Home > Stearns Bank > Net charge- offs to loans

Stearns Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0312%101
Percentage Net Loans Charged-off: Total real estate loans-0.0393%4,358
Percentage Net Loans Charged-off:Construction & development0.0032%224
Percentage Net Loans Charged-off: Commercial real estate-0.0144%4,261
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.6281%4,592
Percentage Net Loans Charged-off: Home equity loans-1.0793%4,549
All other 1-4 family - Percent of loans charged-off, net-0.5469%4,586
Percentage Net Loans Charged-off: Commercial and industrial1.9385%157
Percentage Net Loans Charged-off: Loans to individuals-0.2144%4,457
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual-0.2144%4,453
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8789%104
Percentage Net Loans Charged-off: Total real estate loans-0.0268%4,316
Percentage Net Loans Charged-off:Construction & development0.0043%152
Percentage Net Loans Charged-off: Commercial real estate-0.0184%4,320
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.5337%4,614
Percentage Net Loans Charged-off: Home equity loans-0.3074%4,553
All other 1-4 family - Percent of loans charged-off, net-0.5781%4,615
Percentage Net Loans Charged-off: Commercial and industrial1.6277%172
Percentage Net Loans Charged-off: Loans to individuals-0.1494%4,402
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual-0.1494%4,403
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7827%107
Percentage Net Loans Charged-off: Total real estate loans-0.0331%4,388
Percentage Net Loans Charged-off:Construction & development0.0064%106
Percentage Net Loans Charged-off: Commercial real estate-0.0047%4,201
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-1.4937%4,660
Percentage Net Loans Charged-off: Home equity loans-0.3582%4,581
All other 1-4 family - Percent of loans charged-off, net-2.0301%4,616
Percentage Net Loans Charged-off: Commercial and industrial1.4587%204
Percentage Net Loans Charged-off: Loans to individuals-0.3412%4,516
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual-0.3412%4,518
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3884%206
Percentage Net Loans Charged-off: Total real estate loans-0.0572%4,517
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate-0.0043%4,262
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-2.1472%4,689
Percentage Net Loans Charged-off: Home equity loans-0.6898%4,667
All other 1-4 family - Percent of loans charged-off, net-2.8059%4,691
Percentage Net Loans Charged-off: Commercial and industrial0.7185%210
Percentage Net Loans Charged-off: Loans to individuals-0.4351%4,516
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual-0.4351%4,517
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1921%424
Percentage Net Loans Charged-off: Total real estate loans0.0063%813
Percentage Net Loans Charged-off:Construction & development0.0350%108
Percentage Net Loans Charged-off: Commercial real estate-0.0383%4,391
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0130%3,922
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net-0.0183%4,056
Percentage Net Loans Charged-off: Commercial and industrial0.3624%460
Percentage Net Loans Charged-off: Loans to individuals-0.0524%4,239
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual-0.0524%4,238
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1820%369
Percentage Net Loans Charged-off: Total real estate loans-0.0020%3,275
Percentage Net Loans Charged-off:Construction & development0.0490%79
Percentage Net Loans Charged-off: Commercial real estate-0.0830%4,550
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0175%4,018
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0244%4,169
Percentage Net Loans Charged-off: Commercial and industrial0.3402%378
Percentage Net Loans Charged-off: Loans to individuals-0.0698%4,231
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual-0.0698%4,233
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0968%601
Percentage Net Loans Charged-off: Total real estate loans-0.0046%3,463
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate-0.0104%4,129
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0257%4,038
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.0358%4,176
Percentage Net Loans Charged-off: Commercial and industrial0.2194%393
Percentage Net Loans Charged-off: Loans to individuals-0.1007%4,097
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1007%4,072
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1206%454
Percentage Net Loans Charged-off: Total real estate loans-0.0012%3,287
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0333%4,198
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.0463%4,320
Percentage Net Loans Charged-off: Commercial and industrial0.2515%287
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,819
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,732
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5973%135
Percentage Net Loans Charged-off: Total real estate loans-0.0687%4,482
Percentage Net Loans Charged-off:Construction & development-0.0145%4,040
Percentage Net Loans Charged-off: Commercial real estate-0.1896%4,613
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0213%3,942
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net-0.0297%4,101
Percentage Net Loans Charged-off: Commercial and industrial0.9472%228
Percentage Net Loans Charged-off: Loans to individuals0.0849%2,073
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0849%1,964
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9415%71
Percentage Net Loans Charged-off: Total real estate loans-0.0503%4,445
Percentage Net Loans Charged-off:Construction & development-0.0201%4,135
Percentage Net Loans Charged-off: Commercial real estate-0.1215%4,628
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0228%4,041
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net-0.0315%4,199
Percentage Net Loans Charged-off: Commercial and industrial1.4380%121
Percentage Net Loans Charged-off: Loans to individuals-0.0551%3,964
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0551%3,925
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3447%51
Percentage Net Loans Charged-off: Total real estate loans-0.0737%4,600
Percentage Net Loans Charged-off:Construction & development-0.0306%4,218
Percentage Net Loans Charged-off: Commercial real estate-0.1793%4,716
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0255%4,155
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net-0.0350%4,274
Percentage Net Loans Charged-off: Commercial and industrial0.4463%312
Percentage Net Loans Charged-off: Loans to individuals-0.0785%3,970
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0785%3,933
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2250%31
Percentage Net Loans Charged-off: Total real estate loans-0.0359%4,461
Percentage Net Loans Charged-off:Construction & development-0.0474%4,328
Percentage Net Loans Charged-off: Commercial real estate-0.0225%4,529
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0164%4,108
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net-0.0222%4,235
Percentage Net Loans Charged-off: Commercial and industrial0.6796%196
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,666
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,563
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2699%89
Percentage Net Loans Charged-off: Total real estate loans-0.5632%4,924
Percentage Net Loans Charged-off:Construction & development-0.0463%4,323
Percentage Net Loans Charged-off: Commercial real estate-1.7795%4,875
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0101%4,057
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net-0.0133%4,161
Percentage Net Loans Charged-off: Commercial and industrial2.0159%180
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,989
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,894
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2020%107
Percentage Net Loans Charged-off: Total real estate loans-0.7681%4,961
Percentage Net Loans Charged-off:Construction & development-0.0503%4,376
Percentage Net Loans Charged-off: Commercial real estate-2.4044%4,909
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0130%4,162
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net-0.0171%4,259
Percentage Net Loans Charged-off: Commercial and industrial1.9579%165
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,810
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,714
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3655%95
Percentage Net Loans Charged-off: Total real estate loans-0.2343%4,932
Percentage Net Loans Charged-off:Construction & development-0.0581%4,412
Percentage Net Loans Charged-off: Commercial real estate-0.6347%4,918
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0125%4,179
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net-0.0164%4,281
Percentage Net Loans Charged-off: Commercial and industrial1.9818%182
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,624
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,525
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2419%123
Percentage Net Loans Charged-off: Total real estate loans-0.4450%4,999
Percentage Net Loans Charged-off:Construction & development-0.0800%4,490
Percentage Net Loans Charged-off: Commercial real estate-1.2680%4,981
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0121%4,200
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0161%4,312
Percentage Net Loans Charged-off: Commercial and industrial1.9249%202
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,292
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,206
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8087%209
Percentage Net Loans Charged-off: Total real estate loans-0.1235%4,959
Percentage Net Loans Charged-off:Construction & development-0.0396%4,399
Percentage Net Loans Charged-off: Commercial real estate-0.2816%4,963
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0108%4,241
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net-0.0142%4,329
Percentage Net Loans Charged-off: Commercial and industrial1.1672%437
Percentage Net Loans Charged-off: Loans to individuals0.2238%2,366
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2238%2,240
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7728%208
Percentage Net Loans Charged-off: Total real estate loans-0.1049%4,991
Percentage Net Loans Charged-off:Construction & development-0.0400%4,465
Percentage Net Loans Charged-off: Commercial real estate-0.2213%5,018
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0105%4,256
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0138%4,361
Percentage Net Loans Charged-off: Commercial and industrial1.1087%395
Percentage Net Loans Charged-off: Loans to individuals0.2925%1,987
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2925%1,865
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6638%230
Percentage Net Loans Charged-off: Total real estate loans-0.1447%5,085
Percentage Net Loans Charged-off:Construction & development-0.0395%4,502
Percentage Net Loans Charged-off: Commercial real estate-0.3106%5,091
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0105%4,271
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net-0.0137%4,397
Percentage Net Loans Charged-off: Commercial and industrial0.9488%423
Percentage Net Loans Charged-off: Loans to individuals0.4311%1,499
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4311%1,385
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5679%267
Percentage Net Loans Charged-off: Total real estate loans-0.2661%5,215
Percentage Net Loans Charged-off:Construction & development-0.0337%4,584
Percentage Net Loans Charged-off: Commercial real estate-0.5929%5,193
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0104%4,354
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net-0.0137%4,466
Percentage Net Loans Charged-off: Commercial and industrial0.8628%357
Percentage Net Loans Charged-off: Loans to individuals0.8512%891
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8512%800
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6669%251
Percentage Net Loans Charged-off: Total real estate loans0.0944%790
Percentage Net Loans Charged-off:Construction & development0.2333%185
Percentage Net Loans Charged-off: Commercial real estate-0.0437%4,885
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0752%971
Percentage Net Loans Charged-off: Home equity loans0.2527%156
All other 1-4 family - Percent of loans charged-off, net0.0210%1,563
Percentage Net Loans Charged-off: Commercial and industrial0.8817%554
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,381
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,286
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5647%264
Percentage Net Loans Charged-off: Total real estate loans0.1372%466
Percentage Net Loans Charged-off:Construction & development0.3262%131
Percentage Net Loans Charged-off: Commercial real estate-0.0536%4,994
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.1044%687
Percentage Net Loans Charged-off: Home equity loans0.3441%113
All other 1-4 family - Percent of loans charged-off, net0.0327%1,195
Percentage Net Loans Charged-off: Commercial and industrial0.7260%544
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,134
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,032
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6092%240
Percentage Net Loans Charged-off: Total real estate loans0.0700%720
Percentage Net Loans Charged-off:Construction & development0.5182%85
Percentage Net Loans Charged-off: Commercial real estate-0.4393%5,335
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0265%1,160
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.0340%1,037
Percentage Net Loans Charged-off: Commercial and industrial0.7996%455
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,863
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,753
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4596%329
Percentage Net Loans Charged-off: Total real estate loans0.0416%763
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.1084%248
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0104%4,484
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net-0.0133%4,612
Percentage Net Loans Charged-off: Commercial and industrial0.6275%417
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,413
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,294
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6220%366
Percentage Net Loans Charged-off: Total real estate loans-0.0770%5,252
Percentage Net Loans Charged-off:Construction & development-0.0898%4,767
Percentage Net Loans Charged-off: Commercial real estate-0.0999%5,278
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0435%1,616
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.0543%1,430
Percentage Net Loans Charged-off: Commercial and industrial0.8979%681
Percentage Net Loans Charged-off: Loans to individuals-0.0211%4,864
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0211%4,801
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5856%335
Percentage Net Loans Charged-off: Total real estate loans-0.0996%5,367
Percentage Net Loans Charged-off:Construction & development-0.1173%4,852
Percentage Net Loans Charged-off: Commercial real estate-0.1295%5,369
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0634%1,241
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.0787%1,087
Percentage Net Loans Charged-off: Commercial and industrial0.8484%556
Percentage Net Loans Charged-off: Loans to individuals-0.0277%4,838
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0277%4,773
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5667%347
Percentage Net Loans Charged-off: Total real estate loans-0.1206%5,453
Percentage Net Loans Charged-off:Construction & development-0.1461%4,921
Percentage Net Loans Charged-off: Commercial real estate-0.1541%5,439
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0829%993
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.1025%857
Percentage Net Loans Charged-off: Commercial and industrial0.8483%486
Percentage Net Loans Charged-off: Loans to individuals-0.0405%4,807
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0405%4,737
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3109%597
Percentage Net Loans Charged-off: Total real estate loans-0.0039%4,304
Percentage Net Loans Charged-off:Construction & development-0.0141%4,711
Percentage Net Loans Charged-off: Commercial real estate-0.0043%4,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0538%957
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.0661%832
Percentage Net Loans Charged-off: Commercial and industrial0.4395%541
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,517
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,380
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8754%220
Percentage Net Loans Charged-off: Total real estate loans-0.8416%5,826
Percentage Net Loans Charged-off:Construction & development-0.0719%4,839
Percentage Net Loans Charged-off: Commercial real estate-1.6469%5,771
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential-1.4402%5,807
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net-1.7371%5,805
Percentage Net Loans Charged-off: Commercial and industrial1.7292%375
Percentage Net Loans Charged-off: Loans to individuals0.9012%1,029
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9012%937
Percentage Net Loans Charged-off: All other loans and lease1.0693%457
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3371%682
Percentage Net Loans Charged-off: Total real estate loans-1.2814%5,897
Percentage Net Loans Charged-off:Construction & development-0.0848%4,913
Percentage Net Loans Charged-off: Commercial real estate-2.6698%5,842
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-1.4230%5,870
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net-1.7123%5,869
Percentage Net Loans Charged-off: Commercial and industrial1.0908%469
Percentage Net Loans Charged-off: Loans to individuals0.5796%1,435
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5796%1,313
Percentage Net Loans Charged-off: All other loans and lease0.9549%428
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5549%380
Percentage Net Loans Charged-off: Total real estate loans-0.6454%5,943
Percentage Net Loans Charged-off:Construction & development-0.0654%4,935
Percentage Net Loans Charged-off: Commercial real estate-1.4431%5,897
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.1509%5,713
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net-0.1813%5,747
Percentage Net Loans Charged-off: Commercial and industrial1.1215%423
Percentage Net Loans Charged-off: Loans to individuals0.8565%951
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8565%857
Percentage Net Loans Charged-off: All other loans and lease1.0486%365
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9054%216
Percentage Net Loans Charged-off: Total real estate loans-0.0476%5,385
Percentage Net Loans Charged-off:Construction & development-0.0141%4,818
Percentage Net Loans Charged-off: Commercial real estate-0.0085%5,157
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.3107%5,892
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.3724%5,906
Percentage Net Loans Charged-off: Commercial and industrial1.4332%286
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,488
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,340
Percentage Net Loans Charged-off: All other loans and lease1.0201%302
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3289%907
Percentage Net Loans Charged-off: Total real estate loans0.4690%329
Percentage Net Loans Charged-off:Construction & development-0.4717%5,352
Percentage Net Loans Charged-off: Commercial real estate1.3624%144
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.3490%602
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.4198%506
Percentage Net Loans Charged-off: Commercial and industrial0.1604%1,690
Percentage Net Loans Charged-off: Loans to individuals0.0615%3,438
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0615%3,280
Percentage Net Loans Charged-off: All other loans and lease0.7014%498
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1168%1,958
Percentage Net Loans Charged-off: Total real estate loans0.0995%1,479
Percentage Net Loans Charged-off:Construction & development-0.5034%5,437
Percentage Net Loans Charged-off: Commercial real estate0.6146%292
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0583%2,024
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.0701%1,842
Percentage Net Loans Charged-off: Commercial and industrial-0.0082%4,334
Percentage Net Loans Charged-off: Loans to individuals0.0800%3,054
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0800%2,905
Percentage Net Loans Charged-off: All other loans and lease0.7688%438
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1597%1,518
Percentage Net Loans Charged-off: Total real estate loans-0.2208%6,039
Percentage Net Loans Charged-off:Construction & development-0.6570%5,523
Percentage Net Loans Charged-off: Commercial real estate-0.0215%5,474
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0747%1,724
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.0900%1,529
Percentage Net Loans Charged-off: Commercial and industrial0.3457%888
Percentage Net Loans Charged-off: Loans to individuals0.1169%2,617
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1169%2,478
Percentage Net Loans Charged-off: All other loans and lease0.5814%456
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1316%1,459
Percentage Net Loans Charged-off: Total real estate loans-0.2510%6,108
Percentage Net Loans Charged-off:Construction & development-0.7499%5,605
Percentage Net Loans Charged-off: Commercial real estate-0.0241%5,657
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0762%1,321
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0922%1,186
Percentage Net Loans Charged-off: Commercial and industrial0.3672%614
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,512
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,382
Percentage Net Loans Charged-off: All other loans and lease0.3798%440
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1294%2,723
Percentage Net Loans Charged-off: Total real estate loans-0.3157%6,310
Percentage Net Loans Charged-off:Construction & development-0.2215%5,435
Percentage Net Loans Charged-off: Commercial real estate-0.6044%6,265
Percentage Net Loans Charged-off: Multi-family residential-0.0033%4,906
Percentage Net Loans Charged-off: 1-4 family residential0.1099%2,281
Percentage Net Loans Charged-off: Home equity loans-0.1397%4,629
All other 1-4 family - Percent of loans charged-off, net0.1622%1,791
Percentage Net Loans Charged-off: Commercial and industrial0.4513%1,276
Percentage Net Loans Charged-off: Loans to individuals0.1969%2,880
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1969%2,723
Percentage Net Loans Charged-off: All other loans and lease0.4755%637
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1035%2,761
Percentage Net Loans Charged-off: Total real estate loans-0.3906%6,407
Percentage Net Loans Charged-off:Construction & development-0.1866%5,460
Percentage Net Loans Charged-off: Commercial real estate-0.8005%6,358
Percentage Net Loans Charged-off: Multi-family residential-0.0052%4,973
Percentage Net Loans Charged-off: 1-4 family residential0.1415%1,870
Percentage Net Loans Charged-off: Home equity loans-0.1850%4,702
All other 1-4 family - Percent of loans charged-off, net0.2092%1,384
Percentage Net Loans Charged-off: Commercial and industrial0.5270%1,021
Percentage Net Loans Charged-off: Loans to individuals0.2567%2,410
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2567%2,250
Percentage Net Loans Charged-off: All other loans and lease0.2917%708
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1084%2,588
Percentage Net Loans Charged-off: Total real estate loans-0.3639%6,453
Percentage Net Loans Charged-off:Construction & development0.0161%813
Percentage Net Loans Charged-off: Commercial real estate-0.7803%6,425
Percentage Net Loans Charged-off: Multi-family residential-0.0088%5,025
Percentage Net Loans Charged-off: 1-4 family residential-0.0950%6,209
Percentage Net Loans Charged-off: Home equity loans-0.2742%4,766
All other 1-4 family - Percent of loans charged-off, net-0.0583%6,084
Percentage Net Loans Charged-off: Commercial and industrial0.5261%962
Percentage Net Loans Charged-off: Loans to individuals0.1252%2,765
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1252%2,611
Percentage Net Loans Charged-off: All other loans and lease0.3057%610
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0472%5,780
Percentage Net Loans Charged-off: Total real estate loans-0.5400%6,559
Percentage Net Loans Charged-off:Construction & development0.3252%420
Percentage Net Loans Charged-off: Commercial real estate-1.3753%6,522
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0833%6,210
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net-0.1003%6,239
Percentage Net Loans Charged-off: Commercial and industrial0.3328%795
Percentage Net Loans Charged-off: Loans to individuals0.1945%2,182
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1945%2,053
Percentage Net Loans Charged-off: All other loans and lease0.4475%438
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1381%3,422
Percentage Net Loans Charged-off: Total real estate loans0.1660%2,576
Percentage Net Loans Charged-off:Construction & development-0.3208%5,774
Percentage Net Loans Charged-off: Commercial real estate0.1935%1,713
Percentage Net Loans Charged-off: Multi-family residential0.0343%560
Percentage Net Loans Charged-off: 1-4 family residential0.7292%737
Percentage Net Loans Charged-off: Home equity loans0.2620%952
All other 1-4 family - Percent of loans charged-off, net0.8321%639
Percentage Net Loans Charged-off: Commercial and industrial0.0211%2,979
Percentage Net Loans Charged-off: Loans to individuals-0.0108%5,646
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0108%5,564
Percentage Net Loans Charged-off: All other loans and lease0.4272%716
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1133%6,519
Percentage Net Loans Charged-off: Total real estate loans-0.1706%6,595
Percentage Net Loans Charged-off:Construction & development-0.5666%5,925
Percentage Net Loans Charged-off: Commercial real estate-0.1304%6,445
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.1078%2,693
Percentage Net Loans Charged-off: Home equity loans0.1977%963
All other 1-4 family - Percent of loans charged-off, net0.0876%2,741
Percentage Net Loans Charged-off: Commercial and industrial-0.1097%5,673
Percentage Net Loans Charged-off: Loans to individuals-0.0141%5,533
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0141%5,459
Percentage Net Loans Charged-off: All other loans and lease0.2119%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3791%1,694
Percentage Net Loans Charged-off: Total real estate loans-0.2308%6,694
Percentage Net Loans Charged-off:Construction & development-0.4302%5,922
Percentage Net Loans Charged-off: Commercial real estate-0.3192%6,623
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.1080%2,499
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.1329%2,226
Percentage Net Loans Charged-off: Commercial and industrial1.5277%664
Percentage Net Loans Charged-off: Loans to individuals-0.0205%5,447
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0205%5,382
Percentage Net Loans Charged-off: All other loans and lease0.2880%681
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0828%3,013
Percentage Net Loans Charged-off: Total real estate loans0.0570%2,559
Percentage Net Loans Charged-off:Construction & development0.0027%914
Percentage Net Loans Charged-off: Commercial real estate0.0199%1,360
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.2218%1,603
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.2733%1,391
Percentage Net Loans Charged-off: Commercial and industrial0.0975%1,451
Percentage Net Loans Charged-off: Loans to individuals-0.0399%5,473
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0399%5,408
Percentage Net Loans Charged-off: All other loans and lease0.2352%618
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5643%2,040
Percentage Net Loans Charged-off: Total real estate loans0.9312%1,092
Percentage Net Loans Charged-off:Construction & development2.5709%948
Percentage Net Loans Charged-off: Commercial real estate0.5345%1,490
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.3596%2,259
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.4858%1,765
Percentage Net Loans Charged-off: Commercial and industrial-0.1665%6,191
Percentage Net Loans Charged-off: Loans to individuals0.5813%2,141
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5813%1,996
Percentage Net Loans Charged-off: All other loans and lease0.3990%848
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1475%3,927
Percentage Net Loans Charged-off: Total real estate loans0.3082%2,544
Percentage Net Loans Charged-off:Construction & development1.2643%1,270
Percentage Net Loans Charged-off: Commercial real estate-0.0406%6,642
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.1791%2,916
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.2481%2,449
Percentage Net Loans Charged-off: Commercial and industrial-0.2581%6,378
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,181
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%4,003
Percentage Net Loans Charged-off: All other loans and lease0.4102%746
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0811%6,808
Percentage Net Loans Charged-off: Total real estate loans-0.0072%6,448
Percentage Net Loans Charged-off:Construction & development0.0933%1,823
Percentage Net Loans Charged-off: Commercial real estate-0.0548%6,725
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential-0.0088%6,471
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net-0.0125%6,482
Percentage Net Loans Charged-off: Commercial and industrial-0.4125%6,543
Percentage Net Loans Charged-off: Loans to individuals-0.0190%5,739
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0190%5,644
Percentage Net Loans Charged-off: All other loans and lease0.5056%630
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0451%6,494
Percentage Net Loans Charged-off: Total real estate loans0.1350%2,802
Percentage Net Loans Charged-off:Construction & development0.7785%1,034
Percentage Net Loans Charged-off: Commercial real estate-0.0798%6,825
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential-0.0071%6,396
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net-0.0102%6,430
Percentage Net Loans Charged-off: Commercial and industrial-0.5044%6,611
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,014
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,850
Percentage Net Loans Charged-off: All other loans and lease0.0958%770
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0968%1,569
Percentage Net Loans Charged-off: Total real estate loans0.8425%1,870
Percentage Net Loans Charged-off:Construction & development0.8310%2,223
Percentage Net Loans Charged-off: Commercial real estate1.2906%965
Percentage Net Loans Charged-off: Multi-family residential-0.0194%5,626
Percentage Net Loans Charged-off: 1-4 family residential0.0494%4,492
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.0736%4,126
Percentage Net Loans Charged-off: Commercial and industrial2.1915%1,094
Percentage Net Loans Charged-off: Loans to individuals-0.0078%6,319
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0077%6,253
Percentage Net Loans Charged-off: All other loans and lease0.6120%732
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2547%1,238
Percentage Net Loans Charged-off: Total real estate loans0.8366%1,718
Percentage Net Loans Charged-off:Construction & development0.4898%2,180
Percentage Net Loans Charged-off: Commercial real estate1.3973%794
Percentage Net Loans Charged-off: Multi-family residential-0.0153%5,632
Percentage Net Loans Charged-off: 1-4 family residential0.0658%3,971
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.0987%3,603
Percentage Net Loans Charged-off: Commercial and industrial3.1604%700
Percentage Net Loans Charged-off: Loans to individuals-0.0101%6,203
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0099%6,131
Percentage Net Loans Charged-off: All other loans and lease0.4501%785
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0393%656
Percentage Net Loans Charged-off: Total real estate loans1.4436%991
Percentage Net Loans Charged-off:Construction & development1.7785%1,419
Percentage Net Loans Charged-off: Commercial real estate2.1131%501
Percentage Net Loans Charged-off: Multi-family residential-0.0092%5,649
Percentage Net Loans Charged-off: 1-4 family residential-0.0099%6,865
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net-0.0149%6,893
Percentage Net Loans Charged-off: Commercial and industrial5.1995%379
Percentage Net Loans Charged-off: Loans to individuals-0.0150%6,101
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0146%6,041
Percentage Net Loans Charged-off: All other loans and lease0.4213%724
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8836%684
Percentage Net Loans Charged-off: Total real estate loans2.7315%380
Percentage Net Loans Charged-off:Construction & development3.5516%763
Percentage Net Loans Charged-off: Commercial real estate3.9354%215
Percentage Net Loans Charged-off: Multi-family residential-0.0091%5,694
Percentage Net Loans Charged-off: 1-4 family residential-0.0099%6,809
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net-0.0150%6,850
Percentage Net Loans Charged-off: Commercial and industrial-0.8327%7,040
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,362
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,214
Percentage Net Loans Charged-off: All other loans and lease0.6385%480
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.7437%651
Percentage Net Loans Charged-off: Total real estate loans2.0172%913
Percentage Net Loans Charged-off:Construction & development7.0461%899
Percentage Net Loans Charged-off: Commercial real estate1.0354%1,254
Percentage Net Loans Charged-off: Multi-family residential-0.0135%5,878
Percentage Net Loans Charged-off: 1-4 family residential0.0733%4,329
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.1122%3,890
Percentage Net Loans Charged-off: Commercial and industrial8.1192%298
Percentage Net Loans Charged-off: Loans to individuals0.0244%5,310
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8839%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3130%427
Percentage Net Loans Charged-off: Total real estate loans2.1868%770
Percentage Net Loans Charged-off:Construction & development7.3296%773
Percentage Net Loans Charged-off: Commercial real estate1.1290%1,032
Percentage Net Loans Charged-off: Multi-family residential-0.0149%5,913
Percentage Net Loans Charged-off: 1-4 family residential0.1022%3,751
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.1559%3,251
Percentage Net Loans Charged-off: Commercial and industrial11.2928%174
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,046
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1535%690
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.2705%287
Percentage Net Loans Charged-off: Total real estate loans2.4084%649
Percentage Net Loans Charged-off:Construction & development9.3629%538
Percentage Net Loans Charged-off: Commercial real estate0.5940%1,376
Percentage Net Loans Charged-off: Multi-family residential-0.0128%5,908
Percentage Net Loans Charged-off: 1-4 family residential0.1566%3,037
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.2350%2,529
Percentage Net Loans Charged-off: Commercial and industrial17.3254%105
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,626
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2158%602
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.7960%189
Percentage Net Loans Charged-off: Total real estate loans1.8464%813
Percentage Net Loans Charged-off:Construction & development7.7471%568
Percentage Net Loans Charged-off: Commercial real estate0.1660%1,508
Percentage Net Loans Charged-off: Multi-family residential-0.0160%5,962
Percentage Net Loans Charged-off: 1-4 family residential0.1115%2,602
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.1651%2,242
Percentage Net Loans Charged-off: Commercial and industrial32.8896%33
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,892
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0510%538
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans6.9234%125
Percentage Net Loans Charged-off: Total real estate loans9.0759%61
Percentage Net Loans Charged-off:Construction & development11.4066%509
Percentage Net Loans Charged-off: Commercial real estate10.6064%49
Percentage Net Loans Charged-off: Multi-family residential1.4393%499
Percentage Net Loans Charged-off: 1-4 family residential0.1502%3,559
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.2329%2,936
Percentage Net Loans Charged-off: Commercial and industrial3.6241%1,109
Percentage Net Loans Charged-off: Loans to individuals-0.0965%7,474
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8195%1,064
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans7.5235%93
Percentage Net Loans Charged-off: Total real estate loans9.7258%53
Percentage Net Loans Charged-off:Construction & development10.3892%460
Percentage Net Loans Charged-off: Commercial real estate12.2624%32
Percentage Net Loans Charged-off: Multi-family residential2.2439%290
Percentage Net Loans Charged-off: 1-4 family residential0.2563%2,562
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.3910%1,990
Percentage Net Loans Charged-off: Commercial and industrial4.3475%721
Percentage Net Loans Charged-off: Loans to individuals-0.1576%7,519
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9002%890
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans6.2955%159
Percentage Net Loans Charged-off: Total real estate loans8.3513%82
Percentage Net Loans Charged-off:Construction & development8.2499%542
Percentage Net Loans Charged-off: Commercial real estate10.2338%48
Percentage Net Loans Charged-off: Multi-family residential3.8053%164
Percentage Net Loans Charged-off: 1-4 family residential-0.0178%7,717
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net-0.0279%7,758
Percentage Net Loans Charged-off: Commercial and industrial2.8930%976
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,143
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8414%813
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans7.7546%99
Percentage Net Loans Charged-off: Total real estate loans10.1053%50
Percentage Net Loans Charged-off:Construction & development15.0275%200
Percentage Net Loans Charged-off: Commercial real estate4.8301%103
Percentage Net Loans Charged-off: Multi-family residential7.8722%60
Percentage Net Loans Charged-off: 1-4 family residential-0.0215%7,717
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net-0.0361%7,768
Percentage Net Loans Charged-off: Commercial and industrial4.5057%498
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,232
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5583%739
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3020%249
Percentage Net Loans Charged-off: Total real estate loans3.5683%169
Percentage Net Loans Charged-off:Construction & development4.6480%552
Percentage Net Loans Charged-off: Commercial real estate2.9723%148
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential-1.9375%8,134
Percentage Net Loans Charged-off: Home equity loans0.3967%795
All other 1-4 family - Percent of loans charged-off, net-3.5071%8,124
Percentage Net Loans Charged-off: Commercial and industrial4.5038%434
Percentage Net Loans Charged-off: Loans to individuals-0.1335%7,734
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2395%1,285
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.9927%113
Percentage Net Loans Charged-off: Total real estate loans4.3408%60
Percentage Net Loans Charged-off:Construction & development5.4435%299
Percentage Net Loans Charged-off: Commercial real estate4.0144%66
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential-3.0735%8,208
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net-5.1439%8,189
Percentage Net Loans Charged-off: Commercial and industrial5.3333%244
Percentage Net Loans Charged-off: Loans to individuals-0.1157%7,594
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0783%1,379
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans5.3518%55
Percentage Net Loans Charged-off: Total real estate loans5.7023%29
Percentage Net Loans Charged-off:Construction & development7.0560%171
Percentage Net Loans Charged-off: Commercial real estate5.5087%40
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential-4.5499%8,274
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net-7.5928%8,252
Percentage Net Loans Charged-off: Commercial and industrial7.6464%134
Percentage Net Loans Charged-off: Loans to individuals-0.2499%7,746
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1436%7,065
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.7975%71
Percentage Net Loans Charged-off: Total real estate loans5.4191%41
Percentage Net Loans Charged-off:Construction & development9.2730%84
Percentage Net Loans Charged-off: Commercial real estate0.6532%238
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-9.0792%8,310
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net-15.3429%8,284
Percentage Net Loans Charged-off: Commercial and industrial5.2482%188
Percentage Net Loans Charged-off: Loans to individuals-0.1619%7,300
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0633%955
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4199%124
Percentage Net Loans Charged-off: Total real estate loans2.9407%37
Percentage Net Loans Charged-off:Construction & development3.2606%133
Percentage Net Loans Charged-off: Commercial real estate2.9769%78
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential2.2154%87
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net4.2347%38
Percentage Net Loans Charged-off: Commercial and industrial2.3772%538
Percentage Net Loans Charged-off: Loans to individuals1.3143%1,165
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8158%699
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0996%304
Percentage Net Loans Charged-off: Total real estate loans1.3678%98
Percentage Net Loans Charged-off:Construction & development1.8678%143
Percentage Net Loans Charged-off: Commercial real estate0.7022%215
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial0.3742%1,722
Percentage Net Loans Charged-off: Loans to individuals1.1814%1,147
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7436%632
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1437%2,204
Percentage Net Loans Charged-off: Total real estate loans0.0781%1,385
Percentage Net Loans Charged-off:Construction & development0.0612%600
Percentage Net Loans Charged-off: Commercial real estate0.1472%465
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.1365%2,045
Percentage Net Loans Charged-off: Loans to individuals1.6416%701
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5802%664
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0547%2,868
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.0724%7,239
Percentage Net Loans Charged-off: Loans to individuals3.1788%292
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6217%506
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5647%627
Percentage Net Loans Charged-off: Total real estate loans0.3971%361
Percentage Net Loans Charged-off:Construction & development0.0935%495
Percentage Net Loans Charged-off: Commercial real estate1.1877%135
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.8206%1,183
Percentage Net Loans Charged-off: Loans to individuals0.0321%5,561
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2966%492
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2737%1,213
Percentage Net Loans Charged-off: Total real estate loans0.0255%2,115
Percentage Net Loans Charged-off:Construction & development0.1164%339
Percentage Net Loans Charged-off: Commercial real estate-0.1610%8,283
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.7467%989
Percentage Net Loans Charged-off: Loans to individuals0.0424%5,022
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1777%462
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0507%3,437
Percentage Net Loans Charged-off: Total real estate loans0.0290%1,744
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0975%503
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.0343%2,423
Percentage Net Loans Charged-off: Loans to individuals-0.0627%7,152
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2418%795
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0111%3,927
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.0060%6,587
Percentage Net Loans Charged-off: Loans to individuals-0.1260%7,141
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1266%753
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4220%1,056
Percentage Net Loans Charged-off: Total real estate loans0.4022%295
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate1.0974%148
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,059
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial0.0917%3,372
Percentage Net Loans Charged-off: Loans to individuals1.4337%1,136
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0675%573
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0367%4,613
Percentage Net Loans Charged-off: Total real estate loans-0.0158%7,985
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0415%8,199
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial0.0482%3,079
Percentage Net Loans Charged-off: Loans to individuals-0.1432%7,959
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3551%824
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0352%4,284
Percentage Net Loans Charged-off: Total real estate loans-0.0232%8,061
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.0579%8,270
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.0325%2,707
Percentage Net Loans Charged-off: Loans to individuals-0.2679%8,029
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4073%668
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0321%3,657
Percentage Net Loans Charged-off: Total real estate loans-0.0056%7,807
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate-0.0135%8,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0203%1,911
Percentage Net Loans Charged-off: Loans to individuals-0.5471%8,193
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2923%569
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0691%4,821
Percentage Net Loans Charged-off: Total real estate loans0.0118%3,366
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0256%1,337
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,241
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial0.2064%3,074
Percentage Net Loans Charged-off: Loans to individuals-0.1806%8,376
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2216%1,089
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0772%4,066
Percentage Net Loans Charged-off: Total real estate loans0.0230%2,529
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0485%940
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial0.1955%2,598
Percentage Net Loans Charged-off: Loans to individuals-0.2379%8,351
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2316%937
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0802%3,758
Percentage Net Loans Charged-off: Total real estate loans0.0404%1,905
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0839%672
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,054
Percentage Net Loans Charged-off: Loans to individuals-0.3501%8,386
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2487%802
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0509%3,702
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.0087%2,124
Percentage Net Loans Charged-off: Loans to individuals-0.0964%7,542
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2389%640
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6556%1,054
Percentage Net Loans Charged-off: Total real estate loans0.6572%264
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate1.3553%187
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential-0.0288%8,535
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net-0.0542%8,644
Percentage Net Loans Charged-off: Commercial and industrial0.0812%4,223
Percentage Net Loans Charged-off: Loans to individuals0.1399%6,211
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8795%759
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7485%745
Percentage Net Loans Charged-off: Total real estate loans0.8555%165
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate1.7461%124
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial0.1434%3,357
Percentage Net Loans Charged-off: Loans to individuals-0.0619%8,301
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6892%759
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0029%525
Percentage Net Loans Charged-off: Total real estate loans1.2479%103
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate2.5998%80
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.2132%2,651
Percentage Net Loans Charged-off: Loans to individuals-0.0925%8,211
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6489%713
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3179%1,694
Percentage Net Loans Charged-off: Total real estate loans0.1919%727
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.3948%282
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial-0.1077%7,826
Percentage Net Loans Charged-off: Loans to individuals-0.1857%8,214
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8590%480
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0733%647
Percentage Net Loans Charged-off: Total real estate loans1.3668%112
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate2.6794%103
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0903%1,791
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.1444%1,306
Percentage Net Loans Charged-off: Commercial and industrial0.3176%3,360
Percentage Net Loans Charged-off: Loans to individuals0.2768%5,533
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7012%874
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5417%1,496
Percentage Net Loans Charged-off: Total real estate loans0.1540%1,231
Percentage Net Loans Charged-off:Construction & development0.1145%558
Percentage Net Loans Charged-off: Commercial real estate0.2479%653
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.3058%3,244
Percentage Net Loans Charged-off: Loans to individuals0.1764%6,130
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5500%524
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6891%906
Percentage Net Loans Charged-off: Total real estate loans0.0053%867
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0735%333
Percentage Net Loans Charged-off: Home equity loans0.2021%150
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial2.7733%78
Percentage Net Loans Charged-off: Loans to individuals0.2128%1,114
Percentage Net Loans Charged-off: Credit card loans0.0000%977
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2481%79
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3656%1,912
Percentage Net Loans Charged-off: Total real estate loans0.0020%976
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0037%401
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0000%995
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0000%944
Percentage Net Loans Charged-off: Commercial and industrial0.8792%239
Percentage Net Loans Charged-off: Loans to individuals0.1625%1,198
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7405%104
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4098%1,825
Percentage Net Loans Charged-off: Total real estate loans0.0000%971
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%939
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0000%883
Percentage Net Loans Charged-off: Commercial and industrial-0.0096%1,210
Percentage Net Loans Charged-off: Loans to individuals0.3050%1,018
Percentage Net Loans Charged-off: Credit card loans1.4205%732
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1991%69
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3743%2,180
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,004
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,009
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0000%952
Percentage Net Loans Charged-off: Commercial and industrial-0.0115%1,162
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,313
Percentage Net Loans Charged-off: Credit card loans-0.8347%1,287
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0695%64
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4639%1,909
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,050
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,048
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0000%995
Percentage Net Loans Charged-off: Commercial and industrial0.2153%553
Percentage Net Loans Charged-off: Loans to individuals0.0657%1,316
Percentage Net Loans Charged-off: Credit card loans0.0000%1,056
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2379%56
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1271%5,046
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0633%6,614
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3141%4,057
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9259%2,299
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA