance assets	$3,402,000	1,613
Total liabilities and capital	$680,755,000	988
Total liabilities	$615,908,000	978
Total deposits	$551,564,000	946
Interest-bearing deposits	$513,240,000	868
Deposits held in domestic offices	$551,564,000	944
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$22,791,000	767
Trading liabilities	$0	87
Other borrowed funds	$36,373,000	1,124
Subordinated debt	$0	258
All other liabilities	$5,180,000	1,119
Total equity capital	$64,847,000	1,044
Total bank equity capital	$64,847,000	1,044
Perpetual preferred stock	$0	111
Common stock	$3,756,000	1,246
Surplus	$15,241,000	1,813
Undivided profits	$45,850,000	805
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,221,000	2,549
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,127
Income earned, not collected on loans	$3,280,000	1,219
Earning assets	$632,423,000	975
Long-term assets (5+ years)	$174,739,000	666
Average Assets, year-to-date	$702,861,330	935
Average Assets, quarterly	$692,016,000	960
Volatile liabilities	$136,582,000	1,039
Insider loans	$11,072,000	635
FHLB advances	$35,500,000	1,054
Loans and leases held for sale	$4,074,000	472
Unused loan commitments	$93,878,000	1,108
Tier 1 (core) risk-based capital	$65,953,000	954
Tier 2 risk-based capital	$5,791,000	925
Total risk weighted assets	$549,486,000	901
Total unused commitments	$93,878,000	1,108
Derivatives	$8,258,000	549
2007-03-31		Rank
# of Employees:	177	950
Assets and Liabilities
Total Assets:	$703,277,000	941
Cash and due from depository institutions	$15,771,000	950
Interest-bearing balances	$125,000	4,461
Securities	$128,371,000	942
Federal funds sold & reverse repurchase agreements	$8,226,000	2,334
Net loans & leases	$518,884,000	880
Loan loss allowance	$5,777,000	897
Trading account assets	$0	267
Bank premises and fixed assets	$16,478,000	684
Other real estate owned	$0	950
Goodwill and other intangibles	$0	3,322
All other assets	$15,547,000	1,161
Life insurance assets	$3,363,000	1,606
Total liabilities and capital	$703,277,000	941
Total liabilities	$631,470,000	944
Total deposits	$569,695,000	911
Interest-bearing deposits	$526,786,000	841
Deposits held in domestic offices	$569,695,000	907
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$25,360,000	696
Trading liabilities	$0	89
Other borrowed funds	$30,493,000	1,233
Subordinated debt	$0	262
All other liabilities	$5,922,000	1,006
Total equity capital	$71,807,000	925
Total bank equity capital	$71,807,000	925
Perpetual preferred stock	$0	113
Common stock	$3,756,000	1,227
Surplus	$15,241,000	1,795
Undivided profits	$52,810,000	711
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$877,000	3,015
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,132
Income earned, not collected on loans	$3,421,000	1,132
Earning assets	$655,606,000	925
Long-term assets (5+ years)	$181,355,000	625
Average Assets, year-to-date	$713,914,500	921
Average Assets, quarterly	$713,914,500	921
Volatile liabilities	$143,825,000	962
Insider loans	$10,429,000	667
FHLB advances	$30,000,000	1,173
Loans and leases held for sale	$3,262,000	514
Unused loan commitments	$98,236,000	1,068
Tier 1 (core) risk-based capital	$72,059,000	847
Tier 2 risk-based capital	$5,777,000	922
Total risk weighted assets	$560,126,000	865
Total unused commitments	$98,236,000	1,068
Derivatives	$5,438,000	606
2006-12-31		Rank
# of Employees:	104	1,657
Assets and Liabilities
Total Assets:	$433,415,000	1,532
Cash and due from depository institutions	$9,537,000	1,657
Interest-bearing balances	$98,000	4,918
Securities	$108,287,000	1,149
Federal funds sold & reverse repurchase agreements	$16,740,000	973
Net loans & leases	$281,021,000	1,646
Loan loss allowance	$3,095,000	1,683
Trading account assets	$0	156
Bank premises and fixed assets	$7,676,000	1,573
Other real estate owned	$0	1,657
Goodwill and other intangibles	$0	3,315
All other assets	$10,154,000	1,716
Life insurance assets	$1,895,000	2,299
Total liabilities and capital	$433,415,000	1,532
Total liabilities	$389,423,000	1,534
Total deposits	$343,730,000	1,543
Interest-bearing deposits	$320,336,000	1,399
Deposits held in domestic offices	$343,730,000	1,539
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$37,010,000	570
Trading liabilities	$0	77
Other borrowed funds	$5,561,000	3,299
Subordinated debt	$0	264
All other liabilities	$3,122,000	1,677
Total equity capital	$43,992,000	1,507
Total bank equity capital	$43,992,000	1,507
Perpetual preferred stock	$0	112
Common stock	$3,756,000	1,216
Surplus	$4,317,000	4,194
Undivided profits	$35,919,000	1,017
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$481,000	3,945
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,087
Income earned, not collected on loans	$2,544,000	1,597
Earning assets	$406,146,000	1,488
Long-term assets (5+ years)	$129,964,000	834
Average Assets, year-to-date	$434,766,600	1,443
Average Assets, quarterly	$427,261,000	1,535
Volatile liabilities	$90,977,000	1,629
Insider loans	$10,104,000	683
FHLB advances	$5,000,000	3,275
Loans and leases held for sale	$1,890,000	716
Unused loan commitments	$62,150,000	1,547
Tier 1 (core) risk-based capital	$44,235,000	1,406
Tier 2 risk-based capital	$3,095,000	1,661
Total risk weighted assets	$326,875,000	1,485
Total unused commitments	$62,150,000	1,548
Derivatives	$2,739,000	694
2006-09-30		Rank
# of Employees:	102	1,704
Assets and Liabilities
Total Assets:	$421,107,000	1,562
Cash and due from depository institutions	$9,404,000	1,704
Interest-bearing balances	$80,000	5,111
Securities	$111,666,000	1,124
Federal funds sold & reverse repurchase agreements	$11,893,000	1,173
Net loans & leases	$271,754,000	1,690
Loan loss allowance	$3,022,000	1,733
Trading account assets	$0	154
Bank premises and fixed assets	$7,441,000	1,583
Other real estate owned	$0	1,704
Goodwill and other intangibles	$0	3,332
All other assets	$8,949,000	1,901
Life insurance assets	$1,874,000	2,275
Total liabilities and capital	$421,107,000	1,562
Total liabilities	$378,344,000	1,566
Total deposits	$342,761,000	1,516
Interest-bearing deposits	$321,305,000	1,382
Deposits held in domestic offices	$342,761,000	1,511
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$26,448,000	683
Trading liabilities	$0	74
Other borrowed funds	$6,335,000	3,293
Subordinated debt	$0	269
All other liabilities	$2,800,000	1,822
Total equity capital	$42,763,000	1,536
Total bank equity capital	$42,763,000	1,536
Perpetual preferred stock	$0	118
Common stock	$3,756,000	1,204
Surplus	$4,317,000	4,175
Undivided profits	$34,690,000	1,051
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$615,000	3,476
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,131
Income earned, not collected on loans	$2,240,000	1,843
Earning assets	$395,393,000	1,519
Long-term assets (5+ years)	$134,422,000	819
Average Assets, year-to-date	$435,104,500	1,443
Average Assets, quarterly	$421,536,000	1,547
Volatile liabilities	$78,632,000	1,832
Insider loans	$9,301,000	720
FHLB advances	$5,000,000	3,409
Loans and leases held for sale	$1,059,000	928
Unused loan commitments	$62,727,000	1,551
Tier 1 (core) risk-based capital	$43,079,000	1,441
Tier 2 risk-based capital	$3,022,000	1,694
Total risk weighted assets	$316,595,000	1,533
Total unused commitments	$62,727,000	1,551
Derivatives	$4,646,000	627
2006-06-30		Rank
# of Employees:	98	1,787
Assets and Liabilities
Total Assets:	$421,965,000	1,539
Cash and due from depository institutions	$11,348,000	1,787
Interest-bearing balances	$146,000	4,401
Securities	$91,535,000	1,335
Federal funds sold & reverse repurchase agreements	$34,840,000	355
Net loans & leases	$269,790,000	1,673
Loan loss allowance	$2,989,000	1,726
Trading account assets	$0	157
Bank premises and fixed assets	$7,387,000	1,575
Other real estate owned	$0	1,787
Goodwill and other intangibles	$0	3,333
All other assets	$7,065,000	2,277
Life insurance assets	$0	4,035
Total liabilities and capital	$421,965,000	1,539
Total liabilities	$381,123,000	1,535
Total deposits	$362,438,000	1,412
Interest-bearing deposits	$326,659,000	1,335
Deposits held in domestic offices	$362,438,000	1,408
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$8,315,000	1,343
Trading liabilities	$0	73
Other borrowed funds	$5,012,000	3,625
Subordinated debt	$0	265
All other liabilities	$5,358,000	984
Total equity capital	$40,842,000	1,545
Total bank equity capital	$40,842,000	1,545
Perpetual preferred stock	$0	119
Common stock	$3,756,000	1,190
Surplus	$4,317,000	4,138
Undivided profits	$32,769,000	1,051
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$545,000	3,543
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,150
Income earned, not collected on loans	$2,071,000	1,776
Earning assets	$396,311,000	1,493
Long-term assets (5+ years)	$123,316,000	866
Average Assets, year-to-date	$439,770,330	1,429
Average Assets, quarterly	$427,363,500	1,490
Volatile liabilities	$63,191,000	2,157
Insider loans	$12,429,000	527
FHLB advances	$5,000,000	3,453
Loans and leases held for sale	$1,277,000	838
Unused loan commitments	$64,237,000	1,524
Tier 1 (core) risk-based capital	$41,729,000	1,452
Tier 2 risk-based capital	$2,989,000	1,683
Total risk weighted assets	$314,107,000	1,518
Total unused commitments	$64,237,000	1,524
Derivatives	$1,647,000	763
2006-03-31		Rank
# of Employees:	91	1,907
Assets and Liabilities
Total Assets:	$432,762,000	1,456
Cash and due from depository institutions	$12,919,000	1,907
Interest-bearing balances	$3,205,000	1,492
Securities	$97,084,000	1,289
Federal funds sold & reverse repurchase agreements	$34,125,000	398
Net loans & leases	$274,926,000	1,596
Loan loss allowance	$3,044,000	1,659
Trading account assets	$0	154
Bank premises and fixed assets	$7,027,000	1,628
Other real estate owned	$0	1,907
Goodwill and other intangibles	$0	3,321
All other assets	$6,681,000	2,313
Life insurance assets	$0	4,002
Total liabilities and capital	$432,762,000	1,456
Total liabilities	$392,962,000	1,446
Total deposits	$385,158,000	1,290
Interest-bearing deposits	$327,477,000	1,298
Deposits held in domestic offices	$385,158,000	1,286
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,368
Trading liabilities	$0	77
Other borrowed funds	$5,002,000	3,526
Subordinated debt	$0	259
All other liabilities	$2,802,000	1,679
Total equity capital	$39,800,000	1,564
Total bank equity capital	$39,800,000	1,564
Perpetual preferred stock	$0	120
Common stock	$3,756,000	1,178
Surplus	$4,318,000	4,070
Undivided profits	$31,726,000	1,090
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$527,000	3,594
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,164
Income earned, not collected on loans	$1,793,000	1,985
Earning assets	$409,340,000	1,415
Long-term assets (5+ years)	$122,076,000	862
Average Assets, year-to-date	$448,673,000	1,403
Average Assets, quarterly	$448,673,000	1,403
Volatile liabilities	$48,493,000	2,536
Insider loans	$12,849,000	504
FHLB advances	$5,000,000	3,374
Loans and leases held for sale	$3,154,000	451
Unused loan commitments	$55,651,000	1,685
Tier 1 (core) risk-based capital	$40,222,000	1,473
Tier 2 risk-based capital	$3,044,000	1,617
Total risk weighted assets	$318,847,000	1,454
Total unused commitments	$55,651,000	1,686
Derivatives	$4,761,000	602
2005-12-31		Rank
# of Employees:	104	1,656
Assets and Liabilities
Total Assets:	$464,584,000	1,356
Cash and due from depository institutions	$14,122,000	1,656
Interest-bearing balances	$5,051,000	1,081
Securities	$85,101,000	1,440
Federal funds sold & reverse repurchase agreements	$26,310,000	494
Net loans & leases	$323,303,000	1,315
Loan loss allowance	$3,917,000	1,270
Trading account assets	$0	155
Bank premises and fixed assets	$8,164,000	1,361
Other real estate owned	$0	1,656
Goodwill and other intangibles	$979,000	1,696
All other assets	$6,605,000	2,327
Life insurance assets	$0	351
Total liabilities and capital	$464,584,000	1,356
Total liabilities	$422,506,000	1,339
Total deposits	$402,880,000	1,205
Interest-bearing deposits	$348,652,000	1,176
Deposits held in domestic offices	$402,880,000	1,203
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$8,300,000	1,283
Trading liabilities	$0	72
Other borrowed funds	$8,842,000	2,874
Subordinated debt	$0	258
All other liabilities	$2,484,000	1,806
Total equity capital	$42,078,000	1,449
Total bank equity capital	$42,078,000	1,449
Perpetual preferred stock	$0	122
Common stock	$3,756,000	1,164
Surplus	$4,317,000	4,034
Undivided profits	$34,005,000	1,015
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$678,000	3,119
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,175
Income earned, not collected on loans	$1,859,000	1,898
Earning assets	$439,765,000	1,297
Long-term assets (5+ years)	$126,484,000	820
Average Assets, year-to-date	$441,872,400	1,349
Average Assets, quarterly	$458,113,500	1,359
Volatile liabilities	$54,898,000	2,270
Insider loans	$11,886,000	522
FHLB advances	$0	5,326
Loans and leases held for sale	$2,825,000	478
Unused loan commitments	$78,736,000	1,207
Tier 1 (core) risk-based capital	$41,300,000	1,408
Tier 2 risk-based capital	$3,917,000	1,247
Total risk weighted assets	$359,941,000	1,245
Total unused commitments	$78,736,000	1,208
Derivatives	$1,102,000	739
2005-09-30		Rank
# of Employees:	105	1,636
Assets and Liabilities
Total Assets:	$451,643,000	1,362
Cash and due from depository institutions	$9,786,000	1,636
Interest-bearing balances	$88,000	5,273
Securities	$52,576,000	2,226
Federal funds sold & reverse repurchase agreements	$41,791,000	328
Net loans & leases	$332,202,000	1,244
Loan loss allowance	$3,859,000	1,281
Trading account assets	$0	146
Bank premises and fixed assets	$7,832,000	1,384
Other real estate owned	$0	1,636
Goodwill and other intangibles	$990,000	1,667
All other assets	$6,466,000	2,328
Life insurance assets	$0	341
Total liabilities and capital	$451,643,000	1,362
Total liabilities	$411,131,000	1,342
Total deposits	$400,584,000	1,185
Interest-bearing deposits	$348,708,000	1,146
Deposits held in domestic offices	$400,584,000	1,182
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,623
Trading liabilities	$0	63
Other borrowed funds	$8,866,000	2,897
Subordinated debt	$0	251
All other liabilities	$1,681,000	2,384
Total equity capital	$40,512,000	1,488
Total bank equity capital	$40,512,000	1,488
Perpetual preferred stock	$0	120
Common stock	$3,756,000	1,132
Surplus	$4,317,000	3,994
Undivided profits	$32,439,000	1,060
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$730,000	3,025
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,225
Income earned, not collected on loans	$1,561,000	2,212
Earning assets	$426,657,000	1,315
Long-term assets (5+ years)	$119,336,000	869
Average Assets, year-to-date	$436,194,500	1,355
Average Assets, quarterly	$445,456,500	1,359
Volatile liabilities	$38,731,000	2,845
Insider loans	$22,241,000	220
FHLB advances	$8,000,000	2,859
Loans and leases held for sale	$5,427,000	385
Unused loan commitments	$74,257,000	1,250
Tier 1 (core) risk-based capital	$39,463,000	1,446
Tier 2 risk-based capital	$3,859,000	1,238
Total risk weighted assets	$364,677,000	1,191
Total unused commitments	$74,257,000	1,250
Derivatives	$1,363,000	699
2005-06-30		Rank
# of Employees:	104	1,650
Assets and Liabilities
Total Assets:	$439,270,000	1,370
Cash and due from depository institutions	$14,266,000	1,650
Interest-bearing balances	$305,000	3,851
Securities	$55,606,000	2,134
Federal funds sold & reverse repurchase agreements	$26,932,000	461
Net loans & leases	$328,158,000	1,233
Loan loss allowance	$3,747,000	1,286
Trading account assets	$0	148
Bank premises and fixed assets	$6,899,000	1,544
Other real estate owned	$0	1,650
Goodwill and other intangibles	$1,001,000	1,650
All other assets	$6,408,000	2,251
Life insurance assets	$0	339
Total liabilities and capital	$439,270,000	1,370
Total liabilities	$400,139,000	1,350
Total deposits	$377,168,000	1,237
Interest-bearing deposits	$331,659,000	1,180
Deposits held in domestic offices	$377,168,000	1,234
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$7,300,000	1,358
Trading liabilities	$0	65
Other borrowed funds	$13,689,000	2,205
Subordinated debt	$0	251
All other liabilities	$1,982,000	1,979
Total equity capital	$39,131,000	1,503
Total bank equity capital	$39,131,000	1,503
Perpetual preferred stock	$0	118
Common stock	$3,756,000	1,115
Surplus	$4,317,000	3,952
Undivided profits	$31,058,000	1,091
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$434,000	3,955
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,247
Income earned, not collected on loans	$1,635,000	1,887
Earning assets	$411,001,000	1,330
Long-term assets (5+ years)	$120,742,000	844
Average Assets, year-to-date	$431,045,000	1,357
Average Assets, quarterly	$437,514,000	1,349
Volatile liabilities	$49,027,000	2,305
Insider loans	$11,958,000	473
FHLB advances	$13,000,000	2,157
Loans and leases held for sale	$6,725,000	353
Unused loan commitments	$67,498,000	1,328
Tier 1 (core) risk-based capital	$37,737,000	1,470
Tier 2 risk-based capital	$3,747,000	1,253
Total risk weighted assets	$353,049,000	1,207
Total unused commitments	$67,498,000	1,328
Derivatives	$6,939,000	473
2005-03-31		Rank
# of Employees:	98	1,744
Assets and Liabilities
Total Assets:	$435,758,000	1,359
Cash and due from depository institutions	$16,244,000	1,744
Interest-bearing balances	$53,000	5,677
Securities	$62,072,000	1,990
Federal funds sold & reverse repurchase agreements	$17,093,000	715
Net loans & leases	$326,359,000	1,207
Loan loss allowance	$3,571,000	1,346
Trading account assets	$0	148
Bank premises and fixed assets	$6,896,000	1,522
Other real estate owned	$0	1,744
Goodwill and other intangibles	$1,012,000	1,642
All other assets	$6,082,000	2,329
Life insurance assets	$0	333
Total liabilities and capital	$435,758,000	1,359
Total liabilities	$398,006,000	1,337
Total deposits	$368,918,000	1,248
Interest-bearing deposits	$294,237,000	1,348
Deposits held in domestic offices	$368,918,000	1,245
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$14,000,000	927
Trading liabilities	$0	65
Other borrowed funds	$12,610,000	2,249
Subordinated debt	$0	265
All other liabilities	$2,478,000	1,634
Total equity capital	$37,752,000	1,517
Total bank equity capital	$37,752,000	1,517
Perpetual preferred stock	$0	120
Common stock	$3,756,000	1,103
Surplus	$4,317,000	3,938
Undivided profits	$29,679,000	1,104
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$624,000	3,260
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,234
Income earned, not collected on loans	$1,694,000	1,770
Earning assets	$405,577,000	1,335
Long-term assets (5+ years)	$124,196,000	838
Average Assets, year-to-date	$426,932,500	1,372
Average Assets, quarterly	$426,932,500	1,372
Volatile liabilities	$51,924,000	2,111
Insider loans	$11,167,000	502
FHLB advances	$12,000,000	2,185
Loans and leases held for sale	$4,881,000	382
Unused loan commitments	$63,606,000	1,347
Tier 1 (core) risk-based capital	$36,242,000	1,501
Tier 2 risk-based capital	$3,571,000	1,312
Total risk weighted assets	$348,564,000	1,196
Total unused commitments	$63,606,000	1,347
Derivatives	$2,896,000	551
2004-12-31		Rank
# of Employees:	98	1,742
Assets and Liabilities
Total Assets:	$418,107,000	1,415
Cash and due from depository institutions	$11,245,000	1,742
Interest-bearing balances	$50,000	5,722
Securities	$77,216,000	1,633
Federal funds sold & reverse repurchase agreements	$362,000	5,629
Net loans & leases	$315,766,000	1,235
Loan loss allowance	$3,411,000	1,402
Trading account assets	$0	153
Bank premises and fixed assets	$6,898,000	1,484
Other real estate owned	$0	1,742
Goodwill and other intangibles	$1,023,000	1,628
All other assets	$5,597,000	2,431
Life insurance assets	$0	334
Total liabilities and capital	$418,107,000	1,415
Total liabilities	$381,494,000	1,399
Total deposits	$363,062,000	1,257
Interest-bearing deposits	$289,136,000	1,368
Deposits held in domestic offices	$363,062,000	1,254
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$4,000,000	1,767
Trading liabilities	$0	66
Other borrowed funds	$12,815,000	2,270
Subordinated debt	$0	272
All other liabilities	$1,617,000	2,253
Total equity capital	$36,613,000	1,565
Total bank equity capital	$36,613,000	1,565
Perpetual preferred stock	$0	118
Common stock	$3,756,000	1,078
Surplus	$4,317,000	3,900
Undivided profits	$28,540,000	1,163
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$795,000	2,838
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,187
Income earned, not collected on loans	$1,720,000	1,689
Earning assets	$393,394,000	1,371
Long-term assets (5+ years)	$129,092,000	811
Average Assets, year-to-date	$410,659,200	1,366
Average Assets, quarterly	$415,347,500	1,403
Volatile liabilities	$39,013,000	2,581
Insider loans	$10,403,000	541
FHLB advances	$12,000,000	2,198
Loans and leases held for sale	$1,729,000	665
Unused loan commitments	$63,773,000	1,322
Tier 1 (core) risk-based capital	$34,911,000	1,528
Tier 2 risk-based capital	$3,411,000	1,356
Total risk weighted assets	$335,094,000	1,232
Total unused commitments	$63,773,000	1,323
Derivatives	$0	774
2004-09-30		Rank
# of Employees:	96	1,777
Assets and Liabilities
Total Assets:	$412,588,000	1,404
Cash and due from depository institutions	$14,617,000	1,777
Interest-bearing balances	$39,000	5,935
Securities	$73,927,000	1,690
Federal funds sold & reverse repurchase agreements	$3,764,000	2,614
Net loans & leases	$308,193,000	1,240
Loan loss allowance	$3,254,000	1,455
Trading account assets	$0	149
Bank premises and fixed assets	$6,231,000	1,620
Other real estate owned	$0	1,777
Goodwill and other intangibles	$1,034,000	1,596
All other assets	$4,822,000	2,689
Life insurance assets	$0	330
Total liabilities and capital	$412,588,000	1,404
Total liabilities	$377,028,000	1,393
Total deposits	$363,132,000	1,224
Interest-bearing deposits	$297,367,000	1,292
Deposits held in domestic offices	$363,132,000	1,220
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,678
Trading liabilities	$0	68
Other borrowed funds	$12,240,000	2,305
Subordinated debt	$0	276
All other liabilities	$1,656,000	2,213
Total equity capital	$35,560,000	1,600
Total bank equity capital	$35,560,000	1,600
Perpetual preferred stock	$0	124
Common stock	$3,756,000	1,066
Surplus	$4,317,000	3,859
Undivided profits	$27,487,000	1,225
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$854,000	2,902
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,251
Income earned, not collected on loans	$1,595,000	1,912
Earning assets	$385,923,000	1,370
Long-term assets (5+ years)	$129,064,000	819
Average Assets, year-to-date	$408,797,250	1,364
Average Assets, quarterly	$407,773,000	1,408
Volatile liabilities	$32,617,000	2,921
Insider loans	$10,585,000	534
FHLB advances	$12,000,000	2,194
Loans and leases held for sale	$1,243,000	794
Unused loan commitments	$60,549,000	1,350
Tier 1 (core) risk-based capital	$33,478,000	1,581
Tier 2 risk-based capital	$3,254,000	1,405
Total risk weighted assets	$325,739,000	1,237
Total unused commitments	$60,549,000	1,351
Derivatives	$0	770
2004-06-30		Rank
# of Employees:	101	1,692
Assets and Liabilities
Total Assets:	$402,958,000	1,418
Cash and due from depository institutions	$16,869,000	1,692
Interest-bearing balances	$240,000	4,325
Securities	$79,169,000	1,618
Federal funds sold & reverse repurchase agreements	$4,299,000	2,233
Net loans & leases	$290,423,000	1,289
Loan loss allowance	$3,117,000	1,490
Trading account assets	$0	153
Bank premises and fixed assets	$6,238,000	1,600
Other real estate owned	$0	1,692
Goodwill and other intangibles	$1,045,000	1,589
All other assets	$4,915,000	2,648
Life insurance assets	$0	323
Total liabilities and capital	$402,958,000	1,418
Total liabilities	$369,248,000	1,401
Total deposits	$345,035,000	1,280
Interest-bearing deposits	$276,079,000	1,380
Deposits held in domestic offices	$345,035,000	1,276
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$6,129,000	1,483
Trading liabilities	$0	69
Other borrowed funds	$16,898,000	1,898
Subordinated debt	$0	288
All other liabilities	$1,186,000	2,597
Total equity capital	$33,710,000	1,618
Total bank equity capital	$33,710,000	1,618
Perpetual preferred stock	$0	126
Common stock	$3,756,000	1,056
Surplus	$4,317,000	3,822
Undivided profits	$25,637,000	1,238
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,061,000	2,485
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,328
Income earned, not collected on loans	$1,644,000	1,688
Earning assets	$374,131,000	1,394
Long-term assets (5+ years)	$126,092,000	867
Average Assets, year-to-date	$407,533,670	1,368
Average Assets, quarterly	$407,409,500	1,383
Volatile liabilities	$38,039,000	2,522
Insider loans	$10,040,000	544
FHLB advances	$16,000,000	1,828
Loans and leases held for sale	$3,031,000	488
Unused loan commitments	$66,452,000	1,234
Tier 1 (core) risk-based capital	$32,087,000	1,617
Tier 2 risk-based capital	$3,117,000	1,439
Total risk weighted assets	$309,190,000	1,275
Total unused commitments	$66,452,000	1,234
Derivatives	$0	740
2004-03-31		Rank
# of Employees:	107	1,611
Assets and Liabilities
Total Assets:	$411,861,000	1,367
Cash and due from depository institutions	$11,579,000	1,611
Interest-bearing balances	$374,000	4,055
Securities	$94,831,000	1,386
Federal funds sold & reverse repurchase agreements	$11,989,000	1,234
Net loans & leases	$281,593,000	1,301
Loan loss allowance	$2,919,000	1,577
Trading account assets	$0	144
Bank premises and fixed assets	$6,240,000	1,575
Other real estate owned	$0	1,611
Goodwill and other intangibles	$1,049,000	1,594
All other assets	$4,580,000	2,668
Life insurance assets	$0	322
Total liabilities and capital	$411,861,000	1,367
Total liabilities	$378,003,000	1,338
Total deposits	$340,129,000	1,290
Interest-bearing deposits	$268,585,000	1,432
Deposits held in domestic offices	$340,129,000	1,288
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$8,154,000	1,194
Trading liabilities	$0	70
Other borrowed funds	$27,758,000	1,290
Subordinated debt	$0	287
All other liabilities	$1,962,000	1,990
Total equity capital	$33,858,000	1,648
Total bank equity capital	$33,858,000	1,648
Perpetual preferred stock	$0	129
Common stock	$3,756,000	1,046
Surplus	$4,317,000	3,786
Undivided profits	$25,785,000	1,270
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$929,000	2,809
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,356
Income earned, not collected on loans	$1,816,000	1,498
Earning assets	$388,787,000	1,321
Long-term assets (5+ years)	$124,589,000	857
Average Assets, year-to-date	$409,821,500	1,355
Average Assets, quarterly	$409,821,500	1,355
Volatile liabilities	$50,945,000	1,946
Insider loans	$12,447,000	388
FHLB advances	$27,600,000	1,194
Loans and leases held for sale	$1,889,000	725
Unused loan commitments	$66,555,000	1,204
Tier 1 (core) risk-based capital	$30,881,000	1,669
Tier 2 risk-based capital	$2,919,000	1,511
Total risk weighted assets	$306,421,000	1,250
Total unused commitments	$66,555,000	1,208
Derivatives	$0	699
2003-12-31		Rank
# of Employees:	90	1,921
Assets and Liabilities
Total Assets:	$407,782,000	1,378
Cash and due from depository institutions	$22,492,000	1,921
Interest-bearing balances	$11,000	6,590
Securities	$100,441,000	1,354
Federal funds sold & reverse repurchase agreements	$7,801,000	1,521
Net loans & leases	$265,843,000	1,362
Loan loss allowance	$2,772,000	1,647
Trading account assets	$0	168
Bank premises and fixed assets	$6,249,000	1,561
Other real estate owned	$0	1,921
Goodwill and other intangibles	$1,171,000	1,521
All other assets	$3,785,000	3,063
Life insurance assets	$0	1
Total liabilities and capital	$407,782,000	1,378
Total liabilities	$378,344,000	1,330
Total deposits	$329,109,000	1,329
Interest-bearing deposits	$268,315,000	1,411
Deposits held in domestic offices	$329,109,000	1,327
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$38,854,000	520
Trading liabilities	$0	72
Other borrowed funds	$9,026,000	2,568
Subordinated debt	$0	293
All other liabilities	$1,355,000	2,515
Total equity capital	$29,438,000	1,857
Total bank equity capital	$29,438,000	1,857
Perpetual preferred stock	$0	131
Common stock	$3,756,000	1,051
Surplus	$1,317,000	6,320
Undivided profits	$24,365,000	1,326
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$895,000	2,906
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,287
Income earned, not collected on loans	$1,848,000	1,518
Earning assets	$374,096,000	1,372
Long-term assets (5+ years)	$126,998,000	845
Average Assets, year-to-date	$378,265,400	1,446
Average Assets, quarterly	$414,061,000	1,345
Volatile liabilities	$62,801,000	1,608
Insider loans	$7,584,000	703
FHLB advances	$9,000,000	2,435
Loans and leases held for sale	$2,175,000	607
Unused loan commitments	$71,312,000	1,112
Tier 1 (core) risk-based capital	$26,599,000	1,961
Tier 2 risk-based capital	$2,772,000	1,560
Total risk weighted assets	$292,586,000	1,313
Total unused commitments	$71,312,000	1,114
Derivatives	$0	665
2003-09-30		Rank
# of Employees:	88	1,981
Assets and Liabilities
Total Assets:	$420,340,000	1,334
Cash and due from depository institutions	$22,090,000	1,981
Interest-bearing balances	$20,000	6,416
Securities	$116,311,000	1,147
Federal funds sold & reverse repurchase agreements	$15,090,000	958
Net loans & leases	$255,337,000	1,407
Loan loss allowance	$2,798,000	1,646
Trading account assets	$0	165
Bank premises and fixed assets	$6,260,000	1,544
Other real estate owned	$0	1,981
Goodwill and other intangibles	$1,130,000	1,524
All other assets	$4,122,000	2,899
Life insurance assets	$0	1
Total liabilities and capital	$420,340,000	1,334
Total liabilities	$392,197,000	1,276
Total deposits	$332,210,000	1,338
Interest-bearing deposits	$265,688,000	1,443
Deposits held in domestic offices	$332,210,000	1,337
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$49,000,000	453
Trading liabilities	$0	72
Other borrowed funds	$9,353,000	2,494
Subordinated debt	$0	293
All other liabilities	$1,634,000	2,265
Total equity capital	$28,143,000	1,941
Total bank equity capital	$28,143,000	1,941
Perpetual preferred stock	$0	137
Common stock	$3,756,000	1,043
Surplus	$1,317,000	6,332
Undivided profits	$23,070,000	1,409
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$389,000	4,840
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,354
Income earned, not collected on loans	$1,880,000	1,600
Earning assets	$386,758,000	1,319
Long-term assets (5+ years)	$131,470,000	834
Average Assets, year-to-date	$370,886,250	1,489
Average Assets, quarterly	$391,341,000	1,438
Volatile liabilities	$73,830,000	1,386
Insider loans	$6,986,000	750
FHLB advances	$9,000,000	2,392
Loans and leases held for sale	$2,457,000	780
Unused loan commitments	$53,460,000	1,395
Tier 1 (core) risk-based capital	$25,096,000	2,088
Tier 2 risk-based capital	$2,798,000	1,555
Total risk weighted assets	$274,647,000	1,397
Total unused commitments	$53,460,000	1,398
Derivatives	$0	666
2003-06-30		Rank
# of Employees:	86	2,028
Assets and Liabilities
Total Assets:	$362,342,000	1,545
Cash and due from depository institutions	$12,967,000	2,028
Interest-bearing balances	$94,000	5,610
Securities	$113,282,000	1,166
Federal funds sold & reverse repurchase agreements	$7,988,000	1,994
Net loans & leases	$218,498,000	1,624
Loan loss allowance	$2,761,000	1,642
Trading account assets	$0	170
Bank premises and fixed assets	$5,853,000	1,634
Other real estate owned	$0	2,028
Goodwill and other intangibles	$0	3,182
All other assets	$3,754,000	2,980
Life insurance assets	$0	1
Total liabilities and capital	$362,342,000	1,545
Total liabilities	$324,058,000	1,555
Total deposits	$312,809,000	1,394
Interest-bearing deposits	$254,189,000	1,502
Deposits held in domestic offices	$312,809,000	1,392
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,266
Trading liabilities	$0	74
Other borrowed funds	$9,083,000	2,495
Subordinated debt	$0	266
All other liabilities	$2,166,000	1,890
Total equity capital	$38,284,000	1,431
Total bank equity capital	$38,284,000	1,431
Perpetual preferred stock	$0	140
Common stock	$3,756,000	1,031
Surplus	$1,317,000	6,328
Undivided profits	$33,211,000	990
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$270,000	5,556
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,408
Income earned, not collected on loans	$1,815,000	1,568
Earning assets	$339,862,000	1,501
Long-term assets (5+ years)	$106,531,000	978
Average Assets, year-to-date	$354,401,670	1,536
Average Assets, quarterly	$358,868,500	1,540
Volatile liabilities	$24,305,000	3,339
Insider loans	$7,185,000	710
FHLB advances	$9,000,000	2,352
Loans and leases held for sale	$2,572,000	1,028
Unused loan commitments	$30,880,000	2,069
Tier 1 (core) risk-based capital	$35,232,000	1,431
Tier 2 risk-based capital	$2,761,000	1,527
Total risk weighted assets	$235,569,000	1,603
Total unused commitments	$30,880,000	2,080
Derivatives	$0	623
2003-03-31		Rank
# of Employees:	81	2,138
Assets and Liabilities
Total Assets:	$355,395,000	1,543
Cash and due from depository institutions	$13,406,000	2,138
Interest-bearing balances	$0	7,012
Securities	$111,138,000	1,157
Federal funds sold & reverse repurchase agreements	$5,044,000	3,175
Net loans & leases	$216,134,000	1,625
Loan loss allowance	$2,807,000	1,595
Trading account assets	$0	169
Bank premises and fixed assets	$5,895,000	1,587
Other real estate owned	$0	2,138
Goodwill and other intangibles	$0	3,151
All other assets	$3,778,000	2,932
Life insurance assets	$0	1
Total liabilities and capital	$355,395,000	1,543
Total liabilities	$318,162,000	1,558
Total deposits	$303,112,000	1,429
Interest-bearing deposits	$246,149,000	1,543
Deposits held in domestic offices	$303,112,000	1,426
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,057
Trading liabilities	$0	79
Other borrowed funds	$12,438,000	2,016
Subordinated debt	$0	265
All other liabilities	$2,612,000	1,682
Total equity capital	$37,233,000	1,430
Total bank equity capital	$37,233,000	1,430
Perpetual preferred stock	$0	141
Common stock	$3,756,000	1,026
Surplus	$1,317,000	6,333
Undivided profits	$32,160,000	979
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$355,000	5,008
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,422
Income earned, not collected on loans	$1,866,000	1,569
Earning assets	$332,316,000	1,504
Long-term assets (5+ years)	$96,961,000	1,014
Average Assets, year-to-date	$350,431,500	1,545
Average Assets, quarterly	$350,431,500	1,545
Volatile liabilities	$26,591,000	3,088
Insider loans	$7,279,000	697
FHLB advances	$12,000,000	1,926
Loans and leases held for sale	$4,022,000	717
Unused loan commitments	$40,071,000	1,656
Tier 1 (core) risk-based capital	$34,682,000	1,422
Tier 2 risk-based capital	$2,807,000	1,478
Total risk weighted assets	$242,844,000	1,525
Total unused commitments	$40,071,000	1,666
Derivatives	$0	578
2002-12-31		Rank
# of Employees:	95	1,794
Assets and Liabilities
Total Assets:	$345,468,000	1,554
Cash and due from depository institutions	$11,909,000	1,794
Interest-bearing balances	$161,000	4,781
Securities	$112,911,000	1,111
Federal funds sold & reverse repurchase agreements	$1,772,000	5,073
Net loans & leases	$209,079,000	1,659
Loan loss allowance	$2,790,000	1,562
Trading account assets	$0	170
Bank premises and fixed assets	$5,990,000	1,549
Other real estate owned	$0	1,794
Goodwill and other intangibles	$0	3,122
All other assets	$3,807,000	2,866
Life insurance assets	$0	1
Total liabilities and capital	$345,468,000	1,554
Total liabilities	$308,722,000	1,576
Total deposits	$293,460,000	1,450
Interest-bearing deposits	$239,924,000	1,540
Deposits held in domestic offices	$293,460,000	1,448
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,222
Trading liabilities	$0	75
Other borrowed funds	$13,040,000	1,972
Subordinated debt	$0	258
All other liabilities	$2,222,000	1,867
Total equity capital	$36,746,000	1,418
Total bank equity capital	$36,746,000	1,418
Perpetual preferred stock	$0	142
Common stock	$3,756,000	1,015
Surplus	$1,317,000	6,319
Undivided profits	$31,673,000	979
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$246,000	5,537
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,384
Income earned, not collected on loans	$1,970,000	1,543
Earning assets	$323,923,000	1,522
Long-term assets (5+ years)	$100,894,000	958
Average Assets, year-to-date	$331,761,000	1,537
Average Assets, quarterly	$341,846,500	1,557
Volatile liabilities	$25,967,000	3,128
Insider loans	$7,456,000	665
FHLB advances	$12,000,000	1,932
Loans and leases held for sale	$6,397,000	610
Unused loan commitments	$34,263,000	1,789
Tier 1 (core) risk-based capital	$34,053,000	1,418
Tier 2 risk-based capital	$2,790,000	1,458
Total risk weighted assets	$229,212,000	1,588
Total unused commitments	$34,263,000	1,795
Derivatives	$0	527
2001-12-31		Rank
# of Employees:	105	1,611
Assets and Liabilities
Total Assets:	$319,287,000	1,585
Cash and due from depository institutions	$23,853,000	1,611
Interest-bearing balances	$14,197,000	477
Securities	$82,903,000	1,357
Federal funds sold & reverse repurchase agreements	$996,000	5,899
Net loans & leases	$201,380,000	1,642
Loan loss allowance	$2,303,000	1,742
Trading account assets	$0	182
Bank premises and fixed assets	$6,233,000	1,423
Other real estate owned	$0	1,611
Goodwill and other intangibles	$0	3,095
All other assets	$3,922,000	2,717
Life insurance assets	$0	1
Total liabilities and capital	$319,287,000	1,585
Total liabilities	$286,620,000	1,597
Total deposits	$271,810,000	1,473
Interest-bearing deposits	$228,665,000	1,519
Deposits held in domestic offices	$271,810,000	1,470
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,416
Trading liabilities	$0	69
Other borrowed funds	$13,053,000	1,836
Subordinated debt	$0	241
All other liabilities	$1,757,000	2,231
Total equity capital	$32,667,000	1,502
Total bank equity capital	$32,667,000	1,502
Perpetual preferred stock	$0	158
Common stock	$3,756,000	1,011
Surplus	$1,317,000	6,377
Undivided profits	$27,594,000	1,040
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$288,000	5,336
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,476
Income earned, not collected on loans	$1,860,000	1,780
Earning assets	$299,476,000	1,545
Long-term assets (5+ years)	$84,301,000	1,115
Average Assets, year-to-date	$299,443,600	1,604
Average Assets, quarterly	$313,794,500	1,593
Volatile liabilities	$26,822,000	2,955
Insider loans	$6,818,000	681
FHLB advances	$12,000,000	1,794
Loans and leases held for sale	$7,813,000	454
Unused loan commitments	$25,037,000	2,138
Tier 1 (core) risk-based capital	$31,807,000	1,448
Tier 2 risk-based capital	$2,303,000	1,622
Total risk weighted assets	$217,885,000	1,578
Total unused commitments	$25,037,000	2,143
Derivatives	$0	450
2000-12-31		Rank
# of Employees:	96	1,730
Assets and Liabilities
Total Assets:	$283,140,000	1,693
Cash and due from depository institutions	$9,823,000	1,730
Interest-bearing balances	$1,873,000	1,775
Securities	$78,133,000	1,416
Federal funds sold & reverse repurchase agreements	$1,871,000	4,378
Net loans & leases	$183,237,000	1,732
Loan loss allowance	$2,019,000	1,892
Trading account assets	$0	175
Bank premises and fixed assets	$5,986,000	1,441
Other real estate owned	$0	1,730
Goodwill and other intangibles	$0	3,145
All other assets	$4,090,000	2,173
Life insurance assets	$0	1
Total liabilities and capital	$283,140,000	1,693
Total liabilities	$253,067,000	1,721
Total deposits	$238,205,000	1,610
Interest-bearing deposits	$201,452,000	1,660
Deposits held in domestic offices	$238,205,000	1,605
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,755
Trading liabilities	$0	77
Other borrowed funds	$12,769,000	1,783
Subordinated debt	$0	239
All other liabilities	$2,093,000	1,990
Total equity capital	$30,073,000	1,546
Total bank equity capital	$30,073,000	1,546
Perpetual preferred stock	$0	178
Common stock	$3,756,000	1,013
Surplus	$1,317,000	6,455
Undivided profits	$25,000,000	1,071
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$604,000	3,324
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,385
Income earned, not collected on loans	$961,000	2,857
Earning assets	$265,114,000	1,670
Long-term assets (5+ years)	$82,860,000	1,087
Average Assets, year-to-date	$272,043,000	1,679
Average Assets, quarterly	$282,261,000	1,674
Volatile liabilities	$25,382,000	3,041
Insider loans	$5,306,000	880
FHLB advances	$0	771
Loans and leases held for sale	$7,041,000	276
Unused loan commitments	$24,032,000	2,049
Tier 1 (core) risk-based capital	$30,313,000	1,454
Tier 2 risk-based capital	$2,019,000	1,762
Total risk weighted assets	$205,453,800	1,583
Total unused commitments	$24,032,000	2,051
Derivatives	$0	481
1999-12-31		Rank
# of Employees:	97	1,746
Assets and Liabilities
Total Assets:	$255,064,000	1,833
Cash and due from depository institutions	$8,282,000	1,746
Interest-bearing balances	$42,000	5,576
Securities	$80,382,000	1,421
Federal funds sold & reverse repurchase agreements	$2,123,000	3,568
Net loans & leases	$154,065,000	1,942
Loan loss allowance	$1,859,000	1,975
Trading account assets	$0	165
Bank premises and fixed assets	$6,221,000	1,352
Other real estate owned	$0	1,746
Goodwill and other intangibles	$0	3,276
All other assets	$3,991,000	2,215
Life insurance assets	$0	1
Total liabilities and capital	$255,064,000	1,833
Total liabilities	$226,804,000	1,869
Total deposits	$224,356,000	1,682
Interest-bearing deposits	$194,437,000	1,685
Deposits held in domestic offices	$224,356,000	1,680
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	4,093
Trading liabilities	$0	65
Other borrowed funds	$908,000	4,676
Subordinated debt	$0	242
All other liabilities	$1,540,000	2,325
Total equity capital	$28,260,000	1,570
Total bank equity capital	$28,260,000	1,570
Perpetual preferred stock	$0	193
Common stock	$3,756,000	1,028
Surplus	$1,317,000	6,557
Undivided profits	$23,187,000	1,075
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$377,000	4,288
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,502
Income earned, not collected on loans	$713,000	3,308
Earning assets	$236,612,000	1,827
Long-term assets (5+ years)	$82,474,000	1,134
Average Assets, year-to-date	$247,833,400	1,822
Average Assets, quarterly	$254,027,000	1,831
Volatile liabilities	$22,280,000	3,227
Insider loans	$5,481,000	840
FHLB advances	$0	802
Loans and leases held for sale	$4,138,000	363
Unused loan commitments	$25,092,000	1,992
Tier 1 (core) risk-based capital	$29,258,000	1,485
Tier 2 risk-based capital	$1,859,000	1,823
Total risk weighted assets	$178,436,500	1,726
Total unused commitments	$25,092,000	1,997
Derivatives	$0	488
1998-12-31		Rank
# of Employees:	89	1,934
Assets and Liabilities
Total Assets:	$241,650,000	1,912
Cash and due from depository institutions	$6,196,000	1,934
Interest-bearing balances	$17,000	6,102
Securities	$80,503,000	1,464
Federal funds sold & reverse repurchase agreements	$1,192,000	6,793
Net loans & leases	$144,506,000	1,937
Loan loss allowance	$1,546,000	2,277
Trading account assets	$0	197
Bank premises and fixed assets	$6,023,000	1,331
Other real estate owned	$89,000	1,934
Goodwill and other intangibles	$0	3,445
All other assets	$3,141,000	2,375
Life insurance assets	$0	1
Total liabilities and capital	$241,650,000	1,912
Total liabilities	$214,505,000	1,939
Total deposits	$210,396,000	1,793
Interest-bearing deposits	$176,502,000	1,846
Deposits held in domestic offices	$210,396,000	1,788
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$2,159,000	1,926
Trading liabilities	$0	69
Other borrowed funds	$327,000	4,393
Subordinated debt	$0	255
All other liabilities	$1,623,000	2,373
Total equity capital	$27,145,000	1,641
Total bank equity capital	$27,145,000	1,641
Perpetual preferred stock	$0	199
Common stock	$3,756,000	986
Surplus	$1,317,000	6,538
Undivided profits	$22,072,000	1,163
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$725,000	3,057
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,642
Income earned, not collected on loans	$651,000	3,587
Earning assets	$226,218,000	1,875
Long-term assets (5+ years)	$77,767,000	1,108
Average Assets, year-to-date	$231,603,000	1,890
Average Assets, quarterly	$239,361,000	1,896
Volatile liabilities	$20,604,000	2,935
Insider loans	$3,947,000	1,079
FHLB advances	$0	740
Loans and leases held for sale	$4,453,000	562
Unused loan commitments	$18,077,000	2,422
Tier 1 (core) risk-based capital	$26,900,000	1,564
Tier 2 risk-based capital	$1,546,000	2,055
Total risk weighted assets	$163,278,300	1,776
Total unused commitments	$18,077,000	2,427
Derivatives	$0	527
1997-12-31		Rank
# of Employees:	74	2,424
Assets and Liabilities
Total Assets:	$220,275,000	2,074
Cash and due from depository institutions	$6,527,000	2,424
Interest-bearing balances	$0	6,604
Securities	$76,053,000	1,515
Federal funds sold & reverse repurchase agreements	$476,000	7,305
Net loans & leases	$129,352,000	2,157
Loan loss allowance	$1,361,000	2,548
Trading account assets	$0	203
Bank premises and fixed assets	$4,823,000	1,647
Other real estate owned	$0	2,424
Goodwill and other intangibles	$0	3,571
All other assets	$3,044,000	2,364
Life insurance assets	$0	1
Total liabilities and capital	$220,275,000	2,074
Total liabilities	$194,837,000	2,104
Total deposits	$186,135,000	2,028
Interest-bearing deposits	$160,106,000	2,025
Deposits held in domestic offices	$186,135,000	2,020
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$6,139,000	1,367
Trading liabilities	$0	80
Other borrowed funds	$1,000,000	3,450
Subordinated debt	$0	260
All other liabilities	$1,563,000	2,471
Total equity capital	$25,438,000	1,758
Total bank equity capital	$25,438,000	1,758
Perpetual preferred stock	$0	223
Common stock	$3,756,000	975
Surplus	$1,317,000	6,654
Undivided profits	$20,365,000	1,275
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$573,000	3,721
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,731
Income earned, not collected on loans	$647,000	3,661
Earning assets	$205,881,000	2,037
Long-term assets (5+ years)	$47,801,000	1,428
Average Assets, year-to-date	$212,415,200	2,050
Average Assets, quarterly	$218,533,000	2,065
Volatile liabilities	$24,788,000	2,493
Insider loans	$4,033,000	1,031
FHLB advances	$0	780
Loans and leases held for sale	$3,044,000	476
Unused loan commitments	$17,080,000	2,383
Tier 1 (core) risk-based capital	$25,333,000	1,676
Tier 2 risk-based capital	$1,361,000	2,199
Total risk weighted assets	$134,545,500	2,076
Total unused commitments	$17,080,000	2,388
Derivatives	$0	533
1996-12-31		Rank
# of Employees:	75	2,502
Assets and Liabilities
Total Assets:	$207,616,000	2,249
Cash and due from depository institutions	$4,993,000	2,502
Interest-bearing balances	$0	6,640
Securities	$82,393,000	1,468
Federal funds sold & reverse repurchase agreements	$4,368,000	2,920
Net loans & leases	$107,987,000	2,594
Loan loss allowance	$1,247,000	2,890
Trading account assets	$0	240
Bank premises and fixed assets	$4,874,000	1,636
Other real estate owned	$0	2,502
Goodwill and other intangibles	$0	3,437
All other assets	$3,001,000	2,480
Life insurance assets	$0	1
Total liabilities and capital	$207,616,000	2,249
Total liabilities	$180,869,000	2,336
Total deposits	$175,040,000	2,213
Interest-bearing deposits	$154,288,000	2,172
Deposits held in domestic offices	$175,040,000	2,203
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$4,070,000	1,731
Trading liabilities	$0	97
Other borrowed funds	$579,000	3,823
Subordinated debt	$0	298
All other liabilities	$1,180,000	3,109
Total equity capital	$26,747,000	1,686
Total bank equity capital	$26,747,000	1,686
Perpetual preferred stock	$0	250
Common stock	$3,756,000	1,032
Surplus	$1,317,000	6,846
Undivided profits	$21,674,000	1,186
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$727,000	3,392
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,832
Income earned, not collected on loans	$543,000	4,244
Earning assets	$194,748,000	2,196
Long-term assets (5+ years)	$23,120,000	2,389
Average Assets, year-to-date	$203,492,400	2,212
Average Assets, quarterly	$207,488,000	2,232
Volatile liabilities	$19,209,000	2,993
Insider loans	$130,000	8,437
FHLB advances	$0	882
Loans and leases held for sale	$827,000	812
Unused loan commitments	$12,759,000	2,858
Tier 1 (core) risk-based capital	$26,909,000	1,594
Tier 2 risk-based capital	$1,247,000	2,421
Total risk weighted assets	$111,418,900	2,513
Total unused commitments	$12,759,000	2,873
Derivatives	$0	549
1995-12-31		Rank
# of Employees:	74	2,631
Assets and Liabilities
Total Assets:	$196,041,000	2,397
Cash and due from depository institutions	$4,716,000	2,631
Interest-bearing balances	$0	6,853
Securities	$84,039,000	1,498
Federal funds sold & reverse repurchase agreements	$4,281,000	3,320
Net loans & leases	$95,450,000	2,826
Loan loss allowance	$1,320,000	2,747
Trading account assets	$0	261
Bank premises and fixed assets	$4,728,000	1,634
Other real estate owned	$0	2,631
Goodwill and other intangibles	$0	3,181
All other assets	$2,827,000	2,657
Life insurance assets	$0	1
Total liabilities and capital	$196,041,000	2,397
Total liabilities	$170,838,000	2,469
Total deposits	$164,122,000	2,385
Interest-bearing deposits	$146,085,000	2,324
Deposits held in domestic offices	$164,122,000	2,375
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,200,000	2,567
Trading liabilities	$0	110
Other borrowed funds	$1,882,000	2,460
Subordinated debt	$0	337
All other liabilities	$3,634,000	1,309
Total equity capital	$25,203,000	1,781
Total bank equity capital	$25,203,000	1,781
Perpetual preferred stock	$0	288
Common stock	$3,756,000	1,045
Surplus	$1,317,000	6,950
Undivided profits	$20,130,000	1,307
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,177,000	2,323
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,782
Income earned, not collected on loans	$544,000	4,380
Earning assets	$183,770,000	2,350
Long-term assets (5+ years)	$17,159,000	2,806
Average Assets, year-to-date	$193,942,000	2,332
Average Assets, quarterly	$196,199,000	2,368
Volatile liabilities	$15,562,000	3,225
Insider loans	$0	10,773
FHLB advances	$0	855
Loans and leases held for sale	$0	1,606
Unused loan commitments	$10,757,000	3,104
Tier 1 (core) risk-based capital	$25,221,000	1,693
Tier 2 risk-based capital	$1,234,060	2,420
Total risk weighted assets	$98,638,960	2,758
Total unused commitments	$10,757,000	3,117
Derivatives	$0	628
1994-12-31		Rank
# of Employees:	69	2,924
Assets and Liabilities
Total Assets:	$193,545,000	2,384
Cash and due from depository institutions	$4,266,000	2,924
Interest-bearing balances	$0	7,034
Securities	$91,727,000	1,408
Federal funds sold & reverse repurchase agreements	$2,657,000	3,078
Net loans & leases	$86,478,000	3,006
Loan loss allowance	$1,365,000	2,748
Trading account assets	$0	286
Bank premises and fixed assets	$4,590,000	1,624
Other real estate owned	$197,000	2,924
Goodwill and other intangibles	$0	3,133
All other assets	$3,630,000	2,251
Life insurance assets	$0	1
Total liabilities and capital	$193,545,000	2,384
Total liabilities	$171,400,000	2,433
Total deposits	$161,133,000	2,386
Interest-bearing deposits	$145,134,000	2,307
Deposits held in domestic offices	$161,133,000	2,377
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$6,950,000	1,526
Trading liabilities	$0	87
Other borrowed funds	$2,420,000	2,366
Subordinated debt	$0	372
All other liabilities	$897,000	3,322
Total equity capital	$22,145,000	1,864
Total bank equity capital	$22,145,000	1,864
Perpetual preferred stock	$0	310
Common stock	$3,756,000	1,033
Surplus	$1,317,000	7,077
Undivided profits	$17,072,000	1,386
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,235,000	2,276
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,752
Income earned, not collected on loans	$495,000	4,260
Earning assets	$180,862,000	2,349
Long-term assets (5+ years)	$19,775,000	2,575
Average Assets, year-to-date	$194,117,400	2,305
Average Assets, quarterly	$194,400,000	2,357
Volatile liabilities	$19,683,000	2,567
Insider loans	$179,000	8,401
FHLB advances	$0	993
Loans and leases held for sale	$0	1,430
Unused loan commitments	$10,099,000	3,106
Tier 1 (core) risk-based capital	$23,888,000	1,727
Tier 2 risk-based capital	$1,155,840	2,565
Total risk weighted assets	$92,258,140	2,855
Total unused commitments	$10,099,000	3,117
Derivatives	$0	687
1993-12-31		Rank
# of Employees:	67	3,145
Assets and Liabilities
Total Assets:	$191,081,000	2,440
Cash and due from depository institutions	$10,015,000	3,145
Interest-bearing balances	$4,754,000	1,279
Securities	$83,269,000	1,654
Federal funds sold & reverse repurchase agreements	$6,270,000	2,230
Net loans & leases	$83,729,000	3,032
Loan loss allowance	$1,398,000	2,801
Trading account assets	$0	330
Bank premises and fixed assets	$4,901,000	1,494
Other real estate owned	$381,000	3,145
Goodwill and other intangibles	$0	3,091
All other assets	$2,516,000	2,842
Life insurance assets	$0	1
Total liabilities and capital	$191,081,000	2,440
Total liabilities	$168,428,000	2,515
Total deposits	$164,079,000	2,416
Interest-bearing deposits	$149,319,000	2,301
Deposits held in domestic offices	$164,079,000	2,406
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,944
Trading liabilities	$0	1
Other borrowed funds	$3,438,000	1,762
Subordinated debt	$0	413
All other liabilities	$911,000	3,365
Total equity capital	$22,653,000	1,806
Total bank equity capital	$22,653,000	1,806
Perpetual preferred stock	$0	343
Common stock	$3,756,000	1,037
Surplus	$1,317,000	7,127
Undivided profits	$17,580,000	1,351
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,361,000	1,306
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,950
Income earned, not collected on loans	$455,000	4,111
Earning assets	$178,022,000	2,389
Long-term assets (5+ years)	$17,757,000	2,913
Average Assets, year-to-date	$188,191,400	2,398
Average Assets, quarterly	$190,206,000	2,423
Volatile liabilities	$13,315,000	3,292
Insider loans	$193,000	8,409
FHLB advances	$0	821
Loans and leases held for sale	$0	1,681
Unused loan commitments	$6,425,000	4,177
Tier 1 (core) risk-based capital	$22,653,000	1,750
Tier 2 risk-based capital	$1,025,210	2,816
Total risk weighted assets	$81,643,710	3,157
Total unused commitments	$6,425,000	4,203
Derivatives	$0	714
1992-12-31		Rank
# of Employees:	65	3,303
Assets and Liabilities
Total Assets:	$186,779,000	2,531
Cash and due from depository institutions	$10,698,000	3,303
Interest-bearing balances	$5,770,000	1,284
Securities	$77,865,000	1,727
Federal funds sold & reverse repurchase agreements	$6,450,000	2,570
Net loans & leases	$84,838,000	3,078
Loan loss allowance	$1,509,000	2,689
Trading account assets	$0	344
Bank premises and fixed assets	$4,190,000	1,751
Other real estate owned	$146,000	3,303
Goodwill and other intangibles	$0	3,106
All other assets	$2,592,000	2,880
Life insurance assets	$0	1
Total liabilities and capital	$186,779,000	2,531
Total liabilities	$165,241,000	2,637
Total deposits	$161,652,000	2,551
Interest-bearing deposits	$148,102,000	2,447
Deposits held in domestic offices	$161,652,000	2,544
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,764
Trading liabilities	$0	1
Other borrowed funds	$2,664,000	1,755
Subordinated debt	$0	482
All other liabilities	$925,000	3,507
Total equity capital	$21,538,000	1,803
Total bank equity capital	$21,538,000	1,803
Perpetual preferred stock	$0	346
Common stock	$3,756,000	1,049
Surplus	$1,317,000	7,087
Undivided profits	$16,465,000	1,323
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,047,000	1,658
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1
Income earned, not collected on loans	$480,000	4,270
Earning assets	$174,923,000	2,471
Long-term assets (5+ years)	$21,667,000	2,446
Average Assets, year-to-date	$184,732,800	2,491
Average Assets, quarterly	$185,170,500	2,537
Volatile liabilities	$12,062,000	3,578
Insider loans	$363,000	2,482
FHLB advances	$0	832
Loans and leases held for sale	$0	1,207
Unused loan commitments	$7,357,000	3,605
Tier 1 (core) risk-based capital	$21,538,000	1,750
Tier 2 risk-based capital	$1,105,310	2,667
Total risk weighted assets	$88,021,410	3,014
Total unused commitments	$7,357,000	3,622
Derivatives	$0	651