Home > State First National Bank > Net charge- offs to loans
State First National Bank, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4331% | 1,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0340% | 618 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0328% | 385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0499% | 169 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0462% | 562 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0462% | 522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0105% | 867 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4055% | 370 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9826% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6109% | 100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1870% | 4,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 883 |
| Percentage Net Loans Charged-off:Construction & development | -0.0897% | 1,350 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0152% | 514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0207% | 750 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0207% | 712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0746% | 1,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7592% | 671 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4514% | 532 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0360% | 1,233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2823% | 2,995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0366% | 733 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0831% | 472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 1,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 1,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7235% | 236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4110% | 854 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0241% | 812 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0311% | 7,631 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 1,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 1,212 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0065% | 945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0065% | 901 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2309% | 1,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3354% | 816 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7505% | 813 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2871% | 4,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0929% | 773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2525% | 275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2526% | 278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6668% | 478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2661% | 1,009 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1598% | 723 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4604% | 4,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0636% | 1,040 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0423% | 899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1165% | 555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1168% | 540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1178% | 552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3477% | 1,114 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0056% | 880 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0560% | 412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |