Home > Stellar Bank > Income and Expense

Stellar Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$590,809,000142
Total interest expense$149,862,000177
Net interest income$440,947,000124
Provision for loan and lease losses$8,943,000227
Total noninterest income$25,315,000383
Gross Fiduciary activities income$0981
Service charges on deposit accounts$6,077,000235
Trading account gains and fees$0123
Additional Noninterest Income$19,238,000336
Total noninterest expense$286,227,000146
Salaries and employee benefits$162,721,000122
Premises and equipment expense$25,143,000140
Additional noninterest expense$19,238,000336
Pre-tax net operating income$171,092,000152
Securities gains (losses)$-779,0004,261
Applicable income taxes$33,157,000154
Income before extraordinary items$137,156,000138
Extraordinary gains, net$054
Net income$137,156,000141
Minority interest net income$088
Net income of bank and minority interests.$137,156,000140
Net charge-offs$11,121,000153
Cash dividends$25,000,000264
Sale, conversion, retirement of capital stock, net$0540
Net operating income$137,786,990145
2023-09-30 (YTD Data)Rank
Total interest income$438,637,000143
Total interest expense$104,680,000179
Net interest income$333,957,000125
Provision for loan and lease losses$7,896,000205
Total noninterest income$17,457,000417
Gross Fiduciary activities income$0950
Service charges on deposit accounts$4,557,000236
Trading account gains and fees$0125
Additional Noninterest Income$12,900,000374
Total noninterest expense$208,984,000148
Salaries and employee benefits$121,327,000125
Premises and equipment expense$18,616,000141
Additional noninterest expense$12,900,000374
Pre-tax net operating income$134,534,000149
Securities gains (losses)$201,000112
Applicable income taxes$26,228,000158
Income before extraordinary items$108,507,000145
Extraordinary gains, net$052
Net income$108,507,000145
Minority interest net income$081
Net income of bank and minority interests.$108,507,000145
Net charge-offs$8,546,000142
Cash dividends$10,000,000373
Sale, conversion, retirement of capital stock, net$0507
Net operating income$108,344,190148
2023-06-30 (YTD Data)Rank
Total interest income$287,370,000139
Total interest expense$61,199,000180
Net interest income$226,171,000123
Provision for loan and lease losses$5,582,000190
Total noninterest income$12,734,000376
Gross Fiduciary activities income$0931
Service charges on deposit accounts$2,934,000237
Trading account gains and fees$0112
Additional Noninterest Income$9,800,000326
Total noninterest expense$138,915,000144
Salaries and employee benefits$81,131,000121
Premises and equipment expense$12,158,000138
Additional noninterest expense$9,800,000326
Pre-tax net operating income$94,408,000145
Securities gains (losses)$234,000108
Applicable income taxes$18,418,000150
Income before extraordinary items$76,224,000139
Extraordinary gains, net$051
Net income$76,224,000142
Minority interest net income$081
Net income of bank and minority interests.$76,224,000139
Net charge-offs$428,000483
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$76,034,460145
2023-03-31 (YTD Data)Rank
Total interest income$140,413,000138
Total interest expense$23,558,000199
Net interest income$116,855,000120
Provision for loan and lease losses$3,666,000165
Total noninterest income$7,240,000347
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,358,000254
Trading account gains and fees$097
Additional Noninterest Income$5,882,000284
Total noninterest expense$71,181,000146
Salaries and employee benefits$43,058,000124
Premises and equipment expense$6,422,000139
Additional noninterest expense$5,882,000284
Pre-tax net operating income$49,248,000140
Securities gains (losses)$251,00094
Applicable income taxes$10,425,000135
Income before extraordinary items$39,074,000138
Extraordinary gains, net$04
Net income$39,074,000138
Minority interest net income$048
Net income of bank and minority interests.$39,074,000138
Net charge-offs$192,000441
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$38,875,710142
2022-12-31 (YTD Data)Rank
Total interest income$323,556,000176
Total interest expense$30,267,000198
Net interest income$293,289,000170
Provision for loan and lease losses$50,711,00072
Total noninterest income$18,562,000502
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$3,633,000363
Trading account gains and fees$0116
Additional Noninterest Income$14,929,000427
Total noninterest expense$189,313,000184
Salaries and employee benefits$121,166,000155
Premises and equipment expense$15,297,000208
Additional noninterest expense$14,929,000427
Pre-tax net operating income$71,827,000299
Securities gains (losses)$1,195,00049
Applicable income taxes$13,408,000307
Income before extraordinary items$59,614,000283
Extraordinary gains, net$05
Net income$59,614,000283
Minority interest net income$063
Net income of bank and minority interests.$59,614,000283
Net charge-offs$6,350,000125
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$58,634,100291
2022-09-30 (YTD Data)Rank
Total interest income$191,024,000195
Total interest expense$14,902,000191
Net interest income$176,122,000191
Provision for loan and lease losses$5,919,000180
Total noninterest income$9,702,000657
Gross Fiduciary activities income$0968
Service charges on deposit accounts$2,001,000457
Trading account gains and fees$0111
Additional Noninterest Income$7,701,000567
Total noninterest expense$111,613,000227
Salaries and employee benefits$71,512,000195
Premises and equipment expense$9,569,000249
Additional noninterest expense$7,701,000567
Pre-tax net operating income$68,292,000248
Securities gains (losses)$0740
Applicable income taxes$12,465,000281
Income before extraordinary items$55,827,000243
Extraordinary gains, net$04
Net income$55,827,000243
Minority interest net income$057
Net income of bank and minority interests.$55,827,000243
Net charge-offs$643,000390
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$55,827,000241
2022-06-30 (YTD Data)Rank
Total interest income$123,143,000189
Total interest expense$8,693,000165
Net interest income$114,450,000191
Provision for loan and lease losses$3,956,000157
Total noninterest income$6,715,000638
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,328,000455
Trading account gains and fees$0108
Additional Noninterest Income$5,387,000570
Total noninterest expense$71,390,000226
Salaries and employee benefits$44,637,000199
Premises and equipment expense$6,450,000241
Additional noninterest expense$20,303,000253
Pre-tax net operating income$45,819,000242
Securities gains (losses)$0687
Applicable income taxes$8,496,000266
Income before extraordinary items$37,323,000230
Extraordinary gains, net$04
Net income$37,323,000230
Minority interest net income$060
Net income of bank and minority interests.$37,323,000230
Net charge-offs$888,000255
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$37,323,000232
2022-03-31 (YTD Data)Rank
Total interest income$60,303,000189
Total interest expense$4,243,000148
Net interest income$56,060,000190
Provision for loan and lease losses$1,814,000138
Total noninterest income$4,015,000570
Gross Fiduciary activities income$0892
Service charges on deposit accounts$643,000462
Trading account gains and fees$0103
Additional Noninterest Income$3,372,000493
Total noninterest expense$33,938,000235
Salaries and employee benefits$22,637,000200
Premises and equipment expense$3,226,000240
Additional noninterest expense$8,075,000306
Pre-tax net operating income$24,323,000225
Securities gains (losses)$0623
Applicable income taxes$4,509,000247
Income before extraordinary items$19,814,000226
Extraordinary gains, net$04
Net income$19,814,000226
Minority interest net income$050
Net income of bank and minority interests.$19,814,000226
Net charge-offs$317,000290
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$19,814,000227
2021-12-31 (YTD Data)Rank
Total interest income$253,184,000181
Total interest expense$20,954,000148
Net interest income$232,230,000182
Provision for loan and lease losses$-2,322,0004,608
Total noninterest income$8,552,000940
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,135,000507
Trading account gains and fees$0132
Additional Noninterest Income$6,417,000904
Total noninterest expense$136,497,000232
Salaries and employee benefits$89,825,000202
Premises and equipment expense$13,299,000232
Additional noninterest expense$33,373,000291
Pre-tax net operating income$106,607,000224
Securities gains (losses)$02,062
Applicable income taxes$19,751,000257
Income before extraordinary items$86,856,000219
Extraordinary gains, net$010
Net income$86,856,000219
Minority interest net income$074
Net income of bank and minority interests.$86,856,000219
Net charge-offs$2,310,000264
Cash dividends$68,000,000147
Sale, conversion, retirement of capital stock, net$0582
Net operating income$86,856,000216
2021-09-30 (YTD Data)Rank
Total interest income$189,554,000182
Total interest expense$16,299,000148
Net interest income$173,255,000184
Provision for loan and lease losses$254,0001,278
Total noninterest income$6,100,000992
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,503,000535
Trading account gains and fees$0132
Additional Noninterest Income$4,597,000953
Total noninterest expense$101,260,000235
Salaries and employee benefits$66,999,000201
Premises and equipment expense$10,013,000232
Additional noninterest expense$24,248,000298
Pre-tax net operating income$77,841,000225
Securities gains (losses)$02,015
Applicable income taxes$14,419,000260
Income before extraordinary items$63,422,000219
Extraordinary gains, net$08
Net income$63,422,000220
Minority interest net income$069
Net income of bank and minority interests.$63,422,000220
Net charge-offs$957,000347
Cash dividends$55,000,000124
Sale, conversion, retirement of capital stock, net$0543
Net operating income$63,422,000218
2021-06-30 (YTD Data)Rank
Total interest income$125,660,000181
Total interest expense$11,457,000149
Net interest income$114,203,000185
Provision for loan and lease losses$-2,040,0004,748
Total noninterest income$4,004,0001,000
Gross Fiduciary activities income$0951
Service charges on deposit accounts$947,000545
Trading account gains and fees$0133
Additional Noninterest Income$3,057,000956
Total noninterest expense$67,897,000234
Salaries and employee benefits$44,761,000202
Premises and equipment expense$6,644,000229
Additional noninterest expense$16,492,000292
Pre-tax net operating income$52,350,000223
Securities gains (losses)$01,818
Applicable income taxes$9,423,000265
Income before extraordinary items$42,927,000215
Extraordinary gains, net$06
Net income$42,927,000216
Minority interest net income$067
Net income of bank and minority interests.$42,927,000216
Net charge-offs$507,000400
Cash dividends$35,000,000118
Sale, conversion, retirement of capital stock, net$0517
Net operating income$42,927,000215
2021-03-31 (YTD Data)Rank
Total interest income$62,828,000183
Total interest expense$6,141,000152
Net interest income$56,687,000188
Provision for loan and lease losses$639,000288
Total noninterest income$1,734,0001,092
Gross Fiduciary activities income$0922
Service charges on deposit accounts$471,000542
Trading account gains and fees$0127
Additional Noninterest Income$1,263,0001,095
Total noninterest expense$34,624,000232
Salaries and employee benefits$22,382,000202
Premises and equipment expense$3,392,000228
Additional noninterest expense$8,850,000264
Pre-tax net operating income$23,158,000253
Securities gains (losses)$01,392
Applicable income taxes$4,135,000287
Income before extraordinary items$19,023,000256
Extraordinary gains, net$03
Net income$19,023,000256
Minority interest net income$055
Net income of bank and minority interests.$19,023,000256
Net charge-offs$345,000317
Cash dividends$15,000,000116
Sale, conversion, retirement of capital stock, net$0482
Net operating income$19,023,000248
2020-12-31 (YTD Data)Rank
Total interest income$241,759,000192
Total interest expense$35,062,000187
Net interest income$206,697,000188
Provision for loan and lease losses$26,543,000194
Total noninterest income$8,141,000932
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,934,000539
Trading account gains and feesNANA
Additional Noninterest Income$6,207,000888
Total noninterest expense$127,248,000239
Salaries and employee benefits$79,928,000207
Premises and equipment expense$11,586,000265
Additional noninterest expense$35,734,000263
Pre-tax net operating income$61,047,000246
Securities gains (losses)$02,675
Applicable income taxes$11,503,000273
Income before extraordinary items$49,544,000250
Extraordinary gains, net$04
Net income$49,544,000249
Minority interest net income$072
Net income of bank and minority interests.$49,544,000250
Net charge-offs$8,033,000170
Cash dividends$13,000,000383
Sale, conversion, retirement of capital stock, net$0566
Net operating income$49,544,000245
2020-09-30 (YTD Data)Rank
Total interest income$178,714,000197
Total interest expense$27,941,000187
Net interest income$150,773,000188
Provision for loan and lease losses$23,006,000203
Total noninterest income$6,126,000898
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,429,000540
Trading account gains and feesNANA
Additional Noninterest Income$4,697,000843
Total noninterest expense$93,975,000238
Salaries and employee benefits$58,991,000209
Premises and equipment expense$8,506,000266
Additional noninterest expense$26,478,000265
Pre-tax net operating income$39,918,000260
Securities gains (losses)$02,494
Applicable income taxes$7,362,000287
Income before extraordinary items$32,556,000258
Extraordinary gains, net$04
Net income$32,556,000256
Minority interest net income$065
Net income of bank and minority interests.$32,556,000258
Net charge-offs$3,746,000210
Cash dividends$2,000,0001,100
Sale, conversion, retirement of capital stock, net$0532
Net operating income$32,556,000249
2020-06-30 (YTD Data)Rank
Total interest income$117,902,000200
Total interest expense$20,052,000190
Net interest income$97,850,000191
Provision for loan and lease losses$21,659,000187
Total noninterest income$4,280,000821
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,029,000506
Trading account gains and feesNANA
Additional Noninterest Income$3,251,000765
Total noninterest expense$61,686,000235
Salaries and employee benefits$39,023,000209
Premises and equipment expense$5,534,000271
Additional noninterest expense$17,129,000268
Pre-tax net operating income$18,785,000301
Securities gains (losses)$02,249
Applicable income taxes$3,415,000329
Income before extraordinary items$15,370,000306
Extraordinary gains, net$04
Net income$15,370,000306
Minority interest net income$065
Net income of bank and minority interests.$15,370,000306
Net charge-offs$3,455,000181
Cash dividends$2,000,000793
Sale, conversion, retirement of capital stock, net$0504
Net operating income$15,370,000297
2020-03-31 (YTD Data)Rank
Total interest income$57,449,000208
Total interest expense$11,473,000193
Net interest income$45,976,000204
Provision for loan and lease losses$10,990,000183
Total noninterest income$2,720,000653
Gross Fiduciary activities income$0941
Service charges on deposit accounts$627,000492
Trading account gains and feesNANA
Additional Noninterest Income$2,093,000581
Total noninterest expense$32,160,000233
Salaries and employee benefits$19,754,000205
Premises and equipment expense$2,750,000276
Additional noninterest expense$9,656,000233
Pre-tax net operating income$5,546,000424
Securities gains (losses)$01,705
Applicable income taxes$1,093,000429
Income before extraordinary items$4,453,000446
Extraordinary gains, net$04
Net income$4,453,000446
Minority interest net income$056
Net income of bank and minority interests.$4,453,000446
Net charge-offs$2,917,000141
Cash dividends$2,000,000509
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,453,000430
2019-12-31 (YTD Data)Rank
Total interest income$232,900,000210
Total interest expense$51,218,000199
Net interest income$181,682,000202
Provision for loan and lease losses$5,940,000233
Total noninterest income$13,406,000566
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,130,000595
Trading account gains and feesNANA
Additional Noninterest Income$11,276,000480
Total noninterest expense$119,405,000233
Salaries and employee benefits$77,657,000201
Premises and equipment expense$11,276,000257
Additional noninterest expense$30,472,000284
Pre-tax net operating income$69,743,000250
Securities gains (losses)$02,379
Applicable income taxes$14,132,000266
Income before extraordinary items$55,611,000253
Extraordinary gains, net$011
Net income$55,611,000254
Minority interest net income$076
Net income of bank and minority interests.$55,611,000254
Net charge-offs$2,833,000326
Cash dividends$7,500,000589
Sale, conversion, retirement of capital stock, net$0626
Net operating income$55,611,000246
2019-09-30 (YTD Data)Rank
Total interest income$174,753,000215
Total interest expense$38,553,000202
Net interest income$136,200,000205
Provision for loan and lease losses$5,005,000209
Total noninterest income$10,011,000566
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,537,000609
Trading account gains and feesNANA
Additional Noninterest Income$8,474,000481
Total noninterest expense$90,287,000233
Salaries and employee benefits$59,464,000201
Premises and equipment expense$8,447,000259
Additional noninterest expense$22,376,000289
Pre-tax net operating income$50,919,000254
Securities gains (losses)$02,167
Applicable income taxes$10,291,000271
Income before extraordinary items$40,628,000261
Extraordinary gains, net$011
Net income$40,628,000263
Minority interest net income$072
Net income of bank and minority interests.$40,628,000263
Net charge-offs$1,528,000367
Cash dividends$7,500,000450
Sale, conversion, retirement of capital stock, net$0590
Net operating income$40,628,000257
2019-06-30 (YTD Data)Rank
Total interest income$116,091,000215
Total interest expense$25,281,000203
Net interest income$90,810,000207
Provision for loan and lease losses$2,408,000253
Total noninterest income$7,126,000537
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$991,000631
Trading account gains and fees$0131
Additional Noninterest Income$6,135,000444
Total noninterest expense$60,529,000236
Salaries and employee benefits$39,322,000204
Premises and equipment expense$5,681,000262
Additional noninterest expense$15,526,000282
Pre-tax net operating income$34,999,000245
Securities gains (losses)$01,702
Applicable income taxes$7,052,000260
Income before extraordinary items$27,947,000249
Extraordinary gains, net$011
Net income$27,947,000251
Minority interest net income$069
Net income of bank and minority interests.$27,947,000251
Net charge-offs$798,000415
Cash dividends$7,500,000325
Sale, conversion, retirement of capital stock, net$0573
Net operating income$27,947,000245
2019-03-31 (YTD Data)Rank
Total interest income$57,147,000215
Total interest expense$12,322,000203
Net interest income$44,825,000206
Provision for loan and lease losses$1,002,000280
Total noninterest income$3,285,000558
Gross Fiduciary activities income$0972
Service charges on deposit accounts$487,000628
Trading account gains and fees$0126
Additional Noninterest Income$2,798,000463
Total noninterest expense$30,767,000233
Salaries and employee benefits$19,929,000204
Premises and equipment expense$2,837,000260
Additional noninterest expense$8,001,000272
Pre-tax net operating income$16,341,000256
Securities gains (losses)$01,087
Applicable income taxes$3,216,000277
Income before extraordinary items$13,125,000255
Extraordinary gains, net$05
Net income$13,125,000255
Minority interest net income$052
Net income of bank and minority interests.$13,125,000255
Net charge-offs$210,000601
Cash dividends$7,500,000215
Sale, conversion, retirement of capital stock, net$0529
Net operating income$13,125,000248
2018-12-31 (YTD Data)Rank
Total interest income$158,222,000262
Total interest expense$28,949,000233
Net interest income$129,273,000263
Provision for loan and lease losses$4,247,000288
Total noninterest income$7,697,000834
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,624,000769
Trading account gains and fees$0126
Additional Noninterest Income$6,073,000713
Total noninterest expense$85,751,000312
Salaries and employee benefits$56,753,000253
Premises and equipment expense$8,060,000354
Additional noninterest expense$20,938,000374
Pre-tax net operating income$46,972,000329
Securities gains (losses)$01,125
Applicable income taxes$8,309,000349
Income before extraordinary items$38,663,000319
Extraordinary gains, net$06
Net income$38,663,000319
Minority interest net income$072
Net income of bank and minority interests.$38,663,000319
Net charge-offs$1,566,000420
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$38,663,000323
2018-09-30 (YTD Data)Rank
Total interest income$101,918,000292
Total interest expense$18,667,000251
Net interest income$83,251,000293
Provision for loan and lease losses$1,283,000542
Total noninterest income$5,344,000885
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,071,000850
Trading account gains and fees$0138
Additional Noninterest Income$4,273,000748
Total noninterest expense$57,008,000335
Salaries and employee benefits$38,293,000276
Premises and equipment expense$5,272,000388
Additional noninterest expense$13,443,000416
Pre-tax net operating income$30,304,000361
Securities gains (losses)$01,118
Applicable income taxes$5,203,000397
Income before extraordinary items$25,101,000357
Extraordinary gains, net$05
Net income$25,101,000357
Minority interest net income$066
Net income of bank and minority interests.$25,101,000357
Net charge-offs$1,347,000358
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$25,101,000353
2018-06-30 (YTD Data)Rank
Total interest income$66,584,000291
Total interest expense$11,549,000247
Net interest income$55,035,000293
Provision for loan and lease losses$1,283,000395
Total noninterest income$3,439,000899
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$719,000839
Trading account gains and fees$0130
Additional Noninterest Income$2,720,000768
Total noninterest expense$38,125,000339
Salaries and employee benefits$25,407,000276
Premises and equipment expense$3,480,000393
Additional noninterest expense$9,238,000405
Pre-tax net operating income$19,066,000367
Securities gains (losses)$0961
Applicable income taxes$3,190,000417
Income before extraordinary items$15,876,000359
Extraordinary gains, net$06
Net income$15,876,000359
Minority interest net income$065
Net income of bank and minority interests.$15,876,000359
Net charge-offs$1,101,000304
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$15,876,000359
2018-03-31 (YTD Data)Rank
Total interest income$32,391,000292
Total interest expense$5,345,000250
Net interest income$27,046,000297
Provision for loan and lease losses$653,000376
Total noninterest income$1,642,000913
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$399,000776
Trading account gains and fees$0123
Additional Noninterest Income$1,243,000793
Total noninterest expense$18,495,000340
Salaries and employee benefits$12,707,000277
Premises and equipment expense$1,680,000405
Additional noninterest expense$4,108,000439
Pre-tax net operating income$9,540,000361
Securities gains (losses)$0735
Applicable income taxes$1,533,000420
Income before extraordinary items$8,007,000350
Extraordinary gains, net$07
Net income$8,007,000350
Minority interest net income$052
Net income of bank and minority interests.$8,007,000350
Net charge-offs$-326,0005,526
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$8,007,000350
2017-12-31 (YTD Data)Rank
Total interest income$119,438,000291
Total interest expense$15,202,000272
Net interest income$104,236,000290
Provision for loan and lease losses$13,188,000130
Total noninterest income$5,830,0001,003
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,468,000833
Trading account gains and fees$0151
Additional Noninterest Income$4,362,000894
Total noninterest expense$69,033,000347
Salaries and employee benefits$44,452,000299
Premises and equipment expense$7,090,000380
Additional noninterest expense$17,491,000416
Pre-tax net operating income$27,845,000417
Securities gains (losses)$19,0001,351
Applicable income taxes$9,503,000427
Income before extraordinary items$18,361,000433
Extraordinary gains, net$09
Net income$18,361,000433
Minority interest net income$076
Net income of bank and minority interests.$18,361,000433
Net charge-offs$7,450,000169
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$18,348,460427
2017-09-30 (YTD Data)Rank
Total interest income$87,400,000298
Total interest expense$10,749,000276
Net interest income$76,651,000295
Provision for loan and lease losses$11,258,000122
Total noninterest income$4,281,0001,037
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,130,000822
Trading account gains and fees$0145
Additional Noninterest Income$3,151,000933
Total noninterest expense$50,056,000357
Salaries and employee benefits$32,367,000304
Premises and equipment expense$5,279,000382
Additional noninterest expense$12,410,000431
Pre-tax net operating income$19,618,000450
Securities gains (losses)$-12,0005,419
Applicable income taxes$4,502,000531
Income before extraordinary items$15,104,000438
Extraordinary gains, net$09
Net income$15,104,000438
Minority interest net income$071
Net income of bank and minority interests.$15,104,000438
Net charge-offs$5,448,000156
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$15,113,240434
2017-06-30 (YTD Data)Rank
Total interest income$56,499,000305
Total interest expense$6,994,000270
Net interest income$49,505,000306
Provision for loan and lease losses$4,350,000170
Total noninterest income$2,812,0001,049
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$782,000783
Trading account gains and fees$0139
Additional Noninterest Income$2,030,000960
Total noninterest expense$32,628,000363
Salaries and employee benefits$20,888,000320
Premises and equipment expense$3,527,000384
Additional noninterest expense$8,213,000429
Pre-tax net operating income$15,339,000406
Securities gains (losses)$01,906
Applicable income taxes$3,477,000471
Income before extraordinary items$11,862,000394
Extraordinary gains, net$011
Net income$11,862,000393
Minority interest net income$071
Net income of bank and minority interests.$11,862,000394
Net charge-offs$1,251,000310
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$11,862,000391
2017-03-31 (YTD Data)Rank
Total interest income$27,511,000309
Total interest expense$3,256,000277
Net interest income$24,255,000312
Provision for loan and lease losses$1,343,000224
Total noninterest income$1,339,0001,082
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$393,000781
Trading account gains and fees$0142
Additional Noninterest Income$946,0001,004
Total noninterest expense$16,393,000370
Salaries and employee benefits$10,548,000320
Premises and equipment expense$1,826,000381
Additional noninterest expense$4,019,000440
Pre-tax net operating income$7,858,000392
Securities gains (losses)$01,153
Applicable income taxes$1,628,000482
Income before extraordinary items$6,230,000384
Extraordinary gains, net$08
Net income$6,230,000383
Minority interest net income$055
Net income of bank and minority interests.$6,230,000384
Net charge-offs$567,000310
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$6,230,000378
2016-12-31 (YTD Data)Rank
Total interest income$100,777,000308
Total interest expense$10,395,000301
Net interest income$90,382,000313
Provision for loan and lease losses$5,469,000242
Total noninterest income$7,227,000880
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,338,000928
Trading account gains and fees$0170
Additional Noninterest Income$5,889,000741
Total noninterest expense$58,542,000398
Salaries and employee benefits$38,802,000345
Premises and equipment expense$6,571,000404
Additional noninterest expense$13,169,000529
Pre-tax net operating income$33,598,000344
Securities gains (losses)$30,0002,159
Applicable income taxes$9,982,000341
Income before extraordinary items$23,646,000363
Extraordinary gains, net$05
Net income$23,646,000362
Minority interest net income$082
Net income of bank and minority interests.$23,646,000362
Net charge-offs$655,000906
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$23,625,000360
2016-09-30 (YTD Data)Rank
Total interest income$74,297,000305
Total interest expense$7,472,000306
Net interest income$66,825,000309
Provision for loan and lease losses$4,569,000219
Total noninterest income$5,782,000834
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$984,000941
Trading account gains and fees$0169
Additional Noninterest Income$4,798,000713
Total noninterest expense$42,535,000404
Salaries and employee benefits$28,189,000351
Premises and equipment expense$4,942,000402
Additional noninterest expense$9,404,000555
Pre-tax net operating income$25,503,000341
Securities gains (losses)$03,160
Applicable income taxes$7,830,000333
Income before extraordinary items$17,673,000353
Extraordinary gains, net$05
Net income$17,673,000353
Minority interest net income$071
Net income of bank and minority interests.$17,673,000353
Net charge-offs$482,000819
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$17,673,000346
2016-06-30 (YTD Data)Rank
Total interest income$47,978,000313
Total interest expense$4,694,000321
Net interest income$43,284,000315
Provision for loan and lease losses$2,355,000250
Total noninterest income$4,510,000740
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$627,000963
Trading account gains and fees$0157
Additional Noninterest Income$3,883,000607
Total noninterest expense$27,811,000414
Salaries and employee benefits$18,422,000353
Premises and equipment expense$3,278,000408
Additional noninterest expense$6,111,000568
Pre-tax net operating income$17,628,000326
Securities gains (losses)$02,835
Applicable income taxes$5,622,000313
Income before extraordinary items$12,006,000343
Extraordinary gains, net$016
Net income$12,006,000342
Minority interest net income$071
Net income of bank and minority interests.$12,006,000342
Net charge-offs$536,000572
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$12,006,000337
2016-03-31 (YTD Data)Rank
Total interest income$23,452,000316
Total interest expense$2,244,000332
Net interest income$21,208,000316
Provision for loan and lease losses$710,000360
Total noninterest income$3,302,000541
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$308,000978
Trading account gains and fees$0142
Additional Noninterest Income$2,994,000419
Total noninterest expense$14,104,000411
Salaries and employee benefits$9,260,000354
Premises and equipment expense$1,649,000412
Additional noninterest expense$3,195,000541
Pre-tax net operating income$9,696,000295
Securities gains (losses)$02,077
Applicable income taxes$3,165,000285
Income before extraordinary items$6,531,000313
Extraordinary gains, net$012
Net income$6,531,000313
Minority interest net income$062
Net income of bank and minority interests.$6,531,000313
Net charge-offs$51,0001,416
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,531,000308
2015-12-31 (YTD Data)Rank
Total interest income$88,800,000318
Total interest expense$7,355,000375
Net interest income$81,445,000313
Provision for loan and lease losses$5,792,000193
Total noninterest income$4,019,0001,292
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,383,000925
Trading account gains and fees$0159
Additional Noninterest Income$2,636,0001,265
Total noninterest expense$54,612,000412
Salaries and employee benefits$35,323,000356
Premises and equipment expense$6,439,000411
Additional noninterest expense$12,850,000530
Pre-tax net operating income$25,060,000398
Securities gains (losses)$-37,0005,997
Applicable income taxes$8,274,000371
Income before extraordinary items$16,749,000448
Extraordinary gains, net$023
Net income$16,749,000448
Minority interest net income$081
Net income of bank and minority interests.$16,749,000449
Net charge-offs$940,000726
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$16,773,790440
2015-09-30 (YTD Data)Rank
Total interest income$65,308,000328
Total interest expense$5,274,000386
Net interest income$60,034,000322
Provision for loan and lease losses$3,633,000213
Total noninterest income$3,007,0001,323
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,026,000939
Trading account gains and fees$0153
Additional Noninterest Income$1,981,0001,283
Total noninterest expense$40,763,000420
Salaries and employee benefits$26,418,000360
Premises and equipment expense$4,837,000414
Additional noninterest expense$9,508,000538
Pre-tax net operating income$18,645,000413
Securities gains (losses)$03,031
Applicable income taxes$6,250,000381
Income before extraordinary items$12,395,000459
Extraordinary gains, net$021
Net income$12,395,000458
Minority interest net income$078
Net income of bank and minority interests.$12,395,000459
Net charge-offs$674,000700
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$12,395,000446
2015-06-30 (YTD Data)Rank
Total interest income$42,664,000330
Total interest expense$3,395,000404
Net interest income$39,269,000325
Provision for loan and lease losses$2,103,000233
Total noninterest income$1,809,0001,419
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$684,000920
Trading account gains and fees$0157
Additional Noninterest Income$1,125,0001,431
Total noninterest expense$26,907,000426
Salaries and employee benefits$17,422,000362
Premises and equipment expense$3,134,000429
Additional noninterest expense$6,351,000542
Pre-tax net operating income$12,068,000419
Securities gains (losses)$02,636
Applicable income taxes$4,154,000386
Income before extraordinary items$7,914,000477
Extraordinary gains, net$022
Net income$7,914,000476
Minority interest net income$075
Net income of bank and minority interests.$7,914,000477
Net charge-offs$36,0002,582
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$7,914,000463
2015-03-31 (YTD Data)Rank
Total interest income$20,817,000335
Total interest expense$1,657,000411
Net interest income$19,160,000332
Provision for loan and lease losses$683,000309
Total noninterest income$864,0001,422
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$340,000907
Trading account gains and fees$0152
Additional Noninterest Income$524,0001,457
Total noninterest expense$13,546,000421
Salaries and employee benefits$8,941,000356
Premises and equipment expense$1,451,000467
Additional noninterest expense$3,154,000540
Pre-tax net operating income$5,795,000429
Securities gains (losses)$02,027
Applicable income taxes$2,046,000378
Income before extraordinary items$3,749,000494
Extraordinary gains, net$013
Net income$3,749,000493
Minority interest net income$064
Net income of bank and minority interests.$3,749,000494
Net charge-offs$-11,0005,460
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$311,000149
Net operating income$3,749,000481
2014-12-31 (YTD Data)Rank
Total interest income$52,404,000472
Total interest expense$5,341,000527
Net interest income$47,063,000465
Provision for loan and lease losses$2,150,000450
Total noninterest income$2,525,0001,784
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$945,0001,366
Trading account gains and fees$0180
Additional Noninterest Income$1,580,0001,717
Total noninterest expense$32,638,000632
Salaries and employee benefits$20,179,000535
Premises and equipment expense$4,400,000562
Additional noninterest expense$8,059,000807
Pre-tax net operating income$14,800,000585
Securities gains (losses)$82,0001,397
Applicable income taxes$5,191,000483
Income before extraordinary items$9,691,000709
Extraordinary gains, net$017
Net income$9,691,000709
Minority interest net income$084
Net income of bank and minority interests.$9,691,000709
Net charge-offs$559,0001,365
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$41,000671
Net operating income$9,637,700693
2014-09-30 (YTD Data)Rank
Total interest income$38,353,000482
Total interest expense$3,957,000547
Net interest income$34,396,000477
Provision for loan and lease losses$1,650,000406
Total noninterest income$1,925,0001,759
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$713,0001,370
Trading account gains and fees$0174
Additional Noninterest Income$1,212,0001,707
Total noninterest expense$23,725,000652
Salaries and employee benefits$14,497,000564
Premises and equipment expense$3,258,000575
Additional noninterest expense$5,970,000814
Pre-tax net operating income$10,946,000589
Securities gains (losses)$02,980
Applicable income taxes$3,795,000496
Income before extraordinary items$7,151,000709
Extraordinary gains, net$015
Net income$7,151,000706
Minority interest net income$081
Net income of bank and minority interests.$7,151,000707
Net charge-offs$565,0001,049
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$-174,0006,544
Net operating income$7,151,000696
2014-06-30 (YTD Data)Rank
Total interest income$24,821,000495
Total interest expense$2,624,000552
Net interest income$22,197,000489
Provision for loan and lease losses$900,000485
Total noninterest income$1,198,0001,846
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$470,0001,366
Trading account gains and fees$0172
Additional Noninterest Income$728,0001,810
Total noninterest expense$15,157,000673
Salaries and employee benefits$9,475,000572
Premises and equipment expense$2,083,000592
Additional noninterest expense$3,599,000900
Pre-tax net operating income$7,338,000582
Securities gains (losses)$02,580
Applicable income taxes$2,550,000484
Income before extraordinary items$4,788,000684
Extraordinary gains, net$020
Net income$4,788,000682
Minority interest net income$080
Net income of bank and minority interests.$4,788,000684
Net charge-offs$93,0002,250
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$253,000257
Net operating income$4,788,000667
2014-03-31 (YTD Data)Rank
Total interest income$12,026,000509
Total interest expense$1,291,000578
Net interest income$10,735,000504
Provision for loan and lease losses$50,0002,211
Total noninterest income$553,0001,900
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$224,0001,400
Trading account gains and fees$0147
Additional Noninterest Income$329,0001,881
Total noninterest expense$7,524,000684
Salaries and employee benefits$4,723,000576
Premises and equipment expense$966,000664
Additional noninterest expense$1,835,000868
Pre-tax net operating income$3,714,000556
Securities gains (losses)$01,715
Applicable income taxes$1,287,000459
Income before extraordinary items$2,427,000651
Extraordinary gains, net$016
Net income$2,427,000651
Minority interest net income$066
Net income of bank and minority interests.$2,427,000652
Net charge-offs$49,0001,884
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$71,000300
Net operating income$2,427,000644
2013-12-31 (YTD Data)Rank
Total interest income$38,312,000641
Total interest expense$4,436,000751
Net interest income$33,876,000628
Provision for loan and lease losses$240,0002,739
Total noninterest income$1,682,0002,407
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$674,0001,889
Trading account gains and fees$0184
Additional Noninterest Income$1,008,0002,369
Total noninterest expense$24,202,000847
Salaries and employee benefits$15,370,000714
Premises and equipment expense$3,148,000772
Additional noninterest expense$5,684,0001,184
Pre-tax net operating income$11,116,000711
Securities gains (losses)$03,182
Applicable income taxes$3,871,000555
Income before extraordinary items$7,245,000863
Extraordinary gains, net$029
Net income$7,245,000865
Minority interest net income$090
Net income of bank and minority interests.$7,245,000865
Net charge-offs$124,0003,533
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$871,000224
Net operating income$7,245,000848
2013-09-30 (YTD Data)Rank
Total interest income$27,378,000675
Total interest expense$3,142,000832
Net interest income$24,236,000654
Provision for loan and lease losses$240,0002,333
Total noninterest income$1,092,0002,684
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$474,0001,979
Trading account gains and fees$0180
Additional Noninterest Income$618,0002,691
Total noninterest expense$16,785,000914
Salaries and employee benefits$10,677,000763
Premises and equipment expense$2,289,000808
Additional noninterest expense$3,819,0001,313
Pre-tax net operating income$8,303,000719
Securities gains (losses)$03,040
Applicable income taxes$2,836,000578
Income before extraordinary items$5,467,000873
Extraordinary gains, net$025
Net income$5,467,000875
Minority interest net income$084
Net income of bank and minority interests.$5,467,000875
Net charge-offs$253,0002,298
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$158,000383
Net operating income$5,467,000853
2013-06-30 (YTD Data)Rank
Total interest income$17,812,000698
Total interest expense$2,024,000893
Net interest income$15,788,000666
Provision for loan and lease losses$240,0001,905
Total noninterest income$717,0002,724
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$306,0002,010
Trading account gains and fees$0157
Additional Noninterest Income$411,0002,761
Total noninterest expense$11,143,000913
Salaries and employee benefits$7,009,000772
Premises and equipment expense$1,541,000798
Additional noninterest expense$2,593,0001,282
Pre-tax net operating income$5,122,000755
Securities gains (losses)$02,791
Applicable income taxes$1,782,000588
Income before extraordinary items$3,340,000924
Extraordinary gains, net$022
Net income$3,340,000925
Minority interest net income$082
Net income of bank and minority interests.$3,340,000926
Net charge-offs$144,0002,413
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$180,000277
Net operating income$3,340,000885
2013-03-31 (YTD Data)Rank
Total interest income$8,712,000720
Total interest expense$992,000951
Net interest income$7,720,000691
Provision for loan and lease losses$240,0001,184
Total noninterest income$336,0002,843
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$152,0002,015
Trading account gains and fees$0148
Additional Noninterest Income$184,0002,896
Total noninterest expense$5,376,000955
Salaries and employee benefits$3,325,000822
Premises and equipment expense$774,000807
Additional noninterest expense$1,277,0001,293
Pre-tax net operating income$2,440,000775
Securities gains (losses)$01,966
Applicable income taxes$846,000609
Income before extraordinary items$1,594,000960
Extraordinary gains, net$010
Net income$1,594,000960
Minority interest net income$076
Net income of bank and minority interests.$1,594,000962
Net charge-offs$135,0001,665
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$89,000256
Net operating income$1,594,000911
2012-12-31 (YTD Data)Rank
Total interest income$32,901,000797
Total interest expense$3,780,0001,182
Net interest income$29,121,000741
Provision for loan and lease losses$2,337,000946
Total noninterest income$1,170,0003,006
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$614,0002,114
Trading account gains and fees$0166
Additional Noninterest Income$556,0003,206
Total noninterest expense$20,845,000958
Salaries and employee benefits$12,292,000853
Premises and equipment expense$3,100,000778
Additional noninterest expense$5,453,0001,250
Pre-tax net operating income$7,109,000997
Securities gains (losses)$03,810
Applicable income taxes$2,518,000715
Income before extraordinary items$4,591,0001,285
Extraordinary gains, net$029
Net income$4,591,0001,286
Minority interest net income$093
Net income of bank and minority interests.$4,591,0001,286
Net charge-offs$1,341,0001,498
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$233,000416
Net operating income$4,591,0001,228
2012-09-30 (YTD Data)Rank
Total interest income$24,188,000828
Total interest expense$2,764,0001,272
Net interest income$21,424,000768
Provision for loan and lease losses$1,727,000974
Total noninterest income$878,0003,016
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$459,0002,143
Trading account gains and fees$0157
Additional Noninterest Income$419,0003,207
Total noninterest expense$15,451,000970
Salaries and employee benefits$9,059,000861
Premises and equipment expense$2,315,000787
Additional noninterest expense$4,077,0001,254
Pre-tax net operating income$5,124,0001,052
Securities gains (losses)$03,575
Applicable income taxes$1,808,000777
Income before extraordinary items$3,316,0001,368
Extraordinary gains, net$020
Net income$3,316,0001,369
Minority interest net income$086
Net income of bank and minority interests.$3,316,0001,369
Net charge-offs$459,0002,298
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$169,000364
Net operating income$3,316,0001,286
2012-06-30 (YTD Data)Rank
Total interest income$15,547,000862
Total interest expense$1,778,0001,363
Net interest income$13,769,000799
Provision for loan and lease losses$941,0001,156
Total noninterest income$525,0003,152
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$297,0002,180
Trading account gains and fees$0153
Additional Noninterest Income$228,0003,479
Total noninterest expense$10,267,000973
Salaries and employee benefits$6,033,000864
Premises and equipment expense$1,506,000811
Additional noninterest expense$2,728,0001,243
Pre-tax net operating income$3,086,0001,158
Securities gains (losses)$03,178
Applicable income taxes$1,105,000827
Income before extraordinary items$1,981,0001,497
Extraordinary gains, net$019
Net income$1,981,0001,496
Minority interest net income$084
Net income of bank and minority interests.$1,981,0001,497
Net charge-offs$-63,0007,017
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$225,000254
Net operating income$1,981,0001,406
2012-03-31 (YTD Data)Rank
Total interest income$7,484,000898
Total interest expense$881,0001,431
Net interest income$6,603,000831
Provision for loan and lease losses$394,0001,271
Total noninterest income$246,0003,273
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$154,0002,090
Trading account gains and fees$0148
Additional Noninterest Income$92,0003,831
Total noninterest expense$5,125,000971
Salaries and employee benefits$2,977,000869
Premises and equipment expense$695,000873
Additional noninterest expense$1,453,0001,173
Pre-tax net operating income$1,330,0001,320
Securities gains (losses)$02,210
Applicable income taxes$476,000932
Income before extraordinary items$854,0001,704
Extraordinary gains, net$019
Net income$854,0001,705
Minority interest net income$078
Net income of bank and minority interests.$854,0001,705
Net charge-offs$-8,0006,564
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$142,000188
Net operating income$854,0001,601
2011-12-31 (YTD Data)Rank
Total interest income$24,513,0001,161
Total interest expense$3,323,0001,776
Net interest income$21,190,0001,042
Provision for loan and lease losses$2,454,0001,356
Total noninterest income$847,0003,408
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$582,0002,287
Trading account gains and fees$0146
Additional Noninterest Income$265,0004,049
Total noninterest expense$16,371,0001,208
Salaries and employee benefits$9,552,0001,024
Premises and equipment expense$2,634,000953
Additional noninterest expense$4,185,0001,636
Pre-tax net operating income$3,212,0001,723
Securities gains (losses)$03,838
Applicable income taxes$206,0002,873
Income before extraordinary items$3,006,0001,610
Extraordinary gains, net$029
Net income$3,006,0001,611
Minority interest net income$096
Net income of bank and minority interests.$3,006,0001,611
Net charge-offs$937,0002,437
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$312,000471
Net operating income$3,006,0001,534
2011-09-30 (YTD Data)Rank
Total interest income$17,509,0001,242
Total interest expense$2,434,0001,899
Net interest income$15,075,0001,114
Provision for loan and lease losses$1,831,0001,315
Total noninterest income$612,0003,483
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$437,0002,302
Trading account gains and fees$0145
Additional Noninterest Income$175,0004,294
Total noninterest expense$11,666,0001,267
Salaries and employee benefits$6,916,0001,070
Premises and equipment expense$1,981,000961
Additional noninterest expense$2,769,0001,836
Pre-tax net operating income$2,190,0001,947
Securities gains (losses)$03,555
Applicable income taxes$-55,0006,938
Income before extraordinary items$2,245,0001,680
Extraordinary gains, net$021
Net income$2,245,0001,681
Minority interest net income$087
Net income of bank and minority interests.$2,245,0001,681
Net charge-offs$620,0002,429
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$256,000419
Net operating income$2,245,0001,591
2011-06-30 (YTD Data)Rank
Total interest income$11,054,0001,318
Total interest expense$1,569,0002,025
Net interest income$9,485,0001,177
Provision for loan and lease losses$1,325,0001,249
Total noninterest income$394,0003,581
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$296,0002,247
Trading account gains and fees$0153
Additional Noninterest Income$98,0004,574
Total noninterest expense$7,680,0001,295
Salaries and employee benefits$4,502,0001,111
Premises and equipment expense$1,303,000983
Additional noninterest expense$1,875,0001,824
Pre-tax net operating income$874,0002,766
Securities gains (losses)$02,914
Applicable income taxes$-55,0007,046
Income before extraordinary items$929,0002,413
Extraordinary gains, net$015
Net income$929,0002,413
Minority interest net income$089
Net income of bank and minority interests.$929,0002,413
Net charge-offs$620,0001,919
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$162,000339
Net operating income$929,0002,326
2011-03-31 (YTD Data)Rank
Total interest income$5,239,0001,398
Total interest expense$785,0002,097
Net interest income$4,454,0001,257
Provision for loan and lease losses$146,0002,933
Total noninterest income$206,0003,527
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$160,0002,103
Trading account gains and fees$0158
Additional Noninterest Income$46,0004,790
Total noninterest expense$3,901,0001,283
Salaries and employee benefits$2,230,0001,142
Premises and equipment expense$676,000974
Additional noninterest expense$995,0001,720
Pre-tax net operating income$613,0002,184
Securities gains (losses)$01,772
Applicable income taxes$-32,0007,138
Income before extraordinary items$645,0001,801
Extraordinary gains, net$09
Net income$645,0001,800
Minority interest net income$086
Net income of bank and minority interests.$645,0001,801
Net charge-offs$-1,0006,209
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$95,000276
Net operating income$645,0001,749
2010-12-31 (YTD Data)Rank
Total interest income$18,767,0001,624
Total interest expense$3,379,0002,337
Net interest income$15,388,0001,459
Provision for loan and lease losses$1,692,0002,299
Total noninterest income$551,0004,392
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$427,0002,949
Trading account gains and fees$0175
Additional Noninterest Income$124,0005,194
Total noninterest expense$12,331,0001,617
Salaries and employee benefits$7,323,0001,336
Premises and equipment expense$2,283,0001,140
Additional noninterest expense$2,725,0002,486
Pre-tax net operating income$1,916,0002,318
Securities gains (losses)$03,793
Applicable income taxes$-118,0006,857
Income before extraordinary items$2,034,0001,997
Extraordinary gains, net$029
Net income$2,034,0001,997
Minority interest net income$0111
Net income of bank and minority interests.$2,034,0001,998
Net charge-offs$846,0002,913
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$4,346,000159
Net operating income$2,034,0001,917
2010-09-30 (YTD Data)Rank
Total interest income$13,720,0001,688
Total interest expense$2,529,0002,444
Net interest income$11,191,0001,519
Provision for loan and lease losses$1,336,0002,146
Total noninterest income$420,0004,421
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$297,0003,170
Trading account gains and fees$0165
Additional Noninterest Income$123,0004,949
Total noninterest expense$8,745,0001,690
Salaries and employee benefits$5,206,0001,427
Premises and equipment expense$1,715,0001,157
Additional noninterest expense$1,824,0002,698
Pre-tax net operating income$1,530,0002,339
Securities gains (losses)$03,651
Applicable income taxes$-88,0007,058
Income before extraordinary items$1,618,0002,021
Extraordinary gains, net$023
Net income$1,618,0002,022
Minority interest net income$0110
Net income of bank and minority interests.$1,618,0002,023
Net charge-offs$678,0002,681
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$4,258,000123
Net operating income$1,618,0001,924
2010-06-30 (YTD Data)Rank
Total interest income$8,847,0001,764
Total interest expense$1,689,0002,534
Net interest income$7,158,0001,580
Provision for loan and lease losses$770,0002,248
Total noninterest income$253,0004,596
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$170,0003,465
Trading account gains and fees$0152
Additional Noninterest Income$83,0004,929
Total noninterest expense$5,760,0001,716
Salaries and employee benefits$3,382,0001,465
Premises and equipment expense$1,220,0001,093
Additional noninterest expense$1,158,0002,796
Pre-tax net operating income$881,0002,624
Securities gains (losses)$03,184
Applicable income taxes$-63,0007,117
Income before extraordinary items$944,0002,216
Extraordinary gains, net$019
Net income$944,0002,215
Minority interest net income$0105
Net income of bank and minority interests.$944,0002,218
Net charge-offs$283,0003,118
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$4,185,00088
Net operating income$944,0002,141
2010-03-31 (YTD Data)Rank
Total interest income$4,245,0001,888
Total interest expense$858,0002,605
Net interest income$3,387,0001,681
Provision for loan and lease losses$257,0002,632
Total noninterest income$111,0004,867
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$72,0003,776
Trading account gains and fees$0175
Additional Noninterest Income$39,0005,085
Total noninterest expense$2,814,0001,773
Salaries and employee benefits$1,674,0001,499
Premises and equipment expense$570,0001,192
Additional noninterest expense$570,0002,837
Pre-tax net operating income$427,0002,722
Securities gains (losses)$02,284
Applicable income taxes$-37,0007,272
Income before extraordinary items$464,0002,271
Extraordinary gains, net$016
Net income$464,0002,270
Minority interest net income$091
Net income of bank and minority interests.$464,0002,271
Net charge-offs$1,0005,481
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$110,000297
Net operating income$464,0002,187
2009-12-31 (YTD Data)Rank
Total interest income$13,899,0002,394
Total interest expense$4,254,0002,604
Net interest income$9,645,0002,265
Provision for loan and lease losses$2,462,0002,205
Total noninterest income$365,0005,290
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$257,0004,184
Trading account gains and fees$0211
Additional Noninterest Income$108,0005,550
Total noninterest expense$10,021,0002,020
Salaries and employee benefits$5,579,0001,778
Premises and equipment expense$1,897,0001,434
Additional noninterest expense$2,545,0002,703
Pre-tax net operating income$-2,473,0006,765
Securities gains (losses)$03,754
Applicable income taxes$-82,0006,531
Income before extraordinary items$-2,391,0006,863
Extraordinary gains, net$034
Net income$-2,391,0006,860
Minority interest net income$0115
Net income of bank and minority interests.$-2,391,0006,861
Net charge-offs$49,0006,224
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$12,241,00072
Net operating income$-2,391,0006,861
2009-09-30 (YTD Data)Rank
Total interest income$9,814,0002,577
Total interest expense$3,223,0002,686
Net interest income$6,591,0002,467
Provision for loan and lease losses$1,422,0002,284
Total noninterest income$270,0005,385
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$192,0004,202
Trading account gains and fees$0212
Additional Noninterest Income$78,0005,728
Total noninterest expense$7,238,0002,079
Salaries and employee benefits$4,011,0001,867
Premises and equipment expense$1,340,0001,530
Additional noninterest expense$1,887,0002,693
Pre-tax net operating income$-1,799,0006,972
Securities gains (losses)$03,497
Applicable income taxes$-62,0006,852
Income before extraordinary items$-1,737,0007,087
Extraordinary gains, net$027
Net income$-1,737,0007,085
Minority interest net income$0118
Net income of bank and minority interests.$-1,737,0007,086
Net charge-offs$34,0005,945
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$182,000601
Net operating income$-1,737,0007,077
2009-06-30 (YTD Data)Rank
Total interest income$6,123,0002,765
Total interest expense$2,108,0002,841
Net interest income$4,015,0002,707
Provision for loan and lease losses$995,0002,074
Total noninterest income$171,0005,497
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$126,0004,206
Trading account gains and fees$0193
Additional Noninterest Income$45,0005,974
Total noninterest expense$4,556,0002,211
Salaries and employee benefits$2,517,0002,001
Premises and equipment expense$866,0001,610
Additional noninterest expense$1,173,0002,890
Pre-tax net operating income$-1,365,0007,182
Securities gains (losses)$03,136
Applicable income taxes$-41,0006,976
Income before extraordinary items$-1,324,0007,276
Extraordinary gains, net$021
Net income$-1,324,0007,276
Minority interest net income$0112
Net income of bank and minority interests.$-1,324,0007,275
Net charge-offs$34,0005,243
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$121,000561
Net operating income$-1,324,0007,275
2009-03-31 (YTD Data)Rank
Total interest income$2,845,0002,995
Total interest expense$1,049,0002,943
Net interest income$1,796,0002,980
Provision for loan and lease losses$448,0001,911
Total noninterest income$74,0005,725
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$52,0004,522
Trading account gains and fees$0171
Additional Noninterest Income$22,0006,048
Total noninterest expense$2,107,0002,314
Salaries and employee benefits$1,222,0002,091
Premises and equipment expense$414,0001,699
Additional noninterest expense$471,0003,164
Pre-tax net operating income$-685,0007,474
Securities gains (losses)$02,434
Applicable income taxes$-20,0007,272
Income before extraordinary items$-665,0007,564
Extraordinary gains, net$015
Net income$-665,0007,565
Minority interest net income$0102
Net income of bank and minority interests.$-665,0007,565
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$60,000454
Net operating income$-665,0007,549
2008-12-31 (YTD Data)Rank
Total interest income$7,759,0004,219
Total interest expense$2,568,0004,671
Net interest income$5,191,0003,838
Provision for loan and lease losses$820,0003,005
Total noninterest income$125,0007,060
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$80,0006,195
Trading account gains and fees$0154
Additional Noninterest Income$45,0006,857
Total noninterest expense$7,103,0002,650
Salaries and employee benefits$4,213,0002,390
Premises and equipment expense$1,044,0002,524
Additional noninterest expense$1,846,0003,075
Pre-tax net operating income$-2,607,0007,515
Securities gains (losses)$03,220
Applicable income taxes$-17,0006,834
Income before extraordinary items$-2,590,0007,528
Extraordinary gains, net$039
Net income$-2,590,0007,525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0004,818
Cash dividends$3,0005,441
Sale, conversion, retirement of capital stock, net$49,0001,132
Net operating income$-2,590,0007,607
2008-09-30 (YTD Data)Rank
Total interest income$5,130,0004,629
Total interest expense$1,603,0005,265
Net interest income$3,527,0004,142
Provision for loan and lease losses$602,0002,474
Total noninterest income$72,0007,466
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$40,0006,643
Trading account gains and fees$0148
Additional Noninterest Income$32,0007,052
Total noninterest expense$4,985,0002,786
Salaries and employee benefits$2,990,0002,553
Premises and equipment expense$623,0003,096
Additional noninterest expense$1,372,0002,994
Pre-tax net operating income$-1,988,0007,859
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-1,988,0007,863
Extraordinary gains, net$031
Net income$-1,988,0007,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,988,0007,938
2008-06-30 (YTD Data)Rank
Total interest income$2,843,0005,238
Total interest expense$881,0005,876
Net interest income$1,962,0004,678
Provision for loan and lease losses$299,0002,581
Total noninterest income$45,0007,589
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$18,0006,910
Trading account gains and fees$0149
Additional Noninterest Income$27,0006,905
Total noninterest expense$3,172,0002,908
Salaries and employee benefits$1,888,0002,704
Premises and equipment expense$335,0003,652
Additional noninterest expense$949,0002,871
Pre-tax net operating income$-1,464,0008,071
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-1,464,0008,139
Extraordinary gains, net$021
Net income$-1,464,0008,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-1,464,0008,129
2008-03-31 (YTD Data)Rank
Total interest income$1,074,0006,053
Total interest expense$259,0007,081
Net interest income$815,0005,256
Provision for loan and lease losses$106,0002,630
Total noninterest income$10,0008,048
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$6,0007,087
Trading account gains and fees$0158
Additional Noninterest Income$4,0007,805
Total noninterest expense$1,381,0003,299
Salaries and employee benefits$905,0002,814
Premises and equipment expense$140,0004,199
Additional noninterest expense$336,0003,783
Pre-tax net operating income$-662,0008,174
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-662,0008,223
Extraordinary gains, net$015
Net income$-662,0008,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-662,0008,213
2007-12-31 (YTD Data)Rank
Total interest income$738,0008,302
Total interest expense$111,0008,386
Net interest income$627,0008,161
Provision for loan and lease losses$60,0005,449
Total noninterest income$2,0008,386
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,0007,464
Trading account gains and fees$0178
Additional Noninterest Income$1,0008,298
Total noninterest expense$1,808,0006,468
Salaries and employee benefits$965,0006,520
Premises and equipment expense$184,0006,893
Additional noninterest expense$659,0005,890
Pre-tax net operating income$-1,239,0008,125
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-1,239,0008,176
Extraordinary gains, net$039
Net income$-1,239,0008,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$32,186,00032
Net operating income$-1,239,0008,168

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.