Home > Steel Valley Bank > Income and Expense
Steel Valley Bank, Income and Expense
2004-12-31 (YTD Data) | Rank | |
Total interest income | $2,886,000 | 6,544 |
Total interest expense | $965,000 | 5,774 |
Net interest income | $1,921,000 | 6,737 |
Provision for loan and lease losses | $309,000 | 2,855 |
Total noninterest income | $422,000 | 5,677 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $228,000 | 4,935 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $194,000 | 5,170 |
Total noninterest expense | $2,781,000 | 4,921 |
Salaries and employee benefits | $1,048,000 | 6,127 |
Premises and equipment expense | $240,000 | 6,303 |
Additional noninterest expense | $1,493,000 | 3,132 |
Pre-tax net operating income | $-747,000 | 8,740 |
Securities gains (losses) | $0 | 3,819 |
Applicable income taxes | $0 | 7,185 |
Income before extraordinary items | $-747,000 | 8,781 |
Extraordinary gains, net | $0 | 34 |
Net income | $-747,000 | 8,782 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $155,000 | 2,991 |
Cash dividends | $0 | 6,149 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $-747,000 | 8,759 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $2,213,000 | 6,482 |
Total interest expense | $745,000 | 5,649 |
Net interest income | $1,468,000 | 6,691 |
Provision for loan and lease losses | $74,000 | 4,848 |
Total noninterest income | $347,000 | 5,497 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $171,000 | 4,982 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $176,000 | 4,774 |
Total noninterest expense | $1,859,000 | 5,296 |
Salaries and employee benefits | $650,000 | 6,690 |
Premises and equipment expense | $173,000 | 6,379 |
Additional noninterest expense | $1,036,000 | 3,321 |
Pre-tax net operating income | $-118,000 | 8,609 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $0 | 7,220 |
Income before extraordinary items | $-118,000 | 8,639 |
Extraordinary gains, net | $0 | 26 |
Net income | $-118,000 | 8,641 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $139,000 | 2,368 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $-118,000 | 8,607 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $1,500,000 | 6,462 |
Total interest expense | $516,000 | 5,561 |
Net interest income | $984,000 | 6,700 |
Provision for loan and lease losses | $74,000 | 4,051 |
Total noninterest income | $234,000 | 5,453 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $111,000 | 5,035 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $123,000 | 4,730 |
Total noninterest expense | $1,238,000 | 5,324 |
Salaries and employee benefits | $445,000 | 6,645 |
Premises and equipment expense | $115,000 | 6,434 |
Additional noninterest expense | $678,000 | 3,385 |
Pre-tax net operating income | $-94,000 | 8,686 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $0 | 7,214 |
Income before extraordinary items | $-94,000 | 8,716 |
Extraordinary gains, net | $0 | 21 |
Net income | $-94,000 | 8,718 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $105,000 | 2,094 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $-94,000 | 8,688 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $763,000 | 6,430 |
Total interest expense | $260,000 | 5,608 |
Net interest income | $503,000 | 6,664 |
Provision for loan and lease losses | $74,000 | 2,718 |
Total noninterest income | $105,000 | 5,670 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $55,000 | 4,979 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $50,000 | 5,122 |
Total noninterest expense | $634,000 | 5,259 |
Salaries and employee benefits | $234,000 | 6,545 |
Premises and equipment expense | $64,000 | 6,144 |
Additional noninterest expense | $336,000 | 3,408 |
Pre-tax net operating income | $-100,000 | 8,799 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $0 | 7,103 |
Income before extraordinary items | $-100,000 | 8,837 |
Extraordinary gains, net | $0 | 16 |
Net income | $-100,000 | 8,838 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $100,000 | 1,316 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $-100,000 | 8,805 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $3,405,000 | 6,124 |
Total interest expense | $1,150,000 | 5,709 |
Net interest income | $2,255,000 | 6,250 |
Provision for loan and lease losses | $877,000 | 1,353 |
Total noninterest income | $743,000 | 4,397 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $250,000 | 4,758 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $493,000 | 3,604 |
Total noninterest expense | $2,600,000 | 5,081 |
Salaries and employee benefits | $1,083,000 | 5,986 |
Premises and equipment expense | $270,000 | 5,966 |
Additional noninterest expense | $1,247,000 | 3,621 |
Pre-tax net operating income | $-479,000 | 8,813 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $-173,000 | 8,999 |
Income before extraordinary items | $-306,000 | 8,822 |
Extraordinary gains, net | $0 | 54 |
Net income | $-306,000 | 8,824 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $805,000 | 1,087 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $167,000 | 630 |
Net operating income | $-306,000 | 8,758 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $2,608,000 | 6,142 |
Total interest expense | $892,000 | 5,745 |
Net interest income | $1,716,000 | 6,223 |
Provision for loan and lease losses | $741,000 | 1,159 |
Total noninterest income | $642,000 | 4,122 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $193,000 | 4,706 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $449,000 | 3,334 |
Total noninterest expense | $1,982,000 | 5,013 |
Salaries and employee benefits | $812,000 | 5,965 |
Premises and equipment expense | $214,000 | 5,799 |
Additional noninterest expense | $956,000 | 3,530 |
Pre-tax net operating income | $-365,000 | 8,904 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $-131,000 | 9,088 |
Income before extraordinary items | $-234,000 | 8,921 |
Extraordinary gains, net | $0 | 40 |
Net income | $-234,000 | 8,922 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $664,000 | 940 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $166,000 | 471 |
Net operating income | $-234,000 | 8,856 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $1,779,000 | 6,105 |
Total interest expense | $609,000 | 5,789 |
Net interest income | $1,170,000 | 6,139 |
Provision for loan and lease losses | $635,000 | 944 |
Total noninterest income | $406,000 | 4,210 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $133,000 | 4,584 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $273,000 | 3,470 |
Total noninterest expense | $1,309,000 | 5,036 |
Salaries and employee benefits | $536,000 | 6,000 |
Premises and equipment expense | $155,000 | 5,554 |
Additional noninterest expense | $618,000 | 3,627 |
Pre-tax net operating income | $-368,000 | 9,018 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $-127,000 | 9,156 |
Income before extraordinary items | $-241,000 | 9,035 |
Extraordinary gains, net | $0 | 30 |
Net income | $-241,000 | 9,034 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $545,000 | 807 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $166,000 | 354 |
Net operating income | $-241,000 | 8,966 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $909,000 | 6,066 |
Total interest expense | $311,000 | 5,833 |
Net interest income | $598,000 | 6,070 |
Provision for loan and lease losses | $435,000 | 683 |
Total noninterest income | $132,000 | 5,205 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $71,000 | 4,347 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $61,000 | 4,883 |
Total noninterest expense | $656,000 | 5,032 |
Salaries and employee benefits | $268,000 | 6,005 |
Premises and equipment expense | $79,000 | 5,487 |
Additional noninterest expense | $309,000 | 3,577 |
Pre-tax net operating income | $-361,000 | 9,170 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $-125,000 | 9,234 |
Income before extraordinary items | $-236,000 | 9,157 |
Extraordinary gains, net | $0 | 21 |
Net income | $-236,000 | 9,154 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $485,000 | 508 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $166,000 | 200 |
Net operating income | $-236,000 | 9,102 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $4,244,000 | 5,723 |
Total interest expense | $1,552,000 | 5,621 |
Net interest income | $2,692,000 | 5,665 |
Provision for loan and lease losses | $736,000 | 1,753 |
Total noninterest income | $502,000 | 5,202 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $277,000 | 4,422 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $225,000 | 4,791 |
Total noninterest expense | $2,275,000 | 5,421 |
Salaries and employee benefits | $966,000 | 6,264 |
Premises and equipment expense | $300,000 | 5,581 |
Additional noninterest expense | $1,009,000 | 4,146 |
Pre-tax net operating income | $183,000 | 7,992 |
Securities gains (losses) | $56,000 | 2,303 |
Applicable income taxes | $74,000 | 6,227 |
Income before extraordinary items | $165,000 | 8,013 |
Extraordinary gains, net | $0 | 70 |
Net income | $165,000 | 8,014 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $752,000 | 1,217 |
Cash dividends | $98,000 | 5,627 |
Sale, conversion, retirement of capital stock, net | $614,000 | 445 |
Net operating income | $126,360 | 8,107 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $5,142,000 | 5,524 |
Total interest expense | $2,256,000 | 5,740 |
Net interest income | $2,886,000 | 5,211 |
Provision for loan and lease losses | $980,000 | 1,271 |
Total noninterest income | $650,000 | 4,382 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $293,000 | 4,212 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $357,000 | 3,766 |
Total noninterest expense | $2,541,000 | 4,903 |
Salaries and employee benefits | $1,273,000 | 5,108 |
Premises and equipment expense | $384,000 | 4,725 |
Additional noninterest expense | $884,000 | 4,464 |
Pre-tax net operating income | $15,000 | 8,669 |
Securities gains (losses) | $1,000 | 4,410 |
Applicable income taxes | $3,000 | 7,803 |
Income before extraordinary items | $13,000 | 8,763 |
Extraordinary gains, net | $0 | 105 |
Net income | $13,000 | 8,762 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $720,000 | 1,193 |
Cash dividends | $78,000 | 5,919 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $12,190 | 8,680 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $5,070,000 | 5,680 |
Total interest expense | $2,019,000 | 6,243 |
Net interest income | $3,051,000 | 5,095 |
Provision for loan and lease losses | $430,000 | 2,132 |
Total noninterest income | $675,000 | 4,099 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $320,000 | 3,866 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $355,000 | 3,598 |
Total noninterest expense | $2,620,000 | 4,699 |
Salaries and employee benefits | $1,294,000 | 4,916 |
Premises and equipment expense | $307,000 | 5,354 |
Additional noninterest expense | $1,019,000 | 3,934 |
Pre-tax net operating income | $676,000 | 6,328 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $224,000 | 5,182 |
Income before extraordinary items | $452,000 | 6,580 |
Extraordinary gains, net | $0 | 38 |
Net income | $452,000 | 6,578 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $377,000 | 1,545 |
Cash dividends | $38,000 | 6,524 |
Sale, conversion, retirement of capital stock, net | $789,000 | 489 |
Net operating income | $452,000 | 6,600 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $4,990,000 | 5,588 |
Total interest expense | $1,982,000 | 6,036 |
Net interest income | $3,008,000 | 5,151 |
Provision for loan and lease losses | $418,000 | 2,043 |
Total noninterest income | $972,000 | 3,155 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $257,000 | 4,444 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $715,000 | 2,339 |
Total noninterest expense | $2,615,000 | 4,712 |
Salaries and employee benefits | $1,202,000 | 5,157 |
Premises and equipment expense | $286,000 | 5,610 |
Additional noninterest expense | $1,127,000 | 3,644 |
Pre-tax net operating income | $947,000 | 5,462 |
Securities gains (losses) | $-2,000 | 8,771 |
Applicable income taxes | $315,000 | 4,704 |
Income before extraordinary items | $630,000 | 5,757 |
Extraordinary gains, net | $0 | 35 |
Net income | $630,000 | 5,755 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $371,000 | 1,546 |
Cash dividends | $21,000 | 6,921 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $631,340 | 5,721 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $4,853,000 | 5,796 |
Total interest expense | $2,189,000 | 5,856 |
Net interest income | $2,664,000 | 5,594 |
Provision for loan and lease losses | $345,000 | 2,334 |
Total noninterest income | $943,000 | 3,221 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $173,000 | 5,536 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $770,000 | 2,231 |
Total noninterest expense | $2,458,000 | 4,828 |
Salaries and employee benefits | $1,037,000 | 5,632 |
Premises and equipment expense | $277,000 | 5,619 |
Additional noninterest expense | $1,144,000 | 3,505 |
Pre-tax net operating income | $804,000 | 6,083 |
Securities gains (losses) | $-8,000 | 10,162 |
Applicable income taxes | $271,000 | 5,443 |
Income before extraordinary items | $525,000 | 6,454 |
Extraordinary gains, net | $0 | 32 |
Net income | $525,000 | 6,453 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $183,000 | 2,595 |
Cash dividends | $24,000 | 7,221 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $530,280 | 6,321 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $4,254,000 | 6,427 |
Total interest expense | $1,787,000 | 6,714 |
Net interest income | $2,467,000 | 6,106 |
Provision for loan and lease losses | $280,000 | 2,757 |
Total noninterest income | $528,000 | 4,820 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $181,000 | 5,643 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $347,000 | 3,600 |
Total noninterest expense | $1,994,000 | 5,671 |
Salaries and employee benefits | $897,000 | 6,306 |
Premises and equipment expense | $194,000 | 6,955 |
Additional noninterest expense | $903,000 | 4,296 |
Pre-tax net operating income | $721,000 | 6,894 |
Securities gains (losses) | $2,000 | 3,292 |
Applicable income taxes | $247,000 | 6,290 |
Income before extraordinary items | $476,000 | 7,124 |
Extraordinary gains, net | $0 | 44 |
Net income | $476,000 | 7,126 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $264,000 | 2,137 |
Cash dividends | $23,000 | 7,575 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $474,680 | 7,090 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $3,616,000 | 7,255 |
Total interest expense | $1,418,000 | 7,792 |
Net interest income | $2,198,000 | 6,772 |
Provision for loan and lease losses | $370,000 | 2,206 |
Total noninterest income | $353,000 | 6,405 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $136,000 | 6,733 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $217,000 | 4,953 |
Total noninterest expense | $1,987,000 | 5,968 |
Salaries and employee benefits | $937,000 | 6,279 |
Premises and equipment expense | $213,000 | 6,804 |
Additional noninterest expense | $837,000 | 5,027 |
Pre-tax net operating income | $194,000 | 9,824 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $0 | 10,572 |
Income before extraordinary items | $194,000 | 9,353 |
Extraordinary gains, net | $-3,000 | 11,416 |
Net income | $191,000 | 9,390 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $295,000 | 2,106 |
Cash dividends | $23,000 | 8,012 |
Sale, conversion, retirement of capital stock, net | $250,000 | 551 |
Net operating income | $194,000 | 9,292 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $3,067,000 | 8,105 |
Total interest expense | $1,221,000 | 8,523 |
Net interest income | $1,846,000 | 7,653 |
Provision for loan and lease losses | $94,000 | 4,768 |
Total noninterest income | $149,000 | 9,336 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $72,000 | 8,553 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $77,000 | 8,059 |
Total noninterest expense | $1,656,000 | 6,832 |
Salaries and employee benefits | $838,000 | 6,903 |
Premises and equipment expense | $159,000 | 8,051 |
Additional noninterest expense | $659,000 | 6,134 |
Pre-tax net operating income | $245,000 | 10,156 |
Securities gains (losses) | $18,000 | 1,987 |
Applicable income taxes | $0 | 11,151 |
Income before extraordinary items | $263,000 | 9,295 |
Extraordinary gains, net | $0 | 65 |
Net income | $263,000 | 9,300 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $104,000 | 3,672 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $84,000 | 596 |
Net operating income | $245,000 | 9,441 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,446,000 | 9,002 |
Total interest expense | $881,000 | 9,215 |
Net interest income | $1,565,000 | 8,681 |
Provision for loan and lease losses | $113,000 | 4,290 |
Total noninterest income | $122,000 | 10,249 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $59,000 | 9,379 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $63,000 | 8,968 |
Total noninterest expense | $1,383,000 | 7,963 |
Salaries and employee benefits | $736,000 | 7,625 |
Premises and equipment expense | $134,000 | 8,981 |
Additional noninterest expense | $513,000 | 7,729 |
Pre-tax net operating income | $191,000 | 10,963 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $0 | 11,630 |
Income before extraordinary items | $191,000 | 10,382 |
Extraordinary gains, net | $0 | 249 |
Net income | $191,000 | 10,386 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $107,000 | 3,602 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $274,000 | 642 |
Net operating income | $191,000 | 10,434 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,760,000 | 10,678 |
Total interest expense | $696,000 | 10,610 |
Net interest income | $1,064,000 | 10,553 |
Provision for loan and lease losses | $66,000 | 6,760 |
Total noninterest income | $147,000 | 10,263 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $51,000 | 10,018 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $96,000 | 8,002 |
Total noninterest expense | $1,127,000 | 9,214 |
Salaries and employee benefits | $559,000 | 9,133 |
Premises and equipment expense | $160,000 | 8,641 |
Additional noninterest expense | $408,000 | 9,179 |
Pre-tax net operating income | $18,000 | 12,313 |
Securities gains (losses) | $-6,000 | 12,616 |
Applicable income taxes | $0 | 12,141 |
Income before extraordinary items | $12,000 | 12,466 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $12,000 | 12,487 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $25,000 | 7,365 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $320,000 | 691 |
Net operating income | $18,000 | 12,302 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,580,000 | 11,777 |
Total interest expense | $912,000 | 10,811 |
Net interest income | $668,000 | 12,447 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $85,000 | 12,134 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $28,000 | 11,127 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $57,000 | 9,979 |
Total noninterest expense | $1,042,000 | 9,790 |
Salaries and employee benefits | $437,000 | 10,435 |
Premises and equipment expense | $144,000 | 9,299 |
Additional noninterest expense | $461,000 | 8,858 |
Pre-tax net operating income | $-289,000 | 13,162 |
Securities gains (losses) | $72,000 | 3,538 |
Applicable income taxes | $0 | 12,680 |
Income before extraordinary items | $-217,000 | 13,202 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $-217,000 | 13,195 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $102,000 | 5,871 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $899,000 | 440 |
Net operating income | $-289,000 | 13,140 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.