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Steiner Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,270,000 | 11,745 |
| Total interest expense | $495,000 | 11,704 |
| Net interest income | $775,000 | 11,600 |
| Provision for loan and lease losses | $92,000 | 5,973 |
| Total noninterest income | $2,182,000 | 1,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 8,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,090,000 | 1,220 |
| Total noninterest expense | $2,370,000 | 5,521 |
| Salaries and employee benefits | $372,000 | 10,914 |
| Premises and equipment expense | $87,000 | 10,896 |
| Additional noninterest expense | $1,911,000 | 2,834 |
| Pre-tax net operating income | $495,000 | 8,686 |
| Securities gains (losses) | $18,000 | 4,806 |
| Applicable income taxes | $69,000 | 10,505 |
| Income before extraordinary items | $444,000 | 8,019 |
| Extraordinary gains, net | $-79,000 | 12,862 |
| Net income | $365,000 | 8,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $428,340 | 7,884 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 12,690 |
| Total interest expense | $580,000 | 12,397 |
| Net interest income | $579,000 | 12,803 |
| Provision for loan and lease losses | $19,000 | 10,662 |
| Total noninterest income | $2,225,000 | 1,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,159,000 | 1,178 |
| Total noninterest expense | $2,424,000 | 5,451 |
| Salaries and employee benefits | $341,000 | 11,539 |
| Premises and equipment expense | $76,000 | 11,645 |
| Additional noninterest expense | $2,007,000 | 2,795 |
| Pre-tax net operating income | $361,000 | 9,571 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $51,000 | 11,224 |
| Income before extraordinary items | $310,000 | 9,176 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $310,000 | 9,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $310,000 | 8,803 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.