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State Savings Bank, Assets and Liabilities

1997-12-31Rank
# of Employees:613297
Assets and Liabilities
Total Assets:$2,079,039,000292
Cash and due from depository institutions$35,143,000297
Interest-bearing balances$345,0003,464
Securities$452,104,000318
Federal funds sold & reverse repurchase agreements$82,000,000199
Net loans & leases$1,469,203,000265
Loan loss allowance$23,060,000266
Trading account assets$0203
Bank premises and fixed assets$12,751,000579
Other real estate owned$2,412,000297
Goodwill and other intangibles$320,0002,023
All other assets$25,106,000438
Life insurance assets$01
Total liabilities and capital$2,079,039,000292
Total liabilities$1,927,029,000291
Total deposits$1,778,666,000244
Interest-bearing deposits$1,664,084,000229
Deposits held in domestic offices$1,778,666,000240
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$107,231,000371
Subordinated debt$0260
All other liabilities$41,132,000263
Total equity capital$152,010,000335
Total bank equity capital$152,010,000335
Perpetual preferred stock$0223
Common stock$600,0004,375
Surplus$122,080,000204
Undivided profits$29,330,000904
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$17,923,000240
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$7,929,000327
Earning assets$2,003,652,000283
Long-term assets (5+ years)$435,965,000230
Average Assets, year-to-date$2,039,744,200288
Average Assets, quarterly$2,091,392,000291
Volatile liabilities$138,795,000686
Insider loans$1,296,0002,928
FHLB advances$0780
Loans and leases held for sale$15,565,000181
Unused loan commitments$277,899,000342
Tier 1 (core) risk-based capital$146,470,000317
Tier 2 risk-based capital$15,725,540311
Total risk weighted assets$1,250,708,440309
Total unused commitments$277,899,000344
Derivatives$135,000,000185
1996-12-31Rank
# of Employees:575347
Assets and Liabilities
Total Assets:$1,980,006,000340
Cash and due from depository institutions$48,480,000347
Interest-bearing balances$4,712,000815
Securities$393,560,000373
Federal funds sold & reverse repurchase agreements$162,800,000122
Net loans & leases$1,334,994,000319
Loan loss allowance$21,424,000311
Trading account assets$0240
Bank premises and fixed assets$9,485,000803
Other real estate owned$2,734,000347
Goodwill and other intangibles$400,0001,802
All other assets$27,553,000449
Life insurance assets$01
Total liabilities and capital$1,980,006,000340
Total liabilities$1,817,325,000341
Total deposits$1,622,903,000308
Interest-bearing deposits$1,509,417,000282
Deposits held in domestic offices$1,622,903,000304
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$157,110,000297
Subordinated debt$0298
All other liabilities$37,312,000290
Total equity capital$162,681,000348
Total bank equity capital$162,681,000348
Perpetual preferred stock$0250
Common stock$600,0004,663
Surplus$122,079,000225
Undivided profits$40,002,000641
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$27,073,000203
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$6,951,000390
Earning assets$1,896,066,000331
Long-term assets (5+ years)$210,041,000403
Average Assets, year-to-date$1,956,735,200333
Average Assets, quarterly$1,960,297,000338
Volatile liabilities$178,002,000602
Insider loans$1,170,0003,242
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$286,491,000363
Tier 1 (core) risk-based capital$160,878,000329
Tier 2 risk-based capital$14,894,070360
Total risk weighted assets$1,184,995,670354
Total unused commitments$286,491,000366
Derivatives$160,000,000222
1995-12-31Rank
# of Employees:480436
Assets and Liabilities
Total Assets:$1,949,541,000352
Cash and due from depository institutions$47,047,000436
Interest-bearing balances$2,200,0001,711
Securities$475,765,000330
Federal funds sold & reverse repurchase agreements$85,000,000236
Net loans & leases$1,308,225,000333
Loan loss allowance$20,989,000335
Trading account assets$0261
Bank premises and fixed assets$6,960,0001,088
Other real estate owned$2,847,000436
Goodwill and other intangibles$03,181
All other assets$23,697,000519
Life insurance assets$01
Total liabilities and capital$1,949,541,000352
Total liabilities$1,804,169,000353
Total deposits$1,543,426,000334
Interest-bearing deposits$1,464,353,000300
Deposits held in domestic offices$1,543,426,000330
% insured0.00%1
Federal funds purchased & repurchase agreements$2,778,0001,945
Trading liabilities$0110
Other borrowed funds$219,519,000248
Subordinated debt$0337
All other liabilities$38,446,000294
Total equity capital$145,372,000400
Total bank equity capital$145,372,000400
Perpetual preferred stock$0288
Common stock$600,0004,909
Surplus$121,920,000238
Undivided profits$22,852,0001,141
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$16,223,000316
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$7,198,000409
Earning assets$1,871,190,000340
Long-term assets (5+ years)$183,919,000412
Average Assets, year-to-date$1,885,568,400348
Average Assets, quarterly$1,938,915,000348
Volatile liabilities$116,201,000758
Insider loans$1,536,0002,713
FHLB advances$0855
Loans and leases held for sale$17,305,000169
Unused loan commitments$176,247,000493
Tier 1 (core) risk-based capital$139,484,000387
Tier 2 risk-based capital$13,492,070387
Total risk weighted assets$1,071,868,370392
Total unused commitments$176,247,000497
Derivatives$272,000,000206
1994-12-31Rank
# of Employees:427494
Assets and Liabilities
Total Assets:$1,846,886,000361
Cash and due from depository institutions$23,656,000494
Interest-bearing balances$95,0005,733
Securities$555,413,000311
Federal funds sold & reverse repurchase agreements$125,100,000153
Net loans & leases$1,058,918,000369
Loan loss allowance$27,628,000282
Trading account assets$0286
Bank premises and fixed assets$11,584,000628
Other real estate owned$6,048,000494
Goodwill and other intangibles$03,133
All other assets$66,167,000276
Life insurance assets$01
Total liabilities and capital$1,846,886,000361
Total liabilities$1,678,161,000365
Total deposits$1,453,194,000337
Interest-bearing deposits$1,453,194,000298
Deposits held in domestic offices$1,453,194,000332
% insured0.00%1
Federal funds purchased & repurchase agreements$17,0004,778
Trading liabilities$087
Other borrowed funds$190,120,000261
Subordinated debt$0372
All other liabilities$34,830,000283
Total equity capital$168,725,000324
Total bank equity capital$168,725,000324
Perpetual preferred stock$0310
Common stock$600,0005,160
Surplus$011,565
Undivided profits$168,125,000166
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$15,769,000332
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$3,995,000551
Earning assets$1,739,526,000348
Long-term assets (5+ years)$010,888
Average Assets, year-to-date$1,715,424,400371
Average Assets, quarterly$1,781,887,000365
Volatile liabilities$357,634,000376
Insider loans$1,070,0003,512
FHLB advances$190,095,00081
Loans and leases held for sale$01,430
Unused loan commitments$141,983,000526
Tier 1 (core) risk-based capital$166,659,000321
Tier 2 risk-based capital$15,133,000350
Total risk weighted assets$1,200,578,000345
Total unused commitments$151,983,000510
Derivatives$0687
1993-12-31Rank
# of Employees:432516
Assets and Liabilities
Total Assets:$1,661,692,000382
Cash and due from depository institutions$45,458,000516
Interest-bearing balances$5,095,0001,191
Securities$406,340,000401
Federal funds sold & reverse repurchase agreements$115,000,000166
Net loans & leases$1,006,926,000369
Loan loss allowance$25,658,000313
Trading account assets$10,000,000120
Bank premises and fixed assets$11,349,000629
Other real estate owned$7,577,000516
Goodwill and other intangibles$03,091
All other assets$59,042,000298
Life insurance assets$01
Total liabilities and capital$1,661,692,000382
Total liabilities$1,508,374,000391
Total deposits$1,342,872,000363
Interest-bearing deposits$1,342,872,000324
Deposits held in domestic offices$1,342,872,000359
% insured0.00%1
Federal funds purchased & repurchase agreements$757,0002,994
Trading liabilities$01
Other borrowed funds$136,131,000287
Subordinated debt$0413
All other liabilities$28,614,000321
Total equity capital$153,318,000338
Total bank equity capital$153,318,000338
Perpetual preferred stock$0343
Common stock$600,0005,380
Surplus$012,104
Undivided profits$152,718,000176
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$16,273,000418
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$3,367,000564
Earning assets$1,543,361,000376
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$1,607,055,400383
Average Assets, quarterly$1,619,124,500387
Volatile liabilities$329,583,000366
Insider loans$1,209,0003,223
FHLB advances$136,105,00093
Loans and leases held for sale$01,681
Unused loan commitments$178,499,000467
Tier 1 (core) risk-based capital$149,619,000327
Tier 2 risk-based capital$13,603,000369
Total risk weighted assets$1,077,544,000360
Total unused commitments$181,499,000472
Derivatives$0714
1992-12-31Rank
# of Employees:412553
Assets and Liabilities
Total Assets:$1,622,979,000403
Cash and due from depository institutions$31,726,000553
Interest-bearing balances$5,294,0001,363
Securities$423,750,000377
Federal funds sold & reverse repurchase agreements$115,000,000220
Net loans & leases$940,729,000396
Loan loss allowance$17,527,000422
Trading account assets$10,000,000126
Bank premises and fixed assets$4,084,0001,810
Other real estate owned$2,856,000553
Goodwill and other intangibles$7,0002,951
All other assets$94,827,000215
Life insurance assets$01
Total liabilities and capital$1,622,979,000403
Total liabilities$1,492,202,000401
Total deposits$1,322,742,000387
Interest-bearing deposits$1,265,501,000362
Deposits held in domestic offices$1,322,742,000382
% insured0.00%1
Federal funds purchased & repurchase agreements$393,0003,155
Trading liabilities$01
Other borrowed funds$143,785,000231
Subordinated debt$0482
All other liabilities$25,282,000355
Total equity capital$130,777,000366
Total bank equity capital$130,777,000366
Perpetual preferred stock$0346
Common stock$600,0005,656
Surplus$012,588
Undivided profits$130,177,000185
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$19,142,000454
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$1,576,0001,223
Earning assets$1,494,773,000393
Long-term assets (5+ years)$011,806
Average Assets, year-to-date$1,517,062,800412
Average Assets, quarterly$1,554,067,500410
Volatile liabilities$334,578,000339
Insider loans$09,493
FHLB advances$143,785,00085
Loans and leases held for sale$01,207
Unused loan commitments$144,343,000498
Tier 1 (core) risk-based capital$126,962,000361
Tier 2 risk-based capital$12,701,000387
Total risk weighted assets$1,009,915,000388
Total unused commitments$146,343,000499
Derivatives$0651