Home > State Savings Bank > Net charge- offs to loans
State Savings Bank, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0265% | 9,877 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0545% | 1,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9364% | 1,429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0906% | 361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0968% | 312 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3337% | 1,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6285% | 788 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4386% | 783 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0197% | 7,989 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0243% | 1,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1822% | 1,397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0351% | 351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0068% | 889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7558% | 247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7872% | 653 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5015% | 769 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0384% | 7,306 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 1,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0138% | 272 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0072% | 1,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 1,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3795% | 63 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5739% | 706 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4461% | 678 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1969% | 1,272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0391% | 10,742 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0749% | 1,410 |
| Percentage Net Loans Charged-off:Construction & development | -0.0850% | 1,281 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3163% | 1,408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0668% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 1,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2109% | 508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7766% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5326% | 559 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0174% | 11,270 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0445% | 1,449 |
| Percentage Net Loans Charged-off:Construction & development | -0.0075% | 1,310 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1790% | 1,439 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0616% | 1,367 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0033% | 1,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 1,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1120% | 1,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6548% | 594 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1525% | 728 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3309% | 5,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2531% | 684 |
| Percentage Net Loans Charged-off:Construction & development | -0.1514% | 1,451 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9949% | 391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 1,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 1,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8473% | 244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9460% | 611 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9888% | 886 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |