Home > State Savings Bank > Income and Expense
State Savings Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,159,000 | 9,481 |
| Total interest expense | $1,065,000 | 9,017 |
| Net interest income | $1,094,000 | 9,645 |
| Provision for loan and lease losses | $130,000 | 3,931 |
| Total noninterest income | $222,000 | 8,104 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,205 |
| Total noninterest expense | $975,000 | 9,060 |
| Salaries and employee benefits | $543,000 | 8,764 |
| Premises and equipment expense | $120,000 | 9,038 |
| Additional noninterest expense | $312,000 | 9,124 |
| Pre-tax net operating income | $211,000 | 10,394 |
| Securities gains (losses) | $15,000 | 2,090 |
| Applicable income taxes | $35,000 | 10,480 |
| Income before extraordinary items | $191,000 | 10,031 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $191,000 | 10,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,189 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $-102,000 | 10,470 |
| Net operating income | $178,250 | 10,152 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,888,000 | 10,011 |
| Total interest expense | $807,000 | 9,571 |
| Net interest income | $1,081,000 | 10,137 |
| Provision for loan and lease losses | $31,000 | 7,056 |
| Total noninterest income | $218,000 | 8,425 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 8,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 7,005 |
| Total noninterest expense | $903,000 | 9,764 |
| Salaries and employee benefits | $452,000 | 9,814 |
| Premises and equipment expense | $98,000 | 10,100 |
| Additional noninterest expense | $353,000 | 9,309 |
| Pre-tax net operating income | $365,000 | 9,620 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $98,000 | 9,409 |
| Income before extraordinary items | $269,000 | 9,505 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $269,000 | 9,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,267 |
| Cash dividends | $35,000 | 8,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $267,540 | 9,569 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,765,000 | 10,673 |
| Total interest expense | $758,000 | 10,264 |
| Net interest income | $1,007,000 | 10,759 |
| Provision for loan and lease losses | $71,000 | 6,619 |
| Total noninterest income | $173,000 | 9,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 8,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,764 |
| Total noninterest expense | $701,000 | 11,162 |
| Salaries and employee benefits | $362,000 | 11,032 |
| Premises and equipment expense | $91,000 | 10,750 |
| Additional noninterest expense | $248,000 | 11,112 |
| Pre-tax net operating income | $408,000 | 9,352 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $111,000 | 9,488 |
| Income before extraordinary items | $301,000 | 9,477 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $301,000 | 9,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,917 |
| Cash dividends | $126,000 | 6,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $298,080 | 9,238 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 11,317 |
| Total interest expense | $921,000 | 10,763 |
| Net interest income | $874,000 | 11,615 |
| Provision for loan and lease losses | $36,000 | 9,661 |
| Total noninterest income | $168,000 | 10,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,979 |
| Total noninterest expense | $641,000 | 11,815 |
| Salaries and employee benefits | $318,000 | 11,817 |
| Premises and equipment expense | $98,000 | 10,802 |
| Additional noninterest expense | $225,000 | 11,889 |
| Pre-tax net operating income | $365,000 | 9,538 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $106,000 | 9,741 |
| Income before extraordinary items | $262,000 | 9,753 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $262,000 | 9,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 8,252 |
| Cash dividends | $105,000 | 6,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $259,870 | 9,421 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.