Home > State Financial Bank > Income and Expense
State Financial Bank, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $60,138,000 | 436 |
| Total interest expense | $18,187,000 | 464 |
| Net interest income | $41,951,000 | 414 |
| Provision for loan and lease losses | $3,599,000 | 232 |
| Total noninterest income | $7,840,000 | 610 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,603,000 | 353 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,237,000 | 621 |
| Total noninterest expense | $31,693,000 | 445 |
| Salaries and employee benefits | $13,016,000 | 533 |
| Premises and equipment expense | $4,712,000 | 398 |
| Additional noninterest expense | $13,965,000 | 349 |
| Pre-tax net operating income | $14,499,000 | 548 |
| Securities gains (losses) | $97,000 | 669 |
| Applicable income taxes | $4,770,000 | 543 |
| Income before extraordinary items | $9,826,000 | 574 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,826,000 | 574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,648,000 | 255 |
| Cash dividends | $3,200,000 | 697 |
| Sale, conversion, retirement of capital stock, net | $-38,000 | 8,794 |
| Net operating income | $9,761,010 | 560 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $38,836,000 | 437 |
| Total interest expense | $11,519,000 | 458 |
| Net interest income | $27,317,000 | 419 |
| Provision for loan and lease losses | $1,149,000 | 437 |
| Total noninterest income | $5,310,000 | 601 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $2,381,000 | 346 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,929,000 | 605 |
| Total noninterest expense | $18,229,000 | 500 |
| Salaries and employee benefits | $8,132,000 | 561 |
| Premises and equipment expense | $3,178,000 | 390 |
| Additional noninterest expense | $6,919,000 | 427 |
| Pre-tax net operating income | $13,249,000 | 441 |
| Securities gains (losses) | $97,000 | 572 |
| Applicable income taxes | $4,585,000 | 429 |
| Income before extraordinary items | $8,761,000 | 459 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $8,761,000 | 459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 1,369 |
| Cash dividends | $3,200,000 | 486 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $8,696,980 | 444 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $18,743,000 | 435 |
| Total interest expense | $5,467,000 | 464 |
| Net interest income | $13,276,000 | 422 |
| Provision for loan and lease losses | $500,000 | 469 |
| Total noninterest income | $2,646,000 | 587 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,181,000 | 330 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,465,000 | 594 |
| Total noninterest expense | $8,978,000 | 499 |
| Salaries and employee benefits | $4,102,000 | 546 |
| Premises and equipment expense | $1,594,000 | 389 |
| Additional noninterest expense | $3,282,000 | 434 |
| Pre-tax net operating income | $6,444,000 | 440 |
| Securities gains (losses) | $97,000 | 377 |
| Applicable income taxes | $2,221,000 | 440 |
| Income before extraordinary items | $4,320,000 | 460 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $4,320,000 | 460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,691 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $4,255,980 | 448 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $68,246,000 | 432 |
| Total interest expense | $19,472,000 | 436 |
| Net interest income | $48,774,000 | 434 |
| Provision for loan and lease losses | $2,381,000 | 469 |
| Total noninterest income | $11,517,000 | 553 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $5,101,000 | 337 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,416,000 | 550 |
| Total noninterest expense | $35,223,000 | 504 |
| Salaries and employee benefits | $15,169,000 | 564 |
| Premises and equipment expense | $6,573,000 | 363 |
| Additional noninterest expense | $13,481,000 | 430 |
| Pre-tax net operating income | $22,687,000 | 455 |
| Securities gains (losses) | $54,000 | 1,682 |
| Applicable income taxes | $7,230,000 | 460 |
| Income before extraordinary items | $15,511,000 | 467 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $15,511,000 | 468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $740,000 | 958 |
| Cash dividends | $10,700,000 | 348 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $15,474,280 | 453 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $50,247,000 | 435 |
| Total interest expense | $14,321,000 | 438 |
| Net interest income | $35,926,000 | 437 |
| Provision for loan and lease losses | $1,856,000 | 438 |
| Total noninterest income | $8,508,000 | 564 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $3,865,000 | 336 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,643,000 | 576 |
| Total noninterest expense | $26,048,000 | 503 |
| Salaries and employee benefits | $11,307,000 | 567 |
| Premises and equipment expense | $5,018,000 | 355 |
| Additional noninterest expense | $9,723,000 | 445 |
| Pre-tax net operating income | $16,530,000 | 464 |
| Securities gains (losses) | $71,000 | 1,409 |
| Applicable income taxes | $5,146,000 | 476 |
| Income before extraordinary items | $11,455,000 | 471 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $11,455,000 | 471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 1,500 |
| Cash dividends | $7,500,000 | 340 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $11,406,010 | 460 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $32,970,000 | 438 |
| Total interest expense | $9,491,000 | 435 |
| Net interest income | $23,479,000 | 442 |
| Provision for loan and lease losses | $1,200,000 | 453 |
| Total noninterest income | $5,836,000 | 557 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $2,545,000 | 333 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,291,000 | 554 |
| Total noninterest expense | $17,412,000 | 496 |
| Salaries and employee benefits | $7,609,000 | 568 |
| Premises and equipment expense | $3,323,000 | 354 |
| Additional noninterest expense | $6,480,000 | 438 |
| Pre-tax net operating income | $10,703,000 | 464 |
| Securities gains (losses) | $188,000 | 671 |
| Applicable income taxes | $3,518,000 | 471 |
| Income before extraordinary items | $7,373,000 | 483 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,373,000 | 483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,118 |
| Cash dividends | $4,500,000 | 360 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $7,245,160 | 463 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $16,262,000 | 449 |
| Total interest expense | $4,760,000 | 447 |
| Net interest income | $11,502,000 | 459 |
| Provision for loan and lease losses | $600,000 | 441 |
| Total noninterest income | $2,885,000 | 557 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,299,000 | 325 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,586,000 | 572 |
| Total noninterest expense | $8,516,000 | 512 |
| Salaries and employee benefits | $3,614,000 | 604 |
| Premises and equipment expense | $1,660,000 | 369 |
| Additional noninterest expense | $3,242,000 | 435 |
| Pre-tax net operating income | $5,271,000 | 467 |
| Securities gains (losses) | $101,000 | 797 |
| Applicable income taxes | $1,738,000 | 484 |
| Income before extraordinary items | $3,634,000 | 497 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,634,000 | 496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 1,092 |
| Cash dividends | $2,000,000 | 367 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,565,320 | 473 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $60,863,000 | 473 |
| Total interest expense | $18,144,000 | 508 |
| Net interest income | $42,719,000 | 467 |
| Provision for loan and lease losses | $2,625,000 | 539 |
| Total noninterest income | $15,728,000 | 473 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $4,609,000 | 370 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $11,119,000 | 414 |
| Total noninterest expense | $36,438,000 | 495 |
| Salaries and employee benefits | $15,680,000 | 557 |
| Premises and equipment expense | $6,284,000 | 391 |
| Additional noninterest expense | $14,474,000 | 420 |
| Pre-tax net operating income | $19,384,000 | 491 |
| Securities gains (losses) | $165,000 | 1,475 |
| Applicable income taxes | $5,915,000 | 544 |
| Income before extraordinary items | $13,634,000 | 520 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $13,634,000 | 521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,643,000 | 638 |
| Cash dividends | $8,100,000 | 438 |
| Sale, conversion, retirement of capital stock, net | $24,289,000 | 31 |
| Net operating income | $13,518,500 | 493 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $45,713,000 | 482 |
| Total interest expense | $13,869,000 | 516 |
| Net interest income | $31,844,000 | 484 |
| Provision for loan and lease losses | $2,025,000 | 529 |
| Total noninterest income | $13,289,000 | 457 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $3,451,000 | 384 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,838,000 | 391 |
| Total noninterest expense | $28,568,000 | 484 |
| Salaries and employee benefits | $12,715,000 | 528 |
| Premises and equipment expense | $4,703,000 | 390 |
| Additional noninterest expense | $11,150,000 | 423 |
| Pre-tax net operating income | $14,540,000 | 499 |
| Securities gains (losses) | $240,000 | 1,116 |
| Applicable income taxes | $4,389,000 | 570 |
| Income before extraordinary items | $10,391,000 | 528 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $10,391,000 | 528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $465,000 | 1,234 |
| Cash dividends | $6,600,000 | 404 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $10,223,000 | 504 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $30,975,000 | 491 |
| Total interest expense | $9,534,000 | 518 |
| Net interest income | $21,441,000 | 482 |
| Provision for loan and lease losses | $1,425,000 | 501 |
| Total noninterest income | $9,488,000 | 438 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $2,237,000 | 386 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,251,000 | 369 |
| Total noninterest expense | $20,004,000 | 460 |
| Salaries and employee benefits | $8,562,000 | 522 |
| Premises and equipment expense | $3,154,000 | 397 |
| Additional noninterest expense | $8,288,000 | 394 |
| Pre-tax net operating income | $9,500,000 | 504 |
| Securities gains (losses) | $49,000 | 2,032 |
| Applicable income taxes | $2,742,000 | 589 |
| Income before extraordinary items | $6,807,000 | 536 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,807,000 | 536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $411,000 | 972 |
| Cash dividends | $6,600,000 | 273 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $6,772,210 | 501 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $15,674,000 | 493 |
| Total interest expense | $4,851,000 | 527 |
| Net interest income | $10,823,000 | 481 |
| Provision for loan and lease losses | $600,000 | 538 |
| Total noninterest income | $3,867,000 | 496 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,100,000 | 380 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,767,000 | 440 |
| Total noninterest expense | $9,488,000 | 485 |
| Salaries and employee benefits | $4,342,000 | 516 |
| Premises and equipment expense | $1,543,000 | 402 |
| Additional noninterest expense | $3,603,000 | 430 |
| Pre-tax net operating income | $4,602,000 | 519 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,324,000 | 619 |
| Income before extraordinary items | $3,278,000 | 547 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,278,000 | 545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 1,503 |
| Cash dividends | $6,600,000 | 156 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,278,000 | 515 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $67,097,000 | 485 |
| Total interest expense | $22,718,000 | 520 |
| Net interest income | $44,379,000 | 474 |
| Provision for loan and lease losses | $2,400,000 | 644 |
| Total noninterest income | $13,617,000 | 518 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $4,434,000 | 364 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,183,000 | 459 |
| Total noninterest expense | $37,725,000 | 464 |
| Salaries and employee benefits | $15,124,000 | 545 |
| Premises and equipment expense | $6,104,000 | 399 |
| Additional noninterest expense | $16,497,000 | 397 |
| Pre-tax net operating income | $17,871,000 | 512 |
| Securities gains (losses) | $223,000 | 1,089 |
| Applicable income taxes | $5,484,000 | 548 |
| Income before extraordinary items | $12,610,000 | 533 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $12,610,000 | 536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,495,000 | 671 |
| Cash dividends | $5,000,000 | 609 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $12,453,900 | 511 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $72,889,000 | 499 |
| Total interest expense | $34,731,000 | 498 |
| Net interest income | $38,158,000 | 494 |
| Provision for loan and lease losses | $3,855,000 | 433 |
| Total noninterest income | $11,372,000 | 554 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $3,945,000 | 383 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $7,427,000 | 494 |
| Total noninterest expense | $34,874,000 | 488 |
| Salaries and employee benefits | $13,991,000 | 564 |
| Premises and equipment expense | $5,599,000 | 418 |
| Additional noninterest expense | $15,284,000 | 424 |
| Pre-tax net operating income | $10,801,000 | 723 |
| Securities gains (losses) | $1,046,000 | 391 |
| Applicable income taxes | $4,321,000 | 610 |
| Income before extraordinary items | $7,526,000 | 743 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,526,000 | 744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,993,000 | 363 |
| Cash dividends | $8,500,000 | 419 |
| Sale, conversion, retirement of capital stock, net | $12,915,000 | 52 |
| Net operating income | $6,856,560 | 775 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $76,836,000 | 512 |
| Total interest expense | $39,042,000 | 509 |
| Net interest income | $37,794,000 | 498 |
| Provision for loan and lease losses | $810,000 | 1,264 |
| Total noninterest income | $7,924,000 | 680 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $3,267,000 | 417 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,657,000 | 660 |
| Total noninterest expense | $36,702,000 | 451 |
| Salaries and employee benefits | $12,562,000 | 572 |
| Premises and equipment expense | $5,433,000 | 420 |
| Additional noninterest expense | $18,707,000 | 366 |
| Pre-tax net operating income | $8,206,000 | 944 |
| Securities gains (losses) | $-128,000 | 9,476 |
| Applicable income taxes | $2,931,000 | 844 |
| Income before extraordinary items | $5,147,000 | 1,043 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,147,000 | 1,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $566,000 | 1,132 |
| Cash dividends | $42,800,000 | 153 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,228,920 | 1,021 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,390,000 | 4,200 |
| Total interest expense | $3,335,000 | 4,217 |
| Net interest income | $4,055,000 | 4,121 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $669,000 | 4,114 |
| Gross Fiduciary activities income | $30,000 | 1,169 |
| Service charges on deposit accounts | $317,000 | 3,818 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $322,000 | 3,858 |
| Total noninterest expense | $3,871,000 | 3,410 |
| Salaries and employee benefits | $1,674,000 | 3,979 |
| Premises and equipment expense | $588,000 | 3,320 |
| Additional noninterest expense | $1,609,000 | 2,685 |
| Pre-tax net operating income | $793,000 | 5,959 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $471,000 | 3,757 |
| Income before extraordinary items | $324,000 | 7,444 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $324,000 | 7,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 1,819 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $322,720 | 7,432 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,729,000 | 2,223 |
| Total interest expense | $6,987,000 | 2,171 |
| Net interest income | $7,742,000 | 2,203 |
| Provision for loan and lease losses | $800,000 | 1,176 |
| Total noninterest income | $2,343,000 | 1,630 |
| Gross Fiduciary activities income | $111,000 | 990 |
| Service charges on deposit accounts | $855,000 | 1,472 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,377,000 | 1,483 |
| Total noninterest expense | $7,344,000 | 1,778 |
| Salaries and employee benefits | $3,812,000 | 1,736 |
| Premises and equipment expense | $1,137,000 | 1,737 |
| Additional noninterest expense | $2,395,000 | 1,773 |
| Pre-tax net operating income | $1,941,000 | 3,418 |
| Securities gains (losses) | $192,000 | 943 |
| Applicable income taxes | $695,000 | 3,044 |
| Income before extraordinary items | $1,438,000 | 3,365 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,438,000 | 3,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $663,000 | 1,007 |
| Cash dividends | $1,400,000 | 1,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,309,360 | 3,575 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,629,000 | 2,228 |
| Total interest expense | $6,704,000 | 2,249 |
| Net interest income | $7,925,000 | 2,209 |
| Provision for loan and lease losses | $755,000 | 1,248 |
| Total noninterest income | $1,533,000 | 2,160 |
| Gross Fiduciary activities income | $69,000 | 1,116 |
| Service charges on deposit accounts | $700,000 | 1,862 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $764,000 | 2,093 |
| Total noninterest expense | $6,924,000 | 1,867 |
| Salaries and employee benefits | $3,668,000 | 1,780 |
| Premises and equipment expense | $1,230,000 | 1,580 |
| Additional noninterest expense | $2,026,000 | 2,061 |
| Pre-tax net operating income | $1,779,000 | 3,897 |
| Securities gains (losses) | $230,000 | 650 |
| Applicable income taxes | $693,000 | 3,263 |
| Income before extraordinary items | $1,316,000 | 3,758 |
| Extraordinary gains, net | $-114,000 | 10,915 |
| Net income | $1,202,000 | 4,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,476,000 | 610 |
| Cash dividends | $975,000 | 2,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,164,200 | 4,101 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,922,000 | 2,402 |
| Total interest expense | $5,552,000 | 2,734 |
| Net interest income | $8,370,000 | 2,144 |
| Provision for loan and lease losses | $1,046,000 | 987 |
| Total noninterest income | $1,505,000 | 2,290 |
| Gross Fiduciary activities income | $65,000 | 1,184 |
| Service charges on deposit accounts | $744,000 | 1,823 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $696,000 | 2,310 |
| Total noninterest expense | $8,251,000 | 1,718 |
| Salaries and employee benefits | $3,977,000 | 1,674 |
| Premises and equipment expense | $1,407,000 | 1,443 |
| Additional noninterest expense | $2,867,000 | 1,812 |
| Pre-tax net operating income | $578,000 | 7,536 |
| Securities gains (losses) | $127,000 | 868 |
| Applicable income taxes | $118,000 | 8,426 |
| Income before extraordinary items | $587,000 | 6,346 |
| Extraordinary gains, net | $-820,000 | 11,446 |
| Net income | $-233,000 | 11,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,382,000 | 419 |
| Cash dividends | $1,360,000 | 1,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $481,590 | 6,970 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $19,299,000 | 1,765 |
| Total interest expense | $7,162,000 | 2,164 |
| Net interest income | $12,137,000 | 1,483 |
| Provision for loan and lease losses | $2,237,000 | 543 |
| Total noninterest income | $1,541,000 | 2,242 |
| Gross Fiduciary activities income | $61,000 | 1,257 |
| Service charges on deposit accounts | $674,000 | 2,001 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $806,000 | 2,095 |
| Total noninterest expense | $9,690,000 | 1,466 |
| Salaries and employee benefits | $5,090,000 | 1,305 |
| Premises and equipment expense | $1,633,000 | 1,271 |
| Additional noninterest expense | $2,967,000 | 1,716 |
| Pre-tax net operating income | $1,751,000 | 3,933 |
| Securities gains (losses) | $95,000 | 988 |
| Applicable income taxes | $610,000 | 3,620 |
| Income before extraordinary items | $1,236,000 | 3,856 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,236,000 | 3,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,250,000 | 529 |
| Cash dividends | $926,000 | 2,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,172,350 | 4,017 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,036,000 | 2,750 |
| Total interest expense | $3,708,000 | 3,294 |
| Net interest income | $7,328,000 | 2,466 |
| Provision for loan and lease losses | $696,000 | 1,210 |
| Total noninterest income | $1,416,000 | 2,414 |
| Gross Fiduciary activities income | $57,000 | 1,277 |
| Service charges on deposit accounts | $498,000 | 2,757 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $861,000 | 2,040 |
| Total noninterest expense | $6,939,000 | 2,058 |
| Salaries and employee benefits | $3,930,000 | 1,705 |
| Premises and equipment expense | $966,000 | 2,094 |
| Additional noninterest expense | $2,043,000 | 2,528 |
| Pre-tax net operating income | $1,109,000 | 5,542 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $358,000 | 5,177 |
| Income before extraordinary items | $759,000 | 5,564 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $759,000 | 5,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $470,000 | 1,433 |
| Cash dividends | $630,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $753,560 | 5,661 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,519,000 | 3,251 |
| Total interest expense | $3,172,000 | 3,930 |
| Net interest income | $6,347,000 | 2,860 |
| Provision for loan and lease losses | $600,000 | 1,833 |
| Total noninterest income | $3,380,000 | 1,331 |
| Gross Fiduciary activities income | $60,000 | 1,309 |
| Service charges on deposit accounts | $547,000 | 2,534 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,773,000 | 1,013 |
| Total noninterest expense | $7,134,000 | 2,058 |
| Salaries and employee benefits | $4,023,000 | 1,678 |
| Premises and equipment expense | $890,000 | 2,301 |
| Additional noninterest expense | $2,221,000 | 2,495 |
| Pre-tax net operating income | $1,993,000 | 3,325 |
| Securities gains (losses) | $-9,000 | 12,743 |
| Applicable income taxes | $643,000 | 3,378 |
| Income before extraordinary items | $1,341,000 | 3,596 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,341,000 | 3,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $434,000 | 1,945 |
| Cash dividends | $810,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,347,120 | 3,390 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,344,000 | 3,741 |
| Total interest expense | $3,961,000 | 4,114 |
| Net interest income | $5,383,000 | 3,389 |
| Provision for loan and lease losses | $580,000 | 2,690 |
| Total noninterest income | $1,994,000 | 1,935 |
| Gross Fiduciary activities income | $58,000 | 1,346 |
| Service charges on deposit accounts | $591,000 | 2,331 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,345,000 | 1,628 |
| Total noninterest expense | $5,272,000 | 2,734 |
| Salaries and employee benefits | $2,899,000 | 2,244 |
| Premises and equipment expense | $703,000 | 2,913 |
| Additional noninterest expense | $1,670,000 | 3,271 |
| Pre-tax net operating income | $1,525,000 | 3,990 |
| Securities gains (losses) | $108,000 | 2,882 |
| Applicable income taxes | $515,000 | 3,907 |
| Income before extraordinary items | $1,118,000 | 4,061 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,118,000 | 4,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $547,000 | 2,322 |
| Cash dividends | $750,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,044,560 | 4,021 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.