Home > State First National Bank > Loan Charge- Offs and Recoveries
State First National Bank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,645,000 | 706 |
| Loans secured by real estate, total | $122,000 | 1,277 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $122,000 | 1,277 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $59,000 | 1,263 |
| Secured by multifamily residential properties | $5,000 | 383 |
| Secured by nonfarm nonresidential properties | $58,000 | 784 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $164,000 | 51 |
| Commercial and industrial loans | $188,000 | 1,482 |
| Loans to individuals | $1,171,000 | 514 |
| Credit card loan charge offs | $479,000 | 344 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $692,000 | 532 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $411,000 | 765 |
| Loans secured by real estate, total | $70,000 | 895 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $70,000 | 895 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $33,000 | 807 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $37,000 | 618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $26,000 | 102 |
| Commercial and industrial loans | $184,000 | 563 |
| Loans to individuals | $131,000 | 790 |
| Credit card loan recoveries | $23,000 | 526 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $108,000 | 778 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,234,000 | 695 |
| Loans secured by real estate, total | $52,000 | 1,605 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $52,000 | 1,602 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $26,000 | 1,668 |
| Secured by multifamily residential properties | $5,000 | 338 |
| Secured by nonfarm nonresidential properties | $21,000 | 919 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $138,000 | 36 |
| Commercial and industrial loans | $4,000 | 4,965 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $1,040,000 | 481 |
| Credit card loan net charge offs | $456,000 | 332 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $584,000 | 484 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $751,000 | 1,360 |
| Loans secured by real estate, total | $50,000 | 2,197 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $50,000 | 2,197 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $12,000 | 2,810 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $38,000 | 1,103 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $85,000 | 2,683 |
| Loans to individuals | $616,000 | 784 |
| Credit card loan charge offs | $265,000 | 475 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $351,000 | 872 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $240,000 | 1,296 |
| Loans secured by real estate, total | $35,000 | 1,511 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $35,000 | 1,511 |
| Construction and land development | $4,000 | 465 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $2,000 | 2,834 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $29,000 | 837 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $122,000 | 932 |
| Loans to individuals | $76,000 | 1,250 |
| Credit card loan recoveries | $22,000 | 592 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $54,000 | 1,444 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $7,000 | 252 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $511,000 | 1,407 |
| Loans secured by real estate, total | $15,000 | 2,804 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $15,000 | 2,803 |
| Construction and land development | $-4,000 | 11,149 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $10,000 | 2,507 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $9,000 | 1,262 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $-37,000 | 10,777 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $540,000 | 708 |
| Credit card loan net charge offs | $243,000 | 465 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $297,000 | 788 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $-7,000 | 1,130 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $991,000 | 1,124 |
| Loans secured by real estate, total | $49,000 | 2,433 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $49,000 | 2,431 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $2,000 | 4,028 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $47,000 | 1,194 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $602,000 | 533 |
| Loans to individuals | $340,000 | 1,043 |
| Credit card loan charge offs | $158,000 | 595 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $182,000 | 1,291 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $228,000 | 1,350 |
| Loans secured by real estate, total | $3,000 | 3,971 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $3,000 | 3,968 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $3,000 | 2,770 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $154,000 | 806 |
| Loans to individuals | $71,000 | 1,340 |
| Credit card loan recoveries | $25,000 | 597 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $46,000 | 1,673 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $763,000 | 1,064 |
| Loans secured by real estate, total | $46,000 | 2,037 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $46,000 | 2,036 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $-1,000 | 10,159 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $47,000 | 969 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $448,000 | 478 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $269,000 | 960 |
| Credit card loan net charge offs | $133,000 | 578 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $136,000 | 1,197 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $327,000 | 2,460 |
| Loans secured by real estate, total | $9,000 | 4,796 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $9,000 | 4,796 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $9,000 | 3,529 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $75,000 | 2,909 |
| Loans to individuals | $243,000 | 1,149 |
| Credit card loan charge offs | $123,000 | 638 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $120,000 | 1,658 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $259,000 | 1,375 |
| Loans secured by real estate, total | $12,000 | 2,996 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $12,000 | 2,994 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $7,000 | 2,286 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $5,000 | 1,779 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $198,000 | 778 |
| Loans to individuals | $49,000 | 1,853 |
| Credit card loan recoveries | $30,000 | 572 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $19,000 | 3,325 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $68,000 | 4,490 |
| Loans secured by real estate, total | $-3,000 | 10,531 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-3,000 | 10,570 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $2,000 | 3,781 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-5,000 | 11,619 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-123,000 | 12,206 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $194,000 | 1,012 |
| Credit card loan net charge offs | $93,000 | 641 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $101,000 | 1,256 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $789,000 | 1,670 |
| Loans secured by real estate, total | $79,000 | 2,714 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $79,000 | 2,713 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $79,000 | 1,597 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $499,000 | 988 |
| Loans to individuals | $211,000 | 1,470 |
| Credit card loan charge offs | $156,000 | 628 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $55,000 | 3,270 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $202,000 | 1,840 |
| Loans secured by real estate, total | $7,000 | 3,899 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $7,000 | 3,899 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $7,000 | 2,509 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $148,000 | 1,087 |
| Loans to individuals | $47,000 | 2,063 |
| Credit card loan recoveries | $30,000 | 593 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $17,000 | 3,808 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $587,000 | 1,604 |
| Loans secured by real estate, total | $72,000 | 2,392 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $72,000 | 2,390 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $72,000 | 1,452 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $0 | 2,799 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $351,000 | 1,000 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $164,000 | 1,295 |
| Credit card loan net charge offs | $126,000 | 629 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $38,000 | 2,903 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,000,000 | 1,836 |
| Loans secured by real estate, total | $43,000 | 4,415 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $43,000 | 4,415 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $29,000 | 3,258 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $14,000 | 3,138 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $10,000 | 166 |
| Commercial and industrial loans | $674,000 | 1,075 |
| Loans to individuals | $273,000 | 1,489 |
| Credit card loan charge offs | $117,000 | 795 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $156,000 | 1,917 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $121,000 | 2,843 |
| Loans secured by real estate, total | $2,000 | 5,181 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $2,000 | 5,180 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $2,000 | 2,082 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $58,000 | 2,524 |
| Loans to individuals | $61,000 | 1,791 |
| Credit card loan recoveries | $28,000 | 612 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $33,000 | 2,583 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $879,000 | 1,695 |
| Loans secured by real estate, total | $41,000 | 3,966 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $41,000 | 3,966 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $29,000 | 2,828 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $12,000 | 2,959 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $10,000 | 125 |
| Commercial and industrial loans | $616,000 | 985 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $212,000 | 1,404 |
| Credit card loan net charge offs | $89,000 | 817 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $123,000 | 1,706 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.