Home > Steele Street Bank & Trust > Income and Expense

Steele Street Bank & Trust, Income and Expense

2014-12-31 (YTD Data)Rank
Total interest income$23,174,0001,109
Total interest expense$1,394,0002,013
Net interest income$21,780,0001,035
Provision for loan and lease losses$1,249,000710
Total noninterest income$3,673,0001,354
Gross Fiduciary activities income$3,041,000272
Service charges on deposit accounts$103,0004,951
Trading account gains and fees$0180
Additional Noninterest Income$529,0003,199
Total noninterest expense$13,315,0001,436
Salaries and employee benefits$8,668,0001,238
Premises and equipment expense$1,314,0001,763
Additional noninterest expense$3,333,0001,849
Pre-tax net operating income$10,889,000767
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$10,889,000626
Extraordinary gains, net$017
Net income$10,889,000624
Minority interest net income$084
Net income of bank and minority interests.$10,889,000626
Net charge-offs$194,0002,499
Cash dividends$6,582,000474
Sale, conversion, retirement of capital stock, net$874,000234
Net operating income$10,889,000616
2014-09-30 (YTD Data)Rank
Total interest income$17,055,0001,138
Total interest expense$1,037,0002,060
Net interest income$16,018,0001,063
Provision for loan and lease losses$1,140,000591
Total noninterest income$2,881,0001,329
Gross Fiduciary activities income$2,234,000276
Service charges on deposit accounts$78,0005,000
Trading account gains and fees$0174
Additional Noninterest Income$569,0002,719
Total noninterest expense$9,874,0001,458
Salaries and employee benefits$6,361,0001,263
Premises and equipment expense$995,0001,768
Additional noninterest expense$2,518,0001,833
Pre-tax net operating income$7,885,000799
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$7,885,000651
Extraordinary gains, net$015
Net income$7,885,000648
Minority interest net income$081
Net income of bank and minority interests.$7,885,000649
Net charge-offs$237,0001,823
Cash dividends$2,927,000688
Sale, conversion, retirement of capital stock, net$624,000202
Net operating income$7,885,000640
2014-06-30 (YTD Data)Rank
Total interest income$11,033,0001,155
Total interest expense$665,0002,142
Net interest income$10,368,0001,083
Provision for loan and lease losses$737,000621
Total noninterest income$1,811,0001,361
Gross Fiduciary activities income$1,472,000276
Service charges on deposit accounts$53,0004,987
Trading account gains and fees$0172
Additional Noninterest Income$286,0003,106
Total noninterest expense$6,487,0001,478
Salaries and employee benefits$4,246,0001,267
Premises and equipment expense$669,0001,773
Additional noninterest expense$1,572,0001,946
Pre-tax net operating income$4,955,000820
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$4,955,000662
Extraordinary gains, net$020
Net income$4,955,000660
Minority interest net income$080
Net income of bank and minority interests.$4,955,000662
Net charge-offs$3,0004,063
Cash dividends$1,294,000949
Sale, conversion, retirement of capital stock, net$406,000195
Net operating income$4,955,000645
2014-03-31 (YTD Data)Rank
Total interest income$5,331,0001,204
Total interest expense$321,0002,229
Net interest income$5,010,0001,115
Provision for loan and lease losses$388,000559
Total noninterest income$824,0001,427
Gross Fiduciary activities income$660,000288
Service charges on deposit accounts$26,0005,010
Trading account gains and fees$0147
Additional Noninterest Income$138,0003,086
Total noninterest expense$3,170,0001,513
Salaries and employee benefits$2,133,0001,280
Premises and equipment expense$341,0001,763
Additional noninterest expense$696,0002,162
Pre-tax net operating income$2,276,000872
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$2,276,000684
Extraordinary gains, net$016
Net income$2,276,000684
Minority interest net income$066
Net income of bank and minority interests.$2,276,000686
Net charge-offs$6,0003,056
Cash dividends$1,294,000486
Sale, conversion, retirement of capital stock, net$197,000185
Net operating income$2,276,000671
2013-12-31 (YTD Data)Rank
Total interest income$20,642,0001,233
Total interest expense$1,260,0002,483
Net interest income$19,382,0001,133
Provision for loan and lease losses$308,0002,406
Total noninterest income$3,123,0001,566
Gross Fiduciary activities income$2,375,000296
Service charges on deposit accounts$99,0005,274
Trading account gains and fees$0184
Additional Noninterest Income$649,0002,982
Total noninterest expense$13,167,0001,481
Salaries and employee benefits$7,816,0001,357
Premises and equipment expense$1,246,0001,850
Additional noninterest expense$4,105,0001,592
Pre-tax net operating income$9,030,000850
Securities gains (losses)$9,0002,663
Applicable income taxes$04,631
Income before extraordinary items$9,039,000712
Extraordinary gains, net$029
Net income$9,039,000713
Minority interest net income$090
Net income of bank and minority interests.$9,039,000713
Net charge-offs$-17,0006,261
Cash dividends$2,932,000888
Sale, conversion, retirement of capital stock, net$582,000272
Net operating income$9,030,000693
2013-09-30 (YTD Data)Rank
Total interest income$15,203,0001,254
Total interest expense$937,0002,565
Net interest income$14,266,0001,153
Provision for loan and lease losses$249,0002,307
Total noninterest income$2,273,0001,636
Gross Fiduciary activities income$1,717,000299
Service charges on deposit accounts$71,0005,377
Trading account gains and fees$0180
Additional Noninterest Income$485,0003,062
Total noninterest expense$9,281,0001,561
Salaries and employee benefits$5,647,0001,400
Premises and equipment expense$896,0001,937
Additional noninterest expense$2,738,0001,730
Pre-tax net operating income$7,009,000842
Securities gains (losses)$9,0002,535
Applicable income taxes$04,713
Income before extraordinary items$7,018,000696
Extraordinary gains, net$025
Net income$7,018,000697
Minority interest net income$084
Net income of bank and minority interests.$7,018,000698
Net charge-offs$-14,0006,200
Cash dividends$2,932,000661
Sale, conversion, retirement of capital stock, net$392,000256
Net operating income$7,009,000679
2013-06-30 (YTD Data)Rank
Total interest income$10,059,0001,257
Total interest expense$608,0002,678
Net interest income$9,451,0001,149
Provision for loan and lease losses$302,0001,624
Total noninterest income$1,441,0001,692
Gross Fiduciary activities income$1,097,000310
Service charges on deposit accounts$43,0005,507
Trading account gains and fees$0157
Additional Noninterest Income$301,0003,197
Total noninterest expense$6,024,0001,599
Salaries and employee benefits$3,736,0001,408
Premises and equipment expense$576,0002,004
Additional noninterest expense$1,712,0001,843
Pre-tax net operating income$4,566,000841
Securities gains (losses)$-1,0006,487
Applicable income taxes$04,679
Income before extraordinary items$4,565,000699
Extraordinary gains, net$022
Net income$4,565,000701
Minority interest net income$082
Net income of bank and minority interests.$4,565,000701
Net charge-offs$-14,0006,233
Cash dividends$1,499,000802
Sale, conversion, retirement of capital stock, net$259,000236
Net operating income$4,566,000675
2013-03-31 (YTD Data)Rank
Total interest income$4,844,0001,313
Total interest expense$299,0002,784
Net interest income$4,545,0001,198
Provision for loan and lease losses$139,0001,785
Total noninterest income$621,0001,915
Gross Fiduciary activities income$461,000334
Service charges on deposit accounts$20,0005,591
Trading account gains and fees$0148
Additional Noninterest Income$140,0003,280
Total noninterest expense$2,833,0001,721
Salaries and employee benefits$1,873,0001,418
Premises and equipment expense$268,0002,185
Additional noninterest expense$692,0002,252
Pre-tax net operating income$2,194,000853
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$2,194,000713
Extraordinary gains, net$010
Net income$2,194,000713
Minority interest net income$076
Net income of bank and minority interests.$2,194,000714
Net charge-offs$-14,0006,319
Cash dividends$1,499,000404
Sale, conversion, retirement of capital stock, net$129,000209
Net operating income$2,194,000686
2012-12-31 (YTD Data)Rank
Total interest income$18,549,0001,432
Total interest expense$1,369,0002,908
Net interest income$17,180,0001,280
Provision for loan and lease losses$721,0002,226
Total noninterest income$2,481,0001,880
Gross Fiduciary activities income$1,476,000368
Service charges on deposit accounts$81,0005,710
Trading account gains and fees$0166
Additional Noninterest Income$924,0002,481
Total noninterest expense$11,272,0001,714
Salaries and employee benefits$6,587,0001,537
Premises and equipment expense$1,049,0002,186
Additional noninterest expense$3,636,0001,812
Pre-tax net operating income$7,668,000929
Securities gains (losses)$95,0002,311
Applicable income taxes$04,751
Income before extraordinary items$7,763,000775
Extraordinary gains, net$029
Net income$7,763,000773
Minority interest net income$093
Net income of bank and minority interests.$7,763,000775
Net charge-offs$176,0003,890
Cash dividends$834,0002,186
Sale, conversion, retirement of capital stock, net$334,000367
Net operating income$7,668,000731
2012-09-30 (YTD Data)Rank
Total interest income$13,779,0001,471
Total interest expense$1,044,0002,974
Net interest income$12,735,0001,304
Provision for loan and lease losses$707,0001,844
Total noninterest income$1,695,0002,008
Gross Fiduciary activities income$1,083,000374
Service charges on deposit accounts$62,0005,753
Trading account gains and fees$0157
Additional Noninterest Income$550,0002,805
Total noninterest expense$8,171,0001,759
Salaries and employee benefits$4,887,0001,544
Premises and equipment expense$781,0002,230
Additional noninterest expense$2,503,0001,968
Pre-tax net operating income$5,552,000978
Securities gains (losses)$31,0002,692
Applicable income taxes$04,802
Income before extraordinary items$5,583,000816
Extraordinary gains, net$020
Net income$5,583,000813
Minority interest net income$086
Net income of bank and minority interests.$5,583,000816
Net charge-offs$176,0003,428
Cash dividends$834,0001,498
Sale, conversion, retirement of capital stock, net$226,000330
Net operating income$5,552,000764
2012-06-30 (YTD Data)Rank
Total interest income$9,062,0001,502
Total interest expense$707,0003,033
Net interest income$8,355,0001,325
Provision for loan and lease losses$510,0001,775
Total noninterest income$910,0002,305
Gross Fiduciary activities income$712,000377
Service charges on deposit accounts$43,0005,727
Trading account gains and fees$0153
Additional Noninterest Income$155,0004,023
Total noninterest expense$5,259,0001,826
Salaries and employee benefits$3,201,0001,580
Premises and equipment expense$528,0002,183
Additional noninterest expense$1,530,0002,121
Pre-tax net operating income$3,496,0001,013
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$3,496,000864
Extraordinary gains, net$019
Net income$3,496,000862
Minority interest net income$084
Net income of bank and minority interests.$3,496,000864
Net charge-offs$173,0002,900
Cash dividends$834,0001,133
Sale, conversion, retirement of capital stock, net$165,000294
Net operating income$3,496,000799
2012-03-31 (YTD Data)Rank
Total interest income$4,382,0001,574
Total interest expense$348,0003,163
Net interest income$4,034,0001,372
Provision for loan and lease losses$274,0001,684
Total noninterest income$380,0002,561
Gross Fiduciary activities income$325,000391
Service charges on deposit accounts$20,0005,813
Trading account gains and fees$0148
Additional Noninterest Income$35,0005,179
Total noninterest expense$2,592,0001,848
Salaries and employee benefits$1,592,0001,589
Premises and equipment expense$264,0002,190
Additional noninterest expense$736,0002,192
Pre-tax net operating income$1,548,0001,136
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,548,000961
Extraordinary gains, net$019
Net income$1,548,000963
Minority interest net income$078
Net income of bank and minority interests.$1,548,000962
Net charge-offs$171,0001,980
Cash dividends$834,000560
Sale, conversion, retirement of capital stock, net$83,000242
Net operating income$1,548,000901
2011-12-31 (YTD Data)Rank
Total interest income$17,387,0001,636
Total interest expense$1,655,0003,188
Net interest income$15,732,0001,415
Provision for loan and lease losses$813,0002,722
Total noninterest income$1,483,0002,471
Gross Fiduciary activities income$996,000398
Service charges on deposit accounts$77,0005,860
Trading account gains and fees$0146
Additional Noninterest Income$410,0003,395
Total noninterest expense$10,686,0001,803
Salaries and employee benefits$5,737,0001,692
Premises and equipment expense$1,321,0001,884
Additional noninterest expense$3,628,0001,855
Pre-tax net operating income$5,716,0001,050
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$5,716,000877
Extraordinary gains, net$029
Net income$5,716,000876
Minority interest net income$096
Net income of bank and minority interests.$5,716,000877
Net charge-offs$568,0003,026
Cash dividends$1,342,0001,333
Sale, conversion, retirement of capital stock, net$284,000479
Net operating income$5,716,000846
2011-09-30 (YTD Data)Rank
Total interest income$12,802,0001,677
Total interest expense$1,291,0003,208
Net interest income$11,511,0001,457
Provision for loan and lease losses$717,0002,414
Total noninterest income$1,084,0002,500
Gross Fiduciary activities income$727,000400
Service charges on deposit accounts$60,0005,838
Trading account gains and fees$0145
Additional Noninterest Income$297,0003,476
Total noninterest expense$7,708,0001,868
Salaries and employee benefits$4,089,0001,788
Premises and equipment expense$1,060,0001,772
Additional noninterest expense$2,559,0001,977
Pre-tax net operating income$4,170,0001,109
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$4,170,000914
Extraordinary gains, net$021
Net income$4,170,000913
Minority interest net income$087
Net income of bank and minority interests.$4,170,000914
Net charge-offs$414,0002,870
Cash dividends$1,342,000919
Sale, conversion, retirement of capital stock, net$83,000601
Net operating income$4,170,000876
2011-06-30 (YTD Data)Rank
Total interest income$8,360,0001,734
Total interest expense$903,0003,197
Net interest income$7,457,0001,493
Provision for loan and lease losses$499,0002,332
Total noninterest income$711,0002,518
Gross Fiduciary activities income$487,000407
Service charges on deposit accounts$41,0005,787
Trading account gains and fees$0153
Additional Noninterest Income$183,0003,646
Total noninterest expense$5,197,0001,863
Salaries and employee benefits$2,700,0001,818
Premises and equipment expense$795,0001,589
Additional noninterest expense$1,702,0002,007
Pre-tax net operating income$2,472,0001,200
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$2,472,000989
Extraordinary gains, net$015
Net income$2,472,000987
Minority interest net income$089
Net income of bank and minority interests.$2,472,000989
Net charge-offs$197,0003,135
Cash dividends$1,118,000738
Sale, conversion, retirement of capital stock, net$53,000526
Net operating income$2,472,000960
2011-03-31 (YTD Data)Rank
Total interest income$4,073,0001,772
Total interest expense$468,0003,212
Net interest income$3,605,0001,541
Provision for loan and lease losses$263,0002,126
Total noninterest income$303,0002,808
Gross Fiduciary activities income$215,000438
Service charges on deposit accounts$22,0005,670
Trading account gains and fees$0158
Additional Noninterest Income$66,0004,229
Total noninterest expense$2,534,0001,915
Salaries and employee benefits$1,306,0001,899
Premises and equipment expense$440,0001,459
Additional noninterest expense$788,0002,135
Pre-tax net operating income$1,111,0001,306
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,111,0001,102
Extraordinary gains, net$09
Net income$1,111,0001,101
Minority interest net income$086
Net income of bank and minority interests.$1,111,0001,102
Net charge-offs$146,0002,387
Cash dividends$895,000435
Sale, conversion, retirement of capital stock, net$23,000516
Net operating income$1,111,0001,071
2010-12-31 (YTD Data)Rank
Total interest income$15,303,0001,973
Total interest expense$2,307,0003,187
Net interest income$12,996,0001,700
Provision for loan and lease losses$836,0003,346
Total noninterest income$1,202,0002,913
Gross Fiduciary activities income$820,000438
Service charges on deposit accounts$86,0005,684
Trading account gains and fees$0175
Additional Noninterest Income$296,0003,964
Total noninterest expense$8,961,0002,165
Salaries and employee benefits$4,614,0002,096
Premises and equipment expense$1,149,0002,204
Additional noninterest expense$3,198,0002,170
Pre-tax net operating income$4,401,0001,151
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$4,401,000985
Extraordinary gains, net$029
Net income$4,401,000987
Minority interest net income$0111
Net income of bank and minority interests.$4,401,000988
Net charge-offs$385,0003,978
Cash dividends$776,0001,795
Sale, conversion, retirement of capital stock, net$83,000832
Net operating income$4,401,000951
2010-09-30 (YTD Data)Rank
Total interest income$11,287,0002,050
Total interest expense$1,788,0003,228
Net interest income$9,499,0001,768
Provision for loan and lease losses$643,0003,150
Total noninterest income$886,0002,963
Gross Fiduciary activities income$615,000438
Service charges on deposit accounts$64,0005,762
Trading account gains and fees$0165
Additional Noninterest Income$207,0004,125
Total noninterest expense$6,323,0002,292
Salaries and employee benefits$3,423,0002,116
Premises and equipment expense$670,0002,766
Additional noninterest expense$2,230,0002,272
Pre-tax net operating income$3,419,0001,168
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$3,419,0001,009
Extraordinary gains, net$023
Net income$3,419,0001,011
Minority interest net income$0110
Net income of bank and minority interests.$3,419,0001,012
Net charge-offs$309,0003,690
Cash dividends$553,0001,641
Sale, conversion, retirement of capital stock, net$60,000793
Net operating income$3,419,000968
2010-06-30 (YTD Data)Rank
Total interest income$7,384,0002,108
Total interest expense$1,248,0003,208
Net interest income$6,136,0001,824
Provision for loan and lease losses$393,0003,225
Total noninterest income$583,0002,927
Gross Fiduciary activities income$409,000446
Service charges on deposit accounts$43,0005,791
Trading account gains and fees$0152
Additional Noninterest Income$131,0004,207
Total noninterest expense$4,203,0002,299
Salaries and employee benefits$2,262,0002,152
Premises and equipment expense$443,0002,797
Additional noninterest expense$1,498,0002,259
Pre-tax net operating income$2,123,0001,231
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$2,123,0001,061
Extraordinary gains, net$019
Net income$2,123,0001,062
Minority interest net income$0105
Net income of bank and minority interests.$2,123,0001,062
Net charge-offs$309,0003,009
Cash dividends$553,0001,226
Sale, conversion, retirement of capital stock, net$50,000672
Net operating income$2,123,0001,012
2010-03-31 (YTD Data)Rank
Total interest income$3,629,0002,205
Total interest expense$660,0003,188
Net interest income$2,969,0001,915
Provision for loan and lease losses$227,0002,805
Total noninterest income$259,0003,155
Gross Fiduciary activities income$183,000477
Service charges on deposit accounts$22,0005,793
Trading account gains and fees$0175
Additional Noninterest Income$54,0004,552
Total noninterest expense$2,096,0002,329
Salaries and employee benefits$1,106,0002,231
Premises and equipment expense$224,0002,840
Additional noninterest expense$766,0002,219
Pre-tax net operating income$905,0001,444
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$905,0001,205
Extraordinary gains, net$016
Net income$905,0001,208
Minority interest net income$091
Net income of bank and minority interests.$905,0001,207
Net charge-offs$-2,0007,007
Cash dividends$553,000606
Sale, conversion, retirement of capital stock, net$28,000567
Net operating income$905,0001,179
2009-12-31 (YTD Data)Rank
Total interest income$14,297,0002,342
Total interest expense$3,651,0002,946
Net interest income$10,646,0002,062
Provision for loan and lease losses$1,111,0003,336
Total noninterest income$725,0003,990
Gross Fiduciary activities income$607,000508
Service charges on deposit accounts$75,0006,093
Trading account gains and fees$0211
Additional Noninterest Income$43,0006,513
Total noninterest expense$8,450,0002,336
Salaries and employee benefits$4,337,0002,270
Premises and equipment expense$887,0002,858
Additional noninterest expense$3,226,0002,198
Pre-tax net operating income$1,810,0002,073
Securities gains (losses)$1,0003,653
Applicable income taxes$04,388
Income before extraordinary items$1,811,0001,831
Extraordinary gains, net$034
Net income$1,811,0001,828
Minority interest net income$0115
Net income of bank and minority interests.$1,811,0001,830
Net charge-offs$582,0003,601
Cash dividends$638,0002,231
Sale, conversion, retirement of capital stock, net$339,000610
Net operating income$1,810,0001,793
2009-09-30 (YTD Data)Rank
Total interest income$10,729,0002,373
Total interest expense$2,876,0002,952
Net interest income$7,853,0002,087
Provision for loan and lease losses$925,0002,891
Total noninterest income$497,0004,237
Gross Fiduciary activities income$444,000507
Service charges on deposit accounts$55,0006,160
Trading account gains and fees$0212
Additional Noninterest Income$-2,0007,640
Total noninterest expense$6,423,0002,308
Salaries and employee benefits$3,294,0002,264
Premises and equipment expense$669,0002,880
Additional noninterest expense$2,460,0002,141
Pre-tax net operating income$1,002,0002,732
Securities gains (losses)$1,0003,393
Applicable income taxes$04,592
Income before extraordinary items$1,003,0002,479
Extraordinary gains, net$027
Net income$1,003,0002,477
Minority interest net income$0118
Net income of bank and minority interests.$1,003,0002,480
Net charge-offs$583,0002,832
Cash dividends$638,0001,724
Sale, conversion, retirement of capital stock, net$255,000533
Net operating income$1,002,0002,427
2009-06-30 (YTD Data)Rank
Total interest income$7,145,0002,402
Total interest expense$1,977,0002,997
Net interest income$5,168,0002,117
Provision for loan and lease losses$725,0002,448
Total noninterest income$354,0004,097
Gross Fiduciary activities income$290,000514
Service charges on deposit accounts$37,0006,182
Trading account gains and fees$0193
Additional Noninterest Income$27,0006,503
Total noninterest expense$4,286,0002,335
Salaries and employee benefits$2,218,0002,279
Premises and equipment expense$442,0002,938
Additional noninterest expense$1,626,0002,176
Pre-tax net operating income$511,0003,262
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$511,0003,050
Extraordinary gains, net$021
Net income$511,0003,047
Minority interest net income$0112
Net income of bank and minority interests.$511,0003,049
Net charge-offs$290,0002,976
Cash dividends$638,0001,353
Sale, conversion, retirement of capital stock, net$87,000637
Net operating income$511,0002,948
2009-03-31 (YTD Data)Rank
Total interest income$3,563,0002,434
Total interest expense$1,057,0002,931
Net interest income$2,506,0002,191
Provision for loan and lease losses$375,0002,048
Total noninterest income$182,0004,002
Gross Fiduciary activities income$130,000547
Service charges on deposit accounts$18,0006,172
Trading account gains and fees$0171
Additional Noninterest Income$34,0005,436
Total noninterest expense$2,100,0002,319
Salaries and employee benefits$1,108,0002,310
Premises and equipment expense$224,0002,955
Additional noninterest expense$768,0002,060
Pre-tax net operating income$213,0003,932
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$213,0003,764
Extraordinary gains, net$015
Net income$213,0003,763
Minority interest net income$0102
Net income of bank and minority interests.$213,0003,765
Net charge-offs$05,728
Cash dividends$638,000683
Sale, conversion, retirement of capital stock, net$45,000526
Net operating income$213,0003,608
2008-12-31 (YTD Data)Rank
Total interest income$13,848,0002,668
Total interest expense$4,557,0003,204
Net interest income$9,291,0002,353
Provision for loan and lease losses$1,096,0002,573
Total noninterest income$544,0004,661
Gross Fiduciary activities income$385,000621
Service charges on deposit accounts$52,0006,596
Trading account gains and fees$0154
Additional Noninterest Income$107,0005,830
Total noninterest expense$7,978,0002,382
Salaries and employee benefits$4,383,0002,314
Premises and equipment expense$850,0003,026
Additional noninterest expense$2,745,0002,178
Pre-tax net operating income$761,0004,255
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$761,0003,809
Extraordinary gains, net$039
Net income$761,0003,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$774,0002,244
Cash dividends$125,0004,834
Sale, conversion, retirement of capital stock, net$127,000903
Net operating income$761,0003,926
2008-09-30 (YTD Data)Rank
Total interest income$10,267,0002,757
Total interest expense$3,336,0003,355
Net interest income$6,931,0002,383
Provision for loan and lease losses$536,0002,642
Total noninterest income$403,0004,797
Gross Fiduciary activities income$267,000644
Service charges on deposit accounts$37,0006,695
Trading account gains and fees$0148
Additional Noninterest Income$99,0005,644
Total noninterest expense$5,631,0002,512
Salaries and employee benefits$3,346,0002,298
Premises and equipment expense$633,0003,054
Additional noninterest expense$1,652,0002,551
Pre-tax net operating income$1,167,0003,378
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$1,167,0002,809
Extraordinary gains, net$031
Net income$1,167,0002,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$270,0002,683
Cash dividends$125,0004,247
Sale, conversion, retirement of capital stock, net$96,000786
Net operating income$1,167,0002,953
2008-06-30 (YTD Data)Rank
Total interest income$6,753,0002,816
Total interest expense$2,255,0003,442
Net interest income$4,498,0002,424
Provision for loan and lease losses$418,0002,117
Total noninterest income$231,0005,160
Gross Fiduciary activities income$163,000675
Service charges on deposit accounts$23,0006,769
Trading account gains and fees$0149
Additional Noninterest Income$45,0006,281
Total noninterest expense$3,624,0002,601
Salaries and employee benefits$2,228,0002,328
Premises and equipment expense$414,0003,121
Additional noninterest expense$982,0002,793
Pre-tax net operating income$687,0003,732
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$687,0003,356
Extraordinary gains, net$021
Net income$687,0003,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,131
Cash dividends$125,0003,902
Sale, conversion, retirement of capital stock, net$65,000692
Net operating income$687,0003,302
2008-03-31 (YTD Data)Rank
Total interest income$3,462,0002,818
Total interest expense$1,281,0003,291
Net interest income$2,181,0002,503
Provision for loan and lease losses$123,0002,433
Total noninterest income$106,0005,305
Gross Fiduciary activities income$72,000723
Service charges on deposit accounts$12,0006,732
Trading account gains and fees$0158
Additional Noninterest Income$22,0006,334
Total noninterest expense$1,746,0002,677
Salaries and employee benefits$1,005,0002,570
Premises and equipment expense$210,0003,095
Additional noninterest expense$531,0002,581
Pre-tax net operating income$418,0003,449
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$418,0003,098
Extraordinary gains, net$015
Net income$418,0003,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0003,243
Cash dividends$125,0002,728
Sale, conversion, retirement of capital stock, net$34,000560
Net operating income$418,0003,019
2007-12-31 (YTD Data)Rank
Total interest income$13,263,0003,000
Total interest expense$5,346,0003,303
Net interest income$7,917,0002,748
Provision for loan and lease losses$494,0002,343
Total noninterest income$163,0007,012
Gross Fiduciary activities income$65,000973
Service charges on deposit accounts$42,0006,872
Trading account gains and fees$0178
Additional Noninterest Income$56,0006,977
Total noninterest expense$6,014,0002,962
Salaries and employee benefits$3,851,0002,574
Premises and equipment expense$756,0003,233
Additional noninterest expense$1,407,0003,607
Pre-tax net operating income$1,572,0003,822
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$1,572,0003,342
Extraordinary gains, net$039
Net income$1,572,0003,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$92,000949
Net operating income$1,572,0003,323
2007-09-30 (YTD Data)Rank
Total interest income$9,662,0003,085
Total interest expense$3,888,0003,373
Net interest income$5,774,0002,832
Provision for loan and lease losses$397,0001,879
Total noninterest income$79,0007,553
Gross Fiduciary activities income$9,0001,194
Service charges on deposit accounts$30,0006,928
Trading account gains and fees$0184
Additional Noninterest Income$40,0007,060
Total noninterest expense$4,318,0003,050
Salaries and employee benefits$2,752,0002,681
Premises and equipment expense$557,0003,260
Additional noninterest expense$1,009,0003,672
Pre-tax net operating income$1,138,0004,067
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$1,138,0003,592
Extraordinary gains, net$033
Net income$1,138,0003,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$51,000887
Net operating income$1,138,0003,573
2007-06-30 (YTD Data)Rank
Total interest income$6,065,0003,267
Total interest expense$2,408,0003,558
Net interest income$3,657,0003,006
Provision for loan and lease losses$306,0001,510
Total noninterest income$41,0007,837
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$18,0007,024
Trading account gains and fees$0168
Additional Noninterest Income$23,0007,240
Total noninterest expense$2,725,0003,218
Salaries and employee benefits$1,731,0002,861
Premises and equipment expense$368,0003,306
Additional noninterest expense$626,0003,895
Pre-tax net operating income$667,0004,430
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$667,0003,936
Extraordinary gains, net$029
Net income$667,0003,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$20,000903
Net operating income$667,0003,923
2007-03-31 (YTD Data)Rank
Total interest income$2,729,0003,549
Total interest expense$1,097,0003,771
Net interest income$1,632,0003,307
Provision for loan and lease losses$121,0001,743
Total noninterest income$23,0007,735
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$9,0007,042
Trading account gains and fees$0195
Additional Noninterest Income$14,0007,050
Total noninterest expense$1,296,0003,359
Salaries and employee benefits$839,0002,953
Premises and equipment expense$184,0003,333
Additional noninterest expense$273,0004,239
Pre-tax net operating income$238,0005,153
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$238,0004,677
Extraordinary gains, net$022
Net income$238,0004,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$10,000767
Net operating income$238,0004,661
2006-12-31 (YTD Data)Rank
Total interest income$8,027,0004,186
Total interest expense$2,725,0004,566
Net interest income$5,302,0003,849
Provision for loan and lease losses$510,0001,870
Total noninterest income$52,0008,197
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$26,0007,206
Trading account gains and fees$0130
Additional Noninterest Income$26,0007,799
Total noninterest expense$4,094,0003,924
Salaries and employee benefits$2,501,0003,609
Premises and equipment expense$589,0003,820
Additional noninterest expense$1,004,0004,501
Pre-tax net operating income$750,0005,786
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$750,0005,357
Extraordinary gains, net$051
Net income$750,0005,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$30,0001,066
Net operating income$750,0005,351
2006-09-30 (YTD Data)Rank
Total interest income$5,595,0004,374
Total interest expense$1,819,0004,827
Net interest income$3,776,0004,007
Provision for loan and lease losses$397,0001,717
Total noninterest income$36,0008,311
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$18,0007,310
Trading account gains and fees$0126
Additional Noninterest Income$18,0007,902
Total noninterest expense$2,902,0004,072
Salaries and employee benefits$1,783,0003,750
Premises and equipment expense$411,0004,037
Additional noninterest expense$708,0004,664
Pre-tax net operating income$513,0006,165
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$513,0005,700
Extraordinary gains, net$045
Net income$513,0005,702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$75,000757
Net operating income$513,0005,694
2006-06-30 (YTD Data)Rank
Total interest income$3,398,0004,598
Total interest expense$1,017,0005,186
Net interest income$2,381,0004,183
Provision for loan and lease losses$266,0001,674
Total noninterest income$23,0008,387
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$12,0007,358
Trading account gains and fees$0126
Additional Noninterest Income$11,0008,021
Total noninterest expense$1,779,0004,342
Salaries and employee benefits$1,129,0003,925
Premises and equipment expense$218,0004,670
Additional noninterest expense$432,0004,959
Pre-tax net operating income$359,0006,105
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$359,0005,628
Extraordinary gains, net$039
Net income$359,0005,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$50,000631
Net operating income$359,0005,626
2006-03-31 (YTD Data)Rank
Total interest income$1,568,0004,765
Total interest expense$450,0005,392
Net interest income$1,118,0004,377
Provision for loan and lease losses$128,0001,658
Total noninterest income$10,0008,429
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$5,0007,423
Trading account gains and fees$0115
Additional Noninterest Income$5,0008,055
Total noninterest expense$877,0004,400
Salaries and employee benefits$557,0003,970
Premises and equipment expense$101,0004,920
Additional noninterest expense$219,0004,892
Pre-tax net operating income$123,0006,769
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$123,0006,368
Extraordinary gains, net$021
Net income$123,0006,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$25,000474
Net operating income$123,0006,367
2005-12-31 (YTD Data)Rank
Total interest income$4,414,0005,542
Total interest expense$1,070,0006,114
Net interest income$3,344,0005,145
Provision for loan and lease losses$352,0002,505
Total noninterest income$37,0008,501
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$14,0007,544
Trading account gains and fees$0138
Additional Noninterest Income$23,0008,051
Total noninterest expense$2,426,0005,469
Salaries and employee benefits$1,536,0004,969
Premises and equipment expense$261,0006,098
Additional noninterest expense$629,0005,911
Pre-tax net operating income$603,0006,415
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$603,0005,989
Extraordinary gains, net$046
Net income$603,0005,993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$7,300,000253
Net operating income$603,0005,957
2005-09-30 (YTD Data)Rank
Total interest income$2,982,0005,821
Total interest expense$694,0006,380
Net interest income$2,288,0005,465
Provision for loan and lease losses$228,0002,692
Total noninterest income$29,0008,547
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$11,0007,593
Trading account gains and fees$0126
Additional Noninterest Income$18,0008,051
Total noninterest expense$1,677,0005,701
Salaries and employee benefits$1,057,0005,243
Premises and equipment expense$170,0006,427
Additional noninterest expense$450,0006,016
Pre-tax net operating income$412,0006,732
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$412,0006,299
Extraordinary gains, net$035
Net income$412,0006,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$7,300,000178
Net operating income$412,0006,259
2005-06-30 (YTD Data)Rank
Total interest income$1,777,0006,081
Total interest expense$401,0006,598
Net interest income$1,376,0005,773
Provision for loan and lease losses$115,0003,168
Total noninterest income$20,0008,542
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$11,0007,506
Trading account gains and fees$0116
Additional Noninterest Income$9,0008,213
Total noninterest expense$993,0006,092
Salaries and employee benefits$610,0005,696
Premises and equipment expense$100,0006,702
Additional noninterest expense$283,0006,173
Pre-tax net operating income$288,0006,659
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$288,0006,204
Extraordinary gains, net$030
Net income$288,0006,207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$7,300,000114
Net operating income$288,0006,149
2005-03-31 (YTD Data)Rank
Total interest income$826,0006,294
Total interest expense$176,0006,841
Net interest income$650,0005,973
Provision for loan and lease losses$50,0003,171
Total noninterest income$10,0008,609
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$5,0007,590
Trading account gains and fees$0115
Additional Noninterest Income$5,0008,232
Total noninterest expense$457,0006,381
Salaries and employee benefits$274,0006,088
Premises and equipment expense$46,0006,938
Additional noninterest expense$137,0006,307
Pre-tax net operating income$153,0006,518
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$153,0006,049
Extraordinary gains, net$024
Net income$153,0006,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$153,0006,017
2004-12-31 (YTD Data)Rank
Total interest income$2,157,0007,219
Total interest expense$437,0007,546
Net interest income$1,720,0007,017
Provision for loan and lease losses$307,0002,864
Total noninterest income$17,0008,799
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$17,0007,698
Trading account gains and fees$0138
Additional Noninterest Income$08,822
Total noninterest expense$1,560,0006,780
Salaries and employee benefits$953,0006,436
Premises and equipment expense$174,0007,048
Additional noninterest expense$433,0006,942
Pre-tax net operating income$-130,0008,502
Securities gains (losses)$14,0002,631
Applicable income taxes$07,185
Income before extraordinary items$-116,0008,534
Extraordinary gains, net$034
Net income$-116,0008,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-130,0008,512
2004-09-30 (YTD Data)Rank
Total interest income$1,450,0007,474
Total interest expense$294,0007,737
Net interest income$1,156,0007,281
Provision for loan and lease losses$282,0002,373
Total noninterest income$11,0008,875
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$11,0007,770
Trading account gains and fees$0134
Additional Noninterest Income$08,890
Total noninterest expense$1,089,0006,940
Salaries and employee benefits$652,0006,686
Premises and equipment expense$129,0007,057
Additional noninterest expense$308,0007,021
Pre-tax net operating income$-204,0008,648
Securities gains (losses)$14,0002,518
Applicable income taxes$07,220
Income before extraordinary items$-190,0008,672
Extraordinary gains, net$026
Net income$-190,0008,674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-204,0008,655
2004-06-30 (YTD Data)Rank
Total interest income$809,0007,850
Total interest expense$182,0007,912
Net interest income$627,0007,724
Provision for loan and lease losses$188,0002,313
Total noninterest income$7,0008,933
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$7,0007,820
Trading account gains and fees$0130
Additional Noninterest Income$08,943
Total noninterest expense$726,0006,980
Salaries and employee benefits$441,0006,683
Premises and equipment expense$82,0007,177
Additional noninterest expense$203,0007,091
Pre-tax net operating income$-280,0008,803
Securities gains (losses)$14,0002,233
Applicable income taxes$07,214
Income before extraordinary items$-266,0008,833
Extraordinary gains, net$021
Net income$-266,0008,833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-280,0008,814
2004-03-31 (YTD Data)Rank
Total interest income$336,0008,198
Total interest expense$89,0008,022
Net interest income$247,0008,144
Provision for loan and lease losses$94,0002,217
Total noninterest income$2,0009,001
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,0007,896
Trading account gains and fees$0121
Additional Noninterest Income$08,950
Total noninterest expense$359,0007,051
Salaries and employee benefits$230,0006,607
Premises and equipment expense$41,0007,205
Additional noninterest expense$88,0007,433
Pre-tax net operating income$-204,0008,912
Securities gains (losses)$14,0001,880
Applicable income taxes$07,103
Income before extraordinary items$-190,0008,935
Extraordinary gains, net$016
Net income$-190,0008,935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-204,0008,915
2003-12-31 (YTD Data)Rank
Total interest income$202,0009,074
Total interest expense$72,0009,008
Net interest income$130,0009,079
Provision for loan and lease losses$190,0004,118
Total noninterest income$2,0009,113
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,0008,036
Trading account gains and fees$0160
Additional Noninterest Income$1,0009,013
Total noninterest expense$896,0008,087
Salaries and employee benefits$385,0008,468
Premises and equipment expense$71,0008,472
Additional noninterest expense$440,0006,901
Pre-tax net operating income$-954,0008,964
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$-954,0009,030
Extraordinary gains, net$054
Net income$-954,0009,030
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-954,0008,981
2003-09-30 (YTD Data)Rank
Total interest income$51,0009,197
Total interest expense$13,0009,159
Net interest income$38,0009,194
Provision for loan and lease losses$52,0005,729
Total noninterest income$09,186
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$08,111
Trading account gains and fees$0153
Additional Noninterest Income$09,106
Total noninterest expense$451,0008,656
Salaries and employee benefits$142,0009,067
Premises and equipment expense$16,0009,112
Additional noninterest expense$293,0007,201
Pre-tax net operating income$-465,0008,941
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$-465,0009,014
Extraordinary gains, net$040
Net income$-465,0009,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-465,0008,955

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.