Home > State Financial Bank > Assets and Liabilities
State Financial Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 27 | 5,640 |
| Assets and Liabilities | ||
| Total Assets: | $79,516,000 | 5,241 |
| Cash and due from depository institutions | $5,133,000 | 5,640 |
| Interest-bearing balances | $6,000 | 6,540 |
| Securities | $22,592,000 | 4,447 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $42,783,000 | 5,607 |
| Loan loss allowance | $768,000 | 4,240 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,035,000 | 3,958 |
| Other real estate owned | $172,000 | 5,640 |
| Goodwill and other intangibles | $5,417,000 | 601 |
| All other assets | $1,384,000 | 5,126 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,516,000 | 5,241 |
| Total liabilities | $67,665,000 | 5,429 |
| Total deposits | $60,629,000 | 5,530 |
| Interest-bearing deposits | $52,919,000 | 5,465 |
| Deposits held in domestic offices | $60,629,000 | 5,527 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,200,000 | 1,522 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $836,000 | 3,736 |
| Total equity capital | $11,851,000 | 3,681 |
| Total bank equity capital | $11,851,000 | 3,681 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $450,000 | 5,011 |
| Surplus | $10,900,000 | 1,514 |
| Undivided profits | $501,000 | 8,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $626,000 | 3,153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $250,000 | 7,099 |
| Earning assets | $65,381,000 | 5,588 |
| Long-term assets (5+ years) | $8,065,000 | 5,352 |
| Average Assets, year-to-date | $78,875,800 | 5,133 |
| Average Assets, quarterly | $78,175,000 | 5,261 |
| Volatile liabilities | $12,510,000 | 4,791 |
| Insider loans | $1,559,000 | 2,734 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,000 | 1,484 |
| Unused loan commitments | $15,284,000 | 2,844 |
| Tier 1 (core) risk-based capital | $6,766,000 | 5,822 |
| Tier 2 risk-based capital | $660,860 | 4,411 |
| Total risk weighted assets | $52,761,660 | 5,032 |
| Total unused commitments | $15,284,000 | 2,851 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 42 | 4,067 |
| Assets and Liabilities | ||
| Total Assets: | $83,057,000 | 5,068 |
| Cash and due from depository institutions | $3,199,000 | 4,067 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $26,804,000 | 3,956 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,019 |
| Net loans & leases | $43,075,000 | 5,441 |
| Loan loss allowance | $654,000 | 4,698 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,075,000 | 3,804 |
| Other real estate owned | $82,000 | 4,067 |
| Goodwill and other intangibles | $5,834,000 | 528 |
| All other assets | $988,000 | 5,945 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,057,000 | 5,068 |
| Total liabilities | $70,731,000 | 5,259 |
| Total deposits | $69,844,000 | 5,062 |
| Interest-bearing deposits | $63,403,000 | 4,844 |
| Deposits held in domestic offices | $69,844,000 | 5,058 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $887,000 | 3,858 |
| Total equity capital | $12,326,000 | 3,620 |
| Total bank equity capital | $12,326,000 | 3,620 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $450,000 | 5,064 |
| Surplus | $10,831,000 | 1,443 |
| Undivided profits | $1,045,000 | 8,151 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,817,000 | 1,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $254,000 | 7,168 |
| Earning assets | $70,879,000 | 5,325 |
| Long-term assets (5+ years) | $18,794,000 | 3,273 |
| Average Assets, year-to-date | $88,783,400 | 4,586 |
| Average Assets, quarterly | $84,041,500 | 4,938 |
| Volatile liabilities | $8,930,000 | 5,321 |
| Insider loans | $1,686,000 | 2,427 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $453,000 | 1,298 |
| Unused loan commitments | $15,085,000 | 2,769 |
| Tier 1 (core) risk-based capital | $6,303,000 | 6,016 |
| Tier 2 risk-based capital | $623,290 | 4,471 |
| Total risk weighted assets | $49,832,490 | 5,094 |
| Total unused commitments | $15,085,000 | 2,778 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 40 | 4,375 |
| Assets and Liabilities | ||
| Total Assets: | $93,118,000 | 4,597 |
| Cash and due from depository institutions | $2,828,000 | 4,375 |
| Interest-bearing balances | $100,000 | 4,537 |
| Securities | $25,493,000 | 4,149 |
| Federal funds sold & reverse repurchase agreements | $4,865,000 | 2,782 |
| Net loans & leases | $50,376,000 | 4,955 |
| Loan loss allowance | $678,000 | 4,607 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,122,000 | 3,652 |
| Other real estate owned | $202,000 | 4,375 |
| Goodwill and other intangibles | $6,097,000 | 497 |
| All other assets | $1,135,000 | 5,539 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,118,000 | 4,597 |
| Total liabilities | $80,971,000 | 4,718 |
| Total deposits | $79,927,000 | 4,526 |
| Interest-bearing deposits | $71,436,000 | 4,368 |
| Deposits held in domestic offices | $79,927,000 | 4,518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,044,000 | 3,446 |
| Total equity capital | $12,147,000 | 3,627 |
| Total bank equity capital | $12,147,000 | 3,627 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $450,000 | 5,268 |
| Surplus | $10,787,000 | 1,447 |
| Undivided profits | $910,000 | 8,767 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $984,000 | 2,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $269,000 | 7,233 |
| Earning assets | $80,834,000 | 4,795 |
| Long-term assets (5+ years) | $6,611,000 | 5,332 |
| Average Assets, year-to-date | $86,979,800 | 4,704 |
| Average Assets, quarterly | $89,491,500 | 4,702 |
| Volatile liabilities | $17,384,000 | 3,361 |
| Insider loans | $823,000 | 4,058 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,328,000 | 725 |
| Unused loan commitments | $9,395,000 | 3,607 |
| Tier 1 (core) risk-based capital | $6,081,000 | 6,215 |
| Tier 2 risk-based capital | $673,770 | 4,121 |
| Total risk weighted assets | $53,896,970 | 4,736 |
| Total unused commitments | $9,395,000 | 3,609 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 51 | 3,657 |
| Assets and Liabilities | ||
| Total Assets: | $83,696,000 | 5,121 |
| Cash and due from depository institutions | $4,117,000 | 3,657 |
| Interest-bearing balances | $100,000 | 4,564 |
| Securities | $23,395,000 | 4,742 |
| Federal funds sold & reverse repurchase agreements | $4,675,000 | 2,753 |
| Net loans & leases | $47,498,000 | 5,227 |
| Loan loss allowance | $462,000 | 6,244 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,826,000 | 4,051 |
| Other real estate owned | $0 | 3,657 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,185,000 | 3,330 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,696,000 | 5,121 |
| Total liabilities | $77,999,000 | 4,974 |
| Total deposits | $77,127,000 | 4,790 |
| Interest-bearing deposits | $68,178,000 | 4,682 |
| Deposits held in domestic offices | $77,127,000 | 4,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $872,000 | 3,925 |
| Total equity capital | $5,697,000 | 6,656 |
| Total bank equity capital | $5,697,000 | 6,656 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $450,000 | 5,583 |
| Surplus | $4,199,000 | 3,300 |
| Undivided profits | $1,048,000 | 8,774 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,678,000 | 1,756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $291,000 | 7,025 |
| Earning assets | $75,668,000 | 5,193 |
| Long-term assets (5+ years) | $6,310,000 | 5,306 |
| Average Assets, year-to-date | $80,417,800 | 5,130 |
| Average Assets, quarterly | $82,181,500 | 5,160 |
| Volatile liabilities | $17,468,000 | 3,246 |
| Insider loans | $481,000 | 5,626 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $2,232,000 | 502 |
| Unused loan commitments | $10,659,000 | 3,248 |
| Tier 1 (core) risk-based capital | $5,912,000 | 6,429 |
| Tier 2 risk-based capital | $462,000 | 5,575 |
| Total risk weighted assets | $49,265,700 | 5,113 |
| Total unused commitments | $10,659,000 | 3,263 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 49 | 3,911 |
| Assets and Liabilities | ||
| Total Assets: | $75,990,000 | 5,583 |
| Cash and due from depository institutions | $4,371,000 | 3,911 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $18,026,000 | 5,970 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,096 |
| Net loans & leases | $42,736,000 | 5,563 |
| Loan loss allowance | $476,000 | 6,261 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,800,000 | 4,065 |
| Other real estate owned | $0 | 3,911 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,057,000 | 3,542 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,990,000 | 5,583 |
| Total liabilities | $70,680,000 | 5,421 |
| Total deposits | $69,751,000 | 5,264 |
| Interest-bearing deposits | $61,180,000 | 5,210 |
| Deposits held in domestic offices | $69,751,000 | 5,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $929,000 | 3,870 |
| Total equity capital | $5,310,000 | 7,095 |
| Total bank equity capital | $5,310,000 | 7,095 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $450,000 | 5,883 |
| Surplus | $4,199,000 | 3,305 |
| Undivided profits | $661,000 | 9,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $213,000 | 6,519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $252,000 | 7,880 |
| Earning assets | $67,862,000 | 5,708 |
| Long-term assets (5+ years) | $7,837,000 | 4,665 |
| Average Assets, year-to-date | $70,513,200 | 5,710 |
| Average Assets, quarterly | $77,076,000 | 5,460 |
| Volatile liabilities | $11,718,000 | 4,059 |
| Insider loans | $358,000 | 6,567 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,903,000 | 608 |
| Unused loan commitments | $8,753,000 | 3,566 |
| Tier 1 (core) risk-based capital | $5,283,000 | 6,985 |
| Tier 2 risk-based capital | $476,000 | 5,473 |
| Total risk weighted assets | $44,557,900 | 5,494 |
| Total unused commitments | $8,753,000 | 3,579 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 48 | 4,125 |
| Assets and Liabilities | ||
| Total Assets: | $66,231,000 | 6,160 |
| Cash and due from depository institutions | $4,674,000 | 4,125 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $22,253,000 | 5,443 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 6,727 |
| Net loans & leases | $34,068,000 | 6,483 |
| Loan loss allowance | $349,000 | 7,763 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,272,000 | 5,217 |
| Other real estate owned | $0 | 4,125 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,464,000 | 2,329 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,231,000 | 6,160 |
| Total liabilities | $62,972,000 | 5,945 |
| Total deposits | $62,447,000 | 5,739 |
| Interest-bearing deposits | $54,232,000 | 5,710 |
| Deposits held in domestic offices | $62,447,000 | 5,732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $525,000 | 5,040 |
| Total equity capital | $3,259,000 | 9,134 |
| Total bank equity capital | $3,259,000 | 9,134 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $450,000 | 6,216 |
| Surplus | $3,600,000 | 3,640 |
| Undivided profits | $-791,000 | 12,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,000 | 9,802 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $163,000 | 9,362 |
| Earning assets | $56,821,000 | 6,474 |
| Long-term assets (5+ years) | $18,441,000 | 2,718 |
| Average Assets, year-to-date | $67,139,800 | 5,997 |
| Average Assets, quarterly | $66,597,500 | 6,120 |
| Volatile liabilities | $10,902,000 | 4,082 |
| Insider loans | $358,000 | 6,692 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $2,036,000 | 448 |
| Unused loan commitments | $6,735,000 | 4,096 |
| Tier 1 (core) risk-based capital | $4,671,000 | 7,553 |
| Tier 2 risk-based capital | $349,000 | 6,833 |
| Total risk weighted assets | $35,791,100 | 6,415 |
| Total unused commitments | $6,735,000 | 4,103 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 40 | 5,064 |
| Assets and Liabilities | ||
| Total Assets: | $69,443,000 | 6,110 |
| Cash and due from depository institutions | $2,883,000 | 5,064 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $31,017,000 | 4,360 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $32,487,000 | 6,633 |
| Loan loss allowance | $353,000 | 7,961 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $970,000 | 6,254 |
| Other real estate owned | $7,000 | 5,064 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,079,000 | 3,379 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,443,000 | 6,110 |
| Total liabilities | $65,232,000 | 5,927 |
| Total deposits | $61,732,000 | 5,974 |
| Interest-bearing deposits | $55,223,000 | 5,844 |
| Deposits held in domestic offices | $61,732,000 | 5,965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,800,000 | 1,921 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $700,000 | 4,143 |
| Total equity capital | $4,211,000 | 8,128 |
| Total bank equity capital | $4,211,000 | 8,128 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $450,000 | 6,511 |
| Surplus | $2,803,000 | 4,329 |
| Undivided profits | $958,000 | 9,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $152,000 | 8,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $112,000 | 10,636 |
| Earning assets | $63,504,000 | 6,123 |
| Long-term assets (5+ years) | $28,807,000 | 1,961 |
| Average Assets, year-to-date | $54,177,000 | 7,190 |
| Average Assets, quarterly | $62,809,000 | 6,532 |
| Volatile liabilities | $11,100,000 | 3,807 |
| Insider loans | $358,000 | 6,747 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $7,080,000 | 418 |
| Unused loan commitments | $2,494,000 | 6,928 |
| Tier 1 (core) risk-based capital | $4,211,000 | 8,052 |
| Tier 2 risk-based capital | $353,000 | 6,817 |
| Total risk weighted assets | $32,400,600 | 6,884 |
| Total unused commitments | $2,494,000 | 6,951 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 38 | 5,417 |
| Assets and Liabilities | ||
| Total Assets: | $47,884,000 | 8,095 |
| Cash and due from depository institutions | $2,231,000 | 5,417 |
| Interest-bearing balances | $297,000 | 5,667 |
| Securities | $20,155,000 | 6,081 |
| Federal funds sold & reverse repurchase agreements | $2,175,000 | 6,191 |
| Net loans & leases | $20,975,000 | 8,699 |
| Loan loss allowance | $268,000 | 9,310 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $574,000 | 8,397 |
| Other real estate owned | $69,000 | 5,417 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,705,000 | 4,134 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,884,000 | 8,095 |
| Total liabilities | $44,604,000 | 7,970 |
| Total deposits | $44,020,000 | 7,859 |
| Interest-bearing deposits | $38,600,000 | 7,793 |
| Deposits held in domestic offices | $44,020,000 | 7,853 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $584,000 | 5,121 |
| Total equity capital | $3,280,000 | 9,284 |
| Total bank equity capital | $3,280,000 | 9,284 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $450,000 | 6,848 |
| Surplus | $2,303,000 | 4,920 |
| Undivided profits | $527,000 | 10,943 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 11,320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $89,000 | 11,888 |
| Earning assets | $43,602,000 | 8,082 |
| Long-term assets (5+ years) | $9,415,000 | 4,515 |
| Average Assets, year-to-date | $42,983,800 | 8,465 |
| Average Assets, quarterly | $46,505,000 | 8,189 |
| Volatile liabilities | $5,320,000 | 6,314 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $3,641,000 | 423 |
| Unused loan commitments | $1,214,000 | 8,686 |
| Tier 1 (core) risk-based capital | $3,280,000 | 9,223 |
| Tier 2 risk-based capital | $247,600 | 8,468 |
| Total risk weighted assets | $19,787,200 | 9,355 |
| Total unused commitments | $1,214,000 | 8,712 |
| Derivatives | $0 | 651 |