Home > Statewide Bank > Income and Expense

Statewide Bank, Income and Expense

2009-12-31 (YTD Data)Rank
Total interest income$14,512,0002,297
Total interest expense$6,106,0001,896
Net interest income$8,406,0002,597
Provision for loan and lease losses$6,961,0001,129
Total noninterest income$1,731,0002,341
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$714,0002,213
Trading account gains and fees$0211
Additional Noninterest Income$1,017,0002,123
Total noninterest expense$10,315,0001,964
Salaries and employee benefits$3,954,0002,471
Premises and equipment expense$1,844,0001,465
Additional noninterest expense$4,517,0001,641
Pre-tax net operating income$-7,139,0007,359
Securities gains (losses)$-7,679,0007,926
Applicable income taxes$-5,295,0007,769
Income before extraordinary items$-9,523,0007,539
Extraordinary gains, net$034
Net income$-9,523,0007,538
Minority interest net income$0115
Net income of bank and minority interests.$-9,523,0007,538
Net charge-offs$5,716,0001,032
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-4,608,4407,233
2009-09-30 (YTD Data)Rank
Total interest income$11,193,0002,270
Total interest expense$4,832,0001,882
Net interest income$6,361,0002,564
Provision for loan and lease losses$4,343,0001,153
Total noninterest income$1,461,0002,211
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$532,0002,239
Trading account gains and fees$0212
Additional Noninterest Income$929,0001,919
Total noninterest expense$7,508,0002,008
Salaries and employee benefits$2,951,0002,511
Premises and equipment expense$1,208,0001,698
Additional noninterest expense$3,349,0001,617
Pre-tax net operating income$-4,029,0007,413
Securities gains (losses)$-7,628,0008,030
Applicable income taxes$-4,197,0007,878
Income before extraordinary items$-7,460,0007,712
Extraordinary gains, net$027
Net income$-7,460,0007,711
Minority interest net income$0118
Net income of bank and minority interests.$-7,460,0007,711
Net charge-offs$2,595,0001,291
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,578,0807,295
2009-06-30 (YTD Data)Rank
Total interest income$7,629,0002,254
Total interest expense$3,392,0001,884
Net interest income$4,237,0002,555
Provision for loan and lease losses$1,853,0001,463
Total noninterest income$1,187,0001,925
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$355,0002,218
Trading account gains and fees$0193
Additional Noninterest Income$832,0001,602
Total noninterest expense$4,817,0002,101
Salaries and employee benefits$2,086,0002,421
Premises and equipment expense$668,0002,047
Additional noninterest expense$2,063,0001,765
Pre-tax net operating income$-1,246,0007,139
Securities gains (losses)$-5,220,0008,125
Applicable income taxes$-2,462,0007,934
Income before extraordinary items$-4,004,0007,729
Extraordinary gains, net$021
Net income$-4,004,0007,728
Minority interest net income$0112
Net income of bank and minority interests.$-4,004,0007,728
Net charge-offs$2,058,0001,103
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-663,2006,900
2009-03-31 (YTD Data)Rank
Total interest income$3,925,0002,243
Total interest expense$1,785,0001,859
Net interest income$2,140,0002,532
Provision for loan and lease losses$06,744
Total noninterest income$923,0001,380
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$160,0002,326
Trading account gains and fees$0171
Additional Noninterest Income$763,0001,054
Total noninterest expense$2,289,0002,159
Salaries and employee benefits$1,130,0002,253
Premises and equipment expense$240,0002,767
Additional noninterest expense$919,0001,761
Pre-tax net operating income$774,0001,659
Securities gains (losses)$-263,0008,066
Applicable income taxes$75,0002,472
Income before extraordinary items$436,0002,393
Extraordinary gains, net$015
Net income$436,0002,393
Minority interest net income$0102
Net income of bank and minority interests.$436,0002,395
Net charge-offs$699,0001,156
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$659,5501,554
2008-12-31 (YTD Data)Rank
Total interest income$18,238,0002,090
Total interest expense$8,418,0001,874
Net interest income$9,820,0002,261
Provision for loan and lease losses$623,0003,439
Total noninterest income$4,649,0001,129
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$667,0002,443
Trading account gains and fees$0154
Additional Noninterest Income$3,982,000772
Total noninterest expense$11,933,0001,638
Salaries and employee benefits$5,814,0001,755
Premises and equipment expense$2,026,0001,353
Additional noninterest expense$4,093,0001,509
Pre-tax net operating income$1,913,0002,538
Securities gains (losses)$-3,239,0008,015
Applicable income taxes$-481,0007,483
Income before extraordinary items$-845,0006,923
Extraordinary gains, net$039
Net income$-845,0006,926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$590,0002,577
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,227,9603,017
2008-09-30 (YTD Data)Rank
Total interest income$14,364,0002,029
Total interest expense$6,531,0001,890
Net interest income$7,833,0002,144
Provision for loan and lease losses$623,0002,431
Total noninterest income$4,413,000964
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$519,0002,380
Trading account gains and fees$0148
Additional Noninterest Income$3,894,000676
Total noninterest expense$9,287,0001,568
Salaries and employee benefits$4,404,0001,757
Premises and equipment expense$1,661,0001,240
Additional noninterest expense$3,222,0001,388
Pre-tax net operating income$2,336,0002,044
Securities gains (losses)$-7,815,0008,261
Applicable income taxes$-1,706,0008,154
Income before extraordinary items$-3,773,0008,069
Extraordinary gains, net$031
Net income$-3,773,0008,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$470,0002,016
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,619,3502,282
2008-06-30 (YTD Data)Rank
Total interest income$10,011,0001,983
Total interest expense$4,568,0001,890
Net interest income$5,443,0002,045
Provision for loan and lease losses$820,0001,392
Total noninterest income$4,550,000687
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$358,0002,309
Trading account gains and fees$0149
Additional Noninterest Income$4,192,000491
Total noninterest expense$6,594,0001,462
Salaries and employee benefits$3,111,0001,679
Premises and equipment expense$1,122,0001,219
Additional noninterest expense$2,361,0001,258
Pre-tax net operating income$2,579,0001,346
Securities gains (losses)$-3,376,0008,408
Applicable income taxes$-162,0007,940
Income before extraordinary items$-635,0007,795
Extraordinary gains, net$021
Net income$-635,0007,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0003,209
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,065,8001,301
2008-03-31 (YTD Data)Rank
Total interest income$5,140,0001,973
Total interest expense$2,381,0001,952
Net interest income$2,759,0002,022
Provision for loan and lease losses$44,0004,035
Total noninterest income$391,0002,637
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$177,0002,295
Trading account gains and fees$0158
Additional Noninterest Income$214,0002,479
Total noninterest expense$3,067,0001,573
Salaries and employee benefits$1,534,0001,716
Premises and equipment expense$567,0001,217
Additional noninterest expense$966,0001,496
Pre-tax net operating income$39,0006,737
Securities gains (losses)$-1,893,0008,470
Applicable income taxes$-623,0008,375
Income before extraordinary items$-1,231,0008,338
Extraordinary gains, net$015
Net income$-1,231,0008,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0001,940
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$18,3806,952
2007-12-31 (YTD Data)Rank
Total interest income$20,558,0002,040
Total interest expense$9,675,0001,983
Net interest income$10,883,0002,074
Provision for loan and lease losses$2,365,000732
Total noninterest income$1,738,0002,440
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$546,0002,860
Trading account gains and fees$0178
Additional Noninterest Income$1,192,0001,981
Total noninterest expense$11,315,0001,628
Salaries and employee benefits$5,752,0001,755
Premises and equipment expense$1,811,0001,476
Additional noninterest expense$3,752,0001,477
Pre-tax net operating income$-1,059,0008,064
Securities gains (losses)$-5,639,0008,493
Applicable income taxes$-2,278,0008,465
Income before extraordinary items$-4,420,0008,442
Extraordinary gains, net$039
Net income$-4,420,0008,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,381,000798
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-698,2607,990
2007-09-30 (YTD Data)Rank
Total interest income$15,117,0002,083
Total interest expense$7,079,0002,025
Net interest income$8,038,0002,124
Provision for loan and lease losses$1,843,000553
Total noninterest income$870,0003,205
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$381,0003,015
Trading account gains and fees$0184
Additional Noninterest Income$489,0002,887
Total noninterest expense$8,196,0001,680
Salaries and employee benefits$4,235,0001,784
Premises and equipment expense$1,147,0001,710
Additional noninterest expense$2,814,0001,436
Pre-tax net operating income$-1,131,0008,320
Securities gains (losses)$01,655
Applicable income taxes$-406,0008,409
Income before extraordinary items$-725,0008,240
Extraordinary gains, net$033
Net income$-725,0008,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$877,000712
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-725,0008,231
2007-06-30 (YTD Data)Rank
Total interest income$9,614,0002,176
Total interest expense$4,510,0002,111
Net interest income$5,104,0002,253
Provision for loan and lease losses$590,000903
Total noninterest income$561,0003,308
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$250,0003,032
Trading account gains and fees$0168
Additional Noninterest Income$311,0002,953
Total noninterest expense$5,551,0001,667
Salaries and employee benefits$2,987,0001,718
Premises and equipment expense$735,0001,796
Additional noninterest expense$1,829,0001,495
Pre-tax net operating income$-476,0008,288
Securities gains (losses)$01,444
Applicable income taxes$-131,0008,413
Income before extraordinary items$-345,0008,236
Extraordinary gains, net$029
Net income$-345,0008,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0001,235
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-345,0008,227
2007-03-31 (YTD Data)Rank
Total interest income$4,796,0002,178
Total interest expense$2,220,0002,129
Net interest income$2,576,0002,228
Provision for loan and lease losses$326,000742
Total noninterest income$305,0003,077
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$120,0003,069
Trading account gains and fees$0195
Additional Noninterest Income$185,0002,667
Total noninterest expense$2,633,0001,763
Salaries and employee benefits$1,475,0001,756
Premises and equipment expense$338,0001,928
Additional noninterest expense$820,0001,633
Pre-tax net operating income$-78,0008,099
Securities gains (losses)$01,187
Applicable income taxes$-50,0008,419
Income before extraordinary items$-28,0007,996
Extraordinary gains, net$022
Net income$-28,0007,995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0001,351
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-28,0007,978
2006-12-31 (YTD Data)Rank
Total interest income$18,137,0002,165
Total interest expense$7,518,0002,156
Net interest income$10,619,0002,176
Provision for loan and lease losses$1,020,0001,026
Total noninterest income$-181,0008,671
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$301,0004,130
Trading account gains and fees$0130
Additional Noninterest Income$-482,0008,682
Total noninterest expense$8,236,0002,149
Salaries and employee benefits$3,843,0002,529
Premises and equipment expense$1,217,0002,053
Additional noninterest expense$3,176,0001,653
Pre-tax net operating income$1,182,0004,821
Securities gains (losses)$01,687
Applicable income taxes$115,0004,852
Income before extraordinary items$1,067,0004,567
Extraordinary gains, net$051
Net income$1,067,0004,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,196
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,067,0004,555
2006-09-30 (YTD Data)Rank
Total interest income$13,101,0002,225
Total interest expense$5,270,0002,226
Net interest income$7,831,0002,230
Provision for loan and lease losses$989,000762
Total noninterest income$-377,0008,743
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$188,0004,524
Trading account gains and fees$0126
Additional Noninterest Income$-565,0008,750
Total noninterest expense$5,771,0002,295
Salaries and employee benefits$2,689,0002,690
Premises and equipment expense$761,0002,438
Additional noninterest expense$2,321,0001,693
Pre-tax net operating income$694,0005,549
Securities gains (losses)$01,388
Applicable income taxes$256,0003,806
Income before extraordinary items$438,0006,043
Extraordinary gains, net$045
Net income$438,0006,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,187
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$438,0006,038
2006-06-30 (YTD Data)Rank
Total interest income$8,294,0002,292
Total interest expense$3,156,0002,322
Net interest income$5,138,0002,276
Provision for loan and lease losses$830,000630
Total noninterest income$-268,0008,772
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$94,0005,152
Trading account gains and fees$0126
Additional Noninterest Income$-362,0008,782
Total noninterest expense$3,432,0002,572
Salaries and employee benefits$1,666,0002,847
Premises and equipment expense$497,0002,481
Additional noninterest expense$1,269,0002,067
Pre-tax net operating income$608,0004,960
Securities gains (losses)$01,185
Applicable income taxes$226,0003,457
Income before extraordinary items$382,0005,485
Extraordinary gains, net$039
Net income$382,0005,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-50,0008,422
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$382,0005,479
2006-03-31 (YTD Data)Rank
Total interest income$3,518,0002,604
Total interest expense$1,409,0002,449
Net interest income$2,109,0002,668
Provision for loan and lease losses$373,000653
Total noninterest income$136,0004,902
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$35,0005,651
Trading account gains and fees$0115
Additional Noninterest Income$101,0003,683
Total noninterest expense$1,478,0002,914
Salaries and employee benefits$712,0003,288
Premises and equipment expense$231,0002,662
Additional noninterest expense$535,0002,397
Pre-tax net operating income$394,0004,314
Securities gains (losses)$0955
Applicable income taxes$33,0004,927
Income before extraordinary items$361,0003,953
Extraordinary gains, net$021
Net income$361,0003,953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0001,205
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$361,0003,936
2005-12-31 (YTD Data)Rank
Total interest income$8,691,0003,508
Total interest expense$3,242,0003,121
Net interest income$5,449,0003,707
Provision for loan and lease losses$805,0001,255
Total noninterest income$442,0005,509
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$81,0006,572
Trading account gains and fees$0138
Additional Noninterest Income$361,0003,949
Total noninterest expense$5,892,0002,797
Salaries and employee benefits$3,365,0002,690
Premises and equipment expense$708,0003,199
Additional noninterest expense$1,819,0002,730
Pre-tax net operating income$-806,0008,592
Securities gains (losses)$02,296
Applicable income taxes$-282,0008,715
Income before extraordinary items$-524,0008,553
Extraordinary gains, net$046
Net income$-524,0008,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0005,152
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$-524,0008,535
2005-09-30 (YTD Data)Rank
Total interest income$5,712,0003,849
Total interest expense$2,165,0003,275
Net interest income$3,547,0004,119
Provision for loan and lease losses$618,0001,179
Total noninterest income$292,0005,825
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$53,0006,786
Trading account gains and fees$0126
Additional Noninterest Income$239,0004,209
Total noninterest expense$4,080,0002,968
Salaries and employee benefits$2,249,0002,938
Premises and equipment expense$510,0003,308
Additional noninterest expense$1,321,0002,787
Pre-tax net operating income$-859,0008,698
Securities gains (losses)$02,317
Applicable income taxes$-301,0008,787
Income before extraordinary items$-558,0008,660
Extraordinary gains, net$035
Net income$-558,0008,660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0003,700
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$-558,0008,636
2005-06-30 (YTD Data)Rank
Total interest income$3,511,0004,029
Total interest expense$1,324,0003,374
Net interest income$2,187,0004,330
Provision for loan and lease losses$380,0001,233
Total noninterest income$168,0006,123
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$35,0006,780
Trading account gains and fees$0116
Additional Noninterest Income$133,0004,579
Total noninterest expense$2,381,0003,322
Salaries and employee benefits$1,191,0003,580
Premises and equipment expense$316,0003,470
Additional noninterest expense$874,0002,795
Pre-tax net operating income$-406,0008,643
Securities gains (losses)$02,146
Applicable income taxes$-138,0008,767
Income before extraordinary items$-268,0008,621
Extraordinary gains, net$030
Net income$-268,0008,621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0002,851
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-268,0008,597
2005-03-31 (YTD Data)Rank
Total interest income$1,424,0004,633
Total interest expense$595,0003,522
Net interest income$829,0005,226
Provision for loan and lease losses$199,0001,142
Total noninterest income$208,0003,873
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$3,0007,690
Trading account gains and fees$0115
Additional Noninterest Income$205,0002,446
Total noninterest expense$1,119,0003,515
Salaries and employee benefits$567,0003,731
Premises and equipment expense$221,0002,633
Additional noninterest expense$331,0003,516
Pre-tax net operating income$-281,0008,777
Securities gains (losses)$01,685
Applicable income taxes$-97,0008,837
Income before extraordinary items$-184,0008,739
Extraordinary gains, net$024
Net income$-184,0008,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0001,757
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-184,0008,721
2004-12-31 (YTD Data)Rank
Total interest income$4,050,0005,520
Total interest expense$1,571,0004,395
Net interest income$2,479,0006,030
Provision for loan and lease losses$961,0001,076
Total noninterest income$479,0005,375
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$14,0007,733
Trading account gains and fees$0138
Additional Noninterest Income$465,0003,444
Total noninterest expense$4,172,0003,611
Salaries and employee benefits$2,132,0003,778
Premises and equipment expense$698,0003,137
Additional noninterest expense$1,342,0003,433
Pre-tax net operating income$-2,175,0008,906
Securities gains (losses)$03,819
Applicable income taxes$-740,0008,923
Income before extraordinary items$-1,435,0008,885
Extraordinary gains, net$034
Net income$-1,435,0008,886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$342,0001,795
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-1,435,0008,865
2004-09-30 (YTD Data)Rank
Total interest income$2,725,0005,850
Total interest expense$1,044,0004,671
Net interest income$1,681,0006,327
Provision for loan and lease losses$926,000830
Total noninterest income$321,0005,673
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$321,0003,613
Total noninterest expense$2,738,0003,998
Salaries and employee benefits$1,422,0004,127
Premises and equipment expense$505,0003,230
Additional noninterest expense$811,0004,045
Pre-tax net operating income$-1,662,0008,959
Securities gains (losses)$03,710
Applicable income taxes$-565,0008,980
Income before extraordinary items$-1,097,0008,932
Extraordinary gains, net$026
Net income$-1,097,0008,933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$301,0001,433
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-1,097,0008,918
2004-06-30 (YTD Data)Rank
Total interest income$1,568,0006,323
Total interest expense$592,0005,136
Net interest income$976,0006,721
Provision for loan and lease losses$653,000776
Total noninterest income$198,0005,838
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$198,0003,753
Total noninterest expense$1,722,0004,224
Salaries and employee benefits$884,0004,391
Premises and equipment expense$353,0003,102
Additional noninterest expense$485,0004,406
Pre-tax net operating income$-1,201,0009,012
Securities gains (losses)$03,413
Applicable income taxes$-411,0009,026
Income before extraordinary items$-790,0008,989
Extraordinary gains, net$021
Net income$-790,0008,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0001,184
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-790,0008,970
2004-03-31 (YTD Data)Rank
Total interest income$623,0006,979
Total interest expense$214,0006,161
Net interest income$409,0007,209
Provision for loan and lease losses$284,000872
Total noninterest income$98,0005,820
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$98,0003,756
Total noninterest expense$576,0005,588
Salaries and employee benefits$300,0005,732
Premises and equipment expense$97,0004,884
Additional noninterest expense$179,0005,453
Pre-tax net operating income$-353,0008,990
Securities gains (losses)$02,934
Applicable income taxes$-120,0009,044
Income before extraordinary items$-233,0008,963
Extraordinary gains, net$016
Net income$-233,0008,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,675
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-233,0008,940
2003-12-31 (YTD Data)Rank
Total interest income$2,761,0006,788
Total interest expense$1,104,0005,833
Net interest income$1,657,0007,131
Provision for loan and lease losses$408,0002,553
Total noninterest income$330,0006,387
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$330,0004,311
Total noninterest expense$1,991,0006,000
Salaries and employee benefits$1,011,0006,222
Premises and equipment expense$360,0005,075
Additional noninterest expense$620,0005,882
Pre-tax net operating income$-412,0008,780
Securities gains (losses)$-270,0009,101
Applicable income taxes$-232,0009,031
Income before extraordinary items$-450,0008,885
Extraordinary gains, net$054
Net income$-450,0008,885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,364
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-271,8008,745
2003-09-30 (YTD Data)Rank
Total interest income$2,171,0006,721
Total interest expense$877,0005,798
Net interest income$1,294,0007,060
Provision for loan and lease losses$152,0003,888
Total noninterest income$228,0006,609
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$228,0004,538
Total noninterest expense$1,376,0006,239
Salaries and employee benefits$756,0006,205
Premises and equipment expense$265,0005,134
Additional noninterest expense$355,0006,679
Pre-tax net operating income$-6,0008,657
Securities gains (losses)$04,204
Applicable income taxes$-2,0008,861
Income before extraordinary items$-4,0008,734
Extraordinary gains, net$040
Net income$-4,0008,735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,765
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-4,0008,642
2003-06-30 (YTD Data)Rank
Total interest income$1,513,0006,619
Total interest expense$626,0005,694
Net interest income$887,0007,003
Provision for loan and lease losses$99,0003,909
Total noninterest income$149,0006,665
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$149,0004,585
Total noninterest expense$927,0006,231
Salaries and employee benefits$510,0006,191
Premises and equipment expense$179,0005,067
Additional noninterest expense$238,0006,668
Pre-tax net operating income$10,0008,611
Securities gains (losses)$03,782
Applicable income taxes$3,0007,303
Income before extraordinary items$7,0008,724
Extraordinary gains, net$030
Net income$7,0008,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,910
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$7,0008,608
2003-03-31 (YTD Data)Rank
Total interest income$759,0006,653
Total interest expense$328,0005,670
Net interest income$431,0007,084
Provision for loan and lease losses$06,934
Total noninterest income$69,0006,751
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$69,0004,643
Total noninterest expense$435,0006,461
Salaries and employee benefits$232,0006,518
Premises and equipment expense$86,0005,190
Additional noninterest expense$117,0006,723
Pre-tax net operating income$65,0007,750
Securities gains (losses)$02,891
Applicable income taxes$22,0005,997
Income before extraordinary items$43,0008,035
Extraordinary gains, net$021
Net income$43,0008,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,853
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$43,0007,885
2002-12-31 (YTD Data)Rank
Total interest income$3,120,0006,733
Total interest expense$1,620,0005,488
Net interest income$1,500,0007,435
Provision for loan and lease losses$08,089
Total noninterest income$323,0006,302
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$323,0004,093
Total noninterest expense$1,873,0006,106
Salaries and employee benefits$976,0006,234
Premises and equipment expense$380,0004,824
Additional noninterest expense$517,0006,402
Pre-tax net operating income$-50,0008,710
Securities gains (losses)$89,0001,852
Applicable income taxes$15,0007,161
Income before extraordinary items$24,0008,652
Extraordinary gains, net$070
Net income$24,0008,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,834
Cash dividends$125,0005,366
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-32,9608,701
2001-12-31 (YTD Data)Rank
Total interest income$3,255,0006,975
Total interest expense$2,152,0005,876
Net interest income$1,103,0008,078
Provision for loan and lease losses$168,0004,563
Total noninterest income$361,0005,945
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$361,0003,744
Total noninterest expense$1,921,0005,889
Salaries and employee benefits$1,016,0005,921
Premises and equipment expense$365,0004,898
Additional noninterest expense$540,0006,206
Pre-tax net operating income$-625,0009,218
Securities gains (losses)$17,0003,266
Applicable income taxes$-206,0009,379
Income before extraordinary items$-402,0009,182
Extraordinary gains, net$0105
Net income$-402,0009,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,243
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-413,2209,147
2000-12-31 (YTD Data)Rank
Total interest income$3,011,0007,401
Total interest expense$2,077,0006,161
Net interest income$934,0008,620
Provision for loan and lease losses$39,0006,919
Total noninterest income$208,0007,194
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$208,0004,705
Total noninterest expense$1,739,0006,182
Salaries and employee benefits$806,0006,702
Premises and equipment expense$317,0005,254
Additional noninterest expense$616,0005,676
Pre-tax net operating income$-636,0009,609
Securities gains (losses)$9,0001,192
Applicable income taxes$-213,0009,702
Income before extraordinary items$-414,0009,525
Extraordinary gains, net$038
Net income$-414,0009,525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0006,846
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-419,9409,527
1999-12-31 (YTD Data)Rank
Total interest income$2,891,0007,501
Total interest expense$1,864,0006,235
Net interest income$1,027,0008,569
Provision for loan and lease losses$08,503
Total noninterest income$401,0005,606
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$401,0003,409
Total noninterest expense$1,662,0006,380
Salaries and employee benefits$683,0007,334
Premises and equipment expense$293,0005,535
Additional noninterest expense$686,0005,317
Pre-tax net operating income$-234,0009,658
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$-234,0009,710
Extraordinary gains, net$035
Net income$-234,0009,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-234,0009,687
1998-12-31 (YTD Data)Rank
Total interest income$3,177,0007,319
Total interest expense$1,812,0006,530
Net interest income$1,365,0007,975
Provision for loan and lease losses$08,652
Total noninterest income$209,0007,476
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$209,0004,852
Total noninterest expense$1,123,0007,754
Salaries and employee benefits$585,0007,848
Premises and equipment expense$219,0006,441
Additional noninterest expense$319,0007,939
Pre-tax net operating income$451,0007,624
Securities gains (losses)$31,0002,109
Applicable income taxes$148,0006,865
Income before extraordinary items$334,0007,624
Extraordinary gains, net$032
Net income$334,0007,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0009,907
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$312,6107,701
1997-12-31 (YTD Data)Rank
Total interest income$2,920,0007,862
Total interest expense$1,751,0006,774
Net interest income$1,169,0008,754
Provision for loan and lease losses$08,829
Total noninterest income$188,0008,002
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$188,0005,107
Total noninterest expense$901,0008,687
Salaries and employee benefits$546,0008,276
Premises and equipment expense$163,0007,518
Additional noninterest expense$192,0009,519
Pre-tax net operating income$456,0008,153
Securities gains (losses)$1,0003,559
Applicable income taxes$143,0007,708
Income before extraordinary items$314,0008,263
Extraordinary gains, net$044
Net income$314,0008,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0004,267
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$313,3108,228
1996-12-31 (YTD Data)Rank
Total interest income$3,013,0007,973
Total interest expense$1,832,0006,771
Net interest income$1,181,0009,064
Provision for loan and lease losses$09,041
Total noninterest income$116,0009,597
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$116,0006,703
Total noninterest expense$1,142,0008,190
Salaries and employee benefits$473,0009,081
Premises and equipment expense$196,0007,094
Additional noninterest expense$473,0007,264
Pre-tax net operating income$155,00010,049
Securities gains (losses)$28,0001,737
Applicable income taxes$28,00010,061
Income before extraordinary items$155,0009,735
Extraordinary gains, net$053
Net income$155,0009,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00010,158
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$2,561,000257
Net operating income$131,2009,906
1995-12-31 (YTD Data)Rank
Total interest income$2,698,0008,639
Total interest expense$1,568,0007,510
Net interest income$1,130,0009,540
Provision for loan and lease losses$08,958
Total noninterest income$91,00010,478
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$91,0007,528
Total noninterest expense$851,0009,550
Salaries and employee benefits$436,0009,649
Premises and equipment expense$147,0008,349
Additional noninterest expense$268,0009,622
Pre-tax net operating income$370,0009,259
Securities gains (losses)$03,831
Applicable income taxes$60,0009,978
Income before extraordinary items$310,0008,837
Extraordinary gains, net$065
Net income$310,0008,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,178
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$310,0008,801
1994-12-31 (YTD Data)Rank
Total interest income$2,792,0008,396
Total interest expense$1,506,0006,872
Net interest income$1,286,0009,502
Provision for loan and lease losses$09,146
Total noninterest income$87,00011,062
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$87,0007,945
Total noninterest expense$919,0009,688
Salaries and employee benefits$424,00010,064
Premises and equipment expense$157,0008,368
Additional noninterest expense$338,0009,495
Pre-tax net operating income$454,0008,973
Securities gains (losses)$03,600
Applicable income taxes$152,0008,265
Income before extraordinary items$302,0009,121
Extraordinary gains, net$0249
Net income$302,0009,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$302,0009,196
1993-12-31 (YTD Data)Rank
Total interest income$2,715,0008,805
Total interest expense$1,599,0006,881
Net interest income$1,116,00010,345
Provision for loan and lease losses$-718,00013,201
Total noninterest income$38,00012,807
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$38,00010,795
Total noninterest expense$971,0009,860
Salaries and employee benefits$391,00010,728
Premises and equipment expense$170,0008,376
Additional noninterest expense$410,0009,154
Pre-tax net operating income$901,0006,344
Securities gains (losses)$07,477
Applicable income taxes$292,0006,176
Income before extraordinary items$609,0006,710
Extraordinary gains, net$03,149
Net income$609,0006,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00011,387
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$609,0006,467
1992-12-31 (YTD Data)Rank
Total interest income$3,179,0008,671
Total interest expense$1,961,0007,195
Net interest income$1,218,00010,266
Provision for loan and lease losses$131,0006,478
Total noninterest income$75,00012,416
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$75,0009,058
Total noninterest expense$834,00010,840
Salaries and employee benefits$375,00011,152
Premises and equipment expense$171,0008,542
Additional noninterest expense$288,00011,000
Pre-tax net operating income$328,0009,886
Securities gains (losses)$28,0005,098
Applicable income taxes$181,0007,951
Income before extraordinary items$175,00010,932
Extraordinary gains, net$01,422
Net income$175,00011,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$157,08010,828

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.