Home > Stearns Bank Arizona > Assets and Liabilities
Stearns Bank Arizona, Assets and Liabilities
| 2007-09-30 | Rank | |
| # of Employees: | 38 | 4,157 |
| Assets and Liabilities | ||
| Total Assets: | $185,762,000 | 3,304 |
| Cash and due from depository institutions | $6,357,000 | 4,157 |
| Interest-bearing balances | $16,000 | 6,014 |
| Securities | $2,061,000 | 7,800 |
| Federal funds sold & reverse repurchase agreements | $25,400,000 | 536 |
| Net loans & leases | $147,822,000 | 2,884 |
| Loan loss allowance | $10,888,000 | 496 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,099,000 | 4,465 |
| Other real estate owned | $347,000 | 4,157 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,676,000 | 5,674 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $185,762,000 | 3,304 |
| Total liabilities | $157,977,000 | 3,426 |
| Total deposits | $157,255,000 | 3,173 |
| Interest-bearing deposits | $133,142,000 | 3,210 |
| Deposits held in domestic offices | $157,255,000 | 3,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $722,000 | 4,830 |
| Total equity capital | $27,785,000 | 2,466 |
| Total bank equity capital | $27,785,000 | 2,466 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $522,000 | 3,998 |
| Surplus | $4,607,000 | 4,163 |
| Undivided profits | $22,656,000 | 1,639 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,475,000 | 1,283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $48,000 | 914 |
| Income earned, not collected on loans | $993,000 | 4,259 |
| Earning assets | $175,299,000 | 3,227 |
| Long-term assets (5+ years) | $5,515,000 | 5,810 |
| Average Assets, year-to-date | $202,693,250 | 2,986 |
| Average Assets, quarterly | $189,161,000 | 3,234 |
| Volatile liabilities | $19,304,000 | 4,801 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $34,528,000 | 2,359 |
| Tier 1 (core) risk-based capital | $27,903,000 | 2,337 |
| Tier 2 risk-based capital | $2,274,000 | 2,145 |
| Total risk weighted assets | $173,271,000 | 2,632 |
| Total unused commitments | $34,528,000 | 2,359 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 42 | 3,891 |
| Assets and Liabilities | ||
| Total Assets: | $192,560,000 | 3,196 |
| Cash and due from depository institutions | $3,200,000 | 3,891 |
| Interest-bearing balances | $16,000 | 6,046 |
| Securities | $2,027,000 | 7,857 |
| Federal funds sold & reverse repurchase agreements | $20,875,000 | 734 |
| Net loans & leases | $162,676,000 | 2,636 |
| Loan loss allowance | $10,302,000 | 525 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,102,000 | 4,458 |
| Other real estate owned | $0 | 3,891 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,680,000 | 5,629 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $192,560,000 | 3,196 |
| Total liabilities | $164,027,000 | 3,323 |
| Total deposits | $163,409,000 | 3,084 |
| Interest-bearing deposits | $137,071,000 | 3,137 |
| Deposits held in domestic offices | $163,409,000 | 3,082 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $618,000 | 5,052 |
| Total equity capital | $28,533,000 | 2,395 |
| Total bank equity capital | $28,533,000 | 2,395 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $522,000 | 4,019 |
| Surplus | $4,607,000 | 4,163 |
| Undivided profits | $23,404,000 | 1,558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $821,000 | 3,253 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $48,000 | 920 |
| Income earned, not collected on loans | $959,000 | 4,112 |
| Earning assets | $185,594,000 | 3,062 |
| Long-term assets (5+ years) | $3,710,000 | 6,251 |
| Average Assets, year-to-date | $208,337,000 | 2,951 |
| Average Assets, quarterly | $203,421,500 | 3,034 |
| Volatile liabilities | $21,460,000 | 4,518 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $29,000,000 | 2,702 |
| Tier 1 (core) risk-based capital | $28,725,000 | 2,290 |
| Tier 2 risk-based capital | $2,436,000 | 2,053 |
| Total risk weighted assets | $186,992,000 | 2,445 |
| Total unused commitments | $29,000,000 | 2,703 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 38 | 4,177 |
| Assets and Liabilities | ||
| Total Assets: | $214,283,000 | 2,905 |
| Cash and due from depository institutions | $4,012,000 | 4,177 |
| Interest-bearing balances | $16,000 | 6,094 |
| Securities | $2,172,000 | 7,871 |
| Federal funds sold & reverse repurchase agreements | $34,500,000 | 534 |
| Net loans & leases | $169,743,000 | 2,532 |
| Loan loss allowance | $9,696,000 | 548 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,110,000 | 4,402 |
| Other real estate owned | $0 | 4,177 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,746,000 | 5,460 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $214,283,000 | 2,905 |
| Total liabilities | $186,826,000 | 2,962 |
| Total deposits | $185,519,000 | 2,760 |
| Interest-bearing deposits | $156,541,000 | 2,798 |
| Deposits held in domestic offices | $185,519,000 | 2,757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,307,000 | 3,315 |
| Total equity capital | $27,457,000 | 2,470 |
| Total bank equity capital | $27,457,000 | 2,470 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $522,000 | 4,019 |
| Surplus | $4,607,000 | 4,124 |
| Undivided profits | $22,328,000 | 1,658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $829,000 | 3,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $48,000 | 942 |
| Income earned, not collected on loans | $1,025,000 | 3,751 |
| Earning assets | $206,431,000 | 2,787 |
| Long-term assets (5+ years) | $5,379,000 | 5,759 |
| Average Assets, year-to-date | $216,225,500 | 2,867 |
| Average Assets, quarterly | $216,225,500 | 2,867 |
| Volatile liabilities | $21,215,000 | 4,498 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $31,791,000 | 2,526 |
| Tier 1 (core) risk-based capital | $27,557,000 | 2,342 |
| Tier 2 risk-based capital | $2,606,000 | 1,930 |
| Total risk weighted assets | $201,396,000 | 2,297 |
| Total unused commitments | $31,791,000 | 2,527 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 40 | 4,025 |
| Assets and Liabilities | ||
| Total Assets: | $218,168,000 | 2,857 |
| Cash and due from depository institutions | $8,448,000 | 4,025 |
| Interest-bearing balances | $15,000 | 6,115 |
| Securities | $2,203,000 | 7,910 |
| Federal funds sold & reverse repurchase agreements | $27,150,000 | 570 |
| Net loans & leases | $175,065,000 | 2,461 |
| Loan loss allowance | $9,003,000 | 579 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,027,000 | 4,465 |
| Other real estate owned | $1,537,000 | 4,025 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,738,000 | 5,528 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $218,168,000 | 2,857 |
| Total liabilities | $192,631,000 | 2,889 |
| Total deposits | $192,258,000 | 2,654 |
| Interest-bearing deposits | $146,776,000 | 2,897 |
| Deposits held in domestic offices | $192,258,000 | 2,651 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $373,000 | 6,173 |
| Total equity capital | $25,537,000 | 2,586 |
| Total bank equity capital | $25,537,000 | 2,586 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $522,000 | 4,027 |
| Surplus | $4,607,000 | 4,082 |
| Undivided profits | $20,408,000 | 1,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,552,000 | 1,901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,547,000 | 132 |
| Income earned, not collected on loans | $1,060,000 | 3,746 |
| Earning assets | $204,433,000 | 2,793 |
| Long-term assets (5+ years) | $4,352,000 | 6,011 |
| Average Assets, year-to-date | $212,991,600 | 2,814 |
| Average Assets, quarterly | $215,705,500 | 2,848 |
| Volatile liabilities | $19,490,000 | 4,767 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $35,383,000 | 2,313 |
| Tier 1 (core) risk-based capital | $25,645,000 | 2,456 |
| Tier 2 risk-based capital | $2,637,000 | 1,900 |
| Total risk weighted assets | $204,803,000 | 2,248 |
| Total unused commitments | $35,383,000 | 2,314 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 41 | 3,935 |
| Assets and Liabilities | ||
| Total Assets: | $213,243,000 | 2,882 |
| Cash and due from depository institutions | $3,752,000 | 3,935 |
| Interest-bearing balances | $15,000 | 6,179 |
| Securities | $1,438,000 | 8,174 |
| Federal funds sold & reverse repurchase agreements | $20,275,000 | 673 |
| Net loans & leases | $183,961,000 | 2,369 |
| Loan loss allowance | $9,055,000 | 585 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,036,000 | 4,443 |
| Other real estate owned | $0 | 3,935 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,781,000 | 5,508 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $213,243,000 | 2,882 |
| Total liabilities | $188,571,000 | 2,907 |
| Total deposits | $188,070,000 | 2,674 |
| Interest-bearing deposits | $142,774,000 | 2,933 |
| Deposits held in domestic offices | $188,070,000 | 2,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $501,000 | 5,593 |
| Total equity capital | $24,672,000 | 2,645 |
| Total bank equity capital | $24,672,000 | 2,645 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $522,000 | 4,054 |
| Surplus | $4,607,000 | 4,064 |
| Undivided profits | $19,543,000 | 1,789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,705,000 | 834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,705,000 | 67 |
| Income earned, not collected on loans | $1,170,000 | 3,472 |
| Earning assets | $205,689,000 | 2,762 |
| Long-term assets (5+ years) | $4,162,000 | 6,055 |
| Average Assets, year-to-date | $211,697,500 | 2,841 |
| Average Assets, quarterly | $216,826,500 | 2,825 |
| Volatile liabilities | $20,747,000 | 4,631 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $55,495,000 | 1,719 |
| Tier 1 (core) risk-based capital | $24,793,000 | 2,523 |
| Tier 2 risk-based capital | $2,798,000 | 1,804 |
| Total risk weighted assets | $217,580,000 | 2,128 |
| Total unused commitments | $55,495,000 | 1,720 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 42 | 3,880 |
| Assets and Liabilities | ||
| Total Assets: | $220,410,000 | 2,803 |
| Cash and due from depository institutions | $8,151,000 | 3,880 |
| Interest-bearing balances | $15,000 | 6,196 |
| Securities | $1,404,000 | 8,228 |
| Federal funds sold & reverse repurchase agreements | $34,750,000 | 358 |
| Net loans & leases | $172,541,000 | 2,453 |
| Loan loss allowance | $7,846,000 | 650 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,039,000 | 4,419 |
| Other real estate owned | $0 | 3,880 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,525,000 | 5,792 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $220,410,000 | 2,803 |
| Total liabilities | $197,310,000 | 2,800 |
| Total deposits | $196,922,000 | 2,551 |
| Interest-bearing deposits | $149,654,000 | 2,801 |
| Deposits held in domestic offices | $196,922,000 | 2,548 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $388,000 | 5,893 |
| Total equity capital | $23,100,000 | 2,698 |
| Total bank equity capital | $23,100,000 | 2,698 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $522,000 | 4,049 |
| Surplus | $4,607,000 | 4,022 |
| Undivided profits | $17,971,000 | 1,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,681,000 | 727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,681,000 | 68 |
| Income earned, not collected on loans | $914,000 | 3,884 |
| Earning assets | $208,710,000 | 2,715 |
| Long-term assets (5+ years) | $1,853,000 | 6,863 |
| Average Assets, year-to-date | $211,182,330 | 2,845 |
| Average Assets, quarterly | $219,476,500 | 2,777 |
| Volatile liabilities | $20,427,000 | 4,600 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $57,659,000 | 1,660 |
| Tier 1 (core) risk-based capital | $23,355,000 | 2,607 |
| Tier 2 risk-based capital | $2,720,000 | 1,815 |
| Total risk weighted assets | $212,449,000 | 2,151 |
| Total unused commitments | $57,659,000 | 1,661 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 40 | 4,018 |
| Assets and Liabilities | ||
| Total Assets: | $218,543,000 | 2,786 |
| Cash and due from depository institutions | $4,305,000 | 4,018 |
| Interest-bearing balances | $15,000 | 6,254 |
| Securities | $1,640,000 | 8,221 |
| Federal funds sold & reverse repurchase agreements | $41,375,000 | 340 |
| Net loans & leases | $167,691,000 | 2,483 |
| Loan loss allowance | $6,839,000 | 735 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,039,000 | 4,374 |
| Other real estate owned | $0 | 4,018 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,493,000 | 5,758 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $218,543,000 | 2,786 |
| Total liabilities | $197,525,000 | 2,768 |
| Total deposits | $197,226,000 | 2,541 |
| Interest-bearing deposits | $147,779,000 | 2,818 |
| Deposits held in domestic offices | $197,226,000 | 2,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $299,000 | 6,387 |
| Total equity capital | $21,018,000 | 2,895 |
| Total bank equity capital | $21,018,000 | 2,895 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $522,000 | 4,037 |
| Surplus | $4,607,000 | 3,950 |
| Undivided profits | $15,889,000 | 2,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,758,000 | 1,475 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,758,000 | 131 |
| Income earned, not collected on loans | $862,000 | 3,894 |
| Earning assets | $210,721,000 | 2,677 |
| Long-term assets (5+ years) | $2,080,000 | 6,778 |
| Average Assets, year-to-date | $206,568,500 | 2,896 |
| Average Assets, quarterly | $206,568,500 | 2,896 |
| Volatile liabilities | $19,670,000 | 4,537 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $68,399,000 | 1,414 |
| Tier 1 (core) risk-based capital | $21,145,000 | 2,792 |
| Tier 2 risk-based capital | $2,348,000 | 2,025 |
| Total risk weighted assets | $183,339,000 | 2,365 |
| Total unused commitments | $68,399,000 | 1,414 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 35 | 4,445 |
| Assets and Liabilities | ||
| Total Assets: | $194,594,000 | 3,029 |
| Cash and due from depository institutions | $9,187,000 | 4,445 |
| Interest-bearing balances | $14,000 | 6,309 |
| Securities | $1,775,000 | 8,242 |
| Federal funds sold & reverse repurchase agreements | $31,165,000 | 407 |
| Net loans & leases | $149,065,000 | 2,697 |
| Loan loss allowance | $6,141,000 | 794 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,068,000 | 4,313 |
| Other real estate owned | $0 | 4,445 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,334,000 | 6,037 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $194,594,000 | 3,029 |
| Total liabilities | $175,577,000 | 3,017 |
| Total deposits | $175,384,000 | 2,790 |
| Interest-bearing deposits | $121,582,000 | 3,259 |
| Deposits held in domestic offices | $175,384,000 | 2,785 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $193,000 | 7,168 |
| Total equity capital | $19,017,000 | 3,131 |
| Total bank equity capital | $19,017,000 | 3,131 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $522,000 | 4,051 |
| Surplus | $4,607,000 | 3,906 |
| Undivided profits | $13,888,000 | 2,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $385,000 | 4,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $385,000 | 372 |
| Income earned, not collected on loans | $773,000 | 4,299 |
| Earning assets | $182,019,000 | 2,983 |
| Long-term assets (5+ years) | $2,712,000 | 6,544 |
| Average Assets, year-to-date | $156,613,800 | 3,476 |
| Average Assets, quarterly | $189,090,500 | 3,074 |
| Volatile liabilities | $15,639,000 | 5,040 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $32,557,000 | 2,408 |
| Tier 1 (core) risk-based capital | $19,102,000 | 3,031 |
| Tier 2 risk-based capital | $2,193,000 | 2,112 |
| Total risk weighted assets | $171,496,000 | 2,470 |
| Total unused commitments | $32,557,000 | 2,409 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 33 | 4,624 |
| Assets and Liabilities | ||
| Total Assets: | $183,587,000 | 3,131 |
| Cash and due from depository institutions | $9,919,000 | 4,624 |
| Interest-bearing balances | $14,000 | 6,363 |
| Securities | $2,191,000 | 8,161 |
| Federal funds sold & reverse repurchase agreements | $32,755,000 | 402 |
| Net loans & leases | $135,305,000 | 2,889 |
| Loan loss allowance | $4,930,000 | 989 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,147,000 | 4,203 |
| Other real estate owned | $0 | 4,624 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,270,000 | 6,155 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $183,587,000 | 3,131 |
| Total liabilities | $165,951,000 | 3,123 |
| Total deposits | $165,310,000 | 2,878 |
| Interest-bearing deposits | $110,149,000 | 3,459 |
| Deposits held in domestic offices | $165,310,000 | 2,874 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $641,000 | 4,517 |
| Total equity capital | $17,636,000 | 3,300 |
| Total bank equity capital | $17,636,000 | 3,300 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $522,000 | 4,046 |
| Surplus | $4,607,000 | 3,859 |
| Undivided profits | $12,507,000 | 2,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $408,000 | 4,174 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $96,000 | 784 |
| Income earned, not collected on loans | $684,000 | 4,672 |
| Earning assets | $170,265,000 | 3,101 |
| Long-term assets (5+ years) | $2,906,000 | 6,563 |
| Average Assets, year-to-date | $147,118,750 | 3,640 |
| Average Assets, quarterly | $166,051,000 | 3,371 |
| Volatile liabilities | $10,836,000 | 5,858 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $30,444,000 | 2,494 |
| Tier 1 (core) risk-based capital | $17,751,000 | 3,178 |
| Tier 2 risk-based capital | $1,904,000 | 2,357 |
| Total risk weighted assets | $149,330,000 | 2,747 |
| Total unused commitments | $30,444,000 | 2,497 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 30 | 4,929 |
| Assets and Liabilities | ||
| Total Assets: | $148,515,000 | 3,663 |
| Cash and due from depository institutions | $4,512,000 | 4,929 |
| Interest-bearing balances | $14,000 | 6,323 |
| Securities | $3,007,000 | 8,004 |
| Federal funds sold & reverse repurchase agreements | $12,795,000 | 947 |
| Net loans & leases | $124,941,000 | 3,012 |
| Loan loss allowance | $3,929,000 | 1,233 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,126,000 | 4,179 |
| Other real estate owned | $0 | 4,929 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,134,000 | 6,253 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $148,515,000 | 3,663 |
| Total liabilities | $132,484,000 | 3,653 |
| Total deposits | $132,204,000 | 3,399 |
| Interest-bearing deposits | $99,100,000 | 3,742 |
| Deposits held in domestic offices | $132,204,000 | 3,396 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $280,000 | 6,324 |
| Total equity capital | $16,031,000 | 3,527 |
| Total bank equity capital | $16,031,000 | 3,527 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $522,000 | 4,038 |
| Surplus | $4,607,000 | 3,812 |
| Undivided profits | $10,902,000 | 2,808 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $347,000 | 4,360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $347,000 | 421 |
| Income earned, not collected on loans | $538,000 | 5,200 |
| Earning assets | $140,757,000 | 3,560 |
| Long-term assets (5+ years) | $3,571,000 | 6,351 |
| Average Assets, year-to-date | $134,962,670 | 3,879 |
| Average Assets, quarterly | $143,772,500 | 3,720 |
| Volatile liabilities | $9,118,000 | 6,145 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $28,852,000 | 2,515 |
| Tier 1 (core) risk-based capital | $16,074,000 | 3,415 |
| Tier 2 risk-based capital | $1,703,000 | 2,520 |
| Total risk weighted assets | $133,983,000 | 2,952 |
| Total unused commitments | $28,852,000 | 2,516 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 28 | 5,181 |
| Assets and Liabilities | ||
| Total Assets: | $139,030,000 | 3,842 |
| Cash and due from depository institutions | $5,328,000 | 5,181 |
| Interest-bearing balances | $11,000 | 6,436 |
| Securities | $3,371,000 | 8,002 |
| Federal funds sold & reverse repurchase agreements | $6,080,000 | 1,979 |
| Net loans & leases | $121,139,000 | 3,029 |
| Loan loss allowance | $3,001,000 | 1,582 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,110,000 | 4,179 |
| Other real estate owned | $0 | 5,181 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,002,000 | 6,572 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $139,030,000 | 3,842 |
| Total liabilities | $124,589,000 | 3,843 |
| Total deposits | $122,658,000 | 3,619 |
| Interest-bearing deposits | $79,310,000 | 4,411 |
| Deposits held in domestic offices | $122,658,000 | 3,616 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,931,000 | 2,015 |
| Total equity capital | $14,441,000 | 3,775 |
| Total bank equity capital | $14,441,000 | 3,775 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $522,000 | 4,052 |
| Surplus | $4,607,000 | 3,793 |
| Undivided profits | $9,312,000 | 3,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $714,000 | 3,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $714,000 | 246 |
| Income earned, not collected on loans | $491,000 | 5,407 |
| Earning assets | $130,601,000 | 3,753 |
| Long-term assets (5+ years) | $3,728,000 | 6,394 |
| Average Assets, year-to-date | $128,186,500 | 4,063 |
| Average Assets, quarterly | $128,186,500 | 4,063 |
| Volatile liabilities | $9,115,000 | 6,077 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $27,136,000 | 2,555 |
| Tier 1 (core) risk-based capital | $14,591,000 | 3,657 |
| Tier 2 risk-based capital | $1,629,000 | 2,590 |
| Total risk weighted assets | $128,911,000 | 3,008 |
| Total unused commitments | $27,136,000 | 2,560 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 25 | 5,579 |
| Assets and Liabilities | ||
| Total Assets: | $117,343,000 | 4,355 |
| Cash and due from depository institutions | $5,330,000 | 5,579 |
| Interest-bearing balances | $11,000 | 6,437 |
| Securities | $3,618,000 | 7,987 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 5,102 |
| Net loans & leases | $104,700,000 | 3,404 |
| Loan loss allowance | $2,742,000 | 1,691 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,015,000 | 4,274 |
| Other real estate owned | $0 | 5,579 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $880,000 | 6,814 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $117,343,000 | 4,355 |
| Total liabilities | $102,781,000 | 4,416 |
| Total deposits | $100,992,000 | 4,182 |
| Interest-bearing deposits | $69,180,000 | 4,870 |
| Deposits held in domestic offices | $100,992,000 | 4,178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,675,000 | 2,398 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $114,000 | 7,744 |
| Total equity capital | $14,562,000 | 3,755 |
| Total bank equity capital | $14,562,000 | 3,755 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $522,000 | 4,061 |
| Surplus | $4,607,000 | 3,753 |
| Undivided profits | $9,433,000 | 3,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $792,000 | 2,845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $696,000 | 245 |
| Income earned, not collected on loans | $416,000 | 5,928 |
| Earning assets | $109,129,000 | 4,323 |
| Long-term assets (5+ years) | $5,005,000 | 6,052 |
| Average Assets, year-to-date | $104,531,400 | 4,594 |
| Average Assets, quarterly | $113,342,500 | 4,433 |
| Volatile liabilities | $9,572,000 | 5,934 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $23,533,000 | 2,701 |
| Tier 1 (core) risk-based capital | $14,653,000 | 3,613 |
| Tier 2 risk-based capital | $1,404,000 | 2,923 |
| Total risk weighted assets | $110,981,000 | 3,388 |
| Total unused commitments | $23,533,000 | 2,703 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 24 | 5,726 |
| Assets and Liabilities | ||
| Total Assets: | $109,342,000 | 4,550 |
| Cash and due from depository institutions | $3,792,000 | 5,726 |
| Interest-bearing balances | $11,000 | 6,517 |
| Securities | $3,840,000 | 7,958 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 2,714 |
| Net loans & leases | $95,339,000 | 3,607 |
| Loan loss allowance | $2,087,000 | 2,210 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,046,000 | 4,193 |
| Other real estate owned | $0 | 5,726 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $825,000 | 6,999 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $109,342,000 | 4,550 |
| Total liabilities | $95,158,000 | 4,616 |
| Total deposits | $94,906,000 | 4,340 |
| Interest-bearing deposits | $60,082,000 | 5,277 |
| Deposits held in domestic offices | $94,906,000 | 4,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $252,000 | 6,621 |
| Total equity capital | $14,184,000 | 3,831 |
| Total bank equity capital | $14,184,000 | 3,831 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $522,000 | 4,077 |
| Surplus | $4,607,000 | 3,705 |
| Undivided profits | $9,055,000 | 3,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $771,000 | 3,078 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $771,000 | 233 |
| Income earned, not collected on loans | $346,000 | 6,669 |
| Earning assets | $102,690,000 | 4,472 |
| Long-term assets (5+ years) | $7,862,000 | 5,379 |
| Average Assets, year-to-date | $101,328,500 | 4,705 |
| Average Assets, quarterly | $104,899,000 | 4,641 |
| Volatile liabilities | $7,254,000 | 6,556 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $26,055,000 | 2,512 |
| Tier 1 (core) risk-based capital | $14,228,000 | 3,675 |
| Tier 2 risk-based capital | $1,279,000 | 3,127 |
| Total risk weighted assets | $101,536,000 | 3,588 |
| Total unused commitments | $26,055,000 | 2,517 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 23 | 5,936 |
| Assets and Liabilities | ||
| Total Assets: | $100,456,000 | 4,796 |
| Cash and due from depository institutions | $5,008,000 | 5,936 |
| Interest-bearing balances | $11,000 | 6,529 |
| Securities | $4,634,000 | 7,835 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 2,889 |
| Net loans & leases | $85,076,000 | 3,900 |
| Loan loss allowance | $1,870,000 | 2,425 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,015,000 | 4,208 |
| Other real estate owned | $0 | 5,936 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $823,000 | 6,977 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $100,456,000 | 4,796 |
| Total liabilities | $87,239,000 | 4,897 |
| Total deposits | $87,056,000 | 4,610 |
| Interest-bearing deposits | $60,867,000 | 5,249 |
| Deposits held in domestic offices | $87,056,000 | 4,607 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $183,000 | 7,031 |
| Total equity capital | $13,217,000 | 3,924 |
| Total bank equity capital | $13,217,000 | 3,924 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $522,000 | 4,105 |
| Surplus | $4,607,000 | 3,662 |
| Undivided profits | $8,088,000 | 3,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $774,000 | 3,124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $774,000 | 232 |
| Income earned, not collected on loans | $354,000 | 6,412 |
| Earning assets | $92,621,000 | 4,787 |
| Long-term assets (5+ years) | $8,366,000 | 5,373 |
| Average Assets, year-to-date | $98,657,330 | 4,814 |
| Average Assets, quarterly | $99,494,000 | 4,816 |
| Volatile liabilities | $8,873,000 | 6,101 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $20,124,000 | 2,987 |
| Tier 1 (core) risk-based capital | $13,423,000 | 3,810 |
| Tier 2 risk-based capital | $1,149,000 | 3,361 |
| Total risk weighted assets | $91,199,000 | 3,846 |
| Total unused commitments | $20,124,000 | 2,990 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 23 | 5,928 |
| Assets and Liabilities | ||
| Total Assets: | $98,532,000 | 4,873 |
| Cash and due from depository institutions | $4,932,000 | 5,928 |
| Interest-bearing balances | $11,000 | 6,594 |
| Securities | $5,649,000 | 7,594 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,522 |
| Net loans & leases | $81,880,000 | 3,939 |
| Loan loss allowance | $1,819,000 | 2,453 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,003,000 | 4,185 |
| Other real estate owned | $0 | 5,928 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $568,000 | 7,667 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $98,532,000 | 4,873 |
| Total liabilities | $85,752,000 | 4,956 |
| Total deposits | $85,636,000 | 4,687 |
| Interest-bearing deposits | $60,090,000 | 5,318 |
| Deposits held in domestic offices | $85,636,000 | 4,683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $116,000 | 7,953 |
| Total equity capital | $12,780,000 | 4,120 |
| Total bank equity capital | $12,780,000 | 4,120 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $522,000 | 4,111 |
| Surplus | $4,607,000 | 3,623 |
| Undivided profits | $7,651,000 | 3,667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,041,000 | 2,574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $313,000 | 6,711 |
| Earning assets | $91,040,000 | 4,852 |
| Long-term assets (5+ years) | $9,215,000 | 5,142 |
| Average Assets, year-to-date | $97,758,000 | 4,855 |
| Average Assets, quarterly | $97,758,000 | 4,855 |
| Volatile liabilities | $11,581,000 | 5,323 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $20,073,000 | 2,926 |
| Tier 1 (core) risk-based capital | $12,741,000 | 3,947 |
| Tier 2 risk-based capital | $1,156,000 | 3,300 |
| Total risk weighted assets | $91,823,000 | 3,764 |
| Total unused commitments | $20,073,000 | 2,933 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 21 | 6,226 |
| Assets and Liabilities | ||
| Total Assets: | $96,984,000 | 4,895 |
| Cash and due from depository institutions | $3,931,000 | 6,226 |
| Interest-bearing balances | $11,000 | 6,590 |
| Securities | $6,367,000 | 7,471 |
| Federal funds sold & reverse repurchase agreements | $5,175,000 | 2,219 |
| Net loans & leases | $78,942,000 | 4,008 |
| Loan loss allowance | $1,669,000 | 2,627 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,005,000 | 4,175 |
| Other real estate owned | $0 | 6,226 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $564,000 | 7,762 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,984,000 | 4,895 |
| Total liabilities | $85,797,000 | 4,922 |
| Total deposits | $85,686,000 | 4,651 |
| Interest-bearing deposits | $59,887,000 | 5,309 |
| Deposits held in domestic offices | $85,686,000 | 4,648 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $111,000 | 7,985 |
| Total equity capital | $11,187,000 | 4,485 |
| Total bank equity capital | $11,187,000 | 4,485 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $522,000 | 4,143 |
| Surplus | $4,607,000 | 3,591 |
| Undivided profits | $6,058,000 | 4,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $500,000 | 4,122 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $500,000 | 348 |
| Income earned, not collected on loans | $296,000 | 7,020 |
| Earning assets | $90,495,000 | 4,829 |
| Long-term assets (5+ years) | $7,307,000 | 5,594 |
| Average Assets, year-to-date | $86,141,000 | 5,182 |
| Average Assets, quarterly | $91,224,000 | 5,074 |
| Volatile liabilities | $14,848,000 | 4,652 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $17,367,000 | 3,129 |
| Tier 1 (core) risk-based capital | $11,168,000 | 4,323 |
| Tier 2 risk-based capital | $1,074,000 | 3,498 |
| Total risk weighted assets | $85,327,000 | 3,965 |
| Total unused commitments | $17,367,000 | 3,131 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 21 | 6,252 |
| Assets and Liabilities | ||
| Total Assets: | $85,464,000 | 5,322 |
| Cash and due from depository institutions | $2,713,000 | 6,252 |
| Interest-bearing balances | $11,000 | 6,631 |
| Securities | $5,189,000 | 7,736 |
| Federal funds sold & reverse repurchase agreements | $650,000 | 5,760 |
| Net loans & leases | $74,424,000 | 4,177 |
| Loan loss allowance | $1,535,000 | 2,825 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,958,000 | 4,240 |
| Other real estate owned | $0 | 6,252 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $530,000 | 7,976 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,464,000 | 5,322 |
| Total liabilities | $75,119,000 | 5,378 |
| Total deposits | $72,454,000 | 5,234 |
| Interest-bearing deposits | $54,445,000 | 5,644 |
| Deposits held in domestic offices | $72,454,000 | 5,231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,500,000 | 2,029 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $165,000 | 7,697 |
| Total equity capital | $10,345,000 | 4,744 |
| Total bank equity capital | $10,345,000 | 4,744 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $522,000 | 4,174 |
| Surplus | $4,607,000 | 3,525 |
| Undivided profits | $5,216,000 | 4,552 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $495,000 | 4,359 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $477,000 | 389 |
| Income earned, not collected on loans | $288,000 | 7,224 |
| Earning assets | $80,274,000 | 5,216 |
| Long-term assets (5+ years) | $7,603,000 | 5,537 |
| Average Assets, year-to-date | $83,430,250 | 5,314 |
| Average Assets, quarterly | $83,204,500 | 5,387 |
| Volatile liabilities | $13,404,000 | 4,917 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $12,410,000 | 3,794 |
| Tier 1 (core) risk-based capital | $10,270,000 | 4,604 |
| Tier 2 risk-based capital | $998,000 | 3,676 |
| Total risk weighted assets | $79,328,000 | 4,157 |
| Total unused commitments | $12,410,000 | 3,798 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 20 | 6,386 |
| Assets and Liabilities | ||
| Total Assets: | $80,945,000 | 5,502 |
| Cash and due from depository institutions | $2,341,000 | 6,386 |
| Interest-bearing balances | $11,000 | 6,662 |
| Securities | $6,541,000 | 7,350 |
| Federal funds sold & reverse repurchase agreements | $1,750,000 | 5,021 |
| Net loans & leases | $67,865,000 | 4,435 |
| Loan loss allowance | $1,189,000 | 3,416 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,946,000 | 4,229 |
| Other real estate owned | $0 | 6,386 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $502,000 | 8,019 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,945,000 | 5,502 |
| Total liabilities | $71,454,000 | 5,533 |
| Total deposits | $71,353,000 | 5,279 |
| Interest-bearing deposits | $55,046,000 | 5,615 |
| Deposits held in domestic offices | $71,353,000 | 5,276 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $101,000 | 8,472 |
| Total equity capital | $9,491,000 | 5,024 |
| Total bank equity capital | $9,491,000 | 5,024 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $522,000 | 4,184 |
| Surplus | $4,607,000 | 3,495 |
| Undivided profits | $4,362,000 | 5,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $241,000 | 5,735 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $263,000 | 7,391 |
| Earning assets | $76,167,000 | 5,393 |
| Long-term assets (5+ years) | $3,369,000 | 6,729 |
| Average Assets, year-to-date | $82,752,330 | 5,357 |
| Average Assets, quarterly | $81,288,500 | 5,455 |
| Volatile liabilities | $12,541,000 | 5,069 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $12,631,000 | 3,693 |
| Tier 1 (core) risk-based capital | $9,321,000 | 4,861 |
| Tier 2 risk-based capital | $897,000 | 3,936 |
| Total risk weighted assets | $71,446,000 | 4,456 |
| Total unused commitments | $12,631,000 | 3,704 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 19 | 6,553 |
| Assets and Liabilities | ||
| Total Assets: | $81,632,000 | 5,420 |
| Cash and due from depository institutions | $2,731,000 | 6,553 |
| Interest-bearing balances | $11,000 | 6,620 |
| Securities | $7,008,000 | 7,273 |
| Federal funds sold & reverse repurchase agreements | $4,675,000 | 3,348 |
| Net loans & leases | $64,589,000 | 4,529 |
| Loan loss allowance | $1,117,000 | 3,527 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,976,000 | 4,150 |
| Other real estate owned | $102,000 | 6,553 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $551,000 | 7,867 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,632,000 | 5,420 |
| Total liabilities | $72,994,000 | 5,417 |
| Total deposits | $72,883,000 | 5,180 |
| Interest-bearing deposits | $55,306,000 | 5,585 |
| Deposits held in domestic offices | $72,883,000 | 5,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $111,000 | 8,378 |
| Total equity capital | $8,638,000 | 5,277 |
| Total bank equity capital | $8,638,000 | 5,277 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $522,000 | 4,197 |
| Surplus | $4,607,000 | 3,452 |
| Undivided profits | $3,509,000 | 5,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $380,000 | 4,896 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $284,000 | 7,217 |
| Earning assets | $76,283,000 | 5,334 |
| Long-term assets (5+ years) | $1,910,000 | 7,313 |
| Average Assets, year-to-date | $83,656,000 | 5,292 |
| Average Assets, quarterly | $83,656,000 | 5,292 |
| Volatile liabilities | $16,205,000 | 4,332 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $9,210,000 | 4,336 |
| Tier 1 (core) risk-based capital | $8,370,000 | 5,194 |
| Tier 2 risk-based capital | $881,000 | 3,939 |
| Total risk weighted assets | $70,212,000 | 4,440 |
| Total unused commitments | $9,210,000 | 4,351 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 18 | 6,711 |
| Assets and Liabilities | ||
| Total Assets: | $85,680,000 | 5,204 |
| Cash and due from depository institutions | $1,502,000 | 6,711 |
| Interest-bearing balances | $10,000 | 6,634 |
| Securities | $8,839,000 | 6,799 |
| Federal funds sold & reverse repurchase agreements | $5,850,000 | 2,451 |
| Net loans & leases | $66,650,000 | 4,444 |
| Loan loss allowance | $1,029,000 | 3,723 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,899,000 | 4,225 |
| Other real estate owned | $146,000 | 6,711 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $794,000 | 7,127 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,680,000 | 5,204 |
| Total liabilities | $77,533,000 | 5,164 |
| Total deposits | $77,192,000 | 4,907 |
| Interest-bearing deposits | $62,739,000 | 5,081 |
| Deposits held in domestic offices | $77,192,000 | 4,903 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $341,000 | 6,331 |
| Total equity capital | $8,147,000 | 5,434 |
| Total bank equity capital | $8,147,000 | 5,434 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $522,000 | 4,201 |
| Surplus | $4,607,000 | 3,415 |
| Undivided profits | $3,018,000 | 5,826 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $320,000 | 5,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $281,000 | 7,406 |
| Earning assets | $81,349,000 | 5,072 |
| Long-term assets (5+ years) | $2,229,000 | 7,109 |
| Average Assets, year-to-date | $79,082,400 | 5,307 |
| Average Assets, quarterly | $82,811,500 | 5,266 |
| Volatile liabilities | $18,574,000 | 3,937 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $13,005,000 | 3,480 |
| Tier 1 (core) risk-based capital | $7,959,000 | 5,321 |
| Tier 2 risk-based capital | $926,000 | 3,747 |
| Total risk weighted assets | $73,962,000 | 4,282 |
| Total unused commitments | $13,005,000 | 3,484 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 17 | 6,921 |
| Assets and Liabilities | ||
| Total Assets: | $73,856,000 | 5,621 |
| Cash and due from depository institutions | $1,478,000 | 6,921 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $16,828,000 | 5,048 |
| Federal funds sold & reverse repurchase agreements | $380,000 | 6,612 |
| Net loans & leases | $52,442,000 | 5,117 |
| Loan loss allowance | $951,000 | 3,725 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,964,000 | 4,077 |
| Other real estate owned | $0 | 6,921 |
| Goodwill and other intangibles | $4,000 | 3,046 |
| All other assets | $760,000 | 7,345 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,856,000 | 5,621 |
| Total liabilities | $67,036,000 | 5,583 |
| Total deposits | $65,396,000 | 5,389 |
| Interest-bearing deposits | $54,587,000 | 5,451 |
| Deposits held in domestic offices | $65,396,000 | 5,385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,425,000 | 2,409 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $215,000 | 7,747 |
| Total equity capital | $6,820,000 | 5,913 |
| Total bank equity capital | $6,820,000 | 5,913 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $533,000 | 4,260 |
| Surplus | $4,793,000 | 3,236 |
| Undivided profits | $1,494,000 | 7,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $737,000 | 3,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $259,000 | 7,899 |
| Earning assets | $69,650,000 | 5,523 |
| Long-term assets (5+ years) | $10,435,000 | 4,703 |
| Average Assets, year-to-date | $65,668,000 | 5,837 |
| Average Assets, quarterly | $71,256,500 | 5,712 |
| Volatile liabilities | $18,723,000 | 3,859 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $8,049,000 | 4,406 |
| Tier 1 (core) risk-based capital | $6,826,000 | 5,756 |
| Tier 2 risk-based capital | $766,000 | 4,156 |
| Total risk weighted assets | $61,079,000 | 4,786 |
| Total unused commitments | $8,049,000 | 4,416 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 17 | 7,003 |
| Assets and Liabilities | ||
| Total Assets: | $59,265,000 | 6,286 |
| Cash and due from depository institutions | $2,813,000 | 7,003 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $5,149,000 | 8,310 |
| Federal funds sold & reverse repurchase agreements | $930,000 | 5,529 |
| Net loans & leases | $47,699,000 | 5,335 |
| Loan loss allowance | $742,000 | 4,394 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,048,000 | 3,927 |
| Other real estate owned | $0 | 7,003 |
| Goodwill and other intangibles | $15,000 | 3,004 |
| All other assets | $611,000 | 7,607 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,265,000 | 6,286 |
| Total liabilities | $53,334,000 | 6,241 |
| Total deposits | $53,027,000 | 5,982 |
| Interest-bearing deposits | $45,594,000 | 5,987 |
| Deposits held in domestic offices | $53,027,000 | 5,978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $307,000 | 7,258 |
| Total equity capital | $5,931,000 | 6,408 |
| Total bank equity capital | $5,931,000 | 6,408 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $533,000 | 4,392 |
| Surplus | $4,793,000 | 3,161 |
| Undivided profits | $605,000 | 8,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $61,000 | 7,322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $268,000 | 7,250 |
| Earning assets | $53,778,000 | 6,317 |
| Long-term assets (5+ years) | $4,789,000 | 6,088 |
| Average Assets, year-to-date | $52,866,000 | 6,473 |
| Average Assets, quarterly | $56,805,500 | 6,370 |
| Volatile liabilities | $12,347,000 | 5,039 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $7,888,000 | 4,300 |
| Tier 1 (core) risk-based capital | $5,915,000 | 6,295 |
| Tier 2 risk-based capital | $657,030 | 4,533 |
| Total risk weighted assets | $52,477,530 | 5,134 |
| Total unused commitments | $7,888,000 | 4,301 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 10 | 8,830 |
| Assets and Liabilities | ||
| Total Assets: | $44,591,000 | 7,305 |
| Cash and due from depository institutions | $1,425,000 | 8,830 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $4,703,000 | 8,777 |
| Federal funds sold & reverse repurchase agreements | $908,000 | 5,062 |
| Net loans & leases | $34,893,000 | 6,298 |
| Loan loss allowance | $483,000 | 5,815 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,156,000 | 3,781 |
| Other real estate owned | $0 | 8,830 |
| Goodwill and other intangibles | $26,000 | 3,007 |
| All other assets | $480,000 | 8,330 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,591,000 | 7,305 |
| Total liabilities | $39,338,000 | 7,347 |
| Total deposits | $39,233,000 | 7,122 |
| Interest-bearing deposits | $33,941,000 | 7,079 |
| Deposits held in domestic offices | $39,233,000 | 7,120 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $105,000 | 9,323 |
| Total equity capital | $5,253,000 | 6,793 |
| Total bank equity capital | $5,253,000 | 6,793 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $533,000 | 4,528 |
| Surplus | $4,793,000 | 3,127 |
| Undivided profits | $-73,000 | 9,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $83,000 | 7,114 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $178,000 | 8,083 |
| Earning assets | $40,504,000 | 7,310 |
| Long-term assets (5+ years) | $4,148,000 | 6,631 |
| Average Assets, year-to-date | $39,199,400 | 7,595 |
| Average Assets, quarterly | $42,597,000 | 7,420 |
| Volatile liabilities | $5,036,000 | 7,323 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,252,000 | 5,327 |
| Tier 1 (core) risk-based capital | $5,304,000 | 6,767 |
| Tier 2 risk-based capital | $483,000 | 5,459 |
| Total risk weighted assets | $38,806,400 | 6,121 |
| Total unused commitments | $5,252,000 | 5,330 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 11 | 8,764 |
| Assets and Liabilities | ||
| Total Assets: | $34,567,000 | 8,232 |
| Cash and due from depository institutions | $216,000 | 8,764 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $4,981,000 | 8,779 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 5,177 |
| Net loans & leases | $24,175,000 | 7,394 |
| Loan loss allowance | $280,000 | 7,600 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,219,000 | 3,576 |
| Other real estate owned | $0 | 8,764 |
| Goodwill and other intangibles | $37,000 | 3,009 |
| All other assets | $339,000 | 9,131 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,567,000 | 8,232 |
| Total liabilities | $29,438,000 | 8,359 |
| Total deposits | $29,347,000 | 8,230 |
| Interest-bearing deposits | $27,656,000 | 7,882 |
| Deposits held in domestic offices | $29,347,000 | 8,229 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $91,000 | 9,818 |
| Total equity capital | $5,129,000 | 6,993 |
| Total bank equity capital | $5,129,000 | 6,993 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $533,000 | 4,569 |
| Surplus | $4,793,000 | 2,983 |
| Undivided profits | $-197,000 | 9,908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 8,842 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $124,000 | 9,036 |
| Earning assets | $31,756,000 | 8,210 |
| Long-term assets (5+ years) | $4,971,000 | 6,229 |
| Average Assets, year-to-date | $26,832,000 | 8,748 |
| Average Assets, quarterly | $32,149,500 | 8,391 |
| Volatile liabilities | $3,852,000 | 7,697 |
| Insider loans | $666,000 | 4,559 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,430,000 | 4,349 |
| Tier 1 (core) risk-based capital | $5,050,000 | 6,890 |
| Tier 2 risk-based capital | $280,000 | 7,233 |
| Total risk weighted assets | $28,174,600 | 7,128 |
| Total unused commitments | $7,430,000 | 4,355 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 7 | 10,170 |
| Assets and Liabilities | ||
| Total Assets: | $19,964,000 | 9,855 |
| Cash and due from depository institutions | $579,000 | 10,170 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $6,941,000 | 8,475 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,941 |
| Net loans & leases | $9,281,000 | 9,996 |
| Loan loss allowance | $120,000 | 9,838 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,056,000 | 5,794 |
| Other real estate owned | $0 | 10,170 |
| Goodwill and other intangibles | $48,000 | 2,973 |
| All other assets | $59,000 | 10,867 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,964,000 | 9,855 |
| Total liabilities | $14,964,000 | 10,122 |
| Total deposits | $14,906,000 | 10,047 |
| Interest-bearing deposits | $14,267,000 | 9,806 |
| Deposits held in domestic offices | $14,906,000 | 10,047 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $58,000 | 10,625 |
| Total equity capital | $5,000,000 | 7,169 |
| Total bank equity capital | $5,000,000 | 7,169 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $533,000 | 4,736 |
| Surplus | $4,793,000 | 2,895 |
| Undivided profits | $-326,000 | 10,531 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $36,000 | 10,546 |
| Earning assets | $18,222,000 | 9,834 |
| Long-term assets (5+ years) | $5,431,000 | 5,783 |
| Average Assets, year-to-date | $16,744,000 | 10,078 |
| Average Assets, quarterly | $16,744,000 | 10,129 |
| Volatile liabilities | $1,890,000 | 9,407 |
| Insider loans | $49,000 | 9,060 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,916,000 | 6,598 |
| Tier 1 (core) risk-based capital | $4,949,000 | 7,051 |
| Tier 2 risk-based capital | $120,000 | 9,609 |
| Total risk weighted assets | $13,154,600 | 9,520 |
| Total unused commitments | $2,916,000 | 6,605 |
| Derivatives | $0 | 533 |