Home > State Financial Bank > Assets and Liabilities
State Financial Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 103 | 1,658 |
| Assets and Liabilities | ||
| Total Assets: | $305,641,000 | 1,545 |
| Cash and due from depository institutions | $17,549,000 | 1,658 |
| Interest-bearing balances | $162,000 | 4,229 |
| Securities | $62,163,000 | 1,845 |
| Federal funds sold & reverse repurchase agreements | $650,000 | 5,486 |
| Net loans & leases | $215,164,000 | 1,416 |
| Loan loss allowance | $2,249,000 | 1,653 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,499,000 | 1,284 |
| Other real estate owned | $413,000 | 1,658 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,203,000 | 2,666 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $305,641,000 | 1,545 |
| Total liabilities | $282,702,000 | 1,504 |
| Total deposits | $270,809,000 | 1,382 |
| Interest-bearing deposits | $207,574,000 | 1,568 |
| Deposits held in domestic offices | $270,809,000 | 1,378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,090,000 | 2,441 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,500,000 | 2,365 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,303,000 | 1,691 |
| Total equity capital | $22,939,000 | 1,932 |
| Total bank equity capital | $22,939,000 | 1,932 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,836,000 | 1,011 |
| Surplus | $14,664,000 | 1,184 |
| Undivided profits | $4,439,000 | 4,528 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $988,000 | 2,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $347,000 | 385 |
| Income earned, not collected on loans | $1,213,000 | 1,834 |
| Earning assets | $278,139,000 | 1,559 |
| Long-term assets (5+ years) | $17,451,000 | 3,596 |
| Average Assets, year-to-date | $292,125,400 | 1,544 |
| Average Assets, quarterly | $298,543,000 | 1,554 |
| Volatile liabilities | $32,470,000 | 2,399 |
| Insider loans | $19,290,000 | 218 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,232,000 | 639 |
| Unused loan commitments | $56,766,000 | 1,094 |
| Tier 1 (core) risk-based capital | $23,541,000 | 1,861 |
| Tier 2 risk-based capital | $2,249,000 | 1,519 |
| Total risk weighted assets | $225,878,300 | 1,378 |
| Total unused commitments | $56,766,000 | 1,097 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 90 | 1,911 |
| Assets and Liabilities | ||
| Total Assets: | $279,021,000 | 1,652 |
| Cash and due from depository institutions | $13,193,000 | 1,911 |
| Interest-bearing balances | $114,000 | 4,720 |
| Securities | $72,678,000 | 1,624 |
| Federal funds sold & reverse repurchase agreements | $2,279,000 | 5,514 |
| Net loans & leases | $183,000,000 | 1,537 |
| Loan loss allowance | $2,063,000 | 1,715 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,242,000 | 1,527 |
| Other real estate owned | $55,000 | 1,911 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,574,000 | 2,844 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $279,021,000 | 1,652 |
| Total liabilities | $255,559,000 | 1,614 |
| Total deposits | $250,071,000 | 1,482 |
| Interest-bearing deposits | $189,921,000 | 1,707 |
| Deposits held in domestic offices | $250,071,000 | 1,476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,215,000 | 1,691 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,273,000 | 1,777 |
| Total equity capital | $23,462,000 | 1,904 |
| Total bank equity capital | $23,462,000 | 1,904 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,836,000 | 967 |
| Surplus | $14,664,000 | 1,128 |
| Undivided profits | $4,962,000 | 4,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $900,000 | 2,576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $154,000 | 748 |
| Income earned, not collected on loans | $1,090,000 | 2,024 |
| Earning assets | $258,071,000 | 1,637 |
| Long-term assets (5+ years) | $15,216,000 | 3,734 |
| Average Assets, year-to-date | $274,548,400 | 1,572 |
| Average Assets, quarterly | $277,103,500 | 1,626 |
| Volatile liabilities | $12,488,000 | 4,330 |
| Insider loans | $10,458,000 | 385 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,458,000 | 936 |
| Unused loan commitments | $35,652,000 | 1,460 |
| Tier 1 (core) risk-based capital | $22,888,000 | 1,834 |
| Tier 2 risk-based capital | $2,063,000 | 1,581 |
| Total risk weighted assets | $205,370,000 | 1,400 |
| Total unused commitments | $35,652,000 | 1,465 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 97 | 1,826 |
| Assets and Liabilities | ||
| Total Assets: | $274,192,000 | 1,658 |
| Cash and due from depository institutions | $22,591,000 | 1,826 |
| Interest-bearing balances | $113,000 | 4,410 |
| Securities | $59,017,000 | 1,962 |
| Federal funds sold & reverse repurchase agreements | $1,847,000 | 5,167 |
| Net loans & leases | $181,919,000 | 1,549 |
| Loan loss allowance | $2,090,000 | 1,721 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,472,000 | 1,429 |
| Other real estate owned | $132,000 | 1,826 |
| Goodwill and other intangibles | $252,000 | 2,152 |
| All other assets | $2,962,000 | 2,420 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $274,192,000 | 1,658 |
| Total liabilities | $251,034,000 | 1,633 |
| Total deposits | $243,072,000 | 1,524 |
| Interest-bearing deposits | $186,930,000 | 1,736 |
| Deposits held in domestic offices | $243,072,000 | 1,516 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,850,000 | 1,516 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,112,000 | 1,424 |
| Total equity capital | $23,158,000 | 1,929 |
| Total bank equity capital | $23,158,000 | 1,929 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,836,000 | 962 |
| Surplus | $14,664,000 | 1,122 |
| Undivided profits | $4,658,000 | 4,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $954,000 | 2,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $125,000 | 841 |
| Income earned, not collected on loans | $1,213,000 | 1,844 |
| Earning assets | $242,896,000 | 1,719 |
| Long-term assets (5+ years) | $19,814,000 | 2,798 |
| Average Assets, year-to-date | $259,692,000 | 1,674 |
| Average Assets, quarterly | $267,299,000 | 1,686 |
| Volatile liabilities | $17,878,000 | 3,282 |
| Insider loans | $8,251,000 | 473 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $177,000 | 1,341 |
| Unused loan commitments | $41,346,000 | 1,252 |
| Tier 1 (core) risk-based capital | $22,590,000 | 1,873 |
| Tier 2 risk-based capital | $2,090,000 | 1,477 |
| Total risk weighted assets | $197,623,900 | 1,433 |
| Total unused commitments | $41,346,000 | 1,255 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 102 | 1,830 |
| Assets and Liabilities | ||
| Total Assets: | $250,044,000 | 1,869 |
| Cash and due from depository institutions | $12,282,000 | 1,830 |
| Interest-bearing balances | $36,000 | 5,599 |
| Securities | $55,904,000 | 2,186 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $172,799,000 | 1,669 |
| Loan loss allowance | $2,042,000 | 1,860 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,847,000 | 1,347 |
| Other real estate owned | $345,000 | 1,830 |
| Goodwill and other intangibles | $335,000 | 1,889 |
| All other assets | $2,532,000 | 2,897 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $250,044,000 | 1,869 |
| Total liabilities | $227,622,000 | 1,857 |
| Total deposits | $217,115,000 | 1,769 |
| Interest-bearing deposits | $165,293,000 | 2,024 |
| Deposits held in domestic offices | $217,115,000 | 1,759 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,000,000 | 1,288 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,507,000 | 1,679 |
| Total equity capital | $22,422,000 | 1,993 |
| Total bank equity capital | $22,422,000 | 1,993 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,836,000 | 1,018 |
| Surplus | $14,664,000 | 1,167 |
| Undivided profits | $3,922,000 | 5,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,973,000 | 1,534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $134,000 | 812 |
| Income earned, not collected on loans | $1,027,000 | 2,182 |
| Earning assets | $228,739,000 | 1,880 |
| Long-term assets (5+ years) | $25,801,000 | 2,217 |
| Average Assets, year-to-date | $242,470,800 | 1,860 |
| Average Assets, quarterly | $247,437,500 | 1,869 |
| Volatile liabilities | $15,824,000 | 3,480 |
| Insider loans | $5,107,000 | 837 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $323,000 | 1,098 |
| Unused loan commitments | $45,274,000 | 1,143 |
| Tier 1 (core) risk-based capital | $22,032,000 | 1,958 |
| Tier 2 risk-based capital | $2,042,000 | 1,554 |
| Total risk weighted assets | $182,967,700 | 1,574 |
| Total unused commitments | $45,274,000 | 1,148 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 99 | 1,954 |
| Assets and Liabilities | ||
| Total Assets: | $237,802,000 | 1,975 |
| Cash and due from depository institutions | $12,719,000 | 1,954 |
| Interest-bearing balances | $30,000 | 5,985 |
| Securities | $51,223,000 | 2,442 |
| Federal funds sold & reverse repurchase agreements | $4,242,000 | 3,346 |
| Net loans & leases | $161,498,000 | 1,758 |
| Loan loss allowance | $1,996,000 | 1,950 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,765,000 | 1,623 |
| Other real estate owned | $400,000 | 1,954 |
| Goodwill and other intangibles | $399,000 | 1,681 |
| All other assets | $2,556,000 | 2,929 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $237,802,000 | 1,975 |
| Total liabilities | $216,003,000 | 1,957 |
| Total deposits | $210,989,000 | 1,843 |
| Interest-bearing deposits | $162,929,000 | 2,091 |
| Deposits held in domestic offices | $210,989,000 | 1,830 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,400,000 | 2,051 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,614,000 | 1,704 |
| Total equity capital | $21,799,000 | 2,057 |
| Total bank equity capital | $21,799,000 | 2,057 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,836,000 | 1,029 |
| Surplus | $14,664,000 | 1,169 |
| Undivided profits | $3,299,000 | 5,875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,315,000 | 2,104 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $147,000 | 742 |
| Income earned, not collected on loans | $1,096,000 | 2,091 |
| Earning assets | $216,993,000 | 1,981 |
| Long-term assets (5+ years) | $22,877,000 | 2,278 |
| Average Assets, year-to-date | $230,032,000 | 1,966 |
| Average Assets, quarterly | $238,928,000 | 1,946 |
| Volatile liabilities | $9,830,000 | 4,626 |
| Insider loans | $5,326,000 | 839 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $80,000 | 1,475 |
| Unused loan commitments | $40,605,000 | 1,194 |
| Tier 1 (core) risk-based capital | $21,513,000 | 1,999 |
| Tier 2 risk-based capital | $1,996,000 | 1,606 |
| Total risk weighted assets | $171,298,000 | 1,660 |
| Total unused commitments | $40,605,000 | 1,203 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 100 | 2,006 |
| Assets and Liabilities | ||
| Total Assets: | $219,893,000 | 2,104 |
| Cash and due from depository institutions | $10,800,000 | 2,006 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $52,775,000 | 2,499 |
| Federal funds sold & reverse repurchase agreements | $4,002,000 | 2,197 |
| Net loans & leases | $144,104,000 | 1,936 |
| Loan loss allowance | $1,983,000 | 1,983 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,013,000 | 1,473 |
| Other real estate owned | $219,000 | 2,006 |
| Goodwill and other intangibles | $464,000 | 1,487 |
| All other assets | $2,516,000 | 3,136 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,893,000 | 2,104 |
| Total liabilities | $199,892,000 | 2,096 |
| Total deposits | $197,424,000 | 1,947 |
| Interest-bearing deposits | $150,619,000 | 2,212 |
| Deposits held in domestic offices | $197,424,000 | 1,935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 4,235 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $115,000 | 4,716 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,053,000 | 1,755 |
| Total equity capital | $20,001,000 | 2,057 |
| Total bank equity capital | $20,001,000 | 2,057 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,836,000 | 1,019 |
| Surplus | $14,664,000 | 1,100 |
| Undivided profits | $1,501,000 | 8,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,378,000 | 2,074 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $838,000 | 2,412 |
| Earning assets | $200,881,000 | 2,098 |
| Long-term assets (5+ years) | $24,803,000 | 2,136 |
| Average Assets, year-to-date | $218,649,200 | 2,063 |
| Average Assets, quarterly | $218,203,000 | 2,100 |
| Volatile liabilities | $6,008,000 | 6,081 |
| Insider loans | $5,382,000 | 792 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $41,327,000 | 1,135 |
| Tier 1 (core) risk-based capital | $20,242,000 | 2,040 |
| Tier 2 risk-based capital | $1,925,430 | 1,642 |
| Total risk weighted assets | $153,976,530 | 1,804 |
| Total unused commitments | $41,327,000 | 1,142 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 46 | 4,472 |
| Assets and Liabilities | ||
| Total Assets: | $127,507,000 | 3,555 |
| Cash and due from depository institutions | $6,380,000 | 4,472 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $32,351,000 | 4,217 |
| Federal funds sold & reverse repurchase agreements | $2,979,000 | 4,449 |
| Net loans & leases | $81,960,000 | 3,101 |
| Loan loss allowance | $1,077,000 | 3,460 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,758,000 | 2,654 |
| Other real estate owned | $0 | 4,472 |
| Goodwill and other intangibles | $6,000 | 2,947 |
| All other assets | $1,073,000 | 5,793 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,507,000 | 3,555 |
| Total liabilities | $116,026,000 | 3,553 |
| Total deposits | $114,687,000 | 3,419 |
| Interest-bearing deposits | $90,791,000 | 3,701 |
| Deposits held in domestic offices | $114,687,000 | 3,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $228,000 | 3,964 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,111,000 | 2,874 |
| Total equity capital | $11,481,000 | 3,563 |
| Total bank equity capital | $11,481,000 | 3,563 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,745,000 | 2,447 |
| Surplus | $7,255,000 | 1,974 |
| Undivided profits | $2,481,000 | 6,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,300,000 | 2,627 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $396,000 | 4,707 |
| Earning assets | $117,290,000 | 3,531 |
| Long-term assets (5+ years) | $13,149,000 | 3,630 |
| Average Assets, year-to-date | $124,236,400 | 3,544 |
| Average Assets, quarterly | $125,819,000 | 3,567 |
| Volatile liabilities | $1,501,000 | 10,491 |
| Insider loans | $636,000 | 5,000 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $18,816,000 | 1,962 |
| Tier 1 (core) risk-based capital | $11,475,000 | 3,486 |
| Tier 2 risk-based capital | $1,076,830 | 2,696 |
| Total risk weighted assets | $86,146,430 | 2,989 |
| Total unused commitments | $18,816,000 | 1,980 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 55 | 3,849 |
| Assets and Liabilities | ||
| Total Assets: | $126,764,000 | 3,654 |
| Cash and due from depository institutions | $7,829,000 | 3,849 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $33,369,000 | 4,060 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 3,574 |
| Net loans & leases | $77,103,000 | 3,353 |
| Loan loss allowance | $1,005,000 | 3,701 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,925,000 | 2,519 |
| Other real estate owned | $0 | 3,849 |
| Goodwill and other intangibles | $3,000 | 3,028 |
| All other assets | $1,035,000 | 6,186 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,764,000 | 3,654 |
| Total liabilities | $115,473,000 | 3,678 |
| Total deposits | $113,900,000 | 3,562 |
| Interest-bearing deposits | $93,372,000 | 3,767 |
| Deposits held in domestic offices | $113,900,000 | 3,553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $530,000 | 3,097 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,043,000 | 3,185 |
| Total equity capital | $11,291,000 | 3,401 |
| Total bank equity capital | $11,291,000 | 3,401 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,745,000 | 2,542 |
| Surplus | $5,100,000 | 2,520 |
| Undivided profits | $4,446,000 | 4,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $921,000 | 3,900 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $374,000 | 5,382 |
| Earning assets | $114,972,000 | 3,683 |
| Long-term assets (5+ years) | $10,585,000 | 4,195 |
| Average Assets, year-to-date | $121,262,600 | 3,732 |
| Average Assets, quarterly | $125,321,500 | 3,662 |
| Volatile liabilities | $1,935,000 | 10,096 |
| Insider loans | $235,000 | 3,518 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $15,365,000 | 2,172 |
| Tier 1 (core) risk-based capital | $11,288,000 | 3,350 |
| Tier 2 risk-based capital | $1,005,000 | 2,895 |
| Total risk weighted assets | $83,484,500 | 3,142 |
| Total unused commitments | $15,365,000 | 2,188 |
| Derivatives | $0 | 651 |