Home > State Home Savings Bank, F.S.B. > Income and Expense
State Home Savings Bank, F.S.B., Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,509,000 | 1,352 |
| Total interest expense | $11,255,000 | 1,208 |
| Net interest income | $12,254,000 | 1,478 |
| Provision for loan and lease losses | $400,000 | 2,455 |
| Total noninterest income | $1,368,000 | 2,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,368,000 | 1,658 |
| Total noninterest expense | $8,636,000 | 1,748 |
| Salaries and employee benefits | $4,505,000 | 1,509 |
| Premises and equipment expense | $1,690,000 | 1,264 |
| Additional noninterest expense | $2,441,000 | 2,290 |
| Pre-tax net operating income | $4,586,000 | 1,528 |
| Securities gains (losses) | $197,000 | 1,709 |
| Applicable income taxes | $1,549,000 | 1,524 |
| Income before extraordinary items | $3,234,000 | 1,576 |
| Extraordinary gains, net | $520,000 | 447 |
| Net income | $3,754,000 | 1,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 7,578 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,100,040 | 1,548 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $25,426,000 | 1,439 |
| Total interest expense | $13,567,000 | 1,306 |
| Net interest income | $11,859,000 | 1,557 |
| Provision for loan and lease losses | $340,000 | 3,839 |
| Total noninterest income | $1,507,000 | 2,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,507,000 | 1,517 |
| Total noninterest expense | $8,513,000 | 1,787 |
| Salaries and employee benefits | $4,358,000 | 1,524 |
| Premises and equipment expense | $1,881,000 | 1,175 |
| Additional noninterest expense | $2,274,000 | 2,521 |
| Pre-tax net operating income | $4,513,000 | 1,410 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,555,000 | 1,411 |
| Income before extraordinary items | $2,958,000 | 1,559 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,958,000 | 1,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $592,000 | 2,188 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,958,000 | 1,446 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.