Home > Steedman Bank > Income and Expense
Steedman Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $792,000 | 12,078 |
| Total interest expense | $339,000 | 11,863 |
| Net interest income | $453,000 | 12,119 |
| Provision for loan and lease losses | $3,000 | 8,961 |
| Total noninterest income | $61,000 | 11,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 9,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 11,916 |
| Total noninterest expense | $348,000 | 12,215 |
| Salaries and employee benefits | $206,000 | 12,027 |
| Premises and equipment expense | $21,000 | 12,416 |
| Additional noninterest expense | $121,000 | 12,106 |
| Pre-tax net operating income | $163,000 | 11,177 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $47,000 | 10,550 |
| Income before extraordinary items | $116,000 | 11,204 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $116,000 | 11,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $27,000 | 8,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $116,000 | 11,254 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $792,000 | 12,687 |
| Total interest expense | $366,000 | 12,377 |
| Net interest income | $426,000 | 12,749 |
| Provision for loan and lease losses | $5,000 | 10,098 |
| Total noninterest income | $51,000 | 12,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 10,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 13,037 |
| Total noninterest expense | $354,000 | 12,819 |
| Salaries and employee benefits | $177,000 | 12,811 |
| Premises and equipment expense | $57,000 | 11,958 |
| Additional noninterest expense | $120,000 | 12,760 |
| Pre-tax net operating income | $118,000 | 11,732 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $33,000 | 11,311 |
| Income before extraordinary items | $85,000 | 11,961 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $85,000 | 11,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $27,000 | 8,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $85,000 | 11,776 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $816,000 | 13,330 |
| Total interest expense | $410,000 | 13,146 |
| Net interest income | $406,000 | 13,374 |
| Provision for loan and lease losses | $17,000 | 10,772 |
| Total noninterest income | $53,000 | 13,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 10,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 13,603 |
| Total noninterest expense | $304,000 | 13,550 |
| Salaries and employee benefits | $177,000 | 13,348 |
| Premises and equipment expense | $35,000 | 13,246 |
| Additional noninterest expense | $92,000 | 13,594 |
| Pre-tax net operating income | $138,000 | 11,641 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $40,000 | 11,529 |
| Income before extraordinary items | $98,000 | 11,965 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $98,000 | 12,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $32,000 | 8,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $98,000 | 11,671 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.