Home > State Financial Bank-Waterford > Net Loans and Leases
State Financial Bank-Waterford, Net Loans and Leases
| 1999-12-31 | Rank | |
| Net loans and leases | $40,885,000 | 5,757 |
| Loan loss allowance | $620,000 | 4,941 |
| Total loans and leases | $41,505,000 | 5,755 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $41,505,000 | 5,758 |
| All real estate loans | $21,516,000 | 6,111 |
| Real estate loans in domestic offices | $21,516,000 | 6,109 |
| Construction and development loans | $1,983,000 | 4,256 |
| Commercial RE | $6,710,000 | 4,963 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,653 |
| 1-4 family residential loans | $12,268,000 | 5,497 |
| Farmland loans | $555,000 | 5,151 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $580,000 | 4,806 |
| Commercial and industrial loans | $8,000,000 | 4,104 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $10,610,000 | 2,610 |
| Credit card loans | $28,000 | 5,175 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,582,000 | 2,442 |
| All other loans & leases | $799,000 | 2,778 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $765,000 | 1,458 |
| Other loans | $34,000 | 4,911 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $34,326,000 | 6,233 |
| Loan loss allowance | $588,000 | 5,063 |
| Total loans and leases | $34,914,000 | 6,221 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $34,914,000 | 6,227 |
| All real estate loans | $20,797,000 | 6,058 |
| Real estate loans in domestic offices | $20,797,000 | 6,057 |
| Construction and development loans | $1,088,000 | 5,073 |
| Commercial RE | $4,934,000 | 5,463 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $150,000 | 5,533 |
| 1-4 family residential loans | $14,064,000 | 5,092 |
| Farmland loans | $561,000 | 5,152 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $650,000 | 4,885 |
| Commercial and industrial loans | $5,984,000 | 4,683 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,156,000 | 4,123 |
| Credit card loans | $24,000 | 5,397 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,132,000 | 3,913 |
| All other loans & leases | $1,327,000 | 2,073 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $1,300,000 | 966 |
| Other loans | $27,000 | 5,274 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $32,743,000 | 6,559 |
| Loan loss allowance | $538,000 | 5,418 |
| Total loans and leases | $33,281,000 | 6,547 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $33,281,000 | 6,562 |
| All real estate loans | $21,361,000 | 6,117 |
| Real estate loans in domestic offices | $21,361,000 | 6,117 |
| Construction and development loans | $1,461,000 | 4,585 |
| Commercial RE | $3,590,000 | 6,210 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $215,000 | 5,437 |
| 1-4 family residential loans | $15,671,000 | 4,971 |
| Farmland loans | $424,000 | 5,680 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $856,000 | 4,805 |
| Commercial and industrial loans | $6,686,000 | 4,361 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,012,000 | 5,703 |
| Credit card loans | $252,000 | 3,356 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,760,000 | 5,665 |
| All other loans & leases | $366,000 | 4,066 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $316,000 | 2,348 |
| Other loans | $50,000 | 4,607 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $26,699,000 | 7,401 |
| Loan loss allowance | $566,000 | 5,415 |
| Total loans and leases | $27,265,000 | 7,374 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $27,265,000 | 7,382 |
| All real estate loans | $18,301,000 | 6,698 |
| Real estate loans in domestic offices | $18,301,000 | 6,698 |
| Construction and development loans | $253,000 | 7,582 |
| Commercial RE | $3,219,000 | 6,609 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $219,000 | 5,673 |
| 1-4 family residential loans | $14,396,000 | 5,333 |
| Farmland loans | $214,000 | 6,636 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,034,000 | 4,754 |
| Commercial and industrial loans | $5,426,000 | 4,982 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,086,000 | 8,000 |
| Credit card loans | $198,000 | 3,896 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,888,000 | 8,048 |
| All other loans & leases | $418,000 | 4,023 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $409,000 | 2,227 |
| Other loans | $9,000 | 7,270 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $26,157,000 | 7,535 |
| Loan loss allowance | $716,000 | 4,649 |
| Total loans and leases | $26,873,000 | 7,493 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $26,873,000 | 7,498 |
| All real estate loans | $18,462,000 | 6,724 |
| Real estate loans in domestic offices | $18,462,000 | 6,724 |
| Construction and development loans | $797,000 | 5,766 |
| Commercial RE | $3,408,000 | 6,540 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $386,000 | 5,047 |
| 1-4 family residential loans | $13,666,000 | 5,543 |
| Farmland loans | $205,000 | 6,884 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,044,000 | 4,911 |
| Commercial and industrial loans | $4,828,000 | 5,253 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,103,000 | 8,172 |
| Credit card loans | $146,000 | 4,387 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,957,000 | 8,149 |
| All other loans & leases | $436,000 | 4,102 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $436,000 | 2,240 |
| Other loans | $0 | 9,003 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $22,841,000 | 8,189 |
| Loan loss allowance | $708,000 | 4,787 |
| Total loans and leases | $23,548,000 | 8,136 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $23,548,000 | 8,143 |
| All real estate loans | $18,878,000 | 6,733 |
| Real estate loans in domestic offices | $18,878,000 | 6,733 |
| Construction and development loans | $764,000 | 5,881 |
| Commercial RE | $3,427,000 | 6,665 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $313,000 | 5,602 |
| 1-4 family residential loans | $13,782,000 | 5,572 |
| Farmland loans | $592,000 | 5,546 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $204,000 | 6,748 |
| Commercial and industrial loans | $2,621,000 | 7,112 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,845,000 | 8,778 |
| Credit card loans | $155,000 | 4,316 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,690,000 | 8,841 |
| All other loans & leases | $0 | 10,273 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $0 | 9,457 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $171,000 | 2,211 |
| Non 1-4 family restructured loans & leases | $171,000 | 2,211 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $21,879,000 | 8,449 |
| Loan loss allowance | $338,000 | 8,168 |
| Total loans and leases | $22,217,000 | 8,449 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $22,217,000 | 8,458 |
| All real estate loans | $17,846,000 | 7,003 |
| Real estate loans in domestic offices | $17,846,000 | 7,002 |
| Construction and development loans | $1,212,000 | 4,807 |
| Commercial RE | $3,156,000 | 7,004 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $93,000 | 7,320 |
| 1-4 family residential loans | $13,155,000 | 5,833 |
| Farmland loans | $230,000 | 7,112 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $500,000 | 6,095 |
| Commercial and industrial loans | $2,308,000 | 7,572 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,563,000 | 9,598 |
| Credit card loans | $108,000 | 4,867 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,455,000 | 9,619 |
| All other loans & leases | $0 | 10,736 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $0 | 9,884 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $20,576,000 | 8,789 |
| Loan loss allowance | $242,000 | 9,731 |
| Total loans and leases | $20,818,000 | 8,816 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $20,818,000 | 8,825 |
| All real estate loans | $16,110,000 | 7,395 |
| Real estate loans in domestic offices | $16,110,000 | 7,395 |
| Construction and development loans | $788,000 | 5,658 |
| Commercial RE | $3,401,000 | 6,912 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $473,000 | 4,941 |
| 1-4 family residential loans | $11,285,000 | 6,429 |
| Farmland loans | $163,000 | 7,599 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $585,000 | 6,017 |
| Commercial and industrial loans | $2,261,000 | 7,844 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,862,000 | 9,442 |
| Credit card loans | $197,000 | 4,008 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,665,000 | 9,604 |
| All other loans & leases | $0 | 11,131 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $0 | 10,230 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |