Home > State First National Bank > Income and Expense
State First National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $32,262,000 | 1,060 |
| Total interest expense | $13,493,000 | 1,194 |
| Net interest income | $18,769,000 | 955 |
| Provision for loan and lease losses | $1,515,000 | 722 |
| Total noninterest income | $4,053,000 | 1,065 |
| Gross Fiduciary activities income | $501,000 | 656 |
| Service charges on deposit accounts | $2,230,000 | 583 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,322,000 | 1,448 |
| Total noninterest expense | $11,801,000 | 1,127 |
| Salaries and employee benefits | $5,095,000 | 1,292 |
| Premises and equipment expense | $1,451,000 | 1,351 |
| Additional noninterest expense | $5,255,000 | 930 |
| Pre-tax net operating income | $9,506,000 | 850 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $2,788,000 | 990 |
| Income before extraordinary items | $6,723,000 | 824 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,723,000 | 827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,234,000 | 695 |
| Cash dividends | $6,800,000 | 497 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $6,719,450 | 808 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $31,452,000 | 1,103 |
| Total interest expense | $14,328,000 | 1,145 |
| Net interest income | $17,124,000 | 1,055 |
| Provision for loan and lease losses | $972,000 | 1,055 |
| Total noninterest income | $3,872,000 | 1,142 |
| Gross Fiduciary activities income | $408,000 | 765 |
| Service charges on deposit accounts | $2,004,000 | 672 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,460,000 | 1,410 |
| Total noninterest expense | $10,960,000 | 1,312 |
| Salaries and employee benefits | $5,057,000 | 1,326 |
| Premises and equipment expense | $1,325,000 | 1,533 |
| Additional noninterest expense | $4,578,000 | 1,222 |
| Pre-tax net operating income | $9,064,000 | 850 |
| Securities gains (losses) | $-26,000 | 10,772 |
| Applicable income taxes | $2,913,000 | 896 |
| Income before extraordinary items | $6,125,000 | 875 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,125,000 | 876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $511,000 | 1,407 |
| Cash dividends | $6,250,000 | 578 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,142,680 | 852 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $31,295,000 | 1,127 |
| Total interest expense | $14,659,000 | 1,144 |
| Net interest income | $16,636,000 | 1,104 |
| Provision for loan and lease losses | $509,000 | 1,546 |
| Total noninterest income | $4,031,000 | 1,113 |
| Gross Fiduciary activities income | $342,000 | 850 |
| Service charges on deposit accounts | $1,983,000 | 686 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,706,000 | 1,262 |
| Total noninterest expense | $11,962,000 | 1,224 |
| Salaries and employee benefits | $4,507,000 | 1,474 |
| Premises and equipment expense | $1,370,000 | 1,498 |
| Additional noninterest expense | $6,085,000 | 962 |
| Pre-tax net operating income | $8,196,000 | 959 |
| Securities gains (losses) | $-166,000 | 11,642 |
| Applicable income taxes | $2,395,000 | 1,082 |
| Income before extraordinary items | $5,635,000 | 950 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,635,000 | 950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $763,000 | 1,064 |
| Cash dividends | $7,050,000 | 486 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $5,751,200 | 931 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $26,102,000 | 1,204 |
| Total interest expense | $11,564,000 | 1,136 |
| Net interest income | $14,538,000 | 1,251 |
| Provision for loan and lease losses | $392,000 | 1,854 |
| Total noninterest income | $4,299,000 | 1,026 |
| Gross Fiduciary activities income | $865,000 | 559 |
| Service charges on deposit accounts | $1,250,000 | 1,060 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,184,000 | 1,064 |
| Total noninterest expense | $11,415,000 | 1,300 |
| Salaries and employee benefits | $5,293,000 | 1,267 |
| Premises and equipment expense | $1,160,000 | 1,770 |
| Additional noninterest expense | $4,962,000 | 1,189 |
| Pre-tax net operating income | $7,030,000 | 1,080 |
| Securities gains (losses) | $43,000 | 1,243 |
| Applicable income taxes | $1,759,000 | 1,340 |
| Income before extraordinary items | $5,314,000 | 966 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,314,000 | 963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,490 |
| Cash dividends | $17,000,000 | 238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,281,750 | 982 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $26,867,000 | 1,185 |
| Total interest expense | $11,547,000 | 1,180 |
| Net interest income | $15,320,000 | 1,186 |
| Provision for loan and lease losses | $690,000 | 1,682 |
| Total noninterest income | $4,680,000 | 1,033 |
| Gross Fiduciary activities income | $980,000 | 547 |
| Service charges on deposit accounts | $1,141,000 | 1,170 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,559,000 | 1,073 |
| Total noninterest expense | $13,467,000 | 1,164 |
| Salaries and employee benefits | $6,479,000 | 1,065 |
| Premises and equipment expense | $1,137,000 | 1,845 |
| Additional noninterest expense | $5,851,000 | 1,121 |
| Pre-tax net operating income | $5,843,000 | 1,181 |
| Securities gains (losses) | $24,000 | 4,420 |
| Applicable income taxes | $1,297,000 | 1,804 |
| Income before extraordinary items | $4,570,000 | 1,140 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,570,000 | 1,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $587,000 | 1,604 |
| Cash dividends | $2,500,000 | 830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,551,280 | 1,059 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $29,234,000 | 1,250 |
| Total interest expense | $13,919,000 | 1,274 |
| Net interest income | $15,315,000 | 1,223 |
| Provision for loan and lease losses | $1,179,000 | 1,666 |
| Total noninterest income | $4,459,000 | 1,072 |
| Gross Fiduciary activities income | $849,000 | 589 |
| Service charges on deposit accounts | $1,055,000 | 1,259 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,555,000 | 1,063 |
| Total noninterest expense | $13,513,000 | 1,172 |
| Salaries and employee benefits | $6,247,000 | 1,077 |
| Premises and equipment expense | $1,050,000 | 2,008 |
| Additional noninterest expense | $6,216,000 | 1,116 |
| Pre-tax net operating income | $5,082,000 | 1,252 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,061,000 | 2,006 |
| Income before extraordinary items | $4,021,000 | 1,162 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,021,000 | 1,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $879,000 | 1,695 |
| Cash dividends | $2,000,000 | 832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,021,000 | 1,076 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.