Home > State National Bank of Texas > Income and Expense
State National Bank of Texas, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,711,000 | 3,278 |
| Total interest expense | $251,000 | 5,218 |
| Net interest income | $6,460,000 | 3,073 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,541,000 | 2,464 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $928,000 | 1,390 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $613,000 | 3,002 |
| Total noninterest expense | $7,558,000 | 2,426 |
| Salaries and employee benefits | $3,701,000 | 2,663 |
| Premises and equipment expense | $939,000 | 2,360 |
| Additional noninterest expense | $2,918,000 | 2,085 |
| Pre-tax net operating income | $443,000 | 5,165 |
| Securities gains (losses) | $1,452,000 | 141 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,895,000 | 2,810 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,895,000 | 2,808 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,895,000 | 2,810 |
| Net charge-offs | $94,000 | 3,240 |
| Cash dividends | $533,000 | 2,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $443,000 | 5,014 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,119,000 | 3,271 |
| Total interest expense | $193,000 | 5,261 |
| Net interest income | $4,926,000 | 3,058 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,180,000 | 2,464 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $711,000 | 1,373 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $469,000 | 2,992 |
| Total noninterest expense | $4,928,000 | 2,742 |
| Salaries and employee benefits | $2,854,000 | 2,605 |
| Premises and equipment expense | $711,000 | 2,363 |
| Additional noninterest expense | $1,363,000 | 3,101 |
| Pre-tax net operating income | $1,178,000 | 3,469 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,178,000 | 3,185 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,178,000 | 3,185 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,178,000 | 3,186 |
| Net charge-offs | $42,000 | 3,380 |
| Cash dividends | $533,000 | 2,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,178,000 | 3,142 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,433,000 | 3,258 |
| Total interest expense | $133,000 | 5,274 |
| Net interest income | $3,300,000 | 3,040 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $787,000 | 2,431 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $472,000 | 1,357 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $315,000 | 2,973 |
| Total noninterest expense | $3,384,000 | 2,695 |
| Salaries and employee benefits | $1,988,000 | 2,519 |
| Premises and equipment expense | $471,000 | 2,395 |
| Additional noninterest expense | $925,000 | 3,078 |
| Pre-tax net operating income | $703,000 | 3,590 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $703,000 | 3,328 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $703,000 | 3,334 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $703,000 | 3,334 |
| Net charge-offs | $20,000 | 3,410 |
| Cash dividends | $355,000 | 2,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $703,000 | 3,290 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,722,000 | 3,253 |
| Total interest expense | $68,000 | 5,300 |
| Net interest income | $1,654,000 | 3,041 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $387,000 | 2,424 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $242,000 | 1,310 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $145,000 | 3,020 |
| Total noninterest expense | $1,690,000 | 2,697 |
| Salaries and employee benefits | $998,000 | 2,515 |
| Premises and equipment expense | $233,000 | 2,456 |
| Additional noninterest expense | $459,000 | 3,091 |
| Pre-tax net operating income | $351,000 | 3,541 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $351,000 | 3,246 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $351,000 | 3,249 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $351,000 | 3,249 |
| Net charge-offs | $9,000 | 2,888 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $351,000 | 3,213 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,843,000 | 3,312 |
| Total interest expense | $292,000 | 5,437 |
| Net interest income | $6,551,000 | 3,047 |
| Provision for loan and lease losses | $-80,000 | 6,358 |
| Total noninterest income | $1,570,000 | 2,503 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $953,000 | 1,427 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $617,000 | 3,080 |
| Total noninterest expense | $6,357,000 | 2,857 |
| Salaries and employee benefits | $3,731,000 | 2,649 |
| Premises and equipment expense | $941,000 | 2,370 |
| Additional noninterest expense | $1,685,000 | 3,372 |
| Pre-tax net operating income | $1,844,000 | 3,006 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,844,000 | 2,769 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,844,000 | 2,771 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,844,000 | 2,772 |
| Net charge-offs | $63,000 | 4,172 |
| Cash dividends | $760,000 | 2,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,844,000 | 2,706 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,148,000 | 3,326 |
| Total interest expense | $222,000 | 5,515 |
| Net interest income | $4,926,000 | 3,069 |
| Provision for loan and lease losses | $70,000 | 3,713 |
| Total noninterest income | $1,163,000 | 2,583 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $701,000 | 1,457 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $462,000 | 3,138 |
| Total noninterest expense | $4,838,000 | 2,823 |
| Salaries and employee benefits | $2,777,000 | 2,666 |
| Premises and equipment expense | $710,000 | 2,384 |
| Additional noninterest expense | $1,351,000 | 3,215 |
| Pre-tax net operating income | $1,181,000 | 3,387 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,181,000 | 3,104 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,181,000 | 3,108 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,181,000 | 3,108 |
| Net charge-offs | $55,000 | 3,781 |
| Cash dividends | $546,000 | 2,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,181,000 | 3,029 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,468,000 | 3,309 |
| Total interest expense | $153,000 | 5,522 |
| Net interest income | $3,315,000 | 3,053 |
| Provision for loan and lease losses | $60,000 | 3,384 |
| Total noninterest income | $763,000 | 2,626 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $457,000 | 1,464 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $306,000 | 3,174 |
| Total noninterest expense | $3,158,000 | 2,879 |
| Salaries and employee benefits | $1,802,000 | 2,754 |
| Premises and equipment expense | $466,000 | 2,416 |
| Additional noninterest expense | $890,000 | 3,234 |
| Pre-tax net operating income | $860,000 | 3,195 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $860,000 | 2,922 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $860,000 | 2,925 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $860,000 | 2,925 |
| Net charge-offs | $45,000 | 3,434 |
| Cash dividends | $369,000 | 2,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $860,000 | 2,835 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 3,296 |
| Total interest expense | $79,000 | 5,549 |
| Net interest income | $1,682,000 | 3,023 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $359,000 | 2,723 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $217,000 | 1,517 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $142,000 | 3,257 |
| Total noninterest expense | $1,567,000 | 2,922 |
| Salaries and employee benefits | $894,000 | 2,778 |
| Premises and equipment expense | $228,000 | 2,488 |
| Additional noninterest expense | $445,000 | 3,248 |
| Pre-tax net operating income | $444,000 | 3,105 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $444,000 | 2,825 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $444,000 | 2,827 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $444,000 | 2,827 |
| Net charge-offs | $21,000 | 3,051 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $444,000 | 2,729 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,616,000 | 3,239 |
| Total interest expense | $353,000 | 5,753 |
| Net interest income | $7,263,000 | 2,898 |
| Provision for loan and lease losses | $235,000 | 3,732 |
| Total noninterest income | $1,537,000 | 2,581 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $953,000 | 1,470 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $584,000 | 3,142 |
| Total noninterest expense | $6,299,000 | 2,923 |
| Salaries and employee benefits | $3,670,000 | 2,658 |
| Premises and equipment expense | $839,000 | 2,635 |
| Additional noninterest expense | $1,790,000 | 3,355 |
| Pre-tax net operating income | $2,266,000 | 2,592 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,266,000 | 2,374 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,266,000 | 2,374 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,266,000 | 2,375 |
| Net charge-offs | $30,000 | 5,211 |
| Cash dividends | $1,281,000 | 1,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,266,000 | 2,245 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,766,000 | 3,275 |
| Total interest expense | $273,000 | 5,834 |
| Net interest income | $5,493,000 | 2,917 |
| Provision for loan and lease losses | $135,000 | 4,004 |
| Total noninterest income | $1,156,000 | 2,571 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $717,000 | 1,485 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $439,000 | 3,137 |
| Total noninterest expense | $5,025,000 | 2,776 |
| Salaries and employee benefits | $2,932,000 | 2,513 |
| Premises and equipment expense | $655,000 | 2,566 |
| Additional noninterest expense | $1,438,000 | 3,222 |
| Pre-tax net operating income | $1,489,000 | 2,902 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,489,000 | 2,660 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,489,000 | 2,662 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,489,000 | 2,661 |
| Net charge-offs | $24,000 | 4,974 |
| Cash dividends | $566,000 | 1,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,489,000 | 2,533 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,909,000 | 3,254 |
| Total interest expense | $190,000 | 5,863 |
| Net interest income | $3,719,000 | 2,878 |
| Provision for loan and lease losses | $90,000 | 3,970 |
| Total noninterest income | $747,000 | 2,590 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $461,000 | 1,517 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $286,000 | 3,131 |
| Total noninterest expense | $3,325,000 | 2,797 |
| Salaries and employee benefits | $1,924,000 | 2,552 |
| Premises and equipment expense | $440,000 | 2,572 |
| Additional noninterest expense | $961,000 | 3,227 |
| Pre-tax net operating income | $1,051,000 | 2,754 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,051,000 | 2,530 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,051,000 | 2,530 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,051,000 | 2,530 |
| Net charge-offs | $1,000 | 5,406 |
| Cash dividends | $408,000 | 1,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,051,000 | 2,392 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,982,000 | 3,237 |
| Total interest expense | $99,000 | 5,891 |
| Net interest income | $1,883,000 | 2,860 |
| Provision for loan and lease losses | $45,000 | 3,771 |
| Total noninterest income | $348,000 | 2,686 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $225,000 | 1,541 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $123,000 | 3,383 |
| Total noninterest expense | $1,611,000 | 2,880 |
| Salaries and employee benefits | $913,000 | 2,713 |
| Premises and equipment expense | $216,000 | 2,626 |
| Additional noninterest expense | $482,000 | 3,186 |
| Pre-tax net operating income | $575,000 | 2,598 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $575,000 | 2,335 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $575,000 | 2,337 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $575,000 | 2,338 |
| Net charge-offs | $1,000 | 4,615 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $575,000 | 2,225 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,020,000 | 3,325 |
| Total interest expense | $640,000 | 5,384 |
| Net interest income | $7,380,000 | 2,925 |
| Provision for loan and lease losses | $312,000 | 4,052 |
| Total noninterest income | $1,506,000 | 2,443 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $936,000 | 1,553 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $570,000 | 2,936 |
| Total noninterest expense | $6,539,000 | 2,831 |
| Salaries and employee benefits | $3,899,000 | 2,456 |
| Premises and equipment expense | $836,000 | 2,815 |
| Additional noninterest expense | $1,804,000 | 3,400 |
| Pre-tax net operating income | $2,035,000 | 2,470 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $2,035,000 | 2,231 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,035,000 | 2,232 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,035,000 | 2,232 |
| Net charge-offs | $57,000 | 5,403 |
| Cash dividends | $1,066,000 | 1,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,035,000 | 2,155 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,038,000 | 3,349 |
| Total interest expense | $520,000 | 5,339 |
| Net interest income | $5,518,000 | 2,955 |
| Provision for loan and lease losses | $120,000 | 4,772 |
| Total noninterest income | $1,132,000 | 2,435 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $697,000 | 1,571 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $435,000 | 2,906 |
| Total noninterest expense | $5,227,000 | 2,682 |
| Salaries and employee benefits | $3,067,000 | 2,348 |
| Premises and equipment expense | $645,000 | 2,772 |
| Additional noninterest expense | $1,515,000 | 3,126 |
| Pre-tax net operating income | $1,303,000 | 2,842 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,303,000 | 2,574 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,303,000 | 2,576 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,303,000 | 2,576 |
| Net charge-offs | $49,000 | 4,993 |
| Cash dividends | $533,000 | 1,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,303,000 | 2,480 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,017,000 | 3,382 |
| Total interest expense | $366,000 | 5,329 |
| Net interest income | $3,651,000 | 2,970 |
| Provision for loan and lease losses | $90,000 | 4,488 |
| Total noninterest income | $727,000 | 2,476 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $443,000 | 1,628 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $284,000 | 2,966 |
| Total noninterest expense | $3,521,000 | 2,678 |
| Salaries and employee benefits | $2,024,000 | 2,397 |
| Premises and equipment expense | $423,000 | 2,818 |
| Additional noninterest expense | $1,074,000 | 3,015 |
| Pre-tax net operating income | $767,000 | 3,016 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $767,000 | 2,746 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $767,000 | 2,747 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $767,000 | 2,747 |
| Net charge-offs | $39,000 | 4,649 |
| Cash dividends | $355,000 | 1,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $767,000 | 2,660 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,013,000 | 3,390 |
| Total interest expense | $193,000 | 5,319 |
| Net interest income | $1,820,000 | 2,968 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $330,000 | 2,663 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $211,000 | 1,670 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $119,000 | 3,278 |
| Total noninterest expense | $1,747,000 | 2,710 |
| Salaries and employee benefits | $1,002,000 | 2,430 |
| Premises and equipment expense | $212,000 | 2,844 |
| Additional noninterest expense | $533,000 | 3,022 |
| Pre-tax net operating income | $343,000 | 3,280 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $343,000 | 2,968 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $343,000 | 2,967 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $343,000 | 2,968 |
| Net charge-offs | $5,000 | 4,645 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $343,000 | 2,912 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,430,000 | 3,412 |
| Total interest expense | $1,102,000 | 5,012 |
| Net interest income | $7,328,000 | 2,960 |
| Provision for loan and lease losses | $130,000 | 5,773 |
| Total noninterest income | $1,404,000 | 2,631 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $910,000 | 1,632 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $494,000 | 3,210 |
| Total noninterest expense | $6,469,000 | 2,916 |
| Salaries and employee benefits | $3,648,000 | 2,632 |
| Premises and equipment expense | $854,000 | 2,822 |
| Additional noninterest expense | $1,967,000 | 3,305 |
| Pre-tax net operating income | $2,133,000 | 2,129 |
| Securities gains (losses) | $-1,000 | 6,878 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $2,132,000 | 1,912 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,132,000 | 1,913 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,132,000 | 1,914 |
| Net charge-offs | $114,000 | 5,311 |
| Cash dividends | $1,261,000 | 1,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,133,000 | 1,842 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,301,000 | 3,492 |
| Total interest expense | $876,000 | 5,038 |
| Net interest income | $5,425,000 | 3,025 |
| Provision for loan and lease losses | $70,000 | 6,010 |
| Total noninterest income | $1,031,000 | 2,675 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $667,000 | 1,710 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $364,000 | 3,248 |
| Total noninterest expense | $5,004,000 | 2,837 |
| Salaries and employee benefits | $2,779,000 | 2,599 |
| Premises and equipment expense | $659,000 | 2,812 |
| Additional noninterest expense | $1,566,000 | 3,090 |
| Pre-tax net operating income | $1,382,000 | 2,542 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,382,000 | 2,300 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,382,000 | 2,296 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,382,000 | 2,301 |
| Net charge-offs | $110,000 | 4,812 |
| Cash dividends | $799,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,382,000 | 2,191 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,232,000 | 3,499 |
| Total interest expense | $624,000 | 4,978 |
| Net interest income | $3,608,000 | 3,044 |
| Provision for loan and lease losses | $40,000 | 5,994 |
| Total noninterest income | $665,000 | 2,676 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $420,000 | 1,810 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $245,000 | 3,158 |
| Total noninterest expense | $3,304,000 | 2,869 |
| Salaries and employee benefits | $1,835,000 | 2,633 |
| Premises and equipment expense | $435,000 | 2,850 |
| Additional noninterest expense | $1,034,000 | 3,105 |
| Pre-tax net operating income | $929,000 | 2,527 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $929,000 | 2,253 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $929,000 | 2,251 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $929,000 | 2,254 |
| Net charge-offs | $56,000 | 4,782 |
| Cash dividends | $533,000 | 1,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $929,000 | 2,178 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,133,000 | 3,547 |
| Total interest expense | $327,000 | 4,984 |
| Net interest income | $1,806,000 | 3,066 |
| Provision for loan and lease losses | $18,000 | 5,796 |
| Total noninterest income | $319,000 | 2,749 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $200,000 | 1,874 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $119,000 | 3,212 |
| Total noninterest expense | $1,643,000 | 2,900 |
| Salaries and employee benefits | $917,000 | 2,669 |
| Premises and equipment expense | $218,000 | 2,918 |
| Additional noninterest expense | $508,000 | 3,140 |
| Pre-tax net operating income | $464,000 | 2,549 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $464,000 | 2,271 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $464,000 | 2,270 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $464,000 | 2,271 |
| Net charge-offs | $25,000 | 4,275 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $464,000 | 2,187 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,113,000 | 3,468 |
| Total interest expense | $1,858,000 | 4,668 |
| Net interest income | $7,255,000 | 2,969 |
| Provision for loan and lease losses | $25,000 | 7,123 |
| Total noninterest income | $1,249,000 | 2,895 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $817,000 | 2,020 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $432,000 | 3,434 |
| Total noninterest expense | $6,138,000 | 3,124 |
| Salaries and employee benefits | $3,385,000 | 2,869 |
| Premises and equipment expense | $793,000 | 3,143 |
| Additional noninterest expense | $1,960,000 | 3,365 |
| Pre-tax net operating income | $2,341,000 | 1,672 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $2,341,000 | 1,425 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,341,000 | 1,423 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,341,000 | 1,424 |
| Net charge-offs | $79,000 | 5,896 |
| Cash dividends | $1,084,000 | 1,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,341,000 | 1,402 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,947,000 | 3,472 |
| Total interest expense | $1,452,000 | 4,694 |
| Net interest income | $5,495,000 | 2,939 |
| Provision for loan and lease losses | $10,000 | 7,094 |
| Total noninterest income | $914,000 | 2,998 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $597,000 | 2,058 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $317,000 | 3,535 |
| Total noninterest expense | $4,820,000 | 3,016 |
| Salaries and employee benefits | $2,556,000 | 2,884 |
| Premises and equipment expense | $609,000 | 3,123 |
| Additional noninterest expense | $1,655,000 | 3,041 |
| Pre-tax net operating income | $1,579,000 | 1,965 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,579,000 | 1,697 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,579,000 | 1,696 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,579,000 | 1,697 |
| Net charge-offs | $50,000 | 5,674 |
| Cash dividends | $728,000 | 1,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,579,000 | 1,653 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,714,000 | 3,456 |
| Total interest expense | $1,017,000 | 4,687 |
| Net interest income | $3,697,000 | 2,908 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $595,000 | 3,059 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $383,000 | 2,091 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $212,000 | 3,569 |
| Total noninterest expense | $3,231,000 | 3,026 |
| Salaries and employee benefits | $1,686,000 | 2,947 |
| Premises and equipment expense | $398,000 | 3,194 |
| Additional noninterest expense | $1,147,000 | 2,941 |
| Pre-tax net operating income | $1,061,000 | 2,012 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,061,000 | 1,757 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,061,000 | 1,754 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,061,000 | 1,756 |
| Net charge-offs | $34,000 | 5,243 |
| Cash dividends | $462,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,061,000 | 1,710 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,401,000 | 3,441 |
| Total interest expense | $539,000 | 4,631 |
| Net interest income | $1,862,000 | 2,884 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $273,000 | 3,193 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $183,000 | 2,124 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $90,000 | 3,816 |
| Total noninterest expense | $1,571,000 | 3,018 |
| Salaries and employee benefits | $845,000 | 2,964 |
| Premises and equipment expense | $192,000 | 3,337 |
| Additional noninterest expense | $534,000 | 2,839 |
| Pre-tax net operating income | $564,000 | 2,164 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $564,000 | 1,903 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $564,000 | 1,905 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $564,000 | 1,905 |
| Net charge-offs | $15,000 | 4,515 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $564,000 | 1,799 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,392,000 | 3,699 |
| Total interest expense | $2,744,000 | 4,507 |
| Net interest income | $6,648,000 | 3,199 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $1,081,000 | 3,245 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $723,000 | 2,289 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $358,000 | 3,782 |
| Total noninterest expense | $5,414,000 | 3,355 |
| Salaries and employee benefits | $3,190,000 | 3,084 |
| Premises and equipment expense | $707,000 | 3,482 |
| Additional noninterest expense | $1,517,000 | 3,589 |
| Pre-tax net operating income | $2,315,000 | 2,221 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $2,316,000 | 1,717 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,316,000 | 1,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,325 |
| Cash dividends | $1,599,000 | 1,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,315,000 | 1,843 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,014,000 | 3,761 |
| Total interest expense | $2,106,000 | 4,558 |
| Net interest income | $4,908,000 | 3,275 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $815,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $535,000 | 2,325 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $280,000 | 3,797 |
| Total noninterest expense | $4,136,000 | 3,302 |
| Salaries and employee benefits | $2,398,000 | 3,102 |
| Premises and equipment expense | $571,000 | 3,315 |
| Additional noninterest expense | $1,167,000 | 3,455 |
| Pre-tax net operating income | $1,587,000 | 2,724 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,588,000 | 2,214 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,588,000 | 2,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,625 |
| Cash dividends | $888,000 | 1,988 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,587,000 | 2,326 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,662,000 | 3,824 |
| Total interest expense | $1,436,000 | 4,631 |
| Net interest income | $3,226,000 | 3,301 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $521,000 | 3,424 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $343,000 | 2,382 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $178,000 | 3,996 |
| Total noninterest expense | $2,738,000 | 3,327 |
| Salaries and employee benefits | $1,592,000 | 3,160 |
| Premises and equipment expense | $423,000 | 3,065 |
| Additional noninterest expense | $723,000 | 3,629 |
| Pre-tax net operating income | $1,009,000 | 2,924 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,010,000 | 2,548 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,010,000 | 2,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,728 |
| Cash dividends | $621,000 | 2,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,009,000 | 2,510 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,346,000 | 3,886 |
| Total interest expense | $746,000 | 4,710 |
| Net interest income | $1,600,000 | 3,325 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $255,000 | 3,475 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $168,000 | 2,389 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $87,000 | 4,033 |
| Total noninterest expense | $1,362,000 | 3,343 |
| Salaries and employee benefits | $792,000 | 3,192 |
| Premises and equipment expense | $188,000 | 3,395 |
| Additional noninterest expense | $382,000 | 3,433 |
| Pre-tax net operating income | $493,000 | 3,099 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $494,000 | 2,719 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $494,000 | 2,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,076 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $493,000 | 2,654 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,138,000 | 3,996 |
| Total interest expense | $2,938,000 | 4,859 |
| Net interest income | $6,200,000 | 3,419 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $914,000 | 3,718 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $658,000 | 2,496 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $256,000 | 4,536 |
| Total noninterest expense | $5,012,000 | 3,434 |
| Salaries and employee benefits | $3,009,000 | 3,218 |
| Premises and equipment expense | $974,000 | 2,635 |
| Additional noninterest expense | $1,029,000 | 4,563 |
| Pre-tax net operating income | $2,102,000 | 3,205 |
| Securities gains (losses) | $-9,000 | 7,539 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,093,000 | 2,721 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,093,000 | 2,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,925 |
| Cash dividends | $1,599,000 | 1,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,102,000 | 2,699 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,795,000 | 4,033 |
| Total interest expense | $2,148,000 | 4,934 |
| Net interest income | $4,647,000 | 3,426 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $671,000 | 3,773 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $484,000 | 2,503 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $187,000 | 4,625 |
| Total noninterest expense | $3,726,000 | 3,434 |
| Salaries and employee benefits | $2,211,000 | 3,259 |
| Premises and equipment expense | $750,000 | 2,570 |
| Additional noninterest expense | $765,000 | 4,526 |
| Pre-tax net operating income | $1,592,000 | 3,340 |
| Securities gains (losses) | $-7,000 | 7,691 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,585,000 | 2,856 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,585,000 | 2,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,078 |
| Cash dividends | $1,066,000 | 1,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,592,000 | 2,832 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,473,000 | 4,088 |
| Total interest expense | $1,412,000 | 4,974 |
| Net interest income | $3,061,000 | 3,475 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $430,000 | 3,866 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $316,000 | 2,549 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $114,000 | 4,859 |
| Total noninterest expense | $2,428,000 | 3,526 |
| Salaries and employee benefits | $1,438,000 | 3,355 |
| Premises and equipment expense | $480,000 | 2,675 |
| Additional noninterest expense | $510,000 | 4,515 |
| Pre-tax net operating income | $1,063,000 | 3,391 |
| Securities gains (losses) | $-7,000 | 7,919 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,056,000 | 2,914 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,056,000 | 2,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 7,938 |
| Cash dividends | $712,000 | 1,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,063,000 | 2,880 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,233,000 | 4,091 |
| Total interest expense | $697,000 | 4,989 |
| Net interest income | $1,536,000 | 3,478 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $200,000 | 4,014 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $150,000 | 2,602 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $50,000 | 5,113 |
| Total noninterest expense | $1,189,000 | 3,595 |
| Salaries and employee benefits | $711,000 | 3,413 |
| Premises and equipment expense | $225,000 | 2,835 |
| Additional noninterest expense | $253,000 | 4,497 |
| Pre-tax net operating income | $547,000 | 3,315 |
| Securities gains (losses) | $-7,000 | 8,210 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $540,000 | 2,850 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $540,000 | 2,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,194 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $547,000 | 2,820 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,417,000 | 4,064 |
| Total interest expense | $2,502,000 | 4,820 |
| Net interest income | $5,915,000 | 3,559 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $910,000 | 3,753 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $680,000 | 2,437 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $230,000 | 4,852 |
| Total noninterest expense | $4,704,000 | 3,513 |
| Salaries and employee benefits | $2,927,000 | 3,197 |
| Premises and equipment expense | $748,000 | 3,164 |
| Additional noninterest expense | $1,029,000 | 4,422 |
| Pre-tax net operating income | $2,121,000 | 3,519 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,121,000 | 2,974 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,121,000 | 2,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,423 |
| Cash dividends | $1,599,000 | 1,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,121,000 | 2,968 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,229,000 | 4,071 |
| Total interest expense | $1,841,000 | 4,784 |
| Net interest income | $4,388,000 | 3,610 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $693,000 | 3,739 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $524,000 | 2,382 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $169,000 | 4,896 |
| Total noninterest expense | $3,519,000 | 3,508 |
| Salaries and employee benefits | $2,162,000 | 3,247 |
| Premises and equipment expense | $608,000 | 2,974 |
| Additional noninterest expense | $749,000 | 4,501 |
| Pre-tax net operating income | $1,562,000 | 3,699 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,562,000 | 3,115 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,562,000 | 3,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,411 |
| Cash dividends | $1,066,000 | 1,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,562,000 | 3,105 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,117,000 | 4,040 |
| Total interest expense | $1,210,000 | 4,686 |
| Net interest income | $2,907,000 | 3,632 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $466,000 | 3,682 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $357,000 | 2,314 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $109,000 | 4,945 |
| Total noninterest expense | $2,324,000 | 3,546 |
| Salaries and employee benefits | $1,422,000 | 3,283 |
| Premises and equipment expense | $408,000 | 2,948 |
| Additional noninterest expense | $494,000 | 4,524 |
| Pre-tax net operating income | $1,049,000 | 3,692 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,049,000 | 3,103 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,049,000 | 3,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,960 |
| Cash dividends | $710,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,049,000 | 3,089 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,065,000 | 3,985 |
| Total interest expense | $591,000 | 4,623 |
| Net interest income | $1,474,000 | 3,588 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $222,000 | 3,751 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $178,000 | 2,245 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $44,000 | 5,355 |
| Total noninterest expense | $1,159,000 | 3,564 |
| Salaries and employee benefits | $708,000 | 3,301 |
| Premises and equipment expense | $205,000 | 2,962 |
| Additional noninterest expense | $246,000 | 4,529 |
| Pre-tax net operating income | $537,000 | 3,578 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $537,000 | 2,990 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $537,000 | 2,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $537,000 | 2,971 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,435,000 | 3,967 |
| Total interest expense | $1,873,000 | 4,627 |
| Net interest income | $5,562,000 | 3,647 |
| Provision for loan and lease losses | $80,000 | 5,115 |
| Total noninterest income | $1,026,000 | 3,498 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $780,000 | 2,154 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $246,000 | 4,764 |
| Total noninterest expense | $4,550,000 | 3,500 |
| Salaries and employee benefits | $2,771,000 | 3,187 |
| Premises and equipment expense | $798,000 | 2,903 |
| Additional noninterest expense | $981,000 | 4,482 |
| Pre-tax net operating income | $1,958,000 | 3,740 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,963,000 | 3,136 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,963,000 | 3,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $1,421,000 | 1,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,958,000 | 3,103 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,399,000 | 4,021 |
| Total interest expense | $1,347,000 | 4,598 |
| Net interest income | $4,052,000 | 3,727 |
| Provision for loan and lease losses | $80,000 | 4,606 |
| Total noninterest income | $789,000 | 3,441 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $598,000 | 2,111 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $191,000 | 4,701 |
| Total noninterest expense | $3,431,000 | 3,454 |
| Salaries and employee benefits | $2,056,000 | 3,199 |
| Premises and equipment expense | $609,000 | 2,849 |
| Additional noninterest expense | $766,000 | 4,326 |
| Pre-tax net operating income | $1,330,000 | 4,061 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,335,000 | 3,418 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,335,000 | 3,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,948 |
| Cash dividends | $622,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,330,000 | 3,387 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,544,000 | 4,003 |
| Total interest expense | $853,000 | 4,599 |
| Net interest income | $2,691,000 | 3,702 |
| Provision for loan and lease losses | $80,000 | 3,732 |
| Total noninterest income | $535,000 | 3,363 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $396,000 | 2,087 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $139,000 | 4,488 |
| Total noninterest expense | $2,253,000 | 3,471 |
| Salaries and employee benefits | $1,346,000 | 3,226 |
| Premises and equipment expense | $403,000 | 2,826 |
| Additional noninterest expense | $504,000 | 4,350 |
| Pre-tax net operating income | $893,000 | 4,010 |
| Securities gains (losses) | $5,000 | 1,582 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $898,000 | 3,368 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $898,000 | 3,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,091 |
| Cash dividends | $356,000 | 2,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $893,000 | 3,324 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,745,000 | 4,014 |
| Total interest expense | $396,000 | 4,719 |
| Net interest income | $1,349,000 | 3,712 |
| Provision for loan and lease losses | $55,000 | 3,052 |
| Total noninterest income | $249,000 | 3,472 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $188,000 | 2,124 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $61,000 | 4,744 |
| Total noninterest expense | $1,142,000 | 3,453 |
| Salaries and employee benefits | $684,000 | 3,189 |
| Premises and equipment expense | $202,000 | 2,861 |
| Additional noninterest expense | $256,000 | 4,292 |
| Pre-tax net operating income | $401,000 | 4,267 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $401,000 | 3,618 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $401,000 | 3,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 1,823 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $401,000 | 3,582 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,134,000 | 4,190 |
| Total interest expense | $1,244,000 | 5,017 |
| Net interest income | $4,890,000 | 3,863 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $981,000 | 3,603 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $773,000 | 2,209 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $208,000 | 5,029 |
| Total noninterest expense | $4,207,000 | 3,593 |
| Salaries and employee benefits | $2,477,000 | 3,374 |
| Premises and equipment expense | $777,000 | 2,861 |
| Additional noninterest expense | $953,000 | 4,525 |
| Pre-tax net operating income | $1,484,000 | 4,271 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,484,000 | 3,669 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,484,000 | 3,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,189 |
| Cash dividends | $1,856,000 | 1,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,484,000 | 3,611 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,524,000 | 4,226 |
| Total interest expense | $908,000 | 5,063 |
| Net interest income | $3,616,000 | 3,898 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $760,000 | 3,532 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $588,000 | 2,201 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $172,000 | 4,813 |
| Total noninterest expense | $3,218,000 | 3,516 |
| Salaries and employee benefits | $1,826,000 | 3,389 |
| Premises and equipment expense | $592,000 | 2,816 |
| Additional noninterest expense | $800,000 | 4,081 |
| Pre-tax net operating income | $1,068,000 | 4,448 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,068,000 | 3,852 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,068,000 | 3,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,006 |
| Cash dividends | $1,678,000 | 1,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,068,000 | 3,773 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,012,000 | 4,245 |
| Total interest expense | $603,000 | 5,085 |
| Net interest income | $2,409,000 | 3,894 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $514,000 | 3,505 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $391,000 | 2,193 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $123,000 | 4,730 |
| Total noninterest expense | $2,143,000 | 3,541 |
| Salaries and employee benefits | $1,198,000 | 3,451 |
| Premises and equipment expense | $395,000 | 2,818 |
| Additional noninterest expense | $550,000 | 4,009 |
| Pre-tax net operating income | $720,000 | 4,389 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $720,000 | 3,793 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $720,000 | 3,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,493 |
| Cash dividends | $1,502,000 | 879 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $720,000 | 3,703 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,513,000 | 4,235 |
| Total interest expense | $309,000 | 5,078 |
| Net interest income | $1,204,000 | 3,889 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $250,000 | 3,526 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $185,000 | 2,236 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $65,000 | 4,579 |
| Total noninterest expense | $1,080,000 | 3,542 |
| Salaries and employee benefits | $600,000 | 3,456 |
| Premises and equipment expense | $196,000 | 2,872 |
| Additional noninterest expense | $284,000 | 3,905 |
| Pre-tax net operating income | $344,000 | 4,484 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $344,000 | 3,895 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $344,000 | 3,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $344,000 | 3,773 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,299,000 | 4,167 |
| Total interest expense | $1,484,000 | 4,901 |
| Net interest income | $4,815,000 | 3,785 |
| Provision for loan and lease losses | $290,000 | 3,263 |
| Total noninterest income | $957,000 | 3,811 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $768,000 | 2,186 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $189,000 | 5,397 |
| Total noninterest expense | $4,171,000 | 3,594 |
| Salaries and employee benefits | $2,421,000 | 3,347 |
| Premises and equipment expense | $771,000 | 2,846 |
| Additional noninterest expense | $979,000 | 4,356 |
| Pre-tax net operating income | $1,311,000 | 4,464 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,311,000 | 3,890 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,311,000 | 3,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,310 |
| Cash dividends | $977,000 | 2,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,311,000 | 3,727 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,775,000 | 4,173 |
| Total interest expense | $1,160,000 | 4,915 |
| Net interest income | $3,615,000 | 3,807 |
| Provision for loan and lease losses | $245,000 | 2,890 |
| Total noninterest income | $718,000 | 3,883 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $575,000 | 2,204 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $143,000 | 5,434 |
| Total noninterest expense | $3,200,000 | 3,503 |
| Salaries and employee benefits | $1,846,000 | 3,307 |
| Premises and equipment expense | $594,000 | 2,799 |
| Additional noninterest expense | $760,000 | 4,220 |
| Pre-tax net operating income | $888,000 | 4,862 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $888,000 | 4,327 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $888,000 | 4,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,836 |
| Cash dividends | $534,000 | 2,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $888,000 | 4,159 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,245,000 | 4,146 |
| Total interest expense | $817,000 | 4,862 |
| Net interest income | $2,428,000 | 3,786 |
| Provision for loan and lease losses | $200,000 | 2,502 |
| Total noninterest income | $463,000 | 3,920 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $378,000 | 2,194 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $85,000 | 5,621 |
| Total noninterest expense | $2,074,000 | 3,586 |
| Salaries and employee benefits | $1,175,000 | 3,424 |
| Premises and equipment expense | $391,000 | 2,831 |
| Additional noninterest expense | $508,000 | 4,190 |
| Pre-tax net operating income | $617,000 | 4,753 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $617,000 | 4,209 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $617,000 | 4,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,876 |
| Cash dividends | $355,000 | 2,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $617,000 | 4,009 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,640,000 | 4,140 |
| Total interest expense | $416,000 | 4,918 |
| Net interest income | $1,224,000 | 3,759 |
| Provision for loan and lease losses | $170,000 | 1,543 |
| Total noninterest income | $334,000 | 3,005 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $174,000 | 2,278 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $160,000 | 3,096 |
| Total noninterest expense | $1,028,000 | 3,570 |
| Salaries and employee benefits | $598,000 | 3,383 |
| Premises and equipment expense | $187,000 | 2,921 |
| Additional noninterest expense | $243,000 | 4,314 |
| Pre-tax net operating income | $360,000 | 4,318 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $360,000 | 3,735 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $360,000 | 3,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 1,796 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $360,000 | 3,561 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,957,000 | 4,070 |
| Total interest expense | $1,890,000 | 5,001 |
| Net interest income | $5,067,000 | 3,633 |
| Provision for loan and lease losses | $1,450,000 | 973 |
| Total noninterest income | $952,000 | 3,591 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $702,000 | 2,243 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $250,000 | 4,613 |
| Total noninterest expense | $4,145,000 | 3,463 |
| Salaries and employee benefits | $2,348,000 | 3,291 |
| Premises and equipment expense | $803,000 | 2,676 |
| Additional noninterest expense | $994,000 | 4,199 |
| Pre-tax net operating income | $424,000 | 7,062 |
| Securities gains (losses) | $278,000 | 948 |
| Applicable income taxes | $-19,000 | 8,911 |
| Income before extraordinary items | $721,000 | 5,479 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $721,000 | 5,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,372,000 | 724 |
| Cash dividends | $532,000 | 3,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $443,000 | 6,515 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,406,000 | 3,853 |
| Total interest expense | $3,672,000 | 4,063 |
| Net interest income | $4,734,000 | 3,599 |
| Provision for loan and lease losses | $230,000 | 3,830 |
| Total noninterest income | $755,000 | 4,015 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $656,000 | 2,273 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $99,000 | 6,463 |
| Total noninterest expense | $3,902,000 | 3,504 |
| Salaries and employee benefits | $2,213,000 | 3,308 |
| Premises and equipment expense | $776,000 | 2,710 |
| Additional noninterest expense | $913,000 | 4,358 |
| Pre-tax net operating income | $1,357,000 | 4,119 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,357,000 | 3,483 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,357,000 | 3,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $395,000 | 1,840 |
| Cash dividends | $1,453,000 | 1,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,357,000 | 3,386 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,223,000 | 3,659 |
| Total interest expense | $4,249,000 | 3,795 |
| Net interest income | $4,974,000 | 3,489 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $686,000 | 4,056 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $564,000 | 2,423 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $122,000 | 5,952 |
| Total noninterest expense | $3,948,000 | 3,365 |
| Salaries and employee benefits | $1,962,000 | 3,522 |
| Premises and equipment expense | $721,000 | 2,809 |
| Additional noninterest expense | $1,265,000 | 3,255 |
| Pre-tax net operating income | $1,712,000 | 3,688 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,712,000 | 2,915 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,712,000 | 2,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,664 |
| Cash dividends | $1,144,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,712,000 | 2,904 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,792,000 | 3,600 |
| Total interest expense | $3,888,000 | 3,675 |
| Net interest income | $4,904,000 | 3,502 |
| Provision for loan and lease losses | $95,000 | 5,363 |
| Total noninterest income | $632,000 | 4,281 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $526,000 | 2,517 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $106,000 | 6,493 |
| Total noninterest expense | $3,765,000 | 3,499 |
| Salaries and employee benefits | $1,929,000 | 3,554 |
| Premises and equipment expense | $801,000 | 2,540 |
| Additional noninterest expense | $1,035,000 | 3,912 |
| Pre-tax net operating income | $1,676,000 | 3,802 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $1,676,000 | 2,967 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,676,000 | 2,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,687 |
| Cash dividends | $792,000 | 2,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,676,000 | 2,935 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,536,000 | 6,029 |
| Total interest expense | $2,029,000 | 6,143 |
| Net interest income | $2,507,000 | 5,849 |
| Provision for loan and lease losses | $228,000 | 3,242 |
| Total noninterest income | $298,000 | 6,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 4,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 8,260 |
| Total noninterest expense | $1,572,000 | 6,495 |
| Salaries and employee benefits | $935,000 | 6,047 |
| Premises and equipment expense | $281,000 | 5,582 |
| Additional noninterest expense | $356,000 | 7,613 |
| Pre-tax net operating income | $1,005,000 | 5,396 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $1,005,000 | 4,502 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,005,000 | 4,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,685 |
| Cash dividends | $870,000 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,005,000 | 4,398 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,416,000 | 6,302 |
| Total interest expense | $1,954,000 | 6,357 |
| Net interest income | $2,462,000 | 6,112 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $341,000 | 6,241 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $287,000 | 4,218 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,261 |
| Total noninterest expense | $1,679,000 | 6,349 |
| Salaries and employee benefits | $863,000 | 6,475 |
| Premises and equipment expense | $343,000 | 4,973 |
| Additional noninterest expense | $473,000 | 6,729 |
| Pre-tax net operating income | $944,000 | 6,009 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $111,000 | 8,224 |
| Income before extraordinary items | $833,000 | 5,326 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $833,000 | 5,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,683 |
| Cash dividends | $608,000 | 3,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $833,000 | 5,270 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,376,000 | 6,499 |
| Total interest expense | $1,990,000 | 6,435 |
| Net interest income | $2,386,000 | 6,408 |
| Provision for loan and lease losses | $131,000 | 4,409 |
| Total noninterest income | $347,000 | 6,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,626 |
| Total noninterest expense | $1,497,000 | 7,119 |
| Salaries and employee benefits | $727,000 | 7,369 |
| Premises and equipment expense | $154,000 | 7,965 |
| Additional noninterest expense | $616,000 | 6,255 |
| Pre-tax net operating income | $1,105,000 | 5,395 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $377,000 | 5,081 |
| Income before extraordinary items | $728,000 | 5,634 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $728,000 | 5,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,803 |
| Cash dividends | $1,400,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $728,000 | 5,579 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,736,000 | 7,271 |
| Total interest expense | $1,771,000 | 6,968 |
| Net interest income | $1,965,000 | 7,385 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $338,000 | 6,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,751 |
| Total noninterest expense | $1,364,000 | 7,699 |
| Salaries and employee benefits | $658,000 | 8,002 |
| Premises and equipment expense | $152,000 | 8,217 |
| Additional noninterest expense | $554,000 | 6,830 |
| Pre-tax net operating income | $939,000 | 6,245 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $319,000 | 5,789 |
| Income before extraordinary items | $620,000 | 6,493 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $620,000 | 6,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 10,916 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $620,000 | 6,485 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,990,000 | 8,064 |
| Total interest expense | $1,012,000 | 8,642 |
| Net interest income | $1,978,000 | 7,620 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $266,000 | 7,713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,091 |
| Total noninterest expense | $1,372,000 | 7,998 |
| Salaries and employee benefits | $658,000 | 8,213 |
| Premises and equipment expense | $141,000 | 8,799 |
| Additional noninterest expense | $573,000 | 7,232 |
| Pre-tax net operating income | $872,000 | 6,530 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $293,000 | 5,969 |
| Income before extraordinary items | $579,000 | 6,694 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $579,000 | 6,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $484,000 | 3,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $579,000 | 6,757 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,006,000 | 8,326 |
| Total interest expense | $1,012,000 | 9,050 |
| Net interest income | $1,994,000 | 7,696 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $279,000 | 7,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,943 |
| Total noninterest expense | $1,191,000 | 8,922 |
| Salaries and employee benefits | $564,000 | 9,096 |
| Premises and equipment expense | $102,000 | 10,386 |
| Additional noninterest expense | $525,000 | 7,993 |
| Pre-tax net operating income | $1,082,000 | 5,566 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $364,000 | 5,349 |
| Income before extraordinary items | $718,000 | 6,000 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $718,000 | 6,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 12,492 |
| Cash dividends | $850,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $718,000 | 5,738 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,507,000 | 8,173 |
| Total interest expense | $1,427,000 | 8,745 |
| Net interest income | $2,080,000 | 7,543 |
| Provision for loan and lease losses | $-80,000 | 13,675 |
| Total noninterest income | $284,000 | 7,944 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 6,054 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 8,558 |
| Total noninterest expense | $1,190,000 | 9,088 |
| Salaries and employee benefits | $581,000 | 8,983 |
| Premises and equipment expense | $98,000 | 10,802 |
| Additional noninterest expense | $511,000 | 8,352 |
| Pre-tax net operating income | $1,254,000 | 4,739 |
| Securities gains (losses) | $132,000 | 2,579 |
| Applicable income taxes | $459,000 | 4,290 |
| Income before extraordinary items | $927,000 | 4,821 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $927,000 | 4,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 13,671 |
| Cash dividends | $950,000 | 1,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $838,560 | 4,869 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.