Home > Stebbins National Bank of Creston > Income and Expense
Stebbins National Bank of Creston, Income and Expense
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $275,000 | 8,455 |
| Total interest expense | $38,000 | 8,770 |
| Net interest income | $237,000 | 8,218 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $29,000 | 8,016 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $22,000 | 6,668 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $276,000 | 7,667 |
| Salaries and employee benefits | $118,000 | 8,147 |
| Premises and equipment expense | $24,000 | 8,053 |
| Additional noninterest expense | $134,000 | 6,328 |
| Pre-tax net operating income | $-10,000 | 8,606 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-10,000 | 8,651 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-10,000 | 8,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,364 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-10,000 | 8,598 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,309,000 | 8,269 |
| Total interest expense | $234,000 | 8,653 |
| Net interest income | $1,075,000 | 7,996 |
| Provision for loan and lease losses | $50,000 | 6,256 |
| Total noninterest income | $114,000 | 8,165 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $88,000 | 6,750 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $26,000 | 8,239 |
| Total noninterest expense | $1,164,000 | 7,549 |
| Salaries and employee benefits | $550,000 | 7,895 |
| Premises and equipment expense | $119,000 | 7,822 |
| Additional noninterest expense | $495,000 | 6,582 |
| Pre-tax net operating income | $-25,000 | 8,572 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-62,000 | 8,887 |
| Income before extraordinary items | $37,000 | 8,513 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $37,000 | 8,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,884 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $37,000 | 8,415 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $978,000 | 8,374 |
| Total interest expense | $186,000 | 8,724 |
| Net interest income | $792,000 | 8,097 |
| Provision for loan and lease losses | $50,000 | 5,747 |
| Total noninterest income | $84,000 | 8,241 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $64,000 | 6,860 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 8,256 |
| Total noninterest expense | $809,000 | 7,709 |
| Salaries and employee benefits | $396,000 | 7,951 |
| Premises and equipment expense | $87,000 | 7,866 |
| Additional noninterest expense | $326,000 | 6,922 |
| Pre-tax net operating income | $17,000 | 8,573 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $24,000 | 6,710 |
| Income before extraordinary items | $-7,000 | 8,741 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-7,000 | 8,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,747 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-7,000 | 8,650 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $679,000 | 8,368 |
| Total interest expense | $132,000 | 8,751 |
| Net interest income | $547,000 | 8,083 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $51,000 | 8,344 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $42,000 | 6,879 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $9,000 | 8,523 |
| Total noninterest expense | $520,000 | 7,811 |
| Salaries and employee benefits | $246,000 | 8,116 |
| Premises and equipment expense | $59,000 | 7,849 |
| Additional noninterest expense | $215,000 | 6,954 |
| Pre-tax net operating income | $48,000 | 8,384 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $16,000 | 6,732 |
| Income before extraordinary items | $32,000 | 8,563 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $32,000 | 8,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,423 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $32,000 | 8,441 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $324,000 | 8,510 |
| Total interest expense | $70,000 | 8,784 |
| Net interest income | $254,000 | 8,223 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $25,000 | 8,378 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $21,000 | 6,829 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $269,000 | 7,762 |
| Salaries and employee benefits | $122,000 | 8,162 |
| Premises and equipment expense | $32,000 | 7,760 |
| Additional noninterest expense | $115,000 | 6,763 |
| Pre-tax net operating income | $0 | 8,688 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $-1,000 | 8,772 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,000 | 8,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,062 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-1,000 | 8,669 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,523,000 | 8,343 |
| Total interest expense | $399,000 | 8,666 |
| Net interest income | $1,124,000 | 8,076 |
| Provision for loan and lease losses | $110,000 | 5,550 |
| Total noninterest income | $119,000 | 8,172 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $84,000 | 6,861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 8,031 |
| Total noninterest expense | $1,111,000 | 7,695 |
| Salaries and employee benefits | $562,000 | 7,878 |
| Premises and equipment expense | $119,000 | 7,896 |
| Additional noninterest expense | $430,000 | 6,932 |
| Pre-tax net operating income | $22,000 | 8,566 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-48,000 | 8,984 |
| Income before extraordinary items | $70,000 | 8,465 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $70,000 | 8,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,648 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $70,000 | 8,375 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,796,000 | 8,419 |
| Total interest expense | $653,000 | 8,716 |
| Net interest income | $1,143,000 | 7,998 |
| Provision for loan and lease losses | $174,000 | 4,487 |
| Total noninterest income | $148,000 | 7,880 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $98,000 | 6,612 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $50,000 | 7,689 |
| Total noninterest expense | $1,171,000 | 7,525 |
| Salaries and employee benefits | $568,000 | 7,816 |
| Premises and equipment expense | $123,000 | 7,956 |
| Additional noninterest expense | $480,000 | 6,576 |
| Pre-tax net operating income | $-54,000 | 8,817 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-19,000 | 9,050 |
| Income before extraordinary items | $-35,000 | 8,880 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-35,000 | 8,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 2,205 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-35,000 | 8,805 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,041,000 | 8,367 |
| Total interest expense | $705,000 | 8,856 |
| Net interest income | $1,336,000 | 7,789 |
| Provision for loan and lease losses | $205,000 | 3,684 |
| Total noninterest income | $133,000 | 8,136 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 6,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,303 |
| Total noninterest expense | $1,133,000 | 7,658 |
| Salaries and employee benefits | $593,000 | 7,737 |
| Premises and equipment expense | $115,000 | 8,191 |
| Additional noninterest expense | $425,000 | 6,964 |
| Pre-tax net operating income | $131,000 | 8,684 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $34,000 | 7,524 |
| Income before extraordinary items | $97,000 | 8,729 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $97,000 | 8,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,857 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $97,000 | 8,718 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,900,000 | 8,613 |
| Total interest expense | $650,000 | 9,071 |
| Net interest income | $1,250,000 | 8,092 |
| Provision for loan and lease losses | $137,000 | 4,478 |
| Total noninterest income | $114,000 | 8,611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 6,985 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 8,963 |
| Total noninterest expense | $1,068,000 | 7,932 |
| Salaries and employee benefits | $569,000 | 7,916 |
| Premises and equipment expense | $88,000 | 8,858 |
| Additional noninterest expense | $411,000 | 7,170 |
| Pre-tax net operating income | $159,000 | 8,764 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $36,000 | 7,887 |
| Income before extraordinary items | $123,000 | 8,815 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $123,000 | 8,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,636 |
| Cash dividends | $27,000 | 6,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $123,000 | 8,776 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,816,000 | 8,905 |
| Total interest expense | $640,000 | 9,371 |
| Net interest income | $1,176,000 | 8,382 |
| Provision for loan and lease losses | $200,000 | 3,499 |
| Total noninterest income | $99,000 | 9,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,338 |
| Total noninterest expense | $975,000 | 8,193 |
| Salaries and employee benefits | $622,000 | 7,631 |
| Premises and equipment expense | $66,000 | 9,435 |
| Additional noninterest expense | $287,000 | 8,253 |
| Pre-tax net operating income | $100,000 | 9,418 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $6,000 | 9,185 |
| Income before extraordinary items | $94,000 | 9,377 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $94,000 | 9,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,028 |
| Cash dividends | $27,000 | 7,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $94,000 | 9,314 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 9,278 |
| Total interest expense | $634,000 | 9,730 |
| Net interest income | $1,164,000 | 8,776 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $107,000 | 9,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 7,533 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,735 |
| Total noninterest expense | $822,000 | 8,957 |
| Salaries and employee benefits | $476,000 | 8,776 |
| Premises and equipment expense | $58,000 | 10,005 |
| Additional noninterest expense | $288,000 | 8,444 |
| Pre-tax net operating income | $359,000 | 8,680 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $99,000 | 8,414 |
| Income before extraordinary items | $260,000 | 8,671 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $260,000 | 8,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,606 |
| Cash dividends | $26,000 | 7,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $260,000 | 8,632 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,702,000 | 9,804 |
| Total interest expense | $598,000 | 10,281 |
| Net interest income | $1,104,000 | 9,268 |
| Provision for loan and lease losses | $130,000 | 4,417 |
| Total noninterest income | $100,000 | 9,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 7,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 10,411 |
| Total noninterest expense | $780,000 | 9,510 |
| Salaries and employee benefits | $436,000 | 9,351 |
| Premises and equipment expense | $83,000 | 9,731 |
| Additional noninterest expense | $261,000 | 9,275 |
| Pre-tax net operating income | $294,000 | 9,171 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $68,000 | 9,357 |
| Income before extraordinary items | $226,000 | 9,041 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $226,000 | 9,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,829 |
| Cash dividends | $27,000 | 7,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $226,000 | 8,979 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,612,000 | 10,325 |
| Total interest expense | $560,000 | 10,810 |
| Net interest income | $1,052,000 | 9,774 |
| Provision for loan and lease losses | $75,000 | 5,235 |
| Total noninterest income | $94,000 | 10,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 8,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,950 |
| Total noninterest expense | $685,000 | 10,248 |
| Salaries and employee benefits | $418,000 | 9,811 |
| Premises and equipment expense | $91,000 | 9,885 |
| Additional noninterest expense | $176,000 | 10,741 |
| Pre-tax net operating income | $386,000 | 9,157 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $105,000 | 9,072 |
| Income before extraordinary items | $281,000 | 9,128 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $281,000 | 9,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,745 |
| Cash dividends | $27,000 | 8,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $281,000 | 9,101 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,379,000 | 10,981 |
| Total interest expense | $465,000 | 11,256 |
| Net interest income | $914,000 | 10,678 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $97,000 | 10,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 8,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,244 |
| Total noninterest expense | $665,000 | 10,848 |
| Salaries and employee benefits | $395,000 | 10,332 |
| Premises and equipment expense | $86,000 | 10,464 |
| Additional noninterest expense | $184,000 | 11,347 |
| Pre-tax net operating income | $306,000 | 10,101 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $75,000 | 9,915 |
| Income before extraordinary items | $225,000 | 9,977 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $225,000 | 9,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,184 |
| Cash dividends | $27,000 | 8,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $229,500 | 9,995 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,315,000 | 11,650 |
| Total interest expense | $468,000 | 11,850 |
| Net interest income | $847,000 | 11,354 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $99,000 | 11,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 8,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,255 |
| Total noninterest expense | $659,000 | 11,351 |
| Salaries and employee benefits | $366,000 | 10,985 |
| Premises and equipment expense | $100,000 | 10,444 |
| Additional noninterest expense | $193,000 | 11,831 |
| Pre-tax net operating income | $237,000 | 10,727 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $42,000 | 11,116 |
| Income before extraordinary items | $195,000 | 10,718 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $195,000 | 10,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,894 |
| Cash dividends | $27,000 | 8,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $195,000 | 10,491 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,341,000 | 12,304 |
| Total interest expense | $584,000 | 12,367 |
| Net interest income | $757,000 | 12,088 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $77,000 | 12,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 10,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 12,330 |
| Total noninterest expense | $580,000 | 12,176 |
| Salaries and employee benefits | $341,000 | 11,539 |
| Premises and equipment expense | $119,000 | 10,050 |
| Additional noninterest expense | $120,000 | 13,325 |
| Pre-tax net operating income | $204,000 | 11,037 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $23,000 | 12,027 |
| Income before extraordinary items | $181,000 | 10,856 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $181,000 | 10,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 8,449 |
| Cash dividends | $27,000 | 8,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $181,000 | 10,521 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.