Home > Stellar Business Bank > Income and Expense
Stellar Business Bank, Income and Expense
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,209,000 | 5,028 |
| Total interest expense | $495,000 | 5,870 |
| Net interest income | $3,714,000 | 4,739 |
| Provision for loan and lease losses | $305,000 | 4,081 |
| Total noninterest income | $654,000 | 3,910 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $38,000 | 6,514 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $616,000 | 2,823 |
| Total noninterest expense | $4,517,000 | 3,791 |
| Salaries and employee benefits | $2,284,000 | 3,813 |
| Premises and equipment expense | $591,000 | 3,612 |
| Additional noninterest expense | $1,642,000 | 3,636 |
| Pre-tax net operating income | $-454,000 | 6,381 |
| Securities gains (losses) | $3,000 | 3,591 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-451,000 | 6,458 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-451,000 | 6,460 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-451,000 | 6,459 |
| Net charge-offs | $115,000 | 4,859 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 941 |
| Net operating income | $-454,000 | 6,419 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,159,000 | 5,077 |
| Total interest expense | $375,000 | 5,963 |
| Net interest income | $2,784,000 | 4,768 |
| Provision for loan and lease losses | $305,000 | 3,578 |
| Total noninterest income | $406,000 | 4,299 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $29,000 | 6,549 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $377,000 | 3,135 |
| Total noninterest expense | $3,202,000 | 3,948 |
| Salaries and employee benefits | $1,766,000 | 3,742 |
| Premises and equipment expense | $440,000 | 3,683 |
| Additional noninterest expense | $996,000 | 4,189 |
| Pre-tax net operating income | $-317,000 | 6,484 |
| Securities gains (losses) | $3,000 | 3,309 |
| Applicable income taxes | $1,000 | 4,642 |
| Income before extraordinary items | $-315,000 | 6,588 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-315,000 | 6,590 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-315,000 | 6,590 |
| Net charge-offs | $116,000 | 4,285 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 887 |
| Net operating income | $-318,000 | 6,537 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,112,000 | 5,110 |
| Total interest expense | $257,000 | 6,038 |
| Net interest income | $1,855,000 | 4,785 |
| Provision for loan and lease losses | $286,000 | 3,093 |
| Total noninterest income | $305,000 | 4,075 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $18,000 | 6,606 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $287,000 | 2,946 |
| Total noninterest expense | $2,154,000 | 3,974 |
| Salaries and employee benefits | $1,206,000 | 3,690 |
| Premises and equipment expense | $288,000 | 3,759 |
| Additional noninterest expense | $660,000 | 4,250 |
| Pre-tax net operating income | $-280,000 | 6,636 |
| Securities gains (losses) | $3,000 | 2,636 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $-278,000 | 6,708 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-278,000 | 6,709 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-278,000 | 6,709 |
| Net charge-offs | $116,000 | 3,694 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 831 |
| Net operating income | $-281,000 | 6,685 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,094,000 | 5,029 |
| Total interest expense | $139,000 | 5,983 |
| Net interest income | $955,000 | 4,711 |
| Provision for loan and lease losses | $297,000 | 2,035 |
| Total noninterest income | $216,000 | 3,428 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $9,000 | 6,596 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $207,000 | 2,427 |
| Total noninterest expense | $1,084,000 | 3,972 |
| Salaries and employee benefits | $641,000 | 3,546 |
| Premises and equipment expense | $140,000 | 3,885 |
| Additional noninterest expense | $303,000 | 4,500 |
| Pre-tax net operating income | $-210,000 | 6,841 |
| Securities gains (losses) | $5,000 | 1,451 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-205,000 | 6,889 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-205,000 | 6,889 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-205,000 | 6,889 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 788 |
| Net operating income | $-210,000 | 6,888 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,275,000 | 5,244 |
| Total interest expense | $680,000 | 6,018 |
| Net interest income | $3,595,000 | 4,879 |
| Provision for loan and lease losses | $558,000 | 3,978 |
| Total noninterest income | $330,000 | 5,253 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $36,000 | 6,446 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $294,000 | 3,972 |
| Total noninterest expense | $4,363,000 | 3,973 |
| Salaries and employee benefits | $2,523,000 | 3,556 |
| Premises and equipment expense | $579,000 | 3,808 |
| Additional noninterest expense | $1,261,000 | 4,478 |
| Pre-tax net operating income | $-996,000 | 6,479 |
| Securities gains (losses) | $507,000 | 886 |
| Applicable income taxes | $1,000 | 4,548 |
| Income before extraordinary items | $-490,000 | 6,363 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-490,000 | 6,364 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-490,000 | 6,364 |
| Net charge-offs | $432,000 | 3,838 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 753 |
| Net operating income | $-997,000 | 6,549 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,135,000 | 5,392 |
| Total interest expense | $530,000 | 6,094 |
| Net interest income | $2,605,000 | 5,034 |
| Provision for loan and lease losses | $406,000 | 3,882 |
| Total noninterest income | $248,000 | 5,339 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $27,000 | 6,531 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $221,000 | 4,007 |
| Total noninterest expense | $3,302,000 | 3,958 |
| Salaries and employee benefits | $1,900,000 | 3,583 |
| Premises and equipment expense | $432,000 | 3,884 |
| Additional noninterest expense | $970,000 | 4,387 |
| Pre-tax net operating income | $-855,000 | 6,726 |
| Securities gains (losses) | $281,000 | 1,127 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $-575,000 | 6,713 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-575,000 | 6,714 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-575,000 | 6,714 |
| Net charge-offs | $24,000 | 5,943 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 693 |
| Net operating income | $-856,000 | 6,789 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,049,000 | 5,492 |
| Total interest expense | $356,000 | 6,165 |
| Net interest income | $1,693,000 | 5,108 |
| Provision for loan and lease losses | $407,000 | 3,157 |
| Total noninterest income | $63,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $17,000 | 6,587 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $46,000 | 5,686 |
| Total noninterest expense | $2,242,000 | 3,916 |
| Salaries and employee benefits | $1,292,000 | 3,553 |
| Premises and equipment expense | $283,000 | 3,967 |
| Additional noninterest expense | $667,000 | 4,301 |
| Pre-tax net operating income | $-893,000 | 6,956 |
| Securities gains (losses) | $251,000 | 805 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-642,000 | 6,935 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-642,000 | 6,935 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-642,000 | 6,935 |
| Net charge-offs | $24,000 | 5,408 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 631 |
| Net operating income | $-893,000 | 7,012 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,007,000 | 5,599 |
| Total interest expense | $186,000 | 6,211 |
| Net interest income | $821,000 | 5,217 |
| Provision for loan and lease losses | $354,000 | 2,208 |
| Total noninterest income | $34,000 | 6,601 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $8,000 | 6,669 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $26,000 | 5,620 |
| Total noninterest expense | $1,131,000 | 3,924 |
| Salaries and employee benefits | $663,000 | 3,528 |
| Premises and equipment expense | $137,000 | 4,128 |
| Additional noninterest expense | $331,000 | 4,321 |
| Pre-tax net operating income | $-630,000 | 7,257 |
| Securities gains (losses) | $208,000 | 505 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-422,000 | 7,200 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-422,000 | 7,202 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-422,000 | 7,201 |
| Net charge-offs | $24,000 | 4,303 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 555 |
| Net operating income | $-630,000 | 7,316 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,913,000 | 5,772 |
| Total interest expense | $1,672,000 | 4,904 |
| Net interest income | $2,241,000 | 6,110 |
| Provision for loan and lease losses | $450,000 | 4,698 |
| Total noninterest income | $438,000 | 4,966 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $27,000 | 6,818 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $411,000 | 3,510 |
| Total noninterest expense | $4,586,000 | 3,944 |
| Salaries and employee benefits | $2,692,000 | 3,490 |
| Premises and equipment expense | $523,000 | 4,250 |
| Additional noninterest expense | $1,371,000 | 4,333 |
| Pre-tax net operating income | $-2,357,000 | 6,732 |
| Securities gains (losses) | $1,098,000 | 460 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,259,000 | 6,476 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,259,000 | 6,476 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,259,000 | 6,476 |
| Net charge-offs | $97,000 | 5,722 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $360,000 | 598 |
| Net operating income | $-2,357,000 | 6,851 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,793,000 | 5,944 |
| Total interest expense | $1,439,000 | 4,716 |
| Net interest income | $1,354,000 | 6,600 |
| Provision for loan and lease losses | $404,000 | 4,169 |
| Total noninterest income | $223,000 | 5,687 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $18,000 | 6,902 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $205,000 | 4,246 |
| Total noninterest expense | $3,300,000 | 4,076 |
| Salaries and employee benefits | $1,975,000 | 3,580 |
| Premises and equipment expense | $388,000 | 4,334 |
| Additional noninterest expense | $937,000 | 4,601 |
| Pre-tax net operating income | $-2,127,000 | 7,078 |
| Securities gains (losses) | $979,000 | 398 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,148,000 | 6,821 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,148,000 | 6,822 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,148,000 | 6,823 |
| Net charge-offs | $97,000 | 5,094 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $258,000 | 532 |
| Net operating income | $-2,127,000 | 7,197 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,850,000 | 6,019 |
| Total interest expense | $1,082,000 | 4,500 |
| Net interest income | $768,000 | 6,935 |
| Provision for loan and lease losses | $266,000 | 3,922 |
| Total noninterest income | $19,000 | 7,696 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $13,000 | 6,932 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $6,000 | 7,431 |
| Total noninterest expense | $2,093,000 | 4,265 |
| Salaries and employee benefits | $1,225,000 | 3,827 |
| Premises and equipment expense | $252,000 | 4,424 |
| Additional noninterest expense | $616,000 | 4,648 |
| Pre-tax net operating income | $-1,572,000 | 7,263 |
| Securities gains (losses) | $862,000 | 332 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-710,000 | 6,951 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-710,000 | 6,951 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-710,000 | 6,951 |
| Net charge-offs | $97,000 | 4,280 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $159,000 | 515 |
| Net operating income | $-1,572,000 | 7,354 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $999,000 | 5,867 |
| Total interest expense | $554,000 | 4,553 |
| Net interest income | $445,000 | 6,647 |
| Provision for loan and lease losses | $112,000 | 3,720 |
| Total noninterest income | $7,000 | 7,847 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $5,000 | 7,012 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,000 | 7,617 |
| Total noninterest expense | $975,000 | 4,374 |
| Salaries and employee benefits | $556,000 | 4,127 |
| Premises and equipment expense | $123,000 | 4,557 |
| Additional noninterest expense | $296,000 | 4,453 |
| Pre-tax net operating income | $-635,000 | 7,444 |
| Securities gains (losses) | $819,000 | 220 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $184,000 | 4,002 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $184,000 | 4,004 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $184,000 | 4,004 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 428 |
| Net operating income | $-635,000 | 7,532 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,588,000 | 6,263 |
| Total interest expense | $1,689,000 | 5,714 |
| Net interest income | $1,899,000 | 6,533 |
| Provision for loan and lease losses | $795,000 | 3,059 |
| Total noninterest income | $27,000 | 7,891 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $16,000 | 7,095 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $11,000 | 7,663 |
| Total noninterest expense | $3,488,000 | 4,652 |
| Salaries and employee benefits | $2,084,000 | 4,314 |
| Premises and equipment expense | $366,000 | 5,326 |
| Additional noninterest expense | $1,038,000 | 4,711 |
| Pre-tax net operating income | $-2,357,000 | 7,465 |
| Securities gains (losses) | $40,000 | 1,753 |
| Applicable income taxes | $-1,000 | 6,719 |
| Income before extraordinary items | $-2,316,000 | 7,471 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,316,000 | 7,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $549,000 | 2,667 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $334,000 | 648 |
| Net operating income | $-2,356,000 | 7,567 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,481,000 | 6,487 |
| Total interest expense | $1,161,000 | 6,042 |
| Net interest income | $1,320,000 | 6,735 |
| Provision for loan and lease losses | $364,000 | 3,229 |
| Total noninterest income | $18,000 | 8,037 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $10,000 | 7,175 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 7,837 |
| Total noninterest expense | $2,640,000 | 4,608 |
| Salaries and employee benefits | $1,597,000 | 4,268 |
| Premises and equipment expense | $263,000 | 5,450 |
| Additional noninterest expense | $780,000 | 4,623 |
| Pre-tax net operating income | $-1,666,000 | 7,784 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,666,000 | 7,771 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,666,000 | 7,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $265,000 | 511 |
| Net operating income | $-1,666,000 | 7,858 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 6,778 |
| Total interest expense | $656,000 | 6,504 |
| Net interest income | $818,000 | 6,913 |
| Provision for loan and lease losses | $223,000 | 2,985 |
| Total noninterest income | $10,000 | 8,153 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $5,000 | 7,264 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $5,000 | 7,937 |
| Total noninterest expense | $1,736,000 | 4,678 |
| Salaries and employee benefits | $1,061,000 | 4,324 |
| Premises and equipment expense | $171,000 | 5,559 |
| Additional noninterest expense | $504,000 | 4,710 |
| Pre-tax net operating income | $-1,131,000 | 7,973 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-1,131,000 | 8,042 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,131,000 | 8,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $196,000 | 418 |
| Net operating income | $-1,131,000 | 8,028 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $696,000 | 6,990 |
| Total interest expense | $304,000 | 6,813 |
| Net interest income | $392,000 | 7,049 |
| Provision for loan and lease losses | $82,000 | 3,030 |
| Total noninterest income | $5,000 | 8,194 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $2,000 | 7,305 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $877,000 | 4,666 |
| Salaries and employee benefits | $559,000 | 4,183 |
| Premises and equipment expense | $85,000 | 5,587 |
| Additional noninterest expense | $233,000 | 4,909 |
| Pre-tax net operating income | $-562,000 | 8,119 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $-563,000 | 8,175 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-563,000 | 8,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 314 |
| Net operating income | $-563,000 | 8,163 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,689,000 | 7,783 |
| Total interest expense | $464,000 | 7,998 |
| Net interest income | $1,225,000 | 7,462 |
| Provision for loan and lease losses | $139,000 | 4,444 |
| Total noninterest income | $7,000 | 8,335 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $7,000 | 7,355 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $0 | 8,329 |
| Total noninterest expense | $3,253,000 | 4,758 |
| Salaries and employee benefits | $1,734,000 | 4,874 |
| Premises and equipment expense | $472,000 | 4,537 |
| Additional noninterest expense | $1,047,000 | 4,508 |
| Pre-tax net operating income | $-2,160,000 | 8,295 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $6,000 | 5,740 |
| Income before extraordinary items | $-2,166,000 | 8,334 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,166,000 | 8,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $23,037,000 | 65 |
| Net operating income | $-2,166,000 | 8,322 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 7,985 |
| Total interest expense | $183,000 | 8,305 |
| Net interest income | $905,000 | 7,534 |
| Provision for loan and lease losses | $81,000 | 4,480 |
| Total noninterest income | $2,000 | 8,421 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,000 | 7,448 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $0 | 8,377 |
| Total noninterest expense | $2,454,000 | 4,720 |
| Salaries and employee benefits | $1,212,000 | 5,064 |
| Premises and equipment expense | $380,000 | 4,313 |
| Additional noninterest expense | $862,000 | 4,146 |
| Pre-tax net operating income | $-1,628,000 | 8,401 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $6,000 | 5,862 |
| Income before extraordinary items | $-1,634,000 | 8,429 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,634,000 | 8,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $22,935,000 | 45 |
| Net operating income | $-1,634,000 | 8,417 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $534,000 | 8,279 |
| Total interest expense | $35,000 | 8,502 |
| Net interest income | $499,000 | 7,868 |
| Provision for loan and lease losses | $35,000 | 4,774 |
| Total noninterest income | $1,000 | 8,491 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,000 | 7,510 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $0 | 8,426 |
| Total noninterest expense | $1,502,000 | 5,003 |
| Salaries and employee benefits | $589,000 | 6,073 |
| Premises and equipment expense | $256,000 | 4,316 |
| Additional noninterest expense | $657,000 | 3,742 |
| Pre-tax net operating income | $-1,037,000 | 8,464 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $6,000 | 5,846 |
| Income before extraordinary items | $-1,043,000 | 8,490 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,043,000 | 8,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $22,737,000 | 33 |
| Net operating income | $-1,043,000 | 8,480 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.